travel insurance malta price

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Manufacturer of the product is: MAPFRE Middlesea

MAPFRE Middlesea p.l.c. (C-5553) is authorised by the Malta Financial Services Authority (MFSA) to carry on both Long Term and General Business under the Insurance Business Act. MAPFRE Middlesea p.l.c. is regulated by the MFSA.

Travel Insurance - Frequently Asked Questions

More information

Optional Cover COVID-19 Extension – Frequently Asked Questions

Our travel policy allows you to travel with peace of mind knowing that should anything go wrong, you have the best level of protection.

The product is designed to cater for standard travelling needs whether you are travelling for business, pleasure or otherwise.

The travel policy includes worldwide travel assistance on a 24/7 basis from our call-centre in Malta.

For more information about Travel Insurance you can download this document here  and here.

Important Note: The European Health Insurance Card (EHIC) or the Global Health Insurance Card (GHIC) for UK citizens provides you with free or reduced-cost emergency medical treatment in countries within the European Economic Area (EEA). Keep the EHIC/GHIC card safe, preferably with your passport, and carry it with you when travelling within the EEA. For more information and/or to obtain the card please visit EHIC – European Health Insurance Card – EHIC – European Health Insurance Card – SchengenVisaInfo.com .

Benefits and Advantages

Unavoidable cancellation.

We cover you if the travel is unavoidably cancelled as a result of the departure from Malta being delayed for at least 24 hours.

Inevitable lengthening of trip

We will pay you for reasonable extra travel and lodging charges suffered due to the inevitable lengthening of your trip.

Abandonment of Trip

Extra costs will be paid if you must abandon the trip because your home or that of your travelling companion(s) is made unfit to live in by fire, explosion, storm, flooding or impact by aircraft. We cover this event if it happens after you have purchased this policy or booked your trip, whichever is the later. We cover also the costs of your return if you or your travelling companion(s) is required by the police authorities to stay at home or at the place of work as a result of burglary, theft or vandalism.

Emergency medical treatments

Additional accommodation expenses.

If you are warned by a doctor that you should stay longer outside Malta than you planned, we include the cost of additional room only accommodation expenses of a similar kind to the one you previously had. We also cover the extra travel and room only accommodation costs of one relative who has to travel or stay with you, providing both if it is necessary.

If your international transport by aircraft, ship or train is delayed on leaving abroad or returning back to Malta, we will pay you the amount fixed in the schedule for every 8 hour period you are delayed.

Personal Belongings

We will pay you the expenses to substitute or mend your personal belongings if during your travel these are accidentally damaged, lost or stolen. This includes luggage, clothing, valuables, sports equipment, musical instruments and other items which you normally wear or carry with you.

Lost Luggage

We cover the cost to obtain essential items if your luggage is temporarily lost (more than 8 hours).

Travel documents

Your legal liability.

In the case of an accident during your trip, if anyone is bodily injured, we will cover you against your legal liability for damages, claimant’s costs and expenses.

General Conditions

This insurance protects you while you are travelling. In case of emergency, policyholders may reach our Call Centre on (+356) 2248 0209 .

• With this insurance you can choose between 3 progressive levels of coverage with increasing compensations: Low Cost, Economy and Club. This policy applies only to persons resident in Malta who are taking conventional non-working holidays or business trips. We should be informed if you aim to include a planned sporting activity during your trip.
• If you cannot avoid cancelling or abandoning your trip, we will cover travel and accommodation expenses, including kennel and cattery fees, that you have already paid or contracted to pay and which you cannot get back. This includes too prepaid car hire, excursions, tours or leisure activities.
• We will pay for travel and accommodation expenses, including kennel and cattery fees already paid or contracted, prepaid car hire, excursions or activities, if your journey by air or sea is cancelled due to extreme weather conditions, natural catastrophes or labour strikes. We cover you if it is provided that such cancellation could not reasonably have been expected at the time of contracting the policy.
• We will pay you reasonable extra travel costs if you need to abandon the trip because you, your travelling companion(s), or your close relative(s), is seriously bodily injured, falls gravely ill or is quarantined.
• We will pay extra charges if you have to abandon your travel because you or your travelling companion(s) is called for jury service or as a witness in a Maltese court of law. Also, if you or your companion is unwillingly made redundant and registered as unemployed.
• We will pay for emergency medical treatments outside Malta including rescue services to take you to hospital. We also cover emergency dental treatment for the immediate relief of pain. We will not pay the cost of any non-emergency treatment or surgery which are not directly related to the illness or injury for which you originally went into hospital.
• We will pay you for loss of your personal money and financial loss resulting from any credit and debit cards issued in Malta, being stolen or accidentally lost and then used by someone other than you during your travel. This includes credit, debit, cheque, bankers or cash dispenser cards. We will not pay for any loss or robbery which you do not report to the authorities and obtain a written report from them within 24 hours of discovery.

Requirements & Restrictions

This policy has certain requirements that shall be evaluated by the customer. It is crucial to consider them in order to decide which insurance policy satisfies better the policyholder needs.

• You must do all that you reasonably can to prevent loss or damage to property insured under this policy and to maintain such property in a good condition.

The following restrictions apply to the policy:

We do not cover an illness if you have travelled against the advice of a doctor. We do not cover either a medical condition for which you were planning to obtain medical treatment during your trip.

• We do not cover you if you did not receive or have the recommended inoculations and/or took the recommended medication for your travel.
• We will not pay you in case of an incident if you are under the influence of alcohol, solvents or drugs except drugs prescribed by a doctor other than for the treatment of drug abuse.
• We will not cover you if you are taking part in any flying or other aerial activities of any kind, other than as a fare paying passenger in a fully licensed carrying aircraft.
• Motorcycling as a rider or passenger on a machine in excess of 125 cc is excluded.
• We do not cover loss or damage of your properties which happens gradually or is caused by subsidence, heave or landslip.
• We do not cover loss or damage of your properties caused by or resulting from rust, corrosion, wet or dry rot, mould, vermin, insects, fungus, deterioration, latent defects or poor workmanship, or the use of faulty materials or wear and tear. Defect in construction or installation, faulty design, latent defects atmospheric or climatic conditions, the action of light, ingress of water, process of restoration are also excluded.
• We do not cover the use of animals (except domestic animals), firearms, aircrafts including unpowered flight, motorized vehicles, boats, or other vessels (except manually propelled watercraft).
• Coverage is not provided for damage or loss caused by war, invasion, rebellion, martial law, and confiscation or nationalisation of property under the order of any government or public authority.
• We do not pay for direct or indirect loss or damage caused by computer viruses.
• We do not cover any loss caused by, resulting from, arising out of or related to Pandemic, Epidemic or Coronavirus Diseases (however COVID-19 cover can be bought back by extension)

Recommendations for use

We recommend to the policyholder, in order to receive benefits from all the guarantees of the policy, to consider some relevant aspects before and after contracting the insurance:

• You or your legal representatives must give the company notice, as soon as reasonably possible, of any accident or incident. You must send us every information about the event in your possession.
• You have to inform the police without delay about any property which has been lost, stolen or damaged. Also, you must do all you can to recuperate any lost or stolen item.
• You must notify the authorities of any lost or stolen credit and debit card.
• You must forward us immediately (and unanswered) any writ, summons or other legal documents in connection with any claim or legal liability resulting from injury or damage.
• You cannot admit, reject or negotiate on any claim with anyone else without our written permission.
• Where fraud (including exaggeration) is detected, claims will not be covered and we may inform the police for criminal prosecution.
• We may at our cost, start legal action in your name to recover compensation from others in respect of any amount payable under this policy.
• If any loss or damage, which you are claiming for under this policy, is covered by any other insurance, we will pay you only a proportional part of that claim.
• If we disagree about the sum to be paid under this policy, you and we have the right to refer to arbitration. We will inform you of this option and you must then write and tell us if you want to proceed. An arbitrator will be appointed in accordance with the statutory provisions. The distribution of the expenses of the arbitration will be determined by the arbitrator. The making of an award is a condition precedent to any right of action against us. Arbitration procedure does not restrain you from appealing against the decision in a court of law.
• If before the expiry of the period of insurance you are prevented from making your planned return journey, due to your bodily injury or illness, the duration of the policy is extended automatically without additional premium for up to a maximum of 30 days.

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Travel Insurance

Travel Insurance offers you great benefits for a reasonable price when travelling outside Malta.  Whether you are travelling for business or pleasure, you will benefit from carefully designed travel insurance plans at affordable prices. Choose between Single Trip and Annual Multi Trip Travel Insurance to save time and money.

Why Choose This Plan?

Description:.

No matter how far, how long, or how often you travel, Laferla has the right insurance cover for you.

You spend plenty of time and money planning your holiday. Travel Insurance cover from Laferla can help you to protect that investment. Think of all the things that can affect your trip: a medical emergency, flight delays due to weather and lost luggage, amongst others. Laferla offers the support you need to handle these unexpected circumstances. With three different levels of coverage to choose from, you’ll find the right insurance for you.

If you travel up to twice per year, then Single Trip Insurance Cover is the most suitable option for your needs. If you are planning to travel more than twice in a year, then buying Annual Insurance Cover will help you save time and money when compared to buying multiple single trip policies.

With our plans you can benefit from cover on:

• Accidental Death
• Permanent Total Disability

Medical Expenses

• Hospital Benefits

Cancellation and Abandonment

• Personal Baggage
• Delayed Baggage

Personal Money

• Loss of Passport
• Travel Delay
• Personal Liability
• Winter Sports Accidents

GENERAL EXCLUSION FOR PANDEMICS

This insurance excludes loss, damage, cost or expense caused by, resulting from, arising out of or related to, either directly or indirectly, or any action taken to hinder, defend against or respond to any Pandemic or fear or threat of a Pandemic, including but not limited to:

• Coronavirus Disease (COVID-19);
• Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2);
• any mutation or variation of SARS-CoV-2;

This exclusion applies regardless of any other cause or event that in any way contributes concurrently or in any sequence to the loss, damage, cost or expense, and regardless whether or not there is any declaration of an outbreak of a Pandemic by the WHO or any authorised national or international body or legal jurisdiction.

For the purpose of this exclusion, a Pandemic shall be defined as a widespread outbreak of a human infectious disease, i.e. a human-to-human spread of a virus (e.g. influenza, SARS-CoV-2) into at least three countries on two different continents.

Single Trip or Annual Travel Insurance

Choose Single Trip insurance cover if you travel up to twice a year. Otherwise, consider an Annual Travel Insurance policy to save time and money.

Table of Benefits

Laferla offers three Travel Insurance cover options. Please see our Table of Benefits which will give you an idea of what you will be covered for along with the policy limits.

Policy Documentation Downloads

Download our proposal form and full travel insurance policy wording.

24/7 Emergency Assistance Services

Our Travel Insurance policy provides you with a 24/7 Emergency Travel Assistance service which will help you out in times of need, via a dedicated call centre.

Starting From €13.00

Starting from €16.50, starting from €22.50, trip cancellation due to natural phenomenon (ex: volcanic eruption), hospital benefit, treatment in malta, delayed departure, missed departure, baggage limit per item, €1,000 €500, €2,500 €750, €3,500 €1,000, delayed luggage, travel documents, rental vehicle policy excess, personal accident if under 16 years old, €10,000 €5,000, €20,000 €10,000, €45,000 €25,000.

