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Costco Travel Insurance Review

Lee Huffman

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

When something goes wrong on your trip, having travel insurance protects you personally and covers eligible travel expenses.

Many travelers rely on credit card travel protections, but those benefits generally have lower limits and only cover reservations made with that card.

If you’re considering buying Costco travel insurance, here’s what you need to know, including what it covers, how much it costs and which plan is right for you.

» Learn more: What to know before buying travel insurance

What does Costco travel insurance cover?

Members tend to love Costco and often look to see if it offers products and services before looking elsewhere.

When planning a trip, members might ask, "Does Costco sell travel insurance?" so they can protect their vacation. Costco offers several different types of travel insurance coverage based on the type of trip you are taking.

Insurance policies are offered by Cover-More Inc., a company of Zurich. To simplify coverage and premiums, Costco only offers one insurance option for each type of vacation.

International vacation packages

For vacation packages outside of the U.S., Costco members can choose an international travel policy. These policies generally offer the highest coverage limits and are designed for trips to all eligible countries around the world.

Domestic vacation packages

Travelers staying within the U.S. can get a travel insurance policy from Costco to cover their trip. Coverage limits are substantial enough to cover most domestic travel needs.

Whether your cruise is within the U.S. or visiting destinations abroad, cruise travel insurance protects you and your finances. A cruise insurance policy from Costco Travel covers all of your trip, not just the actual cruise.

Rental cars

Instead of buying expensive travel insurance from a rental car company, Costco trip insurance offers coverage to protect your rental car. It covers damage to the rental vehicle and post-departure trip interruption benefits. Rental car protection covers up to the actual cash value of the car. Additionally, it covers rental charges imposed while the car is being repaired.

This coverage is primary, which means that your personal auto insurance is not involved if there are any claims. However, it does not cover injuries or damage to other property.

Many travel credit cards include similar coverage and benefits. You should consider skipping this coverage if your credit card includes complimentary rental car protection.

Upgrade options

When buying your policy, there are two upgrade options to increase your benefits.

Cancel For Any Reason: When you cancel at least three days before departure, you’ll receive up to 50% of your insured trip cost (maximum trip cost of $10,000).

Rental Car Damage Upgrade: Protect your rental car against collision damage, vandalism, windstorm, hail, fire or flood. Coverage is up to $50,000.

Comparison of Costco travel insurance plans

This chart highlights the coverage limits and benefits you’ll receive from the different Costco travel insurance plans.

How much does Costco travel insurance cost?

The price for travel insurance policies varies based on your destination, trip length, where you live and how much you spend per person. To lower your insurance premium, only include the prepaid, nonrefundable portion of your trip.

In this chart, you’ll find sample quotes for different types of trips. The scenarios vary by destination, length of trip and cost to highlight how premiums can change.

* Quoted rates as of July 2023.

When pricing out vacation package travel insurance, the primary factor in determining the premium is the covered amount. In these scenarios, a domestic trip offered a 10% discount compared to an international trip with the same trip cost. The length of the trip did not affect premiums, except when buying rental car coverage.

» Learn more: The best travel credit cards right now

Which Costco travel insurance plan is best for me?

Since Costco travel insurance doesn’t offer different levels of coverage, the best policy for you depends on what type of vacation you’re planning. Travel insurance from Costco has one level of benefits and coverage limits for all members.

What isn’t covered by Costco travel insurance?

Travel insurance offers numerous protections that cover you, your travel companions and your nonrefundable, prepaid reservations. Before buying your policy, it’s important to understand what isn’t covered.

Pre-existing conditions. Injuries and illnesses that travelers already had before buying their policies are generally excluded from travel insurance. You may be eligible for a waiver of this exclusion, depending on your policy and travel details, as long as you buy coverage within 21 days of your initial trip payment.

Refundable reservations. Reservations that you can cancel and get a refund for are not covered. Simply contact the airline, hotel or other travel provider and cancel directly with them.

High-risk activities. Activities that take an unreasonable amount of risk of injury or death, like bungee jumping or parachuting, are excluded.

Intentional acts. Injuries, illness or losses resulting from self-inflicted actions, like drug use, intoxication or self-harm, are not covered.

Specifically designated events. Natural disasters, war, epidemics and similar events are excluded.

Is Costco travel insurance worth it?

While many travelers rely on their credit card travel insurance benefits, buying a separate travel insurance policy can be worth it.

Costco travel insurance offers higher coverage limits than what’s available through your credit card. The policies are reasonably priced, and you can easily get a free quote online in minutes.

If you’re ready to purchase, you can buy your policy online without speaking to an agent.

Costco is known for selling a variety of products and services at discounted prices. Like many of its services, Costco travel insurance is also sold through an established partner. Cover-More, a division of Zurich North America, issues all policies and is backed by Zurich Insurance Group, which has an A+ rating by A.M. Best and AA- rating from Standard and Poor’s.

Yes, travel insurance is available to all Costco members for any of your vacations. It is available whether you booked through Costco, directly with airlines or hotels, with a travel agent or through an online travel agency. Costco members receive preferred rates on Zurich products and services.

Yes, you can buy travel insurance from Costco online. Visit the Costco Travel website , then select the type of policy you want to buy. Enter basic trip details, including your destination, travel dates, your state of residence and how much you’re spending per traveler, to receive a quote. Select your policy and complete your payment to buy your insurance.

Yes, you can buy travel insurance from Costco online. Visit the

Costco Travel website

, then select the type of policy you want to buy. Enter basic trip details, including your destination, travel dates, your state of residence and how much you’re spending per traveler, to receive a quote. Select your policy and complete your payment to buy your insurance.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

Chase Sapphire Reserve Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

Chase Sapphire Preferred Credit Card

1x-5x 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

Chase Southwest Rapid Rewards® Plus Credit Card

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

costco travel travel insurance

Empowering Your Financial Journey

Is Costco Travel Insurance Worth It? A Detailed Review

Travel insurance can provide valuable protection when you’re on vacation. If something goes wrong, like a canceled flight or medical emergency, insurance helps cover your costs. But is Costco’s travel insurance worth buying?

Costco offers travel insurance policies throughCover-More, a division of Zurich Insurance Group. Policies are available for international trips, cruises, domestic U.S. vacations and rental cars.

Here’s what to know about Costco travel insurance and whether it’s worth it for your next vacation.

What Does Costco Travel Insurance Cover?

Costco offers a few different travel insurance options based on your trip type:

International travel: Covers vacations outside the U.S. Offers the highest coverage limits.

Cruise vacations: Protects the entire cruise vacation, not just time on the ship.

Domestic U.S. trips: For vacations within the United States. Lower coverage limits than international policies.

Rental cars: Primary insurance for rental vehicles to replace expensive rental company options.

The main coverages are similar across plans and include:

Trip cancellation: Up to 100% of trip costs if you have to cancel for a covered reason.

Trip interruption: Up to 150% of trip cost to get home if you have to cut your trip short.

Travel delay: Reimburses expenses like hotels and meals if your travel is delayed.

Baggage: Covers lost, damaged and stolen luggage. International and cruise plans offer higher limits.

Medical: Emergency medical and dental care if you’re injured or get sick on your trip.

Evacuation: Transportation to get you to adequate medical facilities in a medical emergency.

Some benefits are upgraded for international and cruise vacations like missed connections coverage. Rental car protection has more limited benefits focused just on the vehicle itself.

You can also add on cancel for any reason coverage and increased rental car damage coverage for extra fees.

How Much Does Costco Travel Insurance Cost?

Costco travel insurance rates are based on:

Trip cost: The dollar amount of your prepaid, nonrefundable trip.

Trip length: Longer trips may have higher premiums.

Destination: International trips often cost more than domestic.

Upgrade options: Cancel for any reason or rental car damage upgrades raise the price.

Here are some examples of Costco travel insurance cost:

  • 7-day domestic trip costing $6,000: $270
  • 10-day Spain trip costing $6,000: $300
  • 30-day rental car: $170

In most cases, expect to pay about 4% to 10% of your total nonrefundable trip cost. Upgrading your policy raises the percentage.

Costco’s website makes it easy to get quotes. Just enter your trip details to see exact pricing. Members can buy policies online without contacting an agent.

Pros of Costco Travel Insurance

High coverage limits: Maximum coverages go up to $200,000 for medical care and $1 million for emergency evacuation.

Cancel for any reason upgrade: Unique upgrade reimburses 50% of trip costs if you cancel more than 48 hours before departure.

Easy online purchase: Quote and buy policies completely online without phone calls.

Good value: Competitive pricing compared to plans from other insurance providers.

Strong backing: Zurich Insurance Group backing provides security and stellar financial ratings.

Cons of Costco Travel Insurance

Pre-existing condition exclusion: Typical for travel insurance, but still problematic for travelers with health issues.

High-risk activities excluded: No coverage for things like scuba diving, mountain climbing or amateur racing.

Weather exclusions: Natural disasters like hurricanes often have special exclusions.

Rental car restrictions: Daily limits and excluded car models apply to rental coverage.

Limited plan options: Only one set of benefits and coverage amounts for each trip type.

