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How Much Does an ER Visit Cost? Free Local Cost Calculator 

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It’s true that you can’t plan for a medical emergency, but that doesn’t mean you have to be surprised when it’s time to pay your hospital bill. In 2021, the U.S. government enacted price transparency rules for hospitals in order to demystify health care costs. That means it should be easier to get answers to questions like how much an ER visit costs.

While the question seems pretty straightforward, the answer is more complicated. Your cost will vary based on factors such as if you’re insured, whether you’ve met your deductible, the type of plan you have, and what your plan covers. 

There is a lot to consider. This guide will take you through specific scenarios and answer questions about insurance plans, deductibles, co-payments, and discuss scenarios such as how much it costs if you go to the ER when it isn’t an emergency. 

You’ll learn a few industry secrets too. Did you know that if you don’t have insurance you might see a higher bill? According to the Wall Street Journal , it’s common for hospitals to charge uninsured and self-pay patients higher rates than insured patients for the same services. So, where can you go if you can’t afford to go to the ER?

Keep reading for all this plus real-life examples and cost-saving tips.

How Much Does an ER Visit Cost Without Insurance?

Everything is more expensive in the ER. According to UnitedHealth, a trip to the emergency department can cost 12 times more than a typical doctor’s office visit. The average ER visit is $2,200, and doesn’t include procedures or medications. 

If you want to get a better idea of what an ER visit will cost in your area, check out our medical price comparison tool that analyzes data from thousands of hospitals.

Compare Procedure Costs Near You

Other out-of-pocket expenses you may incur include bills from third parties. A growing number of emergency departments in the United States have become business entities separate from the hospital. So, third-party providers may bill you too, like:

  • EMS services, like an ambulance or helicopter 
  • ER physicians
  • Attending physician
  • Consulting physicians
  • Advanced practice nurses (CRNA, NP)
  • Physician assistants (PA)
  • Physical therapists (PT)

And if your insurance company fails to pay, you may have to pay these expenses out-of-pocket.

How Much Does an ER Visit Cost With Insurance? 

The easiest way to estimate out-of-pocket expenses for an ER visit (or any other health care service) is to read your insurance policy. You’ll want to look for information around these terms:

  • Deductible: The amount you have to pay out-of-pocket before your insurance kicks in . 
  • Copay: A set fee you pay upfront before a covered medical service or procedure. 
  • Coinsurance: The percentage you pay for a service or a procedure once you’ve met the deductible.
  • Out-of-pocket maximum: The most you will pay for covered services in a rolling year. Once met, your insurance company will pay 100% of covered expenses for the rest of the year. 

Closely related to out-of-pocket expenses like deductibles and co-insurance are premiums. A premium is the monthly fee you (or your sponsor) pay to the insurance company for coverage. If you pay a higher premium, you’ll have a lower deductible and fewer out-of-pocket costs whenever you use your insurance to pay for services such as a visit to the ER. The opposite is also true — high deductible health plans (HDHP) offer lower monthly payments but much higher deductibles. 

Sample ER Visit Cost

Using a few examples from plans available on the Marketplace on Healthcare.gov (current as of November 2021), here’s how this might play out in real life:

Rob is a young, healthy, single guy. He knows he needs health insurance but he feels reasonably sure that the only time he’d ever use it is in case of an emergency. Here’s the plan he chooses:

Plan: Blue Cross/Blue Shield Bronze Monthly premium: $394 Deductible: $7,000 Out-of-pocket maximum: $7,000 ER coverage: 100% after meeting the deductible

Rob does the math and considers the worst case scenario. If he does go to the ER, he’ll pay full price if he hasn’t yet met his deductible. But since both his deductible and his maximum out-of-pocket are the same, $7,000 is the most he’ll have to pay before his insurance kicks in at 100%.

Now imagine that Rob gets married and is about to start a family. He might need a different insurance plan to account for more hospital bills, doctors appointments, and inevitable emergency room visits.

Since Rob knows he’ll be using his insurance more often, he picks a plan with a lower deductible that covers more things. 

Plan: Bright HealthCare Gold Monthly premium: $643 Deductible: $0 Out-of-pocket maximum: $6,500 ER coverage: $500 Vision: $0 Generic prescription: $0 Primary care: $0 Specialist: $40

This time Rob goes with a zero deductible plan with a higher monthly premium. It’s more out-of-pocket each month, but since his plan covers doctor’s visits, prescription drugs, and vision, he feels more prepared as his lifestyle shifts into family mode. 

