Uplift

Uplift is the leader in Buy Now, Pay Later for travel .

When you pay monthly for a flight, a cruise, a hotel, or vacation package – you’re giving yourself the freedom to travel farther and explore more enjoyably. Millions of consumers choose Buy Now, Pay Later options for vacation and travel so that they can say “yes” to all those bucket-list items and pay over time.

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Paying monthly with Uplift helps you avoid late fees or annual fees you may incur using a credit card. Not to mention you’ll never have to worry about prepayment penalties, debt traps, or compound interest using Uplift.

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Whether you’re traveling for work, to visit family or friends, or simply taking that trip you’ve always been dreaming of, using Uplift to pay for flights in installments or spread the cost of your hotel into monthly payments is the perfect option.

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Unlike other Buy Now, Pay Later companies, Uplift’s Customer Service Squad is available 24/7 and provides unparalleled service from purchase to final payment.

A few of our partners:

book a trip on a payment plan

Uplift knows just how much thought, care, and planning goes into creating the most memorable experiences. Lump-sum costs shouldn’t hold you back from booking.

When it comes to paying monthly for your vacation purchases, rest easy knowing that Uplift is the original Buy Now, Pay Later for travel.

Take a look at what our valued travelers have been saying lately.

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My daughter just moved from CA to TX and was not able to come home for Thanksgiving. I thought I would surprise her with a visit from myself, her brother and his wife. She will be very happy.

So excited this will be my first trip to Las Vegas an I can take it off my bucket list thanks to Uplift.

Was a great option to pre-book flights without having to pay the entire amount! We travel with a family of 5 so everything is always expensive!

Need more answers to your questions about Uplift? Start here.

Why choose Uplift?

Uplift gives you the freedom to purchase what you want now and pay with fixed monthly payments. Uplift is often a better alternative to credit cards because Uplift charges only simple interest while some credit cards charge interest on interest. Uplift also makes budgeting easy so you can manage your expenses over time rather than paying one large sum all at once.

What kind of products and services can I purchase using Uplift?

Uplift can be used to purchase a wide range of products and services from our travel partners and retailers. Click here to see a full list of our current partners who offer Uplift. Click here to see a full list of our current partners who offer Uplift.

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What is the advantage of using Uplift vs a credit card?

While some credit cards charge interest on interest, Uplift charges only simple interest. If you carry a balance on a credit card, it can be hard to understand what it will cost you. With Uplift, the cost is clear at the time of purchase, with simple interest, predictable payments, and no fees.

book a trip on a payment plan

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Travel now. Pay over time.*

Through Uplift, you can book your trip today and make easy monthly payments that fit nicely within your budget. It's a fast and easy way to turn your ideal vacation into reality. Plus, you can travel before your loan is paid off.

With Uplift Pay Monthly you get:

uplift interest

Great rates

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Affordable plans

Pay off your vacation with convenient monthly payments. To keep things simple, Uplift can automatically process your payments and notify you with a convenient email and text.

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Quick and easy application

Simply select Pay Monthly at checkout, complete a short application, and you’ll receive a quick decision.

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No surprises

Make the same fixed payment each month with no late fees and no prepayment penalties.

Questions? Visit the Uplift  FAQ page .

*Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Not everyone is eligible. Loans made through Uplift are offered by these lending partners: uplift.com/lenders . Privacy Policy . Terms of Use . Uplift’s Address: 440 N. Wolfe Road Sunnyvale, CA 94085

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Buy now, pay later with KAYAK and Affirm

Don’t let budget get in your way – enjoy monthly installments for select flights, stays and rental cars booked on KAYAK.

What is Affirm?

Book today and pay over time.

Feel good about what you book and how you pay for it. With Affirm, you can make thoughtful purchases and pay over time while staying on budget. See here for additional details .

book a trip on a payment plan

Affirm benefits

book a trip on a payment plan

Quick and easy

Select Affirm as your payment method when booking and choose the payment plan that works for you.

book a trip on a payment plan

No hidden fees

Affirm helps you break up payments with no fees or surprises, so you’ll know exactly how much you owe.

book a trip on a payment plan

Real-time eligibility check

Answer a few questions to check your eligibility -or prequalify to see how much you can spend without affecting your credit score.

Images below are for illustrative purposes only

How to use Affirm on KAYAK

Step 1 – look for the kayak logo **.

Once you find the flight, stay or rental car perfect for you, look for the KAYAK logo when choosing which provider to book with.

**Applicable bookings may be labeled with “Instant booking” and/or a thunderbolt icon.

Step 2 – Select “Affirm” as your method of payment

When choosing your payment option, select Affirm as the method of payment for your booking.

Step 3 – Check your eligibility on Affirm

Simply enter your mobile number to confirm your account and answer a few questions to check your eligibility. Don’t stress–this won’t affect your credit score.

Step 4 – Compare your payment plan options

Quickly and easily compare the payment plan options available for your booking.

Step 5 – Review your final payment plan

Review the payment options for your booking and complete your reservation by paying with Affirm.

*Rates from 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders . Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses .

Search now and pay with Affirm

Frequently asked questions.

Yes! There’s no penalty for paying early.

You can make or schedule payments at affirm.com  or in the Affirm app
 for iOS or Android. Affirm will send you email and text reminders before payments are due.

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

Yes, your travel booking must be $150 or greater.

For any cancellation or change requests, please reach out directly to the merchant via customer support service number provided in your booking confirmation emails.

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

You can visit their website at affirm.com .

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I only need accommodations for part of my trip

What are the benefits of vacation payment plans?

Paying for your vacation in instalments can help you spread the costs and also gives you the option to plan a vacation you wouldn’t otherwise be able to afford. By booking in advance and choosing a trip payment plan you’ll give yourself plenty of time to pay for the vacation of your dreams. It can also come in handy when paying for a group booking, giving you extra time to round up money from other members of your party.

Can I book now and pay later with Expedia?

With Expedia you can filter your vacation search results by payment type, to see what options are on offer. If you know you need to spread the costs, go straight to our latest book now, pay later deals . With this option you can reserve your accommodation ahead of time, and cancel or modify your booking with no extra fees, should your plans change.

How can I find great deals on vacation packages?

To grab the best deal on your next vacation, book your accommodation, flight, and car rental as an Expedia bundle . Search the latest deals to see what’s on offer and then choose to pay monthly for your vacation on checkout.

Does Expedia have a flexible cancellation policy?

Find free cancellation and pay later options by filtering your search results by payment type, so you can rest assured that your vacation is fully flexible. Cancellation policies differ between vacation packages, so it’s always best to check at the time of booking.

Why should I book a vacation payment plan with Expedia?

At Expedia we give you easy access to a huge selection of the best vacation packages. You can then use our advanced filter options to build your ideal vacation and book it in just a few clicks. With access to loads of book now, pay later deals, as well as vacations with payment instalments , we can help you secure the vacation of your dreams.

book a trip on a payment plan

Save with our bundle deals!

Car, Stay, Flight... book everything you need for your perfect weekend getaway with Expedia and save!

book a trip on a payment plan

Vacation rental

Apartments, Villas, Cabins... we have everything you need!

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Hit the road with one of our car rental deals

Explore other types of vacation packages

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Enjoy now. Pay over time.

Spread the cost of your trip over low monthly payments.

Experience Buyer's Joy Feel good about what you book and how you pay for it. With Uplift, you can make thoughtful purchases and pay for them in bite-sized installments while keeping yourself on a budget.

Low monthly payments Budget-friendly loan options

Easy application Quick decision

Surprise-free No late fees or prepayment penalties

Easy AutoPay No payment dates to remember

  • Select Uplift at checkout Add purchases to your cart just like you normally would. When you are ready to check out, choose Uplift as your form of payment.
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Frequently Asked Questions

  • What is Uplift?

Uplift gives you the freedom to book travel now and pay over time with simple fixed installments. Some plans include interest while some are interest-free. When you're ready to check out, just select "Uplift" as your payment method, complete a short application and receive quick decision. Choose the terms of your payment plan, finish checking out and enjoy your purchase. Then, pay over time with simple, no-surprise monthly payments.

  • How do I apply for installment payments through Uplift?

Shop for your items and add them to your cart just like you normally would. When you are ready to check out, simply select Uplift as your payment method. To apply, you'll need to provide some basic information like your mobile number, date of birth, and if you are a U.S. resident, your Social Security Number. If you're approved, finish checking out and you're done.

  • How are my loan term offers determined?

We look at a number of factors, including your credit information, purchase details and more.

  • How do I make installment payments?

You can make a payment anytime at pay.uplift.com and clicking on the Loans tab. From there, click the Make a Payment button.

We recommend that you enable AutoPay at time of purchase so that your payments are automatically deducted each month. If you don't have AutoPay enabled, visit pay.uplift.com, click on the Accounts page and set the AutoPay toggle to ON. You can also change the form of payment on file with Uplift anytime at pay.uplift.com.

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  • I purchased a trip using Uplift, can I travel before it’s paid off?

Yes! You do need to allow a few days between booking and your departure date for things to process. Other than that, you are free to travel whenever - even before you're all paid off.

  • What is your Privacy Policy and Terms of Use?

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Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Minimum $300 purchase required. Not everyone is eligible. Loans made through Uplift are offered by these lending partners: uplift.com/lenders.

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Uplift’s Address: 440 N. Wolfe Road Sunnyvale, CA 94085

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Explore > Company > News > Book your flight and hotel now, pay later

Book your flight and hotel now, pay later

We are always looking ahead at new payment options and technologies to help alleviate the stress of booking your dream vacation. Are you on a tight budget, or perhaps you just prefer to pay for big purchases over time? Great news, we now have you covered!

Expedia recognizes there’s no one-size-fits-all approach to budgeting for vacation so next time you’ve caught the wanderlust bug or need to get home for Christmas but are struggling to pay for those flight and hotel reservations upfront, you can now breathe a sigh of relief. We’ve recently expanded our partnership with online lender Affirm to give you the flexibility of spreading out the cost of your flight and hotel package booking over numerous payments instead of paying the full amount of your trip upfront.

Our team is incredibly passionate about making travel accessible for all—everyone deserves a vacation! We’ve received positive feedback from our customers who have used Affirm to book and pay for hotels on Expedia , and now we are excited to bring this payment offering to Expedia customers shopping for flight and hotel packages as well.

Ready to take advantage of more payment flexibility when you travel? Here’s how you can use Affirm on Expedia to book your next hotel and flight package.

1) Visit expedia.com , search for and select a flight and hotel.

