404 Not found

Overview of Travel Insurance Coverage

What does travel insurance cover, what does credit card travel insurance cover, what travel insurance coverage do you need to pay more for, choosing the right travel insurance, what does travel insurance cover frequently asked questions, understanding what travel insurance covers.

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

The information for the following product(s) has been collected independently by Business Insider: Chase Freedom Flex℠. The details for these products have not been reviewed or provided by the issuer.

  • Travel insurance is intended to cover risks and financial losses associated with traveling.
  • Coverage can include trip cancellation, baggage protection, medical care, and emergency evacuation.
  • When filing a claim, be specific and comprehensive in your documentation to ease the process.

Whether it's a trip across the world or a trip across the state, having travel insurance provides major relief if things go awry. Flight delays, lost baggage, illness, injuries, and other unforeseen events can disrupt even the best-laid plans. With a major disruption comes the potential for unanticipated expenses.

Travel insurance and the coverage it offers can help keep you protected and save you money in the long run.

Travel insurance policies protect travelers from financial losses should something go wrong during their trip. You can customize which coverages you want to include, and there are several to choose from.

"Common types of coverage include trip cancellation, trip interruption, baggage protection, coverage for medical care if you get sick or hurt during your trip, and emergency medical evacuation," says Angela Borden, a travel insurance expert and product strategist for travel insurance company Seven Corners.

Travel insurance plans offer nonrefundable payments and other trip-related expenses. While monetary compensation is a primary benefit, there is another valuable perk of travel insurance. It can provide peace of mind.

Your specific travel insurance plan (and its terms and conditions) will determine the minutia and specifics of what is covered. As with most other forms of insurance, a general rule of thumb is the more you spend, the better your coverage.

"Travel insurance can be confusing, so it's best to research a reputable company that specializes in travel insurance and has a long history of successfully helping travelers all over the world," says Borden.

Trip cancellation and interruptions

A travel insurance policy can reimburse you for a prepaid, nonrefundable trip if it is canceled for a covered event, such as a natural disaster or a global pandemic.

Trip interruption insurance covers you if you're already on your trip and you get sick, there's a natural disaster, or something else happens. Make sure to check with your travel insurance providers to discuss any inclusions, coverage, and more.

Travel delays and missed connections

Travel delay insurance coverage provides reimbursement for any expenses you incur when you experience a delay in transit over a minimum time. Reimbursements can include hotels, airfare, food, and other related expenses.

Medical emergencies and evacuations

Typically, US healthcare plans are not accepted in other countries. So travel insurance with medical coverage can be particularly beneficial when you are abroad. Medical coverage can also help with locating doctors and healthcare facilities.

Medical transportation coverage will also pay for emergency evacuation expenses such as airlifts and medically-equipped flights back to the US. Out of pocket, these expenses can easily amount to tens of thousands of dollars. Certain plans may even transport you to a hospital of choice for care.

Travel insurance generally does not include coverage for pre-existing conditions. That said, you can obtain a pre-existing condition waiver, which we will talk about later.  

Baggage and personal belongings

Most airlines will reimburse travelers for lost or destroyed baggage, but be prepared for limitations. Travel insurance plans will typically cover stolen items, such as those stolen out of a hotel room. This may not include expensive jewelry, antiques, or heirloom items. Typically, airlines have a few days to recover your bag.

In the meantime, you can make a claim to pay for items like certain toiletries and other items you need to pick up. If your bag is truly lost or you don't get it for an extended period, you can file a true lost baggage claim.

A major perk on several travel credit cards is embedded credit card travel insurance . Typically, you will need to use the specific card for the transaction (at least with partial payment) for travel coverage to kick in.

Each card has specific rules on what exactly is covered. But one of the industry leaders is the $550-per-year Chase Sapphire Reserve credit card. Here's a snapshot of what is covered with this specific card:

  • Baggage delay: up to $100 reimbursed per day for up to five days if a passenger carrier delays your baggage by more than six hours.
  • Lost and damaged baggage: up to $3,000 per passenger per trip, but only up to $500 per passenger for jewelry and watches and up to $500 per passenger for cameras and other electronic equipment.
  • Trip delay reimbursement: up to $500 per ticket if you're delayed more than six hours or require an overnight stay.
  • Trip cancellation and interruption protection: up to $10,000 per person and $20,000 per trip for prepaid, nonrefundable travel expenses.
  • Medical evacuation benefit: up to $100,000 for necessary emergency evacuation and transportation when on a trip of five to 60 days and traveling more than 100 miles from home.
  • Travel accident insurance: accidental death or dismemberment coverage of up to $100,000 (up to $1,000,000 for common carrier travel).
  • Emergency medical and dental benefits: up to $2,500 for medical expenses (subject to a $50 deductible) when on a trip arranged by a travel agency and traveling more than 100 miles from home.
  • Rental car coverage: primary coverage for damages caused by theft or collision up to $75,000 on rentals of 31 days or fewer

More protections are included with cards with an annual fee, but there are exceptions. The no-annual-fee Chase Freedom Flex, for instance, includes up to $1,500 per person (and up to $6,000 per trip) in trip cancellation and trip interruption coverage.

However, there are some differences between credit card travel coverage and obtaining coverage from a third party.

"Credit card coverage does not typically provide travel medical benefits," Borden says. "For protection if you get sick or hurt while traveling, you'll want a travel insurance plan with medical coverage."

Whether you get your travel insurance in a standalone policy or through a credit card, it's important to review your plan details carefully. In either case, there may be exclusions and other requirements such as deadlines when filing a claim, Borden notes.

Knowing what travel insurance doesn't cover is as important as knowing what it does cover.

"Travelers should understand that travel insurance benefits come into play only if a covered reason occurs," Borden says. Most standard travel insurance plans won't reimburse you for the following:

Cancel for any reason (CFAR)

Cancel-for-any-reason travel insurance covers a trip cancellation for any reason, not just a covered event. your standard benefits won't kick in unless it's a covered event. For instance, you'll be reimbursed simply for changing your mind about taking a trip.

That said, CFAR travel insurance is not without its downsides. For one, it's more expensive than traditional insurance, and most CFAR policies will only reimburse you for a percentage of your travel expenses. Additionally, CFAR policies aren't available for annual travel insurance . 

You can find our guide on the best CFAR travel insurance here.

Foreseen weather events

Sudden storms or unforeseen weather events are typically covered by standard travel insurance plans. There are exceptions to be aware of. For example, an anticipated and named hurricane will not be covered.

Medical tourism

If you're going to travel internationally for a medical procedure or doctor's visit, your travel insurance plan will not cover the procedure itself. Most medical travel plans also won't cover you if something goes wrong with your procedure.

Pre-existing conditions and pregnancy

Those with specific pre-existing conditions, such as someone with diabetes and needing more insulin, will not be covered by most plans. In addition, pregnancy-related expenses will likely not be covered under most plans.

That said, you can obtain a pre-existing condition waiver for stable conditions. In order to obtain a wavier, you will need to purchase travel insurance within a certain time frame from when you booked your trip, usually two to three weeks, depending on your policy.

