• Ho Chi Minh City

travel insurance for vietnam reddit

  • Planning A Trip

All-in-one Guide to Travel Insurance For Your Vietnam Trip

  • 1. Why Would I Need Insurance?
  • 2. What Types Of Insurances Are There?
  • 3. Insurance Plan
  • 4. When To Get Your Insurance
  • 5. Where To Start Looking For Travel Insurance

In many countries, purchasing and showing proof of a purchase for a travel insurance is a must as you apply for your travel documents. As you get a visa for Vietnam, you are not required to present one. But do you need one? The answer is YES, you will greatly benefit from a wisely picked travel insurance. And how to figure out which one is the best in the pool of insurance offered? We will tell you right now.

Why Would I Need Insurance?

You can just skip this section if you already know how important it is to get travel insurance. For those who are still skeptical, read on.

travel insurance for vietnam reddit

This is not to say Vietnam is an unsafe place to visit, but that anything can happen and it is better you get yourself prepared. Getting insurance sometimes will save you thousands of dollars, but in the least it gives you peace of mind. You know you are protected to a certain extent.

What Types Of Insurances Are There?

Thanks to Vietnam’s readily available tourism activities, you will find yourself anywhere from flying, taking cruise trips, staying at a high end resort, going kayaking on the bay or even simply crossing the streets. Fun as they may sound, some may be more prone to risk than others.

Currently in the insurance market, there is both individual and comprehensive plan for you to choose from: flight and trip cancellation insurance, travel health insurance, medical evacuation insurance, baggage coverage insurance, excess valuation, to name a few. Depending on your particular trip and preference, you may find one that best suits your interest.

How much your insurance will cost you will depend on the number of days you travel, the destination you will be travelling (Vietnam is generally listed as a safer place, and costing less money for insurance, some other countries), and the types that you choose.

Below is a closer look at the different types of insurance:

Trip cancellation.

If you book your flight with, Expedia or Orbitz or even directly from the airlines website such as Air Asia, chances are that you will be asked whether you want to purchase a flight or trip cancellation insurance. Unless you are 100% sure that you will make it for the trip, it may be wise to purchase one. This flight cancellation insurance starts from $13 and will be an excellent deal in case your flight or trip gets cancelled.

Flight Insurance

travel insurance for vietnam reddit

Baggage Insurance

You won’t be a happy traveler as you land and find out that you lost your baggage or your 2 trolleys were totally damaged. Most airlines will provide only hefty reimbursement in case of lost luggage. Baggage insurance will be necessary if you travel long distance.

Travel Health Insurance 

Your national health care insurance will not cover your trip to Vietnam in particular. The Australian Reciprocal Medicare Agreement only entitle Australian nationals to get discounted treatment while in the UK, New Zealand, Sweden, Italy, among others, but Vietnam is not currently on the list. Canadians with OHIP coverage will too bear the full cost of medical expense while abroad. For US citizens, some private health insurance may cover basic needs for your travel but no company will assist you to evacuate or repatriate back to the homeland with your existing plan. With the evacuation or medication pack, you will be aided in case of injury or death and flown back to your home country. The annual premium starts from $250.

Other insurances available for your consideration are: Adventure travel, Credit card coverage, extreme sports insurance, to name a few.

Insurance Plan

Instead of going with individual coverage you may also purchase insurance plan:

Vacation plan

This is the most popular type of all travel insurance. Vacation plan includes trip cancellation or interruption, medical emergencies, loss or delays of luggage, and some over coverage depending on the insurance providers.

Specialty plan

This includes evacuation plans, accident plans, which cover the emergency evacuation and often-sold on annual basis. The insurance will cover transport and any emergency medial costs associated with the occurrence while you are abroad.

Travel medical plan 

travel insurance for vietnam reddit

When To Get Your Insurance

It is best to get your travel insurance as you start your booking process: reserving a flight ticket, making deposit for a package tour to Vietnam or paying for your cruise trips.

Where To Start Looking For Travel Insurance

Below are some of the more prestigious travel insurance providers by countries:

Canada: Travel Guard, Kanetix (www.kanetix.ca), Manu Life (www.manulife.ca), RBC (http://www.rbcinsurance.com/travelinsurance/index.html)

US: Travel Guard, (http://www.travelguard.com)

UK: travel guard, Tesco Bank, Barclay (www.barclays.co.uk)

Australia: Travel guard, World Nomad, Travel Insurance Cover (www.travelinsurancecover.com.au)

Latest Travel Alerts & Updates for Vietnam

Latest Travel Alerts & Updates for Vietnam

Can I travel to Vietnam right now? What are the requirement? When can I expect to be allowed to travel to Vietnam? Find answers to these questions with our frequently updated travel alerts.

Best Time to Visit Vietnam: When to Go & What to Expect

Best Time to Visit Vietnam: When to Go & What to Expect

"When is the best time to visit Vietnam" is one of the most common questions that spring up to mind for all trip planners. Overall the golden time to visit the country is March-May and October-early December.

What $1 Can Buy in Vietnam

What $1 Can Buy in Vietnam

Although the cost of living has risen tremendously in Vietnam in recent years, you can still to live by with few dollars per day in your pocket. Below is a quick summary of what a dollar can be worth in various cities in Vietnam.

Featured Streets

Hang Thung - Street Of Buckets

Hang Thung - Street Of Buckets

Hang Bac - Street Of Silver

Hang Bac - Street Of Silver

Hang Dao

Hang Tre - Street Of Bamboos

Meet our experts.

travel insurance for vietnam reddit

Suggested Holiday Packages

Hanoi Essence Hotel + Signature Cruise 5D4N

Vietnam Jack

Vietnam Jack

Travel and discover the best things to do in Vietnam!

Vietnam Travel Insurace - Hanoi

Vietnam Travel Insurance Guide: Top 5 Insurance Options for Your Trip

Embarking on a journey to Vietnam, with its captivating landscapes and rich cultural tapestry, is an adventure filled with excitement and discovery. Ensuring a safe and worry-free experience involves choosing the right travel insurance. From comprehensive coverage to specific needs for exploring Vietnam, this guide explores the best travel insurance options, providing peace of mind for every traveler’s unique journey.

1. World Nomads: Comprehensive Coverage

World Nomads stands out as a top choice for adventurous travelers exploring Vietnam’s diverse terrains. Offering extensive coverage for medical emergencies, trip cancellations, and adventure activities like trekking and motorcycling, it caters to the thrill-seekers. Their flexible policies and user-friendly online platform make it easy for travelers to customize plans based on their specific needs. With 24/7 customer support and a reputation for reliability, World Nomads ensures that adventurers can explore Vietnam with confidence.

2. Allianz Global Assistance: Versatile Coverage for Every Traveler

Allianz Global Assistance provides versatile coverage suitable for a range of travel styles, making it an excellent choice for Vietnam-bound tourists. Their comprehensive plans include coverage for medical emergencies, trip interruptions, and baggage loss. Allianz offers a user-friendly online interface for easy policy management and claims processing. With a global network of medical providers and assistance services, travelers can trust Allianz to provide reliable support throughout their journey in Vietnam.

3. AXA Assistance: Tailored Coverage with Global Support

AXA Assistance offers tailored travel insurance with a global support network, making it a reliable choice for Vietnam-bound travelers. Their plans cover a spectrum of needs, including medical emergencies, trip cancellations, and baggage protection. AXA Assistance’s emphasis on customer service ensures that travelers have access to assistance whenever needed. With a user-friendly online platform for policy management and claims, AXA Assistance provides a seamless experience for those prioritizing personalized coverage and global support.