Expedia_package_summary

Upon selecting your package, select the Monthly Payments tab .

book a trip on a payment plan

2) Click on “Continue to Affirm”

Expedia_check_out_Affirm_payment-1

3) Create an account or sign in to Affirm

You will be transferred to a secure Affirm sign-in page. Shoppers apply using top-of-mind information about themselves and receive a real-time decision at checkout.

Affirm_sign_in

4) Complete your reservation with Affirm

Now you’re ready to jet set!

Expedia also offers exclusive Book Now, Pay Later hotel deals , so there’s no reason to let the cost of accommodation keep you from your travel plans.

What’s holding you back? Plan and book your next dream vacation today!

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16 Airlines That Let You Book Flights Now and Pay Later

Planning a trip but don't want to pay for it all at once? These sites offer book-now, pay-later flights.

Orbon Alija/Getty Images

If you think a vacation is out of your reach, think again. Some airlines and online travel agencies have services that allow you to book a trip now and pay for it over time.

Affirm, PayPal, Uplift, and Klarna are among the book-now, pay-later services travel companies and airlines offer. Here, we break down the basics of these and airlines' own "BNPL" options so you can secure flights when the prices are lowest, even if you don't want to pay for them in full upfront.

Airlines Offering Book-now, Pay-later Flights

AeroMexico connects major U.S. cities to Latin American destinations like Guadalajara and Puerto Vallarta. The airline partners with Uplift to provide a monthly payment option. When you go to book a flight, you'll see an option to pay in monthly installments. Click through and you'll be asked for any personal information Uplift needs to process the loan.

You can also pay in installments through Klarna. Download the Klarna extension for Chrome or the app and you should see a pink "K" icon that will show you financing options. AeroMexico takes PayPal, which means you can use PayPal Credit to split up payments if you're approved.

Pay monthly for Air Canada flights and Air Canada Vacations packages with Uplift or PayPal Credit.

Alaska Airlines

Alaska Airlines partners with Uplift and Klarna to offer financing for flights.

Allegiant also uses Uplift and Klarna to provide payment plans. Select the Allegiant Pay option at checkout to choose financing through Uplift.

American Airlines

American Airlines offers several ways to buy now and pay later, including Klarna; PayPal Credit; Citi Flex Pay for select Citi cardholders; and Affirm, which has biweekly, monthly, and interest-free options but doesn't cover the cost of any flight extras, like luggage. American Airlines Vacations also gives you the option to pay monthly with Uplift.

Azul Airlines is a low-cost Brazilian airline that accepts payments through Uplift and PayPal.

Delta Air Lines

Delta offers PayPal Credit as a payment option, and you can pay using Affirm if you book your trip through Delta Vacations , a service for SkyMiles members that bundles flights, hotels, transportation, and activities.

One of the United Arab Emirates' two flag carriers, this airline partners with financing institutions Uplift and Klarna. You can also pay with PayPal Credit.

Frontier Airlines

Budget carrier Frontier Airlines lets you pay monthly installments through Uplift on purchases of $49 or more. If eligible, you will see the option at checkout. Frontier is also a Klarna retail partner.

KLM offers customers the option of holding a fare for 72 hours for a non-refundable fee. This is great if you find a fare that you want to book but need a few days to think about it. In addition, the airline takes PayPal Credit. This service is shown on the payment page as a "Bill Me Later" option, but directs you to your PayPal wallet.

Lufthansa has a list of payment methods on its website . Some monthly payment options are available specifically for residents of Brazil and Colombia. U.S. residents may pay monthly through PayPal Credit.

Porter Airlines

Porter , a Canadian airline, allows customers to use Uplift and PayPal to purchase flights across the U.S. and Canada.

Qatar Airways

Unless you're flying from Brazil, Brunei, or Kazakhstan, you can hold any Qatar Airways booking for up to 72 hours. How long prospective travelers can hold their Qatar flights depends on where they intend to fly to and from. The "Hold My Booking" option, available on the payment page, requires a non-refundable fee that doesn't go toward the price of your ticket. In most cases, you can also use PayPal Credit.

Southwest Airlines uses Uplift to break the cost of the flight up into fixed monthly payments. It also accepts PayPal Credit and Klarna.

Sunwing connects Canadian cities with destinations in Mexico and the Caribbean. You can pay for plane tickets in monthly installments through Uplift.

United Airlines

Use Uplift, PayPal Credit, or Klarna to pay for United Airlines flights in monthly installments. The company also has a program called FareLock that allows you to pay a fee to hold a fare for three, seven, or 14 days before paying for it in full. If you decide not to buy the ticket, you forfeit the fee. This service is offered only on itineraries wholly operated by United Airlines and/or United Express.

Online Travel Agencies Offering Monthly Payment Options

Alternative airlines.

Any ticket booked through Alternative Airlines can be paid for in weekly, biweekly, or monthly installments with Uplift. The online travel agency markets itineraries by more than 600 airlines, and Uplift financing can be used for all of them. You can also split payments through Klarna.

CheapOair.com

CheapOair uses Affirm to offer customers a monthly payment option.

Funjet Vacations

Funjet Vacations uses Uplift to offer monthly payments for its flights and vacation packages.

Priceline uses Affirm to handle monthly payments. Select the "monthly payments" option on the secure billing step of the booking process and choose from three-, six-, or 12-month options. Alternatively, break it up into four payments over six weeks using Klarna.

How Buy-now, Pay-later Services Work

Airlines and travel agencies partner with BNPL services like the travel-specific Uplift or the more broadly available Affirm to offer monthly payment options. Some take payments through PayPal Credit and/or Klarna. Learn about the differences between these services and how they work.

Affirm allows customers to pay monthly or every two weeks. Terms can last up to 48 months for the largest loans, but more typically, they last up to a year. Interest rates vary by person, ranging from 0% to 36% APR, and are determined at the time of sign-up. A down payment and credit check might be required when you apply for a loan.

To use Affirm, you will need a phone number to use as an account login. The service is available only in the U.S. and Canada. Once you've created your account and gotten approved for a loan amount, you can set up auto-pay or pay each month via the app or website. You can find a full list of Affirm's travel partners, including airlines and accommodations, on its website .

PayPal Credit

This is a monthly payment option provided by travel companies that take PayPal. Typically, you'll choose PayPal as your payment method, and once you sign into your PayPal account, you can choose PayPal Credit . As of 2023, the variable purchase APR is about 28% for new accounts, but you can avoid paying interest altogether if you pay the loan off within six months. Loan applications are subject to credit approval.

Uplift is the leading pay-over-time financing service in the travel space, partnering with cruise lines, hotel chains, airlines, and more. Once you have selected a product, like your flight, you are shown a per-month rate based on the price of the items in your shopping cart. When you get to the payment page and choose monthly payment as your option, you will be asked for some personal details, and once you click "check rate," you will be told whether you've been approved. Uplift offers an APR of 0% to 36% based on your credit. You won't be penalized for paying late or early, and you can set up autopay so the money comes out of your account automatically.

Klarna breaks up the price of your ticket into monthly payments or four equal payments to be made two weeks apart. Add the Klarna extension to your Chrome browser or download the app on your phone, then book your flight as usual, selecting Klarna at checkout. The first payment will be due upfront. Klarna offers an APR of 0% to about 30%.

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EarlyBird

How do I apply?

Shop for your items and add them to your cart like you normally would. When you are ready to check out, simply select Uplift as your payment method. To apply, you'll need to provide some basic information like your mobile number, date of birth, and if you are a US resident, your Social Security number. If you're approved, finish checking out and you're done.

How are my loan offers determined?

We look at a number of factors, including your credit information, purchase details, and more.

How do I make installment payments?

You can make a payment anytime by visiting pay.uplift.com and clicking on the Loans tab. From there, click the Make a Payment button. We recommend that you enable AutoPay at time of purchase so that your payments are automatically deducted each month. If you don't have AutoPay enabled, visit pay.uplift.com , click on the Accounts page, and set the AutoPay toggle to ON. You can also change the form of payment on file with Uplift anytime by visiting pay.uplift.com .

I purchased a trip using Uplift, can I travel before it’s paid off?

Yes! You do need to allow a few days between booking and your departure date for things to process. Other than that, you are free to travel whenever - even before you're all paid off.

What is your Privacy Policy and Terms of Use?

Here is a link to our Privacy Policy and Terms of Use .

Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Minimum $49 purchase required. Not everyone is eligible. Loans made through Uplift are offered by these lending partners:  uplift.com/lenders. Privacy Policy and Terms of Use .

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“The best part about Airfordable is that your ticket is paid off before your trip, so you don’t have to deal with debt once you return home. For someone who doesn’t want to miss out on a trip to see family and friends, a vacation or a life milestone, this can be a really great service.”

“Airfare is usually cheaper when you buy further in advance, but what if you haven't planned for a trip, or saved up the cash yet? One new solution is Airfordable.”

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How to Use ‘Travel Now, Pay Later’ Services When Planning a Trip

By Jennifer Bradley Franklin

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All products featured on Condé Nast Traveler are independently selected by our editors. However, when you buy something through our retail links, we may earn an affiliate commission.

All products featured in this story are independently selected by our editors. However, when you buy something through our retail links, we may earn an affiliate commission.

After more than a year of sticking close to home, travelers are ready to budget for a vacation once again. But if the desire to travel outpaces your finances, a growing number of “travel now, pay later” services are making immediate vacations possible. 

“Services such as Klarna and Afterpay are giving us the flexibility to afford that extra-nice hotel or to stay on vacation that extra day by staggering payments and slicing them into four rather than requiring one upfront payment,” says Michelle Halpern, the founder of the Live Like It's the Weekend travel blog.

Here’s how it works: If you find a trip, flight, or hotel and see the Klarna or Afterpay option, you can undergo a 30-second soft credit check, either through the apps or online, to determine the amount you qualify to pay in installments. You make the first payment—one-quarter of the total purchase—and get your trip or flight confirmation immediately. The service charges the remaining interest-free installments of the total every two weeks directly from your preferred payment method until the total is paid. You secure the deal instantly, there’s no impact on your credit score and there are no fees. However, using these services doesn’t help build credit and their charges are initiated automatically, which means that even if your linked bank account gets low or your credit card is near its limit, those charges are still going to happen.

“Afterpay saved my life on many occasions,” says Shawn Richards, a U.K.-based expedition coordinator for Ultimate Kilimanjaro, who spent years as a nomad. Richards recalls times when he’d decide spontaneously to go somewhere new, but wouldn’t have the ready funds. “Afterpay was like having a virtual father, as it gave me the kick I needed; I had to find a job in my destination very quickly to be able to pay for how I got there,” he says. Four years ago Richards used Afterpay to score the $1,400 open-ended flight to Tanzania that led to working with his current tour company.

