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• Leaders Speak
• Brand Solutions
• Awareness about travel insurance is definitely on the rise: Digit Insurance

Nikhil Kamdar underscores that new-age insurance companies like Digit Insurance have tried to simplify the travel insurance products so that consumers understand what is being covered under the policy and what is not.

• P Krishna Kumar ,
• ETTravelWorld
• Updated On Jun 22, 2022 at 01:54 PM IST

• By P Krishna Kumar ,
• Published On Jun 22, 2022 at 10:43 AM IST

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• Travel Insurance
• nikhil kamdar
• kamesh goyal
• Destination
• Digit Insurance
• Travel News
• Travel Industry

• Home Guard Plus
• Tata AIG Bharat Griha Raksha Policy
• Home Secure (Householders) Policy
• Private Client Group Home Secure Policy
• Tata AIG Home Protect Policy Claim Form
• Tata AIG Home Protect Policy Claims Manual
• All MediCare Variants
• Tata AIG Group MediCare
• Tata AIG Criti MediCare
• Tata AIG ElderCare
• Auto Secure - Motor Insurance (Private Car/Two Wheeler/Commercial Vehicle)
• Auto Secure Private Car Extended Warranty Insurance Policy

Personal Accident

• Retail Personal Accident Claim Form
• Pradhan Mantri Suraksha Bima Yojana Claim Form
• Accident Guard Plus Claim Form
• Domestic Travel Claim Form
• Overseas Travel Claim Form

Small Business

Extended warranty.

• Service Contract Liability Insurance Policy
• Tata AIG Bharat Griha Raksha Policy - Micro Insurance Product

Boiler & Machinery

• Mega Risk Insurance

Marine Cargo

• Marine Open Policy
• Marine Specific Policy
• Marine Sales Turnover Policy (STOP)

Fire & Engineering

• Contractors All risk
• Erection All Risk
• Auto Secure - Corporate Fleet
• Business Guard Udyam Package
• Two Wheeler Insurance (Rural)
• Car Insurance (Rural)
• Commercial Vehicle Insurance (Rural)
• Tractor Insurance (Rural)
• Crisis Solution (Corporate) 2.0
• Auto Secure -Liability Only Policy
• Auto Secure -Private Car Package Policy
• Auto Secure -Two Wheeler Package Policy
• Long Term Two Wheeler Package policy
• Two Wheeler Extended Warranty Insurance
• Standalone Third party Long Term Two Wheeler Insurance
• Auto Secure Compulsory Personal Accident (Owner - Driver) - Motor Insurance Policy
• 3 Years Standalone Third Party Long Term Auto Secure - Private Car Policy
• Auto Secure - Standalone Own Damage Private Car Policy    
• Auto Secure - Standalone Own Damage Two Wheeler Policy
• Bundled Auto Secure - Two Wheeler Policy (1 Year Term for Own Damage & 5 Years for Third Party)
• 5 Years Standalone Third Party Long Term Two Wheeler Insurance Policy
• Auto Secure Motor Trade Internal Risk
• Bundled Auto Secure - Private Car Policy (1 Year Term for Own Damage & 3 Years for Third Party)
• Auto Secure - Commercial Vehicle Package Policy - Goods Carrying Vehicle , Passenger Carrying Vehicle , Miscellaneous & Special Type of Vehicles
• Motor Trade Package

Casualty Lines

• Commercial General Liabilty
• Commercial Umbrella Liability Policy
• Crisis Management Product - Contaminated Product Insurance
• Pollution Legal Liability
• Product Recall Insurance
• Public Liability (Act) Insurance
• Public Liability Insurance (Industrial Risk)
• Public Liability Insurance (non-industrial risk)
• Clinical Trials Liability Insurance
• Comprehensive Product Liability & Recall Insurance
• Product Liability Indian Market