Extreme sports and activities

Accidents occurring while participating in extreme sports like skydiving and paragliding will typically not be covered under most plans. However, many plans offer the ability to upgrade to a higher-priced version with extended coverage.

Navigating claims and assistance

When a trip goes awry, the first thing you should do is document everything and be as specific as possible with documentation. This will make the claims process easier, as you can substantiate and quantify your financial losses due to the delay.

For example, your flight home has been delayed long enough to be covered under your policy, you'll want to keep any receipts from purchases made while waiting. For instances where your luggage is lost, you will need to file a report with local authorities and document all the items you packed.

Cancellation protection also requires meticulous attention to detail. If you're too sick to fly, you may need to see a doctor to prove your eligibility. If an airline cancels a flight, you'll also need to document any refunds you received as travel insurance isn't going to reimburse you for money you've already gotten back. 

Part of the benefit of CFAR insurance is the reduced paperwork necessary to file a claim. You'll still need to document your nonrefundable losses, but you won't have to substantiate why you're canceling a trip.

Each plan should be personalized to meet the insured party's needs. Some travelers prefer to stick to the bare minimum (flight cancellation benefits through the airline). Others want a comprehensive plan with every coverage possible. Before you buy anything, set your destination. Are there any travel restrictions or changes pending? Does your destination country require emergency or other medical coverage?

If the destination airport is known for lost or delayed luggage, travelers should keep important items in carry-ons. Lost or delayed luggage coverage protects insured parties in the event of a significant delay or total loss.

Second, check current credit card travel benefits to avoid redundancies. Savvy travelers don't need to pay for the same coverage twice.

Finally, consider your individual needs. Do you have a chronic medical condition, or do you feel safe with emergency-only medical coverage? Keep in mind, this does not include coverage for cosmetic surgery or other medical tourism. Do you have a budget limit for travel insurance? Asking and answering these important questions will help every traveler find the right product.

Most travel insurance plans are simple, and Business Insider's guide to the best travel insurance companies outlines our top picks. Remember, read your policy and its specifics closely to ensure it includes the items you need coverage for.

No one likes to dwell on how a trip might not go as planned before even leaving. However, at its core, travel insurance provides peace of mind as you go about your trip. While the upfront cost may seem significant, when you compare it to the potential expenses of a canceled flight, emergency evacuation, or a hefty medical bill, it's a small price to pay in the grand scheme of things.

Coverage for pandemics vary from policy to policy. Some travel insurance companies have specific provisions for pandemic-related cancellations, while others may exclude them entirely.

Sports injuries are often covered under travel insurance, but high-risk or adventure sports might require additional coverage or a special policy.

Travel advisories have different effects on your travel insurance depending on your policy. Traveling to a country already under travel advisory may invalidate your coverage, but if you're already traveling when a travel advisory is announced, you may be covered.

Travel insurance usually covers the cost of emergency medical evacuations to the nearest suitable medical facility, and sometimes back to your home country, if necessary.

Many travel insurance policies provide coverage for the cost of replacing lost or stolen passports during a trip.

tsb customer travel insurance

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

tsb customer travel insurance

  • Main content

Purchase with ease using a TSB Credit Mastercard®

Our Low Rate Mastercard and Platinum Mastercard come with a range of insurances to help you prepare for the unexpected.

Everyday Insurance is included for both cards and our Platinum Mastercard also includes Travel Insurance. Cardholders don’t need to do anything to get this cover – it’s automatically activated when you purchase your travel using your card, if you meet the eligibility criteria.

We’ve included a summary below of the insurance products only. Terms, conditions, exclusions and eligibility criteria apply. The details of each policy cover are explained in more detail in the TSB Credit Mastercard® Insurance Terms and Conditions .

Everyday Insurance

Clipart of shopping cart on laptop screen

Purchase Protection ¹

Provides 180 consecutive days of cover against the theft, or accidental damage for new items bought on your card for personal use.

Limit per claim: NZ$675 Limit for all claims combined in any 12-month period: NZ$675 Excess per claim: Nil

Clipart of money

Price Protection ¹

Reimburses the price difference between the original price of an item you have bought and the lower price for the exact same item within 30 days of your original purchase.

Limit per claim: NZ$500 Limit for all claims combined in any 12-month period: NZ$1,000 Excess per claim: Nil

Clipart of mobile phone

Mobile Phone Protection ¹

Gives you cover against accidental damage or theft of your eligible mobile phone if you pay your post-paid monthly bill or prepaid top-up using your card.

Limit per claim: NZ$800 Limit for all claims combined in any 12-month period: NZ$1,350 Excess per claim: NZ$55

These insurance covers are provided by AIG Insurance New Zealand Limited (“AIG”), under an agreement with Mastercard Asia/Pacific Pte Limited (Mastercard).

TSB Credit Mastercard® Insurance Terms and Conditions sets out the details of what is covered, claims limits, what is not covered, and eligibility to help you determine if the insurance is right for you.

You can also check TSB’s Everyday Insurance FAQs – Find out more

How to make an Everyday Insurance claim

To file a claim, log on to nz.mycardbenefits.com, contact AIG by emailing [email protected] , or call the AIG Customer Service team on 0800 231 234 Monday to Friday between 8.30am and 5pm (except public holidays). Please email all claims correspondence and details required to AIG at [email protected] .

TSB Platinum Mastercard Travel Insurance

Domestic and international travel insurance 2.

If you purchase at least 50% of your pre-paid travel expenses, on your card you may be eligible for travel insurance at no additional cost for up to 90 days.

TSB Platinum Mastercard Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners (FSP758611) and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia) ("Hollard").

Terms, conditions, limits, sub-limits, exclusions and eligibility criteria apply. Customers considering this travel insurance policy should read the Policy Wording to check what is and isn’t covered. If you have further questions about this insurance, check out TSB’s Travel Insurance FAQs

Clipart of paper and pencil

How to make a Travel Insurance claim

Please contact one of the Allianz Partners Claims Consultants on 0800 800 357 between 8.30am and 5pm Monday to Friday (except public holidays) or email Allianz Partners at [email protected] .

Clipart of luggage

Emergency Travel Assistance

If you are overseas and require emergency assistance, please contact Allianz Partners Emergency Assistance. Skilled professionals are available 24 hours 7 days a week. Call collect on +64 9 486 6868 .

Clipart of a phone

General Travel Insurance policy enquiries

If you have general enquiries, please contact one of the Allianz Partners Customer Care Team on 0800 800 357 between 8.30am and 5pm Monday to Friday (except public holidays). You can also check TSB’s Travel Insurance FAQs .

Don't forget to read this bit

1 Mobile Phone Insurance, Purchase Protection Insurance and Price Protection Insurance, are underwritten by AIG Insurance New Zealand Limited (“AIG”). AIG, TSB or Mastercard do not provide financial advice about the insurance. TSB Credit Mastercard® Insurance Terms and Conditions sets out the details of what is covered, claims limits, what is not covered, and eligibility to help you determine if the insurance is right for you.

