visa desjardins odyssey gold travel insurance

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Desjardins Odyssey Gold Visa

visa desjardins odyssey gold travel insurance

Annual fee:

Earning rate:, perks & benefits:.

The Desjardins Odyssey Gold Visa is a fine card, but offers uninspiring rewards rates given the annual fee.

Instead, it would appeal to anyone who wants premium insurance coverage on a lower budget. It offers a strong package with features usually only seen on cards with higher annual fees and higher income requirements.

Bonuses & Fees

This card has no welcome bonus, and no first year fee reduction.

Instead, the annual fee is $110 . Additional cards cost $30 per year, a fee which is waived if you’re a Desjardins banking member.

Earning Rewards

This card offers 2% back on restaurants, entertainment, transit, and recurring payments.

On all other purchases, you’ll earn 1% back .

Rewards are denominated in Desjardins BonusDollars , which are worth a fixed value of $1.

Redeeming Rewards

BonusDollars can be redeemed 1:1 for all sorts of things, including statement credit, travel bookings, gift cards, or into your Desjardins investment accounts.

Because the points have a fixed value and are so easy to redeem, I’d treat this card like a cash back card.

Perks & Benefits

The card offers half price admission to the Desjardins Odyssey Lounge at Montreal-Trudeau Airport , located in the international departures terminal.

Also, the Desjardins Odyssey cards offer car rental benefits , including no young driver surcharge, no fee for additional drivers, Hertz Five Star status, and discounts on luxury car rentals. Visa Infinite cardholders can get a discount of up to 25% at Hertz or 10% at Dollar and Thrifty on regular car rentals.

Insurance Coverage

The card offers top-tier emergency medical insurance when travelling out of your home province. Cardholders are covered for up to $5,000,000 in damages, for trips up to 60 days, up to age 75.

  • Age 59 and under: trips up to 60 days
  • Age 60 to 64: trips up to 31 days
  • Age 65 to 75: trips up to 15 days

The card can be used for insurance on award tickets . Coverage is valid for trip cancellation or trip interruption, as long as the fees were paid using the credit card. Lost or stolen baggage is covered under the emergency medical policy, which doesn’t require the trip to be paid on the card at all.

This card also extends travel insurance to the cardholder’s grandchildren , if they are travelling together.

The card’s car rental insurance grants coverage for cars valued at up to $85,000, higher than the industry standard for this type of insurance. Paired with discounts on luxury car rentals, this could make for some memorable road trips!

Finally, the card has mobile device protection . If you buy your phone or tablet with this card, you’ll be covered for up to $1,000 for two years, in the event of loss, theft, or accidental damage.

This card has no minimum income requirement, and should be easier to get approved for if you don't qualify for premium cards. Follow the below link to the Desjardins website to learn more about this card and submit an application.

visa desjardins odyssey gold travel insurance

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Desjardins odyssey gold visa review.

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Earn BONUSDOLLARS that can be redeemed for rewards when you make purchases with this card.

With the Desjardins Odyssey Gold Visa credit card, You get 2% of all your purchases back in BONUSDOLLARS which can be redeemed for rewards.

The Desjardins Odyssey Gold Visa could be a good credit card option for people who want a premium credit card but who do not have incomes high enough to get better credit cards such as the Desjardins Odyssey Infinite Privilege Card. The Desjardins Odyssey Gold Visa provides a good amount of benefits as long as you pay your annual fee.

30-Second Take

  • This about this card if you travel regularly and want travel insurance in addition to solid rewards.
  • Choose something else if you don’t need travel insurance or if you don’t want to pay an annual fee.
  • There is no minimum income requirement to get this card.
  • There is no welcome bonus for this card.
  • You get 2% of all your purchases back in BONUSDOLLARS which can be redeemed for rewards.
  • Interest rate is 19.9%.
  • Annual fee is $110.
  • The card comes with purchase protection and an extended warranty of up to one additional year past the manufacturer’s warranty.
  • Comprehensive travel insurance. This includes up to $5 million in emergency healthcare coverage, up to $2,500 per person in trip cancellation insurance, baggage insurance of up to $1,000 per person, common carrier accident coverage of up to $1 million in the event of accidental death or dismemberment, and travel assistance services 24 hours a day, 7 days a week, anywhere in the world.
  • Mobile device insurance. Get up to $1,000 in coverage in the event that your tablet, smartphone, or cell phone is lost, damaged, stolen, or experiences mechanical failure.
  • 50 % off access to the Desjardins Odyssey Lounge at Montreal’s Trudeau Airport. The Desjardins Odyssey Lounge features unlimited snacks and beverages, comfortable seating, free newspapers and magazines, touchscreen computers for children to play with, and views of the runways.
  • BONUSDOLLARS rewards program. With the Desjardins Odyssey Gold Visa credit card, you You get 2% of all your purchases back in BONUSDOLLARS which can be redeemed for rewards. which can be redeemed for things like rewards and gift cards, financial products and services, travel benefits, show tickets, and donations.
  • N0 liability in the event of fraud. If any fraudulent transactions are made on your credit card, then you are not liable for them. Desjardins will handle this liability.
  • Simple balance transfers. If you need to make a balance transfer, the process is simple and easy to complete.
  • Hertz car rental discount. You get up to 25 % off when you rent a car with Hertz when you have a Desjardins Odyssey Gold Visa.
  • No minimum income requirement. This is an appealing benefit for many people who do not have incomes high enough for more exclusive credit cards.

What to watch out for

  • Annual fee. When you own this credit card, you have to pay an annual fee of $110. There is no getting around this. It is not the highest annual fee in the world, but it is certainly not as desirable as having no annual fee.
  • High interest rate. The Desjardins Odyssey Gold Visa credit card has an interest rate of 19.9%. There are higher interest rates out there, but there are also definitely many credit cards with lower interest rates. So, if you get the card, you will have to watch your spending carefully.
  • No welcome bonus. This credit card has no welcome bonus. So, if that is something you value, then the Desjardins Odyssey Gold Visa might not be a good option for you.
  • Only 2% back in BONUSDOLLARS. You get 2% of all your purchases back in BONUSDOLLARS which can be redeemed for rewards. Also, other Desjardins credit cards, such as the Desjardins Odyssey Visa Infinite Privilege card offer 2% back.

Desjardins Odyssey Gold Visa interest rates

What should i know before i apply, eligibility requirements.

  • Be a Canadian resident.
  • Have reached the provincial age of majority (18 in most provinces).

Required documents and information

  • Your name, residential status and contact information.
  • Your social insurance number and date of birth.
  • Your email address and phone number.

