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This travel expert can get you access to local currency from Visa ATMs around the world.

Rely on AAA for roadside assistance and travel plans — plus, foreign currency exchange. Its Visa TravelMoney card simplifies currency conversions and foreign exchange rates. And the good news is you can get it without membership.

The chip and PIN-protected AAA Visa TravelMoney card comes with the security of traveler’s checks and the simplicity of a Visa-branded credit card. Accepted all over the world, the Visa TravelMoney card will convert your USD to the local currency almost anywhere. And you’ll enjoy Visa’s zero-liability policy protecting you from fraud and unauthorized purchases.

  • Accepted worldwide
  • Travel assistance
  • Additional card
  • High balance maximum

What is the AAA Visa TravelMoney card?

The AAA Visa TravelMoney card works like a debit card — use your card at merchants and ATM to access money when traveling abroad. But, this card isn’t attached to your bank account. Instead load the card with the money you plan to take on your trip, and use it to pay for dinner, souvenirs, excursions or anything else.

What’s more, if you buy your plane tickets with the AAA Visa TravelMoney card, your purchase is protected in case of a canceled or delayed flight. You’ll also have access to emergency cash replacement and 24-hour customer service.

Load this card with as little as $100, and as much as $5,000 at a time, with a maximum balance of $9,999. Manage your balance at your local AAA store, by phone or online.

How much will the AAA Visa TravelMoney card cost?

How much will i pay on the exchange rate.

Because your funds aren’t immediately converted into a foreign currency, you don’t have the benefit of locking in an exchange rate. Instead, Visa charges its conversion rate — typically close to the midmarket rate.

How much are the fees?

The biggest disadvantage of this card are the fees that come along with it. Each time you use the card, the AAA Visa TravelMoney card charges a 3% transaction fee and a $3 international ATM fee — typical for most credit cards. The benefit of the TravelMoney card is that because it’s your money, you won’t pay interest on your purchases.

The initial purchase price is determined by whether you’re an AAA member or not. It’s $5.95 for AAA members and $9.95 for non-members. And deactivate the card once you’re done with the card, or you’ll be charged $1.25 each month you don’t use it.

The greatest benefit to this card its its security. It’s protected by chip technology and a PIN, and because it’s not connected to any accounts, your personal information is protected. Other benefits include:

  • Accepted worldwide. Access to over one million ATMs.
  • Travel assistance. Enjoy emergency services and lost luggage reimbursement when you pay for your flight with your TravelMoney Card.
  • Additional card. Request an additional card for a travel companion or in case of an emergency.
  • High balance maximum. Load up to $9,999 — that’s more than its competitors.

Drawbacks and limits

  • Limited transactions. You’re limited to three ATM transactions and $1,000 per day.
  • Fees. You’ll pay fees for purchases, conversion and ATM withdrawals.
  • Not reliable for deposits. Use credit cards to put a temporary hold on your card, like hotels, car rentals and gas stations with automated pumps.
  • Card restrictions. Before you leave, be sure to check the AAA Visa TravelMoney website to see what countries have card restrictions — usually related to US travel and financial warnings.
Consider using the Travelex Money Card instead of the AAA Visa TravelMoney card.

A note about tipping with your card

When you use prepaid cards to pay for restaurant and bar tabs — or anywhere a gratuity is expected — budget a “tip tolerance” of 10% to 20% on top of your bill’s base amount.

When swiping your card, many establishments reserve what they expect you’ll add as a tip. If you don’t have enough money on your prepaid card to cover up to 20% on top of the base amount, consider using another card to avoid an uncomfortable card denial.

How to get a AAA Visa TravelMoney card

To be eligible for a AAA Visa TravelMoney card, you must:

  • Be at least 16 years old.
  • Provide personal information like name and address and a government-issued ID.

Cards can be purchased and reloaded at one of the many AAA retail offices throughout the country. The benefit of AAA membership is that you have the flexibility of reloading online at www.aaa.com or calling 866-674-9622 . Non-members needs to reload at the same location they bought the card.

I got the card. Now what?

If you’re loading funds onto your card, be aware that they might not immediately post. It could take a day or two depending on weekends or holidays.

  • Spend wisely. Keep track of your spending and balances by registering your card on the AAA Prepaid website, AAA Prepaid app or calling 866-674-9622 .
  • Factor in fees. Each time you use your card, you’ll pay a fee. Be sure to factor in those amounts when calculating your balance.
  • Security. If you have any questions or your card is lost or stolen, call 866-674-9621 to get a replacement.
  • Closing your card. To avoid inactivity fees, close your card when you’re done traveling by calling card services 877-856-2471 .

If your card has been lost or stolen, customer service can arrange for a replacement card to be sent to you for a fee of $5.95.To avoid waiting for a replacement card, it’s wise to initially purchase an additional card for only $1.50.

Bottom line

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May 20, 2019

How long does an AAA Travel Card go before you consider it inactive?

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Jhez Finder

Thank you for your comment.

It will take 6months to a year for the card to become inactive. There’s an inactivity fee charged after 12 consecutive months of inactivity which is for $1.25/month.

Regards, Jhezelyn

October 22, 2018

PLS LET ME KNOW HOW MUCH AMOUNT OF EUROS I CAN USE AT THE SAME DAY (ONE DAY)TO PAY FOR PURCHASING GOODS IN GREECE

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Charisse Finder

October 25, 2018

Hi Theofanies,

Thanks for reaching out to finder.