If he has to go to the ER for any reason, all he’ll pay is $500 and his insurance pays the rest. And worse case scenario, the most he’ll pay out-of-pocket in a year is $6,500. 

How Much Does an ER Visit Cost if You Have Medicare?

Medicare Part A only covers an emergency room visit if you’re admitted to the hospital. Medicare Part B covers 100% of most ER costs for most injuries, or if you become suddenly ill. Unlike private insurance and insurance purchased on the Affordable Care Act (ACA) Marketplace, Medicare rarely covers ER visits that happen while you’re outside of the United States.

To learn more, read: How to Use the Healthcare Marketplace to Buy Insurance

How Much Does an ER Visit Cost for Non-Emergencies?

Mother consulting doctor at ER visit

When you have a sick child but lack insurance, haven’t met your deductible, or if you’re between paychecks, just knowing you can go to the ER without being hassled for money feels like such a relief. ER staff won’t demand payment upfront, and they usually don’t ask about insurance or assess your ability to pay until after discharge.

There are other reasons, too. You might be tempted to go to the ER for situations that are less than emergent because emergency departments provide easy access to health services 24/7, including holidays and the odd hours when your primary care physician isn’t available. If you’re one of the 61 million Americans who are uninsured or underinsured , you might go to the ER because you don’t know where else to go.

What you may not understand is the cost of an ER visit without insurance can total thousands of dollars. Consumers with ER bills that get sent to collections face some of the most aggressive debt collection practices of any industry. Collection accounts and charge-offs could affect your credit score for the better part of a decade.

Did you know that charges begin racking up as soon as you give the clerk your name and Social Security number? There are tons of horror stories out there about people receiving medical bills after waiting, some for many hours, and leaving without treatment. 

4 ER Alternatives Ranked by Level of Care

First and foremost, if you’re experiencing a medical emergency, call 911 or go to the closest emergency room. Do not rely on this or any other website for advice or communication. 

If you’re not sure whether your condition warrants immediate, high-level emergency care, you can always call your local ER and ask to speak to their triage nurse. They can quickly assess how urgent the situation is. 

If you are looking for a lower-cost alternative to the ER, this list provides a few options. Each option is ranked by their ability to provide you with a certain level of care from emergent care to the lowest level, which is similar to the routine care you would receive at a doctor’s office. 

1. Charitable Hospitals  

There are around 1,400 charity hospitals , clinics, and pharmacies dedicated to serving low-income families, including the uninsured. Most charitable, not-for-profit medical centers provide emergency room services, making it a good option if you’re uninsured and worried about accruing substantial medical debt. 

ERs at charitable hospitals provide the same type of medical care for conditions like trauma, broken bones, and life-threatening issues like chest pain and difficulty breathing. The major difference is the price tag. Emergency room fees at a charity hospital are usually flexible and almost always based on your income. 

2. Urgent Care Centers

Urgent care centers are free-standing facilities designed to treat patients with serious but not life-threatening conditions. Also called “doc in a box,” these ambulatory care centers are a good choice for treating stable but chronic health issues, fever, urinary tract infections, back pain, abdominal pain, and moderately high blood pressure, to name a few. 

Urgent care clinics usually have a medical doctor on-site. Some clinics offer point-of-care diagnostic tests like ultrasound and X-rays, as well as basic lab work. The average cost for an urgent care visit is around $180, according to UnitedHealth.

3. Retail Health Clinics

You may have noticed small retail health clinics (RHC) popping up in national drugstore chains like CVS, Walgreens, and in big-box stores like Target and Walmart. The Little Clinic is an example of an RHC that offers walk-in health care services at 190 supermarkets across the United States. 

RHCs help low-acuity patients with minor medical problems like sore throat, cough, flu-like symptoms, and other conditions normally treated in a doctor’s office. If you think you’ll need lab tests or other procedures, an RHC may not be the best choice. Data from UnitedHealth puts the average cost for an RHC visit at $100.

4. Telehealth Visits

Telehealth, in some form, has been around for decades. Until recently, it was mostly used to provide access to care for patients living in the most remote or rural areas. Since 2020, telehealth visits over the phone, via chat, or through videoconferencing have become a legitimate and extremely cost-effective alternative to in-person office visits. 