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Travel Insurance to Malta 2023

What is the best travel insurance for Malta? If your plans include visiting this wonderful island country in the Mediterranean, where many pleasant surprises await you, it is normal to wonder which international travel insurance policy offers the best coverage for visiting its three islands.

We understand your concerns. You are about to visit a destination that offers incredible beaches and a rich historical legacy, and you want to ensure that you are protected in case anything happens. In this comprehensive guide, we will show you the best travel insurance for Malta, its exceptional coverage options, and how to obtain it quickly and easily.

Why should you get travel insurance for Malta?

In Malta, there are public hospitals like Mater Dei in Msida, as well as first-class private hospitals like Saint Jaimes Hospital in Silema. If your country of residence is within the EU and you only have the EHIC (European Health Insurance Card), your coverage may be limited to public centers.

It is strongly advised that all travellers may take precautions and obtain insurance to cover all eventualities during their trip.

Therefore, it is crucial to have travel insurance for Malta that provides comprehensive coverage. This ensures that if the need arises, you can receive treatment with all the necessary guarantees at the best hospitals and medical centers in the country. Additionally, health conditions in Malta are similar to those in the rest of the European Union, although certain surgical procedures or treatments may require medical transfers to other countries.

Hence, it is also essential for insurance coverage for travelling to Malta to take such cases into account and provide coverage for transfers to centers where you can receive the required care.

A minor mishap such as a slip in the beautiful historic center of La Veleta resulting in a sprained ankle, a jellyfish sting while enjoying the crystal clear waters of the Maltese coast, a digestive issue from sampling its delicious cuisine, or any other incident that would have a simpler solution at home (such as an infection, muscle problem, or allergy) could lead to costly bills and jeopardize your trip without an international travel insurance policy for Malta. With your Malta travel insurance, however, you can rest assured that you will have swift access to the best medical facilities in the country without any financial burden.

Moreover, your travel insurance policy offers protection beyond just your health, which sets it apart from the European Health Insurance Card. By obtaining international travel insurance, you will also be covered for theft, issues with your luggage, flight problems, repatriation, and even the possibility of reimbursement if you have to cancel your trip.

What is the best travel insurance for Malta?

In the following section, we are going to show you which are the essential coverages that the best travel insurance to Malta should have to guarantee you the best protection from the beginning to the end of this adventure.

In this way,  if your country of residence is within the European Union,  we recommend  IATI Classic , the perfect ally for your trip to Malta. If  your country of residence is outside the European Union,  your best ally for this trip will be  IATI Star .

Are you planning to engage in activities such as diving, surfing, or other adventure sports during your visit to Malta? If so, don’t miss the following section where we discuss these activities.

24-hour service in your language

The most important thing when an incident arises in the middle of a trip is that it can be resolved quickly and easily. Therefore, it is crucial to be able to communicate in your language. Can you imagine having to ask for help in Maltese or English? It would waste time and could be crucial in certain situations.

That’s why with your travel insurance to Malta, IATI Standard, we will always assist in your language. Your trip is not complete until you return home, so we are available to you 24 hours a day, 7 days a week, without exceptions. Additionally, if you choose to contact us by phone, we will reimburse you for the cost of the international call, so you don’t have to pay for it yourself.

Comprehensive medical coverage

Accessing quality medical care can be expensive, and even a minor accident like slipping on the rocks of a picturesque Maltese beach could result in a significant medical bill. That’s why our IATI Classic provides up to 500,000 euros of coverage for medical assistance, and IATI Star provides up to 1,000,000€. With this coverage, you can always receive top-notch medical care and, in the case of a serious incident that cannot be treated locally, you may even be transferred to another location for necessary treatment.

Adventure sports in Malta

If you have plans to engage in thrilling activities like diving, cycling, snorkelling, hiking, or jet skiing during your visit to this Mediterranean paradise, both of these policies include this feature.

Do these activities align with your plans? Don’t hesitate any longer and secure your insurance now.

No deductibles, no out-of-pocket expenses

It’s common for many companies to hide excess fees in the fine print, leaving travellers unaware until it’s too late. Are you familiar with how deductibles work? With a 100 euro excess fee, for example, you would have to pay the first 100 euros every time you require medical assistance, even if you already have travel insurance for Malta.

At IATI, we do not work with deductibles. With your IATI policies, you will always be fully covered from the first euro up to 500,000 ( IATI Classic ) and up to 1,000,000 euros ( IATI Star ), ensuring that you won’t have to pay anything out of pocket.

No cash advance is required for medical care

In contrast, many private health insurances that offer limited coverage abroad often require you to pay for medical care upfront and then go through a cumbersome process to seek reimbursement. This not only creates inconvenience but can also be detrimental to your trip if you are faced with a substantial bill.

With your IATI travel insurance for Malta, you won’t have to worry about paying out of pocket. The process is straightforward: When you require assistance and contact us, we will promptly direct you to the nearest high-quality medical center that is best suited to address your needs. Upon arrival, they will be expecting you, and we will handle the costs of your visit, including any necessary tests or prescribed medications from a specialist.

In the event of an emergency where you need to see a doctor without being able to contact us in advance, we have simplified the procedure for you. Simply provide us with all the relevant medical reports and invoices, and we will reimburse the expenses as quickly as possible.

Coverage for loss of luggage and theft included

While Malta is generally a safe country for tourists, unforeseen events such as theft or loss of luggage can occur anywhere, even in your neighbourhood. For instance, with IATI Classic you will have coverage of up to 1,000 euros and with IATI Star of up to 2,500€ specifically for incidents like theft and damage to luggage.

But that’s not all . With IATI policies for Malta, you will also benefit from additional coverage, including compensation for delayed departure of your means of transport, delayed delivery of checked baggage, cash advances, and private civil liability coverage, among many others.

Cancellation option – cancelling your trip to Malta

Planning a trip to Malta involves purchasing flights, booking accommodations, and arranging various activities to explore this wonderful destination. Naturally, questions may arise such as, “What happens if I need to cancel my trip due to a serious reason? Will I lose all the money I’ve invested in this trip?”

To address this concern, IATI was a pioneer in offering the Travel Cancellation Supplemen t, which you can add to your IATI Classic and IATI Star International Malta policies. With this supplement, we will reimburse you up to 2,000 euros (IATI Classic) and up to 5,000€ (IATI Star) if you are unable to travel for any of the specified reasons, covering expenses that you are unable to recover directly from your official provider.

The Travel Cancellation Supplement has become a favourite among thousands of IATI travellers!

Malta travel insurance coverage

The coverages we have just shown you are the essential ones that your travel insurance for Malta should offer, all of which are included in your IATI Classic and IATI Star policies. However, this comprehensive policy also includes many more interesting features that you can review on its dedicated contracting page.

The following table provides a more visual representation of the key coverage figures:

IATI Classic , if your country of residence is within the EU:

IATI Star , if your country of residence is within the EU:

How much does travel insurance to Malta cost?

The incredible value for money of travel insurance to Malta is what will convince you that it is the best international travel insurance policy for this destination.

As you can see, even the price of insurance for 3 weeks is still less than the cost of one night in a hotel. It is a small amount in your travel budget but can save you a significant amount of money and make things much easier should you need assistance during your visit to the country.

How to purchase the best travel insurance to Malta

Buying travel insurance to Malta is a quick and easy process. Follow these steps:

In the menu, enter your travel details:

• Your place of residence
• The destination of your trip (in this case, Malta)
• The start and end dates of your trip
• The number of travellers
• Type of insurance: travel insurance

Once you have completed the menu, click on “Get a quote” and select your IATI Classic or IATI Star . Then, click on “Contract.” At this point, you can also opt for the Cancellation Supplement we mentioned earlier. This supplement allows you to recover a certain amount of the costs of your trip if you have to cancel it. It’s well worth it!

Fill in your personal information, make the payment, and you will receive an email with your Malta travel insurance information and contact details in case you need any assistance.

It’s that easy to make sure you have a great trip!

Useful information for safe travel to Malta

Safety in malta.

Malta is a safe country for tourists, but it is worth keeping in mind certain advice and warnings, and always be careful.

Health in Malta

If your country of residence is within the EU, the EHIC (European Health Insurance Card) is not enough to protect your health during your trip, and it does not offer any other type of coverage. If your country of residence is outside the EU we recommend a bigger coverage. It is essential to have the best travel insurance for Malta to ensure you have the trip you deserve.

The IATI Classic and IATI Star policies are the best options for this destination, offering great coverage for medical assistance and other great features. We will take care of you from the start to the finish of your trip.

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IATI CALZADO CORREDURIA DE SEGUROS S.L. as the data controller, hereby notifies you that your data is being collected for the following purposes: To compile personal data obtained through contact forms on the company's website in order to contact the requester, send out advertising and for commercial actions in general. The legal grounds for this processing is consent from the data subject. Your data will not be transferred to third parties except when required by law. Anyone has the right to request access, rectification, erasure, limitation of handling, opposition or portability of their personal data by writing us at the address of our offices or by email to [email protected] indicating the right to be exercised. More detailed information is available in our privacy policy.

Malta Travel Insurance

If you are planning a trip to Malta you may highly benefit from our Malta Travel Insurance.

best places to visit in malta

Valletta  is the administrative unit and capital of Malta. It is located on the main island, between the Marsamxett Harbour and the Grand Harbour.

Valletta is a strategically important seaport and is also Malta’s most modernized city. The entire city is testimony to the glory of the Knights of Malta, the European noblemen who were granted the Maltese Islands by the King of Spain in 1530. The knights created a capital worthy of their aristocratic standing, and Valletta’s regular grid plan and orderly public squares reveal the knights’ logical 16th-century urban planning. The heart of the city is Saint John’s Co-Cathedral, a 16th-century church built by the different Orders of the Knights, hailing from various countries such as France, Spain, and Italy.

Gozo  is an island in the Maltese archipelago in the Mediterranean Sea, part of the Republic of Malta.

With its quiet towns and pristine beaches, this little island is the perfect place to enjoy a relaxing vacation. Although Gozo is a less developed island than Malta’s mainland, it has plenty of cultural attractions: a fortified medieval city, Victoria; a bustling seaside resort, Marsalforn; and the most important archaeological site of the Maltese Islands, the Ggantija Temples. Visitors enjoy the island’s countryside, filled with small farms, traditional villages, and hillsides leading to protected beaches, which offer a delightful retreat from the modern world.

Continents:

The European continent is located completely in the northern hemisphere and mainly in the eastern hemisphere. Europe borders onto the Arctic Ocean in the North, the Atlantic Ocean in the west and the Mediterranean Sea in the South. There are 50 countries in Europe with a total of more than 748 million people living on the continent in 2021.

There are 49 countries in Asia according to the UN. The 10 biggest countries are listed in the right column of this page. Two of the Asian countries, Russia and Turkey, also share part of their territory on the European continent. Additionally there are two countries that only have limited international recognition: State of Palestine and Republic of China/Taiwan and some dependencies. Asia is the most populous continent with more than 4.7 billion people living there. (2022)

There are 54 countries in Africa – and 9 dependent territories. More than 1.3 billion people live on the African continent. This means about 15% of the world’s total population live in Africa! Even though Nigeria is only a third of the size of Algeria, it is the most populous country in Africa, with more than 219 million people.

NORTH AMERICA

Oceania is in a continental group consisting of 14 countries and includes Pacific islands and Australia. Often Australia is named as a continent, but this means that the many islands and countries except Australia would then be not included. Oceania in fact is mostly ocean and spans a vast area as you can see below.

