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A Guide to Travel Insurance for Cancer Patients

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When you have cancer, what can travel insurance cover?

The benefits you receive depends on the type of plan you buy. You can see all available travel insurance plans here , or get a quote to easily compare plans and pricing. That being said, here are some of the situations in which travel insurance can protect cancer patients.

  • You have to cancel your trip because of your cancer diagnosis. Trip cancellation benefits can reimburse you for pre-paid, nonrefundable travel expenses if you must cancel your trip for a covered reason. One common covered reason is when you or your travel companion suffer an illness, injury, or medical condition that’s disabling enough to make a reasonable person cancel their trip. Remember that a doctor must advise you (or your traveling companion) to cancel your trip before you cancel it — or, if that’s impossible, within 72 hours of the decision to cancel.
  • You have to cut your trip short because your illness gets worse. If you’re already on your trip, and you become too ill to travel, trip interruption benefits can reimburse you for your unused, pre-paid and nonrefundable travel expenses. This benefit can also pay reasonable transportation expenses to continue your trip or return home. It can even pay additional accommodation and transportation expenses (up to the stated limit) if the interruption forces you to remain at your destination for longer than you’d planned.
  • You suffer an unexpected medical emergency while traveling. Emergency medical/dental benefits can reimburse you for the cost of emergency medical care you receive while traveling for a sudden, unexpected illness, injury, or medical condition that could cause serious harm if it is not treated. The key words here are sudden and unexpected . Travel insurance can’t cover your medical emergency if it’s an expected complication of your cancer diagnosis or treatment.

Also, please understand that travel insurance can’t pay for planned medical expenses if you travel overseas to obtain treatment for cancer (or any other condition). Travel insurance will not pay for any non-emergency care, elective care, long-term care or experimental treatments, among other exclusions listed in your policy.

How can travel insurance help if a family member is diagnosed with cancer?

What if someone in your family is diagnosed with cancer right before you’re about to leave on a week-long vacation? There’s no way you’re going to leave their side — but your resort’s cancellation policy says clearly that no refunds will be given.

In situations like this, travel insurance can help. If a family member who’s not traveling with you develops an illness, injury, or medical condition that’s considered life-threatening or requires hospitalization, that can be a covered reason for trip cancellation. The same is true for trip interruption — if you’re already on your trip when a family member becomes seriously ill, then trip interruption benefits can pay for your transportation home, as well as reimbursing you for unused trip costs.

Read more: How Travel Insurance Covers Family Members

What if you’re diagnosed with cancer after you purchase travel insurance?

Let’s say you book a Mediterranean cruise for yourself and your spouse to celebrate your 25th wedding anniversary. You also purchase travel insurance to protect the trip. Six months later, a routine mammogram detects a lump in your breast, and you’re diagnosed with stage-2 breast cancer. You must undergo surgery and radiation, which means you won’t be able to go on your long-awaited cruise.

Travel insurance with trip cancellation benefits can be invaluable in situations like this, when you’re facing a cancer diagnosis. If your symptoms (or the side effects of treatment) are disabling enough to make you cancel your trip, and if your doctor advises you to cancel it, then trip cancellation benefits can reimburse you for your prepaid, non-refundable trip expenses. That way, you can reschedule the cruise for after you’ve recovered — and the sea breezes will be even sweeter.

Related Articles

  • Travel Emergency Medical Insurance Explained
  • Travel Insurance with Emergency Medical Benefits
  • Travel Insurance 101: Covered Illnesses

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04 Feb Travel Insurance for Cancer Patients: What Does it Cover, and How Does it Work?

Planning an upcoming trip you might want to double-check your travel insurance coverage before you hit the road..

Recently in a story by the LA Times , Kathy Mutchler described her experience with the travel insurance company the Good Sam Club. Kathy pays $89.99 annually for the TravelAssist program, which says it covers medical evacuations if suitable care isn’t available locally. Kathy assumed that when she needed to be airlifted out of a Mammoth Lakes RV park after being diagnosed with a severe kidney infection, she was covered. Imagine her surprise when she received a $71,000 air ambulance bill, and a notice from Good Sam that her medical evacuation was not covered by their insurance. While many travel insurance policies allow policy- holders to bypass prior approval in emergencies, Kathy’s plan didn’t include this language. Since she didn’t get prior approval for her air ambulance (while she was barely able to stand due to her kidney infection), Kathy’s evacuation wasn’t covered by Good Sam.

Luckily for Kathy, her primary insurer Blue Cross did cover her medical evacuation. Kathy avoided that bill, but do you know what your travel insurance covers? If you or your loved one is dealing with a cancer diagnosis, leveraging this coverage can make traveling more affordable and secure, but should be used carefully. Whether you’re a policy-holder or in the market for travel insurance, read on to learn more about how these policies work.

What is travel insurance?

Travel-related insurance covers financial, medical, or other unforeseen expenses you run into while traveling. You can usually buy insurance when you book a trip to last for the duration of the tip. Some policies, like Kathy’s, are tailored for people looking for more long-term plans. You can purchase travel insurance from travel agents, travel insurance companies, or travel suppliers like cruise lines.

What does travel insurance cover?

Benefits vary widely by plan and insurance company, but travel insurance policies often cover:

  • Travel Delay
  • Trip Cancellation
  • Loss, theft, or damage to personal possessions
  • Medical & Dental expenses
  • Emergency evacuation
  • Oversees funeral expenses
  • Accidental death, injury, or disablement
  • Legal assistance
  • Death of an immediate family member
  • Personal liability and rental car damage

Your cancer diagnosis may be considered a pre-existing condition. Most travel insurance policies treat a cancer diagnosis as a pre-existing condition, which is often defined as an injury, illness, or medical condition, that within 120 days before you purchase your policy:

  • Caused you to seek medical examination, diagnosis, care, or treatment from a doctor
  • Presented symptoms; or
  • Required you to take medication prescribed by a doctor (unless that condition or symptom is controlled by the medication prescribed)

You can likely apply for a waiver which allows you to be covered for losses caused by your cancer diagnosis or treatment, usually called a Pre-Existing Medical Condition Exclusion Waiver , if your diagnosis fits this definition. Insurance policies and waivers vary by insurer, but benefits often include:

  • Reimbursing pre-paid, nonrefundable expenses if you have to cancel your trip because your illness worsens or requires additional treatment.
  • Reimbursing pre-paid, nonrefundable expenses if you have to end your trip early due to an illness worsening.
  • Reimburse you for emergency medical care if you suffer a cancer-related medical emergency while traveling.

There are often limits to this coverage. Travel insurance is designed to cover unforeseen costs, so, for example, if you wait until you suffer an injury while oversees, you likely won’t find medical coverage. These policies tend to cover specific situations, events, or losses, so it’s important to read your policy carefully. Some travel insurance policies don’t cover individuals with pre-existing conditions (which could include a cancer diagnosis), or people over 70 years old.

How does travel insurance work?

Most of the time, travel insurance reimburses you for covered costs after you file a claim and that claim is approved. Claim processes vary by company, but you’ll have to provide proof of your covered loss or expense. While waiting for reimbursement, you will likely have to pay to accommodate your unexpected travel delay or medical expense. In some situations, (unfortunately not Kathy’s), travel insurance companies pay emergency medical expenses up front.

Tips for Buying and Using Travel Insurance

  • Buy early: The earlier to buy travel insurance, the longer you’re covered if your trip is delayed, cancelled, or disrupted before you leave. Usually, the best time to buy travel insurance is right after you’ve made your travel arrangements. Some policies require you to purchase insurance within a certain window (often 14 days) after making travel plans to qualify for special benefits, like coverage for pre-existing conditions.
  • Read your plan carefully: As Kathy’s story shows, it pays to know exactly what situations your plan covers. Do you need pre-approval for medical services or hotel accommodations? Receipts of purchases for claims to be filed once you get home? Read your plan carefully before you start your trip to avoid unexpected bills.
  • Call your insurance company when you need help: Many insurance companies have 24-hour hotlines for policy holders, so give your insurance company a call if you’re faced with an unexpected expense and are unsure about coverage. Representatives can explain your benefits and help you deal with your unexpected costs.

Make sure to research your plan carefully before purchasing— without her Blue Cross coverage, Kathy’s RV trip would have cost her $71,000.

For more information about health insurance coverage, visit https://TriageCancer.org/HealthInsurance .

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An Overview of Flying With Cancer

Air travel with cancer.

  • Medications and Devices
  • Getting Around
  • Reducing Blood Clots
  • Oxygen Needs

Air Pressure Changes

Infection concerns, cancer fatigue, travel insurance.

Flying on commercial airlines is usually very safe for people with cancer who are stable, reasonably healed from any surgeries, and do not have a very low white blood cell count or platelet level due to chemotherapy . That said, it's important for anyone with cancer to talk to an oncologist before scheduling any air travel to discuss potential concerns about oxygen levels or pressure changes during flight, or the need for preventive measures against blood clots. Here we will look at these concerns, common questions people have about medications or medical devices while flying, and general measures that can help you prepare for seamless travel.

Flying with cancer can sometimes have significant benefits. In some cases, people may need to fly to the cancer center where they will be treated. But pleasure trips are encouraged by many oncologists as a great way to cope with the rigors of treatment and to reconnect with family and/or friends outside of the clinic or hospital setting.

Many people wonder about the best time to travel during treatment, and the answer will be different for everyone.

Air travel should be avoided if at all possible for at least two weeks after surgery for a number of reasons (and much longer in some situations such as after brain surgery). In general, any incisions should be well healed and any drains removed.

With chemotherapy, the best time to fly will depend on the particular chemotherapy regimen you are on, as well as other factors such as side effects you are experiencing and more. With some protocols, the chemotherapy nadir (when blood counts are at their lowest) occurs around 10 days to 14 days after an infusion, and an oncologist may recommend travel either earlier or later for this reason. A low white blood cell count can increase infection risk, a low red blood cell count (anemia) can make you more tired, and a low platelet count (thrombocytopenia) can increase the risk of bleeding. With high dose chemotherapy, such as with some leukemias, air travel may be discouraged throughout the duration of treatment.