AAA Visa travel money card’s daily spending limit is $9,999 (or amount equivalent in Euros). This spend limit refers to the maximum cumulative point-of-sale signature or point-of-sale PIN transactions you can make per 24 hours. The maximum card balance that you can have at any time is also $9,999.

You can use the AAA Visa travel money card everywhere Visa debit cards are accepted as well as for online and telephone purchases.

I hope this helps.

Cheers, Charisse

September 10, 2018

Is it possible to load more money onto my AAA Visa Travel Money Card? If so, how do I do it? Thanks.

Jhezelyn Finder

September 11, 2018

Hello Daryl,

Yes, it is possible to load money on the AAA Visa TravelMoney card. You can reload your card at any participating AAA office, call their toll-free or through their website. Please note that the maximum balance on the card is $9,999.

Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

April 25, 2018

Can you obtain a AAA visa travel money card and load balances onto it from an American Express gift card?

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Joshua Finder

Thanks for getting in touch with finder.

Unfortunately, you can’t use your American Express gift card. According to our page, cards can be purchased and reloaded at one of the many AAA retail offices throughout the country. The benefit of being a AAA member is that you have the flexibility of reloading online http://www.aaa.com or calling 866-674-9622. Nonmembers needs to reload at the same location they bought the card.

I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

Have a wonderful day!

Cheers, Joshua

January 24, 2018

How do I load my AAA visa debit card from outside USA?

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Rench Finder

January 31, 2018

Thanks for your inquiry

If you are referring to AAA Visa travel money card, funds may be added to the card at the location where the card was purchased. However, some participating clubs allow AAA members to reload by calling them.

The AAA Visa Travel money card allows for unlimited total reloads, up to a maximum of $5,000 per twenty four (24) hours.

Hope this helps.

Best regards, Rench

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Kyle Morgan

Kyle Morgan is SEO manager at Forbes Advisor and a former editor and content strategist at Finder. He has written for the USA Today network and Relix magazine, among other publications. He holds a BA in journalism and media from Rutgers University. See full profile

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12 AAA Travel Benefits You Probably Never Considered

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Ashley Rossi

Ashley Rossi is always ready for her next trip. Follow her on Twitter and Instagram for travel tips, destination ideas, and off the beaten path spots.

After interning at SmarterTravel, Ashley joined the team full time in 2015. She's lived on three continents, but still never knows where her next adventure will take her. She's always searching for upcoming destination hotspots, secluded retreats, and hidden gems to share with the world.

Ashley's stories have been featured online on USA Today, Business Insider, TripAdvisor, Huffington Post, Jetsetter, and Yahoo! Travel, as well as other publications.

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If, like me, you thought AAA travel benefits only cover roadside assistance, you’ll be pleasantly surprised to find that they offer much more. With plans starting at $52 annually, you can save a lot on travel with an AAA membership—here’s how.

Free or Discounted Passport Photos

Depending on membership level, some AAA subscribers are entitled to a free set of passport photos per year. They’re discounted ($8) for basic members. You can also get a passport application at your AAA branch—although AAA doesn’t process passports.

International Driving Permits (IDP)

Renting a car overseas? You can get an international driving permit ( IDP ) at any AAA location, or you can mail in your application. An IDP is a necessary form of driver identification abroad, is valid in over 150 countries, and comes printed in 10 languages. To get an IDP through AAA you’ll need a valid U.S. license, the $20 fee, and two passport-sized photos on a white background.

Travel Money: Money Cards and Foreign Currency

For foreign currency, AAA travel benefits afford members a few different options to choose from: The Visa TravelMoney card is a pre-paid and reloadable card not attached to your personal bank account. AAA members get a discount on the card activation fee ($4.95 per card) and it can be reloaded online, by direct deposit, or at an AAA branch.

AAA members can also order over 90 types of foreign currency. Getting cash ahead of time can be a great way to avoid high fees and unfavorable exchange rates at airports and hotels. AAA currency must be ordered in person, and purchases are shipped to the branch location in about three business days. Plus, orders over $200 are shipped free.

Car Rental Plans  

AAA has its own rental car search engine and offers coupons with Hertz for additional savings. Some highlights include a waived young renter fee (for those between 20 and 25) as well as up to a 20 percent discount on daily, weekend, weekly, and monthly rentals.

Travel Insurance

AAA offers members Allianz Global Assistance as well as travel protection plans by region. According to its website , the AAA Northeast Travel Protection Plan offers trip cancellation and interruption coverage.

Theme Park & Ticket Discounts  

AAA offers small to significant discounts on parks like Universal Studios and Walt Disney World, as well as at movie theatre chains like Showcase and AMC. For families, check out AAA’s special Orlando Vacations packages for even more savings.

Additionally, AAA members get special discounts on cruising and Rail Europe .

Road Trips & Planning

The traditional AAA roadside benefits include towing, flat tire assistance, vehicle lockout service, fuel delivery, and more, but there are other AAA travel benefits when it comes to hitting the road.

AAA also offers online travel guides , free guidebooks and maps at branch locations (or you can place an order online ), and even a handy map planning feature called TripTik . TripTik helps you plan your ideal road trip and plots rest areas, pit stops, scenic sights, and reports construction and traffic conditions.

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Lodging Discounts

Search for hotels via AAA’s hotel search engine for the best member rates. Preferred partners include Best Western, Hilton, Hyatt, Marriott, and MGM Resorts. AAA rates are also eligible for partner loyalty point credits, too.