Travel Insurance

Travel Insurance, Schengen visa travel insurance, Europe and Worldwide Single Trip and Multi-Trip Insurance policies.

• Travel Insurance

Travel Insurance Malta

MelitaUnipol Insurance Agency provides exceptional travel insurance Malta to give you peace of mind while traveling. Our travel insurance policy is intended to meet your basic traveling needs, whether you’re traveling for business or pleasure. With our holiday insurance policy, you’ll have access to worldwide travel assistance on a 24/7 basis from our call centre in Malta. This means that wherever you are in the world, you can count on our team at MelitaUnipol to be there for you. Whether you encounter a medical emergency, lose your luggage or need to cancel your trip, our travel insurance in Malta has got you covered. We believe that everyone deserves to enjoy their travels worry-free which is why we strive to provide affordable and comprehensive travel insurance . Don’t take the risk of traveling without proper coverage. Get a travel insurance quote today and enjoy your next trip worry-free. 

Choose MelitaUnipol Insurance Agency for Travel Insurance in Malta.

We provide covid cover.

Benefits of Travel Insurance

At MelitaUnipol Insurance Agency, our travel insurance policy in Malta is designed to provide you with comprehensive coverage. Our holiday insurance provides a wide range of benefits that can help protect you and your travel investment in case of unexpected events. Here are some of the benefits covered with our travel insurance : unavoidable cancellation, inevitable lengthening of trip, abandonment of trip, emergency medical treatments, additional accommodation expenses, delay, personal belongings, lost luggage, travel documents and your legal liability. 

General Conditions of MelitaUnipol Insurance Agency’s Travel Insurance.

If you’re a Maltese resident planning a conventional non-working holiday or business trip, our travel insurance Malta policy allows you to choose between three levels of travel insurance coverage: Low Cost, Economy and Club. Each level of travel insurance coverage provides increasing compensation to suit your needs and budget. However, if you’re planning to include any sporting activities during your trip, please inform us beforehand. At MelitaUnipol Insurance Agency , our holiday insurance provides the best possible coverage to ensure that you can enjoy your trip with peace of mind.

Requirements & Restrictions of Travel Insurance.

Our travel insurance has certain requirements and restrictions that the customer must consider. It is critical to consider them in order to determine which travel insurance policy best meets the needs of the policyholder. The travel insurance policyholder is required to do everything reasonably possible to prevent loss or damage to property insured under this travel insurance policy and to maintain such property in a good condition. The following are some restrictions that apply to this travel insurance policy that we do not cover you for: an illness if you have traveled against the advice of a doctor, if you are participating in any flying or other aerial activities other than as a fare paying passenger in a fully licensed carrying aircraft and other restrictions. Contact us today to learn more about our   policies.

Our travel policy allows you to travel with peace of mind knowing that should anything go wrong, you have the best level of protection. The product is designed to cater for standard travelling needs whether you are travelling for business, pleasure or otherwise. The travel policy includes worldwide travel assistance on a 24/7 basis from our call-centre in Malta.

Important Note: The European Health Insurance Card (EHIC) or the Global Health Insurance Card (GHIC)  for UK citizens provides you with free or reduced-cost emergency medical treatment in countries within the European Economic Area (EEA). Keep the EHIC/GHIC card safe, preferably with your passport, and carry it with you when travelling within the EEA. For more information and/or to obtain the card please visit EHIC – European Health Insurance Card –  EHIC – European Health Insurance Card – SchengenVisaInfo.com.

The Product is manufactured by MMS and distributed by MelitaUnipol Insurance Agency Ltd

Travel Insurance FAQs

What does travel insurance in malta cover, can i buy travel insurance when i am already abroad, what happens if there is an emergency whilst traveling, would i be covered for sports activities with travel insurance, travel insurance.

Travelling is preparation, be prepared for anything you may encounter whilst travelling with one of our travel plans.

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MelitaUnipol’s travel insurance  is the ultimate solution for travelers seeking peace of mind. With comprehensive holiday insurance coverage, travelers can rest assured knowing that they are protected against a wide range of travel risks. From unexpected medical emergencies to trip cancellations, lost or stolen luggage and more, our travel insurance policies are tailored to meet the needs of every traveler.  Our team of experienced professionals can assist you in choosing the right level of travel insurance coverage, whether you’re looking for Low Cost, Economy and Club coverage, we have a policy to meet your needs. Our team is available 24/7 to provide support and worldwide travel assistance from our call centre in Malta whenever you need it. We’re always available to help you with any questions or address any concerns you may have, to ensure that your travel experience is as stress-free as possible. At MelitaUnipol Insurance Agency , we are committed to providing the best service and coverage for our customers’ travel insurance needs . Travel with peace of mind – get a travel insurance quote today.

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© 2024 MelitaUnipol Insurance Agency. MelitaUnipol Insurance Agency Ltd. (C-22256) is enrolled under the Insurance Distribution Act to act as an Insurance Agent for MAPFRE Middlesea p.l.c. (MMS). MMS (C-5553) is authorised by the Malta Financial Services Authority (MFSA) under the Insurance Business Act. Both entities are regulated by the MFSA

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• Travel Insurance

Description

Business or holiday.

Protection during business or holiday trips.

Personal accident

Covers personal accident benefits in the event of death or disability, as well as medical and associated expenses.

Cancellation or curtailment

Charges incurred due to cancellation or curtailment of the holiday.

Delayed luggage or travel interruption benefits. Loss of or damage to baggage only.

Levels of protection

You may select between different grades of protection.

Special extensions

Participation in particular activities such as winter sports or skin-diving generally requires the arrangement of special extensions to the standard policy.

Key Contacts

For existing insurance enquiries please contact:.

Maria Sacco

Senior Broker

B.Com (Melit.), M.Sc.(Melit.)

T +356 234 33 511

Get in Touch

Jackie Wilson

Assistant Broker

T +356 234 33 216

Leander Cauchi

T +356 234 33 237

Frequently Asked Questions

Are there any age limits on a travel policy.

Age limits vary between policies however most policies will cover travellers up to 75 years old. Travellers older than 75 years may usually be covered subject to medical certification and on reduced benefits.

Is there a choice of cover?

Most policies offer at least a choice of two levels of cover. One would usually have higher limits than the other and possibly additional benefits. A higher premium would be charged for the more comprehensive level.

Who do I call in the event of an emergency overseas?

Various underwriters use different international emergency providers. You will be provided with the emergency contact details upon arrangement of your insurance cover.

What information will I need to contact Medical Rescue?

You will need to know the dates of the outward and return journey, the exact nature of the emergency and you must have access to a contact number so that you may be contacted back as required.

Are sports injuries covered?

Bodily injury resulting from a number of specified sports is usually excluded. These include mountaineering, rock climbing, subacqua diving, hunting, organized team football, racing of any kind and winter sports such as skiing. Some of these exclusions may be bought back at an additional premium.

Are pre-existing Medical conditions covered?

There is no cover in respect of a medical condition for which, at the time of purchasing the insurance, you are receiving treatment or are awaiting to receive treatment or you have received a terminal prognosis or you are travelling against the advice of a qualified doctor or you intend to obtain medical treatment during the operative period of the insurance.

What do I do in the event I lose my luggage or personal effects or discover any damages?

Please report any damages or lost/missing luggage to the air line representative and obtain a written report from them detailing the nature of the damages/number of suitcases missing. In the event of any missing items from the luggage please also file a report at the airport police and obtain a copy of your report. Any theft of money or personal effects from hotel rooms or any other place should also be reported to the nearest police station (and hotel authorities if applicable) and written reports obtained.

• Renew Insurance

To effect renewal you may:

Pay over the internet using BOV or HSBC Internet Banking and quote the payment reference appearing on your renewal notice

Call on +356 234 33 234 and provide us with your Credit Card or Debit Card details

Send a cheque payable to Mediterranean Insurance Brokers (Malta) Ltd. by post

Visit our offices and talk to one of our advisors

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Travel Insurance

Medical travel insurance, seniors travel insurance, europe travel insurance, worldwide travel insurance, coronavirus travel insurance, malta travel insurance.

• Unlimited medical emergency expenses¹
• Up to £10K cancellation cover
• 24/7 emergency medical helpline

Covered 27 million+ travellers

Trusted for 20+ years

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Before you buy travel insurance for your holiday to Malta, there are a few things to think about:

• The cost of your trip – if you have to cancel, it’s important to know that you can get your money back
• The activities you’re likely to be doing – if you’re planning anything really extreme, we can offer you extra cover with our  adventure and extreme sports policy
• How much medical coverage you have – no one wants to think about getting ill or having an accident abroad but, unfortunately, it does happen
• And don’t forget to check the  latest travel advice for Malta from the FCDO

Our Coronavirus Travel Insurance is rated Superior by a leading UK Consumer Champion. All of our policies will cover you if you catch Coronavirus.

What is covered with travel insurance to Malta?

As standard, all of our travel insurance policies cover  over 50 sports and activities  and if you’re up to anything particularly adventurous, we have  extreme sports cover  as an add-on. We also  consider all medical conditions  and have  no upper age limit , so get in touch today or simply  get a quote online .

We also offer a range of benefits, some of which include:

• Medical expenses and hospital benefit
• Personal accident and liability
• Cancelling and cutting short your holiday
• Abandoning your trip
• Delayed departure
• Accommodation cover
• Personal belongings and baggage
• Personal money, passport and travel documents
• Legal expenses

To help you have the best holiday experience, we’ve put together some useful information that we think you’ll want to know before your trip to Malta.

Do I need a visa for Malta?

As a British national you do not need a visa to visit Malta.

Healthcare in Malta

British citizens should have their free European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC), which can be used in Malta. This will cover any necessary treatments you may receive at public healthcare centres or hospitals on your trip. However, it’s important to remember to still have travel insurance in place to be able to cover the costs of any unexpected medical treatment the EHIC/GHIC might not cover, including repatriation costs. You can find more information about  healthcare in Malta here .

If you have  pre-existing medical conditions  you must declare these before you buy your policy to ensure you’re fully covered.

What if I need emergency assistance in Malta?

If you find yourself in the unfortunate situation of needing medical treatment or assistance while in Malta, you or someone on your behalf can contact our 24-hour medical assistance team .

• Unlimited emergency medical expenses available on Black level policies.
• Based on 2,050 responses, correct as of 22/01/2024

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Travel and holiday insurance.

Simply click on the Get Quote button to receive an immediate insurance quote

Single Trip Travel Insurance

Travel insurance cover for a single trip from 1 to 90 days. Great savings and a choice of Gold or Silver cover. Gold includes insurance for your baggage.

Annual Multi-Trip Insurance

Insure for all your holiday travel during 1 year. Each trip is insured for up to 31 days. Our multi-trip travel insurance automatically includes winter sports cover.

Ski & Snow Board Insurance

Upgrade your single trip travel insurance to include winter sports insurance. Multi-trip insurance automatically includes winter sports and ski equipment cover.

Over 80s Travel Insurance

Travel insurance for the over 80s can be difficult to find. We insure older travellers and those with medical conditions

ALL CHILDREN ARE INSURED FREE OF CHARGE* * Children aged between 2yrs - 17yrs free when travelling with family group/parents * We can quote on any ages over 65 years, please ask for details.

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• International Travel Insurance
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• Senior Travel Insurance
• Business Travel Insurance
• Travel Insurance For Schengen Visa
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Our Customer Say

See our   124   reviews on

LIST OF SCHENGEN COUNTRIES

Choose the country you plan to visit and get travel medical insurance for Schengen visa.