What Credit CardsCover

Before buying a Costco policy, check what your credit card covers. Many travel credit cards include some protections:

  • Trip cancellation/interruption insurance
  • Baggage delay or loss coverage
  • Rental car damage coverage
  • Travel accident insurance

But credit card protections typically have lower limits, like $1,000 or $2,000. Costco travel insurance offers more robust coverage.

For a big trip or cruise, Costco insurance works well in addition to credit cards. Use the card’s coverage first, then Costco for anything else.

What’s Not Covered by Costco Travel Insurance

Like most insurance policies, Costco travel insurance excludes some things:

Pre-existing medical conditions: Unless you qualify for a waiver when you buy coverage shortly after your first trip payment.

High-risk activities: No coverage for things like extreme sports, racing or stunt flying.

Intentional acts: Injuries or illnesses caused by things like drug use or self-harm.

Natural disasters: Hurricanes, earthquakes and other major weather or events known when you purchase coverage.

Refundable reservations: Anything you can cancel for a full cash refund.

War: Injury or loss due to declared or undeclared war or civil unrest.

Pay attention to exclusions when choosing a travel insurance policy and reading the full terms.

Is Costco Travel Insurance Worth It?

Costco travel insurance can be worth it for the right kind of traveler and trip.

Good for big, expensive vacations: Policies with high coverage limits protect costly trips. Good for cruises, exotic locations or extended travel.

Nice upgrade over credit cards: More robust benefits than even the best travel credit cards. The cancel for any reason upgrade is hard to find.

Peace of mind for worriers: Comprehensive coverage lets anxious travelers relax. Insurance can seem worth it for the trip protection.

Not worth it for everyday trips: Lower cost domestic travel may not need big coverage limits or extra insurance cost. Credit cards work fine.

Is Costco Travel Insurance Right for You?

Think about your upcoming trip and how you handle travel risks. Ask yourself:

How expensive is this vacation? Higher cost trips get more value from insurance.

How worried will I be about potential issues? More nervous travelers appreciate the peace of mind.

Does my credit card already cover some risks like baggage or rental cars? If so, a big policy may not be necessary.

Are we doing risky activities excluded by insurance? Consider passing if you’ll have coverage gaps.

For many frequent travelers going on higher cost trips, Costco insurance can definitely be worth considering. It provides solid protection that goes beyond most credit card coverage. Just be sure to understand what is and isn’t covered before making your purchase.

The Bottom Line

Costco travel insurance provides good value at reasonable prices for members. For international vacations, cruises, and other big trips, it’s worth considering to supplement credit card protections. Make sure to evaluate your trip, risk factors, and existing coverage when deciding if you should buy a policy.

For the right person and the right vacation, Costco insurance can give useful trip coverage and peace of mind. Just know what you’re buying and make sure it fits your needs.

Costco Travel Insurance Review: Analyzing the Pros and Cons of Costco’s Travel Insurance Policy

What travel insurance company does Costco use?

Is Costco a good place to buy insurance?

What is the benefit of booking with Costco Travel?

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Costco Travel Insurance: A Comprehensive Guide

When planning a vacation, it’s important to consider all aspects of the trip, including the potential for unforeseen circumstances. That’s where travel insurance comes in. For Costco members, Costco Travel Insurance offers a range of coverage options to protect against unexpected events such as trip cancellations, medical emergencies, and more. In this article, we’ll take a closer look at the benefits and features of Costco Travel Insurance, as well as how to determine if it’s the right choice for your next trip.

Table of Contents

Understanding costco travel insurance coverage, comparing costco travel insurance to other providers, making the most of costco travel insurance benefits, tips for purchasing costco travel insurance for your next trip, concluding remarks.

When planning a vacation, it is important to consider the unexpected events that could disrupt your trip. Travel insurance is a way to protect your investment and ensure peace of mind while traveling. Costco members have access to a range of travel insurance options through their membership, but it is important to understand what is covered and what is not.

The coverage offered through Costco Travel Insurance includes trip cancellation and interruption, emergency medical and dental coverage, and baggage loss or delay. Additionally, members can also opt for rental car damage coverage and 24-hour travel assistance services. These options provide a safety net in case of unforeseen events such as illness, natural disasters, or other emergencies that may impact your travel plans.

It is important to note that pre-existing medical conditions may not be covered under the policy. It is essential to review the policy details and exclusions before purchasing to ensure that you have the coverage that meets your needs. Below is a table outlining some of the key coverage options available through Costco Travel Insurance:

In conclusion, Costco Travel Insurance offers a variety of coverage options that can provide added security for your vacation. It is essential to review the policy details and choose the coverage that aligns with your specific travel needs. Always read the fine print and ask questions if anything is unclear to ensure you are fully protected on your next adventure.

When it comes to travel insurance, there are many options available. Costco Travel Insurance is one option that stands out for its affordability and comprehensive coverage. But how does it compare to other providers?

Here’s what sets Costco Travel Insurance apart:

  • Competitive Pricing: Costco offers competitive pricing for its members, making it an affordable option for travel insurance.
  • Wide Range of Coverage: Costco Travel Insurance provides coverage for trip cancellation, trip interruption, medical emergencies, and more.
  • Convenience: For those who already shop at Costco, adding travel insurance to your shopping list can be a convenient option.

On the other hand, other providers may offer additional benefits that Costco Travel Insurance does not. For example, some providers offer cancel for any reason coverage, which gives travelers the flexibility to cancel their trip for any reason and still receive reimbursement. Additionally, other providers may have more extensive medical coverage or offer specialized coverage for adventure travel or high-risk destinations.

Ultimately, the best travel insurance provider for you will depend on your individual needs and preferences. It’s important to compare different options and read the fine print before making a decision.

If you’re a Costco member, you already know about the amazing deals you can score on everything from groceries to electronics. But did you know that your membership also gives you access to exclusive travel insurance benefits? That’s right – Costco Travel Insurance is a fantastic option for savvy travelers who want to protect their investment and enjoy peace of mind while on the road.

Here are some tips to help you make the most of your Costco Travel Insurance benefits:

– **Shop around for the best coverage**: Costco offers a variety of travel insurance plans, so take the time to compare your options and choose the one that best meets your needs. Consider factors like trip cancellation coverage, medical coverage, and baggage protection.

– **Take advantage of the 24/7 emergency assistance**: If you run into any trouble while traveling, Costco’s travel insurance provides round-the-clock support to help you navigate any issues that arise.

– **Read the fine print**: As with any insurance policy, it’s important to read the terms and conditions carefully so you understand exactly what is and isn’t covered. Make sure you’re familiar with the claims process and any exclusions that apply.

By following these tips and taking advantage of all the benefits that Costco Travel Insurance offers, you can travel with confidence and enjoy a worry-free vacation.

When planning your next vacation, it’s important to consider purchasing Costco Travel Insurance to ensure you are covered in case of any unforeseen events. To help you make an informed decision, here are some tips to keep in mind:

– Know What’s Covered: Before purchasing insurance, make sure to read the fine print and understand what is and isn’t covered. Costco Travel Insurance typically includes coverage for trip cancellation, trip interruption, medical emergencies, and lost or delayed baggage. However, some activities such as extreme sports may not be covered, so it’s important to review the policy thoroughly.

– Compare Prices: While Costco Travel Insurance is known for being affordable, it’s always a good idea to compare prices with other insurance providers to ensure you’re getting the best deal. Keep in mind that the cheapest option may not always offer the best coverage, so weigh the cost against the benefits.

– Consider Your Destination: Depending on where you’re traveling, you may need additional coverage. For example, if you’re traveling to a remote location, you may want to consider adding medical evacuation coverage. Make sure to take your destination into account when choosing your insurance policy.

By following these tips, you can ensure that you have the right coverage for your next trip and can travel with peace of mind.

Q: What is Costco travel insurance? A: Costco travel insurance is a service offered to Costco members that provides coverage for individuals and families when traveling abroad.

Q: What does Costco travel insurance cover? A: Costco travel insurance typically covers medical expenses, trip cancellation and interruption, baggage loss or delay, and emergency medical evacuation.

Q: How do I purchase Costco travel insurance? A: Costco members can purchase travel insurance through Costco’s website or by calling the Costco Travel insurance team.

Q: What are the benefits of purchasing travel insurance through Costco? A: Costco offers competitive rates and additional perks for its members, such as 24/7 customer support and access to a network of trusted providers.

Q: Is Costco travel insurance available to all Costco members? A: Yes, Costco travel insurance is available to all Costco members, regardless of their membership level.

Q: Are there any limitations to Costco travel insurance? A: Limitations may vary depending on the specific policy and provider. It’s important to carefully review the policy details and consult with a Costco representative for any specific questions or concerns.

Q: Can I purchase travel insurance for a specific trip or do I need an annual plan? A: Costco offers both single-trip and annual travel insurance plans to accommodate different travel needs and frequencies.

Q: How do I make a claim with Costco travel insurance? A: In the event of a covered loss, members can file a claim through the insurance provider’s claims process, which typically involves submitting documentation and receipts for review.