The idea is catching on fast: Afterpay reported that it’s signed up more than 13 million users in North America as of January 2021. Different retailers have partnerships with different payment systems, so you might need accounts with multiple service providers to build the trip you want. For example, Airbnb offers payment through Zip (formerly Quadpay), while you can pay for trips on Booking.com and Expedia through Klarna. Here are some other things to consider.

Should I spring for a pricier trip?

While these services can be a great way to avoid credit card debt and the interest that can come with it, financial pros caution against spending more than your budget allows.

“Just because you have more time to spend your money doesn’t mean you have more money to spend,” says Tony Palazzo, CFA and Managing Partner at Berkeley Capital Partners & Access Private Capital in Atlanta , who notes that pay in four services may ease the psychological impact of a purchase, but that doesn’t mean you’re paying less. “You need to ask yourself, ‘If I can’t afford it now, how will I afford it within a [six]-week time period?’” he says.

Palazzo is currently seeing his financial services clients plan to take bigger trips , either because they haven’t spent money on travel during the pandemic or they’re rewarding themselves for a difficult 2020. “‘Revenge spending’ is a real thing, and travel appears to be a popular target,” he says.

When he was a nomad traveling the world , Richards tried to keep his budget conservative by thinking of Afterpay like borrowing money from a friend. “Then you are likely to only borrow what you need, and not more,” he says.

How to maximize the benefits

When you see an ultra-low price on a flight to your dream destination or an unheard-of deal on a hotel, services like Klarna and Afterpay can help you book it before it’s gone. “Time pressure to lock in a great deal is common with travel,” Palazzo says. “Offers appear at a moment’s notice and often require you to act quickly. Having quick access to the cash you might not have readily on hand, could better position you to nab that heavily discounted red-eye to Paris .”

Dolores Mason-Stokes, a Chicago-based plus-size fashion and travel blogger, used Klarna to book an upcoming trip to Catalina Island in California, and she’s planning to use it again to pay for a 2022 anniversary trip to Bali . She says that using the service strategically makes it easy to budget for a bigger trip because she’ll buy one element (like a flight) and pay it off before adding the next (like a hotel). “It doesn’t matter if it’s flights, transportation, places to stay or even excursions, you can pay through [Klarna],” Mason-Stokes says. “You could book an entire trip abroad.”

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Pay for your flight with Uplift

book a trip on a payment plan

Feel good about where you fly and how you pay for it. With Uplift, you can book your trip now and pay for it over time with budget-friendly monthly payments.

Low monthly payments

Budget-friendly loan options.

Easy application

Receive a quick decision.

No surprises

That means no late fees, no prepayment penalties.

Automatic payments

So you don't have to remember due dates either.

How Uplift works

Step 1: Select Uplift at checkout

Shop for your trip on our website or app like you normally do and select Uplift as your payment method at checkout.

Step 2: Complete a quick application

Provide a few pieces of information and receive a quick decision without ever leaving the payment page.

Step 3: Enjoy your trip

Relax knowing you can travel now and pay for it over time with low monthly payments.

Frequently asked questions

What is uplift.

Uplift gives you the freedom to purchase travel now and pay over time with simple monthly payments. Some plans include interest while some are interest-free.

How do I apply?

Shop for your flights like you normally would. Then, select Uplift as your payment method at checkout. You’ll complete a short application and receive a quick decision letting you know if you’ve been approved. You can choose the terms of your plan before you complete checkout and enjoy your trip.

How is my loan term offer determined?

Uplift looks at a number of factors, including your credit information, purchase details and more.

How do I make installment payments?

You can make a payment anytime by visiting pay.uplift.com and selecting the “Loans” tab. From there, select the "Make a Payment" button.

Uplift recommends you enable AutoPay at the time of purchase so your payments are automatically deducted from your bank account each month. You can enable AutoPay on the "Accounts" page on pay.uplift.com. You can also update your payment method here at any time.

Can I travel before paying off my trip with Uplift?

Yes! You do need to allow a few days between booking your trip and departure for things to process. Other than that, you are free to travel whenever—even before you’re all paid off.

Where can I find Uplift’s Privacy Policy and Terms of Use?

Here is the Privacy Policy and Terms of Use for Uplift.

Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Not everyone is eligible. Loans made through Uplift are offered by their lending partners . Privacy Policy and Terms of Use . Uplift’s address: 440 N Wolfe Road, Sunnyvale, CA 94085

Pay Later Guide

The 10 Best Payment Plans for Vacations

Vacations are a time to have fun, sit back, and relax. It’s a great way to let off steam that comes with the monotony of life. The only possible drawback I can think of? The meticulous planning and finances. 

The good thing is, there’s an alternative. The “Book Now Pay Later” vacation payment plans option is increasingly becoming popular and for good reason! 

Imagine this scenario: You need a vacation badly. You’re burnt out from working and the distinction between your work and private life has disappeared, but you don’t have enough in savings to fund your vacay. Should you wave that badly needed vacation goodbye? 

Not quite. This is where payment plans come into play. Payment plan offers range from interest-free policies to low down payments and easy monthly installments. 

Even if you can’t afford a vacation right now, you can still take the leap. Your dream of exploring the City of Light? Vacationing in the Maldives? Payment plans put them all within reach. 

The benefits of using payment plans for vacation packages abound. With so many options in the tour and travel market, it can get a little overwhelming. Don’t fear, this article has you covered. 

Top Vacation Payment Plans

1. expedia .

Expedia vacations pay monthly plans

With their Uplift payment program , you can book a trip today and set easy monthly instalments that fit your budget. You don’t have to pay an arm and a leg every month. These monthly payments can be tailored to your budget allowing you to travel before your loan is paid off in its entirety. Southwest are a particularly good choice if you are looking for all-inclusive vacations with hundreds of resorts to choose from.

  • They have customizable monthly payments. 
  • They offer an easy application process. 
  • There are no charges in the monthly payments, no late fees, and no prepayment penalties. 
  • Large range of all-inclusive vacations and resorts (including Mexico and Caribbean)
  • Canceled flights are refunded as Southwest Airlines air credit which can be limiting. 
  • Canceled land travel, tours, and accommodations are refunded in the form of travel credit from Southwest Vacations. 

3. Funjet (Best for All-Inclusive Packages)

Funjet vacations payment plans

Funjet has a great payment plan if you want to travel and save money at the same time. With a simple downpayment, you can secure the best deals at great rates. 

You’ll have to make your vacation reservation six weeks in advance with deposit options available at checkout. You can schedule a final payment or make multiple payments at zero interest. 

  • Cancel any time for any reason. There are no pesky rebooking fees. 
  • Reserve a vacation for as little as $50. 
  • Reservations are subject to change. 
  • Deposit options are not available if you’re traveling during a holiday. 

4. Luxury Escapes 

Luxury Escapes’ Latitude Financing Payment plan offers a 12-month interest-free period. You’ll pay monthly installments, but after the 12-month promotional period, you’ll be charged a pretty hefty 24.99% interest rate. 

Luxury Escapes offers flexible booking dates. That means you can book a limited-time deal for a certain property now and rebook it for a different date later. 

  • They have a seven-day refund guarantee. 
  • There are no hidden costs. 
  • If your preferred date is unavailable, you can’t get a refund. Make sure to read the terms and conditions carefully. 

5. Contiki 

Contiki vacations payment plans

A small layaway deposit of $99 will lock in your travel dates. Contiki accepts Visa, Mastercard, and American Express. They can accommodate all types of installment plans : weekly, monthly, two payments of 50% each – you name it, you got it. You just have to make the entire payment 45 days before departure. That’s it. 

  • There are no interest charges and no fees. 
  • They offer flexible payment plans. 
  • The Freedom Guarantee ensures you can reschedule travel dates, swap the tour type, or choose a different region to travel in altogether. You can avoid cancellation fees with this feature. 
  • Cancellation fees as high as 50% if cancellation is done within one to seven days before departure and 100% if done on the day of departure. 

6. United Vacations (Best for Layaway Vacation Packages)

With United Vacations, you can finance your trip through Uplift . United have a layaway vacation option which allows you to lay down an initial $250 deposit and pay the rest at least 45 days before the departure date. The best part? You can use multiple credit cards to fund your trip.

  • If you get the vacation protection package, you won’t have to deal with cancellation fees. You have the flexibility to change or cancel the plan as needed. 
  • You can book your entire trip through United Vacations from hotels, flights, car rentals to resorts, airport transfers, and excursion experiences. 
  • Airfare is non-refundable. If your flight was canceled, they’ll give you credit you can use within a year as long as your tickets were booked through American Airlines. If not, policies vary from carrier to carrier. 

7. JetBlue Vacations 

JetBlue vacations payment plans

JetBlue’s annual percentage rate ranges from a huge 10.99% to 25.99% for a loan term of 12 to 18 months. Their partnership with MarcusPay enables them to offer top-tier package getaways. 

If you want lower rates and longer terms, you’ll need to have excellent credit scores. Additionally, rates are generally higher for longer-term loans. 

  • They don’t require a deposit upfront. 
  • If you find the same package for a cheaper price within 24 hours of booking, they’ll match it and refund the difference. 
  • JetBlue Vacation charges a $200 cancellation fee per person plus additional penalties charged by the hotels. 

8. G Adventures 

Deposits for layaway vacations start at $250. If you’re unsure about a specific tour but don’t want to let the opportunity pass you by, they have a “holding an option” tool that lets you reserve a spot for 48 hours without paying a pretty penny. 

The best part? If you ever have to cancel a trip, change it, or push it back, you’re not forced to use it within a year or two. It’s good for life. You can pay the full balance close to your departure date. 

  • They have small groups per trip. This helps you form a closer connection to the places and people you visit on your travels. 
  • They offer lifetime deposits. 
  • “Optional” activities cost you an additional fee if you decide to purchase. If you don’t want to factor in any additional costs to your budget, you can pass on these. 
  • Depending on the trip, guides can be a hit or miss. 

9. Intrepid Travel 

Intrepid Travel provides exemplary flexibility in changing travel plans. There are no change fees as long as you notify them about the changes at least 21 days in advance. You have the flexibility to choose an entirely new trip or pick new travel dates. 

You only need to secure your trip with a deposit and you can pay the rest in installments whenever you like. Just make sure you’ve paid for the trip in full at least 21 days before you’re scheduled to depart. 

