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12 AAA Travel Benefits You Probably Never Considered

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Ashley Rossi

Ashley Rossi is always ready for her next trip. Follow her on Twitter and Instagram for travel tips, destination ideas, and off the beaten path spots.

After interning at SmarterTravel, Ashley joined the team full time in 2015. She's lived on three continents, but still never knows where her next adventure will take her. She's always searching for upcoming destination hotspots, secluded retreats, and hidden gems to share with the world.

Ashley's stories have been featured online on USA Today, Business Insider, TripAdvisor, Huffington Post, Jetsetter, and Yahoo! Travel, as well as other publications.

The Handy Item I Always Pack : "A reusable filtered water bottle—it saves you money, keeps you hydrated, and eliminates waste—win-win."

Ultimate Bucket List Experience : "A week in a bamboo beach hut on India's Andaman Islands."

Travel Motto : "Travel light, often, and in good company."

Aisle, Window, or Middle Seat : "Window—best view in the house."

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If, like me, you thought AAA travel benefits only cover roadside assistance, you’ll be pleasantly surprised to find that they offer much more. With plans starting at $52 annually, you can save a lot on travel with an AAA membership—here’s how.

Free or Discounted Passport Photos

Depending on membership level, some AAA subscribers are entitled to a free set of passport photos per year. They’re discounted ($8) for basic members. You can also get a passport application at your AAA branch—although AAA doesn’t process passports.

International Driving Permits (IDP)

Renting a car overseas? You can get an international driving permit ( IDP ) at any AAA location, or you can mail in your application. An IDP is a necessary form of driver identification abroad, is valid in over 150 countries, and comes printed in 10 languages. To get an IDP through AAA you’ll need a valid U.S. license, the $20 fee, and two passport-sized photos on a white background.

Travel Money: Money Cards and Foreign Currency

For foreign currency, AAA travel benefits afford members a few different options to choose from: The Visa TravelMoney card is a pre-paid and reloadable card not attached to your personal bank account. AAA members get a discount on the card activation fee ($4.95 per card) and it can be reloaded online, by direct deposit, or at an AAA branch.

AAA members can also order over 90 types of foreign currency. Getting cash ahead of time can be a great way to avoid high fees and unfavorable exchange rates at airports and hotels. AAA currency must be ordered in person, and purchases are shipped to the branch location in about three business days. Plus, orders over $200 are shipped free.

Car Rental Plans  

AAA has its own rental car search engine and offers coupons with Hertz for additional savings. Some highlights include a waived young renter fee (for those between 20 and 25) as well as up to a 20 percent discount on daily, weekend, weekly, and monthly rentals.

Travel Insurance

AAA offers members Allianz Global Assistance as well as travel protection plans by region. According to its website , the AAA Northeast Travel Protection Plan offers trip cancellation and interruption coverage.

Theme Park & Ticket Discounts  

AAA offers small to significant discounts on parks like Universal Studios and Walt Disney World, as well as at movie theatre chains like Showcase and AMC. For families, check out AAA’s special Orlando Vacations packages for even more savings.

Additionally, AAA members get special discounts on cruising and Rail Europe .

Road Trips & Planning

The traditional AAA roadside benefits include towing, flat tire assistance, vehicle lockout service, fuel delivery, and more, but there are other AAA travel benefits when it comes to hitting the road.

AAA also offers online travel guides , free guidebooks and maps at branch locations (or you can place an order online ), and even a handy map planning feature called TripTik . TripTik helps you plan your ideal road trip and plots rest areas, pit stops, scenic sights, and reports construction and traffic conditions.

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Lodging Discounts

Search for hotels via AAA’s hotel search engine for the best member rates. Preferred partners include Best Western, Hilton, Hyatt, Marriott, and MGM Resorts. AAA rates are also eligible for partner loyalty point credits, too.

Travel Planning  

The AAA website is also a booking website for hotels, flights, cars, cruises, and vacations. AAA agents at branch offices and over the phone will help you plan and book group trips and destination weddings and honeymoons using its bookings services and member savings. For group travel, you can even fill out an online form ahead of time stating your group’s interests and requirements.

Avoid the DMV

Most AAA branches also have registry services, which is a huge time saver and avoids trips to the DMV. This is even more beneficial now since you can renew your license to a REAL ID, which will be necessary for domestic air travel by 2020.

Notary Service

If you need forms notarized for travel purposes (or other reasons), AAA also provides this service for free.  

Identity Theft Protection

With any AAA membership you get basic ProtectMyID coverage which includes credit monitoring, lost wallet protection, and fraud resolutions support, other levels of membership get even more benefits.

“Identity theft is a growing problem worldwide—especially for travelers, who are very vulnerable, forced as they are to use unsecured Internet connections, carry extensive personal documentation with them at all times, and share their credit cards with merchants …” says SmarterTravel’s Ed Hewitt.

More from SmarterTravel:

  • Best AARP Travel Benefits to Use in 2018
  • 11 Ways to Prevent Identity Theft While Traveling
  • Do AAA Travel Discounts Really Save You Money?

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Editor’s Note: All information is based on research done on the AAA website using a Boston area code. Services, pricing, and benefits vary based on location.

Ashley Rossi is always ready for her next trip. Follow her on   Twitter   and   Instagram   for travel tips, destination ideas, and off the beaten path spots.

We hand-pick everything we recommend and select items through testing and reviews. Some products are sent to us free of charge with no incentive to offer a favorable review. We offer our unbiased opinions and do not accept compensation to review products. All items are in stock and prices are accurate at the time of publication. If you buy something through our links, we may earn a commission.

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Is AAA membership worth it?

Becky Blaine

I've been a AAA member for more than 15 years, and I can confidently say that the perks and benefits have come in handy — especially the well-known roadside assistance benefit.

Over the years, AAA has opened up its network to provide vast options and money-saving discounts for travelers beyond roadside assistance.

I'm also partial to the regional magazine AAA produces six times a year; Arizona's is called Via and California's is called Westways. Each issue is full of travel inspiration and valuable tips. AAA even has a travel service you can use to book vacations.

How I've used AAA benefits

Living in Arizona, you can expect that your car battery will not survive more than two years due to the heat. In my case, the two-year timing always seemed to happen in August — the hottest month of the year. I have called AAA on more than one occasion to take advantage of its mobile battery service , and workers have come to my location with a new car battery.