Travel Planning  

The AAA website is also a booking website for hotels, flights, cars, cruises, and vacations. AAA agents at branch offices and over the phone will help you plan and book group trips and destination weddings and honeymoons using its bookings services and member savings. For group travel, you can even fill out an online form ahead of time stating your group’s interests and requirements.

Avoid the DMV

Most AAA branches also have registry services, which is a huge time saver and avoids trips to the DMV. This is even more beneficial now since you can renew your license to a REAL ID, which will be necessary for domestic air travel by 2020.

Notary Service

If you need forms notarized for travel purposes (or other reasons), AAA also provides this service for free.  

Identity Theft Protection

With any AAA membership you get basic ProtectMyID coverage which includes credit monitoring, lost wallet protection, and fraud resolutions support, other levels of membership get even more benefits.

“Identity theft is a growing problem worldwide—especially for travelers, who are very vulnerable, forced as they are to use unsecured Internet connections, carry extensive personal documentation with them at all times, and share their credit cards with merchants …” says SmarterTravel’s Ed Hewitt.

More from SmarterTravel:

  • Best AARP Travel Benefits to Use in 2018
  • 11 Ways to Prevent Identity Theft While Traveling
  • Do AAA Travel Discounts Really Save You Money?

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Editor’s Note: All information is based on research done on the AAA website using a Boston area code. Services, pricing, and benefits vary based on location.

Ashley Rossi is always ready for her next trip. Follow her on   Twitter   and   Instagram   for travel tips, destination ideas, and off the beaten path spots.

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Is AAA membership worth it?

Becky Blaine

I've been a AAA member for more than 15 years, and I can confidently say that the perks and benefits have come in handy — especially the well-known roadside assistance benefit.

Over the years, AAA has opened up its network to provide vast options and money-saving discounts for travelers beyond roadside assistance.

I'm also partial to the regional magazine AAA produces six times a year; Arizona's is called Via and California's is called Westways. Each issue is full of travel inspiration and valuable tips. AAA even has a travel service you can use to book vacations.

How I've used AAA benefits

Living in Arizona, you can expect that your car battery will not survive more than two years due to the heat. In my case, the two-year timing always seemed to happen in August — the hottest month of the year. I have called AAA on more than one occasion to take advantage of its mobile battery service , and workers have come to my location with a new car battery.

Usually, they will test your current battery power and sell you a new one on the spot if needed. Members receive a $25 discount on batteries purchased during the on-the-spot installation. They even offer a battery warranty, so there's a chance if you purchased your last battery from AAA, your replacement might be free.

It has been a fantastic time saver and more convenient than getting jumper cables and making it to the nearest auto shop. Additionally, AAA membership covers the individual, not just the vehicle. So, you can use your membership for a service call even if you're a passenger in a stalled car.

To request 24/7 roadside assistance , use the AAA online assistance tool, call 800-AAA-HELP (800-222-4357) or you can text HELP to that same phone number and follow the prompts from there.

According to the AAA website, response time varies depending on several factors including time of day, breakdown location, and severity of the issue, and that AAA strives to provide the fastest and most efficient service possible. If you make your request online, you can track the progress of your request and the location of your technician.

What does AAA membership cost?

Membership rates are determined by the local club and may vary, a AAA spokesperson confirmed. The pricing below is provided as an example and is based on Arizona's current club pricing.

There are three AAA membership levels based on the types of services included.

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The entry-level "Classic" membership starts at just $59.99 per year. This basic option allows for 5 miles of towing, fuel delivery and up to a $50 reimbursement for locksmith fees.

The next membership level is called "Plus" and is $94.99 annually. This level will more than pay for itself if you had to use just the locksmith option which is up to $100 reimbursement. This option also includes 100 miles of towing, fuel and delivery, $750 trip interruption, $250 lost baggage coverage and an option to include RV or motorcycle coverage.

The third option, called "Premier" costs $119.99 annually and has upgraded levels of everything in the Plus membership, but also adds $25,000 of emergency medical transportation coverage and $300,000 of travel accident insurance.

Does AAA offer discounts and perks?

AAA can help you save on everything from theme park tickets to car insurance and car repair. AAA membership offers a vast network of discounts and perks when you show your card or make online reservations with certain companies that provide AAA member discounts.

Guide: 6+ unexpected travel discounts to save you money.

A quick look at the AAA merchant list for attractions, zoos, museums and tours reveals discounts for CityPass for some major U.S. cities, Legoland Discovery Centers, Busch Gardens, Six Flags Theme Parks, AMC Theatres and Regal Cinemas, to name a few. You can search by city on the website to narrow down your results.

As I navigated to the AAA website, my Rakuten browser extension popped up and offered me 8% back, so there are ways to stack offers while using your AAA membership.

aaa travel money card

AAA is a trusted name in the auto industry and not just for its roadside assistance. Auto repair shops can be AAA trust-certified which means as a consumer which means you can access this network and receive discounts on regular automotive service or repairs; the work carries a warranty for 24 months/24,000 miles. You will also get access to priority service and a minimum of 10% off labor costs.

Through AAA Smart Home you can save money on items for your home such as a home security system, smart door locks, energy-efficient thermostats and even home automation.

Many hotel companies offer AAA discounted rates which usually hover around 10% off the best available rate. If you click for rate options, you'll see a AAA rate option on many hotel booking websites.

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Another way to utilize AAA perks is for car rentals — many rental companies offer AAA corporate rates which you can find using the AAA travel portal. If you are a renter under 25 , you can rent through Hertz, which specifically honors the AAA discount for younger drivers.

Can I gift AAA membership to a friend or family member?

