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Natwest travel insurance: protecting you and your travels.
Travel insurance is necessary when you are planning a trip abroad. It provides you protection against unforeseen scenarios and losses you might suffer on a trip and give you the financial means to deal with it. If you are looking for reliable, comprehensive and affordable travel insurance, then NatWest Travel Insurance is a popular option. In this blog, we’ll cover what NatWest Travel Insurance, what coverages and policies it provides, and most importantly, if it’s the right travel insurance provider for you.
What is NatWest travel insurance?
NatWest Travel Insurance is a product offered by NatWest, a popular UK-based bank that offers a variety of financial services to customers. Like most leading travel insurance, NatWest travel insurance is designed to protect policyholders against unexpected events that might occur during a trip or a holiday.
Travel insurance by NatWest can be bought as a part of their packaged bank account. The company offers a range of covers, including single-trip, annual multi-trip, backpacker, and winter sports. Read on to find out about these covers in detail and how you can get NatWest travel insurance as a part of their packaged bank account.
Covers offered by NatWest travel insurance
NatWest offers a range of travel insurance covers to suit the diverse travel needs and budgets of its customers. Here are the main types of coverages that you can avail from NatWest:
NatWest Single-Trip Travel Insurance
NatWest’s Single-Trip Travel Insurance is for those who travel less and far in between. The policy covers a single trip, usually up to 90 days in duration. The policy covers medical expenses, cancellation, personal liability, baggage loss, and travel delays.
NatWest Annual Multi-Trip Insurance
NatWest’s Annual Multi-Trip Insurance is for those who frequently travel throughout the year. This is a cost-effective way of securing your travels, where you buy a collective plan instead of paying for each trip separately. This policy covers an unlimited number of trips during the year. Your trip duration can be up to 31-45 days at the maximum, depending on the policy you choose.
NatWest Backpacker Travel Insurance
If you are taking a gap year or want to travel for an extended period of time, then this cover will be the right choice for you. Whether you are taking a gap year or on a mission to travel around the world, NatWest will tailor the policy to your needs. The policy cover trips for up to 18 months, where you can avail protection against medical emergencies, trip cancellations and personal liability.
NatWest Winter Sports Travel Insurance
Winter sports like skiing and snowboarding are popular amongst travellers. They are not only exhilarating but also bring you one of a kind experience. If you are planning on participating in this excitement on your next trip, then NatWest’s Winter Sports Travel Insurance is meant for you. This policy offers you additional coverage for winter sports equipment, ski passes and piste closure.
NatWest Bank Accounts for travel insurance
NatWest offers three types of bank accounts: Silver, Platinum and black. Each of these accounts comes with travel insurance coverage as well as additional benefits such as mobile insurance, car breakdown coverage and airport lounge access. Find the details of the travel insurance cover under each account below.
1. NatWest Silver Travel Insurance
The NatWest Silver account comes with Silver travel insurance which provides cover for the usual, including cancellation or cutting off your trip earlier than planned and medical emergencies and treatment. For medical expenses, you can get up to £10 million in cover, and for cancellations and curtailment, you can get up to £5,000. You can also avail of additional benefits for an added cost like baggage loss or travel delay.
As we mentioned earlier, you can also get a mobile phone cover of up to £1,500 for repair or replacement. Another cover that the NatWest Silver account provides is the car breakdown cover that includes roadside assistance and recovery in the UK & Europe.
2. NatWest Platinum Travel Insurance
The NatWest Platinum account comes with Platinum travel insurance but with higher levels of coverage for medical expenses, cancellations and curtailments. The policy includes up to £10 million for medical expenses and £10,000 for cancellations. The policy also includes a cover of up to £2 million for personal liability and £50,000 for personal accidents.
Coming to mobile insurance, which covers loss, theft or accidental damage, you can avail of up to £2,000. Like the Silver account, you will receive car breakdown cover and additional lifestyle benefits like discounts on travel and entertainment.
3. NatWest Black Travel Insurance
The NatWest Black account comes with Black travel insurance with the highest levels of coverage for medical expenses, cancellations and curtailments. The policy includes up to £15 million for medical expenses and £20,000 for cancellations. As for the cover for personal liability and personal accidents, you will get up to £2 million and £100,000, respectively.
The mobile phone cover is also more in NatWest Black travel insurance, summing up to £2,500. As a standard, this policy, too, includes car breakdown cover along with other benefits like airport lounge access and discounts on travel and entertainment.
NatWest is a premium travel insurance provider that offers comprehensive policies and covers, leaving no stone unturned. The level of coverage and benefit you receive will depend on which cover you have invested in. Before you sign up for any of their covers, make sure to read the fine print carefully so that you are not blindsided. For more information on travel insurance, visit Tripcoloumn.