Property & Energy

• All Risk Insurance
• Baggage Insurance
• Boiler & Pressure Vessel
• Burglary Insurance
• Comprehensive Machinery Insurance
• Comprehensive Project Insurance
• Consequential loss of profit (fire) insurance
• Contractors plant & machinery insurance
• Electronic equipment insurance
• Fidelity Insurance
• Industrial All Risk Insurance
• Machinery Breakdown Insurance
• Money Insurance
• Onshore & Offshore Package Policy
• Onshore property & cost of well control insurance
• Plate Glass Insurance
• Standard Fire & Special Perils Policy
• Title Insurance
• Inherent defects insurance policy
• Terrorism Insurance Policy
• Solar Module Warranty Insurance
• Multinational Insurance Programme
• Machinery Loss Of Profit Policy
• Cellular Network Insurance Policy
• Business Guard Office Policy
• Tata AIG Home Protect Policy
• E Guard Insurance
• Personal All Risk - Retail
• Personal Extended Protection Policy
• Personal All Risk - Commercial
• Business Guard - Commercial Package Policy
• Business Guard - Agri-Pumpset (Small Business)
• Bharat Laghu Udyam Suraksha
• Business Guard Commercial Policy Package - Retail
• Tata AIG Bharat Sookshma Udyam Suraksha
• Tata AIG Bharat Laghu Udyam Suraksha
• Employee Compensation Insurance
• Business Guard Laghu Package policy
• Fire and Allied Peril Sookshma Udyam Suraksha
• Business Guard Sookshma Package Policy Proposal form
• Fire and Allied Peril Laghu Udyam Suraksha

Trade Credit & Political Risks

• Political Risk Insurance for Investors (CEN - Confiscation Expropriation Nationalization)
• Political Risk Insurance for Lenders
• Political Risk Insurance for Senior Lenders (Confiscation Expropriation Nationalization)
• Political Risks - Contract Repudiation Insurance (Sales Contracts)
• Political Risks - Wrongful Calling of Guarantee Insurance
• Trade Credit Insurance Policy
• Invoice Discounting E-Platform
• Invoice Discounting & Factor Credit Insurance
• CONFISCATION, EXPROPRIATION, NATIONALISATION
• Comprehensive Contractors Plant And Equipment Lnsurance
• Confiscation, Expropriation, Nationalisation
• Service Contract- Liability Insurance
• Smart Care- Extended Warranty Insurance - Retail
• SmartCare Extended Warranty Insurance - Commercial
• Card Protection Policy
• Rideshare Policy
• Secured Future Plan
• Maharaksha Personal Injury Policy
• Accident Guard Plus
• Janata Personal Accident Policy (Individual)
• Accident Shield Policy
• Accident Guard Policy
• Saral Suraksha Bima, Tata AIG General Insurance Company Limited.
• Pradhan Mantri Suraksha Bima Yojana - Consent Cum Declaration Form
• Asia Travel Guard Policy
• Travel Guard Policy
• Student Guard - Overseas Health Insurance Plan
• Domestic Travel Guard Policy
• Bharat Yatra Suraksha, Tata AIG General Insurance Company Limited
• Travel Guard Plus
• TATA AIG Hope (TATHLIP25001V012425)
• Tata AIG MediCare Premier(TATHLIP24159V042324)
• Tata AIG MediCare LITE(TATHLIP24132V012324)
• Tata AIG Health Supercharge(TATHLIP24113V012324)
• Tata AIG Elder Care(TATHLIP23179V012223)
• Tata AIG MediCare(TATHLIP23118V032223)
• Tata AIG Criti MediCare(TATHLIP22176V012122)
• Home Guard Plus Policy(TATHLIP21293V022021)
• Tata AIG MediCare Plus(TATHLIP21253V022021)
• Tata AIG MediCare Protect(TATHLIP21225V022021)
• Corona Kavach Policy, Tata AIG General Insurance Company Limited(TATHLIP21095V012021)
• Arogya Sanjeevani Policy, TATA AIG General Insurance Company Limited(TATHLIP20169V011920)
• Hull All Risk
• Hull War Risk
• Liability and Other Aviation Liabilities
• Remotely Piloted Aircraft System (RPAS) Insurance
• Airport Owners & Operators Legal Liability
• Janata Personal Accident Policy (Individual) Micro Insurance Product
• Saral Suraksha Bima, Tata AIG General Insurance Company Limited - Micro Insurance Product