Usually, they will test your current battery power and sell you a new one on the spot if needed. Members receive a $25 discount on batteries purchased during the on-the-spot installation. They even offer a battery warranty, so there's a chance if you purchased your last battery from AAA, your replacement might be free.

It has been a fantastic time saver and more convenient than getting jumper cables and making it to the nearest auto shop. Additionally, AAA membership covers the individual, not just the vehicle. So, you can use your membership for a service call even if you're a passenger in a stalled car.

To request 24/7 roadside assistance , use the AAA online assistance tool, call 800-AAA-HELP (800-222-4357) or you can text HELP to that same phone number and follow the prompts from there.

According to the AAA website, response time varies depending on several factors including time of day, breakdown location, and severity of the issue, and that AAA strives to provide the fastest and most efficient service possible. If you make your request online, you can track the progress of your request and the location of your technician.

What does AAA membership cost?

Membership rates are determined by the local club and may vary, a AAA spokesperson confirmed. The pricing below is provided as an example and is based on Arizona's current club pricing.

There are three AAA membership levels based on the types of services included.

aaa travel perks

The entry-level "Classic" membership starts at just $59.99 per year. This basic option allows for 5 miles of towing, fuel delivery and up to a $50 reimbursement for locksmith fees.

The next membership level is called "Plus" and is $94.99 annually. This level will more than pay for itself if you had to use just the locksmith option which is up to $100 reimbursement. This option also includes 100 miles of towing, fuel and delivery, $750 trip interruption, $250 lost baggage coverage and an option to include RV or motorcycle coverage.

The third option, called "Premier" costs $119.99 annually and has upgraded levels of everything in the Plus membership, but also adds $25,000 of emergency medical transportation coverage and $300,000 of travel accident insurance.

Does AAA offer discounts and perks?

AAA can help you save on everything from theme park tickets to car insurance and car repair. AAA membership offers a vast network of discounts and perks when you show your card or make online reservations with certain companies that provide AAA member discounts.

Guide: 6+ unexpected travel discounts to save you money.

A quick look at the AAA merchant list for attractions, zoos, museums and tours reveals discounts for CityPass for some major U.S. cities, Legoland Discovery Centers, Busch Gardens, Six Flags Theme Parks, AMC Theatres and Regal Cinemas, to name a few. You can search by city on the website to narrow down your results.

As I navigated to the AAA website, my Rakuten browser extension popped up and offered me 8% back, so there are ways to stack offers while using your AAA membership.

aaa travel perks

AAA is a trusted name in the auto industry and not just for its roadside assistance. Auto repair shops can be AAA trust-certified which means as a consumer which means you can access this network and receive discounts on regular automotive service or repairs; the work carries a warranty for 24 months/24,000 miles. You will also get access to priority service and a minimum of 10% off labor costs.

Through AAA Smart Home you can save money on items for your home such as a home security system, smart door locks, energy-efficient thermostats and even home automation.

Many hotel companies offer AAA discounted rates which usually hover around 10% off the best available rate. If you click for rate options, you'll see a AAA rate option on many hotel booking websites.

aaa travel perks

Another way to utilize AAA perks is for car rentals — many rental companies offer AAA corporate rates which you can find using the AAA travel portal. If you are a renter under 25 , you can rent through Hertz, which specifically honors the AAA discount for younger drivers.

Can I gift AAA membership to a friend or family member?

According to the AAA website, gift memberships are available for purchase in some regions of the country: Northern California, Nevada, Utah, Arizona, Montana, Wyoming and Alaska. If the person you want to gift membership to lives in another region, you can search by zip code to find the local AAA club where they live.

Is AAA worth it?

If you enjoy saving money and getting additional home and travel perks, I recommend checking out AAA to see if it is a program you can benefit from. If you are a T-Mobile customer, see if your plan includes the Coverage Beyond program — this includes AAA membership free for customers (a $60 value).

Related: AAA tests program to allow California users to get Real ID

Money Talks News

Money Talks News

7 Surprising Perks of AAA Membership

Posted: March 22, 2024 | Last updated: March 22, 2024

<p>Many people are familiar with AAA, the roadside assistance service that’s been around <a href="https://newsroom.aaa.com/about/">since 1902</a>. More than 61 million people are members today.</p> <p>But many may not recognize several membership benefits that are unrelated to auto emergencies. In part, this may be due to the fact AAA is actually an umbrella for dozens of regional motor clubs, each of which might offer different benefits.</p> <p>While some of the following AAA membership perks may not be available in your area, they should nonetheless get you investigating what your regional club does offer — and that you’re already paying for.</p>  <p>Join 1.2 million Americans saving an average of $991.20 with Money Talks News. <a href="https://www.moneytalksnews.com/?utm_source=msn&utm_medium=feed&utm_campaign=one-liner#newsletter">Sign up for our FREE newsletter today.</a></p> <h3>Sponsored: Find a vetted financial advisor</h3> <ol> <li>Finding a fiduciary financial advisor doesn’t have to be hard. <a rel="sponsored noopener" href="https://www.moneytalksnews.com/out/aff_c?offer_id=33&aff_id=1000&ref=https%3A%2F%2Fwww.msn.com%2Fslideshows%2Fsurprising-perks-of-aaa-membership%2F">In five minutes, SmartAsset's free tool matches you with up to 3 financial advisors serving your area.</a></li> <li>Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests. <a rel="sponsored noopener" href="https://www.moneytalksnews.com/out/aff_c?offer_id=33&aff_id=1000&ref=https%3A%2F%2Fwww.msn.com%2Fslideshows%2Fsurprising-perks-of-aaa-membership%2F">Get on the path toward achieving your financial goals!</a></li> </ol> <p class="disclosure"><em>Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend.</em></p>

Many people are familiar with AAA, the roadside assistance service that’s been around since 1902 . More than 61 million people are members today.

But many may not recognize several membership benefits that are unrelated to auto emergencies. In part, this may be due to the fact AAA is actually an umbrella for dozens of regional motor clubs, each of which might offer different benefits.

While some of the following AAA membership perks may not be available in your area, they should nonetheless get you investigating what your regional club does offer — and that you’re already paying for.

Join 1.2 million Americans saving an average of $991.20 with Money Talks News. Sign up for our FREE newsletter today.