How to Apply

There are three different ways to apply for a Desjardins Odyssey Gold Visa credit card: online, by phone, and in-person. Here is how to apply using these methods:

Apply online

Head to the Desjardins website so safely applying online.

Call by phone

  • Montreal area: 514-397-9557
  • Elsewhere in Canada and the U.S.: 1-877-684-8472

Apply in person

  • Find a caisse

Compare other credit cards

Bottom line.

The Desjardins Odyssey Gold Visa card might be suitable for people who do not have a high income or a good credit score, but who want access to a credit card with solid travel insurance. This card is not ideal for people who do not travel frequently, however. But, people who get this credit card can access a lot of good benefits through the BONUSDOLLARS rewards program. This makes the card a good option for people who like rewards.

Frequently Asked Questions about Desjardins Odyssey Gold Visa.

Can you apply for the card online, does the card come with comprehensive travel insurance, is there a minimum income requirement for the desjardins odyssey gold visa, do you get free access to the odyssey lounge at the montreal trudeau airport with this card.

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Bennett O'Brien

Bennett O’Brien is a professional writer who has been writing about finance for the last five years. He has a natural passion for finance and his goal is to help make finance topics easy to understand for everyone. When he’s not writing for Finder.com, Bennett enjoys soccer, music, and getting out into nature. See full profile

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Credit card

Odyssey Visa Infinite Privilege

Our credit card with the most travel perks and rewards.

Eligibility: minimum annual income of $150,000 (personal) or $200,000 (household)  1

Information to have on hand

  • Valid contact and identification information, such as a driver's licence or permanent residence card
  • Employment status and employer information
  • Gross income
  • Monthly housing costs (rent or mortgage payments) and places of residence
  • Financial information: accounts, other credit cards, investments

If you're applying for a joint credit card, the co-applicant will have to provide the same information.

visa desjardins odyssey gold travel insurance

Interest rate on purchases

Interest rate on cash advances

$295 for Desjardins members and $395 for non-members 3

Rewards program

Up to 4% of your purchases in BONUS­DOLLARS 4

Travel insurance

Comprehensive, up to 60 days

Get up to 4% of your purchases in rewards

The percentage you get depends on the purchase category. 4 , 5

3% of your purchases

Restaurants

4% of your purchases

Entertainment

Alternative transportation

Up to 3% 6 of your purchases

Other purchases

1.75% of your purchases

After your first $25,000 in annual purchases in the Travel 6 category, you earn BONUSDOLLARS at the rate of the All other purchases category.

If you spend $800 a month on groceries , you earn 24 BONUSDOLLARS ® every month  ($800 x 3% of your purchases). That's a total of 288 BONUSDOLLARS a year for that category. You can then redeem your BONUSDOLLARS for gift cards or other products and services.

1 BONUSDOLLARS earned = $1 you can redeem

visa desjardins odyssey gold travel insurance

Ready to apply?

visa desjardins odyssey gold travel insurance

Benefits of the Odyssey ® Visa Infinite Privilege *

Compre­hensive travel insurance.

Get comprehensive travel insurance for you and your family 7 for up to 60 consecutive days , no matter how many trips you take during the year.

Your grandchildren are also eligible for complimentary intergenerational coverage when travelling with you.

What's included

  • Up to $5 million per person 8
  • Up to 60 days , depending on your age
  • Up to  $2,500 per person if the trip is cancelled before departure
  • Unlimited coverage if the trip is cancelled after departure
  • You need to pay for your ticket with your credit card to get this coverage
  • Up to  $2,500 per person if your baggage is lost or damaged by a common carrier or if it's stolen
  • Up to  $1,000 per person if baggage is delayed for more than 4 hours
  • Travel assistance: 24/7 , anywhere in the world

Help in case of emergency when travelling

Canada and the US: 1-844-653-4795   Phone number for the assistance service while travelling in Canada and the US. This will launch your default phone software.

Other countries (collect call): 514-285-4795  Phone number for the assistance service while travelling outside of Canada and the US. This will launch your default phone software

Learn more about this insurance

The summary includes key information on your travel insurance. The insurance policy includes all conditions and exclusions to do with your travel insurance. Pay close attention to the exclusion for injuries or unstable medical conditions.

See the insurance product summary (PDF, 500 KB)

See the travel insurance policy (PDF, 655 KB)

Client services

1-877-838-7603  This link will launch your default phone software.

Lounge access at Montréal-Trudeau International Airport

Relax in 1 of now 2 Desjardins Odyssey Lounges at Montréal-Trudeau International Airport while you wait for your flight.

Get 12 free passes a year for all the cards on the Odyssey ® Visa Infinite Privilege * account. Enjoy unlimited beverages and snacks, newspapers and magazines, and free Wi-Fi.

Perks to elevate your travel experience

  • Available 24/7, the Visa Infinite Privilege Concierge service 9 is like a personal assistant. Use it for things like planning a trip or finding tickets to an event.
  • Elevate your airport experience with complimentary lounge visits when you enroll in Visa Airport Companion 10 , and enjoy other benefits at certain Canadian airports when you use your Desjardins  Odyssey Visa Infinite Privilege card. Plus, when you book through the Visa Infinite Luxury Hotel Collection, 11 you'll receive exclusive benefits like automatic room upgrades 12 .

Discounts at Hertz ® , Thrifty ®  and Dollar ®

Get up to 25% off and several other advantages when you use your Desjardins credit card to rent a car at Hertz, Thrifty, and Dollar.

  • Up to 25% off the rental rate 13
  • No young drivers surcharge 14
  • No fee for additional drivers 15
  • Automatic eligibility for Five Star ® status with the Hertz Gold Plus ®  Rewards program
  • 20% off the Prestige collection (US and Europe)
  • 25% off a GPS unit
  • Reduced Loss Damage Waiver 14

Contact Hertz at  1-800-654-3131  Toll-free phone number for Hertz customer service. This link will launch your default phone software. .

Thrifty and Dollar

  • Up to 10% off the rental rate 13

Contact Thrifty at  1-800-847-4389  Toll-free phone number for Thrifty customer service. This link will launch your default phone software. . 

Contact Dollar at  1-800-800-4000  Toll-free phone number for Dollar customer service. This link will launch your default phone software. . 

Auto rental collision and loss damage insurance

This insurance covers you for up to 48 consecutive days in the event your rental car is damaged or stolen when you pay for the total cost of the rental with your card. 16

Help in case of an accident

Canada and the US: 1-888-409-4442   Phone number for assistance in case of an accident in Canada or the US. This will launch your default phone software.