General Information

The Air Carrier Access Act of 1986 prohibits discrimination on domestic flights in the United States on the basis of disability. While there are some "horror stories" that spread through the news regarding transportation security administration (TSA) agents and "pat downs," TSA agents should typically be ready to assist those with disabilities due to cancer with courtesy and respect. TSA recommends calling their helpline 72 hours before travel to discuss the screening process.

  • You may call TSA Cares at 1-855-787-2227 for information on what to expect at the security checkpoint.
  • You may also request a passenger support specialist. These TSA specialists are trained in assisting people with disabilities of all kinds.

Medications and Medical Devices

Many people with cancer will need to travel with medications or medical devices. In addition to making sure that you have an adequate supply of medications (with at least a few extra days worth in case of delays or changes due to weather), there are several other things you should consider.

Oral Medications

Carry all medications on board in a carry-on rather than checking them with your luggage. This includes any medications you use for side effects such as anti-nausea drugs or pain medications. Keep all medications in their original containers. Though it's recommended that you bring enough medications for your entire trip plus unexpected delays, many insurance companies have a limit on the number of pills you will be prescribed at one time. If this is an issue, talk with the pharmacist responsible for prescribing your medications.

Medications that cannot go through the X-ray machine are allowed, but you will need to talk to the TSA agent and this may require a pat down.

If you have medications in liquid form, containers containing more than 3 ounces are allowed but you will need to remove the medication from your bag and mention it to the TSA agent before going through security.

Medications and Travel Outside the U.S.

Keep in mind that drug approval varies among countries and that your particular medication may not be available where you are traveling.

It's also very important to make sure that your medication is legal in the countries you are visiting.

For example, drugs containing pseudoephedrine (such as Sudafed) are illegal in Japan. Amphetamines such as Adderall are illegal in Japan and Saudi Arabia. Narcotics may be illegal or restricted, for example, codeine is illegal in Greece and Hong Kong. Some countries (such as Costa Rica) require that you have a healthcare provider's note describing the medications and only bring enough for your stay. When traveling overseas, make sure to check out the laws, as exceptions are not made, even for people with cancer.

Traveling With Syringes 

If needed for a medical condition, you may carry syringes and injectable medications on board the plane.  It’s advisable to carry a healthcare provider's letter indicating the necessity of carrying these medications since some checkpoints may require a healthcare provider's recommendation (on letterhead stationery).

Medical Marijuana/CBD Oil

Though marijuana is now legal in many states, it is still illegal under TSA law (and federal law) even with a healthcare provider's note, and could be risky. This is true for CBD oil as well. While the TSA does not search for marijuana, if detected they defer to local law enforcement. People with cancer should not travel with medical marijuana outside of the United States.

Chemotherapy Ports/PIC Lines/Ostomy Ports

If you have a port, ostomy, or other medical device, you will need to tell the TSA agent before going through screening. In some cases, a pat down may be required.  

Head Coverings

Most of the time you will be allowed to wear a wig, scarf, or other head covering as you go through security as these are considered medical items, but may be subject to a pat down. You can request a private screening if you would like.

Breast Prostheses

Breast prostheses do not need to be removed, though you will need to tell the TSA agent before screening and rarely a pat down will be required.

Getting Around in the Airport and Boarding

Most airports provide transportation services beyond the security checkpoint. Check with the airports you will be visiting to see what services are available.

Advance Seating

Airlines usually announce advance seating for people with disabilities along with first class passengers. If you need assistance with boarding, this option may be helpful. That said, if you are able to move around it may be a good idea to instead move around and board towards the end of boarding, especially if you have a long flight. Prolonged sitting raises the risk of developing blood clots.

Reducing the Risk of Blood Clots

Air travel as well as cancer itself raise the risk of blood clots (deep vein thrombosis and pulmonary embolism) and the risk is higher when the two are combined. Cancer treatments such as surgery and chemotherapy increase the risks further . Thankfully, many of these clots can be prevented by taking a few precautionary measures:

  • Get up and walk around often—at least one time per hour
  • Exercise your legs while sitting. On overseas flights, it's now common for passengers to be shown a video on leg exercises which may reduce the risk of clots when performed in flight. You can exercise your legs by tightening and then releasing your calf muscles or turning your foot in a circle. You can also exercise your legs by lifting your heel repeatedly with your toes on the floor, then lifting your toes several times with your heels on the floor.
  • Choose an aisle seat when possible
  • Avoid drinking alcohol as it can lead to dehydration and makes platelets (the factors in the blood that cause clotting) stickier.
  • Avoid crossing your legs
  • Ask a healthcare provider about the use of compression stockings
  • Talk to a healthcare provider about other measures if you are at a high risk of developing blood clots. They may recommend taking aspirin or a one-time injection of low molecular weight heparin.

If you've had blood clots in the past, it's crucial to talk to a healthcare provider about whether you should fly, and if so, what other measures you should take.

Oxygen Needs at Increased Altitudes

Flying results in a statistically significant decrease in oxygen saturation in the blood.

Even though cabins are pressurized on commercial flights, oxygen levels are similar to being at an elevation of 5,000 to 8,000 feet.

Oxygen levels may be lower than this on small planes. For those who are healthy, the body accommodates to this lower oxygen saturation quite well. But for those who have compromised lung function due to respiratory ailments, COPD , lung cancer , or lung metastases from other cancers , this can pose a problem.

If you suffer from a respiratory condition you may require supplemental oxygen for flying even if you do not require oxygen on the ground. Talk to a healthcare provider before flying. They may be able to make recommendations or offer tests to determine if you will require oxygen in flight. While commercial airliners carry oxygen, this is reserved for emergencies.

Estimating Your Need for Oxygen When Flying

For people who have COPD and cancer, or who aren't certain whether oxygen may be required, a healthcare provider may be able to make a prediction based on specific tests. Researchers have developed a pre-flight algorithm  that can be used to predict whether or not you may need in-flight oxygen. Since it's been found that people with respiratory disease tend to underestimate their potential need for oxygen when flying, this is a helpful approach for making the decision more objective.

Traveling With Oxygen

Some airlines—but not all—allow portable oxygen to be carried on board the aircraft. According to TSA, if you are able to disconnect from oxygen it's recommended that you check your oxygen as checked baggage.

While checking your oxygen is the ideal method of transport, if you require oxygen when on the ground it's likely that you will require oxygen to an even a greater degree while flying.

If you plan on using portable oxygen in flight it's important to call the airline ahead of time to understand any restrictions. It's also necessary to check with the manufacturer of your oxygen concentrator to see if it is approved for flying.

Delta airlines does allow approved portable oxygen containers with advance notification (but not devices that contain liquid oxygen). A POC approval form must be received by the airline at least 48 hours prior to flying, and if approved will need to be carried with you when you fly. Several other restrictions also apply. The FAA requires that the battery time is 150% of your cumulative flight times. If you need to rent oxygen, OxygenToGo personnel can help you with this process, but you will need to plan well ahead of your flight.

As airlines differ in their regulations, it is important to check with your airline before flying, leave plenty of time to purchase or rent an approved oxygen device if needed and to receive a healthcare provider’s statement that you require in-flight oxygen.

Just as scuba divers may experience problems due to air pressure under water, changes in air pressure as a result of the increased elevation in flight can potentially cause problems for some people.

It's estimated that gasses in body cavities can expand up to 30% with flying on a commercial airline.  

For this reason, healthcare providers recommend not flying for a period of time after certain procedures. For example, it's advisable not to fly for 10 days after a colonoscopy, for two weeks to four weeks after chest surgery, and up to six weeks after brain surgery.

After surgery in general, a wait time—usually around 2 weeks—is recommended as the pressure created by changes in altitude could result in incisions breaking open.

Talk with a healthcare provider if you have a brain tumor or brain metastases as air travel could create brain swelling. Most people with brain tumors can travel by air safely, though symptoms may worsen. In some cases, oncologists may recommend steroids or anti-seizure drugs prior to flying.

Changes in air pressure can also cause swelling in the hands and feet. People with lymphedema , such as after breast cancer surgery, should talk to their healthcare providers before flying as to recommendations. Overall, wearing loose-fitting clothing and staying well hydrated is important in minimizing discomfort at an increased altitude.

Air travel significantly increases the risk of contracting a respiratory infection ranging from the flu, to SARS, to dengue fever aboard aircraft has been noted.   A 2018 study quantified this risk to a degree, at least for infections spread by respiratory droplets that are propelled short distances.   The relative risk of contracting an infection is roughly 80% for people seated within one row (a row in front or row behind) or within two seats on each side of a passenger who is ill with a cold or flu virus. This risk drops to less than 3% for those further away. The risk can also vary depending on movement up or down the aisle, with the greatest risk conferred by ill flight attendants.

Fortunately, the absolute risk is much lower (about one passenger infected for each ill passenger that boards the plane) and there are some things you can do to avoid exposure. Carrying hand sanitizer is one (of course, less than three ounces) that can be used to wipe down the tray table, seatbelt buckle, and bathroom doors. If you note someone coughing or sneezing, you could also let the flight attendant know that you are a cancer passenger and have him or her ask if anyone is willing to trade seats with you. Wearing a mask is also an option.

Flying During Chemotherapy (Between Chemotherapy Infusions)

If your white blood cell count is low due to chemotherapy  or your cancer itself, talk to a healthcare provider about whether or not you should wear a mask. Also, ask them for recommendations about the right mask since some may offer more protection against germs than others.  Chemotherapy-induced neutropenia a low level of the type of white blood cells called neutrophils that fight infections) can be a challenge when traveling in many ways.

There are many "hidden" risks of infection when you leave home, and it's helpful to learn about ways to prevent infections if possible whether traveling by air or not.

Vaccinations

Vaccinations may be required for travel to certain regions of the world. Live vaccines, such as the MMR, yellow fever vaccine, and oral typhoid can be dangerous for those who are immunocompromised. In contrast, some immunizations may be recommended, such as the injectable flu vaccine. It's important to note that even if immunizations are considered okay, they may be less effective or ineffective for people undergoing treatment for cancer.  

