• Adventure & Sports Travel Insurance

Travel Insurance for Sports

Best travel insurance for recreational and competitive sports, such as basketball, golf, tennis and more.

Coverage for recreational sports

Travel Insurance Coverage for Recreational Sports

Many travelers take vacations with the intent of participating in recreational sports or activities. For example, this can include traveling somewhere warm for a weekend golf trip with friends, or touring a scenic destination by horseback. For these travelers, many travel insurance policies can cover the cost of treating an injury and an evacuation in the event of an emergency. In addition to medical coverage, some policies include Sports Equipment & Fees coverage in case a traveler’s equipment is lost, damaged, or stolen, such as golf clubs.

Coverage for non-recreational sports

Travel Insurance Coverage for Competitive Sports

In addition to recreational sports, some policies can also cover organized sports at the scholastic, collegiate, or other amateur levels. Select policies can extend coverage for participation in professional sports. This can include popular contact sports like football and hockey, non-contact sports like basketball and baseball, and competitive activities like archery, weightlifting, and fishing.

What to look for when buying travel insurance for sports:

Travel insurance for sports and competitive activities can vary significantly from policy to policy. Activities that can be covered by one policy, may be specifically excluded from the next. For this reason, for travelers who plan to partake in specific sports or activities during their trip, it’s important to check a policy’s certificate for a list of excluded activities before purchasing. When buying travel insurance for sports or competitions, Squaremouth recommends at least $50,000 in Emergency Medical coverage, and $100,000 in Medical Evacuation coverage.

How to search for travel insurance for sports:

The Sports & Activities benefit of travel insurance is designed to cover travelers who are participating in sports or adventurous activities. Using Squaremouth’s activity selection matrix below, travelers can enter the specific sports and activities they plan to participate in during their trip to only show available policies with the coverage they need.

Search for policies with sports travel insurance using our selection matrix.

Search Sports Travel Insurance Quotes

Search for sports and activities you will be participating in during your trip, then select "Continue to Trip Information" to complete your quote.

  • Sport archery, basketball, soccer and more. Aerobics Amateur Athletic Field Event Amateur Athletic Track Events American Football American Football (No Division 1) Angling Archery Badminton Ball Hockey Ballet Baseball Basketball Billiards Bowling Bowls Boxing Boxing (Training) Cheerleading Climbing (indoor) Cricket Croquet Cross Country Running Curling Cycle Racing/Time Trials Dancing Dodgeball Endurance Tests Equestrian Eventing (Equestrian) Falconry Fell Running Fell Walking Fencing Field Hockey Fishing Fives Flag Football Frisbee Gaelic Football Golf Gymnastics Gymnastics (floor) Gymnastics (involving somersaults etc) Handball Highland Games (athletic events competing) Highland Games (heavyweight events competing) Horse Jumping (Show Jumping) Horse Riding Horse Riding (Dressage) Horse Riding (Eventing) Hunting Hurling Ice Hockey Ice Skating Ice Speedway Ironman Jiu Jitsu Jiu Jitsu (Brazilian) Jogging Judo Karate Karting (as part of an organized recreational event) Karting (Racing) Keep Fit Kendo Kick Boxing/Thai Boxing Kiting (flying kites) Korfball Krav Maga Lacrosse Marathon (Arctic) Marathon (City/Street marathon) Martial Arts Model Flying Modern Pentathlon Netball Paintballing Paintballing (Motor Paintball) Petanque Pigeon Racing Polo (Equestrian) Polocrosse Pool Power Lifting Quoits Rackets/Raquetball Rifle Range Ringos Roller Blading Roller Derby Roller Hockey Rounders Rowing Rugby Rugby League Rugby Training (Full Contact) Rugby Training (Not Full Contact) Rugby Union Running (City/Street Marathon) Running (keep fit) Shinty Show Jumping Skateboarding Skateboarding Freestyle Skateboarding/Downhill/Competitive Skeleton Snooker Soccer (Football) Softball Speed Trials/Time Trials Squash Squash/Rackets Table Tennis Tae Kwon Do (Competing) Ten Pin Bowling Tennis Time Trials (Cycling) Touch Rugby Tough Mudder Tough Mudder (World's Toughest) Track Track Days (E.G. Nurburgring) Car Or M/Bike Trampolining (involving somersaults) Trampolining (Recreational) Trans Savoie Big Alpine Enduro Triathlon Tug-of-War Ultra marathon (Marathon des Sables, Jungle Marathon, Arctic Marathon, UTMB etc) Volleyball War Games/Paintballing Weightlifting Wrestling Yoga

Please select if you will be participating in amateur or professional events or competitions:

Your quote results will show policies that include coverage for the activities you have chosen, however, we cannot guarantee adequate coverage for your particular trip.

Please either call us or review your policy certificate for coverage limitations and exclusions that may apply to your trip and activities.

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Best Adventure Sports Travel Insurance

Carissa Rawson

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Heading out on a vacation can be an exhilarating experience, especially if you’re into adventure activities. However, with increased adrenaline comes increased danger — and decreased coverage from insurance companies.

Being protected in an emergency is valuable when you’re doing something risky, so we’ve gathered some of the best adventure travel insurance policies.

Factors we considered when picking adventure sports travel insurance companies

You’ll want to consider the following facets of travel insurance during a comparison:

Cost . We looked for a mix of affordability and comprehensive coverage. 

Types of coverage . Extreme sports insurance isn’t usually included with standard travel insurance, which is why we’ve made sure it’s included. 

Coverage amounts . Being underinsured is almost as bad as having no insurance at all. 

Customizability . Plans that can be customized offer more flexibility for travelers. 

» Learn more: What does travel insurance cover?

An overview of the best adventure travel insurance

To determine the best extreme sports insurance, we gathered quotes from various companies using insurance aggregator SquareMouth. To do so, we input a sample trip of a 33-year-old from Colorado traveling to New Zealand for two weeks. The total trip cost was $3,400, and activities included hiking and camping.

SquareMouth came back with 16 policies offering varying levels of coverage. Among the six we chose as the best, the average cost totaled $147.18 — though you’ll find significantly lower and higher on this list. Here are our picks.

» Learn more: The best travel credit cards right now

Top adventure travel insurance options

Let’s take a closer look at our top six recommendations for adventure travel insurance.

What makes Battleface adventure insurance great:

Much lower cost than other options.

Provides primary health insurance. 

Includes six customizing options. 

Battleface is known for its adventure sports travel insurance, which makes it much more compelling than other products. Even at less than half the cost for other options, Battleface is providing you $100,000 in primary health insurance, $500,000 for medical evacuation and even coverage for pre-existing conditions .

Although its basic plan lacks features like lost luggage reimbursement, you’ll still get standard trip protections such as trip cancellation and employment layoff coverage. The extremely low cost may make this an enticing option for backpacker travel insurance or anyone wishing to save money on their travels.

What makes Travelex great:

Strong travel protections.

$50,000 in primary medical insurance. 

Coverage for medical quarantine included. 

Here’s a snippet from our Travelex review :

“Travelex’s primary goal is to provide travel insurance protection personalized to the type of trip you’re taking and the style of traveler you are. And regardless of which plan you choose, you’ll always have 24/7 access to travel assistance.”

What makes Tin Leg great:

Coverage for activities such as bungee jumping and skydiving. 

No medical deductible.

Strong trip protections.

Here’s a snippet from our Tin Leg review :

“The Adventure Plan … features primary medical coverage and work-related cancellations, plus more lost luggage insurance than the Luxury plan, coverage for accidental death and dismemberment during the trip (excluding flights) and extra coverage for delayed sports equipment. It’s also the only plan that offers medical coverage for adventure activities like mountain biking.”

What makes IMG great:

Up to $300 in reimbursed kennel fees for delays in returning home. 

Comprehensive trip protections, including trip delay and trip interruption reimbursement. 

Lower-than-average cost. 

Here’s a snippet from our IMG review:

“Some policies provide emergency medical evacuation coverage, while others skip this benefit entirely. This benefit may be more important if you travel to a remote location or engage in physical activity such as trekking.

“More comprehensive plans may include other benefits such as assistance with acquiring a new passport, reimbursing reward mile redeposit fees or coverage for pre-existing conditions. If these are something you’re interested in, be sure to check that your policy includes these options.”

John Hancock

What makes John Hancock great:

Trip delay reimbursement after three hours.

No medical deductible. 

$750 reimbursement for missed connections.

Here’s a snippet from our John Hancock review :

“The Gold plan provides the greatest benefits, including a much higher limit for emergency medical and lost baggage reimbursement. Other than that, however, the Silver level is fairly similar, enjoying the same 150% reimbursement rate for trip interruption and a three-hour window for trip delay to kick in.

“The Bronze level is the least expensive, but it’s not all that far off from the cost of the Silver level. At this rate, you’ll be looking at far less coverage for emergency medical and trip delay, though you’ll still have $200 in coverage for change fees and 100% of costs incurred for trip cancellation.”

HTH Travel Insurance

What makes HTH Travel Insurance great:

$500,000 in primary medical coverage. 

$1 million in medical evacuation. 

High-limit travel protections. 

Here’s a snippet from our HTH Travel Insurance review :

“HTH offers several types of travel medical insurance, as well as trip protection plans that include coverage for trip cancellation or interruption, baggage delays, and accident or sickness. … The cheapest plan … included 100% of the trip cost in case of cancellation, up to 150% of the trip cost in case of trip interruption and a variety of other benefits, including medical insurance coverage.”

What does travel insurance cover?

You’ll find a wide variety of coverage types offered by travel insurance policies. This is true whether you’re purchasing a single-trip or annual travel insurance plan.

Accidental death insurance .

Baggage delay and lost luggage insurance .

Cancel for Any Reason insurance .

Emergency evacuation insurance .

Medical insurance .

Rental car insurance .

Trip cancellation insurance .

Trip interruption insurance .

How to choose the best adventure travel insurance policy

Travel insurance can be good to have while you’re away from home and can provide coverage when your plans go awry. Standard plans will generally include coverage for trip interruption, lost luggage and emergency medical situations.

However, they also usually include a provision excluding adventure sports from their policies, so it’s important to read over your plan documents thoroughly. Companies like SquareMouth also allow you to filter travel insurance plans by the types of activities you’re doing, which may make it simpler to find one that fits your needs.

» Learn more: How to find the best travel insurance

If you want to buy adventure sports travel insurance

Participating in adventure sports or extreme activities can be thrilling but also riskier than the average traveler’s trip. Because of this, if you’re interested in purchasing travel insurance, you’ll want to be sure it provides coverage for your planned activities — whether you’re camping or cliff diving.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

Chase Sapphire Reserve Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®.

Chase Sapphire Preferred Credit Card

1x-5x 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

Chase Southwest Rapid Rewards® Plus Credit Card

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

30,000 Limited-time offer: Earn Companion Pass® good through 2/28/25 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening.

sports team travel insurance

Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology .

Best Travel Insurance for Winter, Adventure, and Extreme Sports

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Jessica Merritt

Editor & Content Contributor

Countries Visited: 4 U.S. States Visited: 23

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Countries Visited: 35 U.S. States Visited: 25

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Stella Shon

News Managing Editor

Countries Visited: 25 U.S. States Visited: 22

Best Travel Insurance for Winter, Adventure, and Extreme Sports

Why Get Adventure Sports Travel Insurance?

Travel insurance often excludes high-risk sports, credit card travel insurance often excludes high-risk activities, travel insurance for high-risk sports, how to get travel insurance for high-risk sports, what sports travel insurance costs, how to choose travel insurance for high-risk sports, the best sports travel insurance plans, final thoughts.

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Planning an adventurous trip? Your travel insurance might not cover everything you want to do — particularly if you plan on adventure activities or winter or extreme sports. 

Whether diving the ocean’s depths or ziplining through a forest, sports travel insurance can help you go confidently on adventures knowing you’re covered if anything goes wrong. Whether you need emergency assistance and evacuation or a reimbursement for a trip cut short by injury, travel insurance with sports coverage can help.

While standard travel insurance typically offers medical coverage, most policies exclude certain activities, particularly risky sports. But you can purchase a travel insurance policy that provides coverage for all your adventures , either as a stand-alone policy or an add-on to a comprehensive travel insurance package.

Let’s explore everything you need to know about travel insurance for sports and adventure activities and how to get that coverage for any high-risk activities you may plan for your travels.

Adventure sports travel insurance covers activities such as mountain climbing or deep-sea scuba diving (i.e. any activity that has a higher risk level than a “regular” travel activity).

While accidents can happen anywhere, you’re particularly vulnerable when away from home. Medical expenses and evacuation can be costly , especially if traveling to remote areas or a foreign country where you’re unsure about quality medical care. Sports travel insurance covers emergency medical expenses, ambulance services, and evacuation.

Some travel insurance companies offer emergency assistance services , which can help you get the medical care you need in a remote location or challenging environment. The travel insurance company can provide access to medical professionals, coordinate your care, and arrange an emergency evacuation if needed.

For example, if you’re climbing a mountain and break a leg, adventure sports travel insurance can help get you off the mountain and connected with medical care.

Adventure sports travel insurance can also help if a sports-related injury requires you to cancel or interrupt your trip or if you experience equipment loss or damage. That can save you money on non-refundable expenses and help you replace sports equipment.

While getting travel insurance is wise, you should understand that standard travel insurance policies may not include coverage for certain sports activities . Some travel insurance plans offer coverage for sports-related injuries and accidents, but others may have exclusions or limitations for high-risk or extreme sports.

When you purchase a travel insurance policy, review the terms and conditions to know which sports and activities are covered and any exclusions or limitations you may need to work with. Usually, travel insurance medical coverage encompasses unexpected accidents or injuries, which can include some sports like hiking or snorkeling, for example. But extreme or high-risk sports such as white water rafting or skydiving may not be included.

Manta Rays in Maldives

Exclusions depend on the insurance policy, but here are some examples of sports and activities that your standard travel insurance policy may not cover:

  • Base jumping
  • Bungee jumping
  • Martial arts and combat sports
  • Motor racing and motorsports
  • Mountaineering and rock climbing
  • Off-piste skiing and snowboarding
  • Paragliding and hang gliding
  • Scuba diving and deep-sea diving

If you find your travel policy lacking in coverage for the activities you’ve planned, you should consider getting additional coverage, such as a specialized sports travel insurance policy or add-on coverage.

Don’t expect your credit card travel insurance to cover extreme sports. 

While you should read the terms and conditions of the policy, most credit card travel insurance policies exclude risky activities , which extends to sports considered extreme. 

Credit card travel insurance often covers basic medical expenses, trip cancellation or interruption, lost baggage, and travel accidents. For example, the Chase Sapphire Reserve ® has premium travel insurance, offering up to $1 million in travel accident insurance, along with emergency evacuation and transportation insurance, emergency medical and dental benefits, and other travel insurance benefits.

If you plan to do high-risk activities and use credit card travel insurance, check your coverage and consider upgrading your travel insurance to include your desired activities.

Credit card travel insurance is helpful but sometimes limited, especially compared to adventure sports travel insurance policies. You may need to pay for travel insurance if you’re planning extreme sports or activities.

As you plan an adventurous trip, consider which travel insurance coverage may be most appropriate for your plans. Some travel insurance policies are comprehensive and cover multiple types of high-risk sports, while others are more specialized. 

Because there’s a wide variety of what’s covered (or not) on each policy, using a travel insurance comparison service such as Squaremouth can be helpful. You can search for travel insurance policies that cover the activities you’re looking for and compare costs and coverage.