Other countries (collect call): 613-634-4993  Phone number for assistance in case of an accident while travelling outside Canada and the US. This will launch your default phone software

Information and claims

Canada and the US: 1-888-409-4442   Phone number to find out more about auto rental collision and loss damage insurance or to make a claim in Canada and the US. This will launch your default phone software.

Other countries (collect call): 613-634-4993  Collect call phone number to find out more about auto rental collision and loss damage insurance or to make a claim while travelling outside Canada and the US. This will launch your default phone software.

Learn more about this coverage

The product summary describes your insurance coverage. Review the insurance certificate for your card to learn about all the terms and conditions of your coverage and how you can benefit.

See the product summary (PDF, 76 KB)

See the insurance certificate (PDF, 141 KB)

Mobile device and purchase protection

Mobile device insurance.

Get up to $1,500  to cover the loss, theft, accidental damage or mechanical failure of mobile devices purchased with this card. 16

2 ways to get this coverage

  • Use your credit card to pay for your mobile device.
  • Use your credit card to pay any upfront costs and all monthly wireless bill payments if funding the cost through a wireless plan.

Canada and the US: 1-888-409-4442   Phone number to get information about purchase protection and extended warranty or to make a claim in Canada and the US. This link will launch your default phone software

Other countries (collect call): 613-634-4993  Collect call phone number to get information about mobile device insurance or to make a claim. This link will launch your default phone software

See the insurance product summary (PDF, 71 KB)

Purchase protection and extended warranty

Purchase protection and extended warranty provide better protection for the eligible items you purchase with your credit card. 16

Purchase protection

Purchase protection covers eligible items purchased with your card in the event of loss or damage for 180 days from the purchase date. 16

Read the Certificate of Insurance to learn all about this coverage.

Extended warranty

An extended warranty automatically  triples  the original manufacturer's warranty for  up to 2 additional years  on most items purchased with your card. 16

Canada and the US: 1-888-409-4442  Phone number to get information about purchase protection and extended warranty or to make a claim in Canada and the US. This link will launch your default phone software.

Other countries (collect call): 613-634-4993  Collect call phone number to get information about purchase protection and extended warranty or to make a claim in Canada and the US. This link will launch your default phone software.

Learn more about purchase protection and the extended warranty

See the product summary  (PDF, 71 KB)

See the insurance certificate  (PDF, 141 KB)

Financing and cash advances

  • Pay for purchases of $200 or more in smaller equal installments at participating merchants.
  • Pay for a project or make a large purchase with Accord D financing .
  • Get cash advances of up to  $5,000 a day 17 at 12.9% 2   interest .

Good to know

When you take out a cash advance , you're charged interest right away . In contrast, when you make purchases with your credit card, you have an interest-free grace period of 21 days from the date the statement is issued.

Additional features and options

  • Additional card: no annual fee for Desjardins members, $95 a year for non-members 18
  • 21-day grace period to pay off your balance without incurring interest, except on cash advances 3
  • Overdraft transfer so you can cover transactions that exceed your account balance using an automatic cash advance from your credit card
  • Credit Balance Insurance to help you pay off your credit card if you become critically ill or disabled
  • Mobile payment so you can pay with your Android or Apple device

visa desjardins odyssey gold travel insurance

Fraud protection

  • Security alerts by text message if we detect unusual activity on your credit card account
  • Zero Liability  if fraudulent transactions are made with your card
  • Desjardins Identity Protection to safeguard your assets and support you if your identity is stolen

Apply for the  Odyssey Visa Infinite Privilege

Information to have on hand  when applying for the card..

1-877-684-8472  Phone number for customer service. This link opens your phone app.

We can call you when it's convenient.

Want to see more cards?

Odyssey ® world elite ® mastercard ®.

visa desjardins odyssey gold travel insurance

Odyssey ® Gold Visa *

visa desjardins odyssey gold travel insurance

Useful information

See the terms and conditions (PDF, 1.8 MB)

See the terms and conditions (PDF, 2.1 MB)

See the BONUSDOLLARS Rewards Program rules (PDF, 273 KB)

See the Desjardins Odyssey Lounge access rules (PDF, 64 KB)

HelloSafe » Travel Insurance » Desjardins

Is Desjardins travel insurance the best in 2024?

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Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.

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Visiting another country or province without travel insurance can be a costly mistake. An overnight stay in a hospital in the USA can exceed $14,000. Some countries might even refuse to help you if you are unable to prepay for treatment.

Travel insurance is therefore a necessity when you are away from home . It guarantees your ability to get and pay for health care, if and when you need it. Beyond medical emergencies, travel insurance also helps with flight issues, lost luggage, accidents, and more.

Now while you're looking at options, you may want to consider Desjardins travel insurance. Read our complete review on Desjardins travel insurance with details on coverage, prices, and also get free quotes and see how it fares with competitors.

Our 2024 review of Desjardins travel insurance

The Desjardins Group is Canada’s largest cooperative financial institution with more than 7.5 million members most in Quebec and Ontario. It was founded in 1900 in Lévis, Quebec. Desjardins travel health insurance is therefore provided from a reputable company with a trusted history.

Continue below for pros and cons of Desjardins travel policies:

Why Desjardins could be right for you:

  • A trust insurance brand
  • 3 days of complimentary coverage for Desjardins members
  • Insurance includes for free on some Desjardins business credit cards
  • Easy to use website for online applications and inquiries.
  • 24/7 customer service

Why Desjardins may not be right for you:

  • A 30% penalty for not contacting Assistance Service before visiting a hospital or clinic
  • Some advantages only available to Desjardins members
  • No online chatbox

Before making your decision, compare Desjardins travel insurance quote with other providers. A little shopping around can help you to save money and find a coverage that really fits your needs:

Compare the best travel insurance plans on the market!

What does Desjardins travel insurance cover?

Desjardins typically provides coverage for a range of travel-related risks like trip cancellation, delays, emergencies like accidents, health, evacuations, and more. The specific coverage can vary depending on the policy and options chosen.

Below are Desjardin's main travel insurance plans:

Single Trip Travel Insurance

The basic plan offered by Desjardins is the Single Trip plan which features extensive coverage in case of medical emergencies and accidents outside your province in Canada. Medical emergency coverage reaches up to $5 million and caters for medical repatriation as well.

There is a 50% discount for Desjardins members who apply to trips of more than 30 days. The Single Trip insurance plan also features baggage protection against theft, loss or damage, and covers the cost of replacing lost, damaged and stolen items.

Additional coverage for trip cancellation and interruption is available under this plan.