In conclusion, Costco Travel Insurance offers a variety of coverage options to protect travelers from unexpected events. With affordable prices and comprehensive coverage, it is a viable option for those looking to ensure their trip is secure. Whether you’re planning a family vacation or a solo adventure, be sure to consider Costco Travel Insurance to give you peace of mind during your travels.

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The best travel insurance policies and providers

Katie Genter

It's easy to dismiss the value of travel insurance until you need it.

Many travelers have strong opinions about whether you should buy travel insurance . However, the purpose of this post isn't to determine whether it's worth investing in. Instead, it compares some of the top travel insurance providers and policies so you can determine which travel insurance option is best for you.

Of course, as the coronavirus remains an ongoing concern, it's important to understand whether travel insurance covers pandemics. Some policies will cover you if you're diagnosed with COVID-19 and have proof of illness from a doctor. Others will take coverage a step further, covering additional types of pandemic-related expenses and cancellations.

Know, though, that every policy will have exclusions and restrictions that may limit coverage. For example, fear of travel is generally not a covered reason for invoking trip cancellation or interruption coverage, while specific stipulations may apply to elevated travel warnings from the Centers for Disease Control and Prevention.

Interested in travel insurance? Visit InsureMyTrip.com to shop for plans that may fit your travel needs.

So, before buying a specific policy, you must understand the full terms and any special notices the insurer has about COVID-19. You may even want to buy the optional cancel for any reason add-on that's available for some comprehensive policies. While you'll pay more for that protection, it allows you to cancel your trip for any reason and still get some of your costs back. Note that this benefit is time-sensitive and has other eligibility requirements, so not all travelers will qualify.

In this guide, we'll review several policies from top travel insurance providers so you have a better understanding of your options before picking the policy and provider that best address your wants and needs.

The best travel insurance providers

To put together this list of the best travel insurance providers, a number of details were considered: favorable ratings from TPG Lounge members, the availability of details about policies and the claims process online, positive online ratings and the ability to purchase policies in most U.S. states. You can also search for options from these (and other) providers through an insurance comparison site like InsureMyTrip .

When comparing insurance providers, I priced out a single-trip policy for each provider for a $2,000, one-week vacation to Istanbul . I used my actual age and state of residence when obtaining quotes. As a result, you may see a different price — or even additional policies due to regulations for travel insurance varying from state to state — when getting a quote.

AIG Travel Guard

AIG Travel Guard receives many positive reviews from readers in the TPG Lounge who have filed claims with the company. AIG offers three plans online, which you can compare side by side, and the ability to examine sample policies. Here are three plans for my sample trip to Turkey.

costco travel travel insurance

AIG Travel Guard also offers an annual travel plan. This plan is priced at $259 per year for one Florida resident.

Additionally, AIG Travel Guard offers several other policies, including a single-trip policy without trip cancellation protection . See AIG Travel Guard's COVID-19 notification and COVID-19 advisory for current details regarding COVID-19 coverage.

Preexisting conditions

Typically, AIG Travel Guard wouldn't cover you for any loss or expense due to a preexisting medical condition that existed within 180 days of the coverage effective date. However, AIG Travel Guard may waive the preexisting medical condition exclusion on some plans if you meet the following conditions:

  • You purchase the plan within 15 days of your initial trip payment.
  • The amount of coverage you purchase equals all trip costs at the time of purchase. You must update your coverage to insure the costs of any subsequent arrangements that you add to your trip within 15 days of paying the travel supplier for these additional arrangements.
  • You must be medically able to travel when you purchase your plan.

Standout features

  • The Deluxe and Preferred plans allow you to purchase an upgrade that lets you cancel your trip for any reason. However, reimbursement under this coverage will not exceed 50% or 75% of your covered trip cost.
  • You can include one child (age 17 and younger) with each paying adult for no additional cost on most single-trip plans.
  • Other optional upgrades, including an adventure sports bundle, a baggage bundle, an inconvenience bundle, a pet bundle, a security bundle and a wedding bundle, are available on some policies. So, an AIG Travel Guard plan may be a good choice if you know you want extra coverage in specific areas.

Purchase your policy here: AIG Travel Guard .

Allianz Travel Insurance

Allianz is one of the most highly regarded providers in the TPG Lounge, and many readers found the claim process reasonable. Allianz offers many plans, including the following single-trip plans for my sample trip to Turkey.

costco travel travel insurance

If you travel frequently, it may make sense to purchase an annual multi-trip policy. For this plan, all of the maximum coverage amounts in the table below are per trip (except for the trip cancellation and trip interruption amounts, which are an aggregate limit per policy). Trips typically must last no more than 45 days, although some plans may cover trips of up to 90 days.

costco travel travel insurance

See Allianz's coverage alert for current information on COVID-19 coverage.

Most Allianz travel insurance plans may cover preexisting medical conditions if you meet particular requirements. For the OneTrip Premier, Prime and Basic plans, the requirements are as follows:

  • You purchased the policy within 14 days of the date of the first trip payment or deposit.
  • You were a U.S. resident when you purchased the policy.
  • You were medically able to travel when you purchased the policy.
  • On the policy purchase date, you insured the total, nonrefundable cost of your trip (including arrangements that will become nonrefundable or subject to cancellation penalties before your departure date). If you incur additional nonrefundable trip expenses after purchasing this policy, you must insure them within 14 days of their purchase.
  • Allianz offers reasonably priced annual policies for independent travelers and families who take multiple trips lasting up to 45 days (or 90 days for select plans) per year.
  • Some Allianz plans provide the option of receiving a flat reimbursement amount without receipts for trip delay and baggage delay claims. Of course, you can also submit receipts to get up to the maximum refund.
  • For emergency transportation coverage, you or someone on your behalf must contact Allianz, and Allianz must then make all transportation arrangements in advance. However, most Allianz policies provide an option if you cannot contact the company: Allianz will pay up to what it would have paid if it had made the arrangements.

Purchase your policy here: Allianz Travel Insurance .

American Express Travel Insurance

American Express Travel Insurance offers four different package plans and a build-your-own coverage option. You don't have to be an American Express cardholder to purchase this insurance. Here are the four package options for my sample weeklong trip to Turkey. Unlike some other providers, Amex won't ask for your travel destination on the initial quote (but will when you purchase the plan).

costco travel travel insurance

Amex's build-your-own coverage plan is unique because you can purchase just the coverage you need. For most types of protection, you can even select the coverage amount that works best for you.

costco travel travel insurance

The prices for the packages and the build-your-own plan don't increase for longer trips — as long as the trip cost remains constant. However, the emergency medical and dental benefit is only available for your first 60 days of travel.

Typically, Amex won't cover any loss you incur because of a preexisting medical condition that existed within 90 days of the coverage effective date. However, Amex may waive its preexisting-condition exclusion if you meet both of the following requirements:

  • You must be medically able to travel at the time you pay the policy premium.
  • You pay the policy premium within 14 days of making the first covered trip deposit.
  • Amex's build-your-own coverage option allows you to only purchase — and pay for — the coverage you need.
  • Coverage on long trips doesn't cost more than coverage for short trips, making this policy ideal for extended getaways. However, the emergency medical and dental benefit only covers your first 60 days of travel.
  • American Express Travel Insurance can protect travel expenses you purchase with Amex Membership Rewards points in the Pay with Points program (as well as travel expenses bought with cash, debit or credit). However, travel expenses bought with other types of points and miles aren't covered.

Purchase your policy here: American Express Travel Insurance .

GeoBlue is different from most other providers described in this piece because it only provides medical coverage while you're traveling internationally and does not offer benefits to protect the cost of your trip. There are many different policies. Some require you to have primary health insurance in the U.S. (although it doesn't need to be provided by Blue Cross Blue Shield), but all of them only offer coverage while traveling outside the U.S.

Two single-trip plans are available if you're traveling for six months or less. The Voyager Choice policy provides coverage (including medical services and medical evacuation for a sudden recurrence of a preexisting condition) for trips outside the U.S. to travelers who are 95 or younger and already have a U.S. health insurance policy.

costco travel travel insurance

The Voyager Essential policy provides coverage (including medical evacuation for a sudden recurrence of a preexisting condition) for trips outside the U.S. to travelers who are 95 or younger, regardless of whether they have primary health insurance.

costco travel travel insurance

In addition to these options, two multi-trip plans cover trips of up to 70 days each for one year. Both policies provide coverage (including medical services and medical evacuation for preexisting conditions) to travelers with primary health insurance.

costco travel travel insurance

Be sure to check out GeoBlue's COVID-19 notices before buying a plan.

Most GeoBlue policies explicitly cover sudden recurrences of preexisting conditions for medical services and medical evacuation.

  • GeoBlue can be an excellent option if you're mainly concerned about the medical side of travel insurance.
  • GeoBlue provides single-trip, multi-trip and long-term medical travel insurance policies for many different types of travel.

Purchase your policy here: GeoBlue .