Do I need to register for travel insurance?
NatWest account owners don’t have to register for travel insurance as they are already covered. If you want to extend your cover to include pre-existing medical conditions, then connect with NatWest’s support team, as that might require some additional costings.
Do I need to inform NatWest about my travel plans?
No, you don’t have to inform NatWest about your travelling plans. If you have one of their bank accounts – Silver, Platinum, or Black, then you are already covered by your travel insurance.
How can I make a claim?
To make a claim for your NatWest travel insurance, you can log in to Membership Services and complete the online form. This is where you can manage all your account details. You can also call the NatWest support team for further assistance.
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HelloSafe » Travel Insurance » Reviews by Travel Insurance Companies » Natwest Travel Insurance
Natwest Travel Insurance Review and Quotes
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Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.
Table of Contents
It might be the least exciting thing about your journey. But travel insurance is a must-have when it comes to getting assistance from the other side of the world.
Are you aware of this and are here to know whether Natwest is the right company to go on holidays with?
In this definitive Natwest review, we will tell you everything you need to know about their travel insurance policies: coverage options, prices, contact details, cancellation or claim process and much more. Let’s dive in!
Is Natwest the best travel insurance for you?
Always just going for the cheapest travel insurance might not be the best option when it comes to getting assistance or a refund abroad.
At Safe, we strive to help any people travelling from the UK to get the best travel insurance to leave home with complete peace of mind. This is why we’ve dug into Natwest travel insurance policy booklet and attributed our own neutral rating based on five weighted criteria as shown below.
4,2 Safe overall rating for Natwest
Natwest travel insurance reviews by expert and consumers
To check if Natwest is the right travel insurance for you, you can use our free travel insurance comparison tool and get quotes from main travel insurance companies in a few seconds only. 100% anonymous and free.
Find the best travel insurance in just a few seconds!
What does Natwest travel insurance cover?
Natwest travel insurance offers different travel insurance covers to suit any traveller needs, whether you’re leaving for three days alone in Scotland or six months in Antarctica with your partner or whole family.
NatWest's Travel Insurance Policies are available for individuals, couples and families.
Natwest single-trip and annual multi-trip travel insurances
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at Natwest:
Natwest winter sports travel insurancet
The winter sports travel insurance is usually an option that you can take on top of your single or annual multi-trip policy.
Winter Sports Cover is available as standard and it comes with the following benefits:
- Up to £400 ski equipment cover
- Up to £250 ski pack cover.
What are the other travel insurance options available at Natwest?
Due to Brexit, some outbound flights from international airports might be delayed or cancelled. We would advise you to call Natwest before travelling and make sure you get the right compensation amount for your flight or journey if it is cancelled or delayed as well as for Schedule Airline Failure Cover.
How much is Natwest travel insurance?
You'll find below indicative quotes per level of cover at Natwest:
It is, however, quite difficult to give precise price ranges as Natwest travel insurance policy quotes will depend on a range of factors such as:
- Your age at the time of travelling
- The length of your stay
- Your trip destination (Europe, North America, Worldwide)
- The period you wish to be covered for (single trip, annual multi-trip, extension)
- If you need specific insurance (cruise, ski, backpackers, gadget cover)
- Your medical condition before travelling
- Who is travelling with you (on your own, as a couple, as a family).
Can I get travel insurance discounts or promo codes at Natwest?
There are no discounts mentioned on the website.
Use our travel insurance comparison tool to be aware of latest promo codes and vouchers available at Natwest.
What else should I know about Natwest travel insurance?
What are the general exclusions at natwest travel insurance.
To be eligible for the travel insurance policy at NatWest:
- You have to have a valid bank account with them
- You have to be under the age of 70 years unless you buy an age extension
- You must be transparent about any pre-existing medical conditions
- You must have already planned on a return date from your trip.
How do I get travel insurance quote from Natwest?
Nothing easier. Use our 100% online travel insurance comparison tool to compare all policies in just a few seconds, without giving any personal details. If Natwest is the right one for you, then just click on get quote and you'll be automatically directed through the company's sale channel.
Good to know
Shopping around while shopping for personal insurance and not auto-renewing is always the best way to get the best deal and benefit from new customers discounts.
How do I log in to Natwest website?
Through the customer portal, you can view every benefit that comes with your account. You can log in to your account through this log in page
How to claim at Natwest travel insurance?
There are 2 ways to make a claim and that is either online or through a phone call.
How do I contact Natwest travel insurance?
Natwest contact phone numbers, natwest other contact details, how to cancel your annual natwest travel insurance policy.
