AARP credit card

NO ANNUAL FEE 1

Earn a $100 Cash Back Bonus

After spending $500 on purchases in the first 90 days 2

The AARP ® Travel Rewards Mastercard ® from Barclays

Travel well rewarded – with no annual fee 1

Earn unlimited 3% cash back on Airfare, Hotel Stays and Car Rentals 2

Earn unlimited 2% cash back on Restaurant purchases 2

Earn unlimited 1% cash back on all other purchases 2

Helping older adults make essential connections 2,3

Essential Connections Powered by Barclays

With a focus on social interactions, Essential Connections Powered by Barclays supports AARP Foundation’s efforts to equip older adults with the tools they need to stay physically & mentally healthy and connected to their communities

Barclays to donate up to $1 million annually

With a focus on increasing social connections among older adults, Barclays will donate to AARP Foundation

Barclays making a difference

Barclays will donate $10 for every new AARP ® Travel Rewards Mastercard ® from Barclays credit card account that's opened, plus 1% of all eligible electronic and telecommunication purchases made with the card

Barclays and AARP Foundation working together

For more information on how older adults can be helped through social connections visit:  connect2affect.org

More exclusive cardmember benefits

Unlimited Rewards That Never Expire

There’s no limit to the amount of rewards you can earn, and they’ll never expire as long as your account is open and in good standing. 2

$0 Fraud Liability Protection

You’ll never be responsible for unauthorized charges made on your account.

Easy Redemption Process

We make it easy to redeem for cash back, AARP memberships and more. Simply set up and manage your account at www.BarclaysUS.com. 2

Low Intro Rate on Balance Transfers

0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply: 21.99%, 25.99%, or 29.99% based on your creditworthiness. There is a fee for balance transfers. 1

AARP Membership Redemption

Redeem rewards for an AARP membership for yourself or as a gift, starting at just $16. 2

No Foreign Transaction Fees

No foreign transaction fees on international purchases. 1

AARP Travel Rewards Mastercard from Barclays

AARP ® Travel Rewards Mastercard ® from Barclays

  • Terms & Conditions
  • Privacy Policy

Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the  Terms and Conditions .

This offer is valid for approved applicants. Any bonus associated with this offer may only be earned once. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings). Please see the About This Offer section of the  Terms and Conditions  for important information.

Annual Fee is $0. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. This introductory APR offer does not apply to purchases and cash advances. For new and outstanding balance transfers after the introductory period and all purchases, the variable APR is 21.99%, 25.99%, or 29.99%, depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 29.99%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $0.50. Balance transfer fee: 5% (min. $5). Cash advance fee: 5% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for updated and more information about the terms of this offer, including the “About the Variable APRs on Your Account” section for the current Prime Rate information.

Conditions and limitations apply. Please refer to the  Reward Rules  within the Terms and Conditions for additional information about the rewards program.

From April 1, 2023 to March 31, 2024, Barclays Bank Delaware (Barclays) will donate $10 for every newly approved AARP-branded credit card from a Barclays account that is used within the first 90 days of account opening and 1% of all eligible electronic and telecommunications purchases made with the card to AARP Foundation, in support of efforts to increase social connection. Total maximum donation by Barclays is $1 million annually. As AARP's charitable affiliate, AARP foundation works to end senior poverty by helping people over 50 build economic opportunity, emphasizing equitable outcomes.

The AARP Travel Rewards Mastercard from Barclays is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International  Incorporated. Mastercard,  World Mastercard and World Elite Mastercard are a registered trademark, and the circles design is a trademark of Mastercard  International Incorporated.

AARP member benefits are provided by third parties, not by AARP or its affiliates. Barclays Bank Delaware (Barclays) pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some Barclays offers are subject to change and may have restrictions. Please contact Barclays directly for details.

© 2024 Barclays Bank Delaware, PO Box 8801, Wilmington, DE 19801, Member FDIC.

Popular Searches

AARP daily Crossword Puzzle

Hotels with AARP discounts

Life Insurance

AARP Dental Insurance Plans

Suggested Links

Red Membership Card

AARP MEMBERSHIP — $12 FOR YOUR FIRST YEAR WHEN YOU SIGN UP FOR AUTOMATIC RENEWAL

Get instant access to members-only products and hundreds of discounts, a free second membership, and a subscription to AARP the Magazine.