IMG offers various travel medical insurance policies for travelers, as well as comprehensive travel insurance policies. For a single trip of 90 days or less, there are five policy types available for vacation or holiday travelers. Although you must enter your gender, males and females received the same quote for my one-week search.

costco travel travel insurance

You can purchase an annual multi-trip travel medical insurance plan. Some only cover trips lasting up to 30 or 45 days, but others provide coverage for longer trips.

costco travel travel insurance

See IMG's page on COVID-19 for additional policy information as it relates to coronavirus-related claims.

Most plans may cover preexisting conditions under set parameters or up to specific amounts. For example, the iTravelInsured Travel LX travel insurance plan shown above may cover preexisting conditions if you purchase the insurance within 24 hours of making the final payment for your trip.

For the travel medical insurance plans shown above, preexisting conditions are covered for travelers younger than 70. However, coverage is capped based on your age and whether you have a primary health insurance policy.

  • Some annual multi-trip plans are modestly priced.
  • iTravelInsured Travel LX may offer optional cancel for any reason and interruption for any reason coverage, if eligible.

Purchase your policy here: IMG .

Travelex Insurance

Travelex offers three single-trip plans: Travel Basic, Travel Select and Travel America. However, only the Travel Basic and Travel Select plans would be applicable for my trip to Turkey.

costco travel travel insurance

See Travelex's COVID-19 coverage statement for coronavirus-specific information.

Typically, Travelex won't cover losses incurred because of a preexisting medical condition that existed within 60 days of the coverage effective date. However, the Travel Select plan may offer a preexisting condition exclusion waiver. To be eligible for this waiver, the insured traveler must meet all the following conditions:

  • You purchase the plan within 15 days of the initial trip payment.
  • The amount of coverage purchased equals all prepaid, nonrefundable payments or deposits applicable to the trip at the time of purchase. Additionally, you must insure the costs of any subsequent arrangements added to the same trip within 15 days of payment or deposit.
  • All insured individuals are medically able to travel when they pay the plan cost.
  • The trip cost does not exceed the maximum trip cost limit under trip cancellation as shown in the schedule per person (only applicable to trip cancellation, interruption and delay).
  • Travelex's Travel Select policy can cover trips lasting up to 364 days, which is longer than many single-trip policies.
  • Neither Travelex policy requires receipts for trip and baggage delay expenses less than $25.
  • For emergency evacuation coverage, you or someone on your behalf must contact Travelex and have Travelex make all transportation arrangements in advance. However, both Travelex policies provide an option if you cannot contact Travelex: Travelex will pay up to what it would have paid if it had made the arrangements.

Purchase your policy here: Travelex Insurance .

Seven Corners

Seven Corners offers a wide variety of policies. Here are the policies that are most applicable to travelers on a single international trip.

costco travel travel insurance

Seven Corners also offers many other types of travel insurance, including an annual multi-trip plan. You can choose coverage for trips of up to 30, 45 or 60 days when purchasing an annual multi-trip plan.

costco travel travel insurance

See Seven Corner's page on COVID-19 for additional policy information as it relates to coronavirus-related claims.

Typically, Seven Corners won't cover losses incurred because of a preexisting medical condition. However, the RoundTrip Choice plan offers a preexisting condition exclusion waiver. To be eligible for this waiver, you must meet all of the following conditions:

  • You buy this plan within 20 days of making your initial trip payment or deposit.
  • You or your travel companion are medically able and not disabled from travel when you pay for this plan or upgrade your plan.
  • You update the coverage to include the additional cost of subsequent travel arrangements within 15 days of paying your travel supplier for them.
  • Seven Corners offers the ability to purchase optional sports and golf equipment coverage. If purchased, this extra insurance will reimburse you for the cost of renting sports or golf equipment if yours is lost, stolen, damaged or delayed by a common carrier for six or more hours. However, Seven Corners must authorize the expenses in advance.
  • You can add cancel for any reason coverage or trip interruption for any reason coverage to RoundTrip plans. Although some other providers offer cancel for any reason coverage, trip interruption for any reason coverage is less common.
  • Seven Corners' RoundTrip Choice policy offers a political or security evacuation benefit that will transport you to the nearest safe place or your residence under specific conditions. You can also add optional event ticket registration fee protection to the RoundTrip Choice policy.

Purchase your policy here: Seven Corners .

World Nomads

World Nomads is popular with younger, active travelers because of its flexibility and adventure-activities coverage on the Explorer plan. Unlike many policies offered by other providers, you don't need to estimate prepaid costs when purchasing the insurance to have access to trip interruption and cancellation insurance.

World Nomads offers two single-trip plans.

costco travel travel insurance

World Nomads has a page dedicated to coronavirus coverage , so be sure to view it before buying a policy.

World Nomads won't cover losses incurred because of a preexisting medical condition (except emergency evacuation and repatriation of remains) that existed within 90 days of the coverage effective date. Unlike many other providers, World Nomads doesn't offer a waiver.

  • World Nomads' policies cover more adventure sports than most providers, so activities such as bungee jumping are included. The Explorer policy covers almost any adventure sport, including skydiving, stunt flying and caving. So, if you partake in adventure sports while traveling, the Explorer policy may be a good fit.
  • World Nomads' policies provide nonmedical evacuation coverage for transportation expenses if there is civil or political unrest in the country you are visiting. The coverage may also transport you home if there is an eligible natural disaster or a government expels you.

Purchase your policy here: World Nomads .

Other options for buying travel insurance

costco travel travel insurance

This guide details the policies of eight providers with the information available at the time of publication. There are many options when it comes to travel insurance, though. To compare different policies quickly, you can use a travel insurance aggregator like InsureMyTrip to search. Just note that these search engines won't show every policy and every provider, and you should still research the provided policies to ensure the coverage fits your trip and needs.

You can also purchase a plan through various membership associations, such as USAA, AAA or Costco. Typically, these organizations partner with a specific provider, so if you are a member of any of these associations, you may want to compare the policies offered through the organization with other policies to get the best coverage for your trip.

Related: Should you get travel insurance if you have credit card protection?

Is travel insurance worth getting?

Whether you should purchase travel insurance is a personal decision. Suppose you use a credit card that provides travel insurance for most of your expenses and have medical insurance that provides adequate coverage abroad. In that case, you may be covered enough on most trips to forgo purchasing travel insurance.

However, suppose your medical insurance won't cover you at your destination and you can't comfortably cover a sizable medical evacuation bill or last-minute flight home . In that case, you should consider purchasing travel insurance. If you travel frequently, buying an annual multi-trip policy may be worth it.

What is the best COVID-19 travel insurance?

costco travel travel insurance

There are various aspects to keep in mind in the age of COVID-19. Consider booking travel plans that are fully refundable or have modest change or cancellation fees so you don't need to worry about whether your policy will cover trip cancellation. This is important since many standard comprehensive insurance policies won't reimburse your insured expenses in the event of cancellation if it's related to the fear of traveling due to COVID-19.

However, if you book a nonrefundable trip and want to maintain the ability to get reimbursed (up to 75% of your insured costs) if you choose to cancel, you should consider buying a comprehensive travel insurance policy and then adding optional cancel for any reason protection. Just note that this benefit is time-sensitive and has eligibility requirements, so not all travelers will qualify.

Providers will often require CFAR purchasers insure the entire dollar amount of their travels to receive the coverage. Also, many CFAR policies mandate that you must cancel your plans and notify all travel suppliers at least 48 hours before your scheduled departure.

Likewise, if your primary health insurance won't cover you while on your trip, it's essential to consider whether medical expenses related to COVID-19 treatment are covered. You may also want to consider a MedJet medical transport membership if your trip is to a covered destination for coronavirus-related evacuation.

Ultimately, the best pandemic travel insurance policy will depend on your trip details, travel concerns and your willingness to self-insure. Just be sure to thoroughly read and understand any terms or exclusions before purchasing.

What are the different types of travel insurance?

costco travel travel insurance

Whether you purchase a comprehensive travel insurance policy or rely on the protections offered by select credit cards, you may have access to the following types of coverage:

  • Baggage delay protection may reimburse for essential items and clothing when a common carrier (such as an airline) fails to deliver your checked bag within a set time of your arrival at a destination. Typically, you may be reimbursed up to a particular amount per incident or per day.
  • Lost/damaged baggage protection may provide reimbursement to replace lost or damaged luggage and items inside that luggage. However, valuables and electronics usually have a relatively low maximum benefit.
  • Trip delay reimbursement may provide reimbursement for necessary items, food, lodging and sometimes transportation when you're delayed for a substantial time while traveling on a common carrier such as an airline. This insurance may be beneficial if weather issues (or other covered reasons for which the airline usually won't provide compensation) delay you.
  • Trip cancellation and interruption protection may provide reimbursement if you need to cancel or interrupt your trip for a covered reason, such as a death in your family or jury duty.
  • Medical evacuation insurance can arrange and pay for medical evacuation if deemed necessary by the insurance provider and a medical professional. This coverage can be particularly valuable if you're traveling to a region with subpar medical facilities.
  • Travel accident insurance may provide a payment to you or your beneficiary in the case of your death or dismemberment.
  • Emergency medical insurance may provide payment or reimburse you if you must seek medical care while traveling. Some plans only cover emergency medical care, but some also cover other types of medical care. You may need to pay a deductible or copay.
  • Rental car coverage may provide a collision damage waiver when renting a car. This waiver may reimburse for collision damage or theft up to a set amount. Some policies also cover loss-of-use charges assessed by the rental company and towing charges to take the vehicle to the nearest qualified repair facility. You generally need to decline the rental company's collision damage waiver or similar provision to be covered.