Consider these types of adventure travel insurance policies or add-ons:

  • Adventure Sports: On an adventure sports travel insurance policy, look for covered activities such as hiking, mountaineering, or rafting. The policy may encompass injuries, medical expenses, trip cancellations or interruptions, and equipment loss or damage.
  • Extreme Sports: Travel insurance for extreme sports typically covers skydiving, bungee jumping, or rock climbing, providing coverage for accidents, injuries, medical expenses, and emergency evacuation.
  • Sports Equipment: Some travel insurance offers coverage for sports equipment, which can reimburse you for loss, theft, or damage to your gear.
  • Team Sports: A travel insurance policy may cover team-related expenses, such as tournament cancellations or travel delays if you travel for competitive events.
  • Water Sports: Water sports travel insurance policies may cover surfing, diving, snorkeling, or water skiing. For diving coverage, you should verify that the policy covers the depths you’re planning and whether you need certifications for coverage.
  • Winter Sports: Winter sports travel insurance policies are designed for winter sports enthusiasts, offering coverage for skiing or snowboarding-related injuries and emergency medical expenses or equipment loss or damage. Some also cover ski resort closures.

While you can get travel insurance for sports, including high-risk sports, most travel insurance companies have personal liability requirements . Generally, you’re required to act responsibly to use your coverage. That includes not going against local authority warnings, like entering restricted spaces, working close to dangerous animals, or not using proper safety equipment.

Do some pre-trip planning on your chosen activities to learn about the risks and requirements for everything you want to do. You may need to complete certifications or training to participate safely.

Generally, if you want travel insurance for adventurous activities, you should get quotes for a comprehensive travel insurance plan and add a hazardous sports rider. Or specialized insurance providers may offer comprehensive plans for high-risk sports and activities.

Looking for insurance companies specializing in adventure sports is often a good idea to get comprehensive coverage for all your planned activities. 

With any travel insurance policy, you should review the terms and conditions to verify your planned activities are covered. Read your policy documents for exclusions, limitations, or requirements for your chosen activities. You should also verify your coverage limits. 

If you have a health or life insurance policy, check with your insurance carrier about coverage for high-risk sports during travel. While these are likely not covered, you may be able to add a special endorsement to your policy.

Travel insurance that can evacuate you off a mountain sounds like it would be costly, but it might be more affordable than you’d think. It’s certainly less expensive than calling for your own rescue helicopter.

You should expect to pay around 5% to 10% of your total trip cost for sports travel insurance. Your actual adventure sports travel insurance costs will vary depending on your age, trip cost and duration, location, planned activities, and other factors. 

To give you an idea of what you should expect, we got a quote from IMG for an iTravelInsured Travel Sport policy. For a 29-year-old traveler on a $1,500 5-day skiing trip in the U.S., coverage costs $119.65 . 

IMG adventure sports travel insurance quote

This policy includes $1 million in medical evacuation coverage and $50,000 in search and rescue coverage. You’re covered for up to $50,000 for medical expenses due to adventure or organized sports, though hazardous and extreme sports are limited to $5,000.

Consider these factors as you compare high-risk sports travel insurance coverage:

  • Claims Process and Customer Support: Get the details on what happens if you need emergency assistance or want to file a claim. For example, find out how to get medical attention if injured in a remote area and whether you’re expected to pay upfront and file for reimbursement.
  • Cost: Expect adventure travel insurance to cost more than standard travel insurance. Cheaper policies tend to offer less comprehensive coverage, so consider your needs as you balance cost and coverage.
  • Duration: Some sports travel insurance policies limit the length of coverage for certain activities, so make sure you have coverage for your whole trip.
  • Emergency Assistance and Evacuation: You may engage in high-risk activities in remote locations or challenging environments where medical attention is unavailable immediately. A travel insurance policy can offer emergency assistance or evacuation for medical care.
  • Exclusions, Limitations, and Deductibles: Every policy has limits — even extreme policies. Find out what’s excluded, the limits of what you can claim, and if you’re expected to pay a deductible before getting reimbursed. Also, understand the terms and conditions, such as duration and geographical coverage.
  • Medical Coverage: With a greater risk of injuries from extreme sports, you should ensure that the insurance policy has adequate coverage for medical emergencies, including hospitalization, ambulance services, and, if needed, medical evacuation.
  • Requirements: You may need to meet age limits and disclose any preexisting medical conditions to get appropriate sports travel insurance coverage.
  • Reviews: Consider customer reviews and ratings, which can give insight into a travel insurance provider’s coverage quality, customer service, and claims handling.
  • Sports Coverage: Find out which sports and activities are covered so you can verify yours are covered.
  • Sports Equipment Coverage: If you’re traveling with costly sports equipment such as scuba gear or snowboarding equipment, compare coverage for loss, theft, or damage to your equipment.
  • Trip Cancellation and Interruption: A travel insurance policy should cover trip cancellation or interruption due to sports-related injuries.

Your high-risk sports travel insurance may require you to participate responsibly. For example, terms of coverage may require you to choose reputable operators, obtain proper training or certifications, follow local regulations, and use appropriate safety gear.

Not all travel insurance providers offer sports travel insurance, but you have options. Compare these leading travel insurance policies for sports:

  • battleface : battleface’s adventure sports coverage includes cycling, mountain climbing, scuba diving, canoeing, snowboarding, and more, but it has limitations, including how deep you can dive or how high you can climb.
  • Cat 70 : Cat 70’s Travel Plan covers some adventure sports, including snowboarding, but excludes bodily contact sports, skydiving, scuba diving, and more.
  • HTH Worldwide : The HTH Worldwide Trip Protector Preferred plan offers coverage for adventure sports, including certified divers up to 60 feet and water rafting grades 1 to 3.
  • IMG : IMG’s iTravelInsured Travel Sport plan has a wide range of covered activities, including adventure, extreme, hazardous, and organized sports. However, there are exclusions for races, endurance competitions, and piloting or learning to pilot.
  • John Hancock : You’re covered for some — but not all — adventure sports with a John Hancock Gold travel insurance plan. Some exclusions include diving deeper than 100 feet, participating in sports competitions, or contact sports.
  • Nationwide : With a Prime plan, you can get covered for adventure sports such as cycling, fishing, rafting, and zip lining, but exclusions apply, such as extreme sports, mountaineering, and organized sports.
  • Travelex : The Travelex Adventure Sports upgrade covers professional athletic events, mountain climbing, skydiving, and more. Travelex’s Travel Basic and Travel Select plans provide basic coverage for some activities, including skiing, snorkeling, and scuba diving up to 60 feet.
  • World Nomads : With the World Nomads Explorer plan, you can get covered for more than 200 activities, including scuba diving, bungee jumping, and mountain biking.

The right travel insurance coverage is essential when embarking on an adventurous trip with high-risk sports or activities. Adventure sports travel insurance can coordinate medical care, offer evacuation, and save you thousands if you’re injured on a trip. Whether bungee jumping or scuba diving, sports travel insurance can provide peace of mind while you’re chasing thrills.

Frequently Asked Questions

Are adventure sports covered by travel insurance.

Adventure sports can be covered by travel insurance, but extreme sports are usually excluded from standard travel insurance coverage. Review your policy’s terms and conditions to determine whether your desired activities are covered. If not, you may want to purchase additional coverage appropriate for the activities you’re planning for your travel.

Does travel insurance cover water sports?

Travel insurance coverage for water sports varies depending on the policy and provider. For example, your standard policy may cover snorkeling, shallow diving, and surfing but could exclude deep-sea diving or white water rafting.

Does travel insurance cover sports injuries?

Travel insurance often covers sports injuries, but it depends on the sport. If you’re injured doing a sport not covered by your policy — such as ziplining or skydiving — medical care for your sports injury will not be covered. 

What travel insurance includes cover for sports equipment?

Sports travel insurance typically offers coverage for sports equipment, which can reimburse you for loss, theft, or damage of your sports equipment while traveling.

What travel insurance company covers me for extreme sports?

Several travel insurance companies cover extreme sports, including battleface, Cat 70, HTH Worldwide, IMG, John Hancock, Nationwide , Travelex, and World Nomads.

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About Jessica Merritt

A long-time points and miles student, Jessica is the former Personal Finance Managing Editor at U.S. News and World Report and is passionate about helping consumers fund their travels for as little cash as possible.

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Sports Team Insurance for Youth Leagues

Play Without Fear: Sports Team Insurance for Your Youth Sports League

Christine Lacagnina

Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.

Reviewer: Jeffrey Green

Jeff Green has held a variety of sales and management roles at life insurance companies, Wall street firms, and distribution organizations over his 40-year career.  He was previously Finra 7,24,66 registered and held life insurance licenses in multiple states. He is a graduate of Stony Brook University.

Little League players standing in line before a game. Sports Team Insurance for Youth Leagues: Find Coverage Today.

Finding the right coverage has never been easier.

Team sports involve teamwork, fitness, competition, fun, excitement, winning and losing. On any given day, you see multitudes of teams practicing and playing many different sports throughout your community.

Coaches, players and fans are having a great time, but sometimes things go wrong. A player experiences a concussion when tackled, or a foul ball hits a spectator or car.

In order to fully enjoy your team and your sport, you need to insure yourself and your participants from liability and injuries. Sports team insurance is specifically designed to protect youth and sports teams from all the risks they face.

Where can you find the sports team insurance you need? An independent insurance agent can help you compare professional, amateur or youth sports insurance policies and customize an insurance program to fit your situation. Contact a local agent now for sports team insurance quotes.

Youth Sports Statistics

  • 60 million kids and teens (aged 6 to 18) play organized youth sports each year
  • About 60% of kids (aged 5 to 14) play a sport outside of school
  • About 70% of boys participate in a sport
  • About 56% of girls participate in a sport

What Does Sports Team Insurance Cover?

Sports team insurance protects millions of kids and adults who play organized sports annually. The insurance includes a combination of risk protections that insure teams, leagues, associations, and clubs against youth and adult sports risks. 

You can purchase a complete package or custom design a policy that meets the needs of your particular organization and sport. Liability insurance is a vital part of this policy. Liability insurance covers your organization, participants, volunteers, and employees if a claim arises from protected activity.

  • Covered activities include organized and supervised practices, games, tryouts, tournaments, playoffs, and other events.
  • Sports event insurance can insure events that you host.
  • You can include additional events, such as fundraising projects, picnics, award banquets, and more.

Types of Sports Team Insurance for Youth Sports Leagues

It's recommended that youth teams get equipped with at least accident insurance , general liability insurance , directors and officers liability insurance, crime insurance, workers' compensation, property insurance, and equipment insurance. Accident insurance can cover medical expenses related to injuries during a game. In contrast, general liability insurance covers lawsuit expenses if the youth sports organization gets sued over claims of a player suffering personal property damage or bodily injury due to the team or league's negligence. For lawsuits not covered by general liability insurance, directors and officers liability insurance may be required. Crime insurance can help protect the team or league against financial losses resulting from embezzlement. Property insurance and equipment insurance can help protect the organization's property, like office buildings and sporting equipment, from theft, vandalism, and other disasters like fire.

Participant Liability and Accident Coverage

Participant liability coverage is one of the necessary liability coverages for youth sports teams. It protects your organization or team, as well as your directors and supervisors, from lawsuits that can result if a player or participant is severely injured.

Some insurance providers limit this coverage, so make sure your sports team liability fully covers your risks. In addition to participant injury, a liability policy shields you from lawsuits or claims related to property damage, libel, slander, false arrest and more.

The other major coverage you need to consider is participant accident insurance. This covers a player or coach injured in the course of a supervised sports team activity.

It includes sponsored games, practices, clinics, travel and more. As an excess medical policy, this insurance typically pays what is left over after the participant's health insurance has paid its portion.

Directors & Officers Liability Insurance Coverage

A team or league's directors, officers, employees, and volunteers need protection against lawsuits, too, including those relating to discrimination charges, financial mismanagement claims, charges alleging failure to follow laws when making administrative decisions, or accusations of violating others' state, federal, or constitutional rights. Since general liability insurance only covers third-party lawsuits related to claims of bodily injury or property damage, directors and officers insurance coverage is required to protect sports teams, leagues, and youth sports organizations against the above-mentioned claims. However, having general liability insurance is also critical for your team, league, or organization, as directors & officers liability insurance excludes lawsuits related to bodily injury or personal property damage. Both types of liability coverage are needed to work together for youth sports organizations, teams, or leagues to provide a complete picture of liability protection. 

Equipment Related Liability Insurance Coverage

Sports leagues use equipment in their games, including helmets, padding, balls, goal stands, and more. Any piece of equipment can cause injury to a player or third party, whether used correctly or not. But while the equipment manager must ensure that the team or league's equipment is as current, functional, and safe as possible, incidents can still happen. Some general liability policies exclude coverage for punitive damages. You should discuss this with your independent insurance agent to be sure there are no gaps in coverage. Having coverage for these incidents is critical to the continued success and operation of the team or league. 

Workers' Compensation Insurance Coverage 

You must check in with your local ordinances to determine if your organization is required by law to carry workers' compensation insurance . League employees can sustain injuries while working due to carrying and dropping equipment, getting struck by a foul ball, tripping over a player's shoe or bag, or any number of causes. A workers' comp policy can help your league avoid penalties such as state fines and liabilities if an employee gets injured. Youth sports organizations must carry workers' comp if they regularly employ three or more workers, at least in most states.

Commercial Auto Insurance Coverage

It's also necessary to ensure a youth sports organization's drivers who may be driving vehicles owned by the league or organization. A league-owned vehicle is titled in the league or organization's name, while a personal (or "non-owned") vehicle is titled in the individual's name but may be used by a staff member to perform duties for the league or team. Commercial auto insurance is required for league-owned vehicles, non-owned vehicles, and for-hire vehicles. In contrast, personal auto insurance is necessary for your own vehicle, but wouldn't be sufficient coverage for your sports league's vehicles used for business purposes. 

Theft and Vandalism Insurance Coverage

Youth sports organizations may sometimes fall victim to theft, stealing their property or equipment by a third party or employee, or vandalism, which is the deliberate destruction or damage of property. Two forms of coverage can help protect teams or leagues against these crimes, including crime insurance. Crime insurance covers losses from employee dishonesty, forgery, computer fraud, and theft of cash and securities. Equipment insurance covers losses as a result of fire, vandalism, theft, and wind. 

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Other Types of Sports League Insurance Options

There are a number of additional insurance coverage options you can discuss with your insurance agent. For example:

  • Equipment damage: You can purchase sports equipment insurance if your team has high-value equipment that is stored in certain facilities.
  • Excess liability: You may want to consider an "umbrella" liability policy, which provides excess liability coverage, in increments of $1 million, to protect your organization against large accident claims and lawsuits.

Specific Youth Sports League Insurance: Baseball Team Insurance

About 14% of youths (ages 6 to 12) and 8% of those aged 13 to 17 play baseball. Since it's one of the three most popular youth sports, sports insurance companies have put together specific coverage to serve youth baseball teams. Youth baseball insurance combines a liability policy with accident coverage for participants. Team insurance covers traveling baseball teams, as well as local teams.

Here are some important considerations:

  • Many youth teams travel and require travel baseball team insurance that extends accident coverage to travel-related activities.
  • You must ensure that this coverage is customized to the type of travel your team participates in, such as busses, vans, or carpools.
  • You must get coverage for out-of-state travel if your team crosses state lines.

For any specific or difficult-to-find insurance coverage you need, be sure to work with an independent insurance agent. These agents are an excellent resource when it comes to finding the specific insurance and customized coverage you need most for your youth sports organization.

High-Risk Youth Sports Insurance: Youth Football Insurance

Youth football is one of the most popular and dangerous of the youth sports. So it is critical that youth football teams, organizations and leagues have adequate liability and participant accident coverage.