Sponsored: Find a vetted financial advisor

  • Finding a fiduciary financial advisor doesn’t have to be hard. In five minutes, SmartAsset's free tool matches you with up to 3 financial advisors serving your area.
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Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend.

<p>As far back as the <a href="https://newsroom.aaa.com/aaa-history/">1920s</a>, AAA has sponsored safety education for drivers and pedestrians. It literally wrote the textbook on traffic safety — it’s called “<a href="https://www.thehenryford.org/collections-and-research/digital-collections/artifact/525482/">Sportsmanlike Driving</a>.”</p> <p>Today, there are AAA Approved Driving Schools across the country, and the organization offers online <a href="https://exchange.aaa.com/safety/teen-driver-safety/driver-education/">driver education</a> courses both for teens and<a href="https://exchange.aaa.com/safety/senior-driver-safety-mobility/aaa-roadwise-driver/"> for seasoned drivers</a>.</p>

1. Driver education

As far back as the 1920s , AAA has sponsored safety education for drivers and pedestrians. It literally wrote the textbook on traffic safety — it’s called “ Sportsmanlike Driving .”

Today, there are AAA Approved Driving Schools across the country, and the organization offers online driver education courses both for teens and for seasoned drivers .

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2. Retirement planning

AAA has long been known for offering road maps , but in some places, that service may even extend to your road map to retirement.

For instance, the AAA Washington club, which serves Washington state and northern Idaho, offers free retirement planning webinars on subjects including when to file for Social Security and tax strategies. Expert advice is also available.

Related: Secret Ways to Save on Netflix

<p>AAA can also help you plan and book your next vacation, even if it doesn’t involve a road trip.</p> <p>Whether you want to research hotels and flights on your own or work with a AAA travel agent, <a href="https://travel.aaa.com/">AAA Travel</a> is available through the national website.</p>

3. Travel planning

AAA can also help you plan and book your next vacation, even if it doesn’t involve a road trip.

Whether you want to research hotels and flights on your own or work with a AAA travel agent, AAA Travel is available through the national website.

<p>AAA groups can also offer different types of insurance — car and motorcycle insurance are unsurprising ones, and you may have heard about homeowners insurance too.</p> <p>But it doesn’t stop there. Your local auto club may partner with groups that offer more specialized things like <a href="https://wa.aaa.com/insurance/longtermcare.html#long-term-care-webinars">long-term care insurance</a>, which helps with nursing home costs.</p> <h3>Try a newsletter custom-made for you!</h3> <p>We’ve been in the business of offering money news and advice to millions of Americans for 32 years. Every day, in the <a href="https://www.moneytalksnews.com/?utm_source=msn&utm_medium=feed&utm_campaign=blurb#newsletter" rel="noopener">Money Talks Newsletter</a> we provide tips and advice to save more, invest like a pro and lead a richer, fuller life.</p> <p>And it doesn’t cost a dime.</p> <p>Our readers report saving an average of $941 with our simple, direct advice, as well as finding new ways to stay healthy and enjoy life.</p> <p><a href="https://www.moneytalksnews.com/?utm_source=msn&utm_medium=feed&utm_campaign=blurb#newsletter" rel="noopener">Click here to sign up.</a> It only takes two seconds. And if you don’t like it, it only takes two seconds to unsubscribe. Don’t worry about spam: We never share your email address.</p> <p>Try it. You’ll be glad you did!</p> <p class="disclosure"><em>Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend.</em></p>

4. Long-term care insurance

AAA groups can also offer different types of insurance — car and motorcycle insurance are unsurprising ones, and you may have heard about homeowners insurance too.

But it doesn’t stop there. Your local auto club may partner with groups that offer more specialized things like long-term care insurance , which helps with nursing home costs.

Try a newsletter custom-made for you!

We’ve been in the business of offering money news and advice to millions of Americans for 32 years. Every day, in the Money Talks Newsletter we provide tips and advice to save more, invest like a pro and lead a richer, fuller life.

And it doesn’t cost a dime.

Our readers report saving an average of $941 with our simple, direct advice, as well as finding new ways to stay healthy and enjoy life.

Click here to sign up. It only takes two seconds. And if you don’t like it, it only takes two seconds to unsubscribe. Don’t worry about spam: We never share your email address.

Try it. You’ll be glad you did!

<p>AAA <a href="https://aaa.rushmypassport.com/">passport services</a> can also help you secure your international travel quickly. Your local AAA branch can help with passport-approved photos and getting a passport as soon as possible.</p> <p>This service isn’t free and is separate from the government’s fees for applying, but it can make the process smoother and minimize your risk of errors or delays.</p>

5. Passport services

AAA passport services can also help you secure your international travel quickly. Your local AAA branch can help with passport-approved photos and getting a passport as soon as possible.

This service isn’t free and is separate from the government’s fees for applying, but it can make the process smoother and minimize your risk of errors or delays.

<p>Hey, bikes are a kind of vehicle too.</p> <p>Depending on where you live and where you’re riding, AAA might be happy to dispatch a truck to drop you and your bike off somewhere safe or where you can get <a href="https://wa.aaa.com/automotive/emergency-road-service/bicycle-service.html">bicycle service</a>.</p> <p>“If a bicycle breakdown occurs away from a normally traveled road or street, such as on a field, creek, river bed or beach, or logging or Forest Service road, service will only be provided if the bicycle can be moved by the member to a normally traveled road,” says AAA Washington, which offers this benefit at no extra cost.</p>

6. Bicycle service

Hey, bikes are a kind of vehicle too.

Depending on where you live and where you’re riding, AAA might be happy to dispatch a truck to drop you and your bike off somewhere safe or where you can get bicycle service .

“If a bicycle breakdown occurs away from a normally traveled road or street, such as on a field, creek, river bed or beach, or logging or Forest Service road, service will only be provided if the bicycle can be moved by the member to a normally traveled road,” says AAA Washington, which offers this benefit at no extra cost.