4. Travel Guard: Customizable Plans for Personalized Protection

Travel Guard, powered by AIG, provides customizable travel insurance plans to suit individual preferences and needs. Their coverage includes medical expenses, trip disruptions, and comprehensive protection against unexpected events. With flexible options for coverage enhancements, travelers can tailor their policies for specific activities or preferences. Travel Guard’s commitment to customer satisfaction, coupled with its global presence, ensures that Vietnam-bound tourists have access to personalized protection for a worry-free exploration.

5. SafetyWing: Affordable and Flexible Coverage

For budget-conscious travelers seeking reliable coverage, SafetyWing emerges as an affordable and flexible option. With comprehensive medical insurance, SafetyWing is a practical choice for those exploring Vietnam on a budget. Their policies are available to travelers of all nationalities, and the coverage extends even during brief returns to the home country. SafetyWing’s affordability and flexibility make it an attractive option for those prioritizing financial considerations without compromising on essential coverage .

Choosing the Right Travel Insurance: Considerations and Tips

Selecting the best travel insurance for Vietnam involves considering factors like coverage for medical emergencies, trip cancellations, and specific activities such as adventure sports. Assess your individual needs, duration of stay, and the type of activities you plan to engage in. Read policy details carefully. Additionally, consider the ease of claims processing and customer support. Comparing quotes and reviews can guide you in making an informed decision tailored to your travel requirements.

Conclusion: Safeguarding Your Vietnam Adventure

Choosing the best travel insurance for your Vietnam adventure ensures a safety net for unforeseen circumstances. Whether you’re exploring off-the-beaten-path destinations or immersing yourself in cultural experiences, reliable coverage from providers like World Nomads, Allianz Global Assistance, SafetyWing, AXA Assistance, and Travel Guard ensures you can focus on creating lasting memories with peace of mind.

Featured Image: View of Hanoi at Night | Photo by Quang Nguyen Vinh

travel insurance for vietnam reddit

Top Travel Insurances For Vietnam You Should Know in 2024

Byron Mühlberg, writer at Monito.com

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Vietnam is known for its friendly people, intriguing cultural heritage, stunning landscapes, and delicious cuisine such as the famous Pho and Banh Mi dishes. Although travelling to Vietnam can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Vietnam and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Vietnam Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Vietnam:

Best Travel Insurances for Vietnam

  • 01. Do I need travel insurance for Vietnam? scroll down
  • 02. Best medical coverage: VisitorsCoverage scroll down
  • 03. Best trip insurance: Insured Nomads scroll down
  • 04. Best mix for youth and digitial nomads: SafetyWing scroll down
  • 05. FAQ about travel insurance to Vietnam scroll down

Heading to Vietnam soon? Don't forget to check the following list before you travel:

  • 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
  • 🛂 Need a visa? Let iVisa take care of it for you.
  • ✈ Looking for flights? Compare on Skyscanner !
  • 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
  • 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Is Travel Insurance Mandatory in Vietnam?

No, there's currently no legal requirement to take out travel insurance for travel to or through Vietnam.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Vietnam or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Vietnam:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Vietnam, no matter whether you're planning to hike through the jungles of Phong Nha-Ke Bang or explore the busy streets of Hanoi.

VisitorsCoverage lets you choose between various plans tailored to meet the specific needs of your trip to Vietnam, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

Get a quote now

  • Coverage 9.0
  • Quality of Service 9.0
  • Pricing 7.6
  • Credibility 9.5

VisitorsCoverage offers a large variety of policies, and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Vietnam:

  • Policy Names: Varies
  • Medical Coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
  • Trip Coverage: Excellent - but only available for US residents.
  • Customer Support: FAQ, live chat and phone support
  • Pricing Range: USD 25 to USD 150 /traveller /month
  • Insurance Underwriter: Lloyd's, Petersen, and others
  • Best For: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option for Vietnam, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

Get your quote

  • Coverage 7.8
  • Quality of Service 8.5
  • Pricing 7.4
  • Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

  • Policy Names: World Explorer, World Explorer Multi, World Explorer Guardian
  • Medical Coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
  • Trip Coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
  • Customer Support: FAQ, live chat, phone support
  • Pricing Range: USD 80 to USD 420 /traveller /month
  • Insurance Underwriter: David Shield Insurance Company Ltd.
  • Best For: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads in Vietnam because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

Get insured now

  • Coverage 7.0
  • Quality of Service 8.0
  • Pricing 6.3
  • Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

  • Policy Names: Nomad Insurance, Remote Health
  • Medical Coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
  • Trip Coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
  • Pricing Range: USD 45 to USD 160 /traveller /month
  • Insurance Underwriter: Tokyo Marine HCC
  • Best For: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Vietnam? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Vietnam

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for Vietnam. However, we strongly encourage you to do so anyway, because the cost of healthcare in Vietnam can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

The wing of a commercial aircraft in the clouds during a flight.

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Monito is trusted by 15+ million users across the globe.

Monito's experts spend hours researching and testing services so that you don't have to.

Our recommendations are always unbiased and independent.

site_name

Travel Insurance Vietnam

Travel insurance for vietnam.

Ah, Vietnam – a vibrant chaos of scooters zipping around, ancient temples that have seen it all, and greenery that makes you feel like you're in a nature hug. This Southeast Asian gem isn't just about rich culture and history – it's also the kingdom of adventures and, of course, the land of the mighty pho. Before you kick off your shoes and wade into the wonders of Vietnam, let's talk about practical matters. While Vietnam's known for the stunning Ha Long Bay and its gregarious people, it's also a place where even the savviest traveler might hit a speed bump. Let's dive into the everything you need to know abouet travel insurance for Vietnam so you can face unexpected travel hiccups with confidence.

  • What should your Travel insurance cover for a trip to Vietnam? 
  • How does Travel Insurance work for Vietnam?
  • Do I need Travel Insurance for Vietnam? 
  • How much does Travel Insurance cost for Vietnam? 
  • Our Suggested AXA Travel Protection Plan

What Types of Medical Coverage Do AXA Travel Protection Plans Offer?

Are there any covid-19 restrictions for travelers to vietnam.

  • Traveling with pre-existing Medical Conditions?

What should your travel insurance cover for a trip to Vietnam?

At a minimum, your travel insurance should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage.  AXA Travel Protection plans are designed with these minimum recommended coverages in mind. 

  • Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
  • Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
  • Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
  • Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
  • Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Vietnam.

How does Travel Insurance for Vietnam work?

Imagine: you're on a motorbike adventure through the winding roads of Dalat. Suddenly, an unexpected slip or a minor mishap occurs, and you find yourself in need of medical attention. Here's where an AXA Travel Protection plan steps in with its "Emergency Medical Expenses" benefit. From hospital stays to doctor's fees, AXA can support and assist so you're not left navigating the complications of the Vietnamese healthcare system. Moreover, if the situation takes a serious turn and requires evacuation to the nearest medical facility or even repatriation, AXA Travel Protection's got your back. Here’s how travelers can benefit from an AXA Travel Protection Plan:  

Medical Benefits: 

  • Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
  • Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
  • Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Pre-Departure Travel Benefits: 

  • Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
  • COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
  • Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits:

  • Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
  • Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Baggage Benefits: 

  • Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
  • Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Additional Optional Travel Benefits:

  • Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
  • Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
  • Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
  • Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I need Travel Insurance for Vietnam?