Help icon

  • right_container

Work & Jobs

Social Security

AARP en Español

Help icon

Membership & Benefits

  • AARP Rewards
  • AARP Rewards %{points}%

Conditions & Treatments

Drugs & Supplements

Health Care & Coverage

Health Benefits

woman and man working out at a gym

Staying Fit

Your Personalized Guide to Fitness

Hearing Resource Center

AARP Hearing Center

Ways To Improve Your Hearing

An illustration of a constellation in the shape of a brain in the night sky

Brain Health Resources

Tools and Explainers on Brain Health

three vertical images next to each other; on left is a man coughing, center is someone on the phone, and right is woman outside holding cat

How to Save Your Own Life

Scams & Fraud

Personal Finance

Money Benefits

zoomed in map of the united states with map locator pins scattered around

View and Report Scams in Your Area

Tax-Aide Group Illustration

AARP Foundation Tax-Aide

Free Tax Preparation Assistance

a man and woman at home looking at a laptop together

AARP Money Map

Get Your Finances Back on Track

a grouping of white appliances including refrigerator, oven, washing machine, microwave, vacuum, electric tea kettle, radiator

Budget & Savings

Make Your Appliances Last Longer

Small Business

Age Discrimination

illustration of a woman working at her desk

Flexible Work

Freelance Jobs You Can Do From Home

A woman smiling while sitting at a desk

AARP Skills Builder

Online Courses to Boost Your Career

illustration of person in a star surrounded by designs and other people holding briefcases

31 Great Ways to Boost Your Career

a red and white illustration showing a woman in a monitor flanked by a word bubble and a calendar

ON-DEMAND WEBINARS

Tips to Enhance Your Job Search

green arrows pointing up overlaid on a Social Security check and card with two hundred dollar bills

Get More out of Your Benefits

A balanced scale with a clock on one side and a ball of money on the other, is framed by the outline of a Social Security card.

When to Start Taking Social Security

Mature couple smiling and looking at a laptop together

10 Top Social Security FAQs

Social security and calculator

Social Security Benefits Calculator

arrow shaped signs that say original and advantage pointing in opposite directions

Medicare Made Easy

Original vs. Medicare Advantage

illustration of people building a structure from square blocks with the letters a b c and d

Enrollment Guide

Step-by-Step Tool for First-Timers

the words inflation reduction act of 2022 printed on a piece of paper and a calculator and pen nearby

Prescription Drugs

9 Biggest Changes Under New Rx Law

A doctor helps his patient understand Medicare and explains all his questions and addresses his concerns.

Medicare FAQs

Quick Answers to Your Top Questions

Care at Home

Financial & Legal

Life Balance

Long-term care insurance information, form and stethoscope.

LONG-TERM CARE

​Understanding Basics of LTC Insurance​

illustration of a map with an icon of a person helping another person with a cane navigate towards caregiving

State Guides

Assistance and Services in Your Area

a man holding his fathers arm as they walk together outside

Prepare to Care Guides

How to Develop a Caregiving Plan

Close up of a hospice nurse holding the hands of one of her patients

End of Life

How to Cope With Grief, Loss

Recently Played

Word & Trivia

Atari® & Retro

Members Only

Staying Sharp

Mobile Apps

More About Games

AARP Right Again Trivia and AARP Rewards

Right Again! Trivia

AARP Right Again Trivia Sports and AARP Rewards

Right Again! Trivia – Sports

Atari, Centipede, Pong, Breakout, Missile Command Asteroids

Atari® Video Games

Throwback Thursday Crossword and AARP Rewards

Throwback Thursday Crossword

Travel Tips

Vacation Ideas

Destinations

Travel Benefits

a graphic of two surf boards in the sand on a beach in Hawaii.

Beach vacation ideas

Vacations for Sun and Fun

aarp travel card

Plan Ahead for Tourist Taxes

Two images of Seattle - Space Needle and a seafood display in the Pike Place Market - each one is framed in Polaroid style

AARP City Guide

Discover Seattle

cruise ship in body of water with trees and mountains in background

How to Pick the Right Cruise for You

Entertainment & Style

Family & Relationships

Personal Tech

Home & Living

Celebrities

Beauty & Style

A collage of stars from reality TV shows such as "The Voice," "The Great British Baking Show," "Survivor" and "American Idol."

TV for Grownups

Best Reality TV Shows for Grownups

actor robert de niro photographed by a a r p in new york city november twenty twenty three

Robert De Niro Reflects on His Life

cover of james patterson's book chase overlaid on a mysterious-looking illustration of a man in silhouette running past shadowy trees

Free Online Novel

Read 'Chase'

a person in bed giving a thumbs up

Sex & Dating

Spice Up Your Love Life

a woman holding onto a family tree when her branch has been cut off

Navigate All Kinds of Connections

illustration of person exercising in room with bookcase, chair with cat on it, end table, plant, treadmill, weight rack and workout bench

How to Create a Home Gym

a woman looks at her phone while taking her medication

Store Medical Records on Your Phone?