Multi-Trip Annual Travel Insurance

With a single insurance plan, you can have all your travels for the year, covered against emergencies and interruptions. The Multi-Trip Annual insurance plan offers coverage for an unlimited amount of trips, and offers coverage benefits dependent on budget and needs.

Under this plan, trips are covered for up to 182 days. On the other hand, with this Desjardins travel medical insurance, the medical coverage reaches up to $5 million.

For more information, download the PDF below:

Desjardins group travel insurance

Desjardins travel insurance Canada offers coverage offered specifically for groups, such as families, friends, or organisations traveling together. It provides coverage for multiple individuals under a single policy, simplifying the process and potentially offering cost savings compared to individual travel insurance plans.

For example, Desjardins offers the advantage of insuring your entire family under the same contract, where only the two oldest family members are required to pay premiums. This cost-saving benefit extends to dependent children traveling with their grandparents as well.

The specific coverage options, limits, and premiums may vary depending on the group size, destination, and other factors.

Does Desjardins travel insurance cover covid?

Yes, there is Desjardins travel insurance covid coverage for medical emergencies and travel interruptions but the coverage may vary depending on the specific policy and the time of purchase.

If you have Trip Cancellation coverage, you may be covered for costs related to changing the date and time of your flight. If you contract COVID-19 before your departure, coverage for treatment during your trip is available if specific conditions are met.

Additionally, if the Canadian government issues a level 1, 2, or 3 travel advisory for your destination, emergency healthcare coverage for COVID-19 is provided.

However, like other providers as Allianz Travel insurance , Desjardins coverage is not available if your destination or type of trip is subject to a Level 4 advisory before departure. It's important to refer to your specific policy and meet all outlined conditions for coverage.

Is there Desjardins credit card travel insurance?

Desjardins offers credit card travel insurance specifically designed for their credit cardholders.

Here's a quick roundup of what different credit cards cover. These coverages are for every insured person on the trip:

Please note that the table provides a summary of the coverage amounts for each category.

For details on specific coverage like mastercard travel insurance covid or visa Desjardins modulo gold travel insurance or Desjardins quattra travel insurance, it's important to review the complete terms and conditions of the policies associated with each credit card to understand coverage details, exclusions, and additional benefits.

How much does a Desjardins travel insurance plan cost?

The price of travel insurance coverage depends on:

  • Your desired coverage and otpions.
  • Your deductible.
  • Your waiting period.
  • Your destination(s).
  • The lenght of your trip.

Expert advice

Therefore it will be important to get an individual quote customised for your unique needs.

Before settling on Desjardins, we advise you shop around! You can quickly and anonymously compare prices from leading travel insurance companies using our free comparison tool below:

How to buy a travel insurance plan with Desjardins?

You can purchase the plans online by creating a Desjardins travel insurance login or by calling 1-855-368-6924. A customer service agent will give you the options based on your unique criteria and help you through the process.

How to file a Desjardins travel insurance claim ?

Desjardins allows you to file your claim easily on their website. All you need to do is fill in a few questions on your policy, fill up a claim form, and submit with required supporting documents like ticket invoices, proof of hospitalisation, etc based on the claim being filed.

Phone claims may be filed at:

  • 1-855-368-6924 (From Canada and the United States)
  • +1-418-647-5140 (Worldwide)

For claim submissions related to the unfortunate circumstances of a policyholder's death or loss of use during travel, it is essential to contact Desjardins directly at 1-855-368-6924.

How can I contact Desjardins travel insurance?

You can get in touch through one of the following modes of communication and the Desjardins travel insurance customer service will guide you through any queries you have or information you may require.

  • Desjardins's travel insurance email: [email protected]
  • Desjardins travel insurance phone number: 1-855-368-6924 Customer Service. Monday to Friday: 8 a.m. to 8 p.m. (Eastern Time) Saturday: 8 a.m. to 4:30 p.m. (Eastern Time)
  • Desjardins Mail: Desjardins Financial Security 200, rue des Commandeurs Lévis (Québec) G6V 6R2

How do I cancel Desjardins travel insurance?

To cancel your insurance, you will need to contact Desjardins directly at 1-855-368-6924 or write to them at the email id mentioned above.

The customer service representative will provide you with the necessary instructions on how to proceed with the cancellation. They may ask you to submit a written request or provide specific documentation. Inquire about any potential cancellation fees or penalties that may be applicable.

However, canceling your travel insurance might put you at risk of incurring expenses in case of unforeseen circumstances. So it's highly recommended to have a policy that suits your unique needs and budget.

Now that you have all the information you need to decide if Desjardins is right for you, go ahead and compare other travel insurances to help you make the best decision with our comparator.

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Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications.

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visa desjardins odyssey gold travel insurance

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Costs and eligibility

We calculate your premium based on the:

  • Age of each insured on the departure date
  • Duration of your trip
  • Types of coverage
  • Amount of coverage
  • Health of each insured that belongs to certain age groups
  • Deductible selected, if applicable

Eligibility

To be eligible for insurance, you must:

  • Be a Canadian resident
  • Be at least 15 days old
  • Start and end your trip in your home province
  • Enrol before your departure date for the entire expected duration of your trip
  • Be covered by your provincial healthcare and hospitalization insurance plans for the whole time you're away

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Get a quote

1-877-938-8940  This link will launch your default phone software.

Client services

In case of emergency

  • Travel Assistance Service
  • Submit a claim online  Opens in a new window.
  • Make changes to your contract
  • Update your address

Useful links

  • Enjoy a stress-free trip
  • Travel checklist
  • What does your Trip Cancellation Insurance cover?
  • Will I have to pay the hospital bill if I'm hospitalized while I'm away?
  • Does my provincial health insurance plan provide sufficient coverage everywhere in the world?
  • See all questions

​​ Suggested links

If you bought your insurance online, refer to the following documents:

  • Travel Insurance Policy (PDF, 403 KB)  Opens in a new window.
  • Multi-Trip Annual Insurance Policy (PDF, 418 KB)  Opens in a new window.

For The Personal:

  • Travel Insurance Policy (PDF, 374 KB)  Opens in a new window.
  • Multi-Trip Annual Insurance Policy (PDF, 382 KB)  Opens in a new window.