Although it's not required to have travel insurance for Vietnam, we highly recommend that travelers think about getting an insurance plan to make sure they stay well-protected during their visit. Why? There are several reasons:

Medical Emergencies: Given the adventurous activities in Vietnam, the potential for minor mishaps or unexpected health issues is notable. Having coverage for emergency medical expenses ensures that you can seek necessary medical attention without worrying about the financial burden.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Emergency Evacuation & Repatriation: While Vietnam's healthcare has improved through the years, the quality of healthcare in more rural or remote areas may not be as advanced. In the event of a serious medical emergency, having coverage for emergency evacuation to the nearest suitable medical facility or repatriation becomes crucial.

How much does Travel Insurance cost for Vietnam?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:

  • Total Trip cost:  The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
  • Age:  Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to Ecuador will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

Our Suggested AXA Travel Protection Plan 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and  Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Vietnam hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses. Travelers to Vietnam may want extra coverage. The Platinum Plan is a good choice for travelers who want a bit of extra coverage. Cancel for Any Reason is an option that offers coverage for canceling a trip for any reason. The Collision Damage Waiver coverage is also optional. It covers collisions, theft or damage to a rental car being used during your Vietnam trip.

AXA covers three types of medical expenses:

  • Emergency medical expenses 
  • Emergency evacuation & repatriation 
  • Non-medical emergency evacuation & repatriation 

Emergency Medical: Can cover medical expenses, hospital stays, and even emergency evacuations, covering the expenses of hefty bills and ensuring access to quality healthcare while away from home.

Emergency Evacuation and Repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness. 

Non-Medical Emergency Evacuation and Repatriation: Offers assistance in unexpected situations such as political unrest or natural disasters, ensuring safe and timely relocation to a secure location or repatriation back home. 

Starting in 2023, travelers heading to Vietnam no longer have to show a valid Covid-19 vaccine card or a negative PCR test. The travel restrictions in Vietnam have been lifted, making the entry process simpler for all travelers.

Traveling with pre-existing Medical Conditions? 

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.   Our Gold and Platinum  plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons, 

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plans with a pre-existing medical condition , so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation. 

1. Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2. When should I buy Travel Insurance to Vietnam?

Purchasing travel insurance for your trip is advisable as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14 days of making your initial trip deposit.

3. Do Americans need travel insurance in Vietnam?

While travel insurance is not a mandatory requirement for Americans visiting Vietnam, it is highly recommended. Travel insurance can provide financial protection and assistance in case of unexpected events such as medical emergencies, trip cancellations, lost luggage, or other travel-related issues.

4. What is needed to visit Vietnam from the USA?

For a trip to Vietnam, US citizens need a visa for tourism or business, obtainable from the Vietnamese Embassy in the US or through a single-entry e-visa on the Vietnam Immigration website. Make sure your passport is valid for at least six months beyond your intended stay and has at least one blank visa page.

5. What happens if a tourist gets sick in Vietnam?

If you become sick in Vietnam, travelers with AXA Travel protection can contact the AXA Assistance hotline at  855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

AXA already looks after millions of people around the world

With our travel insurance we can take great care of you too

Get AXA Travel Insurance and travel worry free!

 licensed representatives

Travel Assistance Wherever, Whenever

Speak with one of our licensed representatives or our 24/7 multilingual insurance advisors to find the coverage you need for your next trip.

The ultimate guide to buying travel insurance in Vietnam

Travel insurance has been gaining popularity during the covid-19 pandemic. you might wonder what benefits this type of insurance brings or why you need to buy it. so, let’s have a look at this below post for an overview and select the most suitable coverage for your trip., what is travel insurance.

Travel insurance is considered a financial plan used for protection against risks and loss of money or property in your trip. In detail, insurance companies will reimburse you in those circumstances or in any medication-related issue and additional cost during the journey.

Should you buy travel insurance?

As mentioned above, travel insurance helps you a lot on your vacation. You will obtain different amounts of compensation and benefits based on the companies and coverage you choose. Now let’s examine the cases below and give answers to the questions above.

Cases are covered by travel insurance

In general, 5 popular cases occurring during the trip you can make a claim are:

  • Trip cancellation

If you have to suddenly change or cancel your trip, insurance companies will reimburse the prepaid for flights, accommodation or travel tickets. Yet, the coverage is valid only if your reasons for canceling are listed in the policy. For instance, natural disasters happen at your destination or you are too sick to join the trip.

  • Accidents and medical emergencies

Accidents and injuries during the journey are not rare, especially when you partake in physical challenge activities. In case of abroad travel, medical expenses can cost you an arm and a leg if you get food poisoning or face other health-related issues. An insurance package can cover those problems.

  • Loss luggage

Risks of lost luggage probably happen in both domestic and overseas travel. In this case, travel insurance with luggage coverage will pay for stolen or lost items with a respective amount of money.

  • Missed departure time

Missed flights or trains might lead to lots of troubles and cost you a great deal of money for buying other tickets. Owning missed connection travel insurance can help you receive compensation in specific circumstances listed in the policy.

  • Travel delays

Travel delays might result in missed connecting flights or planned tourism activities. In those cases, a policy with travel delay coverage can reimburse you for unused trip expenses including flight tickets and accommodation that are prepaid and nonrefundable.

You should buy travel insurance!

A detailed itinerary can lessen the possibility of unexpected events during the trip. Yet, risks are unpredictable so you should seriously consider buying travel insurance. In addition, the pandemic leads to the anxiety of exposure to the COVID-19 in the trip. Therefore, purchasing travel coverage is the right decision.

Who should buy travel insurance?

Travel insurance covers a wide range of people from 6 weeks to 85 years old depending on the companies’ policies. If you find yourself in one of the travel groups below, you might need travel coverage:

  • Broad travel

Overseas trips often bear more risks than domestic travel, including lost luggage/personal paper, and more expenses as well. So if you are an abroad traveler, it is worth thinking about suitable coverage.

  • Valuable trip

If you planned and pre-booked for your luxurious trip with an expensive resort, nonrefundable flights, and a 5-star cruise, you definitely should add travel insurance. In case you have to cancel your trip and prepaid services decline to refund, the coverage will reimburse you all those costs.

  • Challenge activities included in the trip

Physical challenge activities and cave/jungle/waterfall exploration trips are appealing to tourists all over the world, and potential for injuries as well. This type of coverage is not compulsory, however, insurance companies often recommend it because of its necessity.

Some popular types of travel insurance

There are various ways to classify travel insurance, including by region and by insured.

Travel insurance by region

  • Domestic travel insurance

This insurance package is designed for tourists traveling to destinations within the territory of Vietnam. Its cost is quite cheap but benefits are various, especially in medical and health issues.

  • Global travel insurance

This type of insurance covers trips abroad and usually offers many benefits for travelers such as lost luggage, lost personal paper, or flight issues.

Travel insurance by the insured

  • Individuals

It is suitable for travelers with private requests of criteria for their vacation. This coverage often provides a wide variety of benefits and compensation amounts for choosing.

  • Family/groups

This coverage is applied to a group of tourists or a family traveling together. Prices for those packages are often cheaper than ones for individuals.