According to the AAA website, gift memberships are available for purchase in some regions of the country: Northern California, Nevada, Utah, Arizona, Montana, Wyoming and Alaska. If the person you want to gift membership to lives in another region, you can search by zip code to find the local AAA club where they live.

Is AAA worth it?

If you enjoy saving money and getting additional home and travel perks, I recommend checking out AAA to see if it is a program you can benefit from. If you are a T-Mobile customer, see if your plan includes the Coverage Beyond program — this includes AAA membership free for customers (a $60 value).

Related: AAA tests program to allow California users to get Real ID

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SURPRISING COSTS TO INCLUDE IN YOUR TRAVEL BUDGET, PLUS TIPS FOR SAVING MONEY

March 05, 2024 | 3 min read.

Caitlyn Callahan

AAA Members receive exclusive discounts on travel accessories, luggage, and more.   Shop Now

Currency Exchange

CURRENCY EXCHANGE RATES When it comes to a travel budget, the impact of currency exchange rates is often underestimated. While many countries will accept U.S. dollars, fluctuations in exchange rates can significantly alter the cost of your trip (especially if you’re exchanging a large amount of money).   

Tip :Use reliable currency conversion apps or websites to stay up to date on the latest exchange rates and compare rates from different providers to get the best deal.

Medical Center

UNEXPECTED MEDICAL COSTS Health emergencies can not only be an unfortunate interruption to your trip, but they can also be financially draining. While travel insurance is a well-known and helpful safeguard, many travelers underestimate the potential medical expenses they could incur in the event of illness or injury.  

AAA Travel Advisors can provide vacation planning guidance to make your next trip unforgettable. Find a Travel Advisor

Tip:  Research local health care facilities at your destination and carry a basic first aid kit. Knowing where to go in the event of an emergency can save you time and money.

Buying Item in a Different Country

POTENTIAL TRIP ADD-ONS When you’re on vacation, the allure of additional expenses can be tough to resist. From guided tours to spontaneous activities, dining out, and souvenirs, these add-ons can quickly accumulate and do some major damage to your travel budget.  

While it’s obviously important to enjoy your trip, it’s equally important to set a realistic spending limit for extras. Create a separate fund for activities so you can indulge without jeopardizing your overall vacation budget.

Tip : Research and prioritize activities in advance and allocate funds accordingly. In some cases, you can get a discount if you purchase tickets or passes in advance. This way you can indulge guilt-free in the experiences that matter most to you.

Local Transportation

LOCAL TRANSPORTATION Getting around your destination may seem like a minor expense, but local transportation costs can quickly add up. Whether it’s public transportation, taxis, or rideshare services, it’s crucial to understand how much you might be spending. In some cities, public transportation may offer significant savings, while in others, rideshares like Uber may be more cost effective. Research your options and plan accordingly to avoid surprises or unexpected travel expenses.

Tip : Consider purchasing transportation passes or cards that offer discounted rates for multiple rides. This can be particularly helpful in cities with extensive public transportation networks.  

Passport while traveling

PASSPORT FEES If you’re traveling internationally, you must have a passport. International passport fees can be expensive, and you also have to factor in the cost for passport photos. If you wait to get your passport and need the process expedited, you’ll pay even more.

Tip: Passports can take 8-11 weeks to deliver, so make sure you plan in advance to avoid late fees.

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Travel Money

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Travel Money & Foreign Currency

Safe and convenient ways to carry money wherever you're traveling, foreign currency for traveling abroad.

Exchange currency before you travel, enjoy better rates and arrive prepared with cash for taxis, transportation options and tips. Over 75 currencies to choose from, enter the amount of USD you’d like to spend OR the amount of foreign currency you’ll need. Delivery typically takes 2 business days.

Foreign currency is available in  AAA branch locations

A woman wearing a small leather backpack walks down a narrow old city street with a brick road to her left and an outdoor cafe on her right.

What do I need for international travel?

Traveling abroad used to mean having to carry large amounts of cash. With the advent of credit cards with no foreign transaction fees and prepaid cards, travelers now have more options when it comes to bringing money on their international trip.

AAA recommends a mixed wallet when traveling overseas. This includes a combination of foreign currency, a prepaid card and at least one major credit card. With these options, travelers can be sure they have the right type of currency. 

Still not sure what you need? AAA can help you determine the right mix, and the right amount of foreign currency for your upcoming trip. Call or visit a AAA office to learn more.

AAA Travel Services

Planning a vacation can be exciting but also a bit overwhelming. That's where AAA Travel comes in! Our team of knowledgeable and friendly AAA Travel Agents are here to help you every step of the way. Plus, as a AAA member, you will enjoy exclusive savings and discounts on everything from passport services to cruises, tours and vacations. Whether you're looking for a relaxing beach getaway or an adventure-packed trip, AAA can help you plan the perfect vacation that fits your needs and budget. So, sit back, relax and leave the planning to us. We are here to make your dream vacation a reality.

AAA Hotel Search

Aaa flight search, aaa rental car search, aaa cruise search, trip canvas.

Are you seeking the ultimate vacation planning tool that will bring your travel dreams to life? Look no further than AAA Trip Canvas, where you can plan your dream getaway with ease. With a wide variety of travel inspiration at your fingertips, you can plan exciting road trips, luxurious cruises and memorable vacations. From hand-picked hotels and restaurant suggestions to expert travel advice, you will find all the resources you need to ensure an unforgettable vacation experience. With AAA Trip Canvas, your next adventure is just a few clicks away.