Telehealth is perfect for some types of mental health therapies, follow-up appointments, and triage. For self-pay, a telehealth visit only costs around $50, according to UnitedHealth.

Tips for Taking Control of Your Health Care

How much does an ER visit cost; happy couple drinking coffee

  • Don’t procrastinate. Delaying the care you need for too long will end up costing you more in the end. 
  • Switch your focus from reactive care to proactive care. Figuring out how to pay for an ER visit is a lot harder (and costlier) than preventing an ER visit in the first place. Data show that preventive health care measures lead to fewer illnesses and better outcomes.
  • Plan for the unknown. It’s inevitable that at some point in your life you’ll need health care. Start a savings account fund or better yet, enroll in a health savings account (HSA). If you’re employed (even part-time) you already qualify for an HSA. A contribution of just $9 a paycheck could add up to $468 tax-free dollars for you to spend on health care every year. Unlike the use-it-or-lose-it savings plans of the past, modern plans don’t expire. You can use HSA dollars to pay for out-of-pocket costs like copayments, deductibles, and for services that your health insurance may not cover, like dental and vision services. 
  • Advocate for yourself. There is nothing more empowering than taking charge of your health. Shop around for services and compare prices on procedures to make sure you’re getting the best prices possible.
  • If you are uninsured or doing self-pay, negotiate your bill and ask for a cash discount. 

Estimate the Cost of the ER Before You Need It

It’s stressful to think about money when you’re facing an emergency. Research the costs of your nearest ER before you actually need to go with Compare.com’s procedure cost comparison tool . 

All you have to do is enter your ZIP code and you’ll immediately see out-of-pocket costs for ER visits at your local emergency rooms. It works for other medical services too, like MRIs, routine screenings, outpatient procedures, and more. Find the treatment you need at a price you can afford.

Disclaimer: Compare.com does not offer medical advice and is in no way a substitute for any medical advice received from health professionals. Compare.com is unable to offer any advice on any medical procedure you may need.

Nick Versaw photo

Nick Versaw leads Compare.com's editorial department, where he and his team specialize in crafting helpful, easy-to-understand content about car insurance and other related topics. With nearly a decade of experience writing and editing insurance and personal finance articles, his work has helped readers discover substantial savings on necessary expenses, including insurance, transportation, health care, and more.

As an award-winning writer, Nick has seen his work published in countless renowned publications, such as the Washington Post, Los Angeles Times, and U.S. News & World Report. He graduated with Latin honors from Virginia Commonwealth University, where he earned his Bachelor's Degree in Digital Journalism.

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How much does an X-ray cost?

How much does an X-ray cost?

$100 – $400 average cost at an imaging center (without insurance), $300 – $800 average cost at a hospital (without insurance).

Tamatha Hazen

Average X-ray cost

X-rays cost $100 to $400 per image on average at an imaging center and $300 to $800+ per image at a hospital, without insurance. The cost of an X-ray depends on the imaging facility, body area being scanned, number and type of images, and any insurance coverage.

Average X-ray cost - Chart

*Prices are estimates without insurance. Actual costs may vary.

Cost of an X-ray by body part

The cost of an X-ray can range anywhere from $50 to $1,000 or more, depending on the body area being scanned and the facility you visit, but most patients pay $100 to $400 at an imaging center without insurance. Hospital X-rays cost significantly more.

This table provides a reference for the average cost of X-ray procedures without insurance at imaging centers and hospitals.

What is an X-ray?

An X-ray or radiograph is a common medical imaging technique that uses a small amount of ionizing radiation to create detailed images of the structures inside the body. An X-ray is a quick, safe, and cost-effective way for healthcare providers to see your bones, teeth, organs, and other dense tissues.

X-rays work by sending a beam of radiation through your body to create an image on a special film or digital sensor. Denser materials like bones absorb most of the radiation, appearing white. Soft tissues show up in shades of gray. Air-filled spaces, like lungs, allow most radiation to pass through, resulting in black areas on the image.