<p>Your AAA membership likely makes you eligible for a variety of discounts much like an <a rel="sponsored noopener" href="https://www.moneytalksnews.com/out/aff_c?offer_id=19&aff_id=1000&ref=https%3A%2F%2Fwww.msn.com%2Fslideshows%2Fsurprising-perks-of-aaa-membership%2F">AARP</a> membership does.</p> <p>While the categories and specific retailers and services will vary by region, you might be looking at <a href="https://discounts.aaa.com/" rel="noopener">discounts</a> on everything from auto parts to gift baskets and even for <a href="https://aaawashington.memberdeals.com/preferred_access.php?sub=category&id=25&utm_source=wa.aaa.com&utm_medium=direct&utm_campaign=top-disc-nav-sports">sporting events</a> and <a href="https://aaawashington.memberdeals.com/">theme park or concert tickets</a>.</p> <p>Join 1.2 million Americans saving an average of $991.20 with Money Talks News. <a href="https://www.moneytalksnews.com/?utm_source=msn&utm_medium=feed&utm_campaign=one-liner#newsletter">Sign up for our FREE newsletter today.</a></p> <h3>Sponsored: Find a vetted financial advisor</h3> <ol> <li>Finding a fiduciary financial advisor doesn’t have to be hard. <a rel="sponsored noopener" href="https://www.moneytalksnews.com/out/aff_c?offer_id=33&aff_id=1000&ref=https%3A%2F%2Fwww.msn.com%2Fslideshows%2Fsurprising-perks-of-aaa-membership%2F">In five minutes, SmartAsset's free tool matches you with up to 3 financial advisors serving your area.</a></li> <li>Each advisor has been vetted by SmartAsset and is held to a fiduciary standard to act in your best interests. <a rel="sponsored noopener" href="https://www.moneytalksnews.com/out/aff_c?offer_id=33&aff_id=1000&ref=https%3A%2F%2Fwww.msn.com%2Fslideshows%2Fsurprising-perks-of-aaa-membership%2F">Get on the path toward achieving your financial goals!</a></li> </ol> <p class="disclosure"><em>Advertising Disclosure: When you buy something by clicking links on our site, we may earn a small commission, but it never affects the products or services we recommend.</em></p>

7. Shopping and entertainment discounts

Your AAA membership likely makes you eligible for a variety of discounts much like an AARP membership does.

While the categories and specific retailers and services will vary by region, you might be looking at discounts on everything from auto parts to gift baskets and even for sporting events and theme park or concert tickets .

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aaa travel perks

AAA Insurance Discounts

Learn about available discounts for AAA car insurance, how many are available, how to get them and how much you could save

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Heidi is a writer based in Virginia City, Nevada with more than 15 years of experience producing content in the insurance space for companies such as Allstate and Esurance. Heidi is an authority on auto insurance.

Alyssa Trostle Photo

Alyssa is a MarketWatch Guides team editor covering personal finance, insurance and loans.

AAA offers a myriad of discounts for its policyholders, who can earn savings for everything from simply bundling policies to being part of a car club. In this article, we at the MarketWatch Guides team take a comprehensive look at some of the best AAA auto insurance discounts, outlining how many are available, how to get them and how much money AAA can save you.

We’ll also cover some of the biggest money-saving discounts from our top-pick insurance companies .

Key Takeaways:

  • AAA has a range of available car insurance discounts that could save drivers an average of $376 per year .
  • In addition to membership perks, which include a 5% discount on auto and home insurance, AAA offers discounts for bundling, driving safely and being part of a car club.
  • Geico and State Farm also offer deep discounts to policyholders, with savings for vehicle safety features, good driving, and for government and military personnel.

aaa travel perks

Why You Can Trust The MarketWatch Guides Team

The MarketWatch Guides Team is committed to providing reliable information to help you make the best decision possible about insuring your vehicle. Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best car insurance companies. We collected data on dozens of auto insurance providers to grade the companies on a wide range of ranking factors. After 800 hours of research, the end result was an overall rating for each provider, with the insurers that scored the most points topping the list.

Learn more about our methodology and editorial guidelines .

AAA Car Insurance Discounts

For more than 100 years, the American Automobile Association (or AAA, as it is commonly known) has been synonymous with roadside safety and all things travel-related. In 1915, at the dawn of the automotive age, it was the first company to offer assistance to stranded drivers, and it has been fine-tuning its services ever since.

Today, AAA is at the forefront of roadside assistance, answering nearly 30 million calls a year from stranded motorists. But now, in addition to emergency services, AAA has a range of personal insurance products, including:

  • Business 

AAA also has a range of available car insurance discounts that could save drivers an average of $376 per year.

Icons representing six common discounts offered by car insurance companies

List of AAA Discounts

As a membership-based organization, AAA offers numerous discounts on everything from hotel stays to dining to auto repairs. According to the company, an AAA member can save as much as $170 a year on non-auto insurance-related items.

In addition to membership perks, which include a 5% discount on auto and home insurance, AAA offers multiple other discounts for policyholders. You could earn a discount for bundling policies or one for being part of a car club.

AAA Multi-Policy Discounts

Many insurance companies provide multi-policy discounts as a way to earn more business. Bundling means buying more than one policy with a company. Insuring your car and home with the same company would be a bundle, for instance. 

AAA offers multi-policy discounts for houses, condominiums, cars, renters insurance and life insurance. Here are more details.

AAA Auto Policy Discounts

When it comes to auto policy discounts, AAA gives drivers plenty of opportunities to save, including all of the following.

AAA Driver and Vehicle Discounts

Driver and vehicle discounts are some of the easiest to get and can save you significant money on your car insurance. AAA applies these discounts based on details about you and your vehicle.

How To Save Money on Car Insurance with AAA

Discounts are the simplest way to save money on car insurance . When getting a quote with AAA, include all driver and vehicle specifics that could qualify you for discounts.

List of actions a policyholder can take to save on car insurance premiums

Here are more things you can do to earn the maximum number of discounts and save money on car insurance with AAA:

  • Drive safely . The best way to save on car insurance is to maintain a clean driving record with zero accidents or driving violations. In addition to its Good Driver Discount (20%), AAA has a Driver Training Discount of 10% for completing an approved safety course.
  • Insure more than one car . Add all your vehicles to the same AAA policy to save as much as 15.7% with the Multi-Vehicle Discount.
  • Bundle home and auto. If you bundle your car insurance with your home, condo or renters insurance, you could save up to 12.7% on your car insurance.