Close-up of Woman's hands plugging a mobile phone into a power bank  in a bar

Maximize the Life of Your Phone Battery

online dating safety tips

Virtual Community Center

Join Free Tech Help Events

a hygge themed living room

Create a Hygge Haven

from left to right cozy winter soups such as white bean and sausage soup then onion soup then lemon coriander soup

Soups to Comfort Your Soul

hand holding a spray bottle that appears to be spraying out flowers; blue background

AARP Smart Guide

Spring Clean All of Your Spaces

Driver Safety

Maintenance & Safety

Trends & Technology

bottom of car, showing one wheel on road near middle yellow lines

How to Keep Your Car Running

Talk

We Need To Talk

Assess Your Loved One's Driving Skills

AARP

AARP Smart Driver Course

A woman using a tablet inside by a window

Building Resilience in Difficult Times

A close-up view of a stack of rocks

Tips for Finding Your Calm

A woman unpacking her groceries at home

Weight Loss After 50 Challenge

AARP Perfect scam podcast

Cautionary Tales of Today's Biggest Scams

Travel stuff on desktop: map, sun glasses, camera, tickets, passport etc.

7 Top Podcasts for Armchair Travelers

jean chatzky smiling in front of city skyline

Jean Chatzky: ‘Closing the Savings Gap’

a woman at home siting at a desk writing

Quick Digest of Today's Top News

A man and woman looking at a guitar in a store

AARP Top Tips for Navigating Life

two women exercising in their living room with their arms raised

Get Moving With Our Workout Series

See a full list of benefits and explore all that AARP membership offers.

You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.

Car Rentals

AARP Travel Center Powered by Expedia: Car Rentals

AARP Travel Center Powered by Expedia logo

Up to 30% off select car rentals

avis logo

Up to 30% off base rates and other benefits

budget logo

Budget Truck Rental

634x634 Budget Truck Rental Logo

10%-20% off truck rentals

Payless® Car Rental

Payless logo

5% off base rates and other benefits

Zipcar Car Sharing

zipcar logo

$20 off an annual Zipcar membership

AARP Travel Center Powered by Expedia: Cruises

Up to $100 onboard credit on select cruises

Collette Cruise Tours

$50 off per person on cruise tours

Grand European Travel: Cruises

Up to $100 off per person on luxury river cruises

Holland America Line

Holland America Line Logo

Up to $200 onboard credit on select cruises

Hurtigruten Expeditions

large cruise ship in cold weather with snow cap mountains in the background

5% off cruise fares and a €100 per person onboard credit

Vacations By Rail: Cruises

Vacations by Rail Logo Current Version 2021

5% off more than 40 rail and cruise vacations

Flights & Vacation Packages

AARP Travel Center Powered by Expedia: Vacation Packages

$50 gift card of your choice when booking any flight package

British Airways

$65-$200 off round-trip tickets purchased online

Explorations by Collette

$50-$100 off small-group cultural immersion tours

Grand European Travel: Vacation Packages

Up to $100 off guided vacations, including U.S. National Parks

Hotels & Resorts

AARP Travel Center Powered by Expedia: Hotels & Resorts

Up to 10% off select hotels

All Resort Store

All Resort Store logo

10%-25% off resort and vacation rentals

AmericInn® by Wyndham

10% off the best available rate

Ascend Hotel Collection®

black and white Ascend Hotel Collection logo

Baymont® by Wyndham

Best Western®

450x450-Best Western Company Logo

5% or more off the best available rate

Best Western Hotels & Resorts

Best Western Hotels & Resorts logo

Best Western Plus®

634-634-Best Western Plus Logo

Best Western Premier®

634x634-Best Western Premier Logo

BW Premier Collection® by Best Western

634x634-Best Western Premier Collection® Logo

BW Signature Collection® by Best Western

634-634-Best Western Signature Collection® logo

Cambria® Hotels

hotel logo in gray and dark yellow

Canopy by Hilton

Canopy by Hilton Logo

Up to 10% off the best available rate and late checkout until 2 p.m. when available