Ready to plan your next adventure? Look no further than the AAA TourBook®, your ultimate travel guide. With just a few clicks, you will gain access to valuable information and expertise from the trusted source in travel, AAA. Browse through a hand-selected collection of AAA Diamond designated hotels and restaurants, read expertly written articles on top travel destinations and discover new experiences. Start planning your next journey today and let the TourBook® be your trusted guide along the way.

Looking for an easy way to plan your next road trip? AAA's TripTik® has got you covered! You can easily map out your route, get turn-by-turn directions and even find stops along the way for hotels, restaurants and attractions. And the best part? AAA's travel expertise means you'll have access to exclusive discounts and recommendations to ensure your trip is the best it can be. Whether you're a seasoned road-tripper or a first-time explorer, TripTik® is the perfect tool to make your journey smooth and stress-free. Hit the road with confidence — start planning your next adventure!

Cruise Partners

Looking for an incredible vacation experience on the water with amazing ports? Look no further than AAA to book your next cruise. Our cruise partners are the best in the industry and offer affordable prices and exclusive benefits and savings. Whether you're looking for a relaxing voyage through the Caribbean or an adventure-filled Alaskan experience, AAA cruise partners have the perfect vacation for you. Don't miss out on this opportunity to embark on the cruise vacation of a lifetime.

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Hotel Partners

AAA members get exclusive access to hotel discounts and AAA Hot Deals with AAA Preferred hotel partners. You won't find rates like these anywhere else. Whether you're planning a family vacation or a weekend getaway, AAA has you covered. Don't wait — book your next hotel stay with one of our trusted partners and start saving today.

Vacations Partners

If you are searching for a vacation that is tailored for your needs, book a AAA tour package. These vacations offer member benefits that cannot be found elsewhere. Our tour partners offer the perfect vacation experiences for your choice of travel style. With guided tours, independent travel, and carefully selected destinations, you can trust that your vacation will be enjoyable and stress-free. Don't wait any longer to plan your next trip — book today and start making memories!

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Take advantage of the benefits of being an AAA member. Our partnerships with Hertz, Dollar, and Thrifty offer exclusive deals and discounts to help you save on your next rental car. Don't miss out on these incredible deals and savings. With the ease and convenience of online booking, securing a rental car at a special rate has never been easier.

AAA Vacations ®

When it comes to your dream vacation, you want the best of the best. With AAA Vacations®, you'll get just that. Experience unique adventures with our guided tours or take the reins with independent travel — either way, you'll be sure to have a memorable trip. And as a AAA member, you'll receive exclusive benefits and savings that will enhance your vacation, whether it's a family getaway or a solo adventure. We partner with top-tier travel companies to provide you with the best possible experience, so don't wait any longer. Book your dream vacation now.

AAA Diamonds

When it comes to travel planning, one thing you don't want to overlook is the AAA Diamond designation for hotels and restaurants. These Diamond designations are not handed out lightly — they are bestowed only on the cleanest and most well-run establishments. After all, they've been inspected by professional AAA Inspectors who take a detailed look at each property’s level of quality, cleanliness and condition. If you want peace of mind, make sure you check out the AAA Diamond designations for the places you'll be visiting. It could make all the difference in your trip.

Travel Articles

Need travel advice that will inspire you to pack your bags and hit the road? Our AAA Travel Editors carefully curate a wide variety of travel articles that provide tips, information and inspiration for your next adventure. From insider destination information to expert planning advice, AAA has everything you need to experience the world like a pro. And the best part? AAA members enjoy exclusive benefits and discounts on travel. Experience the best things to see and do with AAA.

AAA Road Trips

Planning an unforgettable road trip? Let AAA be your go-to source. Our team of experts has handpicked the best hotels and attractions along the way to ensure that your journey is both comfortable and remarkable. Whether you want to venture off the beaten path or stick to the tried-and-true, AAA's recommendations keep members’ needs and expectations in mind. Let AAA take care of the details so you can fully enjoy the adventure.

Member Benefits

Find aaa office.

AAA is always here to help, and it's easy to get the support you need in-person or online. Simply go to our website and use the office locator tool to find a nearby AAA office. Whether you're at home, work or on the go, you're never far from a friendly and knowledgeable AAA travel professional who can answer your questions and help you with all your travel needs. Experience the peace of mind that comes when you Travel With Someone You Trust®.

Travel Insurance

Securing travel insurance can give you peace of mind knowing that you and your loved ones are protected in case of unforeseen circumstances. AAA can be your resource when travel delays, emergencies and even cancellations occur. Whether you are traveling domestically or internationally, AAA offers numerous comprehensive options tailored to your needs. Don't let unexpected circumstances add to your mental load, get your travel insurance through AAA and travel with confidence.

International Travel

International driving permit.

Venturing out in the world? Make sure you have your International Driving Permit from AAA before you go if you intend to drive during your trip abroad. Obtaining your International Driving Permit (IDP) is well worth the peace of mind. Available online or at your local AAA office.

Expedited Passports

According to AAA booking data, the number of people going abroad has increased by more than 200% over the past year. Make sure you give yourself a sufficient amount of time to obtain your passport before your trip. Expedite your passport with aaa.rushmypassport.com.

Be Prepared

If you're visiting an international destination, ensure you're fully prepared for anything that might come your way. AAA provides essential services like passport photos, International Driving Permits and travel insurance. Plus, receive expert insights and recommendations from travel professionals like AAA Travel Agents, inspectors and editors. When you travel with AAA, you can truly Travel With Someone You Trust® — giving you peace of mind before, during, and after your international trip.