Business Solutions

• Workmens Compensation Insurance

Financial Lines

• Venture Capital Protector Liability Insurance
• Directors & Officers Liability
• ARCHITECTS AND ENGINEERS SINGLE PROJECT PROFESSIONAL LIABILITY POLICY
• Investment Management Insurance
• CUSTOMER RELATIONSHIP MANAGEMENT SERVICES /CALL CENTRES LIABILITY
• EMPLOYMENT PRACTICE LIABILITY
• Corporate Guard – Crime Manager Complete
• BANKERS BLANKET BOND
• MULTIMEDIA PROFESSIONAL LIABILITY
• FINANCIAL INSTITUTIONS PROFESSIONAL INDEMNITY
• Cyber Risk Protector Insurance
• SPECIALISED PROFESSIONAL LIABILITY
• CorporateGuard - Public Offering of Securities Insurance
• ExecutiveEdge

Policy Wordings

• Auto Secure- Private Car Package Policy
• Auto Secure- Motor Trade Package Policy
• Auto Secure- Motor Trade Internal Risk
• Auto Secure- Liability Only Policy
• Standalone Third party Long Term Two Wheeler Insurance Policy
• Long Term Two Wheeler Package Policy
• Two Wheeler Extended Warranty Insurance Policy
• 3 Years Standalone Third Party Long Term Auto Secure – Private Car Policy
• 5 years Long Term Two Wheeler Package Policy
• Bundled Auto Secure – Private Car Policy (1 Year term for Own Damage & 3 Years for Third Party)
• Bundled Auto Secure - Two Wheeler Policy (1 Year term for Own Damage & 5 Years for Third Party)
• Auto Secure- Two Wheeler Package Policy
• Auto Secure Compulsory Personal Accident (Owner Driver) - Motor Insurance Policies
• Auto Secure - Standalone Own Damage Private Car Policy
• Personal All Risk
• Gadget Care Policy
• Janata Personal Accident (Individual) Micro Insurance Policy
• Janata Personal Accident Policy (Group) Micro Insurance Policy
• Standard Fire & Special Perils Policy Micro Insurance
• Group Medicare Micro Insurance Product(TATHMGP21533V022021)
• Tata AIG Group Hospital Cash Micro lnsurance Product(TATHMGP21535V022021)
• Sakhi‐ TATA AIG Maternal Care Micro Insurance Product(TATHMGP20113V011920)
• Group Credit Secure plus Micro Insurance Product(TATHMGP21015V022122)
• Smart Care- Extended Warranty Insurance
• Pradhan Mantri Suraksha Bima Yojana
• Maharaksha Personal Injury Plan Policy
• Janata Personal Accident Policy (Group)
• Group Personal Accident and Business Travel Accident Policy
• Group Accident Guard Policy

Home & PCG

• Standard Fire & Special Perils Policy (Retail)
• Tata AIG Bharat Griha Raksha Policy - Personal Liability Cover Add-on
• Tata AIG_Bharat Griha Raksha Policy - Temporary Resettlement Expenses Ccover Add-on
• Tata AIG Bharat Griha Raksha Policy -Accidental Damage – General Contents Add-on
• Travel Protection Policy
• Group Overseas Travel Guard
• Group Domestic Travel Assure
• Tata AIG Cancellation Guard Policy

Health Retail

• Tata AIG Hope (TATHLIP25001V012425)
• TATA AIG Co-payment Waiver Add On (UIN: TATHLIA24178V012324)
• TATA AIG Consumables Benefit Add On (UIN: TATHLIA24177V012324)
• Model Policy for Persons with Disabilities and HIV/AIDS, Tata AIG(TATHLIP23190V012223)