If you bought your insurance over the phone, refer to the following documents:

  • Travel Insurance documents (PDF, 667 KB)  Opens in a new window.
  • Multi-Trip Annual Insurance documents (PDF, 680 KB)  Opens in a new window.
  • Travel Insurance documents (PDF, 611 KB)  Opens in a new window.
  • Multi-Trip Annual Insurance documents (PDF, 619 KB)  Opens in a new window.
  • Desjardins Odyssey Gold Visa, Travel Gold and Odyssey World Elite Mastercard Travel Insurance Policy (PDF, 320 KB)  Opens in a new window.
  • Desjardins Odyssey Visa Infinite Privileve Travel Insurance Policy (PDF, 255 KB)  Opens in a new window.
  • Desjardins Prestige Platinum Visa Travel Insurance Policy (PDF, 469 KB)  Opens in a new window.
  • Desjardins Platinum Visa Travel Insurance Policy (PDF, 383 KB)  Opens in a new window.

Pointshogger

[ANALYSIS] Desjardins Odyssey Gold Visa Card

Recently, I have been looking for a good travel insurance credit card for my parents who are planning to travel this coming Spring. They have been going to insurance companies such as Co-operators and Blue Cross the past couple of years, paying a premium for their travel and medical coverage. I was astounded when I found out, so I decided to do my own research on the best travel insurance credit cards out there. There is a long list of credit cards which offer very generous travel coverage, such as the American Express Gold Rewards card. However, if you wanted an all-inclusive coverage, the Desjardins Odyssey Gold Visa card seems to have just about everything you need for travel.

Below are highlights of the card:

  • Emergency health care coverage while travelling in Canada or abroad, and there is no limit on how often you travel during the year.
  • Up to $5000 in coverage per person for eligible medical care and services required.
  • Trip Cancellation Insurance which covers up to $2000 for trip cancellation prior to departure. The coverage is automatic when you use your Desjardins Odyssey Gold Visa card to purchase your ticket.
  • Unlimited coverage for trip interruption which occurs after departure.
  • Coverage up to $500 per person for late baggage and up to $1000 for theft or damaged baggage.
  • Coverage up to $1,000,000 if you or a family member is a victim of an accidental death while using public transportation (air, sea or ground).

Other benefits of this card includes a 2% return of your purchases given back in BONUSDOLLARS and 20% discount when you are using services provided by Hertz . Each BONUSDOLLAR is equivalent to $1 Canadian.

The only drawback to this card is that coverage is only for trips up to 48 days or less. Maximum coverage only applies to those who are 59 years of age or younger. Otherwise, if your main priority is insurance, the Desjardins Odyssey Gold Visa card is great to have for comprehensive travel coverage.

UPDATE- (as per a question from the comment section below) Travel insurance coverage includes:

  • Emergency Health Care Coverage (up to $5,000,000 per person and up to 60 days per trip)
  • Baggage Insurance (up to $1,000 per person against theft or damaged baggage and up to $500 against late baggage)
  • Trip Cancellation Insurance (up to $2,500 per person if the trip is cancelled prior to departure and unlimited coverage in the event of trip interruption after departure)
  • Travel Assistance Service (free of charge, 24 hours a day, 7 days a week, anywhere in the world)

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Can I use the insurance for award travel as well?

Yes each time you use the card, you will earn a 1% return on your purchases paid out in BONUSDOLLARS, which is Desjardin’s loyalty program. 1 BONUSDOLLAR is equivalent to $1 Canadian. You can then use your BONUSDOLLARS towards travel. Thanks for reading!

Hi Shirley I still have some more question , for awards travel did you mean only cover by BONUSDOLLAR ? if I use redeem AS to flight and pay Odyssey Gold Visa Card for taxes … do I get cover for insurance also ? and where I can find the resource to read ? thank you ~~~

Here is the link to the BONUSDOLLARS Rewards Program: https://www.desjardins.com/ca/personal/loans-credit/credit-cards/bonusdollars-rewards-program/index.jsp

Otherwise, it usually takes a lot of trial and error, as well as following up with customer service.

Keep in mind that terms and conditions can change at any moment in time without notice.

yes it will affect your ratnig. Somethings don’t, like now if you shop around for a car and multiple dealers pull your report, it won’t cause yoru score to go down. But your score does go down with each credit inquiry. I am not sure for how long.

Some credit cards cover you( flight interruption ,delay,cancelation) if you only pay part of the ticket price ( taxes and fees) that makes them perfect for point hoggers does this card do this?..id also like to know what other cards do ( BMO world elite )

Hi Rogers, I updated the post to include the travel insurance coverage. Great question!

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Tangerine World Mastercard

  • Credit cards

Desjardins credit card comparison and alternatives

visa desjardins odyssey gold travel insurance

This post is also available in: FR

Flexi Visa Desjardins credit card

The Flexi Visa card is very simple and easy to understand.

It has no annual fee and an interest rate of 10.9% . It does not offer BONUSDOLLARS , cashback or points.

It’s a Desjardins card that’s well suited to people looking for a lower interest rate.

Credit cards Cash Back Visa, Bonus Visa and Cash Back Mastercard Desjardins

The Visa and Mastercard credit cards Boni Visa, Remises Visa and Remises Mastercard are almost identical!

It’s up to you to decide whether you want to receive your rewards in BONUSDOLLARS or in cash.

If you’re going to Costco , the Cash Back Mastercard is the one to take, as Costco warehouses only accept cards from the Mastercard network.

Alternatives to Cash Back Visa, Bonus Visa and Cash Back Mastercard Desjardins credit cards

If you want to accumulate even more, have more flexibility and decide for yourself which 2% in cash back category to choose without paying an annual fee, there’s the Tangerine Money-Back Credit Card .

Unlike a Cash Back or Bonus Visa Desjardins credit card, the Tangerine Money-Back Credit Card has a welcome offer. This allows you to get ahead of the game and earn much more cash back right from the start.

For example, if you’re planning a renovation or a major furniture purchase next month, simply change the category in your Tangerine profile to get 2% on those purchases . Then make another category change the following month, according to your needs.

In other words, for a $1,000 purchase at a home improvement or hardware store, the discount with the Tangerine card would be $20 (2% X $1,000). With the Cash Back Mastercard, for example, it would have been only $5 (0.5% X $1,000).

After the accumulation of several expenses over the course of a year, this makes a huge difference.

You don ‘t have to open a bank account at another financial institution to get a credit card!

From your bank account, simply pay the card balance as if it were a supplier or bill .

Cash Back World Elite Mastercard credit card

The Cash Back World Elite Mastercard Desjardins is another cash-back card with an annual fee of $100. It is not part of the BONUSDOLLARS program .

Here are the cash rebates it gives cardholders for everyday purchases:

  • 4% for grocery purchases
  • 3% for restaurants, entertainment and alternative transportation
  • 1% cash back on everything else

The Desjardins Cash Back World Elite Mastercard is the Desjardins credit card that offers the most grocery rebates!