Outside of earning as many special discounts as you can, there are other ways to save money on car insurance with AAA or any insurance carrier. They include:

  • Increase your deductible . The higher your deductible, the lower your monthly premium usually is. You can raise your deductible to whatever amount you think you can comfortably pay out of pocket if you need to file a claim.
  • Update your policy regularly . Certain life events, such as getting married, having a baby or moving, affect your car insurance rates. Check your policy regularly to make sure you’re getting any additional savings you may now qualify for. 
  • Maintain a good credit rating. Because insurance companies associate higher credit scores with reliability and financial responsibility, having a solid credit rating can lead to lower car insurance premiums.

AAA Auto Insurance Discounts: The Bottom Line

When it comes to auto insurance, most drivers want to save as much money as possible while ensuring they’re protected should an accident occur. With more than 100 years of experience protecting drivers, AAA is a sound choice for car insurance and one that has many discounts to save you money.

AAA Alternatives With Discount Opportunities

Car insurance companies provide discounts to compete for your business. Actuary and rating factors are often complex and can be difficult to calibrate, so discounts are the typically best way for insurers to lower their rates and earn more business. Most major insurance carriers offer numerous discounts, but the MarketWatch Guides team recommends the following: 

Geico: Affordable for Most Drivers

Known for its affordable prices, Geico has a host of discounts that could help you save even more than the 15% it promises in its long-running ad campaign. Here are a few of Geico’s vehicle safety discounts:

  • Daytime running lights (3%)
  • Airbags and anti-theft systems (23%)
  • Anti-lock brakes (5%)
  • New vehicle (15%)
  • Safe driving (up to 22%)

Geico also has an extensive range of affiliation discounts, including for federal employees (12%), military service members (15%) and emergency deployment personnel (25%). Because of these potential savings, it’s easy to see why Geico tops the MarketWatch Guides list of cheapest car insurance providers.

Read more: Geico auto insurance reviews

Compare: AAA vs. Geico

State Farm: Editor’s Choice

State Farm also ranks high on our MarketWatch Guides list of cheap car insurance. It has some of the most affordable rates in the industry for good drivers. State Farm’s good driving discounts include:

  • Steer Clear ® : For new drivers under the age of 25
  • Accident-free: For maintaining a clean driving record
  • Defensive driving course: For completing a driver safety course
  • Good driver: For going three years without moving violations or at-fault accidents

Additionally, State Farm’s UBI (usage-based insurance) program, called Drive Safe & Save ™ , gives drivers an initial discount just for enrolling but then offers savings of up to 30% based on safe driving habits.

Read more: State Farm auto insurance review

Compare: State Farm vs. Geico

AAA Insurance Discounts: FAQ

Below are frequently asked questions about AAA insurance discounts.

What is the cost of an AAA membership?

AAA offers three membership plans: Classic (at $64.99 per year), Plus (at $99.99 a year) and Premier (at $124.99 a year).

How can I sign up for AAA?

It’s simple to sign up for AAA. Visit AAA’s website, select your plan and sign up online in minutes.

What is the AAA roadside assistance?

All AAA members earn access to their roadside services, which include 24-hour emergency assistance, towing for up to 200 miles (based on your plan), flat-tire and lockout help, emergency jump-starts and more.

What are the benefits of an AAA membership?

In addition to getting emergency roadside assistance, AAA members get access to discounts on everything from hotel stays, rental cars, retail shopping, dining, attractions and events, home services, auto repair and more. According to AAA’s website, members who use AAA discounts save an average of approximately $170 a year.

Our Methodology

Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best car insurance companies. We collected data on dozens of auto insurance providers to grade the companies on a wide range of ranking factors. The result was an overall rating for each provider, with the insurers that scored the most points topping the list.

Here are the factors our ratings take into account:

  • Cost: Auto insurance rate estimates generated by Quadrant Information Services and discount opportunities were both taken into consideration.
  • Coverage: Companies that offer a variety of choices for insurance coverage are more likely to meet consumer needs.
  • Reputation and experience: Our research team considered market share, ratings from industry experts and years in business when giving this score.
  • Availability: Auto insurance companies with greater state availability and few eligibility requirements scored highest in this category.
  • Customer experience: This score is based on the volume of complaints reported by the NAIC and customer satisfaction ratings reported by J.D. Power. We also considered the responsiveness, friendliness and helpfulness of each insurance company’s customer service team based on our shopper analysis.

Our credentials:

  • 800 hours researched
  • 45 companies reviewed
  • 8,500+ consumers surveyed

*Data accurate at time of publication.

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Pros and Cons of Moving to Moscow

aaa travel perks

This guide was written prior to Russia's 2022 invasion of Ukraine and is therefore not reflective of the current situation. Travel to Russia is currently not advisable due to the area's volatile political situation.

Rich in history and culture, Moscow is an exciting destination for expats. Nevertheless, they may experience frustrations arising from bureaucracy, a difficult language adjustment and extreme weather conditions. Nonetheless, the city offers an attractive lifestyle with its active social life and vibrant arts and culture scene. 

Accommodation in Moscow

Densely populated Moscow offers a variety of options for accommodation, though lots of competition and high prices make finding the perfect home a bit tricky.

+ PRO: Range of options

There are many different types of accommodation available in Moscow. Expats are just as likely to find themselves in a pre-revolutionary apartment with high ceilings, thick walls and interesting architecture as in a modern apartment block with good facilities and high-tech features. There are also several international compounds with other expats. These gated communities usually offer their own sports facilities and social activities. 

- CON: High demand and expensive 

With so many people living in Moscow, housing is in great demand and can therefore be expensive. Apartments are also often small, and expats may be disappointed with what their money can buy. Realistically, size, quality and location are the most important factors influencing the cost of accommodation in Moscow. Expats with a limited budget may need to compromise on one or more of these factors to find a home that best suits them.

Lifestyle in Moscow

Moscow is a huge city, offering a wide range of activities and events . The expat community is close-knit, giving new arrivals the opportunity to make friends.

+ PRO: Great social scene 

There is so much to do in Moscow, with activities catering for every interest. Most groups and organisations are well-organised and welcoming to newcomers. The expat community is busy throughout the year with balls and charity events.

Nightlife within the city is excellent, with a variety of bars, clubs and restaurants to choose from. The quality of museums, art galleries, theatres and concerts is also outstanding.