Health Group

• Tata AIG Group Flexi Rider(TATHLGA24112V012324)
• Group MediCare 360(TATHLGP22162V012122)
• Group MediCare 360- Axis Bank(TATHLGP22162V012122)
• Group Credit Secure Plus(TATHLGP21004V032122)
• Tata AIG Group Critical Illness(TATHLGP21294V022021)
• Tata AIG Group Hospital Cash(TATHLGP21291V022021)
• Tata AIG Personal Accident and Loss of Job(TATPAGP21287V022021)
• Group Medicare(TATHLGP21248V022021)
• Group Medicare- Axis Bank(TATHLGP21248V022021)
• Group Medicare- Canara Bank(TATHLGP21248V022021)
• Group Medicare- Muthoot Bank(TATHLGP21248V022021)
• Tata AIG COVID Protection Group Insurance(TATHLGP21043V012021)
• Tata AIG Group EMI Protect(TATHLGP20116V011920)
• Sakhi‐ TATA AIG Maternal Care(TATHLGP20031V011920)
• Group Criticare 360
• CyberShield Policy Wordings

Commercial Lines

• Trade Credit Insurance
• Comprehensive Product Liability and Recall Insurance
• Clinical trials liability insurance
• Contaminated Product Insurance
• Employers' Liability Policy
• Pollution Legal Liability Select Policy
• Product liability Indian market
• Public Liability Insurance Act
• Professional Liability Insurance
• Workmens Compensation
• Commercial General Liability - Occurrence Form
• Bankers Blanket Bond
• Corporate Guard – Investment Management Insurance
• Highlight named peril d&o insurance
• Corporate Guard - Public Offering of Securities Insurance
• Corporate Guard - Directors and Officers Liability Insurance (US Sec)
• Financial institutions professional indemnity policy
• Corporate guard - employment practice liability
• Corporate Guard Venture Capital Protector Insurance - Commercial
• Professional liability outsourcing
• Directors & Officers Liability Insurance (SEC)
• Directors & Officers Liability Insurance (Non-SEC) - Commercial
• Corporate guard – crime manager complete
• Cyber risk protector
• Professional Liability MultiMedia
• Professional liability technology
• Professional liability telecom
• Professional liability- Specifies Professions
• Buyer’s warranty and indemnity insurance policy
• Seller’s warranty & indemnity insurance policy
• Professional liability single project professional indemnity
• Corporate kidnap and ransom/extortion insurance
• All risk Insurance
• Comprehensive machinery (cm) insurance
• Business Guard Package
• Comprehensive Project (CP) Insurance
• Consequential loss (fire) policy
• Machinery Loss of Profit
• Standard fire and special perils policy
• Business Guard Policy Retail

Health and Accident

• Instalment Endorsement Insurance
• Personal Accident & Loss of job Insurance
• Tata AIG Antyodaya Shramik Suraksha Yojana
• Restructured weather based crop insurance scheme - Retail
• Pradhan mantri fasal bima yojna
• Unified package insurance scheme
• Pashu Suraksha Bima - Retail
• Pashu Suraksha Bima - Commercial
• Rural Package Policy - Retail Micro Insurance Product
• Weather Insurance Policy - Retail
• Weather Insurance Policy - Commercial
• Rural Package Policy - Commercial
• Rural Package Policy - Retail
• Livestock Micro Insurance Scheme - Commercial
• Livestock Micro Insurance Scheme - Retail
• Business Guard - Agri-Pumpset (Small Business Solutions)
• Business Guard - Commercial Policy Package (Small Business Solutions)
• Employees Compensation Insurance - New
• Business Guard - Commercial Policy Package - Retail
• Business Guard - Bharat Laghu Udyam Suraksha
• Business Guard Sookshma Package Policy
• Business Guard Laghu Package Policy
• Fire and Allied Perils Sookshma Udyam Suraksha
• Fire and Allied Perils Laghu Udyam Suraksha
• Aviation hull all risk insurance policy
• Aviation hull war & allied perils
• Aviation Insurance
• Airport owners and operators liability insurance
• Remotely Piloted Aircraft Systems (RPAS) Insurance