  • Enterprises

This type of travel insurance is designed for business traveling purposes. The term in policies is usually by year for saving time and money.

  • Travel tours

This travel coverage is specifically designed for travel agencies, generally included in total tour expense.

Some notices for buying travel insurance

  • Not every trip needs travel insurance

This is a suggestion for you: if you plan an economically domestic trip with a limited budget and no valuable luggage, you might skip travel insurance. By contrast, in case the total cost for your trip is significant, you definitely should have one.

  • Carefully read the policies

You should spend time reading every term of your coverage contract to know exactly what is covered and what is not. Then, you can add or narrow the list as needed. Moreover, choose the insurance companies with 24/7 support service so you can contact them anytime you get into trouble.

  • Try not to overlap

If you already had life insurance or medical insurance, you might need to check that coverage’s policies to make sure you won’t pay for one benefit twice. For instance, your medical insurance possibly covers the hospital fees in case of your sickness and accident during the trip.

  • You might need to buy it soon

After planning and pre-booking every service for the journey, you should get travel insurance as soon as possible, at least coverage with a cancellation policy. In the event of irresistibly canceling, you can be reimbursed by the insurance company.

  • Don’t fall for tourist traps

Note that again, to not fall for sales tactics with additional terms, you need to read the policy carefully to identify what you want to be covered. Also, it is necessary to remove the benefits you already had.

Some reliable travel insurance in Vietnam

In Vietnam, many prestigious insurance companies are providing comprehensive solutions for travel, business trips, and study abroad. Some reliable ones are:

Renowned with many coverage packages that are financially suitable for travelers, Baoviet TravelCare is your reliable companion on every trip. Global travel insurance Flexi is one of the most outstanding solutions of Baoviet, designed for individuals and customers of Saigontourist.

Bao Minh is renowned for many insurance packages for domestic and international travel with 22 compensatory benefits, which is appropriate for applying for a worldwide Visa.

Vietnam National Aviation Insurance Corporation provides both domestic and global coverage for individuals and corporations. In unexpected events, VNI will reimburse you the amount of money fixed in the insurance certificate.

A well-known product of Chubb and PVI is TripCARE – the comprehensive travel insurance for customers of Vietnam Airlines.

BIC is BIDV’s insurance company, covering all customers from 1 to 70 years old in the event of accidental death, dismemberment, medical assistance, as well as any luggage and trip issues.

Insurance coverage Travel Guard of AIG offers various solutions with lots of benefits and professional compensation services.

Liberty company sells a great variety of insurance products. International travel insurance TravelCare is popular for its wide coverage for customers traveling individually and in groups.

As you can see, almost all insurance companies offer qualified domestic and global coverage packages. Each business gains the advantage over others on specific products, yet, all of their solutions focus on improving customers’ benefits.

Here is the overview of travel insurance. This post is expected to help you have a better understanding of the importance of travel coverage for your trip and get more useful information for choosing the most suitable coverage.

Leave a Reply Cancel reply

Save my name, email, and website in this browser for the next time I comment.

You Might Also Like

Read more about the article 5 Surprising Facts About Saigon

5 Surprising Facts About Saigon

Read more about the article <strong>10 Weirdest Fruits You Should Try When Visiting Vietnam!</strong>

10 Weirdest Fruits You Should Try When Visiting Vietnam!

Read more about the article Top 10 Vietnam Tour 2023

Top 10 Vietnam Tour 2023

travel insurance for vietnam reddit

Best Travel Insurance for Vietnam

' src=

Buying travel insurance can be confusing. There are many options with thousands of different companies all offering different policies. How do you decide which is the best policy for you?

We have crawled the web for the best travel insurance providers for Vietnam. The clear winners are IM Global , AIA , World Nomad , AXA , and Allianz Liberty Travel . Each of these providers offers safe and reliable policies for travel in Vietnam.

This guide to travel insurance in Vietnam will give everything you need to stay safe on your trip.

Why Travel Insurance?

It doesn’t matter where you go on this planet, travel insurance is essential. The real world is unpredictable. Accidents happen and not everyone is friendly. It’s always best to get covered for the unexpected.

How to choose insurance policy while traveling to Vietnam

Those who have long traveling plans in Vietnam or South East Asia must get travel insurance.

Your insurance will cover any unexpected financial or health problems. It will also give you peace of mind as you take on some risky and exciting adventures.

One of the biggest draws to Vietnam is the chance to motorcycle from North to South or vice versa. While this is an incredible experience it’s also highly dangerous.

Read more about: how to rent a motorbike in Vietnam

If you are going to ride a motorcycle in Vietnam, you MUST get appropriate travel insurance. to cover you (more on this later.)

Accidents are very common in Vietnam. Accidents can occur both on the road and off the road much like every other Southeast Asian country. It’s best to be safe and get yourself covered.

What Am I Covered For?

Travel insurance can cover anything from a stolen wallet to a motorbike accident. Insurance plans are adaptable. It’s important to understand what cover you will need before your arrival.

Apart from the basics that come with all cover plans, here are some specific things you will want to cover too.

Medical Insurance

Calling for assistance

Healthcare in Vietnam is vastly different from what you are probably used to at home. Walk into any public hospital and you are in for a big surprise. Huge waiting lines and a lack of beds is common.

You have two choices: cheap and basic or expensive and international. International hospitals in Vietnam are of good quality. We recommended them if you should get into an accident.

International hospitals are much more hygienic and operated by international doctors. The equipment is up to date and the medical advice given is usually sound.

You may not have the luxury of an international hospital and will have to settle for a public hospital. International hospitals are in major cities such as Hanoi, Ho Chi Minh City, and Da Nang.

Failure to insure yourself could result in an astronomical hospital bill. Do not risk it.

Motorbike Insurance

Motorbike in Vietnam

Driving a motorbike in Vietnam is a wonderful but dangerous experience. The roads in Vietnam are chaotic and very few rules exist.

You will discover that the biggest vehicle always has right of way. They care very little for your safety on a bike.

If you are thinking that you will be fine because you’re only driving out of the city, then think again. The roads are just as dangerous outside of the cities.

Motorbike accidents are the number one cause of accidents and injuries for travelers. If you have never driven a motorbike before, it’s advised that you do not start in Vietnam.

You may have the opportunity to learn how to drive. But, learning road awareness takes years of practice. Vietnam’s roads demand great awareness skills to stay safe.

In fact, the second biggest killer of Vietnamese people is traffic accidents. If you decide to drive a motorbike in Vietnam, you should buy a comprehensive insurance plan.

Motorcycle cover in Vietnam requires a valid motorcycle license. This is not required if you are driving a motorbike with an engine of 50cc or less.

Above 50cc you will need your valid motorcycle license and a Vietnamese license. To get a Vietnamese license, you need:

  • A residence visa
  • Work permit or business visa (30 days or more)

If you are planning to take a motorcycle trip through Vietnam, you will need a motorcycle that is at least 125cc. To be fully insured you must have:

  • A valid license from your country of residence
  • A Vietnamese motorcycle license

Without these, no insurance company will payout for a motorbike accident.

You can not legally drive anything more than a 50cc bike without a license.

If you have both valid licenses your insurance company will not pay out for if:

  • You were not wearing a helmet.
  • You were under the influence of alcohol/drugs.
  • You were violating Vietnamese road laws.

Cancellations and Delay Insurance

tropical cyclone in Vietnam

Cancellations and delays are common throughout Vietnam no matter your mode of travel. 