When you think about your upcoming trip you may picture yourself traveling as you did before cancer. Yet  cancer fatigue , whether it is the fatigue the majority of people experience during treatment ​or that annoying fatigue that persists long after treatment is done, may leave you exhausted unless you plan for extra rest during your journey. You may find it helpful to write down the activities you wish to take part in at your destination, and then prioritize them as:

  • Something you really want to do
  • Something you would like to do if you have time
  • Something that is optional

If you list out your planned activities in this way you will be more likely to participate in the activities you most wish to do, and will hopefully feel less guilty when you need to take a day or two and just rest.

Many airlines, as well as companies such as Expedia and Travelocity, offer travel insurance when you purchase your airline tickets. This is often a small price to pay relative to the cost of your ticket, but the coverage can vary. Some cover only the cost of your ticket, and documentation by a healthcare provider of a medical reason for the change or cancellation may be required. Others offer services in addition to reimbursing your ticket cost, such as emergency medical care at your destination. Make sure to read the fine print.

A Word From Verywell

Once you've thought through the physical issues related to flying, you may have concerns about the financial issues. If you are traveling by air for treatment, you may be able to get some assistance. Several organizations provide  free air travel for those with cancer who need to travel for medical treatment.

Remember that flying is only one part of your journey. Take the time to think through lodging, transportation, and other issues ahead of time so you are prepared to enjoy your time away.

Moore DC. Drug-induced neutropenia: a focus on rituximab-induced late-onset neutropenia .  P T . 2016;41(12):765-768.

Transportation Security Administration. Disabilities and medical conditions .

Transportation Security Administration. Medical marijuana .

Stoller JK. Patient education: Supplemental oxygen on commercial airlines (Beyond the Basics) .  UpToDate .

Edvardsen A, Akerø A, Christensen CC, Ryg M, Skjønsberg OH. Air travel and chronic obstructive pulmonary disease: a new algorithm for pre-flight evaluation . Thorax . 2012;67(11):964-9. doi:10.1136/thoraxjnl-2012-201855

OxygenToGo. Delta air lines process .

Delta. POC approval and battery approval request .

Bagshaw M, Illig P. The aircraft cabin environment .  Travel Medicine . 2019;429-436. doi:10.1016/B978-0-323-54696-6.00047-1

Perdue C, Noble S. Foreign travel for advanced cancer patients: a guide for healthcare professionals .  Postgrad Med J . 2007;83(981):437-444. doi:10.1136/pgmj.2006.054593

Phillips M, Saria M, Eisenberg A, Kelly DF, Barkhoudarian G. Safety of commercial airflight in patients with brain tumors: a case series . J Neurooncol . 2018;139(3):617-623. doi:10.1007/s11060-018-2905-6

Breastcancer.org. Lymphedema .

Mangili A, Gendreau MA. Transmission of infectious diseases during commercial air travel .  The Lancet . 2005;365(9463):989-996. doi:10.1016/s0140-6736(05)71089-8

Hertzberg VS, Weiss H, Elon L, Si W, Norris SL. Behaviors, movements, and transmission of droplet-mediated respiratory diseases during transcontinental airline flights . Proc Natl Acad Sci USA . 2018;115(14):3623-3627. doi:10.1073/pnas.1711611115

Lustberg MB. Management of neutropenia in cancer patients . Clin Adv Hematol Oncol . 2012;10(12):825-6. 

Ariza-heredia EJ, Chemaly RF. Practical review of immunizations in adult patients with cancer . Hum Vaccin Immunother . 2015;11(11):2606-14. doi:10.1080/21645515.2015.1062189

Josephs L, et al. Managing patients with stable respiratory disease planning air travel: A primary care summary of the British Thoracic Society recommendations . Prim Care Respir J . 2013;22(2):234-8. doi:10.4104/pcrj.2013.00046

Thibeault C, Evans A. AsMA medical guidelines for air travel: Airline special services . Aerosp Med Hum Perf . 2015;86(7):657-8. doi:10.3357/AMHP.4224.2015

Transportation Security Administration. TSA Travel Tips - traveling with medications .

By Lynne Eldridge, MD  Lynne Eldrige, MD, is a lung cancer physician, patient advocate, and award-winning author of "Avoiding Cancer One Day at a Time."

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Who are you, useful & free, immerse yourself, before you go, how to find appropriate travel insurance for cancer patients, travelling after a cancer diagnosis can become a little trickier than before.

There are certain things that need to be taken into consideration that you perhaps wouldn’t have thought about prior to diagnosis. Along with treatment dates, medical care abroad and doctor’s permissions, your travel insurance cover should be a high priority. With some companies charging extortionate amounts, or not providing cover at all, the quotation phase can be disheartening, but with a few simple tips finding the right policy for your needs a lot easier. 

I have worked in the insurance industry for over 15 years

I now head up consumer awareness initiative at Travel Insurance Explained (TIE). Following my own diagnosis of Breast Cancer , a number of years ago, I found it difficult to find a suitable travel insurance policy and thus founded Insurancewith – a specialist, innovative medical travel insurer.

Now, I spend my time tackling sign-posting within the insurance industry and working alongside governing bodies and charities to ensure everyone, no matter the diagnosis, can enjoy their much-needed break.   My input into the guide gives first-hand experience and tips to finding the right travel insurance – and the considerations needed - following a cancer diagnosis.

Understanding travel insurance following a cancer diagnosis

When you look for a travel insurance policy be prepared for high prices or rejected quotes. Not all travel insurers are suited to people with medical conditions so you will find that specialist medical travel insurers will be able to offer you a fairer price. It may be best to speak with the insurer over the phone rather than completing a quote online, that way you can ensure they are offering you the cover you need and they can answer any questions you may have about the policy.

When speaking with the travel insurer you will need to complete a medical declaration, this may be lengthy but it is only so the insurer can assess your condition and how it affects you before assessing the risk. All cancers are different and this ensures that you are not being unfairly assessed just because of your diagnosis. It is important to note that your travel insurance will not cover you if you have been advised to not travel by a medical professional.

What to look for in a travel insurance policy

You may be tempted to sway towards this cheapest policy but it is important to remember that this may not be the best option for you.  Spend some time looking into what the policy will cover you to ensure cover, and the amount provided in the event of a claim is suitable for your needs. Here’s a couple of things to look out for:

  • Repatriation Cover – this will cover any reasonable expenses needed to get you back home following a medical emergency and will be arranged by your travel insurer.
  • Medical expenses – if you need any emergency medical treatment whilst on holiday , this will cover the associated costs.
  • Additional travel expenses – if you need to stay in the country for longer than planned following a medical emergency, this will cover any reasonable costs for accommodation and transport home.

What to look for in travel insurance for cancer patients

It is worth bearing in mind that every travel insurance policy will have different levels of cover, and the cheaper the policy the lower the cover. So, it may be best to pay a few pounds more now rather than having to pay out thousands later.

Flying after a cancer diagnosis

When deciding on a destination, consider how you would get there as some modes of transport may not be suitable. For example, if you have lung cancer it may not be advisable to fly as the change in air pressure and reduced oxygen levels could cause complications. Similarly, following a bone marrow transplant it is advised to wait a few months before travelling due to the increased risk of infection. However, airlines, cruise lines and railway companies are evolving to become better equipped with medical equipment so it is worth speaking with the transport company when planning your trip to ensure they can cater for your needs. 

Checklist for planning a trip following a cancer diagnosis

  • Check that your treating doctor or consultant is happy with your travel plans; this includes your destination, mode of transport and the duration of your trip.
  • Have a few destinations in mind. Depending on the length of time since diagnosis and the treatment you have undergone, some travel insurance companies may not be able to offer cover for long-haul trips but would instead cover a trip closer to home.
  • Speaking of travel insurers, always research travel insurance providers as there are specialist insurers who offer specialist cover for medical conditions – and not all of them can be found on comparison sites.
  • Once you have found a travel insurer make sure you check the cover levels on the policy and that they are suitable for your needs. it is also worth checking the policy and medical excess so there are no nasty surprises if you need to make a claim.
  • When packing for your trip, ensure you take enough medication (if applicable) in case you are delayed. Be sure to also check that your  prescription medication is legal  in the country you are travelling to as some medication that is available on prescription in your country may be banned in another country.
  • Following on from the above, make sure you have a copy of your prescription and a doctor’s note stating the reason you have been given the medication to hand when passing through customs.
  • Find out where the closest pharmacy and public hospital is in your chosen location, as most travel insurers will not cover treatment in private clinics.
  • Write down your policy reference number, the travel insurance contact number and the emergency assistance line and store it in your phone and/or wallet. You may also want to take a copy of your travel insurance policy with you, but this isn’t compulsory.

Advice for when abroad

Remember to take it easy, this is your chance to relax and unwind and enjoy your holiday. That said, if you do wish to participate in activities always ensure your doctor is happy for you to do so and double check with your travel insurer. Although some activities are covered as standard as part of the travel insurance policy, those that are a little riskier may require additional cover.

Also, if you have recently had treatment be sure to speak to your doctor about any dos and don’ts before you travel. For example, if you are travelling shortly after radiotherapy treatment or have had lymph nodes removed you may be advised to stay out of the sun and stick to shaded areas.

Checklist for travelling with cancer

Fiona Macrae has worked in the insurance industry for over 15 years and now heads up consumer awareness initiative, TIE. Following her own diagnosis of Breast Cancer, a number of years ago, she herself found it difficult to find a suitable travel insurance policy and thus founded Insurancewith – a specialist, innovative medical travel insurer. Now, Fiona spends her time tackling sign-posting within the insurance industry and working alongside governing bodies and charities to ensure everyone, no matter the diagnosis, can enjoy their much-needed break

Further reading

The Light at the End of the Cancer Tunnel: A Personal Story of Recovery

The Cancer Shop - All The Items You Need When You Have A Cancer Diagnosis

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My cancer has gone, so why is it so hard to get travel insurance?