Trade Credit

• Political risk insurance for lenders
• Political Risk Insurance for Senior Lenders (Confiscation, Expropriation, Nationalization)
• Political risk insurance for investors (CEN)
• Comprehensive contractors' plant and equipment insurance schedule
• Contract repudiation insurance (sales contracts)
• Wrongful calling of guarantee insurance
• Trade credit insurance
• Port Package Insurance
• Freight forwarders liability insurance
• Marine advance loss of profits
• Marine Cargo Policy
• Tea crop insurance clauses
• Package Policy for Exporters covered under the Duty Exemption Scheme - Commercial
• Marine liability with versions(Wharfingers Liability Insurance) - Commercial
• Marine liability with versions(Stevedores Liability Insurance) - Commercial
• Marine liability with versions(Port Authority Liability Insurance) - Commercial
• Marine liability with versions(Terminal Operator) - Commercial
• Marine liability with versions(Excess Liability) - Commercial
• Auto Secure - Compulsory Personal Accident (Owner-Driver) Motor Insurance Policy
• Auto Secure – Standalone Own Damage Private Car Policy – Add on covers
• Auto Secure – Standalone Own Damage Two Wheeler Policy
• Auto Secure - Private Car Package Policy – Add on Covers
• Bundled Auto Secure - Two Wheeler Policy (1 Year Term for Own Damage & 5 years for Third Party)
• Long term Two Wheeler Package Policy
• Tata AIG Health Supercharge(TATHLIP24113V012324) – Value Plan
• Tata AIG Health Supercharge(TATHLIP24113V012324) – Geo Plan
• Student Guard Policy
• Business Guard -Commercial Policy Package(Small Business Solutions)
• TATA AIG Co-payment Waiver Add On (UIN: TATHLIA24178V012324
• Commercial Policy Package (Small Business Solutions) - Retail

Customer Information Sheet

• Personal Extended Protection Policy (PEPP)
• Tata AIG Health Supercharge - Value Plan(TATHLIP24113V012324)
• Tata AIG Health Supercharge - Geo Plan(TATHLIP24113V012324)
• Tata AIG Criti-MediCare(TATHLIP22176V012122)

Miscellaneous

• Travel Guard Policy with Sublimits
• Travel Guard Policy Without Sublimits
• Student Guard-Overseas Health Insurance Plan
• Bharat Yatra Suraksha, Tata AIG General Insurance Company Limited.
• Home Guard Plus Policy
• Arogya Sanjeevani Policy, TATA AIG General Insurance Company Ltd.
• Corona Kavach Policy, Tata AIG General Insurance Company Ltd.

Micro Insurance

• Saral Suraksha Bima, Tata AIG General Insurance Company - Micro Insurance Product
• List of Health and Personal Accident Products Offering Instalment Facility
• List of Excluded Providers
• List of Day Care Procedures
• Annexure I – List of Optional Items
• Health Underwriting Philosophy
• Download PMSBY Policy Documents
• Annexure I – List of Optional Items (Consumables Benefit)
• Tata AIG Bharat Griha Raksha Policy FAQs
• Business Guard - Bharat Laghu Udyam Suraksha FAQs
• Commercial Policy Package - Retail FAQs
• TATA AIG Health Supercharge
• Tata AIG MediCare LITE

Key Features Documents

• Travel Extension Form
• NEFT mandate form

Price Revision Rationale

• Tata AIG Medicare
• Tata AIG Medicare Premier

Some More Documents

Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to TATA Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. 2008, TATA AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CIN: U85110MH2000PLC128425. IRDA of India Regn. No. 108. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] . Category of Certificate of Registration: General Insurance.

2008, Tata AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CINNumber : U85110MH2000PLC128425. Registered with IRDA of India Regn. No. 108. Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to Tata Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] .