- CON: Eating out can be expensive

Restaurants in Moscow can be extremely expensive. Expats may find their social life is limited if living on a budget. Luckily, knowing the right places will help make going out more affordable.

Education and schools in Moscow

+ pro: international schools are available .

There are several international schools in Moscow offering excellent quality education and facilities. There are also good private Russian schools, although only a small percentage of expat children attend these.

- CON: Demand is high and space is limited

The demand for schools outweighs the supply. Therefore, schools in Moscow can be expensive with long waiting lists. Schools are usually located outside of central Moscow. So, unless expats live close to the school, children will have to travel some distance by school bus or car each day.

Climate in Moscow

+ pro: many winter and summer outdoor activities.

The climate in Moscow is quite extreme. Winter weather can be beautiful in Moscow, with blue skies and sunshine on the white snow. Cross-country skiing is popular with expats and ice-skating is possible all over the city as many playgrounds are made into ice-rinks. Summer is a great time to explore Moscow, as the city is generally quieter. There are lakeside and river beaches in Moscow, where expats and locals alike can take advantage of the good weather.

- CON: Long winters 

The extreme winter weather can make living in Moscow challenging for most of the year. Expats should make sure to have enough thick and warm winter clothing to get them through. 

Safety in Moscow

- con: bribery and corruption.

Bribery and corruption are still issues in Moscow, and expats are sometimes affected by this. It's also not uncommon to find incidents of racism.

Healthcare in Moscow

+ pro: medical facilities are of a high standard .

There are many private medical centres in Moscow with well-trained doctors who can, in most cases, speak English. Dental treatment is also of a high standard in the city.

- CON: Healthcare is expensive

Getting medical treatment can sometimes be expensive, although most expats have insurance to cover these costs. Dental treatment is also pricey, although competitive with other European prices. 

Public transport in Moscow

+ pro: comprehensive public transport system.

Moscow has an impressive public transport system . The metro is not only clean, safe, efficient and fast; it is also a tourist attraction. Daily tours explore the metro system, with guides showing tourists through some of the city's most beautiful stations. These stations often resemble palaces, with sculptures, mosaics and even chandeliers. There is also an extensive bus, trolleybus and tram route throughout Moscow. Many of Moscow’s buses now even have Wi-Fi access.

- CON: Crowded public transport during rush hour 

Rush hour on the metro can be unpleasantly crowded. Many of the metro stations and trains also haven’t changed all their signs to show both the Cyrillic alphabet and the Latin alphabet. Being able to read place names in Russian is therefore helpful to avoid getting lost in the rush hour chaos.

- CON: Heavy traffic

Bad traffic can put people off travelling in and around Moscow. Luckily, the metro system is good and expats living near transport stops shouldn't have any issues getting around. The traffic could be a problem for those who choose to drive in Moscow, however. 

Further reading

►For a breakdown of what you can expect to pay for basic goods and services in Moscow, see  Cost of Living in Russia .

Expat Interviews " What I like the most about Moscow is the city itself. It is always clean, vibrant, and full of entertainment and friendly pedestrians. It means that you can walk as far as you want to and feel safe about doing so." Read about Eva's experience living in Moscow as an expat .  "What I like about Moscow is that it’s very dynamic and animated; there is always something to do at any time of the day and of the night!"  Read about Laurent's experience and his likes and dislikes of living in Moscow.

Are you an expat living in Moscow?

Expat Arrivals is looking for locals to contribute to this guide, and answer forum questions from others planning their move to Moscow. Please contact us if you'd like to contribute.

Expat Health Insurance

Cigna Global Health Insurance. 20% off premiums booked before 31st March Medical insurance specifically designed for expats. With Cigna, you won't have to rely on foreign public health care systems, which may not meet your needs. Cigna allows you to speak to a doctor on demand, for consultations or instant advice, wherever you are in the world. They also offer full cancer care across all levels of cover, and settle the cost of treatments directly with the provider. Get a quote from Cigna Global - 20% off
Aetna Aetna International, offering comprehensive global medical coverage, has a network of 1.3 million medical providers worldwide. You will have the flexibility to choose from six areas of coverage, including worldwide, multiple levels of benefits to choose from, plus various optional benefits to meet your needs. Get your free no-obligation quotes now!

Moving Internationally?

International Movers. Get Quotes. Compare Prices. Sirelo has a network of more than 500 international removal companies that can move your furniture and possessions to your new home. By filling in a form, you’ll get up to 5 quotes from recommended movers. This service is free of charge and will help you select an international moving company that suits your needs and budget. Get your free no-obligation quotes from select removal companies now!
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Moscow Tours & Travel Packages 2024/2025

63 moscow trips. compare tour itineraries from 45 tour companies. 308 reviews. 4.7/5 avg rating., popular moscow tours.

St Petersburg & Moscow in Style - Winter

St Petersburg & Moscow in Style - Winter

  • Explore the majestic St Petersburg & Moscow on private city tours
  • Admire the rich Russian history, art and architecture
  • Travel to Moscow on a highspeed train
  • Enjoy the local cuisine in stylish restaurants

Golden Ring of Russia

Golden Ring of Russia

Lower Volga Voyage

Lower Volga Voyage

  • Visit magnificent Red Square and Kremlin and examine the collection at theKremlin’s State Armory.
  • Experience Russia’s diverse musical traditions at lively folk music performances
  • Explore Volgograd, the site of the decisive battle of World War II’s eastern front

Best of Russia

Best of Russia

Volga Dream Russian River Cruise

Volga Dream Russian River Cruise

Highlights of Russia

Highlights of Russia

St Petersburg & Moscow in Style - Summer

St Petersburg & Moscow in Style - Summer

White Russian - 7 days

White Russian - 7 days

  • Discover Moscow's UNESCO-listed Red Square, home to spectacular St Basil’s Cathedral, Lenin's Mausoleum and the historic GUM Department store
  • Explore the grounds of Moscow's mighty Kremlin, with its numerous governmentbuildings, gold-domed cathedrals and the giant tsar bell
  • Celebrate New Year's Eve in Moscow!
  • Take in the highlights of St Petersburg including a guided tour of the exquisite Church on Spilled Blood, Peter & Paul Fortress and Cathedral
  • Take a guided tour of the remarkable Hermitage Museum at the Winter Palace