The Insurance (Prudential Supervision) Act 2010 requires licensed insurers to have a current financial strength rating that is given by an approved rating agency. AIG Insurance New Zealand Limited has an A (Strong) insurer financial strength rating given by Standard & Poor’s (Australia) Pty Ltd. The rating scale, in summary form is:

    AAA Extremely Strong           AA Very Strong           A Strong           BBB Good           BB Marginal           B Weak           CCC Very Weak           CC Extremely weak           C Regulatory Action           SD Selective Default           D Default           NR Not Rated

The rating from 'AA' to 'CCC' may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories. A full description of the rating scale is available on Standard & Poor’s website.

2 Terms, conditions, limits, sub-limits, exclusions and eligibility criteria apply. Customers considering this travel insurance policy should read the Policy Wording to check what is and isn’t covered. If you are travelling on a domestic journey within New Zealand you only have cover under Section 1.1 Cancellation of Journey and Section 1.3 Travel Delay. If you are travelling on an international journey, you have cover under all sections of this policy. See TSB Credit Mastercard® Insurance Terms and Conditions for details.

TSB Platinum Mastercard Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners (FSP758611) and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia) ("Hollard"). Read AWP Services New Zealand Limited FAP Disclosure statement here.

You should consider the Policy Wording before making any decisions about this travel insurance policy. Terms, conditions, limits, sub-limits, exclusions, and eligibility criteria apply. See TSB Credit Mastercard® Insurance Terms and Conditions for details.

The Hollard Insurance Company Pty Limited – Financial Strength Rating and Overseas Policyholder Preference Disclosure Notice

The Hollard Insurance Company Pty Ltd has a financial strength rating of A- (Excellent) issued by A.M.Best Company Inc.

The rating scale is

    A++, A+ (Superior)         A, A- (Excellent)         B++, B+ (Good)         B, B- (Fair)         C++, C+ (Marginal)         C, C- (Weak)         D (Poor)         E (Under Regulatory Supervision)         F (In Liquidation)         S (Suspended)

Further information on these ratings is available here

An overseas policyholder preference applies. Under Australian law, if The Hollard Insurance Company Pty Ltd is wound up, its assets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on The Hollard Insurance Company Pty Ltd’s Australian assets to satisfy New Zealand liabilities.

Mastercard, Priceless and the circles design are registered trademarks of Mastercard International Incorporated. 

  • Accessibility statement [Accesskey '0'] Go to Accessibility statement
  • Skip to Content [Accesskey 'S'] Skip to main content
  • Skip to site Navigation [Accesskey 'N'] Go to Navigation
  • Go to Home page [Accesskey '1'] Go to Home page
  • Go to Sitemap [Accesskey '2'] Go to Sitemap
  • Private Banking
  • International Banking
  • Lloyds Bank Logo

Everyday banking

Online services & more

How to get online

  • Set up the Mobile Banking app
  • Register for Internet Banking
  • Log on to Internet Banking
  • Reset your logon details

Mobile Banking app

  • Setting up our app
  • App notifications

Profile & settings

  • Change your telephone number
  • Change your address
  • Open Banking

Card & PIN services

  • View your card details
  • Report your card lost or stolen
  • Order a replacement card
  • View your PIN
  • Payments & transfers
  • Daily payment limits
  • Pay someone new
  • Cancel a Direct Debit
  • Pay in a cheque
  • Send money outside the UK

Statements & transactions

  • See upcoming payments
  • Search transactions
  • Download statements

Help & security

We're here for you

Fraud & security

  • Latest scams
  • Lost or stolen card
  • Unrecognised transactions

Money management

  • Understanding credit
  • Managing someone's affairs
  • Financial planning
  • Personal Tax Services

Life events

  • Buying a home
  • Getting married
  • Family finances
  • Separation & divorce
  • Bereavement

Difficult times

  • Money worries
  • Mental health support
  • Financial abuse
  • Serious illness

Customer support

  • Support & wellbeing
  • Banking online
  • Accessibility & disability
  • Banking with us
  • Feedback & complaints
  • Current accounts

Accounts & services

  • £175 Switching Offer
  • Club Lloyds Account
  • Classic Account

Silver Account

  • Club Lloyds Silver Account
  • Platinum Account
  • Club Lloyds Platinum Account
  • Youth & student accounts
  • Joint accounts

Travel services

  • Using your card abroad
  • Travel money

Features & support

  • Switching to Lloyds Bank
  • Everyday Offers
  • Rates & charges
  • Save the Change
  • Current account help & guidance
  • Mobile device trade in service

Already bank with us?

Existing customers

  • Upgrade options
  • Mobile banking

Cards, loans & car finance

Credit cards

  • Credit card eligibility checker
  • Balance transfer credit cards
  • Large purchase credit cards
  • Everyday spending credit cards
  • World Elite Mastercard ®
  • Cashback credit card
  • Loan calculator
  • Debt consolidation loans
  • Home improvement loans
  • Holiday loans
  • Wedding loans

Car finance

  • Car finance calculator
  • Car finance options
  • Car refinance
  • Car leasing
  • Credit cards help & guidance
  • Loans help & guidance
  • Car finance help & guidance
  • Borrowing options

Already borrowing with us?

  • Existing credit card customers
  • Existing loan customers
  • Existing car finance customers

tsb customer travel insurance

Your Credit Score

Thinking about applying for credit? Check Your Credit Score for free, with no impact on your credit file.

Accounts & calculators

  • First time buyer mortgages
  • Moving home
  • Remortgage to us
  • Existing Lloyds Bank mortgage customers
  • Buying to let
  • Equity release

Mortgage calculators & tools

  • Mortgage calculator
  • Remortgage calculator
  • Get an agreement in principle
  • Base rate change calculator
  • Overpayment calculator
  • Mortgage help & guidance
  • Club Lloyds offer
  • Eco Home offers
  • Mortgage protection

Already with us?

  • Manage your mortgage
  • Switch to a new deal
  • Borrow more
  • Switch deal & borrow more
  • Help with your payments
  • Learn about Home Wise
  • Your interest only mortgage

Mortgage support

Worried about paying your mortgage? We have various ways that we can help you.

Accounts & ISAs

Savings accounts

  • Instant access savings accounts
  • Fixed rate savings accounts
  • Club Lloyds savings account
  • Children's savings accounts
  • Joint savings accounts
  • Compare savings accounts
  • Compare cash ISAs
  • Help to Buy ISA
  • Stocks & Shares ISA
  • Investment ISA
  • Savings calculator
  • Save the Change®
  • Savings help and guidance
  • ISAs explained
  • Savings interest rates

Already saving with us?