  • There are no interest and rebooking fees. 
  • You can hold your trip for up to 5 days without paying a deposit. 
  • If you’re traveling solo, you’ll have to pay a mandatory single supplement fee for certain trip types. 

10. Priceline 

Priceline.com comes through with terrific ways to save on travel. As long as you know how to look for deals, you’ll hit pay dirt.  

Check out Priceline’s Express Deal which can save you anywhere between 10% to 40% off flights. The catch? You don’t know what time your flights will depart. It can be a red-eye for all you know. 

  • Priceline offers significantly lower prices. 
  • You can place bids for a lower price. If you get it, it’s a win. If you don’t, you lose nothing. 
  • Once the fee is charged, you don’t get a refund if you change your mind. 
  • You can’t reserve a room for more than 2 people. 

Most popular destinations for vacation payment plans

If you are looking for inspiration for your next vacation then we’ve chosen 5 of the most popular destinations which are available to finance with installments.

Bonus Trip – Disney World Payment Plan

If you’re looking for family vacation payment plans then one of the best is the Disney World payment plan , we’ve written about it before and it’s a great choice if you have kids. Family vacations can be expensive and instalments are a great way to spread the cost. With Disney you can book your vacation and choose how often you want to pay. The payment plans are extremely flexible allowing you to look forward to your next family vacation without the stress of a huge amount leaving your bank account.

Wrapping It All Up 

Payment plans for vacations are probably the best thing for people who don’t mind taking a chance and are flexible in their travel itineraries. With plans offering 0% interest rates and easy installments, who wouldn’t want to travel the world? 

Before you settle on a payment plan, read the fine print. There are multiple “book now, pay later” options available on the market, but some have better deals than others. Always explore your options and take your time in making a decision. Most, if not all travel plans, are non-refundable. Click wisely. 

Can you use Afterpay for vacations?

Yes. You can currently use Afterypay for hotels and accommodations via the website Agoda.com. Agoda is a reputable travel company and is part of the Priceline group.

Can you use Affirm for travel?

Yes. There are multiple travel companies which accept Affirm at checkout. These companies currently include Expedia, Priceline, Delta Vacations and CheapOair.

Can you finance vacations with Klarna?

Yes. It is possible to book vacations with Klarna using their ‘Pay in 4’ option which allows you to split your vacation payments into 4 payments using the Klarna app.

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book a trip on a payment plan

Pay your way

Super-simple travel payment plans so you can choose when and how to pay for your trip.

Pay monthly or bi-weekly

Automatic payments with no interest and certainly no drama.

  • Put $150 down*
  • Your card or bank account is automatically charged once or twice per month
  • Finish paying 30 days before your trip

* If you book your trip less than 100 days before departure, the minimum deposit will be $750. Trips booked less than 60 days before departure must be paid in full.

Pay at your own pace

No fixed schedule. Pay over time, on your own terms.

  • Put $450 down*
  • Pay off the balance on your own schedule
  • Finish paying 99 days before your trip

* Plus a $50 service fee to cover the costs associated with processing these payments.

Pay in full

Everything up front, nothing to worry about later.

  • Pay for your trip in its entirety
  • Relax some more

Pay with affirm

Travel now, pay later.

  • Check your eligibility during checkout
  • Pay over 6, 12, or 18 months. For example, on a $1,500 purchase, you may pay $135.39 for 12 months with a 15% APR.
  • Go on your trip, even if you’re still paying for it

book a trip on a payment plan

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If you miss one payment, the amount will be distributed evenly over your remaining payments. However, if you miss two consecutive payments, you will be withdrawn from the plan altogether. Note: there is a $35 decline fee each time you miss a payment.

Can I make a payment outside of my payment plan?

Yes, you can do this anytime from your online account under the payments tab. An additional payment does not take the place of any upcoming automatic payments. Your new balance will be distributed evenly over the remaining payments.

How do I use a Future Travel Voucher?

Future Travel Vouchers issued in 2020 or 2021 can be applied to any travel booked prior to 12/31/2022, for departures before 9/30/2024. Just book a trip like you usually would and then start a chat on our website to apply the voucher to your order.

What if I switch trips or move my trip to a later date?

All completed payments will be applied to your new trip and any remaining balance will be redistributed evenly over your new time frame.

What payment methods do you accept?

You can pay using a credit/debit card (Visa, MasterCard) or by using a checking account.

Is Affirm a loan?

Technically speaking, yes. Our financing partner, Affirm, will lend you the money to pay for your trip, and you’ll pay them back over time.

Does Affirm perform a credit check?

Affirm only performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. Checking your eligibility will not affect your credit score.

Can I pay for my trip in pennies?

Please don’t.

If I refer a friend, do I get a discount on my trip?

Actually, yes. We have group and referral discounts to make it even easier to afford your trip. Learn more about these discounts here.

What if I have more questions?

You’re in luck! We’re available via phone, email, live chat, and messenger pigeon. You can reach us here.

United Vacations logo

$250 down, pay later

Reserve your vacation for as little as $250 down.

United Vacations allows you to reserve your vacation from just $250 per person and pay the rest later. United Vacations offers you the flexibility to apply multiple payments over time, or even pay using multiple credit cards. The final payment is due at least 45 days prior to departure. The amount of your deposit includes a portion of your flights, your hotel stay and the full cost of any vacation add-ons, such as show tickets, excursions or travel protection.

How do I put as little as $250 down and pay later?

If you are booking your vacation more than six weeks in advance, the deposit option will appear during the booking process on step three of checkout. At this point, you can even schedule automatic final payments or set up email reminders. The actual deposit amount required varies based on the destination and hotel accommodations selected.

Scheduling automatic final payment

Select a final payment date more than 45 days before your departure date and your credit card will automatically be charged on that date. If you've entered multiple credit cards for your initial deposit, select the corresponding number in the Payment # field (a "1" in this box will charge the first credit card listed, a "2" will charge the second credit card listed, and so on).

Scheduling an email reminder

It's easy to set up an email reminder that will notify you when payment is due on your vacation. This makes it especially easy when you are making multiple payments toward the full vacation price. Just follow the instructions during step three of checkout to schedule your email reminder.

The actual deposit amount required varies based on the destination and hotel accommodations selected. Destinations outside of North America require a $350 per person deposit. Some special holiday/convention periods (or other exceptions) may apply where full payment is required at time of booking. Vacation cancellations/revisions are subject to penalties outlined in the  Terms and Conditions . If you prefer, you may pay for some or your entire final vacation amount due before the final payment date (you can do this either by logging in to the account you created at time of booking or by calling us at the phone number above).

Have questions?

Call us at  1-888-854-3899 . You can also find answers to most of your questions by reviewing our  Frequently Asked Questions .

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Cruise Payment Plans

Vacation financing, stop waiting to start cruising .

Booking with our payment options and methods make it easier than ever to celebrate a milestone occasion or cruise with your crew — anytime, anywhere.

✔ choose your cruise 

Whether it’s beachside bliss, European wonders or anywhere in between, you can book a cruise vacation to any destination. Browse our site and select the cruise you want.  

✔ SELECT PAYMENT OPTION

Once you’ve chosen your cruise, its time to book. Upon checkout, choose from different options like gift card, credit card or pay over time with Affirm.

✔COMPLETE YOUR PURCHASE

Just like that you’re ready for a vacation full of adventure or relaxation. You can manage your cruise experience by downloading the Royal Caribbean App .

PAYMENT OPTIONS

Booking a cruise has never been easier with so many payment options to choose from. Whether you need a little more time to think it over with a courtesy hold or want to pay over time, we give you the flexibility you want to score the vacation of a lifetime.

book a trip on a payment plan

COURTESY HOLD

Need time to think it over? We’ll hold your reservation — including any promotions — for up to two days* while you coordinate vacation plans with your crew.

*The 2-day hold expires at 11 p.m. EST/EDT on the second day after booking.

book a trip on a payment plan

scheduled payments

Book your cruise now and pay little by little. Or make a lump sum payment for the entire balance no later than the final payment date. The choice is yours.

book a trip on a payment plan

total balance

Pay the full balance at the time of booking and start packing! This worry-free option sets you up for instant vacation mode. All that’s left to do is enjoy your upcoming adventure.

PAYMENT METHODS

Making a payment toward your upcoming cruise is a breeze with several convenient options. From Affirm to Royal Caribbean Gift Cards, we accept a variety of payment methods to snag your best vacation ever.

book a trip on a payment plan

CREDIT CARD

Secure your cruise today with a minimum credit card deposit. Then schedule subsequent payments to be automatically charged to your card before your sail date. Or charge the full balance up front.

book a trip on a payment plan

Need a little more time? Select Affirm during checkout for instant financing options to cruise now and pay later — even after your vacation has ended.

book a trip on a payment plan

A Royal Caribbean Gift Card can pay for a portion of your cruise — or someone else’s. They’re easy to purchase, send, and redeem toward cruises and onboard purchases on U.S. sailings.

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WHY CHOOSE AFFIRM?

From cotton-candy sunsets in Santorini to giant glaciers in Alaska and post-card pretty beaches in the Caribbean, Royal Caribbean® offers the boldest adventures on the industry’s best ships. Explore the world on your own terms with flexible payment plans through Affirm †. Book now and pay over time for as low as 0% APR with no late or hidden fees. 

PAY over time

Book now and pay over time with fixed monthly installments for as low as 0% APR.

book a trip on a payment plan

No late FEES

Affirm won't charge you late fees, hidden fees, compund interest, or penalties of any kind—ever.

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Checking your eligibility at checkout won't impact your credit score.

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ROYAL CARIBBEAN GIFT CARD GIVE THE GIFT OF ADVENTURE

Max out the memories with a Royal Caribbean® Gift Card. Easy to purchase, send and redeem, Gift Cards let them choose the adventure that’s right for them — or splurge on onboard faves like specialty dining, beverage packages, spa services, shore excursions and more. All it takes is a few clicks to email a gift that’s customizable, convenient and flexible. And since the value never expires, family and friends can make bold new discoveries on their own time.

buy a gift card today

Buy a Gift Card Today

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WEEKEND VS. WEEK LONG GETAWAYS

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CARDHOLDERS GET MORE 

There’s a sea of incredible benefits to enjoy with the Royal Caribbean Visa Signature® card even when you’re not sailing. From rental car coverage and roadside assistance to price protection and purchase security, cardholders enjoy these benefits with their card.