Should I buy travel health insurance?

costco travel travel insurance

If you purchase travel with credit cards that provide various trip protections, you may not see much need for additional travel insurance. However, you may still wonder whether you should buy travel medical insurance.

If your primary health insurance covers you on your trip, you may not need travel health insurance. Your domestic policy may not cover you outside the U.S., though, so it's worth calling the number on your health insurance card if you have coverage questions. If your primary health insurance wouldn't cover you, it's likely worth purchasing travel medical insurance. After all, as you can see above, travel medical insurance is often very modestly priced.

How much does travel insurance cost?

Travel insurance costs depend on various factors, including the provider, the type of coverage, your trip cost, your destination, your age, your residency and how many travelers you want to insure. That said, a standard travel insurance plan will generally set you back somewhere between 4% and 10% of your total trip cost. However, this can get lower for more basic protections or become even higher if you include add-ons like cancel for any reason protection.

The best way to determine how much travel insurance will cost is to price out your trip with a few providers discussed in the guide. Or, visit an insurance aggregator like InsureMyTrip to quickly compare options across multiple providers.

When and how to get travel insurance

costco travel travel insurance

For the most robust selection of available travel insurance benefits — including time-sensitive add-ons like CFAR protection and waivers of preexisting conditions for eligible travelers — you should ideally purchase travel insurance on the same day you make your first payment toward your trip.

However, many plans may still offer a preexisting conditions waiver for those who qualify if you buy your travel insurance within 14 to 21 days of your first trip expense or deposit (this time frame may vary by provider). If you don't need a preexisting conditions waiver or aren't interested in CFAR coverage, you can purchase travel insurance once your departure date nears.

You must purchase coverage before it's needed. Some travel medical plans are available for purchase after you have departed, but comprehensive plans that include medical coverage must be purchased before departing.

Additionally, you can't buy any medical coverage once you require medical attention. The same applies to all travel insurance coverage. Once you recognize the need, it's too late to protect your trip.

Once you've shopped around and decided upon the best travel insurance plan for your trip, you should be able to complete your purchase online. You'll usually be able to download your insurance card and the complete policy shortly after the transaction is complete.

Related: 7 times your credit card's travel insurance might not cover you

Bottom line

Not all travel insurance policies and providers are equal. Before buying a plan, read and understand the policy documents. By doing so, you can choose a plan that's appropriate for you and your trip — including the features that matter most to you.

For example, if you plan to go skiing or rock climbing, make sure the policy you buy doesn't contain exclusions for these activities. Likewise, if you're making two back-to-back trips during which you'll be returning home for a short time in between, be sure the plan doesn't terminate coverage at the end of your first trip.

If you're looking to cover a sudden recurrence of a preexisting condition, select a policy with a preexisting condition waiver and fulfill the requirements for the waiver. After all, buying insurance won't help if your policy doesn't cover your losses.

Disclaimer : This information is provided by IMT Services, LLC ( InsureMyTrip.com ), a licensed insurance producer (NPN: 5119217) and a member of the Tokio Marine HCC group of companies. IMT's services are only available in states where it is licensed to do business and the products provided through InsureMyTrip.com may not be available in all states. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not create or modify any insurance policy terms in any way. For more information, please visit www.insuremytrip.com .

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Travel Insurance

Travel insurance is always important, to help ensure that you, your family or visitors to Canada will be protected for emergency medical expenses and many other unforeseen costs during a trip. Without it, travellers can be left to deal with large out-of-pocket expenses.

Enjoy Costco value!

As a Costco member, you're accustomed to a certain level of value and service. You'll get all that with Travel Insurance for Costco members – with great rates for all members. Plus, Executive members can save up to 5% on most insurance plan premiums!

Medical Concierge Service on all plans with emergency medical*

If medical assistance is required while travelling, you'll get 24/7 access to StandByMD™. This service helps you locate a clinic nearby, connect you with a physician, and assist you with emergency room admission, and much more.

There are several plans available, so you get the exact amount of coverage you need.

Travelling canadians.

Help protect your trip, whether in Canada or outside, with plans for single or multiple trips, cancellation, emergency medical, and much more.

Preparing to study abroad? Or coming to Canada to study? Help protect yourself with coverage for both emergency and non-emergency medical costs.

Visitors to Canada

Whether you have family or friends visiting you from outside Canada, or are visiting Canada yourself, lock in protection for your trip.

Take action

For more information and to speak to a Licensed Insurance Advisor, call

1-866-707-4922 (Monday – Friday 8am – 8pm ET)

Or email [email protected]

Ready to apply?

If you’re ready to lock in the coverage that works best for you - take the next step and get a quote for the coverage you need, then proceed to the application.

10-Day Free Look

If you notify us within 10 days of your purchase date, as indicated on your confirmation, that you are not completely satisfied with your policy, we will provide a full refund if you have not already departed on your trip and there is no claim in progress. For information on refunds after the 10-Day Free Look period, please refer to the Cancellations & Refunds section in the policy.

* Manulife cannot guarantee the availability of the StandbyMD service indefinitely. 

StandbyMD is a registered trademark™ of Healthcare Concierge Services, Inc.

  • HTH Worldwide Travel Insurance
  • GoReady travel insurance
  • Nationwide Travel Insurance
  • Trawick International Travel Insurance

Affordable Travel Insurance Tips

  • Why You Should Trust Us

Best Cheap Travel Insurance of April 2024

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

In an ever-evolving world, emergency medical and evacuation travel insurance coverage is essential, especially if you're traveling internationally. However, sports equipment coverage, pet protection, and cancel for any reason coverage are among the increasingly popular coverage options that are changing the way we travel.

Best Cheap Travel Insurance

  • HTH Worldwide Travel Insurance : Best overall
  • GoReady travel insurance : Best for trip cancellation 
  • Nationwide Travel Insurance : Best value
  • Trawick International Travel Insurance : Most popular

Compare the Top Cheap Travel Insurance Plans

HTH Worldwide HTH Worldwide Travel Insurance

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Three plans to choose from
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Reasonable premiums
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. CFAR coverage available with some plans
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. High medical emergency and evacuation coverage
  • con icon Two crossed lines that form an 'X'. Special coverages for pets, sports equipment, etc not available
  • con icon Two crossed lines that form an 'X'. Limited reviews with complaints about claims not being paid
  • Trip cancellation of up to $5,000 with the Economy plan and up to $50,000 with the Preferred plan
  • Cancel for any reason insurance and missed connection insurance available with the Preferred plan
  • Baggage delay insurance starting after 24 or 12 hours depending on the plan

GoReady GoReady travel insurance

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers a CFAR upgrade add-on on certain plans
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Comprehensive insurance plans include generous coverage for baggage loss, plus protection from hurricane and other intense weather-related issues
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Competitive pricing
  • con icon Two crossed lines that form an 'X'. Online complaints about claims not being paid and non-responsiveness
  • con icon Two crossed lines that form an 'X'. Not all more expensive plans include CFAR coverage
  • con icon Two crossed lines that form an 'X'. Dropping rating with AM Best
  • Annual and multi-trip plans available
  • All plans include pandemic coverage for COVID-19
  • Coverage for weather-related delays, cancellations and other incidents

Nationwide Nationwide Travel Insurance

  • Trip cancellation coverage of up to 100% of trip costs (for cruises) or up to $30,000 (for single-trip plans)
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Three cruise-specific plans to choose from
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual travel insurance plans available
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong trip cancellation coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancel for any reason coverage available
  • con icon Two crossed lines that form an 'X'. CFAR insurance not available with every single plan
  • con icon Two crossed lines that form an 'X'. Medical coverage is lower than what some competitors offer

Nationwide Travel Insurance offers many of the standard benefits you might see with a travel insurance policy. This can include things like trip cancellation coverage, so you can recover pre-paid costs or trip interruption in the event your vacation is interrupted by an unexpected event. There's also baggage delay coverage and medical coverage.

  • Cancel for any reason coverage available

Trawick Trawick International Travel Insurance

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Useful for adventurous travelers headed to higher-risk destinations
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable plans with varying levels of coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. 10-day free look option
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous baggage loss replacement policy
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip delay coverage kicks in after just six hours
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some policies allow a CFAR add-on
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1 million medical evacuation coverage limit
  • con icon Two crossed lines that form an 'X'. Baggage and trip delay coverages don’t kick in until after the 12-hour mark
  • con icon Two crossed lines that form an 'X'. International student policies available for temporary stints abroad
  • con icon Two crossed lines that form an 'X'. Complaints about claims not being paid or involving an intermediary to resolve claims

Trawick International travel insurance offers plans customized to diverse travelers' needs. We look at coverage options, claims processing, pricing, and other important factors for savvy travelers.