  • Top up your ISA
  • Transfer your ISA
  • Tax on savings interest
  • Your personal savings allowance
  • Your ISA allowance

Pensions & investments

  • Compare investing options
  • Share Dealing ISA
  • Share Dealing Account
  • Invest Wise Accounts (18 - 25 year olds)
  • Ready-Made Investments

ETF Quicklist

  • Introducing our ETF Quicklist
  • View our ETF Quicklist

Guides and support

  • Understanding investing
  • Research the market
  • Investing help and guidance
  • Transfer your investments
  • Trading Support
  • ETF Academy
  • Our Charges

Pensions and retirement

  • Ready-Made Pension
  • Combining your pensions
  • Pension calculator
  • Self-employed
  • Pensions explained
  • Top 10 pension tips
  • Retirement options
  • Existing Ready-Made Pension customers

Wealth management

  • Is advice right for you?
  • Benefits of financial advice
  • Services we offer
  • Cost of advice

Already investing with us?

  • Log on to Share Dealing

Introducing the new Ready-Made Pension

A simple, smart and easy way to save for your retirement.

Show me how

Home, life & car

View all insurance products

Home insurance

  • Get a home insurance quote
  • Compare home insurance
  • Buildings & contents insurance
  • Contents insurance
  • Buildings insurance
  • Retrieve a home insurance quote
  • Home insurance help & guidance
  • Manage your home insurance policy

Car insurance

  • Compare car insurance
  • Car insurance help & guidance
  • Log on to My Account to manage your car insurance

Life insurance

  • Critical illness cover
  • Mortgage protection insurance
  • Life cover help & guidance

Other insurance

  • Business insurance
  • Van insurance
  • Landlord insurance
  • Make a home insurance claim
  • Make a life insurance claim
  • Make a car insurance claim

Already insured with us?

Support for existing customers

  • Help with your existing home insurance
  • Help with your existing life insurance
  • Help with your existing car insurance

Get 60 days of European Union cover as standard with Lloyds Bank. Terms and conditions apply.

Get a quote now

  • Help & Support
  • Branch Finder
  • Accessibility and disability
  • Search Close Close

Internet Banking

Keep me secure

  • Packaged Bank Accounts
  • Travel Insurance

tsb customer travel insurance

Packaged Bank Account Travel Insurance

Have peace of mind when you're on holiday with travel insurance that covers you.

About Travel Insurance as part of Packaged Bank Accounts

Travel Insurance, administered by AWP Assistance UK Ltd (trading as Allianz Assistance) and underwritten by AWP P&C SA, is just one of the insurance benefits that come with our Packaged Bank Accounts . Our Silver & Platinum Accounts are packed with benefits including Family travel insurance, AA Breakdown Family Cover and mobile phone insurance for a monthly fee to maintain the account.

Travel Insurance is also a benefit on the Premier , and  Gold  accounts however these are no longer available to new customers.

If you’re a Platinum, Premier, Gold or Silver account customer, please read our FAQs (PDF, 145KB) for more information about the travel insurance which comes with your account and COVID-19. You can also visit our payment disputes page , for help if your travel has been disrupted.

Compare accounts

How do I make a claim?

You can log your claim online using the Allianz Assistance Hub that can be securely accessed through your mobile banking app or by using Internet Banking. You can also make a claim by calling Allianz Assistance on  +44 (0)345 850 5300 .

Eligibility for each account

I have a silver account expandable section.

If you have a Silver Account the account comes with European Travel Insurance for you and your family (if eligible) including Winter Sports. This insurance policy is administered by AWP Assitance UK Ltd (trading as Allianz Assitance) and underwritten by AWP P&C SA.

Am I eligible for cover?

  • All cover under the policy stops on the account holders 65th birthday - as long as the account holder is under 65, their spouse, civil partner or partner will be covered until they reach 65 years of age.
  • Children must be 18 or under, or 24 or under if they're in full time education and must travel with the account holder, their spouse, partner, civil partner or a responsible adult. There's cover for a dependent child where they are staying with a responsible adult even if they were not accompanied during their travel to the destination.
  • Subject to continued eligibility, you and your family are covered for travel within Europe as long as your Silver account is open.
  • Keep in mind the cover is provided only if you will be living in the United Kingdom for at least six months during each 12 month period where all trips must start and end.

Medical conditions that you or your family have (or have had), which are not all on the ‘No Screen Conditions’ list in your policy document are not covered by this policy. To see if these can be covered you must call the insurer declaring all medical conditions, including those on the list and an extra cost may apply.  Before you book a trip you also need to let the insurer know of any new conditions or changes to existing ones. Please refer to the Silver welcome pack (PDF, 1.7MB) for full details of any exclusions.

Once your account has been opened should you wish to notify the insurer of any medical conditions please call the number below.

  • Silver Account:  0345 603 1839

Lines are open 24/7.

Not all Telephone Banking services are available 24 hours a day, seven days a week. Please speak to an advisor for more information.

I have a Gold, Platinum or Premier Account expandable section

If you have a Gold, Platinum or Premier Account,  the account comes with Worldwide Travel Insurance for you and your family (if eligible) including Winter Sports. This insurance policy is administered by AWP Assistance UK Ltd (trading as Allianz Assistance) and underwritten by AWP P&C SA.

  • All cover under the policy stops on the account holders 80th birthday - as long as the account holder is under 80, their spouse, civil partner or partner will be covered until they reach 80 years of age.
  • Subject to continued eligibility, you and your family are covered for worldwide travel as long as your Lloyds Bank Gold, Platinum or Premier account is open.
  • Keep in mind there is only cover for losses suffered whilst you are a UK, Channel Islands or Isle of Man resident and are registered with a Doctor in the UK where all trips must start and end.

Medical conditions that you or your family have (or have had), which are not all on the ‘No Screen Conditions’ list in your policy document are not covered by this policy. To see if these can be covered you must call the insurer declaring all medical conditions, including those on the list and an extra cost may apply. Before you book a trip you also need to let the insurer know of any new conditions or changes to existing ones. Please refer to the relevant policy document for full details of any exclusions.

Once your account has been opened should you wish to notify the insurer of any medical conditions please call the appropriate number below.

  • Gold Account:  0345 850 5056
  • Platinum Account:  0345 850 5300
  • Premier Account:  0345 604 0440

What does my insurance come with?

  • Multi-trip  European  travel cover for you and your family (includes, if eligible, your spouse, civil partner or partner and children)
  • Includes golf cover and cover for certain sports and leisure activities
  • Covers UK leisure travel when two or more nights' accommodation is pre-booked (five nights for business trips)
  • There's cover for you or someone covered under the policy if a booked trip needs to be cancelled because either you or they, or a companion you are travelling with is asked to quarantine on an individual basis because of exposure to a contagious disease
  • Emergency medical cover (up to £10,000,000)
  • Cancellation or curtailment cover (up to £5,000)
  • Personal accident cover (up to £30,000)
  • Baggage cover (up to £2,500, £500 of which for valuables)
  • Travel disruption cover (up to £5,000)

Important note :

  • The standard maximum trip duration is 31 consecutive days
  • For Winter Sports maximum 31 days cover in any calendar year
  • £75 excess per adult per incident may apply
  • Other exclusions apply, see policy documents

Gold, Platinum and Premier Accounts

  • Multi-trip  Worldwide  travel cover for you and your family (includes, if eligible, your spouse, civil partner or partner and children)
  • The standard maximum trip duration is 31 consecutive days - unless you are a Premier account holder, which is 62 consecutive days
  • Gold and Premier accounts unavailable to new customers

Policy documents expandable section

  • Silver Account Welcome Pack opens in a new window (pdf, 2.1 MB)
  • Gold Account Welcome Pack opens in a new window (pdf, 1.3 MB)
  • Platinum Account Welcome Pack opens in a new window (pdf, 2.6 MB)
  • Premier Account Welcome Pack opens in a new window (pdf, 1.4 MB)

Important and emergency telephone numbers expandable section

You can find out more information about your travel insurance, or make a claim using the appropriate membership numbers below.