Youth football experts recommend that teams carry at least $100,000 of accident insurance for tackle football due to the risk of concussions.

You also want to carry at least a limit of $1,000,000 for your liability coverage and make sure that it provides for future problems with an injury.

For example, an "occurrence" policy protects a player who receives a concussion or other injury that causes problems years later. The injured athlete is covered as long as the original injury occurred while the policy was in force.

Get Sports Insurance for Your Youth Sports Team & Youth League

Independent insurance agents  can help you get the best sports team and youth league insurance coverage, accessibility, and competitive pricing while working for you. No matter what sport your team plays, whether it's football, baseball, basketball, soccer, or another team sport, you can find the sports team insurance you need to cover liabilities and injuries. Independent insurance agents will break down all the insurance jargon into language that's easy to understand and ensure that you get connected to the best blend of coverage and cost.

https://www.hss.edu/pediatrics-intensive-participation-single-sport-good-bad-kids.asp#:~:text=About%2060%20million%20children%20and,round%2C%20often%20on%20multiple%20teams.

https://www.betterhealth.vic.gov.au/health/healthyliving/sport-and-children

https://www.nays.org/resources/more/youth-sports-insurance/

https://www.sadlersports.com/teamsandleagues/

https://www.teamsnap.com/blog/general-sports/baseball-by-the-numbers

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International Travel Insurance for Sports Teams

International Travel Insurance for sports teams including Medical, Evacuation, Interruption, Lost Luggage, etc.

sports team travel insurance

International Travel Insurance includes Medical, Evacuation, Accidental Death and Dismemberment, Interruption, Lost Luggage, and more.

Instant online quote, payment, and policy issuance results in savings of up to 38% for traveling sports teams in no time flat.

This important protection is much needed by sports teams from the U.S. that travel outside of the U.S. or by foreign sports teams traveling to the U.S.  In order to qualify for this discounted coverage, the sports team must consist of at least 10 athletes and/or administrators.

Why buy Travel Insurance? Athletes on sports teams traveling outside their home country face numerous perils. An unexpected illness or accident may result in medical services that are not adequately covered by existing insurance due to territorial limitations, high co-insurance or high deductibles. In addition, a serious illness or accident may require hospitalization or even air evacuation to another country with more sophisticated medical services. Air evacuation charges may easily exceed $25,000.  All of these perils subject athletes to significant financial risks.

Sample Travel Insurance Benefits

  • Medical: Includes inpatient and outpatient hospitalization; surgeon’s, anesthesiologist’s, radiologist’s and physician’s fees; dressings, sutures, casts, and other supplies; diagnostic testing using radiology, ultrasonographic, or laboratory services; oxygen and other gases and anesthetics; prescription drugs; licensed extended care facility upon transfer from acute care hospital, and emergency local ambulance.
  • Emergency dental treatment and dental surgery necessary to restore or replace sound natural teeth lost or damaged in an accident is covered under this insurance.
  • Emergency dental treatment necessary to resolve acute, spontaneous and unexpected onset of pain.
  • Emergency Evacuation:   If recommended by your attending physician, who certifies that evacuation is necessary to safeguard your life and that medically necessary treatment is not available locally, and if approved in advance by the insurance administrator, the following benefits will be provided: emergency air and/or ground transportation to the nearest hospital that is qualified to provide the medically necessary treatment.
  • Emergency Reunion:   In the event of a covered emergency evacuation, the following benefits are available: the cost of an economy round trip air and/or ground transportation ticket for one of your relatives for transportation to the area where you are hospitalized following emergency evacuation and reasonable expenses for lodging and meals for your relative for a period not to exceed 10 days.
  • If, after you have departed, you learn of the death of a parent, spouse, sibling or child, or you learn of the substantial destruction of your principal residence by fire or weather, the following benefits are available: the cost of an economy one way and/or ground transportation ticket to the area of your principal residence; or
  • Following a covered emergency evacuation, the attending physician states that it is medically necessary for your return to your home country or to the area from which you were initially evacuated for continued treatment, recuperation and recovery, the following benefits will be available: the cost of a one way economy air/or ground transportation ticket for your transportation from the area where you hospitalized following the emergency evacuation, to the area where you were initially evacuated from, or to the terminal serving the area of your principal residence.
  • Repatriation of Remains:  In the event of a covered injury or illness resulting in your death, the following benefits will be available: air and/or ground transportation of bodily remains or ashes to the area of your principal residence, and reasonable costs of preparation of your remains necessary for transportation.
  • Lost Checked Luggage:  In the event your checked luggage is permanently lost by the carrier, the following benefits will be available: up to $250 for replacement of clothes and personal hygiene items, not to exceed $50 for any one item. You must file a formal claim with the transportation provider and provide the plan administrator with copies of all claim forms and proof that the transportation provider has paid you its normal reimbursement for the lost luggage.
  • Accidental Death & Dismemberment:  In the event of your accidental death (except while traveling on a common carrier) or dismemberment resulting from a covered Injury, the following benefits will be available:
  • Accidental Death: the Principal Sum of $25,000 to the Beneficiary designated on your application. The principal sum shall reduce by 50% (to $12,500) if you are age 70 to 74 at time of death, and an additional 50% (to $6,250) if you are age 75 or older at time of death.
  • Accidental Dismemberment:
  • Common Carrier Accidental Death:

In the event of your accidental death while traveling on board a commercial common carrier, the following benefit will be provided: principal sum of $50,000 to the beneficiary designated on your application.

  • Hazardous Sports Rider:  This optional rider is available for certain high risk sports activities that are outlined under Exclusion 15 in the plan description. Please carefully review this provision.
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Clubs, leagues, & travel sports insurance.

Athletic leagues, clubs and travel teams require special sports team travel insurance to operate with peace of mind and safety. Participant injury insurance minimizes out-of-pocket expenses.

Plan features include basic accident medical expense coverage, catastrophic coverage for participants, coverage for travel to and from officially-sanctioned events, accidental death & dismemberment benefits and liability coverages for staff.

Have one of our experienced staff assist you in determining the right solution for your league or explore our specific insurance solutions we have for organizations, clubs or travel teams below.

sports team travel insurance

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  • Risk Management

Managing the risks associated with the sports industry (as a participant, sponsor or host) involves identifying, analyzing and responding to risk factors in order to minimize the impact.

sports team travel insurance

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K-12 Student Accident Plans

As health insurance premiums and deductibles consistently increase, many institutions consider student accident plans to defray costs and potential institutional liability.

sports team travel insurance

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College Student Accident Plans

Customized policies with competitive coverage that keep athletes competing.

sports team travel insurance

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sports team travel insurance

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Ancillary Products

To address specific challenges, we have created many specialized products that fill needs identified by our clients.

sports team travel insurance

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Online Participant Insurance

In just a few easy, quick steps your entire league, club or travel team can be covered. Immediately insure the risk of your participants’ injuries right here, right now!

sports team travel insurance

For the past ten years, I have had the pleasure of working closely with A-G Administrators as they provide stellar service for the District’s student sports insurance needs. They understand the value of providing outstanding products that are competitively priced, benefiting a school budget that relies heavily on local funds. As a local, multi-generation family business, they have consistently provided reliable and committed service while working with our families to deliver the best possible outcome in their time of need.

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Business Manager

Tredyffrin Easttown School District

A-G Administrators, A-G for ‘Always Game’. The team led by Dixon and Jake, are always game for a challenge, always game for performance at the highest level, and most importantly based on my experience and one who considers A-G a trusted partner of the University of Pennsylvania, always game for positive results and outcomes. A-G Administrators focus is client centric.

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The University of Pennsylvania

Without a doubt, I can tell you that A-G Administrators is awesome! The staff at A-G is professional and courteous, focused on facilitating the care the athletes need , and they do it in a manner that saves their schools and organizations money…all while making the collection process easy for my staff. What else can I say — they get it and they are great!

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Founder, The Vincera Institute

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sports team travel insurance

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Our proprietary, web-based claims management system streamlines the process and defines A-G’s dedication to the athlete. EGBAR stands for Efficiency Generating Business Automation Resource but it means everything’s going to be all right. Our Team is here to help you, and EGBAR helps us do that better than anyone else.

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Sports Team Insurance for Youth & Adult Clubs

Sports involve competition, fitness, excitement, teamwork, winning, and losing. Indeed, sports is all about games and fun until an individual gets injured.

Players, fans, coaches, and other sports officers often enjoy the moment. But, sometimes, their expectations may be cut short and their happiness short-lived. Things can go awry during a sports activity.

Players face collisions while tackling, or a stray ball can hit a spectator. To prevent issues that may arise from these occurrences, you need sports team insurance. The right insurance for sports teams is crucial. In this guide, know what this insurance is, how much it costs, and more.

  • Hockey Insurance for Clubs, Teams, Coaches & Tournaments

Sports Liability Insurance

An injury or property damage claim can cost you a lot. So, it's crucial to take some time and learn about sports insurance for teams and clubs. Sports liability insurance is the basic coverage included in sports team insurance, sports club insurance, and others.

Sports liability insurance pertains to different insurance policies that shoulder the cost of lawsuits and compensation to third parties. Examples of liability insurance in sports are:

Public Liability Insurance for Sports Teams

This sport liability insurance protects against property damage or bodily harm. As a coach, you may be liable if your team member sustains an injury. A shot can break a glass or destroy someone's automobile during gameplay. As a player, you may injure another player, which may compel the person to take legal action against you.

As such, it's essential to have public liability insurance . With public liability insurance, you can pay if a third party makes a claim for property damage or bodily injuries. Indeed, this is the best insurance for coaches in sport.

General Liability Insurance for Sport Teams

General liability insurance covers lawsuits arising from property damage, personal injuries, and advertising injuries. It takes care of settlement and legal defense costs to the anguished party too.

Further, general liability insurance safeguards you if you experience a loss at your sports facility that's rented or leased for sports-related events. For instance, if damage is incurred to the training ground, this insurance policy will reimburse the facility owner.

So how does general liability and public liability insurance differ? Let’s discuss their similarity first. General liability and public liability cover claims made by third parties as a result of property damage or bodily injuries.

However, unlike public liability, general liability can be added with optional policies to cater advertising injuries. Hence, both can cover third party claims but general liability has more inclusions.

Professional Liability Insurance for Sports Teams

Professional liability insurance is also known as errors and omissions insurance. It covers breaches, omissions, and errors and caters defense costs and the aggrieved party's settlement. Professional liability insurance covers lawsuits filed because of economic or financial loss, which violation of good faith or negligence caused.

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What Other Insurance Policies Do Sports Clubs, Teams, and Leagues Need?

Commercial property insurance.

A commercial property insurance policy caters to all property a sports club and team owns or rents. It covers damage to business assets resulting from storms, lightning, vandalism, theft, and fire.

Note that damage resulting from floods or earthquakes is usually not covered. However, you can find insurance for sport with commercial property coverage that includes these.

Commercial Auto Insurance

Covers the vehicles borrowed, owned, or hired by the sports club or team. The job of this insurance policy is to shoulder costs if the sports club or team caused injuries with their vehicle. Moreover, commercial auto includes policies that pay for repair or replacement service if the vehicle is damaged due to vandalism, fire, theft, and collision.

Workers Compensation Insurance

The law expects all businesses with three or more workers to have worker's compensation insurance. The workers compensation insurance in sport teams and clubs caters to occupational injuries for players and workers. It also pays for lost wages, rehabilitation, and medical bills of the injured person.

Accident Medical Care

During youth and adult sports activities, injuries may occur. Accident medical insurance covers out-of-pocket medical bills a coach, player, volunteer, manager, and other team members incur while playing, practicing, or traveling for an event.

Sports Clubs Insurance

Carriers offered a tailored insurance product to sports clubs. Obviously, it is called sport club insurance or sporting club insurance. Let’s take a look at the sports insurance policies included:

General Liability Insurance

General liability insurance for sports clubs has a $1 million policy limit. This insurance for clubs can provide coverage if the sports club hosts events such as fundraisers, exhibition matches, etc., and third parties get injured or have their property damaged.

Commercial Property Insurance for Sports Clubs with Business Property or Rented Premises Coverage

Commercial property policy in club sports insurance provides protection for the club’s assets through its business property or rented premises coverage. The minimum limit of both coverages is $100,000 with a deductible of $500.

Business property coverage in commercial property insurance for sport clubs will shoulder costs if an owned building and other tangible assets become damaged because of fire, lightning, storm, vandalism, or theft. If the club doesn’t own the building, rented premises coverage takes care of the costs of the aforementioned perils.

Workers compensation insurance in sporting club insurance covers the staff running the club. Workers compensation insurance has no policy limits. Coverage only extends to occupational hazards. Through workers comp insurance, the club can compensate the cost of hospitalization and lost wages of injured employees.

Youth Sports Team Insurance

Youth teams in baseball , basketball , and soccer can purchase specialized insurance for youth sports teams. Policies included in youth sport insurance are shown in the following sections.

Youth Sports Liability Insurance for Teams

The table below shows the liability policies included in insurance for youth sports. Function and policy limits are also shown. Note that some liability policies in the table were not mentioned earlier:

Travel Insurance for Youth Sports Teams

Travel team sports insurance can be a stand-alone insurance or a policy included in insurance for youth sports teams. Rather than acting as an individual youth sports insurance, travel insurance provides coverage to all members of the team. In other words, this youth sports insurance policy functions as a grouped cover similar to company health insurance plans.

Specific coverages comprise travel insurance teams. Here’s a table showing them, their function, and policy limits:

Commercial Auto Insurance for Youth Sports Teams

Commercial auto insurance is an optional youth sports insurance coverage. Usually, this is included if the youth sports team owns a vehicle such as a bus or van . Commercial auto insurance covers compensation to third parties if the youth sports teams’ vehicle causes an accident, and the cost of repair or replacement to reverse damage caused by collision, vandalism, theft, fire, storm, and lightning.

Insurance for Sports Leagues

Sports organizations and participating teams require league organizers to get insurance that will take care of situations such as stampedes, fire breakouts, player injuries, etc. In connection, the best protection is through tailored sports league insurance. Policies included are:

General liability insurance - $1 million minimum policy limit. Covers personal injury and property damage claims made by league players. At an additional cost, the policyholder can also cover claims from spectators

Crime insurance - $100,000 minimum policy limit. Compensates participating teams if someone steals, vandalizes, or burns their equipment or personal effects

Accidental medical coverage - $10,000 minimum policy limit. Covers injuries to participating teams. Also covers accidental death.

Professional Sports Insurance

Professional sports insurance, otherwise called professional sports athletes insurance, is tailored coverage for amateur and professional players. Coverage applies to baseball players, basketball players, lacrosse players , etc. This insurance offers the following policies:

Loss of Future Earnings

Provides an allowance if the sports athlete’s pay is cut or terminated due to injury or disability.

Loss of Endorsements

Provides money equal to lost income if the sports athlete is left by endorsers or sponsors because of involvement with drug abuse, drunk arrest, and public relations scandal.

Agents and Managers Coverage

Covers the payment to agents and managers while the sports athlete isn’t participating in sports and not making money.

Death and Dismemberment Benefits

Helps to relieve the financial burden on spouse and children if the sports athlete suffers from an absolute disability (e.g coma, amputation, etc.) or death.

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How Much Does Sports Team Insurance Cost?

Sports insurance is $30 a month or $350 a year for a $1 million general liability insurance. Location, experience, size, and payroll affect cost. Check the table below to see the pricing of the companies with the best sports team, league, and club insurance:

Youth Sports Team Insurance Cost

Different factors impact the price of insurance for youth sports teams or clubs. But usually, a $1 million general liability insurance for youth sports teams is $27 a month or $324 a year.