TSA: Before You Go Information

Smart traveler enrollment.

Register your trip to allow the State Department to assist you in the event of an emergency abroad. 

TSA Prohibited Items

Can I bring that on the flight? Find out here

TSA PreCheck

With a 5-year, $78 membership, you can speed through security and don't need to remove your shoes, laptops, liquids, belts, or light jackets.

Disabilities and Medical Conditions

Access important information and resources for travelers with disabilities and medical conditions.

Wells Fargo launches the new Autograph Journey Visa, a fresh option that rivals top travel credit cards

Our experts answer readers' credit card questions and write unbiased product reviews ( here's how we assess credit cards ). In some cases, we receive a commission from our partners ; however, our opinions are our own. Terms apply to offers listed on this page.

The information for the following product(s) has been collected independently by Business Insider: Wells Fargo Autograph Journey℠ Visa® Card. The details for these products have not been reviewed or provided by the issuer.

  • The Autograph Journey comes with a $50 annual airfare credit, generous trip insurance benefits, and a $95 annual fee. 
  • Newly announced travel partners include Choice Privileges®, Air France-KLM Flying Blue, avianca lifemiles, British Airways Executive Club, AerClub, and Iberia Plus.
  • Read Business Insider's guide to the best credit cards .

Insider Today

 After much fanfare, Wells Fargo's newest credit card is finally here. The Wells Fargo Autograph Journey℠ Visa® Card is designed with travelers in mind, with similar benefits to many of the best travel rewards credit cards in a similar price band. 

New cardholders can earn a welcome bonus of 60,000 bonus rewards points after spending $4,000 in the first three months from account opening, and will receive a $50 statement credit toward airfare every year.

The Wells Fargo Autograph Journey℠ Visa® Card earns unlimited rewards at the following rates per dollar:

  • 5x on hotels
  • 4x on airlines
  • 3x on other travel and dining
  • 1x on other purchases

In the same announcement, Wells Fargo introduced several airline and hotel transfer partners, significantly increasing the potential value of Wells Fargo rewards, which currently are worth 1 cent apiece when redeemed directly as cash back.

The new Points Transfer program launches April 4, and is available to all points-earning Wells Fargo credit cards , including the current Wells Fargo Autograph℠ Card. Inaugural transfer partners are as follows, with more anticipated later this year:

  • Choice Privileges®
  • Air France-KLM Flying Blue
  • avianca lifemiles
  • British Airways Executive Club
  • Iberia Plus

At first blush, the Wells Fargo Autograph Journey℠ Visa® Card appears to be a solid contender against popular rivals such as the Sapphire Preferred Card , Business Insider's choice for best travel credit card overall, and the Capital One Venture Rewards Credit Card . 

The Wells Fargo Autograph Journey℠ Visa® Card will be available for in-person applications at select Wells Fargo bank locations on March 9. Nationwide applications open online and in person on March 20. 

Be the first to read our full Wells Fargo Autograph Journey credit card review here, or check out Business Insider's guide to the best travel credit cards , the best Wells Fargo credit cards, and other Wells Fargo products.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

Watch: The CEO of Scott's Cheap Flights reveals a credit card trick he uses to get millions of free miles

aaa travel money card

  • Main content

Watch Out Chase Sapphire Preferred, This New Credit Card Is Flexing Its Travel Rewards

Wells Fargo’s new entry makes a play to be the top travel rewards credit card.

Holly Johnson

Holly Johnson

Contributor

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards.com, Forbes Advisor and Investopedia, Johnson owns Club Thrifty and is the co-author of "Zero Down Your Debt: Reclaim Your Income and Build a Life You'll Love."

Tiffany Connors

Tiffany Wendeln Connors is a senior editor for CNET Money with a focus on credit cards. Previously, she covered personal finance topics as a writer and editor at The Penny Hoarder. She is passionate about helping people make the best money decisions for themselves and their families. She graduated from Bowling Green State University with a bachelor's degree in journalism and has been a writer and editor for publications including the New York Post, Women's Running magazine and Soap Opera Digest. When she isn't working, you can find her enjoying life in St. Petersburg, Florida, with her husband, daughter and a very needy dog.

The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.

A new credit card hitting the market is a relatively rare event, and a new rewards program happens even less often. The new Wells Fargo Autograph Journey℠ Visa® Card* begins taking online applications March 20 and coincides with the launch of Wells Fargo’s new travel rewards program. Both will give Wells Fargo a competitive edge in the travel credit card space, which has been previously dominated by competitors like Chase , American Express and Capital One .  

We have the basics you need to know about this new card, plus four insider tips to help decide if you should make plans to add the Autograph Journey to your credit card lineup.

What you need to know about the Wells Fargo Autograph Journey Visa Card

Before we dive into the hidden features and benefits, here’s an overview of what you can expect with the Autograph Journey when online applications open on March 20:

  • Earn 60,000 welcome bonus rewards points after spending $4,000 in purchases within three months of account opening
  • Earn unlimited 5x points on hotels, 4x points on airlines, 3x points on other travel and dining and 1x on other purchases
  • Receive an annual statement credit with a $50 minimum airline purchase
  • No foreign transaction fees 
  • Other benefits include trip cancellation and interruption insurance, lost luggage reimbursement, roadside dispatch and cell phone insurance
  • $95 annual fee

4 important details about the Autograph Journey 

Here’s a rundown of four facts we discovered about the Autograph Journey that you should know when deciding whether to apply.