Benefits of the   Travel Insurance

Visa application, medical expenses, travel delay, trip cancellations /interruptions, baggage & personal belongings, 24/7 emergency assistance, best travel insurance plans for malta travelers.

These selective Travel Insurance Plans are chosen by our team being experts on international travel consultants

For trips fewer than 15 days

Cancelable: Yes

For trips from 16 to 30 days

For trips more than 30 days

*The price listed above is the service charge reference price; we have various preferred policies, and the complete cost will be provided to you when you make an order

With our experience, we simplify the process sothat you can get your needs in the best way, easiest and most convenient.

Choose Suitable Plan

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Discover a full selection of travel insurance options from leading providers in the industry. Enjoy comprehensive protection at an affordable price

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Get travel insurance quotes, compare plans, and buy your favorite policy, in 5 minutes or less. It's that simple!

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Our dedicated team of experienced advisors provides top-notch customer service, ensuring you receive expert guidance every step of the way.

OUR CUSTOMER REVIEWS

To my experince sure i am feel happy….

To my experince sure I am feel happy after my mistaken on wrongly given date coverage. Travelner team can soft my problem fast and great job. Thank you!

Mar 1, 2023

An easy step-by-step process

An easy step-by-step process. The traveller consultants are fast and friendly. The total cost is adequate.

OrlanLlanos

May 01, 2023

The whole process was up to my…

The whole process was up to my expectations with timing communication. I felt cared.

Mar 13, 2023

Customer service is swift and friendly.

Lester jay lester jay.

Apr 16, 2023

Very responsible and helpful to your…

Very responsible and helpful to your clients

Lusanda Lusanda

Mar 24, 2023

Daisy was very nice and efficient

Daisy was very nice and efficient. A good and quick service.

Maurice Maurice

Mar 15, 2023

Very quick service

Very quick service, no complaints

paul Stewart

Mar 2, 2023

ITS BEEN GREAT

Juana Juana

Apr 1, 2023

Very good and convenience

Ranut ranut.

Mar 23, 2023

Very fast and helpful

Apr 19, 2023

Do I need travel insurance for Malta?

What should a travel insurance policy for malta cover.

• Hospital room and board expenses
• COVID-19 medical expenses
• Emergency medical evacuation
• Trip delay and interruption
• Lost baggage

What is not covered by Malta travel insurance?

How to buy malta travel insurance online.

• Step 1: Choose Your Suitable Plan on Travelner
• Step 2: Purchase Online & Make Payment
• Step 3: Receive Insurance Certificate
• Step 4: Enjoy Your Trip

Get the Best-Suit Travel Insurance Plan for you

Ready to embark on your next adventure with peace of mind? Explore our selection of travel insurance plans tailored to your specific journey today!

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• Hang Gliding
• Paragliding
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• Mountain Hiking
• Rock Climbing
• Mountain Biking
• Cycling Travel
• Bungee Jumping
• Base Jumping
• Horse Riding
• Motorsports
• American Football
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• Switzerland
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• United Kingdom
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• Multi trip insurance
• Single trip insurance
• Annual travel insurance
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Travel Insurance to Malta

Purchase insurance online on the website. Payment by any bank card. The insurance policy will be sent to your email within 3-5 minutes after payment. Valid worldwide electronically or print yourself

The insurance is valid in any country of the world

Any nationality

Insurance is suitable for citizens from any country and with any citizenship

The insurance is valid for people from 1 to 100 year old

Visa & Embassy

Insurance is suitable for submitting documents to the embassy and applying for a visa

The perfect travel health insurance that quickly solves problems of the tourist

The best health insurance for tourists. A single convenient tariff plan that includes all options. Price 1,5 USD for each day of travel

• Coverage of treatment for COVID-19
• Coverage for the treatment of other viral diseases
• Medication provision
• Treatment due to injury
• Calling a doctor
• Examination / doctor's consultation
• Emergency dental care
• Obstetric care until the 27th week
• Outpatient treatment
• Inpatient treatment
• Emergency call
• Calling a taxi to the hospital
• Transportation by medical aviation
• Medical evacuation to the country of residence
• Medical care
• Repatriation of the body to the homeland
• Burial in place
• Monetary compensation as a result of damage to the life or health of third parties
• Monetary compensation as a result of moral damage caused to third parties
• Monetary compensation as a result of damage to the property of third parties
• Transportation after inpatient treatment
• Depositing the deposit necessary for the release of the insured person from arrest

Select your travel details

Enter information about tourists

Make a payment in a convenient to you way

After payment, check your e-mail

How to quickly get a travel medical insurance for visa and travel in 4 easy steps?

Buy travel insurance online. Pay by bank card. The insurance is automatically sent to your email

Payment of travel medical insurance

Calculate the cost of the policy with the online calculator

Pay for insurance online with any bank card

We will send the insurance policy to your email immediately after payment

Specify country and dates of travel to get a price

Insurance details:

Trip duration:

Tourists: 1

Insurance includes:

35,000 USD (deductible 100 USD) , Calm

• 500 000 USD
• 1 000 000 USD
• Student Specially for students
• Work Accredited insurance for work
• Calm Fitness, yoga and pilates
• Extreme Wakeboard, freeride, wrestling
• Sport Competitions, training and camps
• Cruise For cruise ship travel

You must agree to the terms to continue

Trip duration: :

Medical coverage on 35,000 USD (deductible 100 USD) , Calm

Outpatient care, emergency doctor visits, dentistry, prescription drug costs

Enter your first and last name in the Latin alphabet, as in the passport

Trip participants

Tourist No. 1

, complete the purchase

We recommend including additional insurance in the policy

No deductible Deductible is the amount that the client must pay upon the occurrence of an insured event. Example: The hospital fee is $1,000. The deductible under tariff is 100 USD, the client pays 100 USD, and the insurance company pays 900 USD. Thus, the amount is divided between the client and the insurance company in accordance with the terms of the tariff plan.

Trip cancellation any serious injury of unforesseen medical condition that makes you unfit for travel (by order of licensed physician). the death of you or your travelling companion, or the death of a non-travelling family member. strikes or severe weather that result in travel services being unable to operate.unforeseen natural disasters at home or at the destination that make them uninhabitable. a legal obligation such as jury duty or being served with a court order or subpoena., search and rescue operation including evacuation by helicopter. up to 6000m, premium loss of baggage.

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Frequently asked questions

What is a deductible, is travel insurance required, can i buy an insurance policy when i am already in another country, when does the insurance policy take effect, in what language should i write the information when buying, what should i do if the data is entered incorrectly, how to buy insurance for a child, how to issue an insurance policy for another person, which country should be indicated in the policy if i plan to travel to two or more countries in a row, what should i do if the payment has not gone through, how long does it take to receive the insurance policy after payment, how will the policy be sent, i have not received my policy. what should i do, what to do if an insured event occurs, how is monetary compensation after an insured event carried out, can i buy insurance for one day, is it necessary to buy insurance when flying on a transit flight, select a country and language, write to the director, type of travel.

Please select the type of travel that covers the majority of risks during your trip.

• Running and walking;
• Fitness, yoga and pilates
• Aerobics and aqua aerobic;
• Fishing (except underwater fishing);
• Descent into the cave with an excursion;
• Snorkeling;
• Organized animal riding tours;
• Billiards and bowling;
• Swimming (except diving).
• Weightlifting and bodybuilding;
• Cycling (except road cycling, cycling motocross, cycling track, cycling triathlon, and mountain biking);
• Military and historical reenactments;
• Rowing (kayaking and canoeing);
• Ice skating (except figure skating), sledding (except bobsledding, tobogganing, and skeleton), tubing, snow skates;
• Ball games (football, basketball, American football, rugby, volleyball, and others);
• Tennis (any);
• Roller skating (except rollerblading), scooters, segways (and other self-balancing personal transporter devices);
• Travel as a driver or passenger on ATVs, scooters, mopeds, scooters and motorcycles, snowmobiles;
• Visiting water parks, amusement parks, jumping on a trampoline;
• Water activities (other than those explicitly mentioned in the riskier options), including the use of water bicycles (except aquabikes and jet skis), towed inflatables and parachutes (parasailing), boats and watercraft;
• Recreational organized shooting at specially equipped sites (including archery);
• Water skiing, water motorcycles (aquabike), water tourism including yachting and participation in regattas;
• Alpine skiing and snowboarding on specially equipped or marked tracks (except freestyle);
• Trekking (cross-country hiking without mountaineering equipment) up to 3000 meters above sea level;
• Jeep safari;
• Surfing (including windsurfing and wakesurfing, except skysurfing);
• Sandboarding;
• Unaccompanied animal riding (including horseback riding);
• Sports and ballroom dancing.
• Motor sports on special tracks;
• Arm wrestling;
• Bungee jumping, rope jumping, and other types of bungee jumping;
• Bobsledding and Luge;
• Wakeboarding;
• Cycling (including motocross, road, BMX, track, mountain biking, trials);
• Alpine skiing and snowboarding (including freeride and heliskiing);
• Martial Arts (including all types of boxing and wrestling: boxing, MMA, Muay Thai, kickboxing, and others);
• Paragliding;
• Hot Air Balloon;
• Cliff diving;
• Mountaineering (mountain hiking, rock climbing, mountain biking, trekking (climbing) in mountains above 3,000 meters);
• Participation in any flight and parachuting;
• Hunting with any type of weapon;
• Hang Gliding;
• Parkour and freerunning;
• Rodeo (bull riding);
• Rollerblading;
• Trolley rappelling;
• Street luge racing;
• Flyboarding;
• Freestyle (skiing and snowboarding);
• Pogo-stick;
• Rock and ice climbing;
• Figure skating;
• Kiting (including kitesurfing and snowkiting);
• Scuba diving;
• Underwater fishing;
• Mountainboarding.
• Exacerbation of chronic diseases
• Coverage of the diagnosis of COVID-19
• Compulsory observation for up to 15 days
• Amount of compensation in case of an accident
• Return of adults
• Returning home minor children
• Standart loss of baggage
• Flight delay over 4 hours
• Loss of documents
• Expenses for staying abroad
• Payment of attorney's services
• Payment of interpreter services
• Reimbursement of costs for the preparation of documents necessary for returning to the country of permanent residence
• Reimbursement of losses that led to breakdown or damage of rented / rental sports equipment
• Payment of the cost of telephone communication
• Car transportation to the nearest service station
• Return of the driver and passengers to the country of permanent residence
• Sudden technical breakdown or damage due to a road accident

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Insurance plans starting at just 1,5 USD per day

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Travel Insurance

• Summary of Cover
• Travel Insurance FAQs
• Travel Insurance Quotation
• Buy Travel Insurance
• Policy Documents and Forms
• Make a Claim
• Insurance Payment Options

Travel Insurance provides you with peace of mind for your personal or business journeys

C over is available for: 

• Individuals or Groups
• Leisure or Business
• Europe and Worldwide 
• Personal accident
• Medical & emergency travel expenses
• Cancellation and curtailment
• Personal baggage
• Personal money and passport indemnity
• Personal liability
• Travel delay (maximum)
• Missed departure
• Excess for vehicle rented
• Winter sports* 
• Excess damage waiver*

Policy conditions:

• The journey must begin and end in Malta and not exceed 6 months in duration
• Children under the age of two are free of charge and children between 2 and 16 years of age are charged at half the premium provided they are accompanied by an adult insured under the same policy, and they remain with the child throughout the journey
• Persons over 70 years are charged double the premium and full detailed medical report must be presented prior to quotation
• Cover is not available for persons over 75 years of age

Malta Travel Insurance

Malta Travel Insurance from India

Malta is a beautiful Mediterranean island that’s worth visiting. From a unique European vibe everywhere to the Middle Eastern ambience, Malta could be your next international travel destination from India. And why choosing Malta over other options would be wise on your part? Well, the place has great weather almost throughout the year, the food is amazing, and it’s well-equipped with idyllic sceneries and beautiful beaches.