Best Sports Insurance Companies

Here are some reviews of the best sports team insurance companies. Read to know their pros, cons, and monthly pricing for a $1 million general liability coverage. 

CoverWallet Sports Team Insurance

Simple online policy management

Best for comparing sports insurance quotes online

Offers three types of sports insurance policy

It's not an insurance company but a broker

CoverWallet offers more excellent insurance for sporting clubs than most of its competitors. The company provides the following options:

Basic (general liability only)

Standard (general liability + professional liability)

Pro (professional liability + general liability + workers' compensation + commercial property)

Coverage includes:

Any claims due to property damage, personal injury, and advertising injuries

Diseases or work-related injuries and ongoing medical care like rehabilitation

Business property damage, equipment failure, and natural disasters

Best for: Comparing sports team insurance quotes online

Average cost: $25 per month 

Our rating: 10/10

US Club Sport Insurance for Teams and Clubs

Provides customized policies that take care of specific sports industry risks

Don't provide good insurance cover for non-members

The US Club provides sports members with liability and accident insurance cover if they take part in US Club sport-operated events.

Best for : Membership-based sports insurance for teams, clubs, and leagues

Average cost: $45 per month 

Our rating: 8/10

USASA Insurance for Sports Teams and Clubs

Provides all-inclusive general liability insurance for sports clubs and teams

You can only file a claim in a traditional way

The USASA Risk Management program offers insurance coverage to member leagues, national organizations, non-member leagues, and players.

Best for: All-inclusive general liability insurance for sports clubs, teams, leagues, and players

Average cost: $48 per month 

Compare Sports Team Insurance Quotes for an Informed Buying Decision

Get cheap sports insurance with excellent coverage by comparing quotes. Differentiate the offers of sports insurance companies with our online quotes generator. Click the “Get Quotes” button to start.

Recent Reviews

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Lonnie Bell Insuranker

Policy Type: Business Insurance

Company name: Employers Insurance

Use anyone except Employers. Period. They are non-transparent and shameful. After I complained long enough to warrant a call from a supervisor, the supervisor called back from a PRIVATE NUMBER (no caller ID), left a message that they are not reversing their decision (without any communication with me), and failed to leave a phone number for me to call back. She was hiding! They also fact find via email and phone calls, which is terrific for speed and communication. However, after setting a precedence of email or phone calls, they send time sensitive information via email, without any heads up... they are hoping you miss it and forfeit via expiration. Evil policies. Go elsewhere.

This place is an absolute joke of a company and should be ashamed of the way they conduct business. I was hurt on the job at the end of July and it took them just shy of 7 weeks to issue out a paycheck to me. Yes the amount was back dated but still. Not many have the luxury of not receiving a paycheck for almost 2 months. To top it all off, the original adjuster marked me down for the wrong state which caused a problem from the get go, I've had 3 different adjusters now since each one can't seem to figure out the simplicity of my claim. All my paperwork which includes, my job, house, and drs visits all are from the same state and city but yet some how I have been filed under a completely different state 1500 miles away. They do not answer your phone calls or emails no matter how many you leave. I've had to escalate my frustrations to the supervisors of each of these individuals in order to even get some kind of response. I've had more communication and information given to me about my claim from the customer service representatives then the actual adjusters.......... please tell me how that works?! A serious overhaul needs to happen here in order to serve your clients the way they deserve to be taken care of. 10/10 do not recommend this company to a single soul on earth

I have never had the displeasure of working with a more incompetent and disrespectful person in my life. I’m an injured worker and the adjuster that was assigned to my case was named Carrie Furgeson. In the past 6 weeks that I’ve been injured and out of work I have only been able to get ahold of her twice, not for lack of trying. I have left countless voicemails, countless emails, and she ignores them all. When I am finally able to get ahold of her I’m greeted with terrible customer service. She is rude, she talks over me and I’m hardly able to get a word in edgewise. She spelled my name wrong on my documents even after I spelled it for her properly countless times, this caused a whole new issue with my bank. I have bill collectors from the hospital calling me demanding payment and Carrie Furgeson won’t do a single thing to help, or to get them paid. All of my documentation is in Colorado, my job is in Colorado, my address is in Colorado, all my Dr offices and appointments have been in Colorado and Carrie still managed to hold my claim because she wasn’t sure what state she needed to file it under. It’s been 6 weeks since my Injury and my company still hasn’t received the wage paperwork to fill out so they can get me my correct wages. When she’s not ignoring me she’s answering my questions with “I don’t know” well I don’t know how she got this job, because apparently she doesn’t know anything about it. She is a disgusting morose individual inside and out and I genuinely wish her the worst in all of her future endeavors. I highly recommend you don’t use this company. Please if you are a business owner and your looking into this company please don’t use them. I’m sure they have the cheapest payment and that’s why companies use them in the first place, but you will be doing your employees a grave disservice by forcing them to venture into this absolute dumpster fire of a company. I would rate 0/5 if possible but 1 was the lowest I was allowed.

Company name: Next Insurance

Their general liability insurance purchase process is simply the best online experience I've ever had in my life!

As long as they cover your line of business, you're literally covered! best rates, best coverage, best online experience, best professionals, can't be happier that I chose them!

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Any questions? Call us on 01494 887909

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Sports Travel Insurance

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What does Sports Travel Insurance cover?

Our Sports Travel insurance provides extensive coverage of a standard travel insurance policy but with the added benefit of being covered to participate in up to 500 sports.

You will be financially covered should you have an accident whilst taking part in your favourite sport. You will also benefit from being covered against the risk of trip cancellation, theft of your sports equipment and much more. 

If you already have a travel insurance policy in place with the likes of your bank but it does not cover you for taking part in your sport, we provide a bolt-on style of protection under our Activity TopUp policy. 

Our policy is underwritten by AXA XL, a leading insurer in the sports and leisure industry. Get an instant quote online by completing our short online quote form. If you need any assistance, our Sales team are available Monday to Friday, 9am – 5:30pm, on 01494 887909.

Get an instant quote

Why choose protectivity, instant quotes & cover.

Insurance doesn’t have to be complicated, that’s why we make buying your Sports Travel Insurance nice and simple. Tell us where you’re going and what sport you’re going to enjoy and we’ll give you an instant price.

Underwritten by Experts

Our Sports Travel Insurance policy is underwritten by AXA XL, one of the worlds leading insurers in sports and leisure. 

Sports Insurance Specialists

We’ve been providing sports insurance for over 30 years so have a decorated knowledge of exactly what protection amateur sportspeople need abroad.

Excellent Claims Handling

Our specialist claims handlers aim to deal with any claim you have, minor or serious, quickly, without causing undue frustration or stress.

What's included in your Sports Travel Insurance policy?

Our Insurance policies include the following benefits as standard:

Emergency Medical Expenses

Hospital and medical bills abroad can be astronomical. That’s why with your Sports Travel Insurance in place you can rest assured that you have £10 million worth of cover for treatment and repatriation.

Sports Equipment Cover

From rock climbing gear to skis, as specialist sports insurance providers we know that your sporting equipment is not just any baggage. That’s why we can cover up to £5,600 of the equipment you use.

Cancellation Cover

A choice of between £1,000 and £5,000 worth of cover if you need to cancel a trip due to illness or injury prior to travelling or if you have to curtail a trip prior to your scheduled return date for unexpected circumstances.

Activity and Race Entry Fees

Should an injury mean that you are unable to take part in an activity or event that you are travelling for, we can provide up to £500 worth of cover in order for you to recoup the costs.

Travel Delay Cover

Flight delays are frustrating and eat away at your valuable trip time. Our policy provides up to £300 worth of cover for when industrial action, adverse weather or mechanical breakdown causes a delay to your travel.

Personal Accident

We will pay the sum shown below if during your trip you sustain an injury which results in death or permanent disablement.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

We are committed to making our claims process as smooth and efficient as possible.

If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.

Further information on our policy

If you have any other questions regarding our Sports Travel Insurance policy, then feel free to get in touch with our friendly team on  01494 887909 . Our phone lines are open  9am to 5:30pm, Monday to Friday. 

Our flexible insurance for sports businesses, organisations and individuals is designed to offer exactly the cover you need.

More information on what we can cover on this policy can be found on our FAQs page.

sports team travel insurance

Sadler Insurance

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Amateur Sports and League Coverage

Teams, leagues, camps, tournaments, instructors, facilities, schools, fitness, and outdoor.

Sports Insurance Gives You Peace of Mind So You Can Focus on What’s Most Important to You

Get Sports Quote

League organizers, sports complex managers, board members, coaches, athletes, umpires, performers… regardless of the role  you play in the sports or recreational event, you face some unique risks.  Any moment, an accusation of negligence, abuse, neglect, or misconduct can be directed towards you along with a lawsuit.

In just a moment, your financial stability and security can suddenly crash down around you.

With the tremendous risks that are present at athletic and recreational events, your financial well-being depends on how well you minimize risk and how protected you are for the times that risk becomes reality. That’s why sports & recreation insurance is so important.

Our Commitment to You: The Best Protection Available at The Lowest Price Possible.

SADLER & Company, Inc. has gone to the corners of the sports & recreation marketplace to find the best insurance policies available for the sports & recreation industry.  But we didn’t stop there… we wanted to make sure our customers had exactly what they needed.

So we customized these policies – eliminating restrictive exclusions, adding key benefits, and adjusting terms where needed to ensure that the policies we have available for you provide the most complete coverage.

Then, we negotiated the lowest prices possible from these A-Rated insurance carriers… all so we could deliver fantastic value & protection at the best rate possible to you.

Ready to get started? Click here for sports & recreation insurance quotes or give us a call toll-free at 1-800-622-7370 .

Why Choose SADLER for Your Sports & Recreation Insurance?

  • Your protection is our single-minded focus. Our entire company was founded on and continues to be built on the passion to help sports and recreation organizations and their directors, officers, employees, and volunteers be protected against losing everything in a lawsuit.
  • Our professional advice extends beyond your insurance needs.  We have created simple, easy to implement risk management programs and guidelines.  Our experienced, friendly team speaks daily with people just like you… answering questions and offering suggestions for minimizing and managing the risks you face.
  • We make you the priority, providing exceptional service.  97% of our clients have given us an “A” in a recent survey that asked them to score us on the competitiveness of our prices, the level and quality of protection our policies offer, how prompt we respond to claims, and how quickly we issue paperwork.
  • Coverage can be bound immediately.  Our online system allows for instant quote, pay, and print within 5 minutes in most cases.  This eliminates the delays that are inherent in any manual system.
  • We work with any size organization… no one is “too small”.  Some insurance companies penalize smaller organizations… but we work hard to make sure that ALL sports organizations, associations, teams, or leagues are treated fairly and get the same level of assistance from us as any other client would.
  • We are experts in the sports insurance niche.  We are the leaders in the industry for sports insurance.   John Sadler, the president of Sadler & Company, is a specialist with over 26 years of experience; he is a speaker and author and is the national sports insurance and risk management faculty member for the Academy For Youth Sports Administrators (AYSA) which is a division of the National Alliance For Youth Sports (NAYS).

Save Up To 38% & Get An Instant Quote

Common sports insurance questions, what should be included in a sports insurance policy.

A solid and effective sports insurance policy should include General Liability, Accident Insurance, Directors & Officers Liability, Equipment Insurance, and Crime Insurance.  In some cases, your sports organization or league will also need to carry a Commercial Auto Insurance, Property Insurance or other policies.

What should I “watch out” for when choosing a sports insurance policy?

Exclusions and limitations are the most worrisome factor for sports and recreation league insurance policies.  Read the policy terms carefully to make sure that your policy doesn’t include exclusions for athletic participants, punitive damages, or sex abuse & molestation.  These are important coverages and you should avoid these exclusions or seek to add a coverage “buyback”.

Additionally, check the policy limits for adequate per incident and aggregate coverage.  If, for example, there is an incident in which many athletes are injured and significant medical bills will be incurred, you want to be sure that your policy allows for coverage in those types of scenarios.

Does Sadler & Company offer insurance that is customized for my organization or specialty?

We offer sports and recreation policies for dozens of specialty sports and recreation niches and organization types. Teams, Leagues & Associations, Tournaments and Events, Youth Sports Camps & Clinics, and more!

You can choose to find your policy by using one of the following methods:

  • Browse the sports we write policies for and select a policy for your sport
  • Browse the organization types that we have policies tailored for and select a policy for your organization type
  • Browse the events & entertainment specialty niches we write policies for and select a policy for your niche
  • Browse the health & fitness specialty niches we write policies for and select a policy for your niche
  • Browse the custom associations we write policies for and select a policy for your association
  • Browse all of our other sports & recreation policies to find one that applies to your niche
  • Fill out our Get A Quote form to have someone contact you with more information

How long does it take to get insurance coverage?

In most cases, coverage can be issued instantly online.  Your online application takes only a few minutes, and then you can print your proof of coverage documents and certificates for field owners. Click here for more info

SADLER INSURANCE

3014 Devine St. PO Box 5866 Columbia, SC 29250

1-800-622-7370 Toll Free 1-803-254-6311 Local 1-803-256-4017 Fax

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SPORTS TEAM INSURANCE

  • Insurance for Sports Teams
  • Personal Liability for Sports Team
  • Instant quotes available online

Buy your Sports Team Insurance online in minutes

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Independent Service Rating based on 4618 verified reviews.

What does Sports Team Insurance cover?

Our Sports Team Insurance is an annual policy that provides Personal Liability and Personal Accident cover whilst your team is playing in a match or training. Personal Liability can cover your legal liability resulting from accidents causing death, bodily injury or property damage to a third party. Personal Accident, on the other hand, is designed to provide some financial protection for your team members against accidental injury which results in medical treatment, such as physiotherapy. See policy Wording to see exactly what is covered within our Sports Team Insurance.

1. Travel Insurance Bolt-On

Our Activity TopUp policy is best suited if you have a travel insurance policy with another provider, such as your bank, but it does not include cover for your chosen activity. We can provide a bolt-on style insurance to cover you in these one-off situations.

2. Travel Insurance

If you are travelling abroad to play in a sport, we offer a travel insurance policy that will cover medical expenses should you get injured whilst playing. It will also provide a range of other benefits including trip cancellation cover and equipment protection.

3. Sports Accident Insurance

Our Sports Accident Insurance is designed to protect you for cycling in the UK. Our policy provides a range of benefits including cover for serious injury, and if selected, will include income protection.

Making claims clearer

ON AVERAGE WE PAY OUT 

 FOR EACH TRAVEL INSURANCE CLAIM**

OF OUR POLICY HOLDERS

NEEDED TO MAKE A CLAIM**

OUR AVERAGE CLAIMS RATING

ACCORDING TO OUR FEEFO SCORE***

Get an instant quote for Sports Team Insurance

Join thousands of sports enthusiasts who choose us every year

Or Call us on 01494 484800

Why choose us

30 years experience.

We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.

Professional Claims Handling

We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.

Underwritten by Experts

We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.

UK Based Customer Service Team

Our highly experienced Sales team are available to help support you with any questions that you might have.

5-Star Customer Service Rating

Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.

500+ Sports Covered

Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than many other providers.

What makes our policy different?

Selecting the right Sports Team Insurance policy can be hard. That is why we have created a six level policy to suit the needs of your sports team.

We have been providing insurance to amateur sports enthusiasts for over 30 years, meaning we have extensive experience in knowing what the insurance requirements of a local sports team might be.