Choice Hotels®

Choice Hotels logo

Clarion Pointe®

Clarion Pointe Logo

Comfort® Hotels

Comfort Logo in blue lettering and large yellow and orange c symbol

Conrad Hotels & Resorts®

Conrad Hotels and Resorts Logo

Up to 10% off and late checkout until 2 p.m. when available

Country Inn & Suites® by Radisson

Logo Country Inn & Suites by Radisson

Curio Collection by Hilton™

Curio - A Collection by Hilton Logo

Days Inn® by Wyndham

Dazzler® by Wyndham

Dolce® by Wyndham

DoubleTree by Hilton™

DoubleTree by Hilton Hotel Logo

Econo Lodge®

450x450 logo on white background

Embassy Suites by Hilton™

Embassy Suites by Hilton Logo

Esplendor® Boutique Hotels by Wyndham

Up to 10% off the best available rate

Everhome Suites®

Everhome Suites Logo

Executive Residency by Best Western®

Executive Residency by Best Western Horizontal Logo

Extra Holidays

Wyndham Extra Holidays Logo

20% off at over 500 resorts throughout the U.S., Mexico and more

GLō Logo

Hampton by Hilton™

Hampton by Hilton logo

Hawthorn Suites® by Wyndham

Hilton For the Stay

Hilton Garden Inn™

Hilton Grand Vacations™

Hilton Hotels & Resorts

Hilton Hotels & Resorts logo

Home2 Suites by Hilton®

Home2 Suites by Hilton Logo

Hometowne Studios by Red Roof

HomeTowne Studios by Red Roof Logo

Homewood Suites by Hilton™

Homewood Suites by Hilton® Logo

Howard Johnson® by Wyndham

Karisma Hotels & Resorts

Karisma Hotel Icon

La Quinta® by Wyndham

LXR Hotels & Resorts

LXR Hotels and Resorts Logo

MainStay Suites®

450x450 logo on white background

Margaritaville Island Reserve

Margaritaville Hotel Icon

Microtel® by Wyndham

Motel 6 Logo

Motto by Hilton™

Motto by Hilton Logo

Nickelodeon™ Hotels & Resorts

Nickelodeon Hotel Icon

Park Inn® by Radisson

logo Park Inn by Radisson

Park Plaza®

Park Plaza logo in black lettering

Preferred Hotels & Resorts

Preferred Hotels & Resorts Logo

Bonus loyalty points and upgraded reward tier status

Quality Inn®

Quality Inn Logo 450x450 logo on white background

Radisson Blu®

Logo Radisson Blu 640x640

Radisson Collection®

Radisson Collection Logo

Radisson Individuals®

radisson individuals logo, 450x450 logo on white background

Radisson Inn & Suites™

Radisson Inn & Suites logo

Radisson RED®

Red Radisson Logo, 634x634 Red Radisson Logo

Ramada® by Wyndham

Red Roof Inn®

Red Roof Inn Logo

Red Roof PLUS+®

Red Roof Plus Logo

Rodeway Inn®

Rodeway Inn Logo 450x450 logo on white background

Signia by Hilton

Signia by Hilton Logo

Suburban Studios®

Suburban Studios logo with blue letters and orange house outline symbol

Super 8® by Wyndham

SureStay Collection® by Best Western

SureStay Collection by Best Western logo

SureStay Hotel® by Best Western

SureStay Hotel by Best Western logo

SureStay Plus® Hotel by Best Western

SureStay Plus Hotel by Best Western logo

Tapestry Collection by Hilton

The Red Collection®

Trademark® Collection by Wyndham

Travelodge® by Wyndham

Tru by Hilton®

Tru by Hilton Logo

TRYP® by Wyndham

VĪb Logo

Waldorf Astoria® Hotels & Resorts

Wingate® by Wyndham

Wyndham Garden®

Wyndham Grand®

Wyndham Hotels & Resorts

Rail & Tours

$50-$100 off per person on guided tours

Collette Spotlights

$50 off single-city tours around the world

Grand European Travel: Rail & Tours

Up to $100 off person on guided tours spanning six continents

Vacations By Rail: Rail & Tours

5% off worldwide rail vacations, tours and select train tickets

Travel Planning

AARP Destination Guides

red publication logo icon

Exclusive guides to popular cities in the U.S. and around the globe

AARP Members Only Access to Special Travel Content

red lock security logo icon

Access AARP Travel Smart Guides, articles, essays and more

AARP Travel

Insider tips, tools and advice to plan a great vacation

AARP Travel Center Powered by Expedia

Exclusive deals on hotels, car rentals, cruises and more

AARP Vacation Ideas

Ideas for every type of trip – from cruises to road trips

Medjet Travel Protection

medjet logo

Up to 20% off MedjetAssist and MedjetHorizon memberships

Park Ride Fly USA

ParkRideFlyUSA logo

12% discount on off-airport parking reservations

RushMyPassport

RushMyPassport Logo

Exclusive savings on U.S. passport renewal bundles

Embark on Unforgettable Journeys With AARP Travel Benefits

Ready to plan your next vacation? Your adventure awaits with AARP travel benefits. Explore, discover, and make memories with our curated selection of discounts, tips, resources and perks available for AARP members. Enjoy AARP travel discounts on hotels, flights, and vacation packages to help make your dream trip more affordable. Access insider tips and recommendations to enhance your travel experience and discover hidden gems. Unlock access to benefits for AARP members. 

Or Call: 1-800-675-4318

Enter a valid location

Enter a valid date

Age of children:

Child under 2 must either sit in laps or in seats:

+ Add Another Flight

Occupants of Room

Occupants of Room 1:

Occupants of Room 2:

Occupants of Room 3:

Occupants of Room 4:

Occupants of Room 5:

Occupants of Room 6:

Occupants of Room 7:

Occupants of Room 8:

You didn't specify child's age

There are children in rooms without an adult

You have more than 6 people total

Please select a trip duration less than 28 days

There must be at least 1 traveler (age 12+) for each infant in a lap

Select a valid location

Select a month

  • Auto Insurance Best Car Insurance Cheapest Car Insurance Compare Car Insurance Quotes Best Car Insurance For Young Drivers Best Auto & Home Bundles Cheapest Cars To Insure
  • Home Insurance Best Home Insurance Best Renters Insurance Cheapest Homeowners Insurance Types Of Homeowners Insurance
  • Life Insurance Best Life Insurance Best Term Life Insurance Best Senior Life Insurance Best Whole Life Insurance Best No Exam Life Insurance
  • Pet Insurance Best Pet Insurance Cheap Pet Insurance Pet Insurance Costs Compare Pet Insurance Quotes
  • Travel Insurance Best Travel Insurance Cancel For Any Reason Travel Insurance Best Cruise Travel Insurance Best Senior Travel Insurance
  • Health Insurance Best Health Insurance Plans Best Affordable Health Insurance Best Dental Insurance Best Vision Insurance Best Disability Insurance
  • Credit Cards Best Credit Cards 2024 Best Balance Transfer Credit Cards Best Rewards Credit Cards Best Cash Back Credit Cards Best Travel Rewards Credit Cards Best 0% APR Credit Cards Best Business Credit Cards Best Credit Cards for Startups Best Credit Cards For Bad Credit Best Cards for Students without Credit
  • Credit Card Reviews Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus
  • Credit Card by Issuer Best Chase Credit Cards Best American Express Credit Cards Best Bank of America Credit Cards Best Visa Credit Cards
  • Credit Score Best Credit Monitoring Services Best Identity Theft Protection
  • CDs Best CD Rates Best No Penalty CDs Best Jumbo CD Rates Best 3 Month CD Rates Best 6 Month CD Rates Best 9 Month CD Rates Best 1 Year CD Rates Best 2 Year CD Rates Best 5 Year CD Rates
  • Checking Best High-Yield Checking Accounts Best Checking Accounts Best No Fee Checking Accounts Best Teen Checking Accounts Best Student Checking Accounts Best Joint Checking Accounts Best Business Checking Accounts Best Free Checking Accounts
  • Savings Best High-Yield Savings Accounts Best Free No-Fee Savings Accounts Simple Savings Calculator Monthly Budget Calculator: 50/30/20
  • Mortgages Best Mortgage Lenders Best Online Mortgage Lenders Current Mortgage Rates Best HELOC Rates Best Mortgage Refinance Lenders Best Home Equity Loan Lenders Best VA Mortgage Lenders Mortgage Refinance Rates Mortgage Interest Rate Forecast
  • Personal Loans Best Personal Loans Best Debt Consolidation Loans Best Emergency Loans Best Home Improvement Loans Best Bad Credit Loans Best Installment Loans For Bad Credit Best Personal Loans For Fair Credit Best Low Interest Personal Loans
  • Student Loans Best Student Loans Best Student Loan Refinance Best Student Loans for Bad or No Credit Best Low-Interest Student Loans
  • Business Loans Best Business Loans Best Business Lines of Credit Apply For A Business Loan Business Loan vs. Business Line Of Credit What Is An SBA Loan?
  • Investing Best Online Brokers Top 10 Cryptocurrencies Best Low-Risk Investments Best Cheap Stocks To Buy Now Best S&P 500 Index Funds Best Stocks For Beginners How To Make Money From Investing In Stocks
  • Retirement Best Gold IRAs Best Investments for a Roth IRA Best Bitcoin IRAs Protecting Your 401(k) In a Recession Types of IRAs Roth vs Traditional IRA How To Open A Roth IRA
  • Business Formation Best LLC Services Best Registered Agent Services How To Start An LLC How To Start A Business
  • Web Design & Hosting Best Website Builders Best E-commerce Platforms Best Domain Registrar
  • HR & Payroll Best Payroll Software Best HR Software Best HRIS Systems Best Recruiting Software Best Applicant Tracking Systems
  • Payment Processing Best Credit Card Processing Companies Best POS Systems Best Merchant Services Best Credit Card Readers How To Accept Credit Cards
  • More Business Solutions Best VPNs Best VoIP Services Best Project Management Software Best CRM Software Best Accounting Software
  • Manage Topics
  • Investigations
  • Visual Explainers
  • Newsletters
  • Abortion news
  • Coronavirus
  • Climate Change
  • Vertical Storytelling
  • Corrections Policy
  • College Football
  • High School Sports
  • H.S. Sports Awards
  • Sports Betting
  • College Basketball (M)
  • College Basketball (W)
  • For The Win
  • Sports Pulse
  • Weekly Pulse
  • Buy Tickets
  • Sports Seriously
  • Sports+ States
  • Celebrities
  • Entertainment This!
  • Celebrity Deaths
  • American Influencer Awards
  • Women of the Century
  • Problem Solved
  • Personal Finance
  • Small Business
  • Consumer Recalls
  • Video Games
  • Product Reviews
  • Destinations
  • Airline News
  • Experience America
  • Today's Debate
  • Suzette Hackney
  • Policing the USA
  • Meet the Editorial Board
  • How to Submit Content
  • Hidden Common Ground
  • Race in America

Personal Loans

Best Personal Loans

Auto Insurance

Best Auto Insurance

Best High-Yields Savings Accounts

CREDIT CARDS

Best Credit Cards

Advertiser Disclosure

Blueprint is an independent, advertising-supported comparison service focused on helping readers make smarter decisions. We receive compensation from the companies that advertise on Blueprint which may impact how and where products appear on this site. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Blueprint. Blueprint does not include all companies, products or offers that may be available to you within the market. A list of selected affiliate partners is available here .