  • Silver Account: 0345 603 1839
  • Gold Account: 0345 850 5056
  • Platinum Account: 0345 850 5300
  • Premier Account: 0345 604 0440

Lines are open 24/7. Not all Telephone Banking services are available 24 hours a day, seven days a week. Please speak to an advisor for more information.

24-hour assistance helpline (outside the UK):   +44 (0)208 239 4010 .

Packaged Bank Account benefits

Explore the other benefits of a Packaged Bank Account. Our Silver & Platinum Accounts include Family travel insurance, AA Breakdown Family Cover and mobile phone insurance for a monthly fee to maintain the account.

Mobile phone insurance

AA Breakdown Family Cover

Existing customer?

Manage your account  Find out how to manage your account, from reporting a card lost or stolen to things you can do online

Upgrade now  Want to upgrade your existing account? Why not take a look at the other accounts we offer

Change account  Change an existing current account with us by logging in

Help and guidance  Useful guides on how to use our secure Mobile Banking app and Internet Banking services

Financial Services Compensation Scheme

  • Find out more

Important legal information

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

We may monitor or record telephone calls to check out your instructions correctly and to help us improve the quality of our service. Calls from abroad are charged according to the telephone service provider’s published tariff. Not all Telephone Banking services are available 24 hours a day, 7 days a week. Please speak to an adviser for more information.

More From Forbes

How to save money on travel insurance if you’re over 60.

  • Share to Facebook
  • Share to Twitter
  • Share to Linkedin

Getting travel insurance when you're over 60 can be hard. Here's how to make it easier.

Dave Dzurick likes to play it safe when he travels, so he shops around for travel insurance. But lately, he's noticed that the policies have gotten more expensive.

"Each year past 60 seems to increase travel insurance rates," says Dzurick, a retired broadcast engineer from Tucson, Ariz.

It's not just his imagination.

"Age is the crucial underwriting factor in determining trip cancellation and medical assistance risk for the insurance provider," explains John Rose, the chief risk and security officer of ALTOUR .

Age is more important than ever in travel insurance

You would expect something like age-based pricing to be a constant in the travel insurance industry, but not necessarily. Some group travel insurance policies don't consider age. But a shift is underway.

Last year, when Travelex Insurance Services launched its new line of travel protection plans , it called out one enhancement: competitive age-band pricing, which bases its rates on each traveler’s risk level.

"We’re responding to the coverage and benefits our partners and travelers want," notes Brooke Kirby, Travelex vice president of marketing.

In other words, the rate you pay for travel insurance will be more closely aligned with your age than ever. That's good news if you're young. But if you're over 60, it can present a challenge.

Netflix Is In A Bind With 3 Body Problem Season 2

Google suddenly reveals surprise android update that beats iphone, ukraine has developed 15 kinds of long range strike drone and has sortied them against russia s oil industry, what is age-band pricing in travel insurance.

Rhonda Abedsalam, vice president of Travel Insurance at AXA Partners US , says age-band pricing is a mechanism designed to align prices with the real risks associated with each age group.

"It provides a fair and balanced approach to travel insurance," she says.

Specifically, this method offers younger travelers access to more affordable options, preventing them from bearing the brunt of a one-size-fits-all pricing strategy. She says older travelers who are looking for lower rates can choose plans offering minimal coverage for a cost-effective solution.

"We always advocate for choosing a plan that balances affordability with comprehensive coverage," she says.

That's a position the US Travel Insurance Association (USTIA) agrees with. When I asked about age-band pricing, a representative advised me that it’s important to understand the plan you are purchasing — what is and isn’t covered — and the level of medical expense and medical evacuation limits offered.

"Never purchase based on price alone," says Robert Gallagher, USTIA's president.

Your travel insurance rates may vary

Pricing travel insurance based on age makes sense, say experts.

"There's a higher risk for claims, primarily due to health concerns," explains PK Rao, CEO of INF Visitor Care .

How much more expensive? Consider medical insurance. A 65-year-old U.S. citizen, for example, might pay $9 a day for international travel insurance with a $1 million coverage limit. On the other hand, an 85-year-old American might pay $31 a day for that same insurance policy, according to Joe Cronin, CEO of International Citizens Insurance .

"Fortunately, there are more affordable options for seniors who are more budget-conscious," he says.

How to lower your travel insurance rates if you're over 60

"The easiest way to lower your costs would be to Benjamin Button it and get younger," jokes Michal Wieczorek, global client relations and intelligence specialist at Insured Nomads .

Seriously, though, he says choosing higher deductibles and lower medical maximums can cut your insurance costs. He says some insurers specialize in benefits for older travelers but cautions buyers to be careful.

"Read the fine print, because certain benefits may decrease or be eliminated above certain ages, especially things like accidental death and dismemberment and evacuation benefits," he adds.

There's a difference between retail travel insurance and group insurance, adds Dan Skilken, president of Tripinsurance.com.

"Retail travel insurance policies are price-sensitive based on age, trip cost, and the length of the trip," he says. "Commercial policies sold through cruise or major tour companies are generally not priced based on age."

In other words, sometimes older travelers can get a better price going through the cruise line or tour operator for travel insurance. But here again, buyers need to be careful, he adds, since some of those policies may lack essential coverage.

How one customer saved money on travel insurance after age 60

Dzurick says he's not deterred by the higher rates because he knows the value of travel insurance.

"For me, one way to save on travel insurance is to get a separate medical rider covering only the basics," he says.

A bare-bones policy would cover only essential items like medical care when you're abroad and emergency evacuation, but would omit some of the other features of travel insurance like coverage of lost luggage or trip interruption.

There's another method Dzurick likes. He checks with his employer-provided insurance to see if it will offer coverage.

"My former employer recently changed insurance plans for retirees, and it turns out the new policy provides coverage worldwide," he says. "So there's no need for any additional coverage."

Some travel insurance companies offer reduced coverage for older travelers. For example, INF has policy maximums up to $250,000 for policyholders who are older than 70 to ease the concerns of travelers.

"You can also take a fixed benefit option which offers lower payments, but still has evacuation benefits," notes Rao.