Men holding canoe over heads

Why do you need Sports Team Insurance?

Whilst some sports are riskier than others in terms of accidents occuring, it is nevertheless advisable to consider taking out a sports team insurance policy. 

Should the unfortunate happen and a member of the team does get injured whilst playing, there is a possibility that he or she would benefit financially from having a sports team insurance in place. We provide all the information you need about our policy for you to make an informed decision on whether taking out insurance for your sports team is the best thing to do. 

Frequently Asked Questions

Yes, the Activity TopUp provides protection in conjunction with your existing travel insurance, you will be covered whilst taking part in your sport or activity. Any claims unrelated to your sport you will need to refer to your existing travel insurance provider. You will be asked for details of your travel insurance provider on the following page, all we need to know is the name of the insurance company.

Yes. Activity TopUp can be bought before or during your trip providing you have general travel insurance in place. You can take it out for a single day or multiple days as required. Your documents will be emailed to you instantly after purchase.

Yes, medical conditions do not affect your premium. You will need to declare any medical conditions, injuries or treatment within the last two years and this is then referred to the underwriters who will assess any special terms.

You can purchase our TopUp insurance online up until 74 years old, above this age you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.

* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only. 

** Data relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive.

*** Feefo rating relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive. 

sports team travel insurance

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  • Travel Insurance

Adventurous Sports Insurance

Throwing yourself onto a bike or into the sea be sure you're covered., do i need adventurous sports insurance.

There's a degree of risk to most sports, but particularly the adventurous ones.

Having the right cover in place before you go on holiday means you can try exciting and adventurous sports without worrying about what might happen if something goes wrong.

Admiral Travel Insurance covers a wide range of sports, but let’s take a look at which ones you’re covered for as standard and which you’ll need to pay a bit extra for.

Covid-19 - what our travel insurance covers

Our travel insurance now covers you for certain events related to Coronavirus (COVID-19), provided you have proof of a positive Covid-19 test and your cover is active at the time of the event.

What we cover

We provide cover for some costs related to Covid-19: please see Section 1 'emergency medical costs and repatriation' and Section 2 'cancelling or cutting short your trip' in your policy book for full details on what's covered.

We'll cover you if:

  • you were diagnosed with Covid-19 before your trip was due to start
  • a close relative died or became seriously ill as a result of Covid-19 before your trip was due to start
  • you weren't allowed to board your pre-booked outbound travel due to symptoms of Covid-19
  • an insured person or a close relative died during the trip because of Covid-19
  • you couldn't take part in an excursion due to you self-isolating after getting Covid-19

What we don’t cover

You won't be covered if:

  • you had reason to believe your trip may be cancelled, postponed or cut short when you booked it, purchased your policy or started your trip
  • any government or public authority imposes travel restrictions or quarantine on a community, location, or vessel because of Covid-19 (this includes, but is not limited to, local lockdowns, entry requirements, being denied entry and airspace closures)
  • you have to quarantine after arriving in the UK or abroad
  • the Foreign Commonwealth & Development Office (FCDO) change their advice to avoid ‘all travel’ or ‘all but essential travel’ to your destination because of Covid-19

For more information about how Coronavirus (COVID-19) affects your travel cover, see our FAQ page . And remember to check the policy booklet carefully before you buy to make sure our cover meets your needs.

What's covered under standard travel insurance?

Many of the sports you might want to do on holiday are covered by our standard holiday insurance.

These activities don’t require an extra payment on top of your standard travel insurance – and you’ll be covered for personal accident and legal liability too:

Banana boating

Body/boogie boarding

Canoeing (up to grade two rivers)

Fishing Kayaking (up to grade two rivers)

Parasailing (over water)

River tubing

Sailboarding

Scuba diving up to 30m*

Sea kayaking

Snorkelling

Wake boarding

Windsurfing

Yachting (inside territorial waters)

Water skiing

White/black water rafting (up to grade four rivers)

*For unqualified scuba divers, the diving depth is limited to 30m. (See policy wording for more conditions around scuba diving cover).

Raquet ball

Table tennis

Tennis Volleyball

Beach games

Cycling (except for racing, BMX, mountain biking, and cycling on extreme terrain)

Fell walking

Hiking (up to 4,000m altitude)

Hot air ballooning

Ice skating

Orienteering

Paintballing

Pony trekking

Safari (guided)

Rollerblading/inline skating

Sand boarding

Skateboarding

Trekking (up to 4,000m altitude)

Paddle boarding

Jogging/Running (excluding marathons)

Pony trekking (any equine 58 inches or less at the wither)

Extreme sports travel insurance: how to get covered for hazardous activities

If you couldn’t see your chosen activity on the list above, don't panic. Adrenaline junkies out there can still try that once-in-a-lifetime bucket list activity – you’ll just need to pay a little extra to be covered.

When buying travel insurance through Admiral, you’ll get the option to add extra cover for a specific hazardous activity. Just select the sport or activity you’ll be taking part in and pay the extra cost to get cover.

Bear in mind all hazardous sports and activities on our list exclude cover for personal accident and legal liability:

Assault course

Bungee jumping (maximum three jumps)

Canoeing (rivers over grade 2)

Canyon swinging

Coasteering

Gorge walking

Horse riding

Kayaking (rivers over grade two)

Kite surfing (over land)

Sand yachting

Scuba diving to depths between 30m and 50m (requires qualification)

Sea canoeing

Shark diving

White/black water rafting (rivers over grade four)

Yachting (outside territorial waters)

Trekking (up to 4500m altitude)

Hiking (up to 4500m altitude)

Motorcycling over 125cc (Europe only)

Sky diving (max 3 jumps)

Paragliding

If you'd like to be insured for a sport that’s not listed, contact our team to find out if we can arrange cover for you.

What level of cover do I need?

Now you know what activities are covered as standard and which require an extra payment, you need to choose the right cover for your trip. We break travel down into three zones:

  • Worldwide excluding USA, Canada, Caribbean and Mexico

See the full list of benefits  in the policy summary booklet .

Winter sports insurance: make sure you're covered

If you're taking to the slopes to go skiing or snowboarding, you'll need to add our  winter sports insurance  to your standard cover.

As well as covering you in case of accidents or injury on the slopes, winter sports insurance means you'll get compensation if your equipment is lost, stolen or damaged. It also covers you if your trip is affected by severe weather, like avalanches.

Without the upgrade, your trip won't be covered at all but adding it means you'll get all the standard protection included in our single trip and annual policies as well as cover for the sport you'll be taking part in.

Limitations and exclusions

As is always the case with insurance, there are certain limitations and exceptions that could invalidate your cover.

For Admiral's winter sports insurance, we don’t cover travellers over 75 years old for trips within Europe and over 70 years old for trips outside of Europe.

Reckless behaviour

You won't be covered if you're injured as a result of your own reckless behaviour. This includes:

  • Deliberately injuring yourself
  • Being under the influence of drugs, solvents or excessive amounts of alcohol
  • Not following the safety precautions while taking part in an activity

For a full list of exceptions, see the General Exclusions section in our policy documents .

What if I have a pre-existing condition?

A pre-existing condition is a short or long term illness or injury you have or have had before you buy travel insurance. This includes having symptoms, tests, diagnosis or medical treatment for a condition.

You can declare your pre-existing conditions during the quote process to see if we can offer cover. If you’re unsure what needs to be declared or if you're unable to find your condition on the medical conditions list, please contact us on 0333 234 9913 .

Your pre-existing conditions won’t be covered unless you’ve:

  • Declared them all on your policy
  • Received written confirmation that we’ll cover your medical condition
  • Paid any additional premium in full

Policy terms and conditions apply. Please note, if you’ve had a positive diagnosis of Covid-19 and been prescribed medication, received treatment, or had a consultation with a doctor or hospital specialist for any medical condition in the past two years, this needs to be declared on your policy.

If you don’t tell us about your pre-existing conditions or give us incorrect information, your policy may be invalid, and we may refuse all or part of any claim you submit.

For a quote with us, click the green button above.

The MoneyHelper directory

If you require cover for more serious medical conditions, MoneyHelper may be able to help you find specialist travel insurance through their medical directory.

If you wish to get in touch with them you can call them on 0800 138 7777 or find them online . (Monday to Friday 8:00-18:00, closed on Saturday, Sunday and bank holidays.)

Getting the most out of your trip

Going anywhere nice.

Off to one of the destinations below? Take a look at our guides for some hints and tips on what you need to remember.

Travel insurance that suits you

Whether you're travelling solo, with your family, or with a little one on the way, read our guides to make sure our cover is right for you.

Family Travel Insurance

Student travel insurance, travelling while pregnant, travel insurance over 65, travelling with medical conditions, travel insurance upgrades.

Whether you want the adrenaline rush of a skiing holiday, or fancy taking to the seas on a cruise, you'll need to add extra cover to your policy.

Cruise Travel Insurance

Ski travel insurance, gadget travel insurance, single trip insurance, annual trip insurance.

  • Nationwide Travel Insurance
  • AXA Assistance USA
  • Travel Guard
  • Berkshire Hathaway Travel Protection
  • Tin Leg Travel Insurance
  • WorldTrips Travel Insurance
  • Trawick International Travel Insurance
  • Travelex Travel Insurance

Travel Insurance Tips

  • Why You Should Trust Us

Ultimate Guide to Choosing the Best Travel Insurance

Our experts answer readers' insurance questions and write unbiased product reviews ( here's how we assess insurance products ). In some cases, we receive a commission from our partners ; however, our opinions are our own.

Traveling is an adventure, a leap into the unknown, a story waiting to unfold. But every story needs a safety net, and that's where travel insurance comes in. In this travel insurance guide, we'll embark on a journey to help you better understand travel insurance and uncover the benefits that make it an indispensable companion for any traveler.

Best Travel Insurance Companies

  • Nationwide Travel Insurance : Best Overall
  • AXA Assistance USA : Runner-Up
  • Travel Guard : Best for Cruises
  • Berkshire Hathaway Travel Protection : Best Reputation
  • Tin Leg Travel Insurance : Best for Travelers with Preexisting Conditions
  • WorldTrips Travel Insurance : Best for Digital Nomads
  • Trawick International Travel Insurance : Best Low-Cost Option
  • Travelex Travel Insurance : Best for Road Trips

Compare the Top Travel Insurance Offers

Nationwide Nationwide Travel Insurance

  • Trip cancellation coverage of up to 100% of trip costs (for cruises) or up to $30,000 (for single-trip plans)
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Three cruise-specific plans to choose from
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual travel insurance plans available
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong trip cancellation coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancel for any reason coverage available
  • con icon Two crossed lines that form an 'X'. CFAR insurance not available with every single plan
  • con icon Two crossed lines that form an 'X'. Medical coverage is lower than what some competitors offer

Nationwide Travel Insurance offers many of the standard benefits you might see with a travel insurance policy. This can include things like trip cancellation coverage, so you can recover pre-paid costs or trip interruption in the event your vacation is interrupted by an unexpected event. There's also baggage delay coverage and medical coverage.

  • Cancel for any reason coverage available

AXA AXA Assistance USA

  • Trip cancellation coverage of up to 100% of the trip cost
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous medical evacuation coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1,500 per person coverage for missed connections on cruises and tours
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Covers loss of ski, sports and golf equipment
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous baggage delay, loss and trip delay coverage ceilings per person
  • con icon Two crossed lines that form an 'X'. Cancel for any reason (CFAR) coverage only available for most expensive Platinum plan
  • con icon Two crossed lines that form an 'X'. CFAR coverage ceiling only reaches $50,000 maximum despite going up to 75%

AXA Assistance USA keeps travel insurance simple with gold, silver, and platinum plans. Emergency medical and CFAR are a couple of the options you can expect. Read on to learn more about AXA.

  • Silver, Gold, and Platinum plans available
  • Trip interruption coverage of up to 150% of the trip cost
  • Emergency medical coverage of up to $250,000

AIG Travel Guard

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip cancellation coverage of up to 100% of the cost, for all three plan levels
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. CFAR covers up to 75% of total trip costs (maximum of $112,500 on some plans) 
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Medical coverage of up to $500,000 and evacuation of up to $1,000,000 per person
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes COVID coverage 
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Above average baggage loss and delay benefits
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. High medical evacuation coverage
  • con icon Two crossed lines that form an 'X'. Premiums may run slightly higher than competitors

Travel Guard is a well-established and highly rated name in the travel insurance industry. It offers three main coverage options to choose from, and in general its policies have above-average coverage for baggage loss and baggage delays, plus high medical evaluation coverage limits.

  • Trip cancellation coverage for up to 100% of the trip cost
  • Trip interruption coverage for up to 150% of the trip cost
  • Preexisting medical conditions exclusions waiver must be purchased within 15 days of initial trip payment
  • Annual travel insurance plan and Pack N' Go plan (for last-minute trips) available

Berkshire Hathaway Berkshire Hathaway Travel Protection

Covers up to 100% of trip cancellation costs, a minimum of up to $750 in luggage losses, and 24/7 worldwide travel insurance

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers up to 100% trip cancellation refund for eligible travel
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Plans are customizable with relevant add-ons
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good customer service and easy sign up according to traveler reviews
  • con icon Two crossed lines that form an 'X'. More affordable plans offer low caps on medical and emergency coverage
  • con icon Two crossed lines that form an 'X'. Premiums are on the expensive side relative to comparable competitor plans
  • con icon Two crossed lines that form an 'X'. Claims may take longer during peak travel seasons

Berkshire Hathaway Travel Protection is one of the leading insurance brands on the market. It offers several plans with key add-ons for travelers.

  • This provider underwrites travel insurance policies for a number of other companies in addition to offering its own plans
  • Travelers can file claims directly from a smartphone by using the BHTP app

TinLeg Tin Leg Travel Insurance

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Policy coverage includes most pre-existing health conditions
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous medical and evacuation amounts for peace of mind
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. COVID coverage included by default on all insurance plans
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers a wide range of plans for various budgets and travel needs
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some plans offer CFAR, “cancel for work reasons,” financial default, and unemployment coverage
  • con icon Two crossed lines that form an 'X'. Limited add-on coverage options
  • con icon Two crossed lines that form an 'X'. Baggage loss and delay coverage is low compared to competitors

Tin Leg travel insurance offers eight travel insurance plans to meet the unique needs of travelers.

  • Tin Leg was founded in 2014 by the travel insurance industry experts at Squaremouth. Designed to meet the most common needs of travelers, these policies offer comprehensive Trip Cancellation and Trip Interruption benefits, and a range of Emergency Medical and Medical Evacuation limits.

WorldTrips WorldTrips Travel Insurance

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable base plans that can be customized with add-ons including rental car, pet care, hunting and fishing, and vacation rental coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Insurance plans available for international student travelers
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip delay coverage benefit that kicks in after just five hours
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Pre-existing conditions waiver can be purchased within 21 days of initial trip payment
  • con icon Two crossed lines that form an 'X'. Lower medical, evacuation and accidental death limits
  • con icon Two crossed lines that form an 'X'. Limited, secondary baggage loss coverage although baggage protection can be upgraded at a low cost
  • con icon Two crossed lines that form an 'X'. No special coverages for pets, sports equipment, etc.

WorldTrips has been a reputable travel insurance provider for more than 20 years. Unsurprisingly, it boasts an A+ rating from the Better Business Bureau and positive reviews from thousands of customers.