A fter treatment for cancer, the first thing many people want – indeed, need – is a holiday. Given that 40 per cent of us are now expected to get cancer at some time in our lives and more than 1,000 people a day receive a new diagnosis, there are a lot of people with cancer in need of a break. 

And as sensible individuals, they – we – also need travel insurance . Ah, and there’s the rub. 

As a travel writer, I have long had annual travel cover with one of the big insurers, Direct Line. I’ve been perfectly happy with them. Following a diagnosis of cancer , however, it refused to cover me. 

The fact that the cancer was deemed cleared apparently didn’t make a difference. The fact that I have insured with them on and off for a couple of decades didn’t either. They would cover losing my luggage or breaking my leg, but not my “ pre-existing medical conditions [PEMCs]” – and that’s pre-existing as in before booking the trip, not before taking out insurance with them. And they are not alone. 

I tried a few other companies. None would give me annual cover. What about individual trips? A week in the Caribbean: more than £500. A week in Europe: north of £100. And that’s with significant excesses.

Shopping around is not fun

Given time, I might have been able to find cheaper options, but shopping around isn’t much fun in this context. Each time you want a quote you are obliged to go through the details of your recent cancer – which is probably what you want the holiday to get away from. 

The Financial Conduct Authority (FCA) knows there is a problem with travel insurance and PEMCs . The regulator introduced new rules in April 2021 requiring all insurers who refuse or limit cover, or raise premiums above a certain level due to a person’s PEMC, to signpost them to a suitable directory of specialist insurers. 

The FCA approves two such online lists: one from government-backed MoneyHelper , the other from the British Insurance Brokers’ Association . Direct Line did refer me to the specialist directory – but many people do not receive this meant-to-be-mandatory advice (something the regulator acknowledged). 

In its latest annual Financial Lives report, the FCA admitted that in the year to May 2022, 1.9 million adults looked for travel insurance to cover them for a serious PEMC and nearly a quarter – 23 per cent, 437,000 people – did not find one. 

A further 10 per cent were offered cover but did not buy it, presumably because of the cost, which the report acknowledged can be “very high”. In some cases, it is not far off paying for the holiday all over again.    

A Which? survey published this summer came up with similar figures: 36 per cent of respondents with, or with a history of, a medical condition, had had difficulty with travel insurance – either refusal, high prices or problems claiming. 

Which? also noted that travel insurance has a relatively poor record on paying out (75 per cent versus 99 per cent for car insurance) and the second most common reason for rejecting a claim (after general policy exclusions) was pre-existing medical conditions.  

What exactly is the definition of a PEMC? The FCA does not have one. The Association of British Insurers (ABI) does and it’s something of a catch-all: “Any health condition you have now or had in the past.” Really? Should we all be declaring the fluey bug we had one winter and a broken toe in our teens?   

Insurers are, of course, entitled to assess risk and charge accordingly, but the risk assessment of PEMCs does not always reflect an individual’s actual risk. 

Clearing up the confusion – almost

The FCA seems to be aware of this too, reminding insurers in 2021 that they are expected to “assess the risk from medical conditions and calculate medical condition premiums using reliable information that is relevant to assessing this risk [to] help make sure that consumers are quoted a fair premium which properly covers their circumstances”.

If I had had a stroke or a heart attack, I would understand an insurer seeing me as a higher-risk traveller. Any repetition of those would be an immediate emergency – with all the attendant costs abroad. 

Successfully treated cancer is very different, with any risk a relatively slow-burn one. Even urgent cancer referrals take a fortnight. If I found another lump in my breast while on a one- or two-week holiday (which is unlikely anyway given that I am screened twice a year), would I be heading to A&E on a Caribbean island? Or knocking on an Italian doctor’s door? Of course not. I’d be contacting my medical team in the UK to make an urgent appointment for when I got home.  

I even have my consultants’ word – in writing – for my fitness to travel. And the one who has been treating me most recently helpfully added: “Her recent treatment does not make her more likely than any other person to have health problems when she is abroad.” 

But in the tick-box world of online forms (and the forms call handlers fill out if you phone the company), there does not seem to be a place for such assurances or assessment of individual risk.  

If I am not at increased risk, you might ask, why not stop worrying and travel without insurance cover for my so-called PEMCs? This is, in fact, what a helpful supervisor at one of the specialist insurers suggested when I baulked at the price of full cover. Many people are doing exactly that. But if they do then have to claim, it can get difficult. 

I was warned by a cancer specialist nurse: “They can get you. If you have something like a blood clot, they will say it is because of the cancer, even if it isn’t. It’s hard to prove the cause.” A relative of hers with a PEMC had just paid more than £1,000 for travel insurance. 

The FCA is currently reviewing the functioning (or not) of its 2021 rule change and intends to publish its results towards the end of the year. In the meantime, I shall be using specialist insurers (who do tend to offer better value than the big brands for PEMCs) when I can afford to and going without full cover when I cannot. 

In such cases, I will be relying, should I have to claim for anything health-related, on the testament of my consultants and the hoped-for fairness of my insurer. 

Were you refused travel insurance even after you were cleared of cancer? Share your experiences in the comments below

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I was perfectly happy with Direct Line covering my trips for years – until it rejected me following my cancer diagnosis

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travel insurance if got cancer

Travelling with cancer

Travelling when you have cancer might involve some extra planning. Find out how cancer can affect travelling in the UK and abroad and get plenty of tips to make it easier.

Travelling in the UK

Travelling in the UK when you have cancer might mean you need to plan before you go. 

Travelling abroad

Travelling abroad when you have cancer might not affect where or how you travel. But sometimes you could have a few extra things to think about.

Travel vaccinations

To visit some countries, you’ll need vaccinations before you leave. It’s a good idea to get advice about this at least 8 weeks before you travel.

When not to travel

Most people who have cancer can travel without problems. In some circumstances you might need to wait before flying. Or make special arrangements with the airline. 

Taking medicines abroad

When you need to take medicines abroad, it’s worth planning ahead. Some drugs are restricted. You might need a doctor’s letter or export licence.

How cancer might affect your travel

When you have cancer, you may have a higher risk of blood clots, infection, lymphoedema (swelling) or sun sensitivity. You might need to take extra care when you are travelling. 

Travel tips

Plan a safe and pleasant journey with these travel tips for people who have cancer, are having treatment, or are recovering from treatment.

Getting travel insurance

Travel insurance is very important for people who have or have had cancer. It’s important to know how to get travel insurance and what’s involved.

Useful contacts

When you need extra help with travelling, you can get useful information from airports and airlines, train companies and several charities.

Having cancer treatment abroad

You might want to go abroad to have cancer treatment. The NHS has some funding options. 

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Cancer remission travel insurance

We at AllClear believe everyone deserves the opportunity to travel. For those living in remission, AllClear can offer cancer patient remission travel insurance - so that you can enjoy and make the most of your trip. Our individually tailored policies provide cover for cancellations and medical expenses.

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Travel insurance for cancer patients in remission, travel tips for cancer patients in remission.

Cancer remission travel insurance covers you if you’re currently living in remission, and wish to travel with confidence. Designed to provide you with peace of mind, this type of insurance covers you for medical emergencies, which is vital to prevent any unexpected medical bills and unnecessary complications that could arise when you’re away.

If you are living with cancer, our holiday insurance takes all your needs and requirements into account. All our policies are tailored to you and your condition.

During your quote you declare any pre-existing medical conditions . This only takes a few minutes and afterwards we’ll give you a selection of tailored quotes to choose from. Select the level of cover you want and feel confident on your travels, with a little help from AllClear

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Speak to your gp or healthcare provider.

  • Depending on how long it has been since you received the all clear, it could be worth speaking to your GP to assess your medical needs and check you won’t be at additional risk of catching an infection. Your airline might need a fit to travel letter from your GP, so this can be arranged too. For six months (sometimes longer) after treatment fatigue and weakness may be an issue, so they’ll work with you to ensure you can travel at the best time to enjoy your trip abroad.

Choose the right destination

  • As we mention above, fatigue may need to be taken into consideration. It’s best to fully enjoy a holiday closer to home than feel tired and stressed due to a strenuous journey so choose a destination you can manage. Remember long-haul flights can be uncomfortable to someone in good health so bear in mind how you’ll feel at the time you fly.

Remember your EHIC

  • If you are travelling within Europe apply for an EHIC (European Health Insurance Card) and take it with you on holiday. The EHIC replaces the E111 and is free of charge through the NHS Choices’ website. The EHIC entitles you to free or reduced cost medical care in the country you are visiting. It’s called a reciprocal health service agreement.
  • However, reciprocal health service agreements do not always cover the full cost of treatment and won’t cover the cost of getting you home in an emergency. It’s essential to take out medical travel insurance in addition to the EHIC.

Vaccinations after cancer

  • Live vaccinations contain tiny amounts of the virus you’re being protected against, and are not recommended six months after chemotherapy. This is because they can cause serious infections to a weakened immune system. Inactivated vaccines are safe after treatment, but may be less effective if you have a weakened immune system. Your GP will be able to advise further on which vaccines are suitable and which to avoid.

Sun care after radiotherapy

  • Taking care in the sun is important for everyone. If you’ve had radiotherapy, the skin on and around the treatment area can stay sensitive for several years. Use a very high SPF of at least 50, and be sure to reapply every few hours. Try to keep the area covered when in the sun and avoid sunbathing during the heat of the day – don’t forget your sunblock! Check timings of when this is likely to be before you travel, and use a very high SPF of at least 50.

Simple 3 step quote process

1. call us or click a quote button on our site, 2. complete our simple medical screening process, 3. get your quotes, we’re proud to have a 5 star rating on trustpilot, read allclear trustpilot reviews.

Written by: Lydia Crispin | Travel Insurance Expert Last Updated: 18 September 2023

[1] Based on Trustpilot reviews of all companies in the Travel Insurance Company category that have over 30,000 reviews as of January 2023.

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If you're living with cancer but love to travel, can you get travel insurance for your trip?