Credit Cards > Reviews

AARP Travel Rewards Mastercard from Barclays review: A surprisingly robust no-annual-fee cash-back travel rewards card

Sarah Brady

Glen Luke Flanagan

Glen Luke Flanagan

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Updated 9:43 a.m. UTC March 13, 2024

  • path]:fill-[#49619B]" alt="Facebook" width="18" height="18" viewBox="0 0 18 18" fill="none" xmlns="http://www.w3.org/2000/svg">
  • path]:fill-[#202020]" alt="Email" width="19" height="14" viewBox="0 0 19 14" fill="none" xmlns="http://www.w3.org/2000/svg">

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full advertiser disclosure policy .

The AARP® Travel Rewards Mastercard® * The information for the AARP® Travel Rewards Mastercard® has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. charges no annual fee and earns a cash-back rate on travel and dining that rivals some of the most premium cards on the market— and you don’t have to be an AARP member to apply. It also provides a solid introductory APR on balance transfers in case you’re looking to pay down high-interest debt from another credit card.

AARP Travel Rewards Mastercard basics

  • Annual fee: $0.
  • Welcome bonus: $100 cash back after spending $500 on purchases in the first 90 days of account opening.
  • Rewards: Earn 3% cash back on airfare, hotel stays and car rentals, 2% cash back on restaurant purchases and 1% cash back on other purchases.
  • APR: 0% intro APR on balance transfers for the first 15 months on balance transfers completed within the first 45 days. After, a variable APR of 21.99%, 25.99% or 29.99% will apply on purchases and balance transfers. There’s a 5% or $5 balance transfer fee, whichever is greater.
  • Other perks and benefits: Ability to redeem rewards for an AARP membership; Barclays will donate 1% of eligible purchases to the AARP Foundation, and will donate $10 for every new account; no foreign transaction fees.
  • Does the issuer offer a preapproval tool? No.
  • Recommended credit score: Good to excellent.

About the AARP Travel Rewards Mastercard

The AARP Travel Rewards Mastercard from Barclays earns 3% cash back on airfare, hotel stays and car rentals, 2% cash back on restaurant purchases and 1% cash back on other purchases. The rate on eligible travel is as good as many pricier travel cards on the market and the earnings on restaurant dining are solid too, although the rewards on all other purchases leave something to be desired.

However, this $0-annual-fee card isn’t just a rewards card — it’s also designed for balance transfers .

New cardholders enjoy a 0% intro APR on balance transfers for the first 15 months on balance transfers completed within the first 45 days. After, a variable APR of 21.99%, 25.99% or 29.99% will apply on purchases and balance transfers. There’s a 5% or $5 balance transfer fee, whichever is greater. 

You don’t have to be an AARP member to apply, so if you want to earn cash back on your travel and dining without an annual fee or transfer a balance you’re carrying on a card from a different issuer, this card could be a fit for you. The difference between a card like this and one with an annual price tag is that, typically, you’ll get a more robust slate of perks in exchange for that annual fee, like travel insurances and protections, the ability to transfer your earnings to travel transfer partners or free checked baggage perks. This card offers none of that, but it also won’t cost you anything to carry.

  • Great cash-back rate on eligible travel purchases.
  • Intro APR on balance transfers for more than a year.
  • No annual fee or foreign transaction fees.
  • No ability to transfer rewards to travel partners.
  • Competing cards may earn higher rewards.
  • Most redemption options have a $25 minimum.
  • Lacks meaningful perks or benefits.

With the AARP Travel Rewards Mastercard, cardholders earn elevated rewards on travel and dining. Specifically, 3% cash back on airfare, hotel stays and car rentals, 2% cash back on restaurant purchases and 1% cash back on other purchases. There’s also a welcome bonus of $100 cash back after spending $500 on purchases in the first 90 days of account opening.

Using government data and other publicly available information, we estimate that a household in the U.S. that would be in the market for the AARP Travel Rewards Mastercard from Barclays has an annual income of $84,352 and $25,087 in expenses they are likely to be able to charge to a credit card. Here’s a breakdown of how much you could earn in cash back from your annual credit card spending based on that estimate:

Rewards don’t expire while the account is open and in good standing and there’s no cap on what you can earn.

You can deposit your rewards into a checking or savings account, redeem it as a statement credit or use it to purchase gift cards, merchandise or AARP memberships.

It’s worth noting that if you put $25,087 in expenses on a credit card earning a flat 2% cash back on every purchase, you’d earn $501.74 back. That beats the AARP Travel Rewards Mastercard when used for the same spend. If you do opt to use the AARP Travel Rewards Mastercard, consider using it only for travel and dining purchases, and putting everything else on a card such as the Wells Fargo Active Cash® Card that offers 2% cash rewards on purchases.

