virgin red travel insurance

Travel insurance

• 1 Your Trip
• 2 Select cover
• 3 Extra cover
• 4 Your details

Further information

Single Trip A policy for a single trip that starts and ends in the UK, up to 90 days.

Annual Multi-Trip A 12-month policy that allows you to travel more than once. Up to 31 days for Red cover, 45 days for Silver cover and 94 days for Gold cover.

A policy for a single trip that starts and ends in the UK, up to 90 days.

A 12-month policy that allows you to travel more than once. Up to 31 days for Red cover, 45 days for Silver cover and 94 days for Gold cover.

Cruise is not covered as standard: If you are travelling on a cruise please purchase one of the Cruise Cover options on the Extra Cover page.

Depending on the cover selected, your choice of destination will be categorised on your schedule as follows.

Europe 1 (Single Trip only) Albania, Andorra, Armenia, Austria, Azerbaijan, the Azores, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, Croatia, the Czech Republic, Denmark, Estonia, the Faroe Islands, Finland (including Lapland), France, Georgia, Germany, Hungary, Iceland, Ireland (Republic), Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Madeira, Moldova, Monaco, Montenegro, the Netherlands, North Macedonia, Norway, Poland, Portugal, Romania, the Russian Federation, San Marino, Serbia, Slovakia, Slovenia, Sweden, Ukraine, the United Kingdom and the Vatican City.

Europe 2 (Single Trip only) All countries listed in “Europe 1” plus Cyprus, Gibraltar, Greece (including the Greek Islands), Malta, Spain (including the Balearic Islands and the Canary Islands), Switzerland and Turkey.

Europe (Annual Multi-trip only) All countries listed within Europe 1 and Europe 2 above.

Worldwide excluding USA, Canada, Mexico and the Caribbean All countries of the world EXCEPT: Anguilla, Antigua and Barbuda, Aruba, Bahamas, Barbados, Bermuda, Bonaire, St Eustatius and Saba, Canada, Caribbean Islands, Cayman Islands, Cuba, Curaçao, Dominica, Dominican Republic, Grenada, Guadeloupe, Haiti, Jamaica, Martinique, Mexico, Montserrat, Netherlands Antilles, Puerto Rico, St Barthelemy / St Barts, St Croix, St Kitts and Nevis, St Lucia, St Maarten/ St Martin, St Pierre and Miquelon, St Thomas, St Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, the United States of America, Virgin Islands (UK), Virgin Islands (US).

Australia/New Zealand (Single Trip only) Australia and New Zealand.

Worldwide including USA, Canada, Mexico and the Caribbean All countries of the world.

Start typing the letters of the country or countries you plan to visit. Multiple countries can be added.

Cruise Cover You won’t be covered under this policy if you’re going on a cruise unless you select this cover, which will incur an additional premium. Cruise Cover also provides cover for the specific activities and risks associated with cruise holidays. This includes increased cover for your personal possessions, cover if you’re confined to your cabin, missed excursions, cover if your cruise is interrupted, missed port departures or any cruise itinerary changes.

Winter Sports You won't be covered under this policy whilst taking part in Winter Sports unless you select this cover which will incur an additional premium. Winter sports insurance provides cover for emergency medical treatment caused by your participation in Winter Sport activities, the delay, loss, theft or damage to your ski equipment, cover for ski pack expenses, piste closure and avalanche closure.

Winter Sports

You won't be covered under this policy whilst taking part in Winter Sports unless you select this cover which will incur an additional premium. Winter sports insurance provides cover for emergency medical treatment caused by your participation in Winter Sport activities, the delay, loss, theft or damage to your ski equipment, cover for ski pack expenses, piste closure and avalanche closure.

For example, DD MM YYYY

Important: For Annual multi trip policies you will not be covered for holiday cancellation until your policy start date. Please choose today's date if you want cover as soon as possible.

Your travel arrangements

A Couple Two people in a relationship living at the same address.

Family Up to two adults that are married or are civil partners, or are permanently cohabiting in a marriage-like relationship and up to five, unmarried dependent children (including adopted, foster and step-children) aged 17 or under. If divorced or separated, your natural children aged 17 or under.

Group A group of up to seven adults and/or children who may not all be related and are named on one policy schedule under a Single Trip policy. All members of the group must travel together.

Group A group of up to seven adults and/or children who may not all be related and are named on one policy schedule under an Annual Multi Trip policy. All children of the group must travel with the policy holder.

This person will be the policyholder. Use the format, DD MM YYYY

Medical declarations

Is suffering from a medical condition for which he/she:

• should have sought medical advice
• is under investigation
• is on a waiting list to undergo investigation, a medical procedure or in-patient hospital treatment
• is waiting for test results
• has been given a terminal prognosis

Is suffering from a medical condition which he/she knows will require medical treatment during an insured journey

Is intending to travel to get medical treatment abroad

Has at any time during the last five years been treated for alcohol or drug addiction

Is suffering from a psychiatric or psychological condition

Has ever suffered from:

• a cardiovascular or heart-related condition such as a heart attack, angina, chest pain or hypertension
• a lung or respiratory-related condition (not including stable, well-controlled asthma if there is no other medical condition)
• any form of cancer whether in remission or not
• a cerebro-vascular condition such as a stroke or T.I.A. (transient ischaemic attack)
• a renal condition or diabetes

Suffered from a medical condition in the last 12 months for which he/she:

• is currently being prescribed or on regular medication?
• is receiving treatment of any kind
• has required an organ transplant or required dialysis

Is any relative or colleague of an insured person, or travelling companion or friend with whom you are going to travel or stay with, suffering from a medical condition which could reasonably be expected to give rise to a claim?

Your travel insurance policy can cover most pre-existing medical conditions.

Please tell us about any pre-existing medical conditions that you or anyone travelling on this policy have. By answering for them, you confirm you have the authority and will provide complete and accurate medical information about everyone to be covered. If you're unsure of any answers please contact the person who you're answering on behalf of. If you don't tell us about pre-existing medical conditions, it may result in part or all of a claim not being paid.

Eligibility criteria

You confirm and agree that:

• you are 18 years of age or over at the date of buying the Policy
• you and all persons to be insured have an address in the United Kingdom, Channel Islands or the Isle of Man; and
• you and all persons to be insured have lived in the United Kingdom, Channel Islands or the Isle of Man for at least 6 of the last 12 months; and
• you and all persons to be insured are registered with a GP in the United Kingdom, Channel Islands or the Isle of Man
• you and all persons to be insured are in the United Kingdom, Channel Islands or the Isle of Man when the policy is purchased and have not started a trip
• you and all persons to be insured will obtain any recommended vaccines, inoculations, or medications prior to your trip.

Why Virgin Money?

• Covid-19 cover for cancellation, medical treatment and repatriation – as standard*
• 5 Star Defaqto Rated cover (Silver and Gold policies)
• 24/7 medical emergency helpline – wherever you are in the world

*Please check your policy wording for full details and any exclusions.

Product information

• Single Trip and Annual Multi Trip Policy Wording
• Single Trip and Annual Multi Trip Insurance Product Information Document (IPID)
• Essential Information and Demands and Needs

Call 0330 175 8283

Our team are here to help:

Monday to Friday 9am-5pm Closed Saturday, Sunday and Bank Holidays

Telephone calls may be recorded for security purposes under our quality control procedures. Calls are charged at local rates from landlines and mobiles.

Session about to expire

Due to inactivity this session will automatically expire in 1 minute to protect your personal information.

To stop the session from expiring please interact with the page or continue through the journey.