1. You can transfer points with Wells Fargo point-based cards

The launch of the Autograph Journey also marks the first transferable points program from Wells Fargo, which joins other card issuers like Chase and Capital One, which have their own pooling programs .

Autograph Journey will be able to do a points transfer with the no-annual-fee Wells Fargo Autograph℠ Card . This is especially notable since the Wells Fargo Autograph℠ Card offers bonus rewards in different categories than the Autograph Journey. 

For example, the Autograph card earns unlimited 3x points on restaurants, travel, gas stations, transit, popular streaming services and phone plans, plus 1x points on other purchases. So you can maximize your point earning across different categories, then transfer your points to your Autograph Journey account to access premium travel redemptions.

2. It offers more options for earning bonus miles on travel than some competitors

The Autograph Journey will offer more flexibility than many travel rewards cards when it comes to earning more points on travel purchases. For example, cardholders earn unlimited 5x points on hotels booked directly with hotel brands and 4x points on airfare booked with airlines. 

This helps the card stand out from other popular travel credit cards that offer the most bonus points only if you book travel through their portals. For example, the Capital One Venture Rewards Credit Card * and the Capital One Venture X Rewards Credit Card * only offer the highest bonus rewards on travel booked through Capital One Travel. The Chase Sapphire Preferred® Card also offers its highest rate of 5X points on travel booked through Chase Ultimate Rewards, whereas other travel purchases earn 2X points.

Autograph Journey cardholders also earn a minimum of 3x points on other travel purchases, which could include rental cars, cruises and travel booked through online travel agencies like Expedia and Priceline.

3. The card may grow in value as more transfer partners join

The Autograph Journey Card will earn flexible travel rewards points that transfer to a selection of airline and hotel partners, similar to Amex Membership Rewards points or Chase Ultimate Rewards . While the list of transfer partners is limited, Wells Fargo stated in its initial press release that “more partners will continue to be added throughout the year.”

Points transfers could dramatically change the value proposition of the Autograph Journey, especially if new partners include domestic airlines and popular hotel loyalty programs. 

Wells Fargo point transfers will be available to new cardholders starting on April 4. For now, Wells Fargo transfer partners include the following:

4. You may need to wait to apply

If you’ve applied for another Wells Fargo card in the last six months, you’ll likely have to wait a little longer before applying for the Autograph Journey.

Wells Fargo states in its terms and conditions, “If you opened a Wells Fargo Credit Card account within the last six months, then you may not qualify to open an additional Wells Fargo Credit Card account. We may also limit how many open Wells Fargo Credit Card accounts you have.”

So if you want the new Autograph Journey, you should steer clear of applying for other cards from Wells Fargo for now. If you’re approved and use the card responsibly for six months or longer, you can consider adding additional Wells Fargo credit cards to your portfolio.

Recommended Articles

As a credit card editor, i write about hundreds of cards -- but these two are my favorite, 6 reasons the chase sapphire preferred should be your next credit card, 3 steps to take when your flight is canceled or delayed, 8 best credit card strategies to maximize earnings in 2024, as a foodie who enjoys a night out on the town, this credit card gives me plenty to savor.

* All information about the Wells Fargo Autograph Journey, Capital One Venture Rewards Credit Card and Capital One Venture X Rewards Credit Card have been collected independently by CNET and has not been reviewed by the issuer.

CNET editors independently choose every product and service we cover. Though we can’t review every available financial company or offer, we strive to make comprehensive, rigorous comparisons in order to highlight the best of them. For many of these products and services, we earn a commission. The compensation we receive may impact how products and links appear on our site.

IMAGES

  1. AAA Visa Travel Advantage Card

    aaa travel money card

  2. AAA Advantage Visa Signature® Credit Cards

    aaa travel money card

  3. Travel Money

    aaa travel money card

  4. Travel Money

    aaa travel money card

  5. Travel Money

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  6. Travel Money

    aaa travel money card

COMMENTS

  1. AAA Visa TravelMoney card 2024

    AAA Visa travel money card's daily spending limit is $9,999 (or amount equivalent in Euros). This spend limit refers to the maximum cumulative point-of-sale signature or point-of-sale PIN transactions you can make per 24 hours. The maximum card balance that you can have at any time is also $9,999.

  2. MemberPay Help

    There are several reload options available for cardholders. ACH: Reload your card from your personal bank account via AAAPrepaidCards.com Direct deposit: Retrieve the routing and account number under the "Direct Deposit" tab on the Manage My Card by Pathward app to provide to the employer or funds provider; Mobile app check load:Simply snap a photo of the check using the Ingo™ Money ...

  3. PDF AAA Visa TravelMoney® Card

    card (1-866-674-9621) and following the IVR (Interactive Voice Response) prompts. (8) How can funds be added to the AAA Visa TravelMoney Card? Funds may be added to the card by returning to the location where the card was purchased. Only AAA members can reload online (www.aaa.com) or by telephone (1-866-674-9622) at participating clubs.

  4. AAAPrepaidCards

    AAA Travel Money Card is a prepaid card that lets you access money from AAA and other providers. You can check your balance, reload your card, add multiple cards, and use the Manage My Card app to track your spending and transactions.

  5. AAA Travel Advantage Visa Signature® Credit Card

    A credit card for those on the go. Meet your go-to credit card for everywhere you go. Using your AAA Travel Advantage Visa Signature® Credit Card, you can take advantage of cash back on a wide range of purchases and experiences. With purchases, earn $100 statement credit when you spend $1,000 within the first 90 days of opening.3.