There is a 0% intro APR on balance transfers for the first 15 months on balance transfers completed within the first 45 days. After, a variable APR of 21.99%, 25.99% or 29.99% will apply on purchases and balance transfers. There’s a 5% or $5 balance transfer fee, whichever is greater.

This offer makes the AARP Travel Rewards Mastercard from Barclays attractive for consumers seeking a balance transfer card to pay down existing debt, though the balance transfer fee is a bit on the high side.

Purchases don’t get a low intro period, and are subject to the regular 21.99%, 25.99% or 29.99% variable APR.

How the AARP Travel Rewards Mastercard compares to other rewards cards

Aarp travel rewards mastercard vs. bank of america® travel rewards credit card.

The Bank of America Travel Rewards credit card keeps things simple, earning 1.5 points per $1 on purchases. There’s also a welcome bonus of 25,000 points after spending $1,000 on purchases in the first 90 days of account opening. Points are worth 1 cent each if redeemed to cover past travel or dining purchases, less if redeemed for cash back.

And, if you’re a member of Bank of America’s Preferred Rewards® program, you could boost your rewards rate by 25% to 75%.

You’ll pay no annual fee and no foreign transaction fees with the Bank of America Travel Rewards credit card. 

There’s a 0% intro APR for 15 billing cycles for purchases and any balance transfers made in the first 60 days, followed by a 18.24% to 28.24% variable APR. A 3% intro balance transfer fee will apply for the first 60 days; then a 4% fee applies to future balance transfers.

AARP Travel Rewards Mastercard vs. Bilt World Elite Mastercard®

Anyone seeking a no-annual-fee travel rewards card will find a lot to love about the Bilt Card . It charges no annual fee, no foreign currency conversion fees and points can transfer to more than a dozen travel partners.

Cardholders earn 1 point per $1 on rent payments without a transaction fee (on up to 100,000 points each year), 2 points per $1 on travel (when booked through the Bilt Travel Portal or directly with an airline, hotel, car rental or cruise company), 3 points per $1 on dining and 1 point per $1 on other purchases. At least five transactions must be made per statement period to earn these rewards.

When paying rent, Bilt lets you avoid the transaction fee often charged for paying rent by credit card. For example, Bilt can mail a check to your landlord, or set up a routing number for you to pay via your online portal.

In addition to being able to transfer points 1:1 to Bilt’s airline and hotel partners, you can redeem your rewards to book travel in the Bilt portal, in which case you get a value of 1.25 cents per point.  The card also comes with trip delay reimbursement, trip cancellation and interruption protection and an auto rental collision damage waiver — all valuable perks you don’t normally find on a card with no annual fee.

AARP Travel Rewards Mastercard vs. Chase Freedom Unlimited®

The no-annual-fee Chase Freedom Unlimited earns 5% cash back on travel purchased through Chase Travel, 3% cash back on eligible dining and drugstore purchases and 1.5% cash back on all other purchases.

There’s a welcome bonus where new cardholders can earn 1.5% back on everything bought in the first year on up to $20,000 in spending, which is worth up to $300.

Cardholders also enjoy a 0% intro APR for the first 15 months on purchases and balance transfers, then a variable APR of 20.49% to 29.24%. An intro transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater, applies in the first 60 days. After that, a fee of either $5 or 5% of each transfer applies.

Be aware the Freedom Unlimited charges a 3% of each transaction in U.S. dollars foreign transaction fee, so it’s not ideal for travel abroad.

Should you get the AARP Travel Rewards Mastercard?

Not all balance transfer credit cards offer rewards, so the AARP Travel Rewards Mastercard stands out as a card with both a solid balance transfer intro offer and ongoing value in the form of a cash-back program.

However, the intro APR doesn’t apply to purchases, only to transferred balances. And at 21.99%, 25.99% or 29.99% variable, the regular APR is high, so this card isn’t the best choice for financing a big-ticket item. 

Lastly, while it’s got “travel rewards” in the name, there are better travel rewards credit cards on the market that allow you to transfer rewards to airline and hotel partners and come with trip and baggage protections.

The AARP Travel Rewards Mastercard isn’t a bad card, especially when you consider that it earns good rewards on travel for no annual fee. But if you’re seeking a true travel card, there are other options that will likely suit you better.

AARP Travel Rewards Mastercard summary

Frequently asked questions (faqs).

You’ll need good or better credit to qualify for the AARP Travel Rewards Mastercard from Barclays, but the specific credit score requirement isn’t disclosed by Barclays or AARP. Typically, good credit is considered a FICO Score of 670 or higher.

The AARP Travel Rewards Mastercard is issued by Barclays Bank Delaware (Barclays).