Alternatives to the Cash Back World Elite Mastercard Desjardins

For a family with growing children or for those with a large grocery budget, there are five other credit cards on the market that offer 5% cash back or 5 points back for every dollar spent at the grocery store:

  • The 5 versatile points of the famous and highly versatile ® Card" href="https://milesopedia.com/en/go/amex-cobalt-card/" rel="noindex">American Express Cobalt ® Card
  • The 5% BMO Cash Back World Elite ® * Mastercard .
  • Scotiabank Gold American Express ® Card linked to the Scene+ program (which even gives you 6 points at IGA/Les Marchés Tradition, etc.)
  • MBNA Rewards World Elite Mastercard with 5 points per dollar spent
  • And the National Bank World Elite Mastercard ® with its 5 points for every dollar spent.

Take the time to compare these cards with our credit card comparator , as well as our articles on the best grocery savings .

Combine a $150 weekly grocery purchase at Super C with a 5% ® Card" href="https://milesopedia.com/en/go/amex-cobalt-card/" rel="noindex">American Express Cobalt ® Card , and the rebate is $7.50 (or 7,500 points).

At the end of one year, this represents $390 in accumulated rewards. And that’s not counting the bonus of 2,500 points for every month you spend over $500 on the card in the first year. We therefore add $25 per month (or $300 per year), for a total of $690 .

For the same example, the Desjardins World Elite Mastercard would give you $6 a week, or $312 a year.

So, here’s the summary for a $150 weekly purchase at Super C:

The ® Card" href="https://milesopedia.com/en/go/amex-cobalt-card/" rel="noindex">American Express Cobalt ® Card charges approximately $56 more than the Cash Back World Elite Mastercard. However, this is quickly offset by the cost savings and flexibility of using its points.

Odyssey Gold Visa credit card

The rewards offered by the Odyssey Gold Visa Card are very similar to those of the free Bonus Visa Desjardins Card. It gives 1% for all other purchases, instead of 0.5%.

  • 2% in BONUSDOLLARS for restaurants, entertainment, alternative transport and direct pre-authorized payments
  • 1% in BONIDOLLARS for all other purchases

What’s more, for an annual fee of $110, it offers excellent travel insurance and access to the Desjardins Odyssey lounge at Montreal-Trudeau airport at a 50% discount. Admission is then $ 22 + tax per adult and $ 13 per child.

**Please note that the accumulation on restaurant purchases and pre-authorized payments will change from January 1, 2024 . From now on, there will be a $6,000 cap on annual expenses in these categories. Read the full article on the devaluation of BONIDOLLARS here.

Alternatives to the Desjardins Odyssey Gold Visa credit card for travel

There’s nothing to stop you from having a second card to complement your card and gain free access to airport lounges !

The Desjardins Odyssey Lounge is for travelers in the International Zone of Montréal-Trudeau Airport only. Other cards offer free entry to a wider choice of airport lounges worldwide.

  • CIBC Aventura Visa Infinite Card (4 free admissions per year)
  • Scotiabank Passport™ Visa Infinite* Card (6 free admissions per year)
  • BMO Ascend World Elite Mastercard (4 free entries per year)

Depending on your card purchases, some cards offer as many or more rewards than the Odyssey Gold Visa Card.

What’s more, each has an attractive welcome offer that speeds up the accumulation of points:

Odyssey World Elite Mastercard credit card

For $130 per year, the Odyssey World Elite Mastercard earns rewards according to the following scale:

  • 3 % in BONUSDOLLARS at the grocery store
  • 2% in BONUSDOLLARS for restaurants, entertainment and alternative transportation
  • 1.5% in BONIDOLLARS for all other purchases

Its travel insurance coverage is excellent, allowing you to travel with peace of mind. In fact, it provides 8 free accesses per year to the Desjardins Odyssey Lounge at Montréal-Trudeau airport . From the 9th access, there’s a 50% discount on the cost of admission.

**Please note that the accumulation on grocery purchases will change as of January 1, 2024 . From now on, there will be a $10,000 cap on annual spending in these categories. Read the full article on the devaluation of BONIDOLLARS here.

Alternatives to The Desjardins Odyssey World Elite Mastercard credit card

The Odyssée World Elite Mastercard has excellent travel insurance, including trip cancellation. However, the entire trip must be paid for with the card in order to benefit. Other credit cards are less demanding, and offer bonus travel privileges:

  • 4 free admissions to airport lounges
  • Advantageous travel insurance with coverage even if the trip was only partially paid for with the card
  • Unlimited admission to the National Bank Lounge at Montréal-Trudeau Airport
  • $ 150 annual travel credit to reimburse airport parking, baggage fees, seat selection, airport lounge access and ticket upgrades
  • Attractive travel insurance policies with coverage even if the trip was only partially paid for with the card
  • Triple extended warranty on items paid for with the card

Odyssey Visa Infinite Privilege

The Odyssey Visa Infinite Privilege card is the best credit card at Desjardins!

It has an interest rate of 10.9% and gives 12 free accesses per year to the Salon Odyssée Desjardins. This Odyssey card offers a full range of travel insurance and many privileges.

  • 4% in BONUSDOLLARS for restaurants, entertainment and alternative transportation
  • 3% in BONUSDOLLARS for groceries and travel expenses
  • 1.75% in BONIDOLLARS for all other purchases

**Note that the accumulation on travel purchases will change from January 1, 2024 . From now on, there will be a $25,000 cap on annual spending in these categories. Read the full article on the devaluation of BONIDOLLARS here.

Alternatives to the Desjardins Odyssey Visa Infinite Privilege credit card

The TD ® Aeroplan ® Visa Infinite Privilege* Card is very similar in name. Both credit cards offer the same Visa Infinite Privilege benefits :

  • 6 free airport lounge visits with Visa Airport Companion
  • Priority lanes at airport security checkpoints
  • Visa Infinite Luxury Hotel Collection
  • Concierge service

Because it is linked to the Aeroplan program, the TD ® Aeroplan ® Visa Infinite Privilege* Card offers these additional benefits for Air Canada and Aeroplan:

  • Free first checked bag for you and up to 8 companions
  • Priority check-in, priority boarding and priority baggage handling for you and up to 8 companions
  • $ 100 discount on NEXUS program application fee every 4 years
  • Round-trip companion airfare from $99

The American Express Aeroplan ® * Reserve Card is similar.

For someone who travels a lot and wants to elevate their experience to the Elite level, the Platinum Card ® from American Express is the best.