All Moscow , expedition cruises, self guided adventures and vacation packages. Find the best guided and expert planned vacation and holiday packages. Read more about Moscow

aaa travel perks

Small Group Moscow Tours

Small Group Moscow Tours

Vodka Shot - 6 days

  • Explore the beautiful city of St Petersburg, including the exquisite Church on Spilled Blood, Peter & Paul Fortress and Nevsky Prospekt
  • Marvel at the dazzling array of art and exhibits in the world-famous Hermitage Museum, at the Winter Palace in St Petersburg
  • Discover a lavish residence of the tsars on a day trip to Catherine Palace at Tsarkoe Selo (winter: mid-October to April) or Peterhof Palace and gardens (summer: May to mid-October)
  • Take in the highlights of the capital on a walking tour, visiting Moscow's famous Red Square, home to the historic GUM Department Store, Lenin’s Mausoleum and spectacular St Basil’s Cathedral
  • Take a guided tour of the Moscow Kremlin, Russia’s political power house. Stroll around the grounds of this fortified complex, visit the Kremlin's cathedrals and see the mighty Tsar Bell

Route of the Romanovs - 10 days

Route of the Romanovs - 10 days

  • Learn about the last days of the Romanovs in Yekaterinburg, visiting the sites where Tsar Nicolas II and his family were assassinated and buried
  • Straddle two continents at the famous obelisk Europe/Asia border marker in Yekaterinburg
  • Experience the Trans-Siberian railway on an overnight train journey from Moscow to Yekaterinburg

New Year's in Moscow - 9 days

New Year's in Moscow - 9 days

  • Visit Catherine Palace at Tsarkoe Selo on Christmas Day and marvel at the incredible Amber Room
  • Spend a night in Novgorod, an ancient city by the Volkhov River - explore the kremlin, cathedral and other sights and enjoy a traditional Russian banya (sauna)

Back in the USSR - 7 days

Back in the USSR - 7 days

Russian Revolution - 9 days

Russian Revolution - 9 days

  • Visit historic Novgorod, an ancient city which straddles the Volkhov River. Explore the attractive riverside kremlin and experience a traditional Russian banya (sauna)

The Snowball - 6 days

The Snowball - 6 days

  • Visit Catherine Palace at Tsarkoe Selo and marvel at the incredible Amber Room

Mood for Moscow - 4 days

Mood for Moscow - 4 days

  • Head underground to visit a Stalinist-era Soviet Bunker on an optional excursion
  • Stroll to the vibrant Izmailovo Market, which lies behind the walls of an ancient Kremlin, and shop for an array of souvenirs

Best Moscow Tours by Duration

Tours, Cruises & Private Trips

Best Moscow Tours by Price

Top Moscow Attractions & Experiences

Moscow Tours & Travel Guide

Moscow Attractions & Landmarks Guide

Moscow reviews & ratings, capitals of the north.

some hotels could have been better

It was jam packed with every place I wanted to go and see. I especially love my photo of us setting out on the night time river cruise in St Petersburg and the Peter...

I really did not buy much and what I did buy was small gifts for others .

Johanna-Marie

Good hotels, some better than others. Interesting itinerary

Too rushed. Optional tour rather too short

See all Moscow reviews

Traveling to Moscow, an FAQ

1. Does Travelstride have all the tour operators?

2. How does the Member Savings program save me money?

3. Can I trust the tour operator and trip reviews on Travelstride?

4. What does ‘Stride Preferred’ mean?

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COMMENTS

  1. Explore AAA Member Travel Benefits

    Exclusive Member Benefits on Hotels, Car Rentals, Cruises and Vacations booked through AAA. Travel Best Price Guarantee. Free Hertz Gold Plus Rewards Membership. Free Best Western Rewards Membership. Discounted Passport Photos. Join AAA. Premier Members Also Receive: Up to $1,500 Trip Interruption and Delay coverage.

  2. AAA Travel

    Our team of knowledgeable and friendly AAA Travel Agents are here to help you every step of the way. Plus, as a AAA member, you will enjoy exclusive savings and discounts on everything from passport services to cruises, tours and vacations. Whether you're looking for a relaxing beach getaway or an adventure-packed trip, AAA can help you plan ...

  3. Enjoy Travel Discounts and Benefits With AAA Membership

    Wherever your travels take you, take advantage of the car rental deals, discount hotels and other money-saving benefits offered through AAA travel partners. Get Hertz discounts on rentals within the U.S., plus add four other drivers and a child safety seat at no additional cost. Similar offers apply for rentals through Dollar and Thrifty. Stay ...

  4. The Many Travel Benefits of Being a AAA Member

    AAA Travel is one of the largest full-service leisure travel agencies in the U.S. and works with over 100 well-known partners worldwide, but you may not realize how many travel benefits are included with a AAA membership. AAA Travel offers discounts on rental cars, hotels, vacation packages, passport photos, other exclusive offers, as well as ...

  5. Travel

    Your AAA membership unlocks travel discounts to help you get the most out of your next journey. Save on airport parking and lounges, get special rates on hotels, find car rental discounts, and get member-only pricing on passport photos and services. Plus, save on tickets to theme parks, live shows, sporting events, and attractions nationwide.

  6. Travel Benefits for AAA Members

    The greatest benefit of using AAA Travel is that as an AAA member, you'll get access to exclusive member benefits and savings. When you book your next vacation with AAA, receive the following exclusive AAA member benefits and so much more. Book Now Find a Travel Advisor Make an Appointment.

  7. Enjoy Travel Discounts and Benefits With AAA Membership

    TRAVEL DISCOUNTS PARTNERS. HERTZ Everyday savings of up to 20% off the base rate on all rentals, including Electric Vehicles (EVs); plus, AAA members get exclusive benefits! MORE INFO. THRIFTY CAR RENTAL 10% off car rentals and 10% off Prepaid fuel, plus exclusive benefits. MORE INFO.

  8. Benefits of Using AAA Travel

    Stop in and visit your local travel agent today, or call 888-AAA-TRIP to start planning your next vacation. Travel with AAA and receive exclusive member benefits. Benefits you can't get anywhere else. Exclusive benefits on car rentals, cruises, hotels, theme parks, vacations and more are right at your finger tips. Working with AAA to plan your ...