You will likely experience delays when you take a domestic flight within the country. Popular domestic airlines like VietJetAir and Jetstar are often canceled and delayed.

It is important to get covered for both scenarios. You can then reclaim any money for pre-paid tickets, hotels, or tour bookings.

Cancellations are not always the fault of an airline or ferry service. You may have a family emergency and will need to get home immediately. You will then need to cancel future flights already booked.

Always make sure you read the small print on your cancellations and delay policy. Many insurers need proof that you made the best effort possible to continue your trip.

You may have to submit notes, announcements, letters, or emails to prove it was not possible. Without these forms of proof, you may not get refunded a single cent.

Loss and Theft

Loss is an inevitable part of your travel experience. Losing a few socks in a hostel is a lot different from leaving your MacBook on a coach in central Vietnam. 

If you are carrying lots of valuable items such as a laptop, camera, phones, and cash you should get them covered.

Theft is not that common in Vietnam but it’s always best to be safe than sorry. Most thefts happen in the major cities when men on bikes snatch purses or bags from locals or travelers. 

Again, this is rare but it’s worth getting covered anyway.

Catching DHF (Dengue Hemorrhagic Fever)

Read also: Sharks, jellyfish, snakes, and other dangers in Vietnam .

Dengue fever is a dangerous mosquito-borne disease. It can cause the infected to suffer from many symptoms including:

  • Pain behind the eyes
  • Joint and muscle pain
  • Skin rash that appears after 2-5 days after fever

The best way to avoid DHF is to wear an appropriate bug mosquito repellent. This does not 100% protect you and you could still contract DHF.

Healthy adults can recover within a few weeks. You must go to the hospital immediately after noticing the symptoms above.

Travel insurance policies will cover you for inpatient and outpatient treatment of DHF. Double-check your policy to make sure it is included.

Contracting dengue fever is unlikely but possible. If traveling in areas of the country with a high number of mosquitoes such as the Mekong Delta, you are at a higher risk.

Food Poisoning

Food poisoning is a common issue for travelers in South East Asia. Your travel policy will cover you for any treatment but you should always make sure before you buy.

eating out in Vietnam

Most street food in Vietnam safe and cooked fresh right in front of your eyes. Getting food poisoning is more likely in restaurants where food is improperly stored.

A comprehensive travel insurance policy will usually provide you with dental coverage. This includes:

  • Severe emergency (broken tooth, extreme and sudden tooth pain)
  • Chipped tooth
  • Severe toothache

Those with bad toothache or teeth issues should take their specialist toothpaste. You may not find it in Vietnam.

How to Pick the Right Travel Insurance

Vietnam risks for travelers

Plan your travels as much as possible so you know what type of activities you will be taking part in. Make a list of the activities you want to do. 

Start looking for plans that include all these plus the basics. Add any special items such as:

  • Health/medical
  • Motorbiking
  • Cancellation/delay

You don’t need to plan your trip down to a tee. Have a good idea of the activities you want to take part in so you can get covered before arriving. 

Don’t decide to go white water rafting in Dalat on day three of your trip with no insurance cover already in place.

Always read your policy documents. Research into anything you don’t understand and make sure you know your rights before buying.

Some insurance policies look great when glancing at the “what’s covered” section. Always check the small print which details scenarios in which they won’t payout.

Make sure you understand all the following before you take out the plan:

  • What’s included and excluded in the policy?
  • How do you contact your provider?
  • What paperwork should you travel with?
  • What are the monetary limits for each item?
  • What excess (if any) will you need to pay for each item if claimed?
  • What proof do you need should you make a claim?
  • What number is the international 24/7 hotline number?

Always spend a significant amount of time reading all the details. Unfortunately, some insurance companies don’t have your best interest at heart.

It’s on you to make an informed decision and not jump for the cheapest option.

Who Do You Contact in Case of an Insurance Emergency?

When you buy your travel insurance policy you will get an email with all the relevant paperwork. In the paperwork, you will find an emergency contact number that you can call 24/7 for help. 

If you don’t see this, contact your provider immediately for the details.

Once you have the details you should save the number on your phone. Keep the paper with you on your travels too and give the number to a close relative. This way, they can contact your provider on your behalf if needed.

What Do You Do in the Case of an Insurance Emergency?

Insurance for traveling to Vietnam is essential

You must find the emergency contact details of your provider. Call them and introduce yourself, tell them where you are and describe the situation you are in.

A member of your provider should then give you instructions on what to do next. They may provide you with a specific list of hospitals to attend, and this service you can receive.

Some providers may even be able to provide you with an ambulance. They may even arrange a doctor’s visit to your accommodation.

Your medical expenses are covered by your provider. You will most likely need to pay for those expenses first. You will then get refunded the money by your provider. This is why it is important to have cash in the bank for emergencies.

Keep all the documents you receive from any hospital or doctor. Some of this paperwork will need to go to your insurance provider. 

Can I Buy Insurance During Your Trip

Yes, it is possible to buy travel insurance or extend it during your trip. You may be limited to only a select few international providers. These may cost much more than other domestic providers back home.

Once you have bought your insurance it will take 3-5 days for the paperwork to activate. This is a precaution taken by the provider against any fraudulent claims.

It’s advised that you buy your comprehensive insurance before you take your trip.

In What Circumstances Will an Insurance Provider Not Pay Out

Alcohol inebriation.

You will not get covered if intoxicated when your accident occurred. It’s advised that you do not drink and drive during your time in Vietnam.

Riding a Motorcycle Without a License

You are only covered for motorcycle accidents if you have a driving license. You must have a license from your home country and a Vietnamese driving license.

Improper Coverage

If your expenses outweigh your cover you will need to make up any difference with your own money.

The Best Travel Insurance for Vietnam

Here are the best providers and policies for Vietnam travel. These companies are reputable, well-reviewed, and trust-worthy. Their policies may cost more than most but they are the safest options.

Click the company, go through the quote process and then start to compare. Each policy is different.

Make sure you add any specific adventurous activities you may want to enjoy on your travels. You can add these later while traveling but it’s cheaper to get covered right from the start.

We recommend that you start your policy at least a week in advance to your departure date. This will ensure the verification process for your policy is complete. You are then covered for the day you leave and the entirety of your trip.

World Nomad

Allianz Liberty Travel

Final Thoughts

Travel insurance for your trip to Vietnam is a no brainer. We’re confident you will explore the country without a single problem but it’s always best to be safe than sorry.

These are the most comprehensive and reliable travel insurance companies out there. It’s worth spending a good amount of money on a solid policy that covers you completely. You can then be free to enjoy your travels with complete peace of mind.

' src=

logo

  • No products in the cart.

mobile logo

Vietnam Travel Insurance: The best guide before you go

travel insurance for vietnam reddit

Should I need Vietnam travel insurance ? What are the benefits that I got? In this post, Prime Trave l will help you address all your concerns about travel insurance when visiting Vietnam, ensuring you have the safest and most enjoyable trip.

Why do you need travel insurance in Vietnam?