You will find below main information to cancel your travel insurance policy at Natwest:
Our opinion on Natwest travel insurance
NatWest is a bank that offers travel insurance policies that come along with their current accounts. The insurance policies are available across 3 levels based on the account types: Silver, Platinum and Black. The company's travel insurance policies are underwritten by U K Insurance Limited which is authorised by the Prudential Regulation Authority and regulated by the FCA and the Prudential Regulation Authority.
The travel insurance covers available are Annual Multi Trip with up to 31 days for Silver and Platinum accounts and up to 90 days for Black accounts. The insurance covers come as standard when you open the current accounts therefore, there are no additional premiums to pay for unless you opt for an optional additional cover.
Aside from the travel insurance cover, depending on the type of bank account, you're also covered for the following: mobile phone insurance, free debit card purchases abroad, UK and European breakdown cover, access to over 1000 airport lounges, and 24/7 concierge services.
We would only recommend you consider Natwest if you're actually looking to open a current account that comes with travel insurance cover.
Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications. In this sense, his role leads him to carry out steering and support work with all HelloSafe editors and contributors so that the editorial line defined by the company is fully respected. and declined through the texts published daily on our platforms. As such, Alexandre is responsible for implementing and maintaining the strictest journalistic standards within the HelloSafe editorial staff, in order to guarantee the most accurate, up-to-date information on our platforms. and expert as possible. Alexandre has in particular undertaken for two years now the implementation of a system of systematic double-checking of all the articles published within the HelloSafe ecosystem, able to guarantee the highest quality of information.
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What is my travel insurance policy number?
You don't need your policy number to make a claim. However, if asked for it by your travel operator please use the generic policy numbers below:
Select Silver / Reward Silver account
Policy number: AP21840319 Download a copy of your Select Silver / Reward Silver Account Travel Insurance policy (PDF 167KB)
Select Platinum / Reward Platinum account
Policy number: AP20840119 Download a copy of your Select Platinum / Reward Platinum Account Travel Insurance policy (PDF 316KB)
Black / Reward Black account
Policy number: AP21840319 Download a copy of your Black / Reward Black Account Travel Insurance policy (PDF 364KB)
Select Silver / Reward Silver : 0345 601 5219 (Relay UK 18001 0345 601 5219 ) Overseas: +44 1252 308 792 Select Platinum / Reward Platinum : 0345 609 0453 (Relay UK 18001 0345 609 0453) Overseas: +44 1252 763 658 Black / Reward Black : 0345 6017 188 (Relay UK 18001 0345 6017 188) Overseas: +44 1252 308 794
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01534 282850
From abroad: +44 (0) 1534 282850 Relay UK: 18001 01534 282850
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From abroad: 00350 200 77737 Relay UK: 18001 00350 200 77737
Lines are open Monday to Tuesday 9am - 5pm, Wednesday 10am - 5pm and Thursday to Friday 9am - 5pm (except public holidays). Calls may be recorded.
Outside these hours, please call 0800 032 5963 or +44 (0) 131 339 7609 from abroad.
If you've lost your card or cheque book or you think it's been stolen, it's important to let us know as soon as you can.
From abroad: +44 (0) 1534 282850 from abroad Relay UK: 18001 01534 282850
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Outside these hours, please call 0370 600 0459 or +44 (0) 1268 500 813 from abroad.
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Top help questions
What are the different balances displayed in online banking.
Recently we’ve changed the way we display your accounts and balances in Online Banking to give you a clearer view of your money.
Where can I find my IBAN and BIC details?
You can find your International Bank Account Number (IBAN) and Bank Identifier Code (BIC) on your bank account statements, using online banking or with our mobile app.
I am going abroad and don't want my card to be blocked, what should I do?
If you're planning to use your debit card abroad then it is best that you let us know to reduce the likelihood of your transactions being blocked.
What is a card-reader and how do I use one?
A card-reader gives you an extra level of security when using Online Banking. You'll use a card-reader to set up a payee, make a payment for the first time online or update your details.
How do I get the mobile banking app?
Once you are registered for Online Banking you will be able to download and register for the mobile banking app. The app is available on compatible iOS and Android devices.
What are the different payment limits?
There are different payment limits depending on which type of customer you are and the type of payment you are making.
Cora is here to help you
Cora, our digital assistant, is available 24/7 to help answer your questions about everyday banking. Cora can also show you how to do things like make a payment or manage your direct debits.
If you log into online banking or the mobile app before starting a chat, Cora can offer additional support including:
- updating your address
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To chat with Cora, choose 'Chat to Cora' at the bottom right-hand side of most webpages.