LEARN MORE ABOUT THE ROYAL CARIBBEAN VISA SIGNATURE® CARD

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$150 per person, travel protection plan.

book a trip on a payment plan

OUR FLEXIBLE PAYMENT PLAN

Flexible payment plan, at all inclusive outlet, we offer flexible payment options to ensure a stress-free shopping experience, you can book the trip of your dreams for a deposit as low as $50.00 per person* and make additional payments anytime that you wish, provided that you’ve paid in full 60 days before you travel., how it works:.

  • The minimum payment required to secure your spot will show up at checkout when booking online or you can also pay over the phone if you’re working directly with one of our Travel Specialists.
  • You can make follow-up payments in any amounts, using any credit or debit cards, at any time you wish! There are no auto-payment options as we don’t store credit card details for security purposes.
  • From your online customer account, you’ll be able to make follow-up payments as well as view your remaining balance and payment history.
  • You can choose to make small payments leading up to the final due date, or simply pay off the balance at one time.
  • There are no additional fees or interest added for not paying in full as long as the required deposit amount is paid at time of booking, and the final payment is made by the due date.
  • After making full payment, you’ll receive your travel documents!

Want to make a payment? Click HERE or contact us at 888.403.2822

book a trip on a payment plan

Ready to start planning your next unforgettable getaway?

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You’re a Member When Every Trip Can Be Extraordinary

Book through American Express Travel® and elevate your next journey.

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Plan Your Ideal Getaway 

With the inspiration, personal advice, and tools to help you make your trip perfect.

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Find New Inspiration

Your new favorite destination is always a few clicks away. From adventures close to home to the farthest reaches of the globe, we can help you plan the adventure of a lifetime – and then find your next. 

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American Express Travel

Help yourself to more – for less. American Express Travel offers multiple ways to unlock extra savings and get the most for your travel dollar. When you book through American Express Travel, using your full suite of Card benefits is seamless. Terms apply. ‡

Ready, Set, Book

Spend fewer days dreaming about your trip and more days on it. Book directly with American Express to use benefits that could help you extend your travel.

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Go Farther With Membership Rewards ® Points

Let Membership Rewards points cover this trip, or the next. From short flights to long stays, eligible Card Members can earn extra points when you book flights, prepaid hotels, prepaid car rentals, and cruises through American Express Travel using your eligible Card. Then you can use those points toward your next adventure. Terms apply. ‡

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Lowest Hotel Rates Guarantee

Book with confidence, knowing you’ll always get the lowest rate through American Express Travel. If you book a qualifying hotel rate on AmexTravel.com and then find the same room, in the same hotel, for the same dates, the same number of children and adults, at a lower price online, before taxes and fees, we’ll refund you the difference. Terms apply.‡

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Take Advantage of Insider Fares

Go further with fewer Membership Rewards points. With Insider Fares, it takes fewer points to get around the globe. Access select flights at AmexTravel.com if there are enough points for the entire fare. Terms apply.‡

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Elevate Your Travel Experience With a Gift Card

Card Members like you are redeeming Membership Rewards ®  points for Gift Cards from Delta, Uber, and other favorite travel brands. Browse from a selection of Gift Cards and use the points you've worked hard to earn.‡

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Book Your Trip Now, Pay Later With Plan It®

Ready to get going? You can use Plan It to pace out your payments for purchases of $100 or more. Split the cost of your trip into equal monthly installments with a fixed fee, and still earn rewards on purchases the way you usually do. Terms apply.‡

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Split Travel Expenses With Ease 

Traveling with friends or a big group? Seamlessly split any pending or posted American Express purchase right from the American Express® App with any other Venmo or PayPal user and get paid back directly to your Card as a statement credit. Terms apply.‡

Coverage and Benefits Options for Your Next Trip

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Help Protect Your Travels

Prepare for unexpected events with American Express® Travel Insurance◊ . Build your own insurance coverage or choose one of our packages. Fees, coverage limits, and coverage areas apply. Please read important exclusions and limitations. Enrollment required.

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The Flexibility to Change Your Mind

With Trip Cancel Guard , you can cancel your flight for any reason up to two full calendar days before departure and receive up to 75% reimbursement when an airline credit or voucher is not available or expires. Available exclusively at AmexTravel.com at time of booking. Terms apply. ‡

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Drive Forward With Confidence

Enroll your American Express ® Card in Premium Car Rental Protection◊ . Your Card will be charged one flat rate per rental period, not per day like rental companies may charge. Fees, coverage limits, and coverage areas apply.

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Enjoy Your Adventure

From local finds to legendary favorites, take advantage of unique rewards and access at stops along your journey.

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Explore Local Hot Spots

Wherever your travels take you, you can find a table with Resy. Explore Resy’s curated itineraries to find beloved local restaurants along your trip.

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Enhance Your Trip With Amex Offers

Whether you’re preparing for your journey, booking accommodations, or exploring your destination, Amex Offers‡ has got you covered. Simply add offers to your eligible Card and make qualifying purchases to earn rewards throughout your travel experience.

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Make Every Moment More

When you’re a Member, any event is more rewarding. Experience exclusive Card Member benefits – like 10% off concessions, exclusive Card Member entrances, and more – at some of the most iconic venues around the world.‡

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Unlock Savings on Great Events

Get 10% off tickets to live events, including concerts, sports events, theater shows, and more through the Tikety Live Event Site for Amex® Card Members.‡

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Explore the World with GetYourGuide

Whether it’s marveling at unique scenery, appreciating local art museums, or tasting local cuisine, experience the wonders of travel by booking an activity at gyg.me/amex. Terms Apply.‡

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Explore Your Options

Find the best Card, and benefits, for you.

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Looking for a New Travel Card?

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Explore Your Current Card Benefits

Start Your Next Adventure

You deserve the best from every journey. We’re here to help you get it.

‡ Terms and Conditions

Seller of Travel Show Details Hide Details

American Express Travel Related Services Company, Inc. is acting solely as a sales agent for travel suppliers and is not responsible for the actions or inactions of such suppliers. Certain suppliers pay us commission and other incentives for reaching sales targets or other goals and may provide incentives to our Travel Consultants. For more information visit www.americanexpress.com/travelterms .

California CST#1022318; Washington UBI#600-469-694

Membership Rewards Show Details Hide Details

Terms and Conditions for the Membership Rewards ® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.

The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo .

Lowest Hotel Rates Guarantee Show Details Hide Details

Valid only for American Express Card Members. If you book a qualifying hotel rate on amextravel.com and then find the same room, in the same hotel, for the same dates, the same number of children and adults, the same rate type and cancellation policy at a lower price online, before taxes and fees, we'll refund you the difference. For pre-paid reservations, your claim must be submitted prior to your stay, before the date of check-in. For verification of “pay later” hotel bookings, your claim must be submitted within thirty (30) days after you have completed the hotel stay, and the customer service representative may instruct you to mail a copy of your hotel receipt to American Express within that time period. American Express will honor the lower price for verified requests. The "Lowest Hotel Rates Guarantee" policy applies only to online rates available to the general public and excludes (1) rates or discounts that are not available to the general public, including, but not limited to, corporate, group, charter, meeting/convention, AAA, government/military, and senior citizen rates/discounts; or (2) hotel rooms booked through or in combination with frequent stay, loyalty, points, coupon promotions, rooms won through contests or sweepstakes or transferred, or rooms booked on opaque websites that do not allow you to see the name of the hotel until your reservation is complete; or (3) promotional packages, deals, all-inclusive packages, or bundles that may include additional amenities such as parking, meals, or entertainment, or (4) rates booked through the Fine Hotels + Resorts® and The Hotel Collection programs.

Insider Fares Show Details Hide Details

Insider Fares are valid only for Membership Rewards ® program-enrolled Cards when a Card Member is booking through AmexTravel.com. Insider Fares will display in search results on AmexTravel.com only if an eligible Card Member is logged into his/her account and has enough Membership Rewards points for the entire fare; otherwise, publicly available fares will display. Insider Fares are fares for which less Membership Rewards points are required to purchase the flight. The entire amount of the purchase must be covered using Membership Rewards points. Insider Fares are only available on select flights. When purchasing an Insider Fare, the dollar amount of the fare will be charged to the Card Member’s account and a credit will be issued in that dollar amount on the Card Member’s statement; additionally, the number of Membership Rewards points required for the fare will be deducted from the Card Member’s Membership Rewards account balance. Participating airlines and benefits are subject to change. For more information about the Membership Rewards program visit www.membershiprewards.com/terms .

Delta Gift Card Show Details Hide Details

Once Membership Rewards points are redeemed for a Delta Gift Card, the award becomes subject to the terms and conditions of the Delta Gift Card Program. All Membership Rewards redemptions for Delta Gift Cards are final and transactions cannot be returned or reversed.Use of the gift card is subject to the below terms and conditions and, in addition, to the full terms provided at www.delta.com/giftcard . A maximum of 3 Delta Gift Cards can be used per Delta air transportation purchase.Each Delta Gift Card may only be used towards the purchase price of air transportation on Delta Air Lines marketed flights (including as part of a Delta Vacations® package) and may not be used to pay other amounts, such as baggage fees, in-flight purchases, mileage booster, premium seating (e.g., Preferred Seating or Economy Comfort™) or other ancillary products. Delta Gift Cards are not reloadable; will not be replaced by Delta for any reason; are not refundable and cannot be redeemed or exchanged for cash, check or credit except where refund or redemption is required by law; are not a credit, debit or charge card; have no implied warranties; and may only be sold by Delta and Delta-licensed vendors. Use of a Delta Gift Card is subject to applicable law. If there is a conflict between the terms and conditions and applicable law, applicable law will govern. The Delta Gift Card is issued by, and represents an obligation of, Delta Gift Cards, Inc. Call 800-221-1212 for balance information and customer service.

All Delta Gift Card terms apply. For complete terms and conditions, please visit delta.com/giftcards. Delta name and logo are registered trademarks of Delta Air Lines, Inc. and used with permission.  Delta is not a sponsor of the program/promotion and is not affiliated with American Express.

Uber Gift Card Show Details Hide Details

By using this gift card, you accept the following terms and conditions: This card is redeemable via the Uber® or Uber Eats app within the U.S. in cities where Uber or Uber Eats is available. Funds do not expire. The card is non-reloadable and, except where required by law, cannot be redeemed for cash, refunded, or returned. You may be required to add a secondary payment method to use this gift card with the Uber or Uber Eats app. The card is not redeemable outside the U.S. Issuer is not responsible for lost or stolen cards, or unauthorized use. This card is issued by The Bancorp Bank, N.A. For full terms and conditions and customer service, visit uber.com/legal/gift.