• Car Insurance
• Two Wheeler/Bike Insurance
• Commercial Vehicle Insurance
• Taxi/Cab Insurance
• Auto Rickshaw Insurance
• Truck Insurance
• Health Insurance
• Super Top-up Health Insurance
• OPD Health Insurance
• Arogya Sanjeevani Policy
• Personal Accident Insurance
• Corporate Health Insurance
• International Travel Insurance
• Flight Delay
• Shop Insurance
• Home Insurance
• File a Claim
• File Health Claim
• File Motor Claim for Garages
• COVID-19 Assistance
• Claim Status
• Become an Agent

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Digit Two-Wheeler Policy – Bundled

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Go Digit General Insurance Limited (formerly known as Oben General Insurance Ltd.) - Registered Office Address - 1 to 6 floors, Ananta One (AR One), Pride Hotel Lane, Narveer Tanaji Wadi, City Survey No.1579, Shivaji Nagar, Pune-411005, Maharashtra | Corporate Office Address - Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru-560095, Karnataka

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Your passport to travelling with peace of mind

Millions of indians love us because, cashless hospitalisation e.

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What is travel insurance?

Travel insurance safeguards you financially from various unpleasant situations that may arise during your trip. The plan covers you whether you are heading overseas for a holiday, business meeting or education.

Some of the key travel insurance benefits include emergency evacuation, medical expenses coverage due to COVID-19, medical emergency assistance, trip cancellation cover and lost or delayed baggage coverage.

Features of ICICI Lombard's travel insurance

No medical check-up.

Need to fly abroad for an urgent business meeting but your insurer is delaying travel insurance owing to pending medical screening? If so, get an instant travel insurance quote with us without having to undergo a medical examination.

Trip cancellation & interruption cover

In case you are cancelling your trip due to a valid reason, we will reimburse you for the cancelled flight ticket.

Loss of passport

In case your passport is lost or stolen, our travel insurance will cover the cost of replacing the original passport.

Personal liability cover

If you damage someone's property or they suffer bodily injury because of an accident involving you on your trip, we will cover the legal liabilities.

Reimbursement of non-refundable prepaid payments

Reimbursement of the non-refundable prepaid payments, for the trip being cancelled or interrupted due to medical problems, acts of terrorism or natural disasters.

Advantages of buying ICICI Lombard's travel insurance policy

Medical benefits.

When you secure your trip online from us, we cover medical evacuation, personal accident, hospitalisation and repatriation of remains.

Travel benefits

Under this, we cover trip cancellation, delayed and missed connecting flights.

Luggage benefits

We compensate you for the loss incurred when your luggage is delayed at the airport or if you lose it on your trip.

Other benefits

Some of the other benefits include compassionate visit, emergency cash arrangement, loss of passport cover and personal liability.

24×7 assistance

If you are stuck in an unfavourable situation abroad, we are just a call away. You can call our toll-free number 18002666 at any hour and we’ll try to help you out.

Trip cancellation and interruption

If you have to cancel your trip due to a medical condition or medical emergency in your family our one trip holiday insurance for your single trip takes care of your losses that arise due to the trip cancellation.

Burglary cover for home contents

Our travel insurance also covers your home against burglary while you are away making memories on your international trip.

What’s covered under ICICI Lombard's travel insurance?

Hospitalisation.

In case you fall ill during your trip to an overseas destination, we will reimburse your medical expenses up to the sum insured specified in your policy document.

Lost and delayed baggage

In case of lost or delayed baggage, we will cover the cost of essentials such as toiletries, medicines etc and pay you a fixed lump sum amount.

Third party liability

If a third party suffers property or bodily injury because of your involvement in an accident while on vacation, we will cover the legal liabilities in case you need it.

Emergency cash

If you all your cash is stolen, we will arrange emergency cash for you.