  • Travel medical insurance
  • Trip protection and cancellation
  • International student insurance
  • Visitor medical insurance (for traveling to the US)

Affordable Travel Insurance Reviews

So you're planning a big family vacation—if you're lucky, the trip of a lifetime. Travel costs can skyrocket quickly, leaving you feeling a bit overwhelmed. At this point, travel insurance starts to look like a potentially unnecessary cost, but is it really?

The best travel insurance plans can go a long way toward defraying unexpected costs that may arise if you're asking the right questions starting with: What does travel insurance cover ?

Best Affordable Travel Insurance Overall: HTH Worldwide TripProtector Economy Travel Insurance

The HTH Worldwide Travel Insurance Economy plan offers the most comprehensive coverage across major categories of all the providers in this guide.

You'll have some peace of mind with up to $75,000 of financial protection for eligible medical emergencies, and up to $500,000 per person for medical evacuation costs. For more everyday expenses, you can also relax with baggage loss and delay, trip interruption, cancellation and delay coverage that will help you recoup many, if not all, of your costs.

However, this plan falls short on missed connection benefits and accidental death coverage, both of which are not available under most circumstances (missed connection coverage only applies to cruises, and will only cover up to $500 per person after a three-hour delay).

Read our HTH Worldwide Travel Insurance review here.

Best Affordable Travel Insurance for Trip Cancellation: GoReady Trip Cancellation Plan Travel Insurance

The GoReady travel insurance Trip Cancellation Plan is exactly that: a cost-effective plan that offers protection in the event that your trip is canceled for a covered reason. The plan we priced out for our hypothetical trip cost just 1.16% of our total travel expenses — a very small amount of money to pay for the guarantee of our money back in the right circumstances.

The benefit is that this plan can supplement other coverage you already have, or give you a little bit of protection for a trip where you might not otherwise have opted for insurance altogether. On the downside, you won't get any protection for medical emergencies, trip interruption or delays or lost bags from this plan.

Read our GoReady Travel Insurance review here.

Best Value Cheap Travel Insurance: Nationwide Essential Travel Insurance

Nationwide Travel Insurance  is a well-rounded alternative to HTH Worldwide Trip Protector Economy. This plan offers solid protection for both travel-related snafus as well as situations that might call for emergency medical and evacuation, making it a good choice for trips where you have cause to worry about potential interruptions or delays. However, it does not offer protection for missed connections or accidental death.

Read our Nationwide Travel Insurance review here

Most Popular Cheap Travel Insurance: Trawick Safe Travels Explorer Travel Insurance

The Trawick International Travel Insurance Safe Travels Explorer plan has been purchased by more than 36,000 travelers since 2020, and it has great reviews to boot. And no wonder: Trawick offers generous trip delay coverage of up to $2,000 per person, although hopefully you won't need to reach that reimbursement amount because the daily limit is $150.

You'll also be able to rely on a $200 reimbursement per person for lost baggage - one of the higher amounts amongst these affordable plans, although this amount pales in comparison to the baggage loss coverage offered through the best travel credit cards .

Read our Trawick Travel Insurance review here.

Types of Cheap Travel Insurance

Comprehensive coverage.

This type of insurance offers extensive protection, covering everything from medical issues to trip cancellations. While it's more expensive up front, it can save you a lot in the long run.

Medical-Only Coverage

As the name suggests, this policy focuses solely on medical emergencies, making it a cost-effective option for travelers who are primarily concerned about health-related expenses.

Evacuation and Repatriation

In extreme cases where you need to be evacuated due to a medical emergency or a natural disaster, this coverage ensures that you can return home safely without incurring huge costs.

Benefits of Opting for Cheap Travel Insurance

Cost savings.

Cheap travel insurance can significantly reduce your travel expenses, ensuring that you're not overpaying for coverage you might not need.

Adequate Coverage for Less

Just because it's cheap doesn't mean it's lacking. Many affordable policies offer substantial coverage, giving you peace of mind without breaking the bank.

How to Pick The Best Cheap Travel Insurance Plan for You

No single travel insurance plan will meet the needs of every single traveler. By nature, we are diverse and evolving meaning travel insurance should be equally so. Travel insurance for a week-long trip to a big city shouldn't be the same as the coverage for a backpacking expedition in the mountains. A splurge to purchase comprehensive insurance coverage may also be worth it for international ventures or other large expenditures.

In most cases, the cost difference between a basic and comprehensive travel insurance plan isn't as significant as you might think. Regardless, it's generally a good idea to choose a trusted travel insurance provider known for exceptional customer service and coverage. (For this roundup, we looked at traveler reviews shared through the travel agency SquareMouth .)

  • Assessing Your Travel Needs: Consider the nature of your trip, the destination, and your own personal needs when choosing a policy. This ensures that you're not over-insured or underinsured.
  • Comparing Different Policies: Don't settle for the first policy you find. Compare different options, looking at their coverage and prices, to find the best fit for your budget and needs.
  • Reading the Fine Print: Always read the terms and conditions carefully to understand what's covered, what's not, and the process for making a claim.

If you just want trip cancellation protection, go with the GoReady Trip Cancellation Plan. For more robust coverage that won't break the bank, consider HTH Worldwide's TripProtector Economy, Trawick's Safe Travels Explorer, or Nationwide's Essentials plan.

Yes, many affordable policies offer comprehensive coverage suitable for international travel. It's crucial to compare policies and understand your needs.

Travelers insurance is relatively cheap because it only covers you for a set period of time, and depending on your plan, the level of coverage you get may not be particularly high. However, even with high coverage limits and extras like cancel for any reason coverage , travel insurance is relatively affordable. 

The average cost of travel insurance is 4%-8% of your trip's cost. This usually translates into a premium between $89 to $399.

Why You Should Trust Us: How We Chose the Best Cheap Travel Insurance

To determine the best insurance plan for travelers on a budget, we evaluated dozens of products using a hypothetical trip to Australia for a single traveler, age 26, with a total cost of $2,500 for flight, hotel and other incidentals. We then compiled the plans that covered the essentials at the lowest costs.

Of note: All of these plans include COVID-related medical coverage and 24-hour assistance, and pay at least 100% of your trip cost for eligible trip cancellations. None include rental car coverage.

The seven winning plans cost between $29 to $74 — significantly below the typical cost of comprehensive travel insurance, which can range between 4%-8% of total travel expenses, according to the US Travel Insurance Association. But these affordable plans also come with comparably low ceilings for various aspects of coverage such as emergency medical, trip cancellation, or delay — and do not include rental car or "cancel for any reason" (CFAR) protection. So if you think you might need these benefits, it may well be worth upgrading to a comprehensive travel insurance plan for a few more dollars, just for the peace of mind.

Convenience and Flexibility

Each of the plans in this list include 24-hour assistance worldwide from reputable insurance providers. And despite being on the lower end of insurance plans, each of these options includes refunds for up to 100% of your total trip cost for eligible reasons. Each of these plans also includes medical coverage for COVID-related issues that may arise during your travels, which may come in handy as the pandemic continues to evolve worldwide.

Sufficient Coverage in Essential Categories

The cheapest travel insurance plan will rarely cover every scenario that could go awry on your trip. However, each of these plans can at least help you get your money back in the event that your travel is canceled for an eligible reason, and most of them include financial protection if you incur emergency medical bills while traveling. We also factor in what travelers are most concerned about now. 

You can read more about how Business Insider rates insurance here.

costco travel travel insurance

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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costco travel travel insurance

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The legendary Costco $1.50 hotdog and soda deal will soon be out of reach for non-members. In a move reminiscent of the password sharing crackdown in streaming services — Costco is going to require proof of membership at their outdoor food courts before dispensing any cheap hotdogs. This comes on the heels of Costco testing out plans to require members to scan their cards before entering the stores.  

When will the new policy go into effect? 

A sign appeared at Costco's al fresco Orlando location that says "Effective April 8, 2024, an active Costco membership card will be required to purchase items from our food court. You can join today. Please see our membership counter for details," and was posted on Reddit. This will soon be the policy at all of Costco’s 18 outdoor food concessions where the food courts can be accessed via walk-up outdoor windows according to the Hill.com.  

Can I use a Costco Shop Card to get a hot dog? 

What isn’t clear is if the Costco Shop Card will still be accepted from non-members at the food courts. This is a great workaround for when you want to shop at Costco, but don’t want to buy a membership, that we shared in our 20 Secrets to Shopping at Costco . But the clear stipulation in the signage saying “active Costco membership card” gives me some doubt that this loophole will work. 

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Bottom line

I believe Costco found a clever way to not raise prices, and still save costs on the popular combo by excluding outsiders. The rise of inflation made some wonder if the $1.50 deal was in danger, but as former CEO of Costco Craig Jelinek said, in a 2022 interview with 425 Business, “I came to (co-founder Jim Sinegal) once and I said, ‘Jim, we can’t sell this hot dog for a buck fifty. We are losing our rear ends.’ And he said, ‘If you raise the effing hot dog, I will kill you. Figure it out.’ 

I think they finally “figured it out” and the way to recoup on this loss leader is to limit sales to paying members.