We've looked at points to consider that may help you find cover, and where to go for expert advice.

Posted: 30/1/2022 | By Amanda Duffy

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Travel insurance  is so important. It’s the best way to make your trip as worry-free as possible, and if you've suffered from or are suffering from cancer then that peace of mind is even more precious. Luckily, finding travel insurance for cancer sufferers is possible as companies look to consider all conditions. It used to be the case that insurers would either charge huge amounts to cover the risks, or simply refuse to cover cancer patients. Today there are many specialist policies on the market that can help people with cancer make trips abroad with proper insurance cover to protect them.

Find out about getting travel insurance with a pre-existing medical condition like cancer

Travel insurance for people with cancer.

More than one in three people develop cancer in their lifetime. For many patients, a holiday promises a well-needed chance to relax, but finding a policy that covers your condition can be hard. So how do you get travel insurance if you have cancer? It depends on a few things. If you know what insurers are going to ask, you can prepare as best you can and make getting holiday insurance easier.

You can make a start by asking your doctor if you should be travelling with cancer. They will be able to explain if it’s appropriate and safe. If you can go abroad, you will need to make sure you have support and the right medication with you.

If you have cancer, you may already have seen the NHS page on all the different kinds of cancer , and their outlook for treatment. This page is a good place to begin arming yourself with the facts before speaking to an insurer.

How to get travel insurance

Getting the right holiday insurance for people with cancer is crucial. It means that if you need treatment while you’re away, you won’t have any nasty surprises when it comes to the bill. It also means that if you need to cancel your holiday because of your condition, you won’t lose out financially.

So when you call to get holiday insurance, you should make sure you have the following information:

  • the kind of cancer that you have
  • the names of any medication you have been taking
  • The date and nature of your recent treatments

You should expect to answer lots of questions about your prognosis so it will make it easier if you have all the information about your condition and treatment to hand.

What kind of holiday insurance is there?

One of our tips for getting travel insurance with cancer is to look hard at the insurance policies on offer and see which one best suits your condition and planned trip away. As there are many forms of cancer, each carrying a different level of risk, our medical questionnaire is designed to assess whether or not you can get cover. Answer all questions as accurately as you can to ensure that the correct level of cover can be offered to you. Your type of cancer will not be the only factor - travelling to places where medical costs are significantly higher can affect what insurance options are available. Therefore opting to stay in Europe rather than visiting countries such as the USA might affect the cover you can get. Single trip cover might mean you pose less of a risk - considering you are going on one journey rather than several - so you might want to look at this sort of possibility if you've suffered from cancer.

Medical treatment

You should try and choose a destination that’s suitable for your needs. A good tip is to check ahead and make sure that there are appropriate facilities where you’re headed. Do they have a good hospital nearby? Are there doctors you can rely on, and will there be pharmacies where you can get medical supplies if you need them?

Another good tip for travelling with cancer is to get a Global Health Insurance Card (Ghic). A valid Ghic means you can access state-provided healthcare during a temporary stay in another European Economic Area (EEA) country or Switzerland. Just remember that the Ghic card isn’t a replacement for travel insurance: you are likely to still need specialist holiday insurance with cancer support .

Where to find more advice

If you are looking for more tips, then help is at hand. Several leading cancer charities publish specialist guides online that can really make a difference. Cancer Research UK have lots of advice for cancer sufferers looking to go abroad, including a guide to travelling with medication .

You can also find more tips for travelling with cancer from Macmillan , who can offer you valuable advice including tips from real people talking about how they manage.

How you get holiday insurance if you have cancer is up to you. There are policies out there, but you should always go in armed with the information you need and with realistic expectations of where and when you should go.

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How to get financial help with the cost of cancer

Most of the big charities can show you how to claim benefits, and check what your insurer or employer offers

Most of the big cancer charities have financial experts who can help you navigate the benefits system and find out what you can claim to help you meet the cost of living while you are ill.

Macmillan Cancer Support runs a welfare rights service which is open seven days a week. You can call on 0808 8080000. The charity’s website also has a cost of living section , with detailed advice. Start at macmillan.org.uk

The charity Maggie’s has 24 centres across the UK, all with benefits advisers. They offer face-to-face and virtual support, depending on which you would prefer.

You can approach these organisations at any point – it does not have to be straight after your diagnosis.

If you are an employee, you should be entitled to sick pay. Basic statutory sick pay is now £109.40 a week and is paid to workers who usually earn an average of at least £123 a week. It is paid for up to 28 weeks – which may sound like a lot at first, but your treatment could easily last longer. To claim, you need to give your employer a sicknote; you will probably get this from your GP or hospital doctor.

A lot of companies pay more than the minimum, so ask your manager or HR department what you can expect. It is not uncommon for companies to offer full pay for the first six months, then half pay for the next six months. During the time off, you will usually be building up holiday entitlement, so you might be able to take some paid leave when the sick pay runs out.

If you are planning to work through treatment, your employer is not obliged to pay you for time off for appointments, but most will.

If you are self-employed, you won’t qualify for statutory sick pay. Instead, you will have look at benefits, in the form of new-style employment support allowance.

Anna Ellis, a welfare and benefits adviser at Maggie’s, says that if you are undergoing chemotherapy or radiotherapy, you should qualify for the “support” rate, which is higher than the basic payment. It is worth £129.50 a week.

Check policies

When you find out that you are ill, you should check what money you can claim on private insurance policies. Ellis’s colleague Zoe Winters says this is something she will ask about, particularly if someone has a mortgaged property. “It might be that they have a policy that will pay their salary for a year,” she says.

Policies to check are those covering critical illness (you might have this packaged with life insurance), income protection and mortgage payment protection insurance (MPPI).

All critical illness policies cover cancer, although they will need to meet a certain severity before you can claim. These policies pay a tax-free lump sum, which you can use how you choose.

Income protection insurance offers a monthly payment to replace some of your earnings, while mortgage payment protection insurance covers your home loan repayments each month. On both of these there will be a “deferred period” before payments begin, and usually you will only receive payments for a year or two. All this will be in your policy or will be explained by your insurer when you call.

You may also be able to access your pension early, says Winters, although this has knock-on effects: you might lose your death-in-service benefits, for instance. This is not a step to take without getting financial advice.

Get an NHS card

In Scotland, Wales and Northern Ireland prescriptions are free but in England they are typically paid for. However, if you have cancer, you qualify for a medical exemption certificate, which makes all NHS prescriptions free.

You may be given a form by a cancer nurse, but if not, ask for one. It needs to be signed by your GP or one of the other healthcare professionals looking after you before you send it off. The card will last five years. You must have a card: do not assume that your diagnosis instantly means free prescriptions. You could get a £100 fine for each prescription if you do .

Claim benefits

A cancer diagnosis does not immediately qualify you for state benefits, but there could be money you could claim as a result of its effects. Losing some of your income is one thing that might mean you qualify.

“Even if you are getting sick pay, you may qualify for benefits,” says Ellis. “People can often get universal credit to top up their income, especially if they are renting and with children.”

Depending on the physical impact of your cancer – or the treatment you have to have for it – you might qualify for personal independence payment (Pip), or adult disability payment in Scotland, or attendance allowance if you are over state pension age. These claims all involve being assessed to see if you qualify; however, if your illness is terminal, you will not have to wait.

You may not qualify for these benefits at first, but if you are unable to work when your sick pay period comes to an end, you should check again. Some of them unlock extra help, such as free NHS wigs or surgical bras .

Unfortunately, although travelling to hospital is likely to be among the biggest costs of cancer, there are no benefits geared towards paying for it. But Ellis says that if you are suffering from debilitating fatigue or neuropathy (nerve damage, typically in feet or hands), you may be able to apply for a blue badge or, if you live in London, a freedom pass for public transport.

Apply for grants

Lots of charities offer grants to help you pay for things if you are on a low income. Macmillan is a good port of call, as it offers cash to help with everyday expenses such as travel.

“ Macmillan grants are small, one-off payments of £200 to help people with the extra costs that cancer can cause,” says Levon Gray, a welfare rights specialist at Macmillan Cancer Support. “The grants can be used for things like energy bills, extra clothing, home adaptions, cost of travel to and from hospital, or any extra costs people living with cancer may experience.”

He adds that the grant “is designed to be an extra bit of help, not a replacement for other support such as benefits”. You can apply via Macmillan’s support line. Alternatively you may be referred by a health professional or adviser at another charity.

Winters says other charities specialising in particular cancers or groups of patients also offer grants. For instance, the blood cancer charity Anthony Nolan offers up to £250 to those undergoing a stem cell transplant who only have a small amount in savings.

Do not be shy about asking if you qualify. Even if a charity can’t support you financially, it might be able to point you towards other help.

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Travelling with lung cancer

For many people living with lung cancer , going on holiday or travelling will have little or no impact on how well you are. In fact, getting away can help improve your mental health by allowing you to take a break from everyday pressures.

Being diagnosed with lung cancer doesn't have to stop you going on holiday

It is important to plan any trips or holidays before your travel. Travelling can be tiring, and the further or longer you travel, the more you could be affected, particularly if your health isn’t good.

You need to speak to your doctor and/or lung cancer nurse specialist before making any travel plans. They can tell you whether your cancer or lung cancer treatment may make travelling unsafe. They can also tell you what you might need to consider when travelling abroad.

If you are taking regular medicines, make sure you have enough to last the whole trip, even if your return is delayed for a couple of days. Some countries limit the amount of drugs that can be taken into the country so be sure to check this before booking.

It is a good idea to carry all medicines, covering letters and licences for controlled drugs in your hand luggage, as customs officers will usually need to see them. Also try and keep medicines in their original packaging so they can be easily identified.

Eileen is living with lung cancer

Before I decided to do any travelling, I ordered Roy Castle Lung Cancer Foundation’s travel advice booklet and found it invaluable. Eileen travelled to Nepal and Sri Lanka after being diagnosed with stage 3 lung cancer

Travel insurance

Getting travel insurance when you have lung cancer can be difficult and expensive. However, there are specialist insurance companies that cover people with cancer.