Our policy will be void if you sustain an injury while participating in adventure sports

Our policy will not apply in situations where the claim has arisen due to loss of valuables and money

When you buy travel insurance plans, keep in mind that pre-existing illnesses are not covered unless they are life-threatening

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy

Illness caused due to addiction to alcohol, drugs

Illness such as anxiety, depression

Sickness due to venereal diseases

Sickness caused due to radiation, nuclear weapons & more

Injuries caused due to adventure & other sporting activities

Expenses arising out of loss of valuables, money, securities and tickets

Naturopathy treatment, ayurvedic / homeopathic therapies

Treatment relating to removal of physical flaws - cosmetic or plastic surgery

Costs incurred relating to rest or recuperation at a spa or health resort

Policy documents:

Why should you purchase an online travel insurance plan.

Given the COVID-19 pandemic and the hectic work life, purchasing travel insurance online is a preferred choice these days. You can insure your trip the same way you book your flight tickets and hotel, from the comfort of your home. When you buy travel insurance online-

• You can compare several travel insurance plans available with us.
• You save on the premium.
• You get instant coverage and a get the policy copy of your insurance in your email.

Types of travel insurance plans in India

Single trip travel insurance.

As the name implies, this policy covers a single international trip. Such a policy is valid until the conclusion of your trip, or say, until you return to your home country.

Multi-trip travel insurance

If you travel frequently, you probably don't want to waste time and effort buying insurance for each trip. Considering this, we have come up with a multi-trip policy. The policy is valid for 365 days and you can take as many trips as you want during this period. It is a comprehensive policy that covers on-trip medical expenses, lost baggage, missed connecting flights, compassionate visit, etc.

Schengen travel insurance

The Schengen countries are a group of 26 Central European countries. If you are considering a vacation to a Schengen country, you must first acquire Schengen travel insurance. The policy protects you financially in the event of an emergency.

Student travel insurance

Nowadays, many youngsters aspire to complete their higher education in another country. Given this, we have come up with student travel insurance. The policy covers medical evacuation, study interruption, and sponsor protection.

Does ICICI Lombard's travel insurance plan cover COVID-19?

Yes, ICICI Lombard travel insurance covers COVID-19. The benefits under this cover include:

• We pay for your in-patient and out-patient hospitalisation expenses for hospitalisation due to COVID-19.
• We cover your trip cancellation if your immediate family member is hospitalised due to COVID-19.
• We compensate your lodging or boarding expenses due to trip extension if you contracted COVID-19 on your trip.
• We provide you with daily hospital cash allowance for your COVID-19 hospitalisation abroad

Eligibility criteria for travel insurance plans

Travel insurance policy can be purchased separately by an individual or can be bought for an entire family as a family travel plan. To choose an ideal plan, you must first compare travel insurance plans offered by us and the eligibility criteria for them. ICICI Lombard offers two travel insurance plans Gold and Platinum with SI 50,000$ and 100000$ respectively.

How to buy a travel insurance policy online?

Do you wish to secure your trip online before going out on a vacation abroad? If yes, here is how you can get an instant cover with ICICI Lombard.

Share your basic information and your contact details here and get an instant quote.

Pick the ideal plan that suits your needs.

Pay online using our secure payment gateway.

Get instant cover for your trip abroad.

Additional coverage under travel insurance plans

Repatriation of remains.

In an unfortunate event, if the insured person dies on the trip to an overseas nation, we will reimburse the nominee for the costs of transporting the deceased insured's remains back to his home country.

Hospital daily cash allowance

If the insured person sustains an injury or illness while on a trip, we will provide the insured with a daily allowance up to the amount prescribed in the policy document. However, to avail of the daily allowance benefit, the hospitalisation should be over two consecutive days.

Countries that need an international travel insurance policy

• There are around 34 countries that have made travel insurance compulsory for visiting their country.
• If you are planning a trip to the USA, you should first buy a travel insurance policy before making any reservations.
• If you are considering a trip to the Schengen countries, keep in mind that the 26 countries in Central Europe that make up the Schengen zone have made travel insurance mandatory for tourists.
• Some of the other countries where travel insurance is mandatory are Cuba, the UAE, Russia, Turkey, Qatar, Antarctica, and Ecuador.