  6. Travel Money

    With the AAA Travel Advantage credit card, you earn cash back on everything - with no annual fee or foreign transaction fees.^ PLUS, get a $100 Statement credit when you spend $1,000 within the first 90 days of account opening.*. Take advantage of everything. Note: The AAA VISA MemberPay Card program ended September 30th, 2022.

  7. AAA Foreign Currency

    You'll need cash in hand. Be prepared upon arrival to your international destination by adding foreign currency to your travel wallet. As a member, you can conveniently purchase in advance through AAA without paying excessive ATM or credit card foreign transaction fees. Then you can enjoy your trip from the get-go by using cash to pay for ...

  8. AAA Visa Travel Advantage Card

    With purchases on the AAA Travel Advantage card, you earn: 5% Cash Back on Gas & Electric Vehicle-charging stations.1. 3% Cash Back on Grocery Stores, Restaurants, Travel, and AAA purchases.1. 1% Cash Back on all other purchases.2. $100 Statement credit when you spend $1,000 within the first 90 days of account opening.*.

  9. Vacation Money

    Get coverage. 1 By clicking "learn more," you are leaving AAA.com and going to the AAA MemberPay webpage. The AAA MemberPay Visa ® Prepaid Card is issued by MetaBank ®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Additional terms and conditions apply. 2 Cannot be used at ATMs. Not redeemable for cash. Prepaid Visa Gift Cards ...

  10. Maps, Travel Planning Guides

    Perfect for Travel. One of the biggest advantages of owning a AAA Member Rewards Visa® credit card is the ability to purchase Visa® TravelMoney Card. Plus, the card even comes with no annual fee and a competitive APR. And of course, the card is backed by AAA's best-in-class customer service to answer any questions you may have.

  11. AAA

    Membership. Your AAA membership is a membership for life. Use it every day to get discounts and deals at places to shop around town from restaurant deals, hotel deals, movie tickets, and more. Use AAA on your smartphone to find cheap gas nearby and get travel information, AAA Diamond rated hotels, restaurants, attractions, events, and more.

  12. AAA Member Rewards Visa card Review

    5,000 to 19,999 points: 20% more value. 20,000 to 49,999 points: 25% more value. 50,000 or more points: 40% more value. For example: 50,000 points redeemed for cash back will get you $500. In ...

  13. AAA Member Rewards Visa Signature® Card Review

    The AAA Member Rewards Visa Signature® Card's biggest benefits include its nonexistent annual fee, its lack of foreign transaction fees, its 3% cash back earnings on travel and AAA purchases, its 2% cash back earnings in 3 broad spending categories, its straightforward redemption framework, and its 12-month 0% introductory APR promotion on balance transfers.

  14. 12 AAA Travel Benefits You Probably Never Considered

    Travel Money: Money Cards and Foreign Currency . For foreign currency, AAA travel benefits afford members a few different options to choose from: The Visa TravelMoney card is a pre-paid and ...

  15. AAA Travel Rewards Program

    Redeem your rewards*. When you return from vacation, you'll receive a Welcome Home email or postcard that lets you know you've qualified for a travel reward. Simply call your AAA travel agent when you're ready to plan your next trip. Gift Card Value. Vacation Value. $100. $3,000 - $5,999. $200. $6,000 - $8,999.

  16. AAA Money

    AAA provides peace of mind for all of your financial needs from loans, high yield savings accounts, credit cards, TurboTax, and more! ... AAA Visa Signature® Credit Cards. Earn a $100 Statement Credit. After spending $1,000 on your card within 90 days of account opening. Learn More . ... All Advice Travel Auto Money Home Life. Destinations.

  17. Is AAA membership worth it?

    AAA can help you save on everything from theme park tickets to car insurance and car repair. AAA membership offers a vast network of discounts and perks when you show your card or make online reservations with certain companies that provide AAA member discounts. Guide: 6+ unexpected travel discounts to save you money.

  18. Planning A Trip? Don't Forget These Overlooked 5 Travel Expenses

    AAA Visa Signature® Credit Cards. Earn a $100 Statement Credit. After spending $1,000 on your card within 90 days of account opening. Learn More . ... SURPRISING COSTS TO INCLUDE IN YOUR TRAVEL BUDGET, PLUS TIPS FOR SAVING MONEY. March 05, 2024 | 3 min read Caitlyn Callahan

  19. Travel Money

    With the advent of credit cards with no foreign transaction fees and prepaid cards, travelers now have more options when it comes to bringing money on their international trip. AAA recommends a mixed wallet when traveling overseas. This includes a combination of foreign currency, a prepaid card and at least one major credit card.

  20. AAA Travel

    Planning a vacation can be exciting but also a bit overwhelming. That's where AAA Travel comes in! Our team of knowledgeable and friendly AAA Travel Agents are here to help you every step of the way. Plus, as a AAA member, you will enjoy exclusive savings and discounts on everything from passport services to cruises, tours and vacations.

  21. Wells Fargo Launches the New Autograph Journey Visa Travel Credit Card

    is designed with travelers in mind, with similar benefits to many of the best travel rewards credit cards in a similar price band.. New cardholders can earn a welcome bonus of 60,000 bonus rewards ...

  22. Watch Out Chase Sapphire Preferred, This New Credit Card Is ...

    The Autograph Journey will offer more flexibility than many travel rewards cards when it comes to earning more points on travel purchases. For example, cardholders earn unlimited 5x points on ...