  9. AAA Travel

    Explore the world with peace of mind thanks to AAA Travel. Get exclusive discounts, trip planning resources, and 24/7 support. Join AAA today! ... Access membership benefits, search travel deals, use planning tools, and book a flight, hotel, cruise or rental car - all with ease while on the go.

  10. AAA Travel

    Members save at least 30% on a set of 2 passport photos. AAA has partnered with RushMyPassport, a trusted name in expedited passport and visa courier services, for special member discounts and to help ensure your passport application is done quickly and correctly. AAA members save up to 20% on daily, weekend, weekly, and monthly Hertz rentals.

  11. AAA Vacations

    AAA Vacations ® has built-in value of AAA Member Benefits, Complimentary Inclusions, 24/7 Member Care and our Best Price Guarantee. See Tours and Packages 24/7 Member Care and Best Price Guarantee - so you can travel with peace of mind. 24/7 Member Care can provide assistance with reservation changes, flight mishaps, and other travel needs ...

  12. Travel Benefits

    Travel Benefits. AAA Travel works with all major airlines, cruise lines, tour operators, hotels and rail companies. One call will take care of all your transportation, lodging and vacation needs. When you plan and book with AAA Travel, you get exclusive member rewards and discounts no one else can offer you.

  13. AAA Travel Deals

    Whether you're looking for a last-minute travel deal on a quick getaway or planning a multi-generational family vacation, explore AAA Travel deals and discounts on vacation packages, cruises, rental cars, all-inclusive resorts, spa getaways, and more. AAA Travel offers exclusive discounts and deals on popular destinations, and can help you book flights and hotels ranging from budget ...

  14. AAA hotel partners offer members everyday discounts

    Learn more about the traveler-preferred brands in the AAA preferred hotel network that offer AAA/CAA members everyday hotel discounts and valuable add-ons like free breakfast, free parking and loyalty program extras. Find the best hotels for families or romantic weekends. Locate hotels that allow pets or properties within walking distance to ...

  15. AAA Travel Advantage Visa Signature® Credit Card

    A credit card for those on the go. Meet your go-to credit card for everywhere you go. Using your AAA Travel Advantage Visa Signature® Credit Card, you can take advantage of cash back on a wide range of purchases and experiences. With purchases, earn $100 statement credit when you spend $1,000 within the first 90 days of opening.3.

  16. AAA Membership Benefits

    Enjoy these benefits just for AAA members when you book a Hertz car rental 4: Save up to 20% on base rate rentals. Free additional qualified AAA drivers - $13.50 savings per day. Waived young renter fee (ages 20-24) - $29.95 savings per day. Free use of a child safety seat - $13.99 savings per day.

  17. 12 AAA Travel Benefits You Probably Never Considered

    For foreign currency, AAA travel benefits afford members a few different options to choose from: The Visa TravelMoney card is a pre-paid and reloadable card not attached to your personal bank ...

  18. Is AAA membership worth it?

    AAA membership offers a vast network of discounts and perks when you show your card or make online reservations with certain companies that provide AAA member discounts. Guide: 6+ unexpected travel discounts to save you money. A quick look at the AAA merchant list for attractions, zoos, museums and tours reveals discounts for CityPass for some ...

  19. AAA Membership Levels

    Optional benefit for an additional annual fee per household. Option provides up to 4 extra service calls per membership year just for RV/motorcycle tows, extrication and winching and RV tire changes. Up to $500 per service call; $1,000 annual max. per household. Details. Premier® - RV/Motorcycle Roadside Assistance.

  20. 7 Surprising Perks of AAA Membership

    Many people are familiar with AAA, the roadside assistance service that's been around since 1902. More than 61 million people are members today. But many may not recognize several membership ...

  21. Disneyland Resort Hotels

    Save up to 15% on select stays at a Disneyland ® Resort hotel on Sunday-Thursday nights until 6/6/2024. Book thru 6/3/2024. Subject to availability and restrictions. Save up to 10% on Standard room types and up to 15% on Premium room types at Disney's Grand Californian Hotel ® & Spa; Save up to 10% on Standard room types and up to 15% on Premium room types at the Disneyland ® Hotel

  22. Princess Cruises

    Contact AAA Travel Book an Appointment Find a Travel Advisor Terms and Conditions: Offer is available Friday, March 1st, 2024 (12:00 am PST) to Friday, May 31st, 2024 (11:59 pm PST). GENERAL TERMS APPLICABLE TO ALL OFFERS IN THIS ADVERTISEMENT ("Offer(s)"): Offers only available to legal residents of North America.

  23. AAA Insurance Discounts: What Can You Get? (2024 Guide)

    AAA Car Insurance Discounts. For more than 100 years, the American Automobile Association (or AAA, as it is commonly known) has been synonymous with roadside safety and all things travel-related.

  24. Pros and Cons of Moving to Moscow

    Pros and Cons of Moving to Moscow. This guide was written prior to Russia's 2022 invasion of Ukraine and is therefore not reflective of the current situation. Travel to Russia is currently not advisable due to the area's volatile political situation. Rich in history and culture, Moscow is an exciting destination for expats.

  25. [4K] Walking Streets Moscow. Moscow-City

    Walking tour around Moscow-City.Thanks for watching!MY GEAR THAT I USEMinimalist Handheld SetupiPhone 11 128GB https://amzn.to/3zfqbboMic for Street https://...

  26. Moscow Tours & Travel Packages 2024/2025

    Moscow Tours & Travel Packages 2024/2025 60 Moscow trips. Compare tour itineraries from 45 tour companies. 308 reviews. 4.7/5 avg rating. Popular Moscow Tours ... You receive special benefits including saving up to $700 on select tours with top tour operators. The main requirement is to write a review after your trip to access the savings.

  27. Moscow City Golf Club in Moscow, Moscow, Russia

    Enjoy all these benefits with your account Unlock a GolfPass Free membership to earn GolfPass Points and instantly access curated tips and exclusive instruction series Upgrade to GolfPass+ for tee time credits, waived fees, and ability to spend Points on qualifying tee times

  28. Budget Travel

    Travel + Leisure readers ranked it among their favorite resorts in Mexico (2023), and U.S. News & World Report named it one of the best resorts in Mexico (2024) It boasts three pools (including a beachfront infinity pool), a 10,000-square-foot spa and a Kids Club to keep younger guests entertained.