People on our lung cancer forum have positive experiences with the following providers:

  • All Clear Travel Insurance
  • Boots Travel Insurance
  • Freedom Travel Insurance
  • Insurancewith
  • InsureCancer (Medi Travel Cover Ltd)
  • JD Travel Insurance Consultants
  • Manor Insurance Travel Insured

Travelling and breathlessness

When a plane flies at over 30,000ft, cabin pressure is lower than at ground level. This causes oxygen levels in people’s blood to drop. If you don’t get enough oxygen into your blood, you may feel unwell, get a headache and feel sick.

People with lung cancer can get breathless when they fly

If you suffer from breathlessness it may be a good idea to take some oxygen with you. Your healthcare team or GP can advise you.

Some medical centres may do a hypoxic challenge (fitness-to-fly) test. The test simulates the reduced oxygen levels that you would normally experience during a flight and helps work out if you would need extra oxygen.

If you do require oxygen, you should speak to the airline before you book your holiday. Each airline has a different policy on carrying oxygen and whether they charge a fee or not. You may also wish to reserve a wheelchair or mobility buggy when arriving at the airport or train station.

Helpful links

Airport guides: www.airportguides.co.uk

A-Z World Airports: www.azworldairports.com

Disability on board: www.disability-onboard.co.uk

Lung cancer and sun safety

travel insurance if got cancer

Some lung cancer treatments can make your skin more sensitive to sun damage. Ideally use products with a sun protection factor (SPF) of at least 30 and wear a sun hat. You should also stay out of the sun during the hottest part of the day.

Speak to your healthcare team about any extra care you should take if you are travelling to a sunny destination.

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Travelling guide for people with lung cancer

Our free travelling, going on holiday and lung cancer booklet has everything you need to make your getaway a reality.

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Sign up to receive all the latest information, news and advice, as well as ways you can support us. Together we can make a difference to the lives of people living with lung cancer.

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Travel Insurance for Cancer Patients in Canada

Travel insurance is a crucial consideration for anyone planning a trip, but it becomes even more significant for cancer patients. In Canada, finding travel insurance that adequately covers a particular medical condition requires understanding specific needs and challenges. This guide aims to help Canadians navigate the complexities of travel insurance, ensuring they have the right coverage for their unique circumstances.

Special Considerations for Cancer Patients in Travel Insurance

When selecting travel insurance, cancer patients must consider several key factors. The stage and type of cancer, ongoing treatments, and overall health status can all impact insurance eligibility and premium rates. Insurers may require detailed medical information and might adjust coverage options based on the patient’s current health status and medical history.

Overview of Travel Insurance Options for Cancer Patients

Travel insurance options for patients with medical conditions vary, ranging from standard policies with medical coverage to specialized plans catering specifically to their needs. Some policies offer comprehensive medical coverage, including for cancer-related issues, while others might exclude certain conditions. Comparing policies is essential to find one that provides the necessary coverage without prohibitive costs.

Tips for Securing Travel Insurance as a Cancer Patient

Gather comprehensive medical information:.

Before applying for insurance, assemble all relevant medical information. This includes details about your cancer diagnosis, treatment history, current treatment plans, and any medications you are taking. Accurate and detailed medical records can expedite the assessment process and ensure appropriate coverage.

Consult with Healthcare Providers:

Speak with your oncologist or primary care physician about your travel plans. They can provide medical advice on whether you are fit to travel and what kind of medical support you might need while away. Their insights can guide you in choosing a policy that aligns with your health requirements.

Understand Policy Terms Thoroughly:

Read and understand the terms and conditions of potential policies. Pay close attention to clauses regarding pre-existing conditions, especially how they define and cover cancer-related issues. It’s important to know what is covered and what is excluded, such as specific treatments or medications. At ClearCompare, we explain our policies so you can give a call to one of our experts to make sure you understand your coverage.

Check the Stability Clause:

Many travel insurance policies for pre-existing conditions include a stability clause. This clause requires that your medical condition, including cancer, be stable for a certain period before your trip. Clarify this period with the insurer and ensure that your health status complies with their definition of stability. ClearCompare policies do not have stability period requirements .

Compare Multiple Quotes:

Don’t settle for the first quote you receive. Obtain quotes from several insurance providers to compare coverage options and premiums. This can help you find the most comprehensive coverage at the most reasonable price. You can also use ClearCompare’s online comparison tool to see quotes from different providers side-by-side.

Plan for Possible Medical Care During Travel:

Consider the healthcare facilities at your destination. Ensure that your travel insurance provides adequate coverage for the types of medical care available there, especially if you might require specialized cancer treatments.

Be Prepared for Higher Premiums:

Due to the increased risk associated with insuring cancer patients, be prepared for potentially higher premiums. While cost is a factor, don’t compromise on the extent of coverage needed for your safety and peace of mind.

ClearCompare.ca: Tailored Travel Insurance for Your Needs

ClearCompare.ca stands out as a provider of travel insurance for cancer patients in Canada. Our approach is tailored to meet the unique needs of individuals with serious medical conditions, including cancer. ClearCompare.ca utilizes proprietary medical assessment technology to offer coverage options for a wide range of medical conditions. Our policies are designed to provide comprehensive coverage without the usual limitations, ensuring that cancer patients can travel with peace of mind, knowing they are fully protected.

For cancer patients in Canada, finding the right travel insurance is a critical step in travel planning. This guide aims to empower patients with the knowledge and resources to make informed decisions about their travel insurance. With the right coverage, cancer patients can enjoy their travels with the assurance that their health and well-being are safeguarded.

What should cancer patients consider when choosing travel insurance in Canada? Patients should consider the specifics of their cancer diagnosis, treatment, and overall health, as these factors influence insurance eligibility and premiums.

Are there travel insurance policies that specifically cover cancer patients? Yes, some policies are designed to cater to cancer patients, offering comprehensive medical coverage that includes cancer-related issues.

How does ClearCompare.ca cater to cancer patients seeking travel insurance? ClearCompare.ca offers specialized insurance using proprietary medical assessment technology to provide coverage tailored to individuals with serious medical conditions like cancer.

What is important to disclose when applying for travel insurance as a cancer patient? Full disclosure of medical history, including cancer diagnosis, treatment, and current health status, is crucial for accurate coverage.

Can cancer patients in Canada find travel insurance without prohibitive costs? Yes, by comparing different policies and providers, cancer patients can find travel insurance that offers necessary coverage at reasonable rates. ClearCompare’s online quote comparison tool can help with that.

Is travel advised for cancer patients? Travel decisions should be made in consultation with healthcare providers , considering the patient’s health status and medical needs.

How does travel insurance benefit cancer patients? Travel insurance provides financial protection and peace of mind, covering medical emergencies and other travel-related issues specific to cancer patients.

travel insurance if got cancer

With over twenty-five years of experience in financial services, Lawrence Ferron had held senior executive positions at leading Canadian financial institutions. Prior to founding Clear Compare insurance, he was Vice President and Head of Product & Marketing for Manulife’s direct-to-consumer Insurance division.

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Budget live: No rabbit out of the hat on income tax - but action on child benefit and non-dom status

Follow live updates and reaction to Chancellor Jeremy Hunt's budget, with a cut in national insurance confirmed, as well as action on non-dom status and child benefit.

Wednesday 6 March 2024 16:00, UK

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  • Budget 2024: All the main announcements
  • National insurance cut by 2p
  • Alcohol duty freeze extended  | And so is 5p fuel duty cut
  • Threshold for paying child benefit charge raised by £10,000
  • Non-dom system to be abolished - a policy trumpeted by Labour
  • Beth Rigby: A budget without a rabbit from the hat
  • Ed Conway: Tax burden will still hit highest level since 1948
  • Serena Barker-Singh: Drab statement cools talk of May election
  • Live reporting by Ben Bloch  and (earlier)  Faith Ridler ,  Jess Sharp ,  Brad Young   and Katie Williams

Here are all Jeremy Hunt's headline budget announcements:

  • National insurance cut by 2p in April - from 10% to 8%;
  • Freeze on alcohol duty extended until February 2025;
  • 5p cut to fuel duty to continue for 12 months;
  • Abolishment of non-dom status - a Labour idea that will raise £2.7bn a year;
  • High Income Child Benefit Charge threshold raised from £50,000 to £60,000;
  • Introduction of British ISA, allowing extra £5,000 investments in UK;
  • VAT registration threshold for businesses upped from £85,000 to £90,000;
  • £1m towards memorial for Muslims who died in two World Wars;
  • Repayment period doubled to 24 months for new budgeting advance loans for low-income people;
  • £90 charge for obtaining debt relief order abolished;
  • Household Support Fund kept at current level for six months;
  • £45m for medical charities, including £3m for Cancer Research UK;
  • Nearly £6bn for the NHS, including £3.4bn for "outdated" IT systems;
  • £75m for violence reduction units and "hotspot policing";
  • £105m over next four years to build 50 special free schools;
  • Introduction of excise duty on vaping products and one-off increase in tobacco duty;
  • Reduction of higher capital gains tax rate on property from 28% to 24%.

You can see if the national insurance cut will leave you better or worse off using our budget calculator:

Read on for full details, analysis and reaction from the budget.

Paul Johnson, director of the Institute for Fiscal Studies (IFS), the UK's leading non-partisan economic research institute, was asked whether the Tory budget and Labour's plans are really that different.

He told Sky's Sophy Ridge: "We still don't really, in all truth, know what the Labour Party would do if they were in office.

"And of course, Jeremy Hunt keeps taking things from them, in the sense of doing the non-dom change, and so on, which gives them less room to manoeuvre."

He said with the chancellor pledging to up public spending by 1% over the next year, certain departments - such as health and defence - will require spending increases, which will "almost certainly" precipitate cuts elsewhere.

So the question for both parties, he said, is where those cuts will be made, and will more borrowing be required.

"That's something that neither of them on either front really want to talk about," he said.

"And maybe that's why they sound rather similar, because neither of them want to talk about either where the spending cuts might actually happen, or… what they might do in terms of increasing taxes."