So, what more can you ask for on an international trip? But before you start creating a travel itinerary for Malta, it’s also essential to know the importance of having a robust travel insurance plan in place. Your first-ever trip to Malta could be very exciting if you are prepared well. But it’s also true that during a trip, you may fall prey to certain unavoidable emergencies. And in order to ensure that your pockets are safe, it’s important to have a valid travel policy for Malta in hand.

With international travel insurance online for Malta by your side, you can keep off your financial worries. For instance, if you fall sick or meet with an accident and need immediate hospitalisation, your travel insurance policy will compensate for the same. And without the same, you will end up making a huge dent in your pockets! Not only medical emergencies but such a travel policy will take care of other trip-related adversities as well. For instance, you may miss your flight, lose your passport or luggage, and so on. And during such unannounced adversities, your overseas travel insurance can help you get reimbursed in no time!

At Tata AIG, you can compare travel insurance plans online on our website. This will help you to go through the particulars of different travel policies for your international trip to Malta. And once you are well aware of the inclusions and exclusions of the policies, it will be easier for you to choose one for your upcoming trip to Malta. Our international travel insurance plans start only at ₹40.82 per day*. Isn’t that affordable? Also, our travel policy purchase and renewal processes are swift, safe, and hassle-free! Even when you file a claim with us, it won’t take you more than just a few minutes to do so!

Major Benefits of Buying a Travel Insurance Malta Online Policy

Your first trip to Malta could be really exciting. As mentioned before, it’s a very beautiful place for tourists and due to this reason, Malta witnesses visitors all throughout the year. However, during this post-pandemic situation, we need to be a bit more careful while planning an international trip. Also, along with the scare of the virus, there are several other emergencies that you may fall prey to while travelling in and around Malta. And this is the reason behind opting for Malta travel insurance online.

Here are some other benefits you can enjoy if you buy travel insurance online for Malta with us –

• Local journey assistance
• Flight hijack cover
• Coverage for loss or delay of luggage
• Cover against personal liabilities
• Cover against hospitalisation due to accidents, illnesses, and COVID-19 care to the tune of $5,00,000
• Cover against medical emergencies due to Accident & Sickness, including the treatment of Covid-19 during the trip, if hospitalised
• With Tata AIG, buy or renew travel insurance Malta online in a swift and hassle-free way
• Affordable travel policy for Malta from India starting at just ₹40.82 per day*
• Automatic extension of your travel health Malta online plan for up to 60 days or date of discharge whichever is lesser in the event of hospitalisation close to the expiry date of the insurance plan
• Automatic 7-day extension of your travel insurance Malta plan due to the cancellation or delay of your flight back to India

Travel Health Malta Online from India

The Malta Islands boast of an enigmatic amalgamation of architectural and linguistic impacts as it’s been home to several traders from Phoenicia, an ancient Semitic civilisation, along with Muslim conquerors, Roman armies, and Crusader monks from around the world. This is the reason that the name of Malta has been carved in modern history as it was the base for the Allies during World War II.

Hence, with such an interesting past, Malta is now home to several relics, ruins, and architectural splendours that you would come across almost all throughout the trip. However, your trip to Malta from India needs to be a secured one. Whether it’s your honeymoon trip or a trip with your friends, you should plan everything very well. Even a solo trip to Malta or a trip with your family could be a really fascinating one. And a travel policy will not only secure your pockets but will help you enjoy the trip without worry!

If you are going on a family trip, it is prudent to opt for a family travel insurance plan. Such a policy will provide coverage to all your family members at an affordable premium! And with Malta travel insurance from Tata AIG, you can keep your financial hassles at bay! Your chosen international travel insurance will cover the medical treatment costs along with the expensive bills that may arise in case of hospitalisation. Also, if you lose your baggage, passport, or other important documents, or if you miss your flight or if it gets delayed, and so on, your travel insurance will compensate for your loss.

As mentioned earlier, with Tata AIG, the online policy buying and renewal process is absolutely easy and hassle-free. If you are looking for cheap travel insurance to Malta, you can buy travel insurance Malta online with us at the most affordable pricing. However, this low premium cost doesn’t mean that you won’t get the necessary coverage. Our policies cover a wide range of accidents and adverse incidents that may arise during your trip to this beautiful island.

Hence, if your tickets for Malta are booked already, this could be the perfect time for you to opt for the Tata AIG travel insurance Malta policy right now!

Why Do You Need Malta Travel Insurance from India?

While planning an international trip to Malta, no research would be ever enough for you. This is the same with every international trip. We will never know what awaits us in an unknown land or whom we can seek for help during an accident. But with a travel policy in place, things can get easier and better!

In order to ensure that you have an amazing holiday in Malta, it’s important to safeguard your finances properly. This way, you will be back with just happy memories and nothing else! However, no matter how well-prepared you think you are, avoiding uncertain events in an unknown land seems tricky. Also, keeping in mind the ongoing risk of the Covid-19 pandemic, it’s better to be safe than sorry!

Therefore, it’s imperative that you check the local travel advisory of Malta before booking your tickets. Also, you need to keep in mind all the necessary precautionary measures for avoiding any kind of unforeseen incidents on the trip. But falling sick or meeting with an accident on the trip is something that we can never foresee. And if something like that happens, God forbid, with a travel insurance plan by your side, you won’t feel helpless. This is one of the most important reasons behind choosing a suitable Malta travel insurance policy with Tata AIG.

Tata AIG has the most affordable Malta travel insurance that comes with great coverage options. Your chosen policy should always include robust medical coverage, baggage-related coverage, trip cancellation or extension coverage, repatriation coverage, and so on. And with the Tata AIG’s travel insurance Malta online, you can get all the above-listed features and much more.

Benefits offered by the Tata AIG travel insurance Malta Online plan

With a robust Tata AIG travel insurance Malta online plan, you can get several benefits from our travel insurance coverage options. Whether you are opting for an individual travel policy or family travel insurance, the benefits are unmatched! Some of them are listed below:

1. Luggage Cover - If you end up losing your baggage during the trip or if your luggage gets delayed at the airport, the Tata AIG baggage cover can offer great assistance to you. Under this cover included in our travel insurance Malta online plan, you can get reimbursement for the cost of all the items in your check-in luggage up to the limits described in the policy documents.

2. Journey Cover - With Tata AIG travel insurance for Malta, you can get complete coverage for your international trip to Malta. It will include financial protection against the loss of your passport, the delay or cancellation of your flights, cancellation of your hotel bookings, etc.

3. Medical Coverage - The Tata AIG travel insurance plans are specifically designed to offer much-needed coverage during illnesses or accidents during the trip. If you fall sick or meet with an accident that requires you to get hospitalised, the medical coverage will have you covered. The best part is you will also get coverage against any Covid-19 related medical expenses during the trip if hospitalized.

4. Miscellaneous Benefits

• Travel insurance Malta plans start at an affordable rate of ₹40.82 per day*.
• Buy travel insurance online for Malta through Tata AIG’s website and it comes with no requirements of a thorough medical check-up.
• Ease of paying the travel insurance policy premiums in Indian National Rupees and receiving the travel insurance Malta online coverage in Malta.

To get the best travel insurance for Malta, be sure to compare travel insurance plans with the help of our travel insurance premium calculator online .

Malta Visa and Entry Information

Visa Information for Malta

Indian visitors to Malta need to have a valid Malta Schengen visa in hand in order to enter the island. There are three different types of Malta visas available for the Indians and you need to pick one as per your travel requirements

1. Tourist Visa – This visa type is for the tourists and is valid for 3 months. 2. Business Visa – If you need to visit Malta for business purposes, you should have this visa in hand. Its validity is for 3 months. 3. Visit Visa – If you are visiting Malta to be with family or friends, then you should opt for a Visit visa. Again, its validity is for 3 months.

Process of Application for a Malta Visa

If you wish to get a valid Malta Schengen visa for your trip to this beautiful island, follow the below-mentioned steps

• Duly fill up the Malta visa application form
• Visit your nearest Malta Embassy and submit the application form along with the necessary supporting documents
• Make the payment directly

Once your visa is approved, you will be notified about the same on your registered email ID. You can then pick up your passport from the embassy.

Documents Required for a Schengen Malta Visa

These are the few documents that you need to provide including your duly filled visa application form in order to avail of a valid Malta Schengen visa –

• Visa application form
• Passport picture of the traveller(s) that’s not clicked more than 6 months back
• Negative Covid-19 test reports which should be issued within 72 hours of departure
• Covid-19 vaccination certificates
• Documents supporting the bookings made in Malta regarding accommodation of the visitors'
• Current details of the traveller(s) including employment details, current bank statements, ITR (Income Tax Return) copy, etc.
• A valid Malta travel insurance
• Copy of return tickets
• Copy of previous passports of the traveller(s), if any

Malta Embassy Details in India

Malta trip: safety and precautionary measures to be undertaken.

Once you are in Malta, you should always follow and obey every single safety precaution that the Malta government has posed for its visitors. Some of these are listed below

• Keep your passport safe and keep it with you all the time.
• Do not participate in any local demonstrations.
• Keep following the local news and make changes to your travel itinerary accordingly.
• Respect the local laws and regulations posed by the local government and authorities.
• Do not be a part of any unlawful activities or violate the dignity of public places.
• If you get stuck in any large local gatherings or protests, immediately get to a safe place or take shelter somewhere safe.
• Do not travel to any unknown or remote areas without proper information about the places. Take help from local authorities.
• Always travel only in official and legal means of transport.
• Protect your bags and belongings, especially in crowded spaces and tourist spots.
• Be mindful of your visa validity in Malta and ensure that you do not overstay in the country without a valid visa.
• Get the right Malta travel insurance policy to have sufficient financial support throughout your trip.

COVID-19 Specific Safety Guidelines

• Cover your nose and mouth with a mask, especially in public places and while using public transport.
• Maintaining social distancing is important.
• Cooperate with the local Malta government and other designated authorities and follow the local Covid-19 guidelines.
• Monitor yourself for any kind of Covid-19 symptoms. Self-isolate and get tested immediately if you develop any of the symptoms.

If you select the right travel insurance Malta online plan, you will be well prepared for the adverse financial consequences of any such incidents during your trip to and from Malta.

The Indian Embassy in Malta

International airports in malta.

• Malta International Airport

Currency and Foreign Exchange

Euro is the official currency in the Maltese islands. To check the current exchange rates of the Euro, click here -

https://www.exchange-rates.org/currentRates/E/EUR .

Malta Tourist Places

The Malta Islands consists of Malta, Gozo and Comino. And during your trip to this destination with cobalt blue waters of the Mediterranean Sea, you’d be impressed from the very moment you step in there! The island has an ancient history with the best ruins and architecture. Here is a list of a few places that should be there on your Maltese island travel itinerary –

1. Island of Gozo

This is the most picturesque destination in the Malta Islands. This island has scenic pastoral landscapes, beautiful towns and most enigmatic beaches. The Island of Gozo is the best place to appreciate an amazing holiday with your loved ones while savouring the best cultural attractions around.