  • Travel medical insurance (Premium, Group, Annual, and International Student options)
  • Trip cancellation insurance
  • Trip protection insurance

Trawick Trawick International Travel Insurance

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Useful for adventurous travelers headed to higher-risk destinations
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable plans with varying levels of coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. 10-day free look option
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous baggage loss replacement policy
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip delay coverage kicks in after just six hours
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some policies allow a CFAR add-on
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1 million medical evacuation coverage limit
  • con icon Two crossed lines that form an 'X'. Baggage and trip delay coverages don’t kick in until after the 12-hour mark
  • con icon Two crossed lines that form an 'X'. International student policies available for temporary stints abroad
  • con icon Two crossed lines that form an 'X'. Complaints about claims not being paid or involving an intermediary to resolve claims

Trawick International travel insurance offers plans customized to diverse travelers' needs. We look at coverage options, claims processing, pricing, and other important factors for savvy travelers.

  • Travel medical insurance
  • Trip protection and cancellation
  • International student insurance
  • Visitor medical insurance (for traveling to the US)

Travelex Travelex Travel Insurance

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Options to cover sports equipment
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Option to increase medical coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Can cancel up to 48 hours before travel when CFAR option is purchased
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable coverage for budget-conscious travelers
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes generous baggage delay, loss and trip delay coverage
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Optional "adventure sports" bundle available for riskier activities
  • con icon Two crossed lines that form an 'X'. Only two insurance plans to choose from
  • con icon Two crossed lines that form an 'X'. Medical coverage maximum is low at up to $50,000 per person
  • con icon Two crossed lines that form an 'X'. Pricier than some competitors with lower coverage ceilings
  • con icon Two crossed lines that form an 'X'. Some competitors offer higher medical emergency coverage

Travelex travel insurance is one of the largest travel insurance providers in the US providing domestic and international coverage options. It offers a basic, select, and America option. Read on to learn more.

  • Optional CFAR insurance available with the Travel Select plan
  • Trip delay insurance starting at $500 with the Travel Basic plan
  • Emergency medical and dental coverage starting at $15,000

Best Travel Insurance Reviews

Best overall travel insurance: nationwide travel insurance.

Nationwide Travel Insurance is of the largest players in the travel insurance space, offering nearly endless options for any customer on the travel spectrum, including annual travel insurance plans which can offer frequent travelers the flexibility to "set it and forget it" on their travel insurance coverage.

Nationwide Essential also offers some of the most affordable policies in the market compared to similar plans from competitors, which makes it a great pick for just about anyone. Buyers can discuss bundling options as Nationwide also sells homeowners, auto, pet, and other insurance products. Its travel insurance quoting is just as easy as it has been with other Nationwide insurance products.

Nationwide Travel Insurance Review

Runner-Up: AXA Assistance USA Travel Insurance

AXA Assistance USA  offers consumers a great option for no-stress travel insurance: low-priced plans, generous coverage limits on key categories including primary insurance on lost luggage, and up to 150% reimbursement for qualifying trip cancellations.

While add-ons are limited and rental car coverage is not included by default on cheaper plans, AXA is a perfect fit for travelers who don't plan to drive (or who already hold a travel credit card with rental car coverage), and don't need any additional bells and whistles.

AXA Assistance USA Travel Insurance Review

AIG Travel Guard Travel Insurance: Best Travel Insurance for Cruises

Travel Guard is well-known insurance provider, and a great fit for travelers who want to ensure that they can get their money back in the event of canceled or interrupted travel plans.

While the company's policies can be pricey compared to its competitors, the high medical and evacuation limits make AIG a solid choice for older travelers who value peace of mind and simplicity over highly customizable plans that may be bolstered with medical upgrades.

AIG Travel Guard Review

Best Travel Insurance for Company Reputation: Berkshire Hathaway Travel Protection

Berkshire Hathaway Travel Protection  helps travelers make the best of bad situations by simplifying the process of filing a claim down to a simple photo snap and some basic paperwork submitted directly through a dedicated app.

Approved claims are also paid out very rapidly, making it easier to carry through with a trip when luggage has been lost or alternative travel plans need to be made on the fly.

Berkshire Hathaway Travel Insurance Review

Best for Travelers with Preexisting Conditions: Tin Leg Travel Insurance

Tin Leg Travel Insurance is a great fit for travelers with medical issues in particular. Thanks to coverage for preexisting medical conditions as well as for potential COVID-19 infection while traveling, this company offers some of the best financial investment options for travelers who are or will be exposed to higher health risks and issues.

Tin Leg Travel Insurance Review .

Best Travel Insurance for Digital Nomads: WorldTrips Travel Insurance

WorldTrips Travel Insurance has affordable premiums, highly customizable add-ons, and generous coverage for core categories of travel insurance. All this makes it a great option for digital nomads, students studying abroad and backpackers.

However, travelers should keep in mind that plans are not particularly flexible, and coverage amounts are limited unless you plan ahead to pay for the areas and amounts that you need.

WorldTrips Travel Insurance Review

Best Low-Cost Travel Insurance Option: Trawick International Travel Insurance

Trawick International Travel Insurance  is another medically robust insurance provider that can help higher-risk and anxious travelers find peace of mind while on the road. This company offers one of the most generous medical evacuation policies in the market, although travelers will need to remember to add on rental car coverage if they need it.

Trawick Travel Insurance Review

Best Travel Insurance for Road Trips: Travelex Travel Insurance

Travelex Travel Insurance  offers three plans:

  • Travel Basic
  • Travel Select
  • Travel America

The Travelex American plan is meant for trips limited to the US, but it has the highest coverage limits in many areas compared to its other programs. If you're flying somewhere, the lost baggage limits are higher. Its natural strengths shine for road trippers, though. Travelex America adds coverage for roadside service and rental car coverage for unexpected accidents. It also covers pets should you be involved in an accident while on the road.

While your standard auto insurance does extend to car rentals within the US for a limited time, any accident would affect future rates. Travelex would eliminate the risk of reporting to your auto insurance provider for minor incidents within its purview.

Travelex Travel Insurance Review

Introduction to Travel Insurance

Why travel insurance is a must-have.

The unpredictable nature of traveling – from flight cancellations to medical emergencies – can turn your dream vacation into a nightmare. Travel insurance acts as a personal safeguard, ensuring that unexpected events don't drain your wallet or ruin your trip.

Understanding Different Types of Travel Insurance

Not all travel insurance policies are created equal. From single-trip travel insurance policies to annual travel insurance plans , from minimal coverage to comprehensive protection, understanding the spectrum of options is your first step in finding the right fit for your journey.

Key Features to Look for in Travel Insurance Coverage

Travel insurance for medical emergencies.

Imagine falling ill in a foreign country; daunting, right? A robust travel insurance plan ensures you don't have to worry about the financial aspect of receiving medical care while traveling , even in the most remote corners of the globe.

Trip Cancellation and Interruption Benefits

Life is full of surprises, some less pleasant than others. Trip cancellation and interruption coverage ensures that you're not left out of pocket if unforeseen circumstances force you to cancel or cut your trip short.

Coverage for Personal Belongings and Baggage Loss

Losing your belongings is more than an inconvenience; it's losing a piece of your world. Insurance that covers personal belongings and baggage loss ensures that you're compensated for your loss, helping you to rebound and continue your adventure.

Support and Assistance Services

In times of trouble, having a lifeline can make all the difference. Look for insurance that offers 24/7 support and assistance services, giving you peace of mind that help is just a phone call away.

Choosing Travel Insurance

Reputation and reliability of the travel insurance provider.

A provider's reputation is not just about being well-known; it's about reliability, customer satisfaction, and the ability to deliver on promises. Researching and choosing a reputable provider is a cornerstone in ensuring your safety and satisfaction.

Understanding the Policy's Fine Print

The devil is in the details, and understanding the fine print of what your travel insurance policy covers is crucial. Be aware of coverage limits, exclusions, and the process for filing a claim to avoid any unpleasant surprises.

Customer Reviews and Feedback

In the age of information, customer reviews and feedback are goldmines of insight. Learn from the experiences of others to gauge the reliability and customer service of the insurance provider you're considering.

How to Get the Most Out of Your Travel Insurance

Knowing your policy inside out.

Familiarize yourself with every aspect of your policy – what it covers, what it doesn't, how to file a claim, and who to contact in an emergency. Being informed means being prepared. 

Steps to Take When a Problem Arises

If you face an issue during your travels, knowing the immediate steps to take can make all the difference. Keep important contacts and your policy details handy, and remember, your insurance provider is there to assist you.

How to Pick the Best Travel Insurance Company for You

There isn't a one-size-fits-all policy that works perfectly for every traveler. Young, healthy solo travelers can opt for much cheaper plans that offer bare-bones coverage, while families juggling complex itineraries will do best by investing in a robust policy that can help defray any costs associated with lost baggage, delayed transportation or other trip-impeding obstacles.

That being said, you can't go wrong with a travel insurance provider that boasts a reputable history and offers a wide range of customizable plans. In some cases, you may be comparing plans that are only a few dollars' apart from each other. In such situations, you should generally opt for the insurance company that offers the strongest customer service. It's also worth considering whether or not the travel insurance provider has been reviewed by other travelers with similar itineraries to your own. 

An insurance aggregator like InsureMyTrip or Squaremouth is one of the best tools for searching travel insurance policies. Once you input the specifics of your travel itinerary, you'll be able to see hundreds of search results to compare the ones that catch your eye. If the options are too overwhelming, use the filters to the left of your search page to eliminate as many irrelevant plans as possible.

Yes, travel insurance typically offers some coverage of canceled flights, but if this benefit is important to you, make sure you read the fine print of your policy to make sure it offers adequate reimbursement. If you think you may need to cancel your travel plans, you should consider purchasing cancel for any reason (CFAR) travel insurance .

Travel insurance will pay out if you experience a covered event, such as a travel delay or delayed or lost baggage. If you're looking to get travel insurance for a specific reason, such as needing to potentially cancel your trip, make sure your policy will cover you in that situation before purchasing it.

Most comprehensive travel insurance policies include medical coverage that can come in handy if an emergency occurs and you need medical evacuation. Some travel insurance plans offer more specialized coverage for travelers with preexisting conditions, so shop around if medical coverage is a top priority for you. 

$100,000 should be a sufficient medical coverage limit for travel insurance. If you're planning on doing extreme sports or anything particularly risky on your trip, you may want to increase your coverage level. A high medical coverage limit is especially useful when you're purchasing cruise travel insurance, since medical evacuations are more involved at sea.

Why You Should Trust Us: How We Chose The Best Travel Insurance Companies

To come up with our list of the best travel insurance companies, we evaluated each insurer based on the following factors:

Guide Methodology: What We Considered

Policy Types

Travel insurance is essential, but often underused partly because people aren't getting what they want. Business Insider's 2023 travel study showed 10.65% of travelers surveyed bought cancel for any reason insurance. Cost may be a factor, but in many cases, the coverage is more affordable than you might think. Regardless, companies must offer a diverse range of coverage options. We award 5 stars to companies offering all standard coverages and additional options like pet and sports equipment protection.

Our 2022 travel study indicated the majority of purchases were made through the travel provider (ex: flight protection insurance when you're purchasing your airline tickets). While these may be sufficient for some customers, we look for companies offering a more comprehensive range of services.

According to the US Travel Insurance Association, the average cost of travel insurance will be between 4% and 8% of total travel expenses. Anything beyond that price point should include additional benefits beyond the standard inclusions, such as CFAR protection or upgraded medical coverage. Anything below that 4% threshold may leave you lacking important or sufficient coverage in an emergency.

Convenience and Flexibility

Whether you're an infrequent traveler or a suitcase warrior, a good travel insurance company should have you covered. In many cases, you might not even have to talk to a person in order to purchase your policy.

Many people think of travel insurance in context with specific trips, but most of these top contenders sell both single-trip and multi-trip policies, also known as annual travel insurance. Some companies also offer plans specifically designed for cruisers, students abroad, and business travelers. (Read our guide to the best cruise travel insurance companies for more details.) Finally, all of these providers offer multiple options for getting the specific areas and amounts of coverage that you want.

Claims Handling

Most travelers never have a large claim. Premiums are low, and it provides peace of mind for the just in case situations. So they leave reviews based on their reduced stress levels. But what happens if you lose your luggage or have to stay a few extra days due to an unexpected accident? Will your insurance carrier cover your claim without all the hassle? We check real customer reviews to sort this out for you.

Ease of Use and Support

When purchasing, during your trip, and throughout the claims process, you may need extra support. Does the company have a 24/7 help line? Does it have an online or mobile system allowing you to self-manage? Essentially, what are the options when you need help? We look at the big picture to evaluate the average customer experience with each company.

You can read our full insurance rating methodology for even more details.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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Specialist sports travel insurance designed to meet the demands and needs of grassroots amateur sports teams looking to travel outside of the UK. 

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More From Forbes

How to find the best travel insurance for your spring 2024 trip.

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Spring break 2024 might be dangerous. Here's how to protect yourself.

The State Department poured a bucket of cold water on spring break 2024 when it recently issued warnings for several popular spring destinations.

It also got everyone to start thinking about travel insurance, which could protect you if something goes wrong on your trip.

"Spring breakers tend to see the world through rose-tinted glasses," says Weronika Popiolek, a spokeswoman for Insured Nomads . "Their excursions are fueled by adrenaline—and the last thing on their minds is the fine print of an insurance policy. That can be a costly mistake."

The government advisories are an important wake-up call, say experts. This year, ​​the traditional March and April getaways are a truly global event, according to Tim Dodge, vice president of marketing at Arch RoamRight .

"We're seeing a higher volume of travel with top international destinations including Europe—specifically Greece, Italy, U.K., France, Spain and Portugal, as well as Mexico, the Caribbean, Japan, New Zealand, Canada, and South America," he says. "Cruises with multiple destinations are also quickly growing in popularity."

In other words, travelers are going everywhere—and anything can happen. But is spring break travel dangerous this year? How is it different from past years? And when do you need insurance?

Let's find out.

Best Travel Insurance Companies

Best covid travel insurance plans.

Travel is risky, particularly during the 2024 spring break season.

Is Spring Break 2024 Dangerous?

In a sense, spring break has never been entirely safe, at least when compared to other types of vacations. No matter where you go, people tend to get a little raucous.

“Asking a security professional where to go for spring break is like asking a doctor what cigarette is safe to smoke,” says Harding Bush, associate director for security operations at Global Rescue , a provider of security and travel risk management services. “Spring break is the perfect storm of a high-risk age group, international travel, crime, alcohol and predators."

But this year it feels a little different. Among the recent warnings:

  • Ecuador got hit with a State Department advisory because of the risk of civil unrest, crime, and kidnapping. That could be an issue if you have a Galápagos cruise or are headed to Quito.
  • The government also warned Americans to avoid the Bahamas , where violent crimes , such as burglaries, armed robberies, and sexual assaults, occur in tourist areas. Nassau is a popular stop for cruise ships this spring break.
  • And the U.S. urged Americans to reconsider traveling to Jamaica , where it noted the homicide rate is highest in the Western Hemisphere. Jamaica is home to some of the most famous all-inclusive resorts in the Caribbean.

"Many travelers are under the belief that tourist areas are protected and safe," says Joan Rupar, area senior vice president at Gallagher , an insurance brokerage and risk management firm. "Vacation deals promoting all-inclusive experiences look exciting and risk-free."

But that’s not necessarily true, she says.

You should be thinking of protecting yourself—and travel insurance is one way to do that.

Spring break is different this year. Here's how.

How Is The 2024 Spring Break Season Different?

Experts say it's not just the travel warnings that set spring break 2024 apart. There are other distinguishing features.

It's crowded. "The 2024 spring break season is witnessing an unprecedented resurgence in travel, surpassing pre-COVID levels for the first time," says Deanna Caffrey, director of Redpoint Resolutions . Many industry watchers are worried that the influx of travelers could lead to overcrowded destinations and the potential for increased travel delays.