Do you really need to purchase travel insurance? If not, what are the disadvantages? Here are some several reasons:

  • Vietnam has a different health care system than your home country. You may not be able to access the same quality of care or facilities that you are used to. And you also may have to pay upfront for medical services, which can be expensive and difficult to claim back from your regular health insurance.
  • Vietnam has various natural and man-made hazards that could affect your travel plans. You could encounter typhoons, floods, landslides, fires, civil unrest, terrorism, or crime. These could cause injuries, damages, delays, or cancellations that could cost you a lot of money and stress.
  • You need to meet strict entry requirements, such as visa, passport, vaccination.
  • Vietnam has different laws and customs than your home country. You may not be aware of some of the rules or regulations that apply to you as a visitor. You could unknowingly break the law or offend the local culture and face legal consequences or social backlash.

Vietnam travel insurance

Why do you need Vietnam travel insurance ? ( Source: Internet )

Read more>>> How to apply Vietnam E-visa 2023

What does travel health insurance in Vietnam cover?

Each Vietnam travel medical plan varies just as each trip and traveler varies. A travel medical insurance plan for Vietnam can be purchased as a standalone plan or as a part of a comprehensive travel insurance plan. A comprehensive travel insurance policy offers coverage for various travel-related expenses, such as cancellation, lost baggage, or delays.

Vietnam travel insurance 2

Travel insurance provides a safe experience for travelers ( Source: Internet )

Some common coverages to consider for a trip to Vietnam include:

  • Motorcycle/Motorbike travel insurance
  • Coverage for pre-existing conditions (obtaining a waiver for the condition before traveling)
  • Emergency Medical Evacuation
  • Accidental Death & Dismemberment

Read more>>> Things to do in Hanoi 

Vietnam travel insurance 4

What do Vietnam travel insurance not include ? ( Source: Internet )

There are a few eventualities a standard travel insurance policy is unlikely to cover, including: 

  • Pre-existing conditions: Make sure you declare any pre-existing medical conditions to your provider when you buy your policy, otherwise you won’t be covered.
  • Drugs or alcohol: But be aware that if your belongings are stolen or you’re injured while you’re under the influence, you might find your insurance provider won’t pay out.
  • Natural disasters: Vietnam’s long coastline makes it prone to storms and flooding, particularly in the cyclone season from May to November. While it’s unlikely that extreme weather will affect your trip, it’s worth knowing that you may not be covered if it does.
  • Terrorism: Vietnam doesn’t have a history of terrorist attacks, but it still pays to be vigilant. Although your travel insurance will cover the cost of any medical care you might need following an attack, it won’t cover much else.

How much is travel insurance to Vietnam?

The price of Vietnam travel protection can vary depending on the age, health status, and number of travelers being covered, as well as the duration of the trip and type of coverage.

Vietnam travel insurance

Tourists experience boat rowing on Trang An ( Source: Internet )

As risk involved with the trip increases, prices may also increase. For example, a trip to Vietnam that lasts one week may cost less than a two-week trip, even if the type of coverage is the same, due to the extended length of the trip. Additionally, a traveler with pre-existing health conditions can usually expect to pay higher rates than a traveler who does not have any diagnosed pre-existing conditions.

In general, the cost of purchasing travel insurance in Vietnam for foreigners will range from $40 to $80 for a trip lasting from 7 to 10 days in Vietnam.

Read more>>>  Vietnam trip cost for Australian

How to choose the best travel insurance in Vietnam?

There are many travel insurance providers and plans available for Vietnam, but not all of them are suitable for your needs. Here are some tips on how to choose the best travel insurance in Vietnam:

  • Compare different plans and providers online. You can use websites like: Chubs, Luma, or Care to compare different features, benefits, prices, and reviews of various travel insurance plans and providers for Vietnam.
  • Check the coverage limits and exclusions. Make sure that the plan you choose covers you adequately for the risks you face in Vietnam. For example, if you plan to ride a motorbike in Vietnam, make sure that your plan covers motorbike accidents. 
  • Check the customer service and claims process. Make sure that your provider has a reliable and accessible customer service team that can assist you 24/7 in case of an emergency. Also check how easy and fast it is to file and settle a claim with your provider.

Vietnam Travel Insurance: The best guide before you go

How to choose the best travel insurance in Vietnam ? ( Source: Internet )

Read more>>> Top 5 best Vietnamese traditional food

How to use travel insurance in Vietnam?

Using travel insurance in Vietnam is simple and straightforward if you follow these steps:

  • Keep your policy documents and certificate of insurance handy at all times. You may need to show them at the airport or immigration checkpoints when entering or leaving Vietnam.
  • Contact your provider or their assistance company as soon as possible if you encounter any emergency or problem during your trip. They will guide you on what to do next and how to access their network of medical providers or other services.
  • Keep all receipts and evidence related to your claim. You may need to submit them along with a completed claim form to your provider within a certain time frame after your trip.
  • Enjoy your trip with peace of mind knowing that you are covered by travel insurance in Vietnam.

Vietnam Travel Insurance: The best guide before you go

Tips for using travel insurance ( Source: Internet )

Read more>>> Hanoi street food – Top 10 delicious dishes

How to buy travel insurance in Vietnam?

Buying travel insurance in Vietnam is easy and convenient with online platforms. You can follow these steps to buy travel insurance in Vietnam online:

  • Visit one of the websites mentioned above or search for other reputable online travel insurance providers for Vietnam.
  • Enter your personal details and travel information, such as your name, age, nationality, destination, duration, and purpose of travel.
  • Choose the plan that suits your needs and budget from the options available.
  • Review the policy details and terms and conditions carefully before confirming your purchase.
  • Pay securely online with your credit card or other payment methods.
  • Receive your policy documents and certificate of insurance instantly by email.

Vietnam Travel Insurance: The best guide before you go

Capturing best moment with safe journey in Vietnam ( Source: Internet )

You can also choose to purchase travel insurance directly in your home country through travel companies. Additionally, if you have already arrived in Vietnam, you can consider buying it from providers like Liberty , Chubb , etc….

Read more>>> Top 5 best tours in Hanoi

 To conclude, travel insurance is not mandatory when traveling to Vietnam, but considering its various uses and benefits, it’s something you should contemplate purchasing. With the information shared by Prime Travel above, it is hoped that it will give you a detailed understanding of this type of travel insurance.

Check out Prime Travel’s tours here:

       Dinner with Locals

Authentic Vietnamese coffee workshop

Best of Vietnam from North to South

' src=

primetravel

Political Situation In Vietnam Safety Tips For Travelers

Political Situation in Vietnam: Safety Tips for Travelers

Vietnam weather in december: a traveler’s guide to the best trip.

Vietnam weather december

Leave a Reply: Cancel Reply

Save my name, email, and website in this browser for the next time I comment.

Please Sign In

You don't have permission to register.

  • Vietnam Tourism
  • Vietnam Hotels
  • Vietnam Bed and Breakfast
  • Vietnam Vacation Rentals
  • Flights to Vietnam
  • Vietnam Restaurants
  • Things to Do in Vietnam
  • Vietnam Travel Forum
  • Vietnam Photos
  • All Vietnam Hotels
  • Vietnam Hotel Deals
  • Last Minute Hotels in Vietnam
  • Things to Do
  • Restaurants
  • Vacation Rentals
  • Travel Stories
  • Rental Cars
  • Add a Place
  • Travel Forum
  • Travelers' Choice
  • Help Center

Travel insurance - Vietnam Forum

  • Asia    
  • Vietnam    

Travel insurance

  • United States Forums
  • Europe Forums
  • Canada Forums
  • Asia Forums
  • Central America Forums
  • Africa Forums
  • Caribbean Forums
  • Mexico Forums
  • South Pacific Forums
  • South America Forums
  • Middle East Forums
  • Honeymoons and Romance
  • Business Travel
  • Train Travel
  • Traveling With Disabilities
  • Tripadvisor Support
  • Solo Travel
  • Bargain Travel
  • Timeshares / Vacation Rentals
  • Asia forums
  • Vietnam forum

' class=

Can anybody please recommend a good travel insurance that would cover the activities above?