2. Popeye Village

It was the film set of the 1980’s Musical Production “Popeye”. And since then, this village has become a distinctive sun-soaked day for young tourists. Here, you will be welcomed by Popeye and his friends, and you will be amused with their various shows all throughout the day. You can enjoy a great experience with the animation team that’s there, where you can feel like a film star for a day!

3. Golden Bay

Golden Bay is situated in north-western Malta and it is one of the most beautiful coasts on Malta Island. The sandy shores in this place are guarded by a hilly coastline and crags. You can reach this place easily by car or bus. Unlike other Malta beaches, Golden Bay Beach is separated from the crowd and hence, could be a great escape for you!

4. Blue Lagoon

This is a wonderful natural site in Malta and is quite a fascinating place with clear, cobalt blue waters. You can get a glimpse of the South Pacific here with waters that splash on the white sandy beach. This austere lagoon in Malta feels like a gigantic hot tub as its waters are stoic and the vacant end is absolutely safe for children.

Best Time to Visit Malta

For experiencing the sweet spot of great weather and light crowds, the summer month of May is the best time to visit Malta. During this month, the daytime temperature ranges between mid-to-high 70s. Also, the rain is practically non-existent during this time. Also, there are no local festivals during this time and hence, crowds are less.

All the information mentioned above is well-researched and sourced from reliable sources. Since this information is subject to change, it is advisable to check the latest travel guidelines and other location-specific information before planning a trip to any location.

*Subject to change based on the nature and extent of the coverage.

Other Destinations

Disclaimer / tnc.

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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How to buy a travel insurance malta online plan.

for buying a travel insurance policy for Malta, you can visit the official Tata AIG website and select the international travel insurance under the products section. Put the required personal information, then select the coverage plans you wish to have in your insurance policy. You can also add a few additional covers to your travel insurance policy for Malta from India with us, including the following.

• Medical coverage
• Journey coverage
• Luggage coverage

Once you have opted for the coverage on your travel insurance Malta online plan, you can make the payment online and complete the purchase of the insurance plan. We shall deliver the policy documents to your registered email ID.

What is the cost of premiums for travel insurance Malta online plan?

The premium amount payable for your travel insurance Malta from India will be based on different factors, including the duration of your stay and the sum insured you choose. Therefore, it is prudent to select an appropriate sum assured to have sufficient coverage during your trip.

If you are travelling with your family, you can opt for family plans. With the Tata AIG travel insurance Malta plans, you can benefit from excellent coverage at a price that won’t break your bank. You can determine the price of your travel insurance plan with our Travel Insurance Premium Calculator.

What are excluded from the travel insurance Malta plan?

Some of the exclusions in an international travel insurance plan are loss of passport or delays due to detention or confiscation by the police or any other authorities, any loss due to a threat to national security like riots, and non-medical expenses that you incur. Moreover, if a medical emergency is caused if you travel against the advice of your doctor and pre-existing disease-related emergencies will not be covered.

Does the travel insurance Malta plan have a free-look period?

We offer a 15-day free look period on annual and multi-trip policies. But if you are purchasing a single trip policy for your trip to Malta, no free look period is provided to you.

If there is a change in my travel dates to Malta, can I make the changes to the travel dates mentioned in the policy?

Yes, you can change the travel dates mentioned in the policy before the commencement of your travel insurance plan, which is the same as your date of travel.

When will my travel insurance Malta from Tata AIG end?

The end date of your international travel insurance plan will be mentioned on your policy document. For single trip policies, the travel insurance ends as soon as your trip ends and you return to your city of residence. For multi-trip policies, you can check the dates on your policy document.

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to TATA Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. 2008, TATA AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CIN: U85110MH2000PLC128425. IRDA of India Regn. No. 108. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] . Category of Certificate of Registration: General Insurance.

2008, Tata AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425. Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to Tata Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] .

Top Travel Insurances for Malta You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Malta an island country with unique cultural experiences, including historic city centres (especially Valletta), rugged landscapes, and the famous Azure Window. Although travelling to Malta can be an accessible holiday destination for many people, out-the-pocket healthcare costs in the country tend to be expensive, so it's a very good idea to arrive there with travel insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Malta and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Malta Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Malta:

Best Travel Insurances for Malta

• 01. Should I get travel insurance for Malta? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Malta scroll down

Heading to Malta soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
• ✈ Looking for flights? Compare on Skyscanner !
• 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
• 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for Malta?

Yes, travel insurance is mandatory when travelling to Schengen countries, including Malta. If you're entering the Schengen Area from a non-Schengen country, you must show a valid passport and travel insurance that covers the duration of their stay and a minimum coverage of 30,000 euros. Being insured is one of the necessary steps to secure a visa and enter the Schengen Area, and failure to comply may result in a denial of entry.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Malta or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Malta:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Malta. It lets you choose between various plans tailored to meet the specific needs of your trip to Malta, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Malta:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Malta? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Malta

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

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• The average travel insurance premium this week is $293.94, about the same as last week.
• For travel in the United States, the average premium is $91 to $410.
• Travel insurance protects against delayed baggage, trip cancellation, and more.

The average cost of travel insurance fluctuates throughout the year, based on demand and whether or not school's in session. Also keep in mind that where you're traveling and how many people are taking the trip will affect your exact premium.

The average travel insurance premium this week is about the same compared to last week.

Travel insurance rates this week:

• Average premium: $293.94
• Average trip cost: $6,853.10
• Average trip length: 16 Days

Understanding Travel Insurance

Travel insurance plans can cover both domestic and international travel. It could protect against something as familiar as delayed baggage (experts estimate 85% of lost luggage is returned to its owner within 48 hours) or as complicated as trip cancellation.

The benefits and limitations of travel insurance vary based on the company and plan. Above all else, this insurance coverage offers peace of mind.

Some credit cards offer a limited amount of travel insurance annually. If you need clarification on what your credit card offers, contact your provider to verify. These plans are great for cancellations and interruptions but may not cover more costly losses associated with unexpected medical expenses or emergency evacuations.

Individual travel insurance plans include this and much more. Travel insurance protects travelers from the unexpected when away from home.

Average Cost of Travel Insurance by Destination

Some countries are naturally more expensive travel destinations due to higher flight and lodging costs, which could increase travel insurance costs. Travel insurance will generally cost 5% to 10% of your total trip price, according to SquareMouth.

Here's how the prices stack up:

Source: SquareMouth

How Far in Advance to Purchase Travel Insurance

According to an AAA travel survey , 88% of travelers say that reimbursement after a trip cancellation is the most valuable benefit of trip insurance.

According to data gathered by SquareMouth in the last six months, travelers tend to purchase trip cancellation travel insurance 53 days before their trip. Meanwhile, travelers without trip cancellation insurance will buy a policy approximately 16 days before their trip. Regardless of when you buy, cancellation protection can kick in to protect you against the unexpected.

Average Cost of Travel Insurance by Age

A traveler's age is a significant factor in determining the cost of travel insurance. The older a traveler is, the higher travel insurance premiums are. For instance, a senior traveler may need more insurance for health-related emergencies than a millennial.

When calculating your travel insurance premium, travel insurance providers consider the likelihood of a medical emergency.

Get your free travel insurance quote with SquareMouth »

Travel Insurance Rate Tips

How much does travel insurance typically cost.

Travel insurance rates through most providers fall between 4% and 8% of the total trip cost. Like the cost of flights, cruises, etc., rates may vary substantially based on the season, your original location, your destination, and other factors. This week, the average cost of a policy was close to $300.

How can I save money on travel insurance?

To save money on travel insurance, tailor your policy to your specific needs and avoid unnecessary extras. You should also shop around to compare quotes from multiple insurers. Opting for an annual plan if you're a frequent traveler, checking existing coverages from other insurance policies or credit card benefits, and choosing a policy with a higher deductible can significantly lower your premiums. Always read the fine print to understand your coverage fully, ensuring you don't pay for redundant or irrelevant features.

Where are the cheapest places to buy travel insurance?

To find affordable travel insurance, consider using online comparison websites like SquareMouth or InsureMyTrip to see rates from various providers. Other ways to save include purchasing directly from insurance companies, exploring package deals from travel agencies or airlines, utilizing included coverage from credit card benefits, and checking for discounts through membership organizations such as AAA or AARP.

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Travel Insurance

Cheapest travel insurance of April 2024

Mandy Sleight

Heidi Gollub

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Updated 9:52 a.m. UTC April 11, 2024

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WorldTrips is the best cheap travel insurance company of 2024 based on our in-depth analysis of the cheapest travel insurance plans. Its Atlas Journey Preferred and Atlas Journey Premier plans offer affordable travel insurance with high limits for emergency medical and evacuation benefits bundled with good coverage for trip delays, travel inconvenience and missed connections.

Cheapest travel insurance of 2024

Why trust our travel insurance experts

Our team of travel insurance experts analyzes hundreds of insurance products and thousands of data points to help you find the best travel insurance for your next trip. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content . You can read more about our methodology below.

• 1,855 coverage details evaluated.
• 567 rates reviewed.
• 5 levels of fact-checking.

Best cheap travel insurance

Top-scoring plans

Average cost, medical limit per person, medical evacuation limit per person, why it’s the best.

WorldTrips tops our rating of the cheapest travel insurance with two plans:

• Atlas Journey Preferred is the cheaper travel insurance plan of the two, with $100,000 per person in emergency medical benefits as secondary coverage and an optional upgrade to primary coverage. It’s also our pick for the best travel insurance for cruises .
• Atlas Journey Premier costs a little more but gives you $150,000 in travel medical insurance with primary coverage . This is a good option if health insurance for international travel is a priority.

Pros and cons

• Atlas Journey Preferred is the cheapest of our 5-star travel insurance plans.
• Atlas Journey Premier offers $150,000 in primary medical coverage.
• Both plans have top-notch $1 million per person in medical evacuation coverage.
• Each plan offers travel inconvenience coverage of $750 per person.
• 12 optional upgrades, including destination wedding and rental car damage and theft.
• No non-medical evacuation coverage.

Cheap travel insurance for cruises

Travel insured.

Top-scoring plan

Travel Insured offers cheap travel insurance for cruises and its Worldwide Trip Protector plan gets 4 stars in our rating of the best cruise travel insurance .

• Worldwide Trip Protector offers $1 million in emergency evacuation coverage per person and a rare $150,000 in non-medical evacuation per person. It also has primary coverage for travel medical insurance benefits, which means you won’t have to file medical claims with your health insurance first.
• Cheap trip insurance for cruises.
• Offers a rare $150,000 for non-medical evacuation.
• $500 per person baggage delay benefit only requires a 3-hour delay.
• Optional rental car damage benefit up to $50,000.
• Missed connection benefit of $500 per person only available for cruises and tours.

Best cheap travel insurance for families

Travelex has the best cheap travel insurance for families because kids age 17 are covered by your policy for free when they’re traveling with you.

• Free coverage for children 17 and under on the same policy.
• $2,000 travel delay coverage per person ($250 per day) after 5 hours.
• Hurricane and weather coverage after a common carrier delay of any amount of time.
• Only $50,000 per person emergency medical coverage.
• Baggage delay coverage is only $200 and requires a 12-hour delay.