It's expensive. "The biggest difference facing spring break travelers this year is cost," says Stan Sandberg, co-founder of travel insurance site TravelInsurance.com . He says airfare and accommodation costs continue to rise this year. Based on a recent study of TravelInsurance.com's customers, the overall spring break trip cost this year is 12% higher than last year. And the average cost per person per day is up almost 15% over last year's spring break. Sandberg says with the rising costs of travel, it's even more important to consider trip cancellation and trip interruption coverage, which can reimburse your nonrefundable trip costs when unexpected travel hazards disrupt your trip.

It's unpredictable. It's an El Niño year, which means the weather will be a little wacky. You could get freak snowstorms on the East Coast or rain in the Caribbean and Mexico, which could potentially affect your spring trip. "Some meteorologists are predicting cool and possibly stormy weather in popular spring break regions this year," says James Nuttall, general manager of Insubuy . He adds that it's important to remember that unless you purchase "cancel for any reason" travel insurance, deciding to stay home because of bad weather is not a valid reason for trip cancellation.

It could be prone to delays. That's especially true if you're flying. Airlines are not quite out of the woods when it comes to some of the operational challenges during the pandemic, say travel insurance experts. "While airlines addressed some of these travel challenges in 2022, there still are staffing shortages that may be exacerbated by increased volumes of travelers during spring break 2024," says Scott Adamski, head of global product development at AIG Travel.

So there's really something for everyone this spring break, says Daniel Durazo, director of external communications at Allianz Partners USA .

“Spring break travel provides the opportunity to experience both big crowds and inclement weather,” he says.

You may need insurance if you are traveling this spring.

Do You Need Insurance For Your 2024 Spring Break Vacation?

I asked Beth Godlin, president of Aon Affinity Travel Practice , how how to decide if you need travel insurance this spring break. She recommends keeping three things in mind.

1. Can you afford to lose the value of your vacation?

"Check your flight, cruise or tour cancellation policies and determine what money you’re comfortable with losing if you had to cancel at the last minute," says Godlin.

2. What kind of protection do you need at your destination?

For example, if you’re on a motorcycle tour on a desert island and need a medical evacuation, travel protection may be especially valuable to you.

3. What kind of problems are you likely to encounter?

"If your family travels often, you know that delays are common due to things like weather events and mechanical issues," she says. "For this reason, I suggest finding a travel protection plan that includes trip delay benefits that can help offset additional costs due to a delay, including meals, lodging or transportation."

What else should a good spring break travel insurance policy include? Look for one with supplemental medical benefits if you’re traveling internationally. Medical coverage for international travel can vary. Most domestic health insurance plans provide partial or no coverage while traveling overseas.

"If your family is adventurous and you find yourself cliff jumping, mountain climbing, jet skiing or ziplining, be sure to check for any exclusions related to those activities in your travel protection," she adds.

You can still buy travel insurance for your 2024 spring break vacation.

Can You Still Buy Travel Insurance For Spring Break Now?

Yes, you can.

"It is definitely not too late to get travel insurance for spring break," says Bailey Foster, vice president of trip insurance at Trawick International . "In fact, a travel insurance plan can be purchased up until the day before you depart so you have coverage while you are traveling."

Some restrictions may apply. For example, your policy may not cover a pre-existing medical condition if you purchase it closer to departure. But all of the essential protections will still be there.

What's the time limit to get all the coverage? It depends. If you have a Travel Guard policy, for example, you must purchase your insurance plan within 15 days of making your initial deposit on your trip. If you do, then a pre-existing medical condition exclusion waiver may be included in your travel insurance plan.

What Are The Best Spring Break Travel Insurance Policies?

That really depends on where you're going and what you need.

  • If you're traveling somewhere with your family, you might want to consider travel insurance like Berkshire Hathaway Travel Protection’s (BHTP) ExactCare policy . It's a comprehensive policy that covers two children aged 17 and under for each adult on the policy. ExactCare also covers nonrefundable vacation rentals and theme park deposits, in addition to traditional vacation expenses such as flights and hotel or resort deposits, if the family must cancel its spring break vacation for a covered reason.
  • A plan like Trawick International's Safe Travels Protect will cover trip cancellation, travel delay, baggage delay, and emergency medical. If you're traveling with kids, Safe Travels Protect even offers even lower rates for children under age 18.
  • Redpoint Travel Protection has policies that cover trip cancellations, medical emergencies, and travel delays. But if you have a taste for adventure, you might also want to check out its comprehensive Ripcord plans , which offer everything from $100,000 of primary medical expense coverage to political, security and natural disaster evacuation.
  • You may be able to get high-risk spring break activities included in your policy. There's a misconception that you need a policy add-on for many regular sports. Before paying for supplemental coverage, check your policy. For example, Faye Travel Insurance includes activities such as kitesurfing, boating, wakeboarding, regular skiing and regular snowboarding in its base policies.

If there's one thing travel insurance experts agree on, it's that you need to make sure you have adequate medical coverage. That's especially true for international trips, where your health insurance is unlikely to work. Even if you're in excellent health, accidents happen.

"During spring break, in particular, we often hear stories about college students traveling internationally with a group of friends and ending up in the hospital with a broken arm, and needing to pay out of pocket for the medical bills," says Joe Cronin, CEO of International Citizens Insurance .

Cronin says many international travelers assume travel medical insurance is expensive. But it can cost as little as $1 a day and can prevent a financial disaster if you end up in the hospital during your trip.

And while we're on the topic of medical coverage, don't forget medical evacuation. If you’re going somewhere with poor or no hospital facilities, you might want to consider an air medical transport membership like Medjet.

"Insurance medevac only gets you to the nearest acceptable hospital," says Laura Heidt, insurance desk manager at Brownell Travel . And if you need a non-medically necessary transfer, you could spend anywhere from $45,000 to $200,000 on medical transportation.

So be sure to research and buy the appropriate insurance coverage for your trip, because you don't want to go on spring break—and end up spring broke.

Christopher Elliott

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These are the 4 best family travel insurance plans

Find coverage that fits your family's travel plans with these four companies..

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Family vacations are a special time, and ensuring they go smoothly is essential to making memories that will last forever. Travel insurance is one way to ensure that any bumps in the road can be smoothed over, from a lost bag to an injury abroad.

CNBC Select reviews the best travel insurance plans for families based on coverage, cost and plan variety. (See our methodology for more information on how we choose the best family travel insurance companies.)

Best family travel insurance  

  • Best for families with young children : Allianz   
  • Best for affordability : Faye   
  • Best for CFAR coverage : Travel Insured International  
  • Best for cruises : Berkshire Hathaway Travel Protection  

Best for families with young children 

Allianz travel insurance.

The best way to estimate your costs is to request a quote

Policy highlights

10 travel insurance plans make it possible to customize your coverage. For families, Allianz's OneTrip Prime package covers children age 17 and younger when traveling with a parent or grandparent.

24/7 assistance available

  • Trip cancellation benefits can reimburse your prepaid, nonrefundable trip payments if you have to cancel your trip for one of the covered reasons stated in your plan documents. 
  • Limited coverage for risky sports

Who's this for? Allianz is great for families with young children as its OneTrip Prime travel insurance policy offers free coverage for children ages 17 or under when traveling with a parent or grandparent. Though this benefit isn't available to Pennsylvania residents, it could help families with younger children lower the cost of their travel insurance coverage.  

Standout benefits:  Allianz's cancel for any reason (CFAR) coverage has an enhanced version available that can cover up to 80% of trip expenses if you have to cancel for a reason that's not covered.  

[ Jump to more details ]  

Best for affordability 

Faye travel insurance.

Faye offers travel insurance with a convenient online buying experience and an app with real-time travel alerts. It's one simple plan includes coverage for common issues, like trip cancellation, emergency medical expenses and trip delay coverage. It also offers coverage for pre-existing medical conditions when plans are purchased within 14 days of an initial trip deposit.

  • Covers Covid like any other medical condition
  • CFAR is available for up to 75% of trip costs for an additional cost.
  • Additional coverage options like vacation rental damage coverage and pet care coverage.
  • Not all benefits are available in all states.

Who's this for?  Faye travel insurance stands out for families on a budget. Its policies start at just $4.64 per day (for 14 days) for domestic trips and $5.16 per day (for 14 days) for international trips. It's also great for those who want a completely digital experience and would rather manage a policy through an app than an agent or by phone.

Standout benefits:  Faye's intuitive interface makes it easy to get travel insurance coverage on your own time, and quotes are available entirely online. On top of the standard trip delay, cancellation and interruption coverage, you can purchase CFAR coverage, coverage for adventure and sports activities and a pet care add-on, which can cover illness or injury for your pet when traveling with you, or extra kenneling costs if your trip is delayed if you leave your pet at home.  

Best for CFAR coverage 

Travel insured international travel insurance.

Travel Insured International has two simple travel insurance plans — the Worldwide Trip Protector and Worldwide Trip Protector Gold. Its plans are affordable and offer the option of cancel for any reason (CFAR) coverage.

  • Optional CFAR coverage and interruption for any reason coverage
  • Medical coverage can be lower than other options

Who's this for?  Travel Insured International could be a great fit for families looking for the flexibility of a CFAR addition to ensure they'll be covered for any reason they need to cancel. The company's wide variety of reasons for cancellation includes coverage for school year extensions with all plans.  

Standout benefits:  Travel Insured International's Worldwide Trip Protector can cover all children 17 and under for free when traveling with related adults.  

Best for cruises  

Berkshire hathaway travel protection.

Berkshire Hathaway Travel Protection has multiple plans to cover vacations from luxury travel to adventure travel. The brand's LuxuryCare offers the highest limits of travel insurance coverage offered by the company. Quotes and policies are available online.

  • Wide variety of policies available
  • Strong financial strength rating by AM Best
  • Cancel for any reason only provides reimbursement for up to 50% of non-refundable trip payments

Who's this for?  Berkshire Hathaway Travel Protection offers cruise-specific packages for families setting sail on a cruise.  

Standout benefits:  Cruise plans include coverage for missed connections and unique challenges you could face on a cruise vacation, like cruise disablement and diversion. 

More on our top family travel insurance companies 

Allianz offers 10 different travel insurance policies for travelers and trips of all types, including single-trip and multi-trip coverage. It also offers quotes and claims online, making the experience simple.  

CFAR coverage available?  

Yes, up to 80% of prepaid, non-refundable trip costs 

24/7 assistance?  

[ Return to summary ]  

While relatively new to the space, Faye's travel insurance plans combine affordability and easy access. Policies are backed by the United States Fire Insurance Company.  

Yes, up to 75% of prepaid, non-refundable trip costs 

Travel Insured International 

Travel Insured International has been offering travel insurance for over 25 years. It has two tiers of coverage (available in most states) that can help you meet all your travel protection needs.  

Berkshire Hathaway Travel Protection 

Berkshire Hathaway Travel Protection offers several tiers of travel protection and insurance, including packages specifically designed for road trips and cruises. Its strong A++ financial strength rating also helps it stand out against the competition.  

Up to 50%, only available on LuxuryCare packages 

Does travel insurance cover family members?  

Generally, you can insure your whole family on one travel insurance plan, so you won't have to buy separate plans for every traveler. Your travel insurance plan will cover every person listed on the policy.  

Does travel insurance cover cancellation due to a death in the family? 

In many cases, travel insurance can help you recoup the cost of your vacation if you have to cancel due to a death in your family. However, you'll want to carefully read your policy's definition of a family member, as not everyone in your life could be included.  

Bottom line

A family vacation can be a big investment, so it's important to protect yourself in case anything goes awry. Having a travel insurance plan that's easy to access, provides 24/7 support and fits your specific travel concerns and budget can help ensure your trip will go smoothly.

Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox.  Sign up here .

Why trust CNBC Select? 

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every travel insurance review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of travel insurance products. To research the best travel insurance companies, we compiled over 100 data points on more than a dozen travel insurance companies. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics. See our methodology for more information on how we choose the best travel insurance companies. 

Our methodology  

To determine the best travel insurance companies, CNBC Select analyzed dozens of travel insurance companies and compared them based on various factors. 

While narrowing down the best travel insurance companies, we focused on the number of plans available, the availability of 24/7 assistance to access while traveling, coverage for Covid-19, the availability of cancel for any reason coverage, and financial strength (which measures a company's ability to pay on contracts) using A.M. Best ratings. We also considered family-friendly features, such as the inclusion of children on policies for free with parent's coverage, and reasons for cancellation, including school year extension as a reason for cancellation.  

Note that the premiums and policy structures advertised for travel insurance companies are subject to fluctuate in accordance with the company's policies.  

Catch up on CNBC Select's in-depth coverage of credit cards , banking and money , and follow us on TikTok , Facebook , Instagram and Twitter to stay up to date.  

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  • Wells Fargo Autograph Card review: A travel card that earns high rewards for no annual fee Andreina Rodriguez
  • Wells Fargo launches a new travel rewards program with 6 transfer partners and more to come Jason Stauffer
  • Wells Fargo's new credit card is set to compete with the top travel credit cards Jason Stauffer

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40 facts about elektrostal.

Lanette Mayes

Written by Lanette Mayes

Modified & Updated: 02 Mar 2024

Jessica Corbett

Reviewed by Jessica Corbett

40-facts-about-elektrostal

Elektrostal is a vibrant city located in the Moscow Oblast region of Russia. With a rich history, stunning architecture, and a thriving community, Elektrostal is a city that has much to offer. Whether you are a history buff, nature enthusiast, or simply curious about different cultures, Elektrostal is sure to captivate you.

This article will provide you with 40 fascinating facts about Elektrostal, giving you a better understanding of why this city is worth exploring. From its origins as an industrial hub to its modern-day charm, we will delve into the various aspects that make Elektrostal a unique and must-visit destination.

So, join us as we uncover the hidden treasures of Elektrostal and discover what makes this city a true gem in the heart of Russia.

Key Takeaways:

  • Elektrostal, known as the “Motor City of Russia,” is a vibrant and growing city with a rich industrial history, offering diverse cultural experiences and a strong commitment to environmental sustainability.
  • With its convenient location near Moscow, Elektrostal provides a picturesque landscape, vibrant nightlife, and a range of recreational activities, making it an ideal destination for residents and visitors alike.

Known as the “Motor City of Russia.”

Elektrostal, a city located in the Moscow Oblast region of Russia, earned the nickname “Motor City” due to its significant involvement in the automotive industry.

Home to the Elektrostal Metallurgical Plant.

Elektrostal is renowned for its metallurgical plant, which has been producing high-quality steel and alloys since its establishment in 1916.

Boasts a rich industrial heritage.

Elektrostal has a long history of industrial development, contributing to the growth and progress of the region.

Founded in 1916.

The city of Elektrostal was founded in 1916 as a result of the construction of the Elektrostal Metallurgical Plant.

Located approximately 50 kilometers east of Moscow.

Elektrostal is situated in close proximity to the Russian capital, making it easily accessible for both residents and visitors.

Known for its vibrant cultural scene.

Elektrostal is home to several cultural institutions, including museums, theaters, and art galleries that showcase the city’s rich artistic heritage.

A popular destination for nature lovers.

Surrounded by picturesque landscapes and forests, Elektrostal offers ample opportunities for outdoor activities such as hiking, camping, and birdwatching.

Hosts the annual Elektrostal City Day celebrations.

Every year, Elektrostal organizes festive events and activities to celebrate its founding, bringing together residents and visitors in a spirit of unity and joy.