Pay It Plan It ® Show Details Hide Details

Pay It ® is only available in the American Express® App for your eligible Account. With the Pay It feature, you can make a payment equal to the amount of a billed purchase less than $100. Payments made with Pay It are not applied to that billed purchase but to your outstanding balance in accordance with how we apply payments.

Your Account is eligible for Pay It if you are a Basic Card Member or Additional Card Member of a Card account issued by a U.S. banking subsidiary of American Express that is not canceled, excluding Accounts that do not have either a Credit Limit or the Pay Over Time feature. Prepaid Cards and products, American Express Corporate Cards, American Express Small Business Cards and American Express-branded Cards or account numbers issued by other financial institutions are not eligible.

With Plan It®, you can create up to 10 active payment plans, each subject to a plan fee. The plan fee is a fixed finance charge that will be charged each month that the corresponding plan is active. You will be offered 1-3 plan duration options for the qualifying purchase. The plan duration options can vary based on a variety of factors such as the purchase amount, your Account history and your creditworthiness. If you are enrolled in an intro or promotional APR, you may see limited plan duration options during the intro or promotional period when you use Plan It on your Account. If you create a plan during an introductory or promotional APR period, your plan fee will be based on the introductory or promotional APR as long as the plan is created before 11:59pm MST on the last day of the introductory or promotional period.

To create a plan, select qualifying purchases of $100 or more and a plan duration. If you have a Card with a Credit Limit, you may also be able to select a qualifying amount of $100 or more and a plan duration. When creating a plan for purchases, you may select up to 10 qualifying purchases for each plan that you create in your American Express online Account. However, you may select only one qualifying purchase for each plan that you create in the American Express App. Qualifying purchases will be identified in your American Express online Account and American Express App. Qualifying purchases (or a qualifying amount, if you have a Card with a Credit Limit) do not include purchases of cash or cash equivalents, balance transfers (if offered), purchases subject to Foreign Transaction Fees, or any fee owed to us, including Annual Membership fees. Unless you are creating a plan at checkout, please allow 2-3 days for your purchase to post to your Account. Once your purchase posts and is no longer pending, you can create a plan for that purchase.

Your ability to create plans will be based on a variety of factors such as your creditworthiness, and your Credit Limit or Pay Over Time Limit, as applicable. The Pay Over Time Limit applies to the total of your Pay Over Time, Cash Advance, and Plan balances. You may not be able to create a plan if it would cause you to exceed your Pay Over Time Limit or cause your Plan balance to exceed 95% of your Account Total New Balance on your last billing statement. You will not be able to create plans if your Pay Over Time feature is suspended or your Account is canceled. You will also not be able to create plans if one or more of your American Express Accounts is enrolled in a payment program, has a payment that is returned unpaid, or is past due. The number and length of plan duration options offered to you, the number of active plans you can have at a time, and your ability to include multiple qualifying purchases in a single plan, will be at our discretion and will be based on a variety of factors such as your creditworthiness, the purchase amount(s), and your Account history. After a plan is paid in full, it will be removed from your Account in the next billing period.

Plan It is available on Card Accounts issued by a U.S. banking subsidiary of American Express, excluding Accounts that do not have either a Credit Limit or the Pay Over Time feature. Only the Basic Card Member or Authorized Account Managers on the Account can create a plan. Prepaid Cards and products, American Express Corporate Cards, American Express Small Business Cards and American Express-branded Cards or Account numbers issued by other financial institutions are not eligible.

Send & Split ® Show Details Hide Details

Send & Split ® is only available in the American Express® App (“Amex App”) to Card Members with an eligible Card. Eligible Cards are US-issued Basic Consumer Cards that are issued by American Express National Bank and are not cancelled. Prepaid Cards, American Express Corporate Cards, American Express Small Business Cards, American Express-branded cards or account numbers issued by other financial institutions and American Express Cards issued outside of the United States are not eligible Cards. To use Send & Split, you must first have an email address on file, enroll in Send & Split® in your American Express Online Account (“Online Account”) and open an Amex Send® stored balance account in the Amex App (“Send Account”). Send & Split allows you to: (i) send a person-to-person payment from your Send Account to Venmo and PayPal users (“Send”) and (ii) split a Card purchase (“Split”) and receive funds to your Card account as a statement credit or to your linked Venmo or PayPal account. You may use Send & Split® with an Additional consumer Card that is issued in the US by American Express National Bank and is not cancelled if you also have an eligible Card in the same Online Account and that Online Account is enrolled in Send & Split. You must have or create an account with Venmo or PayPal and link your Online Account to your PayPal or Venmo account to use Send & Split. You must add money to your Send Account from your eligible Card(s) to Send to a Venmo or PayPal recipient. The money you add will be reflected in your Send Account balance. The charge on your Card for an Add Money transaction does not earn rewards and is subject to the Card’s purchase APR. Once the Send from your Send Account is available in the recipient’s Venmo or PayPal account, you do not have the ability to cancel the transaction. There is no fee to Send to US recipients. PayPal charges a fee to Send to non-US recipients. With Split, you can split pending or posted purchases that are made with your eligible Card in your Amex App. Once you select a purchase to Split, select the contacts you want to request to Split with. You can choose to get paid back as a statement credit to your Card account (a Split credit) or to your linked Venmo or PayPal account. Split credits to your Card account apply when we receive confirmation that the Split request was completed but may take 24-36 hours to post to your Card account. You are still responsible to pay the full purchase amount charged to your Card, regardless of whether you are paid back via Split. You earn rewards for purchases that you split in the same way that you earn rewards for other purchases. Other eligibility and restrictions apply. For complete details visit americanexpress.com/sendandsplitterms to view Terms & Conditions. Send Account issued by American Express National Bank.

◊ American Express Travel Insurance Show Details Hide Details

American Express Travel Insurance (Policy AX0126, or Policy AETI-IND) is underwritten by AMEX Assurance Company, Administrative Office, Phoenix AZ. Coverage is determined by the terms, conditions, and exclusions of the respective policies (see above) and is subject to change with notice. This document does not supplement or replace the Policy.

American Express Travel Insurance is offered through American Express Travel Related Services Company, Inc., California license number 0649234.

Trip Cancel Guard Show Details Hide Details

American Express Trip Cancel Guard is an optional benefit enabling You to receive partial reimbursement for Eligible Trip Itineraries purchased through/on TRS that are cancelled for any reason at least 2 full calendar days before your Departure Date and before the Benefit End Date. This benefit is a cancellation fee waiver and is not an insurance product. Trip Cancel Guard is only available for purchase from TRS at the time of the Eligible Trip Itinerary booking. With this benefit, the Eligible Beneficiaries may receive reimbursement for up to 75% of Nonrefundable Prepaid Expenses listed on the Eligible Trip Itinerary purchased through TRS as stated on Your Schedule of Benefits. Reimbursement is subject to requirements and restrictions. Visit americanexpress.com/tripcancelguardterms for full Terms & Conditions.

◊ Premium Car Rental Protection Show Details Hide Details

Premium Car Rental Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0610 or Policy PCRP-IND and is subject to change with notice. Coverage is not available for ride-sharing companies that allow individuals to rent out their personal vehicle. This document does not supplement or replace the Policy.

Premium Car Rental Protection is offered through American Express Travel Related Services Company, Inc., California license number 0649234.

Amex Offers Show Details Hide Details

Eligible Card Members can redeem an Amex Offer by first enrolling in the offer in their online account or in the American Express ® App and then using their enrolled Card to pay. Only U.S.-issued American Express Consumer and Business Cards and registered American Express Serve ® and Bluebird Cards may be eligible. We may consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your eligibility to access Amex Offers. You may not be eligible to access Amex Offers if we, in our sole discretion, determine that you have previously engaged in abuse, misuse or gaming of the Amex Offers program, or any other Amex program. Offers are also available to Additional Card Members and available offers may vary for each eligible Card Member. Please review the terms of each offer for details on how to redeem. For full Program Terms, visit www.americanexpress.com/us/amexoffersterms/ .

Events Show Details Hide Details

Early Access.

Early access to purchase 2023 US Open tickets has expired. Information and terms of purchase for 2024 US Open tickets will be made available in 2024 prior to the Early Access on sale date. Early Access tickets are subject to the terms and conditions of the Early Access program. Early Access tickets may be purchased for select seats during a specified period prior to the general on-sale dates for the US Open. Tickets must be purchased using an American Express Card (including, for example, the American Express International Dollar Card). Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Early Access tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment .

On Site Benefits.

American Express Card Members that have a valid ticket to the US Open can get access to certain benefits on site at the US Open by presenting an American Express Card in their name (pre-paid American Express Cards are not eligible). These on-site benefits are subject to change year-over-year, including Card Member eligibility and benefit terms. For the 2023 US Open, on-site benefits include access to the American Express Shop (checkout-free/contactless shopping using an American Express Card), American Express radios (limit one per Card per day, available while supplies last), American Express Card Member lounge located on the second level of the US Open American Express Fan Experience (Card Members may visit the lounge with up to two (2) guests, capacity limitations apply), and more. To the extent alcohol is available in the lounge, you must be 21 years of age or older to consume alcoholic beverages; please drink responsibly. For additional on-site benefits and terms, please visit usopen.org .

Fan Experiences

American Express hosts American Express Fan Experiences at select music festivals and sporting events. In 2023, Fan Experiences are available at Coachella music festival, US Open golf, NBA and WNBA All-Star games, Wimbledon, British Summer Time music festival, All Points East music festival, US Open tennis, and Austin City Limits music festival. The music festivals and sporting events at which Fan Experiences are hosted are subject to change year-over-year, including Card Member eligibility and terms. American Express Card Members that have a valid ticket to an applicable event can visit the Fan Experience by presenting an American Express Card in their name (pre-paid American Express Cards are not eligible). The number of Card Member guests permitted may vary by event. Capacity limitations apply. Additional rules and terms may apply by event. American Express reserves the right to not allow or to remove Card Members and their guests from the Fan Experience for any reason, including, without limitation, not adhering to applicable rules and terms of the Fan Experience. To the extent alcohol is available at the Fan Experience, you must be 21 years of age or older to consume alcoholic beverages; please drink responsibly. Fan Experiences may be modified or discontinued at any time and without notice. For more information, please visit americanexpress.com/entertainment .

Event Access

Eligible American Express Card Members can get access to purchase tickets to select events through the American Express Early Access, Access, and/or Preferred Access programs. For program eligibility and terms, please refer to the program terms and conditions below. Additional terms of purchase may apply for the event selected. Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges and resale may be prohibited by the ticket seller. For more information, please visit  americanexpress.com/entertainment .

Early Access Program.