Best cheap travel insurance for seniors

Evacuation limit per person

Nationwide has the best cheap travel insurance for seniors — its Prime plan gets 4 stars in our best senior travel insurance rating. However, Nationwide’s Cruise Choice plan ranks higher in our best cheap travel insurance rating.

• Cruise Choice has a $500 per person benefit if a cruise itinerary change causes you to miss a prepaid excursion. It also has a missed connections benefit of $1,500 per person after only a 3-hour delay, for cruises or tours. But note that this coverage is secondary coverage to any compensation provided by a common carrier.
• Coverage for cruise itinerary changes, ship-based mechanical breakdowns and covered shipboard service disruptions.
• Non-medical evacuation benefit of $25,000 per person.
• Baggage loss benefits of $2,500 per person.
• Travel medical coverage is secondary.
• Trip cancellation benefit for losing your job requires three years of continuous employment.
• No “cancel for any reason” (CFAR) upgrade available.
• Missed connection coverage of $1,500 per person is only for tours and cruises, after a 3-hour delay.

Best cheap travel insurance for add-on options

AIG offers the best cheap travel insurance for add-on options because the Travel Guard Preferred plan allows you to customize your policy with a host of optional upgrades.

• Travel Guard Preferred upgrades include “cancel for any reason” (CFAR) coverage , rental vehicle damage coverage and bundles that offer additional benefits for adventure sports, travel inconvenience, quarantine, pets, security and weddings. There’s also a medical bundle that increases the travel medical benefit to $100,000 and emergency evacuation to $1 million.
• Bundle upgrades allow you to customize your affordable travel insurance policy.
• Emergency medical and evacuation limits can be doubled with optional upgrade.
• Base travel insurance policy has relatively low medical limits.
• $300 baggage delay benefit requires a 12-hour delay.
• Optional CFAR upgrade only reimburses up to 50% of trip cost.

Best cheap travel insurance for missed connections

TravelSafe has the best cheap travel insurance for missed connections because coverage is not limited to cruises and tours, as it is with many policies.

• Best-in-class $2,500 per person in missed connection coverage.
• $1 million per person in medical evacuation and $25,000 in non-medical evacuation coverage.
• Generous $2,500 per person baggage and personal items loss benefit.
• Most expensive of the best cheap travel insurance plans.
• No “interruption for any reason” coverage available.
• Weak baggage delay coverage of $250 per person after 12 hours.

Cheapest travel insurance comparison

How much does the cheapest travel insurance cost?

The cheapest travel insurance in our rating is $334. This is for a WorldTrips Atlas Journey Preferred travel insurance plan, based on the average of seven quotes for travelers of various ages to international destinations with a range of trip values.  

Factors that determine travel insurance cost

There are several factors that determine the cost of travel insurance, including:

• Age and number of travelers being insured.
• Trip length.
• Total trip cost.
• The travel insurance plan you choose.
• The travel insurance company.
• Any add-ons, features or upgraded benefits you include in the travel insurance plan.

Expert tip: “In general, travelers can expect to pay anywhere from 4% to 10% of their total prepaid, non-refundable trip costs,” said Suzanne Morrow, CEO of InsureMyTrip.

Is buying the cheapest travel insurance a good idea?

Choosing cheaper travel insurance without paying attention to what a plan covers and excludes could leave you underinsured for your trip. Comparing travel insurance plans side-by-side can help ensure you get enough coverage to protect yourself financially in an emergency for the best price. 

For example, compare these two Travelex travel insurance plans:

• Travel Basic is cheaper but it only provides up to $15,000 for emergency medical expense coverage. You’ll also have to pay extra for coverage for children.
• Travel Select will cost you a bit more but it covers up to $50,000 in medical expenses and includes coverage for kids aged 17 and younger traveling with you. It also offers upgrades such additional medical coverage, “cancel for any reason” (CFAR) coverage and an adventure sports rider that may be a good fit for your trip.

Reasons to consider paying more for travel insurance 

Make sure you understand what you’re giving up if you buy the cheapest travel insurance. Here are a few reasons you may consider paying a little extra for better coverage. 

• Emergency medical. The best travel medical insurance offers primary coverage for emergency medical benefits. Travel insurance with primary coverage can cost more than secondary coverage but will save you from having to file a claim with your health insurance company before filing a travel insurance claim.
• Emergency evacuation. If you’re traveling to a remote location or planning a boat excursion on your trip, look at travel insurance with a high medical evacuation insurance limit. If you are injured while traveling, transportation to the nearest adequate medical facility could cost in the tens to hundreds of thousands. It may make sense to pay more for travel insurance with robust emergency evacuation coverage. 
• Flexibility. To maximize your trip flexibility, you might consider upgrading your travel insurance to “ cancel for any reason” (CFAR) coverage . This will increase the cost of your travel insurance but allow you to cancel your trip for any reason — not just those listed in your policy. The catch is that you’ll need to cancel at least 48 hours before your trip and will only be reimbursed 50% or 75% of your trip expenses, depending on the plan. 
• Upgrades. Many travel insurance plans have optional extras like car rental collision and adventure sports (which may otherwise be excluded from coverage). These will cost you extra but may give you the coverage you need. 

How to find the cheapest travel insurance

The best way to find the cheapest travel insurance is to determine what you’re looking for in a travel insurance policy and compare plans that meet your needs.

 “Travel insurance isn’t one-size-fits-all. Every trip is different, and every traveler has different needs, wants and concerns. This is why comparison is key,” said Morrow.

Consider the following factors when comparing cheap travel insurance plans.

• How often you’re traveling. A single-trip policy may be the most cost-effective if you’re only going on a single trip this year. But a multi-trip travel insurance plan may be cheaper if you’re going on multiple international trips throughout the year. Annual travel insurance policies cover you for a whole year as long as each trip doesn’t exceed a certain number of days, usually 30 to 90 days. 
• Credit card has travel insurance benefits. The best credit cards offer perks and benefits, and many offer travel insurance-specific benefits. The coverage types and benefit limits can vary, and you must put the entire trip cost on the credit card to use the coverage. If your trip costs more than the coverage limit on your card, you can supplement the rest with a cheaper travel insurance plan.
• The coverage you need. When looking for the best travel insurance option at the most affordable price, only buy extras and upgrades you really need. A basic plan may only provide up to $500 in baggage insurance, but if you only plan to take $300 worth of clothes and accessories, you don’t need to pay more for higher coverage limits.

Is cheap travel insurance worth it?

Cheap travel insurance can be worth it, as long as you understand the plan limitations and exclusions. Taking the time to read your policy, especially the fine print, well before your trip can ensure there won’t be any surprises about what’s covered once your journey begins.

“If a traveler is looking for coverage for travel delays, cancellations, interruptions, medical and baggage — a comprehensive travel insurance policy will provide the most bang for their buck,” said Morrow. But if you’re on a tight budget and are only worried about emergency medical care and evacuation coverage while traveling abroad, stand-alone options are cheaper.

Before buying travel insurance, you should also consider what your health insurance will cover. 

“Most domestic health insurance plans, including Medicare, will not cover medical bills abroad,” said Morrow. Even if you’re staying stateside, you may find value in an affordable travel insurance plan with medical coverage if you have a high-deductible health plan (HDHP). 

A cheap travel insurance plan is better than none at all if you end up in a situation that would have covered some or all of your prepaid, nonrefundable trip expenses.

Methodology

Our insurance experts reviewed 1,855 coverage details and 567 rates to determine the best travel insurance . From those top-scoring travel insurance plans, we chose the most affordable for our rating of the cheapest travel insurance.

Insurers could score up to 100 points based on the following factors:

• Cost: 40 points. We scored the average cost of each travel insurance policy for a variety of trips and traveler profiles.
• Medical expenses: 10 points. We scored travel medical insurance by the coverage amount available. Travel insurance policies with emergency medical expense benefits of $250,000 or more per person were given the highest score of 10 points.
• Medical evacuation: 10 points. We scored each plan’s emergency medical evacuation coverage by coverage amount. Travel insurance policies with medical evacuation expense benefits of $500,000 or more per person were given the highest score of 10 points.
• Pre-existing medical condition exclusion waiver: 10 points. We gave full points to travel insurance policies that cover pre-existing medical conditions if certain conditions are met.
• Missed connection: 10 points. Travel insurance plans with missed connection benefits of $1,000 per person or more received full points.
• “Cancel for any reason” upgrade: 5 points. We gave points to travel insurance plans with optional “cancel for any reason” coverage that reimburses up to 75%.
• Travel delay required waiting time: 5 points. We gave 5 points to travel insurance policies with travel delay benefits that kick in after a delay of 6 hours or less.
• Cancel for work reasons: 5 points. If a travel insurance plan allows you to cancel your trip for work reasons, such as your boss requiring you to stay and work, we gave it 5 points.
• Hurricane and severe weather: 5 points. Travel insurance plans that have a required waiting period for hurricane and weather coverage of 12 hours or less received 5 points.

Some travel insurance companies may offer plans with additional benefits or lower prices than the plans that scored the highest, so make sure to compare travel insurance quotes to see your full range of options.

Cheapest travel insurance FAQs

When buying travel insurance, cheapest is not always the best. The most affordable travel insurance plans typically offer fewer coverages with lower policy limits and few or no optional upgrades. Add up your total nonrefundable trip costs and compare travel insurance plans and available features that cover your travel expenses. This strategy can help you find the cheapest travel insurance policy that best protects you from financial loss if an unforeseen circumstance arises.

Get the coverage you need: Best travel insurance of 2024

According to our analysis, WorldTrips , Travel Insured International and Travelex offer the best cheap travel insurance. Policy coverage types and limits can vary by each travel insurance provider, so the best way to get the cheapest travel insurance plan is to compare several policies and companies to find the right fit for your budget.

A good rate for travel insurance depends on your budget and coverage needs. The most comprehensive travel insurance plan is usually not the cheapest. But cheap trip insurance may not have enough coverage or the types of coverage you want. Comparing different levels of coverage and how much they cost can help you find the best cheap insurance for travel. 

The average cost of travel insurance is between 5% to 6% of your total travel expenses for one trip, according to our analysis of rates. However, you may find cheaper travel insurance if you opt for a plan with fewer benefits or lower coverage limits. How much you pay for travel insurance will also depend on the number of travelers covered, their ages, the length of the trip and any upgrades you add to your plan.

Travel insurance covers nonrefundable, prepaid trip costs — up to the policy coverage limits — when your trip is interrupted or canceled for a covered reason outlined in your plan documents. Even the cheapest travel insurance policies usually provide coverage for:

• Medical emergencies.
• Trip delays.
• Trip interruption.
• Trip cancellation.
• Lost, stolen or damaged luggage.

However, if you’re looking to save on travel insurance, you can shop for a policy that only has travel medical insurance and does not include benefits for trip cancellation .

Even when you buy cheap travel insurance, you can often use upgrade options to customize your policy to meet your specific needs. 

Some common travel insurance add-ons you may want to consider include:

• Rental car damage coverage. 
• Medical bundle.
• Security bundle.
• Accidental death and dismemberment coverage.
• Adventure sports bundle.
• Pet bundle.
• Wedding bundle.
• “Cancel for work reasons” coverage.
• “Interruption for any reason” (IFAR) coverage.
• “Cancel for any reason” (CFAR) coverage .