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Your Premier Reward Black account comes with worldwide travel insurance, providing cover for you and your eligible partner and dependent children for trips up to 90 days, including 31 days for winter sports. The policy also has up to £10 million emergency medical expenses cover (underwritten by AWP P&C SA and administered by AWP Assistance UK ...
24/7 Concierge Service. UK and European car breakdown cover. £9 a month back in Rewards on 2 Direct Debits - they need to be at least £4.50 each. Arranged overdraft with £500 interest-free buffer available (subject to status). £31 monthly fee. To upgrade, you need to be an existing NatWest current account customer.
Phone: UK: 0300 123 9123 or 0800 023 4567. Abroad: +44 20 7964 0500. Writing to: Financial Ombudsman Service. Exchange Tower. London. E14 9SR. Their website also has a great deal of useful information: www.financial-ombudsman.org.uk. Home.
To cancel this insurance you'll need to close or downgrade your Black Account. 11. Mobile Phone Insurance Insurance Product Information Document Company: Aviva Insurance Limited Product: NatWest Black Account Mobile Phone Insurance Registered in Scotland No. 2116 Registered office: Pitheavlis, Perth PH2 0NH.
0345 601 5219 (Silver Account) 0345 609 0453 (Platinum Account) 0345 6017 188 (Black Account) Available 24/7. Legal Cost Claims. 0345 246 2071 (UK) '+44 1275 557 946 (Abroad) Available 24/7. Natwest travel insurance contact phone numbers. Compare best travel insurance quotes in 10 seconds.
Discover your world of benefits online. Benefits by account type. Black. Platinum. Silver.
You can email us on [email protected]. Alternatively, you can call us. Membership Services - Black Account. 0345 601 7188. overseas: +44 2392 660 340. Relay UK: 18001 0345 601 7188. Open Monday to Friday 8am - 8pm (excluding bank holidays), Saturday 9am - 5pm.
This policy covers an unlimited number of trips during the year. Your trip duration can be up to 31-45 days at the maximum, depending on the policy you choose. ... NatWest Black Travel Insurance. ... The mobile phone cover is also more in NatWest Black travel insurance, summing up to £2,500. As a standard, this policy, too, includes car ...
Frequently Asked Questions. Our customer services and claims handling teams have listened to your feedback and used their knowledge to put together a list of answers to your most frequently asked questions. The frequently asked questions do not replace the terms and conditions of the policy. If you're still unsure or can't find what you're ...
Travel discount exclusions The following bookings may be made via the Black Account Travel Service however, the Black Account Travel Service discount will not apply to: 5.1 Bookings for Black account holders' relatives, friends, associates or others, unless the Black account holder is a member of the travelling party. 5.2 Ski packs, fuel ...
Our Gold account is a current account with travel insurance, protection for hiring a car, and even a concierge service to book your next holiday. ... [email protected]. Lines are open 9am to 5pm, Monday to Friday ... Policy Number: NWI - LDW. Membership Services: 02392 676060
Customer contacts. We want to make it as easy as possible for you to get in touch with us. If your enquiry relates to a particular NatWest Group brand, please choose from the list below.
Discover your world of benefits online. Benefits by account type. Black. Platinum. Silver.
Black: 5. TrustPilot. 1,4/5 based on more than 2K opinions. Consumer satisfaction rates on reviews for Natwest holiday insurance. To check if Natwest is the right travel insurance for you, you can use our free travel insurance comparison tool and get quotes from main travel insurance companies in a few seconds only. 100% anonymous and free ...
Travel insurance is financial protection against unforeseen circumstances while you're travelling or on holiday. Depending on your level of cover it could protect you, your trip, and your property such as medical care, cancelled flights or lost luggage. Learn more about travel insurance.
Black / Reward Black account. Policy number: AP21840319. Download a copy of your Black / Reward Black Account Travel Insurance policy (PDF 364KB) Select Silver / Reward Silver: 0345 601 5219 (Relay UK 18001 0345 601 5219) Overseas: +44 1252 308 792. Select Platinum / Reward Platinum: 0345 609 0453 (Relay UK 18001 0345 609 0453)
This Travel Insurance is underwritten by U K Insurance Limited. Registered office: ... Registration number 202810. The Financial Services Register can be accessed through www.fca.org.uk. Calls may be recorded. We care about your privacy. We only use cookies on this site to keep you safe and to make our site work. ...
Cora is here to help you. Cora, our digital assistant, is available 24/7 to help answer your questions about everyday banking. Cora can also show you how to do things like make a payment or manage your direct debits. If you log into online banking or the mobile app before starting a chat, Cora can offer additional support including: updating ...