Cronin says there are budget-friendly options for U.S. seniors traveling outside the U.S. He likes Trawick Safe Travels USA Comprehensive Insurance and Atlas Travel Medical, both of which offer affordable options for seniors traveling to the U.S.

Another travel insurance hack: the two-policy option

Another way to get affordable coverage with a decently high policy maximum if you’ve aged out of the coverage you prefer is to purchase two travel medical insurance plans, according to James Nuttall, general manager of Insubuy .

"Each plan is considered secondary to the other, and they can share the load for claims involving large medical expenses," he explains.

For instance, a plan offering $250,000 worth of coverage may not be in the budget for your age group. But two plans offering $100,000 worth of coverage each might be.

"Just keep in mind that each plan must be from a different insurance company," he adds. "You can’t just purchase two of the same plans."

Pro tip: If you decide to go down this road, work with an experienced travel advisor who knows how two insurance policies would work together.

Other ways to save money on travel insurance if you're over 60

There are other ways to save money, according to Daniel Durazo, director of communications at Allianz Partners USA .

Consider an annual travel insurance policy

Purchasing an annual travel insurance policy can be a smart choice for those who have more than three trips planned in a year, says Durazo. Unlike a one-trip plan, an annual plan protects all of your trips in a 365-day period, which can save you money, rather than insuring each trip separately. Annual policies are sometimes offered at a flat rate, meaning your cost may not increase with age and trip cost.

Buy a plan that includes more

For example, some travel insurance policies include children at no additional charge. That includes Allianz’s OneTrip Prime and OneTrip Premier, both of which cover children aged 17 and younger when traveling with a parent or grandparent.

Focus on trip cancellation benefits for U.S. trips

Durazo says trip cancellation benefits may cover the cost of canceling your trip if you encounter a situation covered by your policy. These benefits can reimburse you for prepaid, nonrefundable trip costs if you have to cancel your trip at the last minute for a covered reason. They're among the most frequently used benefits for U.S. trips (often, medical expenses are covered by your health insurance plan).

Get a plan with post-departure benefits if you're going abroad

Post-departure benefits can kick in as soon as you begin your trip. They can include coverage for travel delays, baggage loss or damage and baggage delay, according to Durazo. It can also include emergency medical and emergency transportation benefits, which are highly recommended for overseas travel.

Age-band pricing is more pervasive than ever in travel insurance. If you're headed somewhere this summer, make sure you know all of your options before you buy a policy.

Christopher Elliott

  • Editorial Standards
  • Reprints & Permissions
  • Credit cards
  • View all credit cards
  • Banking guide
  • Loans guide
  • Insurance guide
  • Personal finance
  • View all personal finance
  • Small business
  • Small business guide
  • View all taxes

You’re our first priority. Every time.

We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.

So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners .

The Guide to Citi Credit Card Travel Insurance

Ramsey Qubein

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Table of Contents

Do Citi cards have travel insurance?

Car rental insurance, costco anywhere visa® card by citi travel insurance benefits, citi® / aadvantage® executive world elite mastercard® travel insurance coverage, does citibank offer travel insurance.

Citi credit cards provide a host of benefits, including some generous points and miles earning opportunities (depending on the card you have).

But, when it comes to travel insurance, let’s just say it’s not necessarily Citi cards' strong suit.

Still, there are Citibank travel insurance benefits you should know about to ensure you use the right card when paying for your next trip. Here are the primary benefits associated with Citi card travel insurance.

Only two Citi cards have travel insurance, and each one has a different set of benefits: The Costco Anywhere Visa® Card by Citi and the Citi® / AAdvantage® Executive World Elite Mastercard® .

Citibank Costco-Anywhere Visa Card Credit Card

on Citibank's application

Citibank Citi® / AAdvantage® Executive World Elite™ MasterCard® Credit Card

Both cards provide rental car insurance.

The Costco Anywhere Visa® Card by Citi also offers roadside assistance, worldwide travel accident insurance and a 24/7 concierge for travel and emergency assistance. The Citi® / AAdvantage® Executive World Elite Mastercard® , on the other hand, offers baggage protection, trip cancellation/interruption insurance and trip delay protections.

» Learn more: Best Citi credit cards right now

If you use either of the two Citi credit cards listed above to pay for a car rental, Citi travel insurance will protect any damages to a rental car up to $50,000.

This amount will cover the cost of repairs or the cash value of the car, whichever is lower. It applies anywhere you rent a car — there are no geographic limitations — as long as the rental period is no longer than 31 days. Citibank travel insurance covers accidental damage, theft, vandalism or a natural disaster, and any necessary towing costs.

Citi's rental car insurance is secondary when renting a car within the U.S., but if you're renting outside of the country, it switches to primary coverage.

With secondary insurance, you need to rely on any other insurance coverage you have before Citi’s car rental insurance kicks in. Primary insurance, alternatively, will be the first line of coverage you have.

Coverage wouldn't apply if you rent the car to someone else or operate a rental car as a rideshare vehicle. It also only covers the car, not any personal injuries that might result from an accident.

There are several types of vehicles that are excluded from coverage. These include:

Trucks, pickup trucks, trailers, full-size vans on a truck chassis or recreational vehicles like campers and off-road vehicles.

Motorcycles or motorized bikes.

Commercial vehicles or cargo vans.

Any vehicle with fewer than four wheels.

Antique vehicles older than 20 years or that have not been made in the past decade.

Limousines.

Sport-utility trucks or open, flat-bed trucks.

Any vehicle that retails for over $50,000.

» Learn more: Rental car insurance explained

Roadside assistance

When driving in the U.S., roadside assistance is available for Costco Anywhere Visa® Card by Citi cardholders by calling 866-918-4670.

Roadside assistance is valuable in the event of an accident, loss of fuel or other vehicle malfunction. Keep in mind that you would still have to pay for the assistance (like a tow truck, for example), but this benefit makes it easy to reach someone with one phone call.

Citi card provides access to similar assistance as a membership program like AAA . The difference is that AAA’s annual fee covers roadside assistance fees while Citi's coverage doesn't; it solely provides access to someone who can help you for a reduced rate.

Several credit cards provide some type of roadside assistance and are worth considering before paying the annual fee for AAA.

Worldwide travel accident insurance

The Costco Anywhere Visa® Card by Citi includes accident insurance, which covers the cardholder or family members if they are injured or killed when traveling on a common carrier (any vehicle that is licensed to carry passengers like a bus, plane, cruise ship or train).

You will need to have used the Citi card to cover the entire cost of the travel on that common carrier for the benefit to apply. The maximum coverage is $250,000.

» Learn more: How does travel insurance work?

Travel and emergency assistance

The Costco Anywhere Visa® Card by Citi card provides access to a 24/7 concierge to help you with a disruption to your trip. This can include medical assistance, referrals to a doctor or legal help. It can also help if you need to adjust travel plans.

Just remember, you’ll be responsible for paying for any services used, but the call is toll-free.

Baggage protection

Only available for the Citi® / AAdvantage® Executive World Elite Mastercard® , this luggage protection provides coverage if your checked bag is stolen, lost or damaged.