3 replies to this topic

' class=

Why not Google? Or go on places like comparethemarket etc. Then select the company, read the reviews etc. Here in the UK, most tend to be underwritten by the same company anyway. Just make sure it covers what you might be doing e.g. riding scooters, trekking etc.

travel insurance for vietnam reddit

There are travel insurance forums out there that can answer specifics.

You wont get insurance for motorcycles unless the rider is licensed and has an IDP suitable for Vietnam

Also see what your credit card covers.

  • Still confused about Fansipan 5:57 am
  • Vietnam mother daughter Trip Recommendations please 5:54 am
  • Ha Giang loop for “mature” couple ? 5:23 am
  • Vietnam. Again.... 2:26 am
  • Hoi An hotels 1:57 am
  • Travel from Nha Trang to Hoi An 1:25 am
  • Fansipan and Silver Waterfall in one day 12:31 am
  • Hoa Lu at night - transportation 12:03 am
  • Did they change questions on e-visa portal 11:57 pm
  • Made my Evisa dates my actual travel dates 8:41 pm
  • First day at HCMN, things that are not working for me. 8:35 pm
  • Odynovo tours 7:43 pm
  • North to South in June 7:37 pm
  • Tet 2025 7:19 pm
  • When Best To Visit Vietnam? Weather? 4 replies
  • Beach near Ho Chi Minh 6 replies
  • visa on arrival 124 replies
  • Beach resort near Ho Chi Minh City - any suggestions? 4 replies
  • power plug adapters 7 replies
  • Paradise Resort Doc let beach 7 replies
  • SaiGon to Rach Gia by bus 4 replies
  • Top 5 Places to Visit in Vietnam 11 replies
  • Mekong Express Limousine Bus Contact Details?? 9 replies
  • Phuong Trang bus from Da lat to Ho Chi Minh ? 22 replies

Vietnam Hotels and Places to Stay

  • FAQ - E-Visa information Aug2023
  • Best ATM to use
  • Sim Card info
  • Halong Junks Official Website???
  • Do I have to give the hotel reception my passport?

travel insurance for vietnam reddit

College graduation canceled due to anti-war protests? It's happened before.

When societal upheaval stretches to affect colleges’ end-of-year celebrations, it’s often an indicator that the country is navigating an important political and cultural moment, experts say..

travel insurance for vietnam reddit

As protests continue to disrupt campuses, college leaders across the country have begun asking themselves a difficult question while they scramble to plan graduation ceremonies: Should we cancel?

It’s not a decision they take lightly, though many have likely tackled the conundrum before. Natural disasters, public health concerns and security risks occasionally prompt school leaders to consider altering or nixing commencement ceremonies out of an abundance of caution. 

The bar is high. But campus protests over the Israel-Hamas war appear to be meeting it – at least at some schools, including New York's Columbia University, which has been the nexus of student activism and demands for college administrators to sever economic ties with Israel. On Monday, Columbia canceled its main graduation event, which was slated for mid-May. It will hold smaller, school-based ceremonies instead.

“These past few weeks have been incredibly difficult for our community,” Columbia’s administrators wrote in an update Monday. 

College protests live updates: Columbia cancels main commencement; universities crackdown on encampments

The University of Southern California made a similar call last month, following dozens of arrests and the cancelation of the Los Angeles campus' valedictorian speaker . Emory University in Atlanta this week relocated its festivities.

This year is by no means the first time commencement ceremonies were thrown into disarray. Throughout American history, social unrest, including mass anti-war protests, has impeded the traditional pomp and circumstance that marks the culmination of college for students and their families. Experts say when cultural upheaval on campus hinders colleges’ ability to hold end-of-year celebrations, it can be an indicator that society is experiencing an important political and cultural moment.

But anyone who calls the recent tumult "unprecedented" is missing the mark, said Marybeth Gasman, a professor at Rutgers University who studies the history of higher education in the U.S.

“This has happened over and over and over,” she said. 

Pandemic aftershocks reverberate

The COVID-19 pandemic was the last major disruptor of college graduations. As the virus spread, social-distancing became the norm, and many schools scrapped their ceremonies to prevent mass infections. In the early 20th century, when higher education was much less widely available to people in the U.S., the Spanish flu similarly derailed graduation ceremonies and college sporting events. 

Many seniors set to graduate from Columbia and USC – and other campuses contemplating cancelation – never got to cross a stage in a cap and gown to receive their high school diplomas. Instead, they marked the end of 12th grade with drive-through and Zoom ceremonies. Though the pandemic upended the traditional college-going experience for broad swaths of American students, the Class of 2024 has been hit hardest, sandwiched in between two highly unpredictable chapters in American society – a once-in-a-lifetime pandemic and a new war in the Middle East, both of which have caused profound cultural fracturing. 

Natural disasters have plagued the commencement tradition, too. In 1972, Hurricane Agnes drenched central Pennsylvania in 19 inches of rain. The calamitous flooding that year forced Penn State Harrisburg to cancel the event, according to the school's website . Hurricanes Irma and Harvey in 2017 had the same impacts for some students.

Echoes of another anti-war era

Public reaction to U.S. involvement in armed conflicts has long interfered with college graduations, dating back to World War I and during World War II . Historians have also drawn throughlines between today’s anti-war movement and young people’s opposition to the Vietnam War and South African apartheid. 

Student demonstrators at Columbia, an Ivy League school, took over the Manhattan campus in 1968 to protest the university’s ties to a war-connected think tank (and plans for a gym that would have been functionally segregated). The demonstrations led to mass arrests, not unlike those seen in recent weeks on the same campus. 

The Columbia situation, explained: Alumni pressure and a crime-fighting mayor helped set the stage for another round of arrests

Administrators eventually capitulated to the students' demands and Columbia’s commencement ceremony took place that year, though it was held several blocks from campus. Instead of the school’s then-president addressing the crowd, a history professor gave the keynote speech . 

Then came the Kent State shootings. In May 1970, National Guardsmen shot and killed four students at the public university in Kent, Ohio, during demonstrations over the Vietnam War. Nine others were wounded, including a freshman who was paralyzed as a result of the shooting. 

Kent State shootings: Paralyzed by a bullet, he still loves Kent State, urges others to be 'good citizens'

The ordeal ultimately gave rise to a widespread student strike that closed hundreds of colleges and worsened already-souring public sentiment over the war.

Graduation ceremonies were another casualty of the Kent State shootings. New York's Hunter College scrapped its end-of-year event and invited the Class of 1970 back to walk the stage nearly a decade later, the New York Times reported in 1979. On May 5, 1970, Boston University's school council also voted to cancel exams and skip commencement . Those students ultimately walked the stage 40 years afterward.

In the ensuing decades, colleges started to decentralize their graduation ceremonies, according to John Thelin, a higher education historian and the author of “Going to College in the Sixties.” Many schools began to hold smaller, more intimate events for students to receive their diplomas alongside classmates enrolled in similar degree programs. It's a trend that has continued and will likely make it possible for many Columbia graduates to don their robes and still have a somewhat traditional send-off.