We've just been hearing from Paul Johnson, director of the Institute for Fiscal Studies (IFS), the UK's leading non-partisan economic research institute, for his reaction to the budget.

He said: "2p off national insurance following 2p last time around - put those together and that is a pretty substantial tax cut."

But he added the chancellor's room for manoeuvre in the budget was "very, very limited".

Mr Johnson noted certain taxes have been increased, such as a duty on vapes and eliminating the non-dom tax status, but said: "Even with that, he's changed what was a tiny room for fiscal manoeuvre into an even tinier one in terms of meeting his slightly bizarre target of debt coming down between 2028 and 2029."

Asked if the chancellor is right that the economy is moving in the right direction, allowing for tax cuts, Mr Johnson said national income per head has been falling for two years - and pointed to the UK being in a technical recession.

He said the growth forecast has "slightly increased" over the next couple of years, but "that hasn't changed anything very significantly".

Mr Johnson also said the forecast fall in inflation is bad for the public finances because there will be less cash pouring into the Treasury.

"I don't think you can look at the change in the economic forecasts and say, 'hey, things have got better, I can give you a tax cut'," he said.

"I think what's happened is things have essentially stayed the same."

Barely an hour after the chancellor delivered his budget speech, a serving government minister has publicly objected to a key part of it.

Andrew Bowie, energy minister and MP for West Aberdeenshire and Kincardine, has said it is "deeply disappointing" that the Energy Profits Levy (EPL) - or windfall tax - on excess oil and gas profits is being extended.

He joins Scottish Tory leader Douglas Ross in expressing his discontent at the measure.

See Mr Bowie's reaction in full here...

By Paul Kelso , business correspondent

This budget was delivered just 105 days after the autumn statement - and it showed.

The overwhelming message was that, politically and economically, not enough has changed since November to give the chancellor the means or motivation to deliver a truly significant moment.

Jeremy Hunt's speech was a rabbit-free zone, a series of pre-briefed tweaks and extensions to existing policy, most notably the 2p cut to employees' national insurance, and a couple of shameless land-grabs of Labour policy to cover the £10bn price tag, including reform of "non-dom" status and an extension of the oil and gas windfall tax.

While the opposition will point out the hypocrisy of those measures, Hunt’s approach does at least have the virtue of consistency. 

The NICS cut continues his focus on workers rather than the retired, he's extended grants and stimulus to growth industries including those in the energy transition, as well as the full-expensing regime for business investment universally welcomed when it was revealed last year.

The problem he and the prime minister face is these steps only nudge the economic needle and still leave huge questions about the state of the public finances for whoever begins next year in Downing Street.

After all the focus on the Office for Budget Responsibility and its role in evaluating the chancellor's self-imposed fiscal rules, its verdict on the public finances is that very little has changed.

The forecast for inflation has come down dramatically, expected to fall to 2% by the summer thanks to declining energy costs, a year earlier than previously set out and in line with the Bank of England.

Little else has moved, however.

The overall tax burden will be a little lower in five years as a result of the 2p NICs cut, but thanks to income tax thresholds being frozen rather than rising in line with inflation, it will still be at near 70-year high of 37.1%.

When it comes to growth the OBR's overall GDP forecast is almost unchanged while GDP per-head is forecast to decline slightly.

All of this set the tightest of margins for Mr Hunt to stay within the confines of the rules he set himself to reassure markets that the Truss-Kwarteng budget was an aberration. 

His "headroom" was just £8.9bn, historically low and even less than the £13bn he had in November.

According to the OBR, securing even this rounding error of wriggle room requires heroic assumptions about public service spending in future. 

The combination of rising tax incomes and sticking to a 1% budget increase for unprotected departments meant he just about scraped past the OBR's calculations.

"This is just enough to meet the government's fiscal rules," it said.

Whether it's enough for the electorate, or Mr Hunt's own party, is another question.

National insurance has been cut by a further 2p, so workers will pay 8% of their earnings between £12,570 and £50,270, instead of the 12% it was before autumn.

But tax thresholds - the amount you are allowed to earn before you start paying tax (and national insurance) and before you start paying the higher rate of tax - will remain frozen.

This means people end up paying more tax than they otherwise would, when their pay rises with inflation, but the thresholds don't keep up. 

That phenomenon is known as "fiscal drag" and it's often called a "stealth tax" because it's not as noticeable immediately in your pay packet.

Enter your salary to the nearest £1,000 in our calculator to see how much better or worse off you are overall.

UNISON has said the chancellor's budget is "the stuff of fantasy" and has urged for an election to be called.

The general secretary of the UK's largest union says Jeremy Hunt is living in a "fantasy world" and the government has run out of ideas.

"The public won't be fooled. There's no budget giveaway for the lowest paid. They'll be substantially worse off. And persistently punching public services in the face helps no one," Christina McAnea says. 

"This government ran out of ideas long ago. This lot should finally put the country first and call an election."

Following Jeremy Hunt's budget, Sir Keir Starmer urged the government to call a general election. 

His sentiment has been echoed by a number of MPs, who say it is "time for change". 

Shadow chancellor Rachel Reeves said the budget "lifted the lid on 14 years of Tory economic failure". 

Liberal Democrats MP Helen Morgan urged people not to be fooled by the chancellor's "efforts to pull the wool over" their eyes. 

Unsurprisingly, Gareth Thomas says it's time for a Labour government. 

By Tom Clarke , science and technology editor

There was a bit of genuine news in the chancellor's budget.

The decision to spend £160m to purchase the site of the now defunct Wylfa nuclear power plant in Wales from Japan's Hitachi Energy could plug an important gap in the government's plans to generate a quarter of our electricity from nuclear power. 

Wylfa has been identified as a prime location for a new approach to generating nuclear power using "small modular reactors" (SMRs).

Mr Hunt also announced the process of selecting tenders for SMRs will be continuing to its next phase.

With recent news that Hinkley Point C – a conventional scale nuclear reactor – would cost at least £35bn and won't be finished until 2031 at the earliest, the government has been keen to support a faster, potentially cheaper route to nuclear.

We've just been hearing from our economics and data editor Ed Conway  about the tax burden.

Although he noted it has barely been a couple of hours since the chancellor delivered the budget, he highlighted "quite a few charts that the chancellor didn't refer to" during his speech.

The "most striking of all", he said, is taxes as a percentage of GDP, which is what economists refer to as the tax burden - "the overall measure of how highly taxed the economy is".

Ed said that after the autumn statement in November, the tax burden was forecast to reach the highest level since 1948.

After this budget, the tax burden is forecast to be "a little bit lower than last time around, so certainly there is a change - it is still heading up to the highest level since 1948".

This is despite the cuts to national insurance and other tax changes announced by the chancellor in the autumn statement and this budget.

Watch Ed's full analysis of the tax burden here:

Lord Andrew Lloyd Webber, Sir Cameron Mackintosh and Sir Sam Mendes have welcomed a new permanent rate for theatre tax relief (TTR) which has been described as "a lifeline for performing arts" which will "ensure Britain remains the global capital of creativity".

In his spring budget, Chancellor Jeremy Hunt announced the tax relief will not return to pre-pandemic rates.

The rates will stay at 40% and 45% for productions that tour, instead of the planned taper from April 2025 to 35% and 30% respectively, and a return to the pre-pandemic rates of 25% and 20% in 2026.

Skyfall and 1917 director Sir Sam has a number of plays currently on stage, including The Motive And The Cue, about Sir John Gielgud's production of Hamlet starring Richard Burton, and The Hills Of California, about a dying mother whose four daughters gather at her home to say their goodbyes.

In a joint statement with Caro Newling, co-founder of his Neal Street Productions company, he said the higher rate of theatre tax relief is "fundamental" to their ability to make productions.

He added: "It has enabled us to commission new work, often partnering with producing houses and colleagues in the commercial sector. They are all productions of scale."

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Older U.S. adults should get another COVID-19 shot, health officials recommend

The Associated Press

travel insurance if got cancer

Comirnaty, a new Pfizer/BioNTech vaccination booster for COVID-19, is displayed at a pharmacy in Orlando, Fla., on Friday, Sept. 15, 2023. Joe Burbank/AP hide caption

Comirnaty, a new Pfizer/BioNTech vaccination booster for COVID-19, is displayed at a pharmacy in Orlando, Fla., on Friday, Sept. 15, 2023.

NEW YORK — Older U.S. adults should roll up their sleeves for another COVID-19 shot, even if they got a booster in the fall, U.S. health officials said Wednesday.

The Centers for Disease Control and Prevention said Americans 65 and older should get another dose of the updated vaccine that became available in September — if at least four months has passed since their last shot. In making the recommendation, the agency endorsed guidance proposed by an expert advisory panel earlier in the day.

"Most COVID-19 deaths and hospitalizations last year were among people 65 years and older. An additional vaccine dose can provide added protection ... for those at highest risk," CDC Director Dr. Mandy Cohen said in a statement.

What's new with COVID-19?

The advisory panel's decision came after a lengthy discussion about whether to say older people "may" get the shots or if they "should" do so. That reflects a debate among experts about how necessary another booster is and whether yet another recommendation would add to the public's growing vaccine fatigue.

Some doctors say most older adults are adequately protected by the fall shot, which built on immunity derived from earlier vaccinations and exposure to the virus itself. And preliminary studies so far have shown no substantial waning in vaccine effectiveness over six months.

However, the body's vaccine-induced defenses tend to fade over time, and that happens faster in seniors than in other adults. The committee had recommended COVID-19 booster doses for older adults in 2022 and 2023.

COVID-19 remains a danger , especially to older people and those with underlying medical conditions. There are still more than 20,000 hospitalizations and more than 2,000 deaths each week due to the coronavirus, according to the CDC. And people 65 and older have the highest hospitalization and death rates .

Some members of the advisory panel said a "should" recommendation is meant to more clearly prod doctors and pharmacists to offer the shots.