Early Access tickets may be purchased by American Express Card Members for select events and select seats, during a specified period prior to the general on-sale dates for those events. Tickets must be purchased using an American Express Card (including, for example, the American Express International Dollar Cards). Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Early Access tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment .

Access Program.

Access tickets may be purchased by American Express Card Members for select events and select seats, during a specified period. Tickets must be purchased using an American Express Card (including, for example, the American Express International Dollar Cards). Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. Access tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment .

Preferred Access Program.

Preferred Access tickets may be purchased by eligible American Express Card Members for select events and select seats, during a specified period. Tickets are sold by and fulfilled by third party ticket sellers (not American Express), and such tickets are subject to the rules, terms and conditions, prices and fees set by the ticket seller, event promoter and/or the venue. When purchasing tickets, enter the 10-digit customer service phone number on the back of your eligible Card when prompted. Tickets must be purchased using one of the following U.S.-issued American Express Cards: American Express Cards: Consumer, Business, or Corporate Platinum Card ® or Centurion ® Card; Consumer or Business Delta SkyMiles ® Platinum Card; Consumer or Business Delta SkyMiles ® Reserve Card; Consumer, Business, or Corporate Gold Card; Classic Business Gold Card; Business Gold Rewards Card; Executive Business Card; Hilton Honors American Express Surpass ® Card; Hilton Honors Aspire Card; Marriott Bonvoy Brilliant ® Card; Marriott Bonvoy Bevy ™ Card; or Marriott Bonvoy ® Card. Tickets are subject to availability and supply may be limited. Not all seats may be offered; purchase limits and blackout dates may apply. Refunds, exchanges, and resale may be prohibited by the ticket seller. For more information, please visit americanexpress.com/entertainment .

Card Member Entrances & Fast Lanes

American Express Card Member entrances are available at select venues. Card Member entrances may not be available for all events; hours of availability may vary and are subject to change. Entrances may be modified or discontinued at any time and without notice. Card Members that have a valid ticket to the event can get access through the Card Member entrance by presenting an American Express Card in the Card Member’s name (pre-paid American Express Cards are not eligible). The number of Card Member guests permitted may vary by venue. Additional rules and terms may apply by venue and by event (including, without limitation, security protocols). American Express does not operate the Card Member entrances; the applicable venue operates the entrance. Venue personnel reserve the right to not allow Card Members and their guests admittance through the Card Member entrance for any reason, including, without limitation, not adhering to security protocols. To determine if the venue for the event you would like to attend has a Card Member entrance, please visit americanexpress.com/venues .

Fast Lanes.

American Express Card Member fast lanes are available at select music festivals for the purchase of music festival merchandise. Card Members that have a valid ticket to the music festival can get access to the Card Member fast lane by presenting an American Express Card in the Card Member’s name (pre-paid American Express Cards are not eligible). The number of Card Member guests permitted may vary by event. Additional rules and terms may apply by event. To determine if the music festival you would like to attend has a Card Member fast lane, please refer to the American Express Card Member benefits for that music festival (as applicable). For more information, please visit americanexpress.com/entertainment .

American Express Shops

American Express Shops are checkout-free/contactless shops available to American Express Card Members at US Open tennis and select venues (currently, the Barclays Center in Brooklyn, New York and the Delta Center in Salt Lake City, Utah). An American Express Card is required for entry and to make purchases in American Express Shops (pre-paid American Express Cards are not eligible). Capacity limitations apply. American Express Shops may not be available for all events at a venue; hours of availability may vary and are subject to change. American Express does not operate American Express Shops. American Express Shops are operated by third party concessionaires selected by the venue; that third party concessionaire is the merchant of record on all purchases at that American Express Shop. Purchases are subject to the policies and terms of the operator of the American Express Shop and the venue. All sales are final, no refunds or exchanges. American Express Shops may be modified (including, without limitation, the concessions offered) or discontinued at any time and without notice. To determine if the venue for the event you are attending has an American Express Shop, please visit americanexpress.com/venues .

Tikety US Pilot Site Show Details Hide Details

American Express® Card Members in the United States (including its territories and possessions) (“US Card Member(s)”) booking through us.tikety.com/amex (the “Website”) with a valid US issued American Express Card (“US Card”) can access and receive a 10% discount on tickets purchased on the Website between August 29, 2023 and November 29, 2024. The 10% discount on ticket purchases made through the Website will be applied automatically at checkout and may not be combined with any other offers. The 10% discount is applied before applicable taxes and fees. Upon purchasing tickets, you will receive a confirmation email and e-ticket. In certain instances, the ticket supplier may delay delivery of the ticket(s) until a minimum of 48 hours prior to the event itself, in which case you will be advised at booking. In such cases your email confirmation will contain all relevant details. The e-ticket is your ticket and includes your confirmation number, ticket and event information, your event contact details, relevant cancellation policies, and other important details. The personal information you provide to make your booking will be processed by Tikety in accordance with Tikety’s Privacy Policy located at https://tikety.com/privacy-policy . Tikety may share certain information regarding any Tikety booking you make through the Website (e.g., cardholder name, transaction date, transaction amount, etc.) with American Express to provide insight into your use of the Website. Any personal information American Express receives about you will be used in accordance with the American Express Online Privacy Statement www.americanexpress.com/us/company/privacy-center/online-privacy-disclosures . If American Express determines in its sole judgment, exercised reasonably, that you engaged in abuse, misuse, or gaming in connection with this program or that you may attempt to do so we may disqualify you from redeeming offers in the future. American Express acts solely as a marketing provider for Tikety and does not operate the Website or act as a commercial agent for the Tikety ticket suppliers. Tikety operates as a Merchant of Record and an intermediary platform on which tickets are offered online and fulfilled by a variety of ticket suppliers around the world. American Express is not responsible for the platform, Website, tickets, or other actions or inactions of Tikety or Tikety ticket suppliers. For customer service, you can contact Tikety’s Customer Service Team, available 24/7, by calling 888-805-3993, emailing them at [email protected] , or accessing Tikety’s Help Center for FAQs. Tikety’s Terms and Conditions apply.

GetYourGuide Show Details Hide Details

US American Express® Card Members booking through gyg.me/amex with a US-issued American Express Card can receive 10% off the total cost of tours, attractions, or other activities (after taxes and fees) when booked by 05/31/2024 (“Limited Time Offer”). Discount will be applied automatically at check out.

  By using the website or booking an Activity, you and Co-Travellers agree to comply with and be bound by the following terms and conditions. Please review these terms and conditions carefully. If you do not agree to these or the other applicable terms and conditions, you should not use the website or book an Activity. We may modify these terms and conditions at any time by posting the modified terms and conditions on the website. Any such modifications will be effective immediately. Your continued use of the website after modifications have been made to the terms and conditions signifies and confirms your acceptance of the modified terms and conditions.

Upon booking an Activity, you will receive a confirmation email and PDF voucher. The PDF voucher is your ticket and includes your booking reference and PIN Code, booking information, Supplier contact details, relevant cancellation policies, and other important details. We may offer promotions or curated offers in connection with the website. Any promotions or offers will be denoted accordingly on the website and will be subject to additional terms and conditions. Other restrictions may apply.

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How to Make a Flight Payment Plan with No Credit Check

Josh Garber

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

If you need to buy a plane ticket but don’t want to pay the full amount upfront, an option to consider is purchasing your flight using a flight payment plan that doesn’t require a credit check.

This can be a valuable option for travelers who can’t or don’t want to pay the total amount of the flight right away but who also don’t want to put the travel on a credit card — which may carry a sizable interest rate. 

If you’re considering this option, keep reading to learn how to find a flight payment plan. 

What is a flight payment plan?

A flight payment plan is a buy now, pay later option for booking flights. While the specifics vary based on your particular plan and other factors, a flight payment plan involves paying for the flight over time in equal installments. Usually, you can find these payment plans as a checkout option on the airline or online travel agency's website. Look for buy now, pay later plans from companies like Uplift, Affirm, Klarna or PayPal Credit.

Here’s an example of how a flight payment plan works:

Say you want to buy a round-trip ticket on Southwest Airlines, flying from Oakland, Calif., to Fort Lauderdale, Fla. You find a ticket that departs on Sept. 6, 2023, and returns on Sept. 14 for $447.97. 

book a trip on a payment plan

Southwest allows you to pay in full or spread out your payments at checkout using Uplift. Uplift is a company that will enable qualifying customers to pay $47.34 at booking and then pay an additional $47.34 each month for the following nine months. Using the Uplift option, you’d pay $473.40 for your flight — $25.43 more than if you paid directly.

Although you’ll end up paying slightly more for the flight using Uplift than you would if you paid in full right away, this can be a great option for travelers who don’t have a credit card or who want to avoid using a credit card, especially if the card has a high interest rate.

» Learn more: 5 ways credit cards can beat buy now, pay later plans

Why look for flight payment plans with no credit checks?

Before signing up for a flight payment plan, check to see if you’ll be subject to a hard credit check for approval. Many buy now, pay later services only do a "soft credit inquiry." The main difference between a soft and a hard credit check is that a soft credit check doesn’t affect your credit score, whereas a hard credit check will.

Your credit score is essential for several reasons, including getting preferential interest rates for car loans or home mortgages, which is why you should favor flight payment plans that don’t require hard credit checks.

» Learn more: 6 tips for traveling without a credit card

Making a flight payment plan with no credit check

If you’re looking to use a flight payment plan to buy a plane ticket, the next step is to book your travel with either an airline or a booking website that offers flight payment plan options — and be sure to look for one that doesn’t require a hard credit check.

Airlines and booking websites that offer flight payment plans with no hard credit checks include:

United Airlines.

Southwest Airlines.

American Airlines.

Alaska Airlines.

While the exact steps will vary based on who you’re booking with, you’ll typically take the following steps to book your flight and secure your payment plan:

Search for and select the flight you want to book. Indicate that you’d like to use a buy now, pay later plan.

Fill in the information required to set up your payment plan, which may include your name, birthday, Social Security number and phone number. 

If you’re approved, select the payment option you want to use.

After you find a plan that works for you, accept the plan. You’ll usually also have to make an initial deposit. 

If you want to book a flight with an airline or booking site that doesn’t allow you to set up a flight payment plan at checkout, you may be able to set up a plan directly with a buy now, pay later company. For instance, Zip.co allows you to set up a flight payment plan with Booking.com or Delta with no hard credit check.

» Learn more: The problems with using buy now, pay later to fund travel

Flight payment plans with no credit check recapped

If you’re purchasing a flight and don’t have the funds available to pay for it in full upfront — or if you’d rather spread out your payments over time — it’s worth considering a flight payment plan.