The insurance covers as much as $3,000 per person ($2,000 for New York residents), but only kicks in if you use the card or American AAdvantage miles to pay for the trip.

» Learn more: The guide to baggage insurance

Trip cancellation and interruption insurance

If a covered traveler has a medical emergency or dies, the Citi® / AAdvantage® Executive World Elite Mastercard® coverage can provide reimbursement for up to $5,000 in eligible nonrefundable expenses.

You would need to use the card or American AAdvantage miles to pay for the trip.

Trip delay protection

Another benefit that’s reserved only for the Citi® / AAdvantage® Executive World Elite Mastercard® is trip delay protection . This coverage kicks in if your trip is delayed by at least six hours, and offers reimbursement for expenses incurred during the delay, up to $500 per trip.

This would include reasonable purchases like hotel stays, rental cars and meals.

» Learn more: The best travel credit cards right now

Citibank travel insurance is available, but limited. It is only offered on two cards and isn't as comprehensive as other credit cards with travel insurance .

Both cards include rental car coverage, but beyond this, each has its own set of benefits. Depending on which one you hold, it may include coverage like trip delay protection or roadside assistance.

People hold Citi cards for many reasons, including the ability to earn transferable Citi ThankYou Points . But, the travel insurance benefits are somewhat limited. If you have a Citi card, review the travel insurance perks before you take off to understand your coverage.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

Chase Sapphire Reserve Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

Chase Sapphire Preferred Credit Card

1x-5x 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

Chase Southwest Rapid Rewards® Plus Credit Card

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

tsb customer travel insurance

wooden people

Get an insurance quote

Need home, life, or over 50s life insurance? We’ve got you covered. Get an insurance quote by choosing the type of cover you need.

Your options

Two people sat on a sofa hugging

Home insurance

Protect your home and belongings

  • You can make a claim 24 hours a day, 7 days a week
  • No extra charge to pay monthly
  • No admin fees to add or remove cover
  • We have two levels of cover for home insurance depending on your needs
  • Defaqto rated for your peace of mind

Family walking on a beach flying a kite

Life insurance

Support your loved ones

  • Provided by the UK’s Number One Life Insurance provider - Legal & General* 
  • Cover from £6 a month
  • Choose fixed or reducing life cover
  • Free access to Wellbeing Support provided by RedArc
  • Critical illness cover can be added for an extra cost when taking out cover
  • Awarded five stars by Defaqto 2023

Two people sat on a sofa looking at a tablet

Over 50s life insurance

Help with funeral costs or a gift to loved ones

  • Provided by the UK’s Number One Life Insurance provider - Legal & General*
  • Cover from £5 a month.
  • Guaranteed acceptance with no medical questions
  • 100% of claims paid in full - most in 1 day**

We can’t give you any recommendations or advice about insurance, it’s up to you to choose what you think best suits your needs.

Financial Services Compensation Scheme

Our home insurance is underwritten by Aviva Insurance Limited, and our life insurance and over 50s fixed life insurance is provided by Legal & General Assurance Society Limited.

They are covered by the Financial Services Compensation Scheme, which means you’ll have protection if either company fails.

Protecting your money - FSCS logo

Any questions?

What is home insurance.

Home insurance provides you with some financial protection if things go wrong at home. This includes things such as theft and fire. If you have accidental damage cover, which can often be added at an additional cost, it’ll even cover you from damage caused by things like drinks or food spilled on the carpet.

There are two main types of home insurance which are buildings insurance and contents insurance. Buildings insurance looks after the structure of your house – walls, ceilings, fixtures and fittings. Contents insurance protects the things inside like your TV, furniture and valuables.

You can choose to have both buildings and contents insurance, or pick the one that’s most suitable for you.

What is life insurance?

Life insurance, which is also known as life assurance, is a way of financially helping your loved ones if you die or are diagnosed with a terminal illness while covered by the policy.

You’ll need to choose a policy that matches your needs. When you apply for life insurance, you’ll have to decide how much you want it to pay out. This could be enough to pay off the mortgage or leave your family with an inheritance.

What is critical illness cover?

This is an optional form of insurance that can be added at an additional cost when you take out life insurance.

Critical illness cover helps to support you and your loved ones financially if you’re diagnosed with a critical illness that’s covered by the policy.

This type of insurance will pay out a lump sum to help cover the cost of your treatment or to pay the bills.

Critical illness cover can pay out for a wide range of medical conditions, including strokes, heart attacks, certain types of cancer. You’ll need to check your policy to see everything that’s covered.

What is over 50s life insurance?

Over 50s Fixed Life Insurance offers guaranteed acceptance for UK residents aged 50 – 80. And, could be an affordable way to support your loved ones, if you pass away. Providing a cash lump sum, which could be used to help settle unpaid bills, contribute towards funeral costs or as a small gift to those who matter most.

Important Information

*Based on Swiss Re Term & Health Watch 2023 report

**Based on all Legal & General over 50s life insurance 2022

Terms, conditions, and policy exclusions apply.

TSB Essential and Enhanced home insurance is brought to you by TSB Bank plc and underwritten by Aviva Insurance Limited. Applications must be UK residents & aged 18+. Aviva Insurance Limited Registered in Scotland, No. 2116. Registered Office: Pitheavlis, Perth, PH2 0NH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Life insurance, decreasing life insurance, critical illness cover and over 50s fixed life Insurance are introduced by TSB Bank plc but are provided by Legal & General Assurance Society Limited. Legal & General Assurance Society Limited is registered in England and Wales No. 166055. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Assurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 117659. Legal & General Partnership Services Limited is registered in England and Wales number 5045000. Registered office: One Coleman Street, London, EC2R 5AA. Legal & General Partnership Services Limited is authorised and regulated by the Financial Conduct Authority under number 300792.

You can check the FCA register or call the FCA on 0800 111 6768.

TSB Bank plc. Registered office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland, no. SC95237. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 191240.

TSB Bank plc is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service.

Calls may be monitored and recorded in case we need to check we have carried out your instructions correctly and to help us improve our quality of service. Not all telephone banking services are available 24/7.

Together we can end domestic abuse.

Safe Spaces, UK Says No more, popup

IMAGES

  1. What does travel insurance really cover

    tsb customer travel insurance

  2. Top tips for a successful travel insurance claim

    tsb customer travel insurance

  3. The Simple Guide to Travel Insurance

    tsb customer travel insurance

  4. 5 Major Tips for Buying Travel Insurance (Infographics)

    tsb customer travel insurance

  5. Choosing Travel Insurance: Reviews, Costs & Best Providers

    tsb customer travel insurance

  6. The Quick Guide To: Travel Insurance

    tsb customer travel insurance

VIDEO

  1. ST- 201

  2. What is CAQH in US Healthcare

  3. LG 1.5 Ton 5 Star AC Installation Process

  4. I don't sell health insurance term insurance even to my friends or relatives. So don't negotiate

  5. How to earn Money

  6. UAE Approved Vaccine For Covid-19 || Ye Lazmi Lagana ? Flights Check

COMMENTS

  1. 10 Best Traveler's Insurance

    Accidents Happen. Get Travel Insurance Protection. Worldwide Coverage. Compare Plans. Consumer Voice Provides Best & Most Updated Reviews to Help You Make an Informed Decision!