Top COVID FAQs of 2023: Staying safe at home, flying tips, shot combos, new variant

Goats and Soda

Top covid faqs: staying safe at home, flying tips, shot combos, new variant.

"Most people are coming in either wanting the vaccine or not," said Dr. Jamie Loehr, a committee member and family doctor in Ithaca, New York. "I am trying to make it easier for providers to say, 'Yes, we recommend this.'"

In September, the government recommended a new COVID-19 shot recipe built against a version of the coronavirus called XBB.1.5. That single-target vaccine replaced combination shots that had been targeting both the original coronavirus strain and a much earlier omicron version.

The CDC recommended the new shots for everyone 6 months and older, and allowed that people with weak immune systems could get a second dose as early as two months after the first.

Most Americans haven't listened. According to the latest CDC data, 13% of U.S. children have gotten the shots and about 22% of U.S. adults have. The vaccination rate is higher for adults 65 and older, at nearly 42%.

The CDC may be reconsidering its COVID isolation guidance

Shots - Health News

The cdc may be reconsidering its covid isolation guidance.

"In each successive vaccine, the uptake has gone down," said Dr. David Canaday, a Case Western Reserve University infectious diseases expert who studies COVID-19 in older people.

"People are tired of getting all these shots all the time," said Canaday, who does not serve on the committee. "We have to be careful about over-recommending the vaccine."

But there is a subset of Americans — those at higher danger of severe illness and death — who have been asking if another dose is permissible, said Dr. William Schaffner, a Vanderbilt University vaccines expert who serves on a committee workgroup that has been debating the booster question.

Indeed, CDC survey data suggests that group's biggest worry about the vaccine is whether it's effective enough.

Agency officials say that among those who got the latest version of the COVID-19 vaccine, 50% fewer will get sick after they come into contact with the virus compared with those who didn't get the fall shot.

IMAGES

  1. Travelling After A Cancer Diagnosis?: How To Find Travel Insurance

    travel insurance if got cancer

  2. How to find travel insurance after cancer • Diary of a Detour

    travel insurance if got cancer

  3. Travel insurance

    travel insurance if got cancer

  4. Tips for Travelling with Cancer

    travel insurance if got cancer

  5. Travel Insurance After Breast Cancer

    travel insurance if got cancer

  6. How to find travel insurance after cancer • Diary of a Detour

    travel insurance if got cancer

COMMENTS

  1. A Guide to Travel Insurance for Cancer Patients

    The short answer: Yes, some travel insurance plans can cover people who have a cancer diagnosis, when certain conditions are met. It's important to make sure you understand those conditions, so let's go through them. Travel insurance covers cancer the same way it does any other pre-existing medical condition. Allianz Global Assistance ...

  2. Travel Insurance for Cancer Patients: What Does it ...

    Most travel insurance policies treat a cancer diagnosis as a pre-existing condition, which is often defined as an injury, illness, or medical condition, that within 120 days before you purchase your policy: Caused you to seek medical examination, diagnosis, care, or treatment from a doctor;

  3. Flying With Cancer: Tips, Cautions, and Considerations

    Air Travel With Cancer . ... Travel Insurance . Many airlines, as well as companies such as Expedia and Travelocity, offer travel insurance when you purchase your airline tickets. This is often a small price to pay relative to the cost of your ticket, but the coverage can vary. Some cover only the cost of your ticket, and documentation by a ...

  4. Getting travel insurance

    Getting travel insurance. Travel insurance is very important for people who have or have had cancer. You have travel insurance to help you get compensation for anything that might go wrong with your travel. This usually means anything from having to cancel your trip, to losing your suitcases. But the most important part is the medical expenses ...

  5. Travel Insurance For Cancer Patients

    Travel insurance is an essential consideration for anyone planning a trip abroad, offering peace of mind by covering potential mishaps such as lost luggage, cancellations, curtailment, and medical expenses. However, for cancer patients or those in remission, securing travel insurance can be a daunting and often more costly task.

  6. Cancer and buying travel insurance

    Single-trip insurance covers you for 1 trip. You need to take out a new policy each time you travel. Annual (or multi-trip) insurance covers you for more than 1 trip in the same year. If you have an annual travel policy and are diagnosed with cancer during the period of your cover, you should tell your insurance company.

  7. Can I travel during cancer treatment?

    But ask your doctor to be sure. Travel is perfectly safe for cancer patients most of the time, and we want you to enjoy your life. But you never know exactly what might happen, so it's good to be prepared.". Request an appointment at MD Anderson online or by calling 1-877-632-6789.

  8. How To Find Appropriate Travel Insurance For Cancer Patients

    Fiona Macrae has worked in the insurance industry for over 15 years and now heads up consumer awareness initiative, TIE. Following her own diagnosis of Breast Cancer, a number of years ago, she herself found it difficult to find a suitable travel insurance policy and thus founded Insurancewith - a specialist, innovative medical travel insurer.

  9. What to Know about Traveling with Cancer

    Highlights. You can minimize the stress of traveling by planning and preparing in advance. Check in with your doctor before you leave. During the trip, listen to your body. After the trip, make a follow-up appointment with your physician. The season is ripe for relaxing and recharging, but that can be difficult when facing cancer.

  10. PDF Shine Cancer Support Real Life Guide to Travel Insurance

    travel insurance vary so much? There are many travel insurance providers who specialise in offering travel insurance for people with cancer. However, what makes the difference to the price that you are quoted is the medical screening risk score. This is determined from the medical screening questions you answer. The more sophisticated

  11. Specialist Travel Insurance for Cancer Patients

    01252 780 190. InsureCancer travel insurance policies are arranged by Medi TravelCover Ltd which is regulated and authorised by the Financial Conduct Authority. Our registration number is 301488 and our details can be reviewed on the FCA Register. Did you know that the government's Money and Pensions Service (MaPS) website has a directory of ...

  12. Travel Insurance for Cancer Patients

    Annual insurance. Also known as multi-trip insurance, this covers you for multiple trips over the course of a year. If you find it difficult to get an annual policy because you have cancer, then you may still be able to get cover with single-trip insurance. Whether you choose single-trip or annual travel insurance, you'll need to state ...

  13. Travel insurance and breast cancer

    Secondary breast cancer. It's possible to arrange travel insurance and many people with secondary breast cancer continue to enjoy travelling. However, you will probably have to pay a higher premium because of the greater risk of a claim. Some companies may not be able to offer you cover, for example, if you have only just finished a course of ...

  14. My cancer has gone, so why is it so hard to get travel insurance?

    Given that 40 per cent of us are now expected to get cancer at some time in our lives and more than 1,000 people a day receive a new diagnosis, there are a lot of people with cancer in need of a ...

  15. What cancer patients need to know when traveling by RV

    Emergency assistance insurance. Travel insurance covering roadside assistance is a good idea to help in unexpected emergencies. However, when you have a health condition such as cancer or another chronic disease, you may want to consider getting an emergency assistance insurance, that helps coordinate emergency medical treatment.

  16. Travel and cancer

    Alternatively, they may offer you travel insurance with their usual terms and conditions, or with: a higher premium (the amount you pay for travel insurance) an excess (an amount you pay if you make a claim) a cancer-related exclusion; A cancer-related exclusion means you won't be covered for any claims related to your cancer.

  17. Travel Insurance For Cancer Patients

    Depending on the nature of your cancer and prognosis, you might be offered cover based on: an insurer's normal terms, despite your cancer. a higher premium. normal terms, but with the cover ...

  18. Travelling with cancer

    How cancer might affect your travel. When you have cancer, you may have a higher risk of blood clots, infection, lymphoedema (swelling) or sun sensitivity. You might need to take extra care when you are travelling.

  19. Travel Insurance for Cancer Patients

    Cancer travel insurance can give you the confidence to travel the world, knowing if there's a medical emergency, we'll be there. Our generous cancellation cover can also help you to recover any costs should your cancer mean you're unable to travel. Take out your policy as soon as you've booked your trip and you'll also be covered for ...

  20. Travel Insurance For Cancer Remission

    For those living in remission, AllClear can offer cancer patient remission travel insurance - so that you can enjoy and make the most of your trip. Our individually tailored policies provide cover for cancellations and medical expenses. Freephone to get your quote on: 0800 848 8608. or.

  21. Travel insurance for cancer patients

    It also means that if you need to cancel your holiday because of your condition, you won't lose out financially. So when you call to get holiday insurance, you should make sure you have the following information: the kind of cancer that you have. the names of any medication you have been taking. the dosage. The date and nature of your recent ...

  22. How to get financial help with the cost of cancer

    Macmillan Cancer Support runs a welfare rights service which is open seven days a week. You can call on 0808 8080000. The charity's website also has a cost of living section, with detailed ...

  23. Travelling with lung cancer

    Travel insurance. Getting travel insurance when you have lung cancer can be difficult and expensive. However, there are specialist insurance companies that cover people with cancer. People on our lung cancer forum have positive experiences with the following providers: All Clear Travel Insurance; Boots Travel Insurance; Freedom Travel Insurance ...

  24. How To Find The Best Travel Insurance For Your Spring 2024 Trip

    "We're seeing a higher volume of travel with top international destinations including Europe—specifically Greece, Italy, U.K., France, Spain and Portugal, as well as Mexico, the Caribbean, Japan ...

  25. Travel Insurance for Cancer Patients in Canada

    ClearCompare.ca stands out as a provider of travel insurance for cancer patients in Canada. Our approach is tailored to meet the unique needs of individuals with serious medical conditions, including cancer. ClearCompare.ca utilizes proprietary medical assessment technology to offer coverage options for a wide range of medical conditions.

  26. Politics latest: Chancellor to cut national insurance in crucial pre

    Sky News understands the chancellor will cut national insurance by two percentage points in tomorrow's budget (see 12.18 post).It's a move that would impact 27 million people, worth £450 a year ...

  27. Older U.S. adults should get another COVID-19 shot, health ...

    NEW YORK — Older U.S. adults should roll up their sleeves for another COVID-19 shot, even if they got a booster in the fall, U.S. health officials said Wednesday. The Centers for Disease Control ...