However, finding a plan that doesn’t require a hard credit check is best since that can lower your credit score. 

To secure a flight payment plan with no credit check, you should first look into airlines and booking websites that offer that option, such as Alaska Airlines, United and Priceline.

After you find a flight you like, fill in the relevant information and review your payment options. If the plan looks good to you, accept the terms, including paying an initial deposit.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

Chase Sapphire Preferred Credit Card

on Chase's website

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Chase Freedom Unlimited Credit Card

1.5%-6.5% Enjoy 6.5% cash back on travel purchased through Chase Travel; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

$300 Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

Capital One Venture Rewards Credit Card

on Capital One's website

2x-5x Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

75,000 Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

book a trip on a payment plan

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  • Per Diem Lookup

Privately owned vehicle (POV) mileage reimbursement rates

GSA has adjusted all POV mileage reimbursement rates effective January 1, 2024.

* Airplane nautical miles (NMs) should be converted into statute miles (SMs) or regular miles when submitting a voucher using the formula (1 NM equals 1.15077945 SMs).

For calculating the mileage difference between airports, please visit the U.S. Department of Transportation's Inter-Airport Distance website.

QUESTIONS: For all travel policy questions, email [email protected] .

Have travel policy questions? Use our ' Have a Question? ' site

PER DIEM LOOK-UP

1 choose a location.

Error, The Per Diem API is not responding. Please try again later.

No results could be found for the location you've entered.

Rates for Alaska, Hawaii, U.S. Territories and Possessions are set by the Department of Defense .

Rates for foreign countries are set by the State Department .

2 Choose a date

Rates are available between 10/1/2021 and 09/30/2024.

The End Date of your trip can not occur before the Start Date.

Traveler reimbursement is based on the location of the work activities and not the accommodations, unless lodging is not available at the work activity, then the agency may authorize the rate where lodging is obtained.

Unless otherwise specified, the per diem locality is defined as "all locations within, or entirely surrounded by, the corporate limits of the key city, including independent entities located within those boundaries."

Per diem localities with county definitions shall include "all locations within, or entirely surrounded by, the corporate limits of the key city as well as the boundaries of the listed counties, including independent entities located within the boundaries of the key city and the listed counties (unless otherwise listed separately)."

When a military installation or Government - related facility(whether or not specifically named) is located partially within more than one city or county boundary, the applicable per diem rate for the entire installation or facility is the higher of the rates which apply to the cities and / or counties, even though part(s) of such activities may be located outside the defined per diem locality.

IMAGES

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  2. What payment methods can I use to book a trip?

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  6. Download Free Excel Template for Business Trip Budget

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COMMENTS

  1. Vacation Payment Plans

    Yes, you can pay monthly for your vacation with Expedia Affirm vacation payment plans. Simply choose your dream travel package and select "Monthly payments" at checkout. You'll have the option to spread the cost over 3, 6, or 12 months, giving you financial flexibility when planning your dream getaway. These pay-later travel deals include ...

  2. Buy Now, Pay Later for Travel

    Uplift is the leader in Buy Now, Pay Later for. travel. . When you pay monthly for a flight, a cruise, a hotel, or vacation package - you're giving yourself the freedom to travel farther and explore more enjoyably. Millions of consumers choose Buy Now, Pay Later options for vacation and travel so that they can say "yes" to all those ...

  3. Uplift's Pay Monthly Vacation Option

    Budget and book your trip with confidence, lock in better prices earlier, and avoid carrying balances on high-interest credit cards. Affordable plans. Pay off your vacation with convenient monthly payments. To keep things simple, Uplift can automatically process your payments and notify you with a convenient email and text. ... *Down payment ...

  4. Buy now, pay Later with KAYAK and Affirm

    Step 5 - Review your final payment plan. Review the payment options for your booking and complete your reservation by paying with Affirm. *Rates from 10-36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending ...

  5. Flights, travel, and vacation payment plans

    Up to $50 off - $10 off per passenger, up to 5 passengers per booking. T&C's: AFFIRM50 is for flight purchases over $200 only. Non-refundable. Can only be applied to up to 5 passengers in one booking, with a maximum of $10 being discounted per person. Flight seats and prices are subject to availability. Non-refundable and for over 18s only.

  6. Book Vacation Rentals Now, Pay Later

    Affirm's travel financing lets you choose between 3 to 18 monthly payments. ... Get ready to book. ... You'll get a real-time decision and your credit score won't be affected. Pick a payment plan Choose a 3, 6, or 12-month plan for trips that cost $500-$999.99, or a 6, 12, or 18-month plan for trips over $1,000. ...

  7. Expedia Payment Plans: What to Know

    In our search for a flight and rental car for a week-long trip to San Francisco that costs $809.47, we had the option to pay in three-, six- or 12-month installments. The monthly payment, interest ...

  8. Deposit and Payment Plans for your Vacation

    Paying for your vacation in instalments can help you spread the costs and also gives you the option to plan a vacation you wouldn't otherwise be able to afford. By booking in advance and choosing a trip payment plan you'll give yourself plenty of time to pay for the vacation of your dreams. It can also come in handy when paying for a group ...

  9. American Airlines Vacations

    Uplift gives you the freedom to book travel now and pay over time with simple fixed installments. Some plans include interest while some are interest-free. When you're ready to check out, just select "Uplift" as your payment method, complete a short application and receive quick decision. Choose the terms of your payment plan, finish checking ...

  10. Book your flight and hotel now, pay later

    We've recently expanded our partnership with online lender Affirm to give you the flexibility of spreading out the cost of your flight and hotel package booking over numerous payments instead of paying the full amount of your trip upfront. Our team is incredibly passionate about making travel accessible for all—everyone deserves a vacation!

  11. 16 Airlines That Let You Book Flights Now and Pay Later

    These sites offer book-now, pay-later flights. If you think a vacation is out of your reach, think again. Some airlines and online travel agencies have services that allow you to book a trip now ...

  12. Book Now. Pay Later.

    Uplift gives you the freedom to book travel now and pay over time with simple fixed installments. Some plans include interest while some are interest-free. When you're ready to check out, just select "Uplift" as your payment method, complete a short application, and receive a quick decision.

  13. Purchase your flight in installments before departure

    By locking in a ticket price up front, users can benefit by securing a better price on airfare while demand stays low and the date of departure is still far away.". "A service like Airfordable could mean the difference between someone being able to take a trip or not - turning it into a priceless service.". "The best part about ...

  14. 6 Best Book-Now, Pay-Later Options

    Best book-now, pay-later options for entire vacations: Uplift. Best for air travel: Fly Now Pay Later. Best for lodging: Expedia. Best for families: Affirm. Best for buying what you need to bring on your vacation: Afterpay. Best for rewards: Bank of America® Travel Rewards credit card. What you should know about book-now, pay-later options.

  15. How to Use 'Travel Now, Pay Later' Services When Planning a Trip

    Here's how it works: If you find a trip, flight, or hotel and see the Klarna or Afterpay option, you can undergo a 30-second soft credit check, either through the apps or online, to determine ...

  16. Pay Later Travel

    Book your next trip. Book Flights Now, Pay Later. Lock-in today's price & pay in up to 26 weekly payments. No interest, no credit checks & no hidden fees. Book your next trip. Testimonial. About Us. How it works. FAQ. Login. Payment Plans For Flights. Spread the cost over weekly or bi-weekly payments before you travel ... Payment Plans For Flights.

  17. Pay for your flight with Uplift

    Book now How Uplift works. Step 1: Select Uplift at checkout. Shop for your trip on our website or app like you normally do and select Uplift as your payment method at checkout. Step 2: Complete a quick application. Provide a few pieces of information and receive a quick decision without ever leaving the payment page. Step 3: Enjoy your trip

  18. The 10 Best Vacation Payment Plans. Book Today, Pay Later

    Canceled land travel, tours, and accommodations are refunded in the form of travel credit from Southwest Vacations. 3. Funjet (Best for All-Inclusive Packages) Funjet has a great payment plan if you want to travel and save money at the same time. With a simple downpayment, you can secure the best deals at great rates.

  19. Paying for Your Trip

    Pay monthly or bi-weekly. Automatic payments with no interest and certainly no drama. Put $150 down*. Your card or bank account is automatically charged once or twice per month. Finish paying 30 days before your trip. * If you book your trip less than 100 days before departure, the minimum deposit will be $750.

  20. $250 Down, Pay Later

    United Vacations allows you to reserve your vacation from just $250 per person and pay the rest later. United Vacations offers you the flexibility to apply multiple payments over time, or even pay using multiple credit cards. The final payment is due at least 45 days prior to departure. The amount of your deposit includes a portion of your ...

  21. Vacation Financing

    From cotton-candy sunsets in Santorini to giant glaciers in Alaska and post-card pretty beaches in the Caribbean, Royal Caribbean® offers the boldest adventures on the industry's best ships. Explore the world on your own terms with flexible payment plans through Affirm †. Book now and pay over time for as low as 0% APR with no late or ...

  22. OUR FLEXIBLE PAYMENT PLAN

    At All Inclusive Outlet, we offer flexible payment options to ensure a stress-free shopping experience! You can book the trip of your dreams for a deposit as low as $50.00 per person* and make additional payments anytime that you wish, provided that you've paid in full 60 days before you travel.

  23. Amex Travel Benefits and Resources

    Book Your Trip Now, Pay Later With Plan It® ... With Plan It®, you can create up to 10 active payment plans, each subject to a plan fee. The plan fee is a fixed finance charge that will be charged each month that the corresponding plan is active. You will be offered 1-3 plan duration options for the qualifying purchase.

  24. How to Make a Flight Payment Plan with No Credit Check

    Search for and select the flight you want to book. Indicate that you'd like to use a buy now, pay later plan. Fill in the information required to set up your payment plan, which may include your ...

  25. The Official Traffic Jam 2024 After Party Tickets Mar 27, 2024 Brooklyn

    Important Event Info: Stone Love Movement Feat Geefus, Tony Matterhorn, Jazzy T, Steelie Bashment, DJ Madout, Bambino, Spexdaboss, Nikki Z, Rassarella Valid photo ID required at door for entry Doors: 6:00 PM Show: 8:00 PM more

  26. Privately owned vehicle (POV) mileage reimbursement rates

    Plan a trip expand menu. Per diem rates. Transportation (airfare rates, POV rates, etc.) Lodging. State tax exemption. Travel charge card. Conferences and meetings. Travel and lodging services expand menu. E-gov travel service (ETS) Travel category schedule. Federal travel regulation. Travel policy.