Related Content

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  • 20 Secrets to Shopping at Costco

Donna joined Kiplinger as a personal finance writer in 2023. She spent more than a decade as the contributing editor of J.K.Lasser's Your Income Tax Guide and edited state specific legal treatises at ALM Media. She has shared her expertise as a guest on Bloomberg, CNN, Fox, NPR, CNBC and many other media outlets around the nation. 

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Costco food court: If you aren't a member it may mean no more $1.50 hot dogs for you

Costco's food court has been a destination for many shoppers, whether they have memberships to the wholesale retailer or not. but soon, those bargain hot dogs and pizza slices may be for members only..

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By now most of us know April 8 is the day of the total solar eclipse . For some foodies, however, the day may mean the sunsetting of a perk: dining at the food court at Costco .

The warehouse retailer's food courts – home of the $1.99 pizza slices and $1.50 hot dog and drink combo – have been a favorite of members and non-members alike. To shop at Costco, you must have a membership, which starts at $60 annually. But historically non-members have been able to slip into the food court to dine.

There are some signs – literally – the laxity is coming to an end. Earlier this month, a user on the social network Reddit posted a picture of a sign saying it was taken at an Orlando, Florida Costco.

"Effective April 8, 2024, an active Costco membership card will be required to purchase items from our food court," the sign read. "You can join today. Please see our membership counter for details."

Others have posted pictures of signs at other locations, but there's no apparent uniform policy, business site The Street reported .

Costco did not immediately reply to a request on the food court situation.

This isn't the first time Costco has reportedly sought to deter non-members from eating at the food lobby. Back in February 2020 – just before the COVID lockdown was about to hit – similar signs were reported by shoppers at Costco .

Costco also recently began cracking down on non-members coming into stores . Last year, the retailer began routinely asking to see shoppers' membership IDs with their photo when they use the self-checkout lanes to thwart the sharing of memberships with non-members.

"We don’t feel it’s right that non-members receive the same benefits and pricing as our members," a Costco statement to USA TODAY said at the time. "Costco is able to keep our prices as low as possible because our membership fees help offset our operational expenses, making our membership fee and structure important to us."

Workplace concerns: Fast food workers are losing their jobs in California as new minimum wage law takes effect

Why do you need a Costco membership to shop or buy a hot dog?

All these steps being taken can encourage shoppers to get their own membership .

Costco, which reported 2023 revenue of $237.7 billion, generated $4.6 billion in membership fees from nearly 128 million members,  according to the company's 2023 Annual Report . That's up 8% from 2022. For 2023, the company reported a 90% membership renewal rate.

In addition to the $60 Gold Star memberships, Costco also sells Executive memberships for $120 annually, which gets you additional deals on gas, travel, insurance and more.

Some members discussing the issue on Reddit thought it was always the case that memberships were required to eat in the found court. "$1.50 dogs are not a right," said one Reddit poster.

"After my Costco started to enforce it the lines for the food court went way down and I love it. After I drop $300 bucks at Costco that 2 dollar slice brings me such joy," another said.

Still, the change, if it happens, won't be a good deal for everyone. "Oh man back when I was in college and too poor to have a membership I'd totally go there for lunch. $1.50 hot dogs? Pizza? Free refills? I saved so much money!" one Reddit post recalled.

Why is Costco's hot dog still only $1.50?

Two years ago, Costco CFO Richard Galanti told investors during a call discussing financial results that even though prices for other items at the store may increase, the hot dog combo would not go up .

"Hold the price on the hot dog and the soda a little longer – forever," he said on the call,  per MarketWatch .

That's not the first time a Costco bigwig stood firm on the hot dog combo price . Then-Costco CEO Craig Jelinek recalled how he told Costco co-founder Jim Sinegal that the retailer couldn't continue selling the combo for $1.50 because "we're losing our rear ends," 424 Business site reported .

Sinegal told Jelinik, who's now a Costco advisor, "If you raise the effing hot dog, I will kill you. Figure it out."

So Costco built its own hot dog manufacturing plant.  "We keep it at $1.50 and make enough money to get a fair return," Jelinek said then.

Contributing: James Powel and Scott Gleeson

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Sign up for a Costco membership and get a free $20 gift card right now

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Get a free $40 gift card with your new Costco membership now.

If you're looking for ways to tighten up your budget without sacrificing the things you love, a Costco membership could be a game changer. A Costco Gold Star Membership can help you take quality and savings to a whole new level. Right now, you can unlock a year of greater value with this offer that gets you a one-year Costco Gold Star membership and a $20 Digital Costco Shop Card for only $60 -- effectively cutting down the price of your membership to $40. (You can also buy the top-tier Costco Executive Gold Star membership and get a $40 gift card right now.)

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Costco members can find affordable household necessities, electronics, groceries, and much more. There are over 500 Costco warehouses across the US, and Costco Gold Star members can also access savings and more products online.

Members can also find additional savings through Costco Services . Drop your vehicle at the Costco Tire Center to install brand-name tires on your car. And don't forget to stop by the Costco Gas Station and fill up your tank once you've finished shopping for groceries or holiday gifts.

There are also other Costco Services that connect you with service providers offering auto and home insurance, pet insurance, identity protection, and more.

If you or a loved one are scouring for affordable travel this winter, you can also find travel deals from Costco. You might discover comprehensive resort packages, a discounted trip to Bora Bora , or reasonable cruise fare.

When you sign up for Costco Gold Star membership, you'll additionally get one free Household Card to give to one member of your household who is 18 or over. Members can learn about the season's best offerings through the Costco savings books.

To get your digital Costco gift card, you need to provide a valid email address at the time of sign up. This offer is only valid for non-members for their first year of membership, and is limited to one per household. You'll receive your gift card within two weeks of signing up. 

Gift yourself or a loved one more affordable shopping this winter and beyond.

Pick up this One-Year Costco Gold Star Membership and a $20 Digital Costco Shop Card for only $60. No coupon is needed.

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Costco will crack down on non-members eating at food courts

Costco food courts are known for their $1.50 hot dog-soda combos, chicken bakes and pizza.

Influencer Joey Kinsley shares his experience shedding pounds while eating only Costco hot dogs for an entire week in an interview with Fox News Business.

Man amazed after dropping pounds while eating only Costco hot dogs

Influencer Joey Kinsley shares his experience shedding pounds while eating only Costco hot dogs for an entire week in an interview with Fox News Business.

Costco will get stricter about who can use its food courts.

The retailer will enforce a requirement that food court patrons have a Costco membership card starting in a couple of weeks, according to reports.

The food courts are home to Costco’s $1.50 hot dog-soda combo, chicken bake and pizza , all of which are extremely popular among customers.

COSTCO CFO WEIGHS IN ON $1.50 HOT DOG AND SODA COMBO'S FUTURE

A user uploaded a photo to r/Costco subreddit in early March that they claimed depicted signage at an Orlando, Florida, area location saying the membership card requirement for food court purchases would become "effective April 8, 2024."

Costco

A general view of a Costco store on June 28, 2023 in Teterboro, New Jersey. (Kena Betancur/VIEWpress / Getty Images)

FOX Business reached out to Costco for comment on the matter.

Richard Galanti, who retired from serving as Costco’s longtime CFO in mid-March, recently told Axios the move would affect locations featuring exterior food courts.

COSTCO TAPS INTO SILVER COINS SALES FOLLOWING OVERNIGHT SUCCESS OF GOLD BARS

"One of the challenges is that some of the food courts have gotten so busy, particularly if it’s near some office buildings or construction sites. We were getting member complaints," Galanti told the outlet about the crackdown.

The retailer makes customers show their membership card to get into its warehouses , something that already curbs non-member usage of inside food courts.

Costco food court line is seen in California

Costco's Executive Member card costs $120 per year. ( Getty Images / Getty Images)

Its website says generally "only Costco members may purchase items" at Costco. Globally, around 132 million people had membership cards as of the end of the second quarter.

Other recent membership-related crackdowns include Costco starting to ask shoppers to present their membership cards while using self-checkout and testing the use of membership card scanners at entrances, as previously reported by FOX Business.

Costco Wholesale

For the former, Galanti said on a recent earnings call it was "more fair and the right thing to do" for Costco members.

COSTCO KEEPS MEMBERSHIP FEES AT CURRENT PRICE, THOUGH HIKE STILL A ‘WHEN, NOT IF’

The retailer’s food courts, gas stations and other ancillary businesses encourage members to visit its 875 warehouses more often, the company has said.

Pepsi Co

Customers fill cups with PepsiCo. Inc. brand beverages at the food court of a Costco Wholesale Corp. store in San Antonio on Wednesday, May 30, 2018. (Callaghan O'Hare/Bloomberg via Getty Images / Getty Images)

Its ancillary businesses "were up in the low-single-digits" in the second quarter, Galanti told analysts and investors on Costco’s latest earnings call . He identified the "top performers" in that category" as its food court, pharmacy and optical services.

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Housing | California insurance market ‘in chaos.’ Can…

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Housing | California insurance market ‘in chaos.’ Can this chief fix it?

Insurance commissioner ricardo lara’s efforts to fix the home insurance market can’t come quickly enough..