Bottom Line

Don’t forget to take into account the devaluation of BONUSDOLLARS and the increase in interest rates on Desjardins Odyssey cards as of January 1, 2024.

The main categories of Desjardins credit card accumulation are spending on restaurants, entertainment and alternative transportation (including public transit). One of their great advantages is that they also offer excellent travel insurance.

Their only drawback is that they don’t offer welcome offers like most credit cards. This is a real shame. An equivalent card with a bonus points offer increases the value faster than a Desjardins credit card.

For example, a BMO CashBack ® World Elite ® Mastercard earns up to $260 in bonus cash up at the beginning, and its $120 annual fee is refunded in the first year. Even over the years, it will always be more advantageous than its neighbor, the Cash Back World Elite Mastercard, with its $100 annual fee.

But whatever you choose, always remember to always pay your balance in full ! Because if you don’t, the savings you’ve made with your discounts, points or BONUSDOLLARS will all be gone.

How do I order a Visa or Mastercard Desjardins credit card? How do I apply for a Desjardins credit card?

Desjardins offers eight credit cards to suit individual needs.

Caisses Desjardins offers 3 Mastercard credit cards and 5 Visa credit cards. You can compare them easily using this link to the Protégez-Vous credit card comparator .

How do I activate a Visa or Mastercard Desjardins credit card?

You’ve received your new Desjardins credit card in the mail! Congratulations ! It will usually be received about 2 weeks after your application has been approved.

Before activating the card, please take the time to read all the information . This may include conditions of use, safety tips and other important details.

Call the activation number: You’ll usually find a telephone number dedicated to activation in the accompanying letter or on the sticker on the card. Dial this number. For all other questions, please contact Customer Service at 514 397-1580 or 1 888 389-7823.

Once you are connected to the activation service, follow the voice instructions. You will probably need to provide personal information to confirm your identity, such as your card number, date of birth or social insurance number.

Choose a PIN (personal identification number) : After confirming your information, you may be asked to choose a PIN for your card, if you haven’t already done so. Be sure to choose a memorable and secure PIN.

Once all steps have been successfully completed, the system will confirm that your Desjardins credit card is activated and ready for use.

How do I increase my Desjardins credit card limit?

  • In AccèsD , select your Desjardins credit card.
  • Select the Manage Card option
  • Select the Manage limit option

An answer will then be given and the credit limit will be granted or not to the card account.

If you have any questions, call Customer Service at 1-800-224-7737 (1-800-CAISSES).

How can I see my Desjardins credit card?

Your Desjardins credit card is visible on AccèsD:

  • With a browser: It can be found in the section: Cards, loans and lines of credit
  • With the Desjardins Mobile Services application: It is located under My Accounts Quick Access .

If not, call Desjardins Customer Service at 514 397-4415 or 1 800 363-3380.

How do I cancel a Desjardins credit card?

Simply call Customer Service at 1-800-224-7737 (1-800-CAISSES).

My Desjardins credit card has been lost. What to do?

  • Select the Report and replace a lost or stolen card option

You have two choices:

  • Suspend the card until you find it in every nook and cranny.
  • Cancel and replace it (a new card will be sent within 5 to 10 working days)

Where can I consult my Desjardins Odyssey card travel insurance?

The insurance policy can be found here . If you have any questions, please do not hesitate to contact Customer Service at 1-800-465-7822.

Is it better to collect BONUSDOLLARS or cash back?

If the Desjardins credit card is linked to cash back, the cash back is credited to the primary cardholder’s credit card account. As soon as the accumulated rebates reach $25, a credit is automatically added to the cardholder’s account. All this can be seen on the monthly statement.

Bonusdollars are part of the Desjardins rewards program. They can be used for a variety of purchases, including travel, electronics, gift cards and more. This offers flexibility in how you can spend your rewards. You can see all the possibilities on how to use your Desjardins BONUSDOLLARS here .

Rewards programs can offer additional benefits such as discounts on flights, travel insurance or gift cards from a variety of businesses.

Do Desjardins credit cards have conversion fees on foreign currency transactions?

Yes, all Desjardins credit cards have a 2.5% fee on foreign currency transactions.

To see the few credit cards in Canada that don’t, check out our article on the best credit cards without foreign currency conversion fees .

How much does it cost to enter the Desjardins Odyssey Lounge?

Admission to the Desjardins Odyssey Lounge is approximately $44 plus tax for adults and $26 for children.

With the Odyssey Gold Visa card, there’s a 50% discount on the cost of admission.

The Odyssey World Elite Mastercard gives you 8 free accesses per year. The Odyssey Visa Infinite Privilege card gives you 12 free visits a year to the Desjardins Odyssey Lounge.

Once you’ve used up your free admission, you’ll receive a 50% discount on the regular admission price.

Milesopedia

All posts by Caroline Tremblay

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COMMENTS

  1. PDF Your Odyssey® Gold Visa* credit card Travel Insurance ...

    4. Cost of insurance. Because the travel insurance is included with your credit card, the cost of insurance is included in your card's annual fee. That means you don't have to pay extra for the coverage described in this summary. But, if you make changes to your coverage, you'll have to pay what's called an insurance premium.

  2. Odyssey Gold Visa Credit Card

    The primary cardholder must be a member of a caisse affiliated with the Fédération des caisses Desjardins du Québec or the Caisse Desjardins Ontario Credit Union Inc. Non-members have to pay for additional cards: $30 for the Odyssey Gold Visa and Cash Back World Elite Mastercard, $40 for the Odyssey World Elite Mastercard and $95 for the ...

  3. PDF Travel Insurance Policy for Odyssey Gold Visa, Travel Gold ...

    to bring a single travel companion back to their home. This travel companion must: • Share travel arrangements with you, and • Have emergency healthcare coverage through Desjardins Insurance for their trip. d) Expenses to bring a cat or dog accompanying you on your trip back to your home, if no other person can do this. Maximum of $500.

  4. Desjardins Travel Insurance

    Desjardins Odyssey Gold Visa, Travel Gold and Odyssey World Elite Mastercard Travel Insurance Policy (PDF, 320 KB) Opens in a new window. Desjardins Odyssey Visa Infinite Privileve Travel Insurance Policy (PDF, 255 KB) Opens in a new window. Desjardins Prestige Platinum Visa Travel Insurance Policy (PDF, 469 KB) Opens in a new window.

  5. PDF Summary

    Insurance coverages provided with the Odyssey® Gold Visa* credit card from Desjardins. • Mobile Device Insurance. • Purchase Protection. • Extended Warranty. • Auto Rental Collision/Loss Damage Insurance. This summary contains important information. It is meant to provide an overview of the features and benefits of the insurance ...