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Mandy is an insurance writer who has been creating online content since 2018. Before becoming a full-time freelance writer, Mandy spent 15 years working as an insurance agent. Her work has been published in Bankrate, MoneyGeek, The Insurance Bulletin, U.S. News and more.

Heidi Gollub is the USA TODAY Blueprint managing editor of insurance. She was previously lead editor of insurance at Forbes Advisor and led the insurance team at U.S. News & World Report as assistant managing editor of 360 Reviews. Heidi has an MBA from Emporia State University and is a licensed property and casualty insurance expert.

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• Best for Senior Pets
• Best for Customization
• Best for Bundling
• Best for Preexisting Conditions
• Best for Alternative Therapy
• Best for Exotic Pets
• Best for Unlimited Coverage

How We Rate Pet Insurance

Best cheap pet insurance companies of april 2024.

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

Many pet owners may be reluctant add the cost of pet insurance to their monthly budget. However, most pet owners will experience at least one pet emergency and spend between $2,000 to $4,000, according to the North American Pet Health Insurance Association (NAPHIA). While the most comprehensive pet insurance may be out of your budget, there cheap pet insurance options available that will give you peace of mind without breaking the bank.

Best Cheap Pet Insurance Companies of 2024

Best price: pets best pet insurance, best for senior pets: figo pet insurance, best for customization: spot pet insurance.

Best for Bundling: Best for Bundling: Lemonade Pet Insurance

Best for Preexisting Conditions: ASPCA Pet Insurance

Best for alternative therapy: healthy paws pet insurance, best for exotic pets: nationwide pet insurance, best for unlimited coverage: trupanion pet insurance.

If you're looking for pet insurance at a cheap rate, Pets Best Pet Insurance has some of the lowest prices in the industry. You can go to any licensed veterinarian. However, it should be noted that in Insider's staff experiences with Pets Best policies, the reimbursement rate is also applied to your deductible.

So if you had a $500 deductible with 90% reimbursement, a $500 claim would leave you with another $50 left on your deductible, with charges applied based on the 90% reimbursement rate. This is not unusual, but it should factor into your budget and policy choices.

Pets Best offers three types of plans: accident-only, accident and illness, and a wellness plan. With highly customizable options, you can further lower your rate. Plus, the insurer doesn't have an age gap on pet insurance.

Unfortunately, if you're looking for alternative treatments like herbal and holistic treatments, consider searching elsewhere.

• Annual coverage options: $5,000, unlimited
• Reimbursement options: 70%, 80%, 90%
• Deductible options: $50, $100, $200, $250, $500, $1,000
• Average monthly cost: Dogs - $20; Cats - $12

Read our Pets Best Pet Insurance review here.

Many pet insurance providers will only insure pets younger than 14. Insurers may put an age cap on eligibility because pets, like humans, tend to develop health conditions as they age. However, Figo Pet Insurance will insure your furry friend, regardless of age. Whatever plan you consider, understand pet insurance companies will not cover preexisting conditions . For dogs or cats with a history of allergies, cancer, diabetes, or other conditions, this would still leave pet parents on the hook for related bills if diagnosed before buying your plan.

Figo offers three plans: the Essential plan, the Preferred plan, and the Unlimited plan. This insurer provides ample coverage choices to customize your policy based on your pet's needs and your budget.

Unfortunately, Figo doesn't sell a basic, accident-only plan, which is generally cheaper than an accident-illness or wellness program. Additionally, while it reimburses you, you must pay your vet bills upfront. Many pet parents resolve this issue using services like CareCredit, which can be paid off after completing the claim. If you're interested in Figo, we recommend Costco members go through the retail giant's partnership with Figo as you get 15% off standard premiums.

• Annual coverage options: $5,000, $10,000, unlimited
• Reimbursement options: 70%, 80%, 90%, 100%
• Deductible options: $100, $250, $500, $750
• Average monthly cost: Dogs - $26; Cats - $14

Read our Figo Pet Insurance review here.

With Spot Pet Insurance , you have nine annual coverage limits, three reimbursement, and five deductible options. This insurer offers an excellent range of policy coverages to mix and match as you choose. Of course, your monthly premiums will vary accordingly.

Spot pet insurance also offers an accident-only and accident-illness plan. The company as a wider range of pet coverage that many competitors lack, like prescription food and behavioral modification. Based on our research at the time of this guide, Spot doesn't sell wellness plans. However, you can add the gold and platinum preventative care plan to supplement your policy.

• Annual coverage options: $2,500, $3,000, $4,000, $5,000, $7,000, $10,000, $15,000, $20,000, unlimited
• Deductible options: $100, $250, $500, $750, $1,000
• Average monthly cost: Dogs - $28; Cats - $14

Read our Spot Pet Insurance review here.

Best for Bundling: Lemonade Pet Insurance

Lemonade Pet Insurance is a relatively new pet insurance company. Aside from pet insurance, it also offers home, car, and renters insurance (which received high marks for customer satisfaction). So you can bundle your pet insurance with other products for 10% additional savings.

If you're a tech-savvy shopper, you may appreciate Lemonade's highly-rated mobile app and user-friendly digital platform. You could purchase a policy, manage your claims, and access your insurance ID at the touch of your fingertip. Unfortunately, Lemonade is not available in all states yet. So be sure to check and see if Lemonade is available to you. But with up to $100,000 in annual coverage, Lemonade covers most significant health events for pets.

• Annual coverage options: $5,000, $10,000, $20,000, $50,000, $100,000
• Deductible options: $100, $250, $500
• Average monthly cost: Dogs - $28; Cats- $14

Read our Lemonade Pet Insurance review here.

Unfortunately, all pet insurance providers exclude preexisting conditions from coverage. This is because pet insurance companies have to mediate risk to keep premiums low for everyone. However, several companies will cover preexisting conditions if your pet has been symptom- and treatment-free for some time. ASPCA Pet Insurance is one of those providers.

ASPCA pet insurance will cover curable preexisting conditions if your cat, dog, and even horses if your pet has been symptom-free for over 180 days (excluding ligament and knee conditions).

With ASPCA pet insurance, you choose an accident-only, accident and illness, and preventative care plan. ASPCA pet insurance's comprehensive programs cover alternative therapies, behavioral issues, and congenital and hereditary conditions. The provider even covers pet microchipping. When going through the quoting process online, we were told we must speak to a live representative to obtain a quote for unlimited annual coverage.

• Annual coverage options: $3,000, $4,000, $5,000, $7,000, $10,000
• Average monthly cost: Dogs - $33; Cats - $17

Read our ASPCA Pet Insurance review here.

Only a few providers offer alternative medicine if you prefer to take the holistic and herbal route when seeking treatment for your pet. Healthy Paws Pet Insurance offers a comprehensive list of non-invasive forms of therapy, including acupuncture, hydrotherapy, physical therapy, laser therapy, and massage care, as long as a licensed veterinarian provides the treatment.

The trade-off, however, is Healthy Paws won't cover preventative and wellness care. Its site specifies Healthy Paws believes wellness costs can be planned for. For example, you expect to do a yearly exam and get updated vaccines, and even if you save a little bit each month, you can plan accordingly. However, accidents and severe chronic illnesses are difficult to plan for, and costs are frequently unreasonable. So Healthy Paws focuses on the most significant area of need it sees.

• Annual coverage options: Unlimited
• Reimbursement options: 50%, 60%, 70%, 80%, 90%
• Deductible options: $50, $100, $250, $500, $750, $1,000
• Average monthly cost: Dogs - $37; Cats - $18

Read our Healthy Paws Pet Insurance review here.

Finding cheap pet insurance may be challenging if you have an exotic pet like a bird, rabbit, or reptile. Nationwide Pet Insurance is currently the only pet insurance company to offer wide-reaching coverage for many exotic pets. Other companies offer "discount plans," much like human prescription discount plans. However, you'd have to work with specific vets, and coverage would be specific to the treatment provided.

Nationwide pet insurance offers three pet insurance plans:

• Major Medical (accident and illness plan)
• Whole Pet (more comprehensive accident and illness plan)
• A wellness plan

Nationwide offers various conditions in its plans. However, the coverage is set. Nationwide's sample accident and illness policy broke down many potential diagnoses with primary and secondary diagnoses allowances. Ultimately, each buyer will receive a policy breakdown. However, Nationwide is a more expensive pet insurance provider with limited flexibility.

• Annual coverage options: Per condition
• Reimbursement options: 50%, 70%, 90%
• Deductible options: $250
• Average monthly cost: Dogs - $35; Cats - $14

Read our Nationwide Pet Insurance review here.

Trupanion Pet Insurance is one of the pricier insurers on this list. Also, it offers a limited selection of policy options. However, if you're looking for a plan with unlimited coverage, Trupanion may be your winner. Unfortunately, we've all heard of the unexpected accident or illness in an otherwise healthy pet calling for emergency care.

Some emergency surgeries can easily surpass $20,000, and you might be on the hook for follow-up care, rehab, and even further surgeries. These are the times when unlimited care could be the saving grace to save your furry friend.

Trupanion offers deductibles ranging from $0 to $1,000. What's unique about this insurer is you'll only have to pay the deductible once per condition. For example, say your pet develops an illness requiring ongoing treatment. While most insurers will need you to pay a deductible yearly, you'll only have to pay your deductible once when the condition appears, potentially saving you money. This is handy for chronic conditions like allergies, diabetes, and cancer.

• Reimbursement options: 90%
• Deductible options: $0 to $1000
• Average monthly cost: Dogs - $50; Cats - $22

Read our Trupanion Pet Insurance review here.

We review a company based on several benchmarks and compare it against the industry standard.

• Affordability: We consider an insurer cheap if it meets or is below the industry average premiums. We also compare the prices against its competitors.
• Policy customization: We look at the breadth of an insurer's policy options. Policy options include the number of annual coverages, deductibles, and reimbursement options. The price is not the only determining factor if you compare a $50 for unlimited coverage with 80% reimbursement with a $10 policy with a $5,000 annual cap.
• Waiting period: A waiting period is the time between purchasing a policy and when coverage kicks in. The average waiting period for accident coverage is three days, and fourteen days for illness coverage. However, waiting periods for genetic conditions and serious illnesses could last a year.
• Types of policies available: The best pet insurance companies typically offer three types of plans: accident-only, accident-illness, and wellness plans. We look through an insurer's website to determine if it sells some variation of those three plans.
• Exclusions: Pets come in all shapes and sizes. Unfortunately, insurance companies will exclude some pets from coverage, like older pets or even those with curable preexisting conditions.
• Company offerings: We look at the extensiveness of a company's policies. Some insurers offer coverage for microchipping, alternative medicine, and other unique conditions.

We go into further detail in our insurance rating methodology .

Which dog breed qualifies for the cheapest pet insurance?

Small, spayed, female mixed-breed dogs are the cheapest to insure, according to North American Pet Health Insurance Association (NAPHIA).

How much is a reasonable deductible for pet insurance?

Consider your needs before choosing a deductible. Choosing a high deductible may lower your monthly premiums. However, to start your coverage as soon as possible, consider choosing a low deductible, like $100 to $500.

When should you use pet insurance?

You'll decide what coverage you're willing to pay for upfront. However, whenever you have a qualifying claim, you should file a claim with your pet insurance provider. Insurance providers may have a time limit on claims, and you have to fulfill your annual deductible before full coverage will kick in.

What is the cheapest pet insurance?

Pets Best pet insurance costs an average of $20 for dogs and $12 for cats, the lowest prices among its competitors. Prices will vary based on your pet's age and breed. 

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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