The AARP Travel Rewards Mastercard from Barclays can be a good credit card for someone who spends a lot of money on travel and dining, since you’ll earn elevated cash-back rates on those purchases. But it doesn’t let you transfer rewards to travel partners, is thin on benefits, and there are cards with higher rewards rates .

It can also be a good option for someone shopping around for a balance transfer card , as the intro period on transferred debt is more than a year. However, there are cards on the market with lower balance transfer fees.

*The information for the AARP® Travel Rewards Mastercard® has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Sarah Brady

Sarah Brady is a personal finance writer and educator who's been helping individuals and entrepreneurs improve their financial wellness since 2013. Sarah's other publications include Investopedia, Experian, the National Foundation for Credit Counseling (NFCC), Credit Karma and LendingTree and her work has been syndicated by Yahoo! News and MSN. She is also a former HUD-Certified Housing Counselor and NFCC-Certified Credit Counselor.

Glen Luke Flanagan is a deputy editor on the USA TODAY Blueprint credit cards team. Prior to joining Blueprint, he served as a deputy editor on the credit cards team at Forbes Advisor, and covered credit cards, credit scoring and related topics as a senior writer at LendingTree. He’s passionate about helping people understand personal finance so they can make the best decisions possible for their wallet. Glen holds a master's degree in technical and professional communication from East Carolina University and a bachelor's degree in journalism from Radford University.

6 ways to maximize the Citi Double Cash Card

6 ways to maximize the Citi Double Cash Card

Credit Cards Ben Luthi

How to use the Citi trifecta to maximize your rewards

How to use the Citi trifecta to maximize your rewards

Credit Cards Ryan Smith

Hilton Honors American Express business card unveils new profile, plumps up annual fee

Hilton Honors American Express business card unveils new profile, plumps up annual fee

Credit Cards Carissa Rawson

Why my Citi Double Cash Card keeps getting better

Why my Citi Double Cash Card keeps getting better

Credit Cards Lee Huffman

Is the Citi Premier worth the annual fee?

Is the Citi Premier worth the annual fee?

Credit Cards Juan Ruiz

6 little known perks of the Citi Custom Cash Card

6 little known perks of the Citi Custom Cash Card

Credit Cards Harrison Pierce

Is the Chase Sapphire Preferred Worth it?

Is the Chase Sapphire Preferred Worth it?

Credit Cards Tamara Aydinyan

Why I got the Citi Custom Cash Card this year instead of another travel rewards card

Why I got the Citi Custom Cash Card this year instead of another travel rewards card

Credit Cards Kevin Payne

Breeze Airways releases new Breeze Easy credit card with lofty rewards, up to 10 points per $1

Breeze Airways releases new Breeze Easy credit card with lofty rewards, up to 10 points per $1

Credit Cards Stella Shon

6 little-known perks of the Citi Diamond Preferred Card

6 little-known perks of the Citi Diamond Preferred Card

Guide to Wells Fargo Rewards: How to earn and redeem points for travel and other uses

Guide to Wells Fargo Rewards: How to earn and redeem points for travel and other uses

Credit Cards Jason Steele

Best ways to use Citi ThankYou points

Best ways to use Citi ThankYou points

Credit Cards Michael Dempster

Why the Citi/AAdvantage Platinum Select is the best card for earning elite status

Why the Citi/AAdvantage Platinum Select is the best card for earning elite status

Top credit card combinations to maximize your rewards

Top credit card combinations to maximize your rewards

Chase improves Ink Business Cash card’s welcome offer, adds first-year relationship bonus

Chase improves Ink Business Cash card’s welcome offer, adds first-year relationship bonus

IMAGES

  1. AARP® Travel Rewards Mastercard®

    aarp travel card

  2. Barclays Launches New AARP Credit Cards

    aarp travel card

  3. AARP® Travel Rewards Mastercard® from Barclays Review

    aarp travel card

  4. AARP Travel Rewards No Fee Mastercard from Barclays

    aarp travel card

  5. AARP® Travel Rewards Mastercard®

    aarp travel card

  6. AARP Travel Plus Card

    aarp travel card

COMMENTS

  1. AARP® TRAVEL REWARDS MASTERCARD® FROM BARCLAYS

    From April 1, 2023 to March 31, 2024, Barclays Bank Delaware (Barclays) will donate $10 for every newly approved AARP-branded credit card from a Barclays account that is used within the first 90 days of account opening and 1% of all eligible electronic and telecommunications purchases made with the card to AARP Foundation, in support of efforts to increase social connection.

  2. AARP Travel Discounts, Deals and Benefits for Members

    10% off the best available rate. Access deals on travel, including vacation packages, car rentals, cruises, flights and more. Save with these travel discounts and benefits from AARP.

  3. The AARP Travel Rewards Mastercard from Barclays review

    The AARP Travel Rewards Mastercard from Barclays earns 3% cash back on airfare, hotel stays and car rentals, 2% cash back on restaurant purchases and 1% cash back on other purchases. The rate on ...