X-rays are useful for:

Diagnosing medical issues such as fractures, bone cancer, enlarged heart, arthritis, or infections

Monitoring the progression of a diagnosed disease, such as arthritis or osteoporosis

Locating a foreign object that may have been swallowed or embedded in the body

Checking dental health for cavities and other problems

A radiography tech and doctor speaking with a patient before an X-ray

X-ray machine options

Medical imaging technologies allow healthcare providers to diagnose, monitor, and guide treatment for a wide range of medical conditions. Each imaging technique offers unique capabilities that can provide valuable insights into a patient's health at varying costs.

*Per image or procedure without insurance at an imaging center.

X-ray cost factors

X-rays are a valuable diagnostic tool, but the cost can vary widely depending on several factors, including:

Body part: Simple extremity X-rays tend to be less expensive than more complex studies like those of the spine.

X-ray type: Basic X-rays cost less than complex X-rays involving multiple views or contrast dye.

Facility type: X-rays taken at a doctor’s office, imaging center, urgent care center, or other outpatient facility cost less than those taken in a hospital or other inpatient care.

Number of views: The more X-ray images or "views" the technician takes, the higher the total cost.

Insurance coverage: Your out-of-pocket cost will depend on your health insurance coverage and deductible. Most insurance plans cover medically necessary diagnostic X-rays ordered by your doctor. Also, if you have insurance, your costs will be lower at in-network providers.

Additional costs & services

When getting X-rays, it's important to prepare for extra services and costs you might face. Many X-rays start with an urgent care visit that costs $150 to $250 without insurance. For serious health concerns and emergencies, you may require an ER visit that costs $1,500 to $3,000 .

Depending on the type of injury or condition you have, other diagnostic procedures and treatments may be necessary at an extra cost. For example, many doctors will want to take blood work that costs $25 to $125 without insurance, depending on which tests they perform.

Are X-rays safe?

X-rays do carry some small risks, but health experts agree they are generally safe when performed by qualified medical professionals using proper safety protocol and dose optimization techniques. In most cases, the benefits of X-rays outweigh the potential risks for the patient.

Does urgent care do X-rays?

Yes, many urgent care centers do offer X-ray services, but not all. It is best to call the specific urgent care facility you plan to visit beforehand to confirm if they offer X-ray services.

Where can I get an X-ray near me?

Hospitals offer the most advanced equipment but have longer wait times and much higher costs. Imaging centers may provide convenient hours and competitive costs compared to hospitals. Urgent care centers are also a good option for quicker X-rays for non-life-threatening situations.

Consider your condition severity, insurance coverage, and personal convenience when choosing where to get an X-ray. Ask your doctor for a referral, and be sure to select a network-preferred provider if you are using health insurance.

How long do X-ray results take?

X-ray results in an emergency can take minutes to hours. In non-emergency situations, results typically take 1 to 2 days but can take longer depending on the radiologist’s availability and the facility workflow.

What can a chest X-ray show?

A chest X-ray offers a view of your chest cavity, revealing details about your lungs, heart, bones, ribs, and even foreign objects. It can help diagnose pneumonia, collapsed lungs, heart issues, and more.

Do tumors show up on X-rays?

Tumors may show up on X-rays, depending on the tumor type, size, and location. X-rays are not a definitive diagnostic tool for tumors, especially soft tissue tumors. If the doctor suspects a tumor, they might recommend other imaging techniques like CT scans or MRIs for a more detailed examination.

Doctor reviewing an X-ray of a patient's lungs

Questions to ask your healthcare provider about X-rays

Don't hesitate to ask your healthcare provider any questions you have. It's important to feel comfortable and informed throughout the X-ray process.

Before the X-ray:

Do I really need an X-ray?

What is the purpose of this X-ray, and what are you hoping to see?

Are there any risks associated with the X-ray, especially considering my medical history?

What is the preparation involved for this X-ray?

Since I'm pregnant, are there any special precautions for X-rays?

What should I expect during the X-ray procedure?

After the X-ray:

How long will it take to get the results?

Who will discuss the results with me, and how will I receive them?

What are the next steps, depending on my results?

Is there anything I need to do to prepare for my results appointment?

Using our proprietary cost database, in-depth research, and collaboration with industry experts, we deliver accurate, up-to-date pricing and insights you can trust, every time.