Has a population of approximately 160,000 people.

Elektrostal is home to a diverse and vibrant community of around 160,000 residents, contributing to its dynamic atmosphere.

Boasts excellent education facilities.

The city is known for its well-established educational institutions, providing quality education to students of all ages.

A center for scientific research and innovation.

Elektrostal serves as an important hub for scientific research, particularly in the fields of metallurgy, materials science, and engineering.

Surrounded by picturesque lakes.

The city is blessed with numerous beautiful lakes, offering scenic views and recreational opportunities for locals and visitors alike.

Well-connected transportation system.

Elektrostal benefits from an efficient transportation network, including highways, railways, and public transportation options, ensuring convenient travel within and beyond the city.

Famous for its traditional Russian cuisine.

Food enthusiasts can indulge in authentic Russian dishes at numerous restaurants and cafes scattered throughout Elektrostal.

Home to notable architectural landmarks.

Elektrostal boasts impressive architecture, including the Church of the Transfiguration of the Lord and the Elektrostal Palace of Culture.

Offers a wide range of recreational facilities.

Residents and visitors can enjoy various recreational activities, such as sports complexes, swimming pools, and fitness centers, enhancing the overall quality of life.

Provides a high standard of healthcare.

Elektrostal is equipped with modern medical facilities, ensuring residents have access to quality healthcare services.

Home to the Elektrostal History Museum.

The Elektrostal History Museum showcases the city’s fascinating past through exhibitions and displays.

A hub for sports enthusiasts.

Elektrostal is passionate about sports, with numerous stadiums, arenas, and sports clubs offering opportunities for athletes and spectators.

Celebrates diverse cultural festivals.

Throughout the year, Elektrostal hosts a variety of cultural festivals, celebrating different ethnicities, traditions, and art forms.

Electric power played a significant role in its early development.

Elektrostal owes its name and initial growth to the establishment of electric power stations and the utilization of electricity in the industrial sector.

Boasts a thriving economy.

The city’s strong industrial base, coupled with its strategic location near Moscow, has contributed to Elektrostal’s prosperous economic status.

Houses the Elektrostal Drama Theater.

The Elektrostal Drama Theater is a cultural centerpiece, attracting theater enthusiasts from far and wide.

Popular destination for winter sports.

Elektrostal’s proximity to ski resorts and winter sport facilities makes it a favorite destination for skiing, snowboarding, and other winter activities.

Promotes environmental sustainability.

Elektrostal prioritizes environmental protection and sustainability, implementing initiatives to reduce pollution and preserve natural resources.

Home to renowned educational institutions.

Elektrostal is known for its prestigious schools and universities, offering a wide range of academic programs to students.

Committed to cultural preservation.

The city values its cultural heritage and takes active steps to preserve and promote traditional customs, crafts, and arts.

Hosts an annual International Film Festival.

The Elektrostal International Film Festival attracts filmmakers and cinema enthusiasts from around the world, showcasing a diverse range of films.

Encourages entrepreneurship and innovation.

Elektrostal supports aspiring entrepreneurs and fosters a culture of innovation, providing opportunities for startups and business development.

Offers a range of housing options.

Elektrostal provides diverse housing options, including apartments, houses, and residential complexes, catering to different lifestyles and budgets.

Home to notable sports teams.

Elektrostal is proud of its sports legacy, with several successful sports teams competing at regional and national levels.

Boasts a vibrant nightlife scene.

Residents and visitors can enjoy a lively nightlife in Elektrostal, with numerous bars, clubs, and entertainment venues.

Promotes cultural exchange and international relations.

Elektrostal actively engages in international partnerships, cultural exchanges, and diplomatic collaborations to foster global connections.

Surrounded by beautiful nature reserves.

Nearby nature reserves, such as the Barybino Forest and Luchinskoye Lake, offer opportunities for nature enthusiasts to explore and appreciate the region’s biodiversity.

Commemorates historical events.

The city pays tribute to significant historical events through memorials, monuments, and exhibitions, ensuring the preservation of collective memory.

Promotes sports and youth development.

Elektrostal invests in sports infrastructure and programs to encourage youth participation, health, and physical fitness.

Hosts annual cultural and artistic festivals.

Throughout the year, Elektrostal celebrates its cultural diversity through festivals dedicated to music, dance, art, and theater.

Provides a picturesque landscape for photography enthusiasts.

The city’s scenic beauty, architectural landmarks, and natural surroundings make it a paradise for photographers.

Connects to Moscow via a direct train line.

The convenient train connection between Elektrostal and Moscow makes commuting between the two cities effortless.

A city with a bright future.

Elektrostal continues to grow and develop, aiming to become a model city in terms of infrastructure, sustainability, and quality of life for its residents.

In conclusion, Elektrostal is a fascinating city with a rich history and a vibrant present. From its origins as a center of steel production to its modern-day status as a hub for education and industry, Elektrostal has plenty to offer both residents and visitors. With its beautiful parks, cultural attractions, and proximity to Moscow, there is no shortage of things to see and do in this dynamic city. Whether you’re interested in exploring its historical landmarks, enjoying outdoor activities, or immersing yourself in the local culture, Elektrostal has something for everyone. So, next time you find yourself in the Moscow region, don’t miss the opportunity to discover the hidden gems of Elektrostal.

Q: What is the population of Elektrostal?

A: As of the latest data, the population of Elektrostal is approximately XXXX.

Q: How far is Elektrostal from Moscow?

A: Elektrostal is located approximately XX kilometers away from Moscow.

Q: Are there any famous landmarks in Elektrostal?

A: Yes, Elektrostal is home to several notable landmarks, including XXXX and XXXX.

Q: What industries are prominent in Elektrostal?

A: Elektrostal is known for its steel production industry and is also a center for engineering and manufacturing.

Q: Are there any universities or educational institutions in Elektrostal?

A: Yes, Elektrostal is home to XXXX University and several other educational institutions.

Q: What are some popular outdoor activities in Elektrostal?

A: Elektrostal offers several outdoor activities, such as hiking, cycling, and picnicking in its beautiful parks.

Q: Is Elektrostal well-connected in terms of transportation?

A: Yes, Elektrostal has good transportation links, including trains and buses, making it easily accessible from nearby cities.

Q: Are there any annual events or festivals in Elektrostal?

A: Yes, Elektrostal hosts various events and festivals throughout the year, including XXXX and XXXX.

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Dinamo Elektrostal Moscow

Field hockey - Dinamo Elektrostal Moscow

Russia

Hockey Club Dinamo Elektrostal is a field hockey team from Russia, based in Moscow. The club was founded in 1994.

Dinamo Elektrostal Moscow - Results

2021/2022 2018/2019 2017/2018 2017 2015/2016 2013/2014 2011/2012 2007/2008

Men's Euro Hockey League - Final Round - 2021/2022

Dinamo elektrostal moscow - identity.

  • Official name : Hockey Club Dinamo Elektrostal
  • Country : Russia
  • Location : Moscow
  • Founded : 1994
  • Wikipedia link : http://nl.wikipedia.org/wiki/Dinamo_Elektrostal

Dinamo Elektrostal Moscow - Titles, trophies and places of honor

  • Best result : First Round in 2021/2022
  • Best result : 1st
  • 1 times first in 2010
  • 1 times second in 2009
  • 1 times third in 2017

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Local security forces brought 15 men to a military enlistment office after a mass brawl at a warehouse of the Russian Wildberries company in Elektrostal, Moscow Oblast on Feb. 8, Russian Telegram channel Shot reported .

29 people were also taken to police stations. Among the arrested were citizens of Kyrgyzstan.

A mass brawl involving over 100 employees and security personnel broke out at the Wildberries warehouse in Elektrostal on Dec. 8.

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Waymo launches driverless rides for employees in Austin

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IMAGES

  1. What Sports Travel Insurance Do I Need?

    sports team travel insurance

  2. The Athlete's Guide To Travel Insurance In Canada

    sports team travel insurance

  3. Online Sports Travel Insurance Including Covid-19 Cover

    sports team travel insurance

  4. Winter Sports Travel Insurance from InsureMore

    sports team travel insurance

  5. Travel Insurance

    sports team travel insurance

  6. How To Plan Your Sports Team Travel

    sports team travel insurance

COMMENTS

  1. Travel Insurance for Sports and Competitions

    For this reason, for travelers who plan to partake in specific sports or activities during their trip, it's important to check a policy's certificate for a list of excluded activities before purchasing. When buying travel insurance for sports or competitions, Squaremouth recommends at least $50,000 in Emergency Medical coverage, and ...

  2. Sports Travel Insurance

    1. Sports Travel Insurance. Our Sports Travel Insurance can cover you for taking part in over 500 sports whilst abroad, whether that be for leisure or competition. The policy includes cover for medical and repatriation costs, trip cancellation and curtailment, and much more. 2. Sports Travel Insurance Bolt-On.

  3. Sports Team Group Insurance: Protect Your Team Competing Abroad

    Purchasing a group insurance policy for athletic teams not only ensures that all players and coaches are covered, but is also a less expensive alternative to buying individual policies for each player. Football, soccer, ice hockey, skiing, and gymnastics are just a few of the sports that athletic team insurance covers. Typical travel insurance ...

  4. Best Adventure Sports Travel Insurance

    Battleface is known for its adventure sports travel insurance, which makes it much more compelling than other products. ... Editorial team. News. Press kit. Investors. help. Help center. Support ...

  5. Best Travel Insurance for Winter, Adventure, and Extreme Sports

    Team Sports: A travel insurance policy may cover team-related expenses, such as tournament cancellations or travel delays if you travel for competitive events. Water Sports: Water sports travel insurance policies may cover surfing, diving, snorkeling, or water skiing. For diving coverage, you should verify that the policy covers the depths you ...

  6. Sports Team Insurance for Youth: Find Coverage Today

    Sports team insurance protects millions of kids and adults who play organized sports annually. The insurance includes a combination of risk protections that insure teams, leagues, associations, and clubs against youth and adult sports risks. ... Many youth teams travel and require travel baseball team insurance that extends accident coverage to ...

  7. International Travel Insurance for Sports Teams

    The principal sum shall reduce by 50% (to $12,500) if you are age 70 to 74 at time of death, and an additional 50% (to $6,250) if you are age 75 or older at time of death. a. Loss of 2 eyes or 2 or more limbs: Principal sum of $25,000 to you. b. Loss of 1 eye or limb: One-half of the Principal sum ($12,500) to you. c.

  8. Team & Club Insurance

    Request a quote for sports team travel insurance and get coverage for travel, accidental death & dismemberment benefits, and liability coverages for staff. ... Athletic leagues, clubs and travel teams require special sports team travel insurance to operate with peace of mind and safety. Participant injury insurance minimizes out-of-pocket expenses.

  9. Compare Cheap Sports Travel Insurance

    Each travel insurance policy can be different, with each insurance provider categorising sports with different levels of risk. This means you should compare quotes to find the best fit for your holiday and get the cover you need. Water sports - e.g. jet-skiing, parasailing and white-water rafting.

  10. Travel Insurance for Sports Teams

    If your team travels frequently, then various forms of travel insurance are available. This type of insurance protects your team and your other materials while you are on the road. If you travel to compete, consider three questions to get travel sports insurance:

  11. Travel Insurance For Sports Equipment

    For example, Squaremouth's Tin Leg travel insurance policies include a Sports Equipment Loss benefit as part of the coverage for baggage and personal items. Benna says most travel insurance ...

  12. Sports Team Insurance for Youth & Adult Clubs

    Sports insurance is $30 a month or $350 a year for a $1 million general liability insurance. Location, experience, size, and payroll affect cost. Check the table below to see the pricing of the companies with the best sports team, league, and club insurance: Monthly Rate. Annual Rate.

  13. Team Sports Travel Insurance

    Award winning Insurance. We're proud to be awarded for our quality products and services. We recently won Mozo's 2023 Experts Choice Award for Exceptional Value Comprehensive Travel Insurance. As well as Product Review's Travel Insurer of the Year in 2019.

  14. Sports Travel Insurance

    If you have any other questions regarding our Sports Travel Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. Our flexible insurance for sports businesses, organisations and individuals is designed to offer exactly the cover you need.

  15. Sports Insurance

    We offer sports and recreation policies for dozens of specialty sports and recreation niches and organization types. Teams, Leagues & Associations, Tournaments and Events, Youth Sports Camps & Clinics, and more! You can choose to find your policy by using one of the following methods:

  16. SportsCover Direct

    SportsCover Direct is pleased to offer a sports team insurance offering 365 day, 24 hour Sports Protection. Call us on 01494 484800 Open Mon - Fri | 9:00 - 5:30. ... *** Feefo rating relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive. ...

  17. Adventure Sports Travel Insurance

    Travel insurance also can provide coverage in the event your sports equipment is delayed. Whether your surfboard doesn't arrive at the beach, your golf clubs miss your tee time, or your skis don't make it to the mountain, you can receive reimbursement for the cost (up to $200) of rentals or replacement gear if you're traveling on either the ...

  18. Adventurous Sports Travel Insurance

    Many of the sports you might want to do on holiday are covered by our standard holiday insurance. These activities don't require an extra payment on top of your standard travel insurance - and you'll be covered for personal accident and legal liability too: Water sports Ball sports Other sports. Banana boating. Body/boogie boarding.

  19. Best Travel Insurance of March 2024

    Discover the essentials to choosing the best travel insurance. Learn about coverage options, providers, and tips to ensure a worry-free journey. ... options like pet and sports equipment ...

  20. Sports Travel Insurance » Sportsguard

    We are a specialist provider of sports travel insurance that has been extended to allow you participate in sport whilst you are outside of the UK. This can be Worldwide or whilst in Europe. ... Specialist sports travel insurance designed to meet the demands and needs of grassroots amateur sports teams looking to travel outside of the UK. ...

  21. How To Find The Best Travel Insurance For Your Spring 2024 Trip

    "We're seeing a higher volume of travel with top international destinations including Europe—specifically Greece, Italy, U.K., France, Spain and Portugal, as well as Mexico, the Caribbean, Japan ...

  22. 4 Best Family Travel Insurance Plans of 2024

    Who's this for? Faye travel insurance stands out for families on a budget. Its policies start at just $4.64 per day (for 14 days) for domestic trips and $5.16 per day (for 14 days) for ...

  23. Yedaiah Logistics Group

    No:7 Kuşadası 09400 Aydın. + (90) 256 340 03 40. [email protected]. Mon - Fri: 9:00 - 18:00. Closed on Weekends. Istanbul Branch - Türkiye. Moscow - Russia. London - United Kingdom. New York - United States of America.

  24. 40 Facts About Elektrostal

    A hub for sports enthusiasts. Elektrostal is passionate about sports, with numerous stadiums, arenas, and sports clubs offering opportunities for athletes and spectators. Celebrates diverse cultural festivals. Throughout the year, Elektrostal hosts a variety of cultural festivals, celebrating different ethnicities, traditions, and art forms.

  25. Field hockey

    Dinamo Elektrostal Moscow - Titles, trophies and places of honor. Men's Euro Hockey League since 2007/2008 (7 participations) . Best result : First Round in 2021/2022; EuroHockey Men's Club Trophy since 2008 . Best result : 1st

  26. 15 men brought to military enlistment office after mass brawl in Moscow

    Local security forces brought 15 men to a military enlistment office after a mass brawl at a warehouse of the Russian Wildberries company in Elektrostal, Moscow Oblast on Feb. 8, Russian Telegram channel Shot reported.. 29 people were also taken to police stations. Among the arrested were citizens of Kyrgyzstan. A mass brawl involving over 100 employees and security personnel broke out at the ...