  6. Desjardins Visa Odyssey Gold Review

    The Desjardins Visa Odyssey Gold has earned a 3.55 DollarWise Rating out of 5. This score is based on a weighted average of the two highest scoring factors (excluding acceptance and approval). The highest scoring categories for the Desjardins Visa Odyssey Gold are insurance and interest.

  7. Coverages

    Buy coverages together or separately, whatever works for you. Travel with peace of mind and enjoy significant savings starting with your second trip! Take advantage of one of the best family premiums on the market! Choose your trip duration (8, 15, 23, 30, 45, 60, 90, 120 or 182 days). The right choice for travellers between the ages of 61 and ...

  8. Insurance for all types of trips

    Travel Insurance documents (PDF, 611 KB) Opens in a new window. Multi-Trip Annual Insurance documents (PDF, 619 KB) Opens in a new window. Desjardins Odyssey Gold Visa, Travel Gold and Odyssey World Elite Mastercard Travel Insurance Policy (PDF, 320 KB) Opens in a new window.

  9. Travel insurance for everyone

    Travel Insurance documents (PDF, 611 KB) Opens in a new window. Multi-Trip Annual Insurance documents (PDF, 619 KB) Opens in a new window. Desjardins Odyssey Gold Visa, Travel Gold and Odyssey World Elite Mastercard Travel Insurance Policy (PDF, 320 KB) Opens in a new window.

  10. The Desjardins Odyssey range: cards with travel benefits

    With Desjardins Odyssey ®1 credit cards, you get comprehensive travel insurance* for up to 60 consecutive days at no additional cost ** . Thereby, in the event of an accident or health problem outside your home province, you, your spouse and dependent children travelling with you could receive emergency care of up to $5,000,000 per person.

  11. Travel insurance discounts

    Travel Insurance documents (PDF, 611 KB) Opens in a new window. Multi-Trip Annual Insurance documents (PDF, 619 KB) Opens in a new window. Desjardins Odyssey Gold Visa, Travel Gold and Odyssey World Elite Mastercard Travel Insurance Policy (PDF, 320 KB) Opens in a new window.

  12. PDF VISA Desjardins Odyssey GOLD Card

    previously issued Visa Desjardins Odyssey Gold Travel Insurance contracts. The terms and conditions indicated in this distribution guide and general conditions apply to all coverages that commence as of May 1, 2015. InTRoDUcTIon What Is the Purpose of the Distribution Guide? Contract

  13. Desjardins Odyssey® Gold Visa Card

    The Desjardins Odyssey Gold Visa card is a credit card that offers BONUSDOLLARS. With this card you can get: 2% in BONUSDOLLARS on purchases in the Restaurant and Pre-Authorized Payment categories (up to $6,000 in purchases during the year - beyond that, the earning rate drops to 1%)

  14. Desjardins Odyssey Gold Visa

    Insurance Coverage. The Desjardins Odyssey Gold Visa is a fine card, but offers uninspiring rewards rates given the annual fee. Instead, it would appeal to anyone who wants premium insurance coverage on a lower budget. It offers a strong package with features usually only seen on cards with higher annual fees and higher income requirements.

  15. Desjardins Odyssey Gold Visa review

    The Desjardins Odyssey Gold Visa provides a good amount of benefits as long as you pay your annual fee. 30-Second Take. This about this card if you travel regularly and want travel insurance in addition to solid rewards. Choose something else if you don't need travel insurance or if you don't want to pay an annual fee.

  16. Odyssey Visa Infinite Privilege Credit Card

    The primary cardholder must be a member of a caisse affiliated with the Fédération des caisses Desjardins du Québec or the Caisse Desjardins Ontario Credit Union Inc. Non-members have to pay for additional cards: $30 for the Odyssey Gold Visa and Cash Back World Elite Mastercard, $40 for the Odyssey World Elite Mastercard and $95 for the ...

  17. Desjardins Odyssey Gold Visa

    Exclusive advantage for Desjardins members: 20% more BONUSDOLLARS on BONUSDOLLARS accumulated annually and additional card for your spouse or other family member at no charge. A full complement of travel insurance up to 60 days. Mobile Device Insurance. Mobile Payment: pay for your purchases with a wave of your smartphone.

  18. Desjardins Odyssey Visa Gold March 2024

    The Desjardins Visa Odyssey Gold is a mid-tier credit card with a palatable annual fee of $110 and earn rates of up to 2%. This is through their BONUSDOLLARS system, a flexible rewards program with many different ways to redeem your points.. But one of the most standout features of this card is the 11 types of insurance categories under its belt (with a special perk for seniors).

  19. Is Desjardins travel insurance worth it? Review 2024

    Desjardins Odyssey Gold Visa travel insurance. $5,000,000: $2,500: $1,000: Desjardins Travel Gold travel insurance. $5,000,000: $2,500: ... For details on specific coverage like mastercard travel insurance covid or visa Desjardins modulo gold travel insurance or Desjardins quattra travel insurance, it's important to review the complete terms ...

  20. Travel insurance costs and eligibility

    Travel Insurance documents (PDF, 611 KB) Opens in a new window. Multi-Trip Annual Insurance documents (PDF, 619 KB) Opens in a new window. Desjardins Odyssey Gold Visa, Travel Gold and Odyssey World Elite Mastercard Travel Insurance Policy (PDF, 320 KB) Opens in a new window.

  21. [ANALYSIS] Desjardins Odyssey Gold Visa Card

    The coverage is automatic when you use your Desjardins Odyssey Gold Visa card to purchase your ticket. Unlimited coverage for trip interruption which occurs after departure. Coverage up to $500 per person for late baggage and up to $1000 for theft or damaged baggage. Coverage up to $1,000,000 if you or a family member is a victim of an ...

  22. PDF Your Desjardins Odyssey Visa Infinite Privilege credit card Travel

    Your Desjardins Odyssey Visa Infinite Privilege * credit card travel insurance guide Very important: When you receive your guide • Make sure you read all the exclusions and limitations that apply to your insurance (see pages 26 to 36). Before leaving on your trip • Make sure you're covered for an injury, medical condition or symptoms that

  23. Desjardins credit card comparison and alternatives

    The Odyssey Visa Infinite Privilege card is the best credit card at Desjardins! It has an interest rate of 10.9% and gives 12 free accesses per year to the Salon Odyssée Desjardins. This Odyssey card offers a full range of travel insurance and many privileges. 4% in BONUSDOLLARS for restaurants, entertainment and alternative transportation