  2. PDF Platinum Account Worldwide Travel Insurance

    Travel Insurance. Please take time to read this policy document as it contains important information. If you have a question and cannot find the answer in this policy document, please contact Platinum Membership Services on 0345 835 3833. Known event: Your Platinum Account Worldwide Travel Insurance covers you

  3. Help, I need proof of my travel insurance

    We have made it easy for you to get your personalised proof of travel insurance (also known as a "confirmation of cover"). You will first need to select the type of AVA you hold with us and then with a few simple steps you will receive your proof of your travel insurance by email. ... TSB Bank plc. Registered office: Henry Duncan House, 120 ...

  4. PDF Travel Insurance

    Worldwide travel insurance is included within your TSB Premier Account, for which there is a monthly fee. How do I cancel the contract? You can cancel your policy at any time - contact TSB on 0345 975 8000 to close your Premier Account. Author: RRD Subject: A4, Portrait, CMYK, 2 Pages

  5. TSB Platinum Mastercard® Travel Insurance

    Please call Allianz Partners Customer Care Team on 0800 800 357 between 8.30am and 5pm Monday to Friday ... TSB Platinum Mastercard Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia ...

  6. Contact us about our Travel Insurance

    From emergency to non-emergency travel insurance claims in the UK or abroad, find out how to get in touch about our Travel Insurance products here. ... TSB . Visit TSB support . first direct . Visit first direct support . ... Travel insurance customer service. 0345 030 8715. Monday to Friday: 8:00am - 6:00pm . Saturday: 9:00am - 3:00pm . Sunday:

  7. TSB Platinum Mastercard® Travel Insurance

    TSB Platinum Mastercard® Trip Insurance Pre-pay for among least 50% of get going expenses using your Platinum Mastercard real to may qualification for traveller insurance for your journey.* Key features

  8. Aviva and TSB extend home and travel partnership until 2028

    Aviva announces that it has agreed with TSB to extend their partnership to offer home and travel insurance to TSB's five million UK-based customers. The agreement follows a competitive tender process and reflects the success of Aviva and TSB's existing partnership, announced in 2015. The renewed partnership will run to August 2028.

  9. How to Find the Best Travel Insurance

    Here are our picks for the best travel credit cards of 2024, including those best for: Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card. No annual fee: Bank of ...

  10. Which banks offer travel insurance?

    Packaged bank accounts with travel insurance - a comparison. AA Breakdown Family Cover, mobile phone insurance, Lifestyle benefits e.g 12 months free Disney+, a magazine subscription, coffee and dining offers or cinema tickets and access to saving accounts, £175 switch offer (until 28/03/24) Worldwide family mobile and gadget insurance, UK ...

  11. Best travel insurance companies and policies 2024

    All Clear travel insurance - Platinum. 79% policy score - joint 7th out of 161 policies rated. We like: All Clear was the highest-scoring medical specialist insurer in our analysis. Its policy covers outbound, connecting and returning flights that you miss because of delays.

  12. Platinum current account

    If you're a Platinum account customer, please read our travel insurance FAQs (PDF, 145KB) Preferential exchange rates expandable section. As a Platinum Account customer you get preferential exchange rates when ordering travel money with Lloyds Bank. Ordering travel money online is simple and secure. ...

  13. Get Your AVIVA Travel Insurance Claim Started

    If it's an overseas emergency, please call +44 1603 603 710 24 hours a day. If you need to make a claim, please make sure you've contacted your travel and accommodation provider to discuss your options. Travel insurance only provides cover for non-refundable costs. If it's not an emergency, the easiest way to start your claim is online.

  14. What Does Travel Insurance Cover? Key Features Explained

    Travel insurance is intended to cover risks and financial losses associated with traveling. Coverage can include trip cancellation, baggage protection, medical care, and emergency evacuation. When ...

  15. 11 Best Travel Insurance Companies in March 2024

    Best travel insurance category. Company winner. Best overall. Berkshire Hathaway Travel Protection. Best for emergency medical coverage. Allianz Global Assistance. Best for travelers with pre ...

  16. 11 Best Travel Insurance Companies Of March 2024

    The Best Travel Insurance Companies. Travel Insured International - Best for Non-Medical Evacuation. WorldTrips (Atlas Journey Premier and Atlas Journey Preferred) - Great for Add-On Coverage ...

  17. Purchase with ease using a TSB Credit Mastercard®

    To file a claim, log on to nz.mycardbenefits.com, contact AIG by emailing [email protected], or call the AIG Customer Service team on 0800 231 234 Monday to Friday between 8.30am and 5pm ... TSB Platinum Mastercard Travel Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners (FSP758611) and ...

  18. Travel Insurance

    Please refer to the relevant policy document for full details of any exclusions. Once your account has been opened should you wish to notify the insurer of any medical conditions please call the appropriate number below. Gold Account: 0345 850 5056. Platinum Account: 0345 850 5300. Premier Account: 0345 604 0440.

  19. When to Buy Travel Insurance

    Many insurance companies only give you a short window to purchase a CFAR add-on. This will generally be within two to three weeks of your initial trip deposit, but the deadline varies by insurer ...

  20. PDF A guide to all your Premier account

    Worldwide Travel Insurance. A family-sized policy with winter sports cover Whatever type of trip you're planning, you'll have comprehensive Worldwide Travel Insurance provided by Aviva Insurance Limited with winter sports cover. • Take as many trips as you like. • You and your family are covered for up to 62 days per trip

  21. How To Save Money On Travel Insurance If You're Over 60

    How one customer saved money on travel insurance after age 60. Dzurick says he's not deterred by the higher rates because he knows the value of travel insurance. "For me, one way to save on travel ...

  22. Contact us

    Get in touch with us for help and support. Credit card queries. 0345 835 3846 (UK) +44 203 284 1581 (abroad) Open 8am to 8pm. Textphone. 0345 835 3843 (UK) +44 (0) 1733 286 350 (abroad) SignVideo. To find out how to contact us via SignVideo, please visit our accessibility support page.

  23. Citi Card Travel Insurance: What to Know

    Car rental insurance. If you use either of the two Citi credit cards listed above to pay for a car rental, Citi travel insurance will protect any damages to a rental car up to $50,000. This amount ...

  24. Business travel insurance: What you need to know

    Business travel insurance can lower the amount of cash you have to pay out of pocket when hiccups do occur. Lower costs with group policies: The number of employees on a business travel policy can ...

  25. Insurance

    Provided by the UK's Number One Life Insurance provider - Legal & General*. Cover from £6 a month. Choose fixed or reducing life cover. Free access to Wellbeing Support provided by RedArc. Critical illness cover can be added for an extra cost when taking out cover. Awarded five stars by Defaqto 2023.