Despite the historical parallels, college campuses are far more diverse and inclusive than they were five decades ago. On the whole, that's a good thing, Thelin said. But it also has created new challenges for administrators when it comes to navigating issues as complex and personal as the war in the Middle East.

“An irony is that with diversity, in addition to harmony, you also have a chance for disagreement,” Thelin said. “The chances for some spark of tension within the ranks of a campus are greater than they were.”

Zachary Schermele covers education and breaking news for   USA TODAY. You can reach him by email at [email protected]. Follow him on X at @ZachSchermele .

IMAGES

  1. Best Travel Insurance for Vietnam

    travel insurance for vietnam reddit

  2. Travel Insurance in Vietnam

    travel insurance for vietnam reddit

  3. Do You Need Travel Insurance For Vietnam ??

    travel insurance for vietnam reddit

  4. Vietnam Travel Insurance Requirements: What You Need to Know

    travel insurance for vietnam reddit

  5. Best COVID-19 Travel Insurance for Vietnam 2024

    travel insurance for vietnam reddit

  6. Best COVID-19 Travel Insurance for Vietnam 2024

    travel insurance for vietnam reddit

COMMENTS

  1. r/VietNam on Reddit: Does anyone know if travel insurance is officially

    This is the global dual-language Reddit home of the country Vietnam. Chào mừng bạn đến với ngôi nhà trên Reddit của Việt Nam. r/Vietnam sử dụng cả hai ngôn ngữ tiếng Việt và tiếng Anh. ... With that being said, some well updated websites still cite it as a requirement. I still get travel insurance any time I ...

  2. All-in-one Guide to Travel Insurance For Your Vietnam Trip

    Travel Health Insurance. Your national health care insurance will not cover your trip to Vietnam in particular. The Australian Reciprocal Medicare Agreement only entitle Australian nationals to get discounted treatment while in the UK, New Zealand, Sweden, Italy, among others, but Vietnam is not currently on the list.

  3. Vietnam Travel Insurance Guide: Top 5 Insurance Options for Your Trip

    From comprehensive coverage to specific needs for exploring Vietnam, this guide explores the best travel insurance options, providing peace of mind for every traveler's unique journey. 1. World Nomads: Comprehensive Coverage. World Nomads stands out as a top choice for adventurous travelers exploring Vietnam's diverse terrains.

  4. Travel Insurance For Vietnam: The Best Options in 2024

    However, we've chosen a few highlights for their travel insurance for Vietnam: Policy Names: Varies. Medical Coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others. Trip Coverage: Excellent - but only available for US residents.

  5. Travel insurance for Vietnam

    World Nomads offers two types of travel insurance plan, Standard and Explorer. Each plan provides different levels of cover so it's important you choose the plan that best suits your travel plans and the level of cover you need. Depending on your Country of Residence your travel insurance plan can offer cover for: Baggage and personal effects.

  6. Travel Insurance for Vietnam

    In general, travel insurance costs about 3 - 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans: Total Trip cost: The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane ...

  7. Is travel insurance mandatory for entry to Vietnam?

    1 year ago. Save. Hello, AFAIK, it's still a requirement, but no one one is currently checking for it either at the departure airport or on the ground in Vn. Welcome to Vietnam 😂. Some sort of travel medical insurance policy is always advisable, but there is no longer any need to buy any of these COVID specific policies which the insurance ...

  8. Vietnam Travel Insurance

    Previously those entering Vietnam were required to secure insurance with a minimum of $10,000 liability to assist in the event of any COVID-19 treatment. Despite the removal of mandatory coverage, we continue to recommend that travelers purchase travel insurance for Vietnam trips. International medical coverage may help visitors to the country ...

  9. The ultimate guide to buying travel insurance in Vietnam

    A well-known product of Chubb and PVI is TripCARE - the comprehensive travel insurance for customers of Vietnam Airlines. BIC. BIC is BIDV's insurance company, covering all customers from 1 to 70 years old in the event of accidental death, dismemberment, medical assistance, as well as any luggage and trip issues. AIG.

  10. Vietnam Travel Insurance, Tips and Safety Information

    Overall, Vietnam is a safe country to visit though petty crime is a concern in crowded areas and larger cities. Travelers should practice normal safety precautions, such as remaining alert and refraining from carrying large amounts of cash. Thieves on motorcycles may also target pedestrians, which poses a safety risk.

  11. Best Travel Insurance for Vietnam

    The Best Travel Insurance for Vietnam. Here are the best providers and policies for Vietnam travel. These companies are reputable, well-reviewed, and trust-worthy. Their policies may cost more than most but they are the safest options. Click the company, go through the quote process and then start to compare. Each policy is different.

  12. Travel Insurance for Vietnam

    Travel insurance coverage is much more reasonable of an expense than paying a Vietnamese hospital bill! For basic comprehensive coverage (including trip cancellation and trip interruption), you're looking at about 5-10% of the total cost of your trip, while premium coverage can run up to 15%. Providers' coverage options and prices vary, so ...

  13. Vietnam Travel Insurance: The best guide before you go

    Additionally, a traveler with pre-existing health conditions can usually expect to pay higher rates than a traveler who does not have any diagnosed pre-existing conditions. In general, the cost of purchasing travel insurance in Vietnam for foreigners will range from $40 to $80 for a trip lasting from 7 to 10 days in Vietnam.

  14. Travel insurance

    4 reviews. 1 helpful vote. 10. Re: Travel insurance. 1 year ago. Save. Most definetly need travel insurance...very foolish to travel without ! Shop around and compare prices and what is covered .. We have our insurance with " True Traveller " based on my age and underlying health issues..very good reviews and feedback...

  15. Travel Insurance to Vietnam

    As of 2022, Vietnam lifted the requirement for visitors to have travel medical insurance, such as the Vietnam Pass, which was previously implemented due to the COVID-19 pandemic. However, it is highly recommended to purchase travel insurance for your trip to Vietnam as it can protect you from unforeseen medical and travel expenses.

  16. A Guide to Health and Travel Insurance for Vietnam

    Worldwide; medical and. travel insurance covered. $153/month, dates are flexible and can be longer than 4 weeks. COVID19 is covered, can be bought even. after you left your home country. IMGLOBAL (Global Medical Insurance) Everyone; seniors and dual residents who are 6 months or longer outside US) MORE INFO.

  17. Travel insurance for Vietnam

    Cover for trip cancellations and travel delays. If an unexpected event causes you to cancel your trip before you can depart, or if travel delays cause you to miss your connecting flight, you may be able to recoup costs with travel insurance. The three major airports in Vietnam are in Da Nang, Hanoi and Ho Chi Minh City.

  18. Travel insurance

    Level Contributor. 89 posts. 10 reviews. 3 helpful votes. Travel insurance. 1 year ago. Save. Travelling vietnam for 3 weeks and planning to visit following areas: Ha long Bay, Hanoi, Ninh Binh (some hiking) Ha Giang Loop (on motorbikes) Hoi An, Ho Chi Minh City, Phu Quoc. Can anybody please recommend a good travel insurance that would cover ...

  19. Why do colleges cancel graduation? A brief history

    Then came the Kent State shootings. In May 1970, National Guardsmen shot and killed four students at the public university in Kent, Ohio, during demonstrations over the Vietnam War. Nine others ...