How to calculate travel insurance premiums online?

Just like any other insurance policy, knowing your premium ahead of time not only allows you to compare plans but also helps you in saving a significant amount on your premium. To determine your premium online, you must use an online travel insurance premium calculator. To use this tool, you will need to enter information such as your age, destination, number of travellers and trip duration.

Tips to lower your travel insurance premium

If you are fond of exploring new places across the globe, a multi-trip policy can help you save on insurance premium.

When you buy travel insurance online, evaluate and compare the various plans as per your needs and budget.

Claim procedure for travel insurance policies

Even if you have the best travel insurance policy, dealing with unpleasant incidents on your trip might be difficult if you are unaware of the claim procedure. To initiate a claim during an emergency on your trip, you will first need to inform us over the call or via an email. Post intimation, you will have to provide the supporting documents related to your claim. Following your submission, we will evaluate the details and the documents and come back on your claim.

Things to consider while buying travel insurance online

When purchasing travel insurance online, keep the purpose of your trip in mind. Fill in your details and compare travel insurance plans to select an appropriate one from those we offer. If you travel frequently, a multi-trip policy would be excellent for you.

Before securing your trip, plan how you want to spend your holiday; this will help you determine the scope of your policy's coverage.

Health comes first, but falling sick should come last while on your trip. But if you still end up being unwell on your trip, it’ll help to have a travel insurance covering your medical expenses in a foreign land.

Check and compare the claim settlement ratio of various insurers when you buy travel insurance online.

When securing your trip, check the swiftness of the insurer's claim settlement process.

Frequently asked questions about COVID-19 for international travel insurance claims

How many times can we extend the policy, how can i cancel my travel insurance policy, do i get a grace period for my travel insurance policy, can i buy travel insurance after leaving the country, will pre-existing diseases be covered under my travel insurance policy, can i get travel insurance cover if my trip has already started, is it possible for me to claim covid-19 related hospitalisation expenses while on my trip abroad, if i cancel my trip due to covid-19, will i be compensated for the loss incurred as a result of trip cancellation, i have both health and single trip travel insurance; will the covid-19 claim will be applicable in both cases, reviews and ratings.

Our customers have rated us

Ashish Agarwal

ICICI Lombard’s salesperson was very good at his job. He was well aware of the benefits of the travel insurance plan such as emergency hotel extension and coverage against total loss of checked-in baggage. He answered all my queries, and overall, gave me good service. Thanks for your support which helped me to buy insurance without any hassle.

Your salesperson assisted me in the purchase of my travel insurance policy. She was extremely helpful, and patiently guided me through the process. She also clearly explained the policy inclusions like coverage against total loss of checked-in baggage, and exclusions. This helped me to make an informed choice. I will definitely recommend ICICI Lombard to my other friends too. Thank you.

Shoubhik Chakraborty

I wanted to buy travel insurance for my upcoming visit to Spain. ICICI Lombard’s salesperson helped me to buy a policy that was suitable for my visa requirements and for my personal insurance needs too. Overall, I’m very satisfied with her assistance. Many thanks for suggesting the perfect travel insurance plan to me.

K. Thothathiri

I’d been surfing the Internet for travel insurance. Imagine my surprise when within a few seconds of applying for a quote, I got a call from your agent. She was polite and had good command over English. She helped me to understand the policy benefits and purchase procedure, and waited patiently when I told her that I’ll get back with my response in a day.

Suparna Shankar

Your agent helped me to purchase an international travel insurance policy. He was very clear and crisp in his communication. He was also very patient and supportive, and did a good job of helping me set my ICICI Lombard insurance profile right. I would rate him 9 out of 10.

Sanober Garda

I am impressed with the assistance I received from your insurance executive. He was very helpful and patient throughout the purchase of my travel insurance policy. In fact, I would describe him as one of the best executives I have spoken with so far.

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