Urgent care cost without insurance

  • X-rays typically are covered by health insurance. For patients covered by health insurance, out-of-pocket costs typically consist of nothing, if the plan covers X-rays in full, or a copay of $10-$50 or coinsurance of about 10%-50%.
  • For patients without health insurance, X-rays typically cost about $100-$1,000 or more. On average, X-rays cost $260-$460, varying by provider and geographic location, according to NewChoiceHealth.com[ 1 ] . Actual X-ray cost depends on the provider, the part of the body being X-rayed, and the number of views taken. According to NewChoiceHealth.com, the average cost for a finger X-ray is $100, for a hand $180, for a wrist $190, for a knee $200, for a thigh $280, for a pelvis $350, for a chest $370, and for a full body $1,100 . The average cost for more specialized X-rays, such as those of various arteries, veins or ducts in the body, can reach $20,000 to $30,000 or more. Berger Health System in Ohio offers a price list[ 2 ] for X-rays that ranges from $203 for a one-view chest X-ray to $536 for a series of abdominal X-rays. Baptist Memorial Health Care in Memphis offers a price tool that estimates the cost of a hand X-ray at $95, a two-view wrist X-ray at $142, a collar bone X-ray at $147, a three-view knee X-ray at $179, a lower spine X-ray at $349, and a hip X-ray at $463 ; and an artery X-ray at $26,161 per vessel.
  • The technologist will activate the machine, which emits X-rays that pass through the area of the body being X-rayed and create an image on an image recording plate or film. In some cases, the technologist will reposition the patient and take more X-rays from another view.
  • Later, a radiologist[ 3 ] , a physician who specializes in imaging, will interpret the images and send a report to and/or confer with the physician who ordered the X-ray.
  • Depending on the results of the X-ray, the doctor might order additional tests, which could include an MRI , or a CT scan , which could cost $1,000 -$3,000 or more, or other tests.
  • Some clinics offer X-ray services. The U.S. Department of Health and Human Services offers a locator[ 4 ] for clinics that provide discounted care on a sliding scale based on income.
  • Many imaging centers and hospitals offer a discount of up to 30%or more for cash-paying patients. For example, Park Nicollet Health Services in Minnesota offers a discount of about 40% on medically necessary services, including X-rays, to self-pay patients with a gross family income of less than $125,000 .
  • A family doctor or specialist can make a referral to a hospital or imaging center. Or, the American College of Radiology offers a list of accredited imaging facilities[ 5 ] .
  • Any woman who is or could be pregnant should discuss risks with her doctor when considering an X-ray. RadiologyInfo.org has information about X-rays and pregnancy[ 6 ] .
  • RadiologyInfo.org offers a primer[ 7 ] on safety, radiation exposure and X-rays.
  •   www.newchoicehealth.com/X-Ray-Cost
  •   www.bergerhealth.com/resources-a-links/patient-price-list
  •   www.radiologyinfo.org/en/careers/index.cfm?pg=diagcareer
  •   findahealthcenter.hrsa.gov/Search_HCC.aspx
  •   www.acr.org/Quality-Safety/Accreditation/Accredited-Facility-Search
  •   www.radiologyinfo.org/en/safety/index.cfm?pg=sfty_xray#part6
  •   www.radiologyinfo.org/en/safety/index.cfm?pg=sfty_xray

What should an x-ray cost?

er visit with x rays cost

How much should an x-ray cost?

In the United States, the cost of an x-ray depends on many things. These include (but aren’t limited to) your location, whether you have health insurance, and which part of your body is being examined . And, to make things even more complicated, your x-ray cost isn’t always the same as the price you end up paying.

Here, we’ll break down what affects the cost of your x-ray and — more importantly — what steps you can take to make sure you’re getting a fair price.

What is an x-ray?

An x-ray is a diagnostic imaging test that creates images of your bones and soft tissues. It can be used to diagnose and evaluate a wide range of conditions, such as bone fractures and infections, lung and heart conditions, and certain types of cancer.

X-rays are noninvasive and can be performed at hospitals and outpatient centers, as well as some doctors’ and dentists’ offices. During this procedure, an x-ray technologist uses a machine to take two-dimensional pictures of the inside of your body. It’s a quick process, and most x-rays are done within fifteen minutes.

After your appointment, a radiologist will examine the images and send the results to your physician.

What’s a fair price for an x-ray in the United States?