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With more California homeowners just discovering their insurance policies are getting canceled —  and hundreds of thousands of others stuck with a pricey option of last resort — state Insurance Commissioner Ricardo Lara’s efforts to fix the home insurance market can’t come quickly enough.

Lara has introduced two main regulations, with more to come. The first , unveiled last month, aims to streamline rate reviews. State law gives the Insurance Department the power to approve or deny insurers’ requests to raise premiums. Insurance companies complain the process has been holding up the increases they seek as a result of what they say are increased costs due to rising climate-change risks and inflation.

The second regulation will let insurers  use catastrophe modeling — which combines historical data with projected risk and losses — along with other factors when setting their premiums. California is the last state to allow for catastrophe modeling.

“We’re undertaking the state’s largest insurance reform,” Lara said during a press conference earlier this month. “We can no longer look solely to the past to guide us to the future.”

He said catastrophe modeling will lead to “more reliable rates,” “greater insurance availability” and “safer communities,” because he said it would further encourage and reward wildfire mitigation by homeowners and communities. Insurance Department spokesperson Michael Soller said success will mean fewer homeowners needing to turn to the FAIR Plan, the state-mandated insurer of last resort.

Insurance trade groups, which stand to benefit most from the new regulations, agree with Lara’s support for catastrophe modeling and support his so-called sustainable insurance strategy. So do fire chiefs, to an extent. But almost everyone else — homeowners, consumer groups and former insurance commissioners — has lingering concerns.

U.S. Rep. John Garamendi , a Democrat representing parts of Solano and Contra Costa counties, had two stints as state insurance commissioner in the mid-1990s and early 2000s. He says the insurance market is “in chaos” — and that Lara should be holding public hearings and demanding insurance company executives testify to explain to Californians why their premiums are rising.

“One of the critical things a commissioner does is to analyze the market and provide the public with information,” Garamendi said in an interview with CalMatters. “(Lara) didn’t use his power to control the industry and second, to inform Californians.”

The criticism drew a retort from Soller: “Commissioner Lara is fixing decades-long neglected issues that have led to this crisis. He is focused on safeguarding the integrity of the state’s insurance market, not second-guessing from predecessors who had their chance and failed to act.”

Dave Winnacker, chief of the East Bay’s Moraga-Orinda Fire District, said the upsides of catastrophe modeling include being able to credit what homeowners, communities and governments do to lessen wildfire risk. That includes being able to account for the numbers and proximity of firefighters in certain areas, Winnacker said.

“Depending on where you are in a state, and that’s tied to population density, the number of firefighters available could affect the outcome (of a wildfire),” he said, adding that catastrophe models should reflect that.

He also said he and other fire chiefs are working to make sure the interests of consumers, fire professionals, insurers and the state are aligned. Insurers may not know what homeowners, communities and local fire departments are doing to reduce wildfire risk. One idea: a database to share that information.

“There is no future in which we can price our way out of this crisis with just premiums,” Winnacker said, adding that everyone needs to work together.

Dave Jones, the state insurance commissioner for eight years before Lara took over in 2019, said he is “trying to avoid looking over the shoulder of my successor.”

Jones is now director of the Climate Risk Initiative Center for Law, Energy & the Environment at UC Berkeley School of Law. He said it is good for consumers that the catastrophe-modeling regulation could take forest management into consideration. But he said he’s not sure Lara’s actions will be sufficient.

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Before the end of the year, Lara is also expected to issue a regulation that will allow insurers to factor reinsurance costs into their rates. Reinsurance is insurance for insurance companies in the event of large payouts. That plus the other new regulations may “help in the short to mid term,” giving insurance companies the ability to raise premiums, Jones told CalMatters.

But he said those actions may “ultimately be overwhelmed by our failure to stop the fossil-fuel industry, which is contributing to rising temperatures” and therefore insurance losses.

Jones also pointed out that Florida has long allowed insurers to use catastrophe modeling and has let them factor in reinsurance costs in their rates — yet its insurance market is in worse shape than California’s.

“Florida has done what insurers are asking for,” Jones said. Yet “Florida’s rates are three or four times the national average.”

Mark Friedlander, spokesperson for the Insurance Information Institute, an industry group, confirmed that the group estimates that Florida’s average home insurance premium was $6,000, or three-and-a-half times the national average, in 2023.

In addition, Jones said Florida’s version of California’s last-resort FAIR Plan — called the Citizens Property Insurance Corp. because it’s funded with a surcharge on policyholders — has more than 1 million policies . California’s growing FAIR Plan , run by a pool of insurers, has 373,000 policies , its president told state lawmakers recently.

“That raises the question,” Jones said. “Giving insurers (higher rates) and shifting the burden to all Californians… whether that’s going to be enough in the face of growing background risk associated with climate change.”

Meanwhile, last week State Farm said that it is not renewing policies for 30,000 California homeowners, as well as refusing to cover all commercial apartments by not renewing 42,000 of those policies.

This is happening despite California approving State Farm’s requests to levy double-digit premium increases last year.

“One of our roles as the insurance regulator is to hold insurance companies accountable for their words and deeds,” said Soller, the Insurance Department spokesperson. “State Farm General’s decision… raises serious questions about its financial situation — questions the company must answer to regulators.”

State Farm spokesperson Sevag Sarkissian would not comment beyond the statement the company put on its website last week, which read in part: “This decision was not made lightly and only after careful analysis of State Farm General’s financial health, which continues to be impacted by inflation, catastrophe exposure, reinsurance costs, and the limitations of working within decades-old insurance regulations.”

Sarkissian also referred CalMatters to the Personal Insurance Federation of California, which counts State Farm as a member. The industry group’s president, Rex Frazier, said in an email last week that allowing insurers to use catastrophe modeling would help with insurance availability. Yet in its statement, State Farm acknowledged the actions Lara is taking to try to fix the insurance availability and affordability crisis in California, even as it announced its decision not to renew tens of thousands of homeowners.

Joyce Kaufman, a retiree in June Lake in Mono County, recently got a notice of non-renewal for her homeowners insurance with Farmers, which she said she and her husband were dreading but expecting.

“I’m not really sure what the state’s trying to do, both at the commissioner and legislative level,” Kaufman said. And losing the ability to renew her policy is affecting her other insurance needs, she said. As her broker helps look for an alternative, her auto premium is now going up about $300 a year because it will no longer be bundled with home insurance.

As the new regulations give insurance companies what they had asked for, one part of Lara’s strategy — which he first laid out last year after an executive order by the governor —  is conspicuously missing. Lara had said insurance companies would be required “to commit to writing at least 85 percent of their statewide market share in wildfire-distressed underserved areas.”

That provision is nowhere in the text of Lara’s unveiled regulations so far — an omission not lost on consumer groups or former commissioner Jones.

“Where is that 85 percent?” asked Carmen Balber, executive director of Consumer Watchdog. Soller, the Insurance Department’s spokesperson, said that part of the commissioner’s strategy is coming.

Balber also said she is concerned that the catastrophe-modeling regulation “appears to not comply with the transparency requirements of Prop. 103,” the voter-approved law that regulates the insurance industry.

According to the text of the regulation on catastrophe modeling, the public will be able to take part in reviewing catastrophe models before they’re deemed acceptable. But anyone who helps review the models will be required to sign a nondisclosure agreement.

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    The Costco food court, home of hot dogs priced at $1.50, with a soda, and $1.99 pizza, could soon be off limits to non-Costco members. ... travel, insurance and more.

  23. Sign up for a Costco membership and get a free $20 gift card ...

    Gift yourself or a loved one more affordable shopping this winter and beyond. Pick up this One-Year Costco Gold Star Membership and a $20 Digital Costco Shop Card for only $60. No coupon is needed ...

  24. Can I still purchase Zurich travel insurance if I didn't book with

    Yes. You can purchase Zurich travel insurance for any of your vacations. However, you only receive Costco preferred rates when you book your vacation with Costco Travel.

  25. Costco will crack down on non-members eating at food courts

    Costco will get stricter about who can use its food courts. The retailer will enforce a requirement that food court patrons have a Costco membership card starting in a couple of weeks, according ...

  26. California insurance market 'in chaos.' Can this chief fix it?

    California is the last state to allow for catastrophe modeling. "We're undertaking the state's largest insurance reform," Lara said during a press conference earlier this month. "We can ...

  27. I purchased travel insurance, how do I file a claim?

    Zurich Insurance. If you purchased travel insurance through Zurich, please call Zurich at 1-888-222-1385 or visit Zurich Claims.

  28. BJ's Wholesale, Costco and Sam's rival, will open clubs in Southeast

    A BJ's Wholesale Club is shown in Falls Church, Virginia, May 23, 2023. BJ's Wholesale Club said Wednesday that it will open four clubs in the Southeast and one in the Midwest this year, as it ...

  29. Can I add rental car insurance to my reservation?

    Option 1: Zurich Travel Insurance. For your convenience, we provide Costco member preferred rates offered through Zurich travel insurance. Plans can include coverage for rental car damage due to an accidental collision, theft, vandalism and more. For more information, visit Zurich or call 1-844-246-8470.