The average cost for an x-ray in the United States is $125, but prices can range from $50 to over $500. One of the biggest factors that affect the cost of your x-ray is whether you have it performed in an inpatient facility (like a hospital) or an outpatient facility (like a doctor’s office or urgent care center).

Based on our data, the target fair price for an x-ray is $65, whether you have health insurance or not.

  • National Average : $125
  • National Range : $45 – $775+
  • Outpatient Facility Average : $75
  • Inpatient Facility Average : $450
  • Target Fair Price : $65

X-Ray Cost Averages Around the United States

What can affect how much an x-ray costs.

A few things can affect the cost of healthcare, no matter which type of procedure you’re getting. The main factors that decide the price of your procedure are:

  • Facility setting — Different facilities can charge different amounts for the same procedure. Having your x-ray done in a hospital can cost far more than having it done in a doctor’s office or urgent care center. (Inpatient facilities, like hospitals, tend to cost more to run, so patients end up paying more for care.)
  • Health insurance — The cost of an x-ray can vary between insurance providers. The price you pay largely depends on how much of the procedure your insurance plan covers, if any at all. If you don’t have health insurance, you can expect to pay the full cost out-of-pocket. 
  • Location — The region, state, and even city you live in can affect the cost of your medical procedure. For example, if you live in a rural area with fewer facilities to choose from, you’ll probably end up paying more than you would if you lived in a city with many different providers. 

Inpatient vs. outpatient facility cost differences

Inpatient and outpatient facilities will offer significantly different prices for x-rays. The national average cost for an x-ray at inpatient facilities is $450. The same procedure at outpatient facilities averages $75. 

Insured vs. uninsured cost differences

Usually, insured patients will pay less for x-rays than uninsured patients, especially when they stay in-network and have the procedure in an outpatient facility.

In-network vs. out-of-network cost differences

If you have health insurance, you’ll need to make sure you have your x-ray done at a facility that’s in your insurance network. In-network providers will almost always be cheaper than out-of-network providers. 

Payment responsibility

Nearly everyone who has an x-ray will have to pay some of the cost out-of-pocket. If you don’t have health insurance, you’ll have to pay for the total cost of the procedure. If you have health insurance, you’ll still need to pay your deductible, copay, and coinsurance amounts. Your insurance benefits coordinator can help you understand how much your insurance covers and how much of the cost you’re responsible for — just call the number on the back of your insurance card and ask.

More factors that affect the cost of an x-ray

  • Contrast materials — Your physician might request an x-ray with contrast materials , such as barium or iodine. These special dyes can help create a more detailed image of your soft tissues, like blood vessels and organs. If your doctor says you need an x-ray with contrast, ask if the contrast material is included in the total cost of your procedure. 
  • Additional office visits — You may have a follow-up appointment soon after the x-ray to discuss your results. Ask if this follow-up visit is included in the total cost of your procedure.

Are there alternatives to an x-ray?

An x-ray is a common procedure that allows your healthcare provider to see images of your bones, organs, and other internal structures. If your doctor recommends an x-ray, it’s probably because it’s the best imaging test for your situation. (X-rays are usually faster and more accessible than other forms of imaging.) There are some alternatives to an x-ray , though you’ll want to check with your doctor to see if they are a good option for you.

  • Magnetic Resonance Imaging — Magnetic resonance imaging (MRI) is a procedure that uses radio waves and large magnets to take detailed images of the body’s internal structures. Unlike x-rays, MRIs don’t use ionizing radiation. An MRI may provide more detailed images than an x-ray, but the scan typically takes much longer to perform.
  • Ultrasound — An ultrasound is an imaging test that uses sound waves to produce images of the organs, blood vessels, and other soft tissues inside the body. This procedure doesn’t produce the ionizing radiation present in x-rays. However, it only shows images of body parts that don’t contain gas and aren’t hidden by bone.
  • CT Scan — A computed tomography (CT) scan is a diagnostic imaging test used to examine the bones, organs, blood vessels, and soft tissues inside the body. During a CT scan, x-rays are taken from many different angles. Then, a computer combines the images to create a cross-sectional picture. 

The imaging test you get will depend on your personal health and your doctor’s recommendations. You can always ask your doctor why they’re recommending a specific procedure, and you always have the right to a second opinion.

Your x-ray checklist

  • Review the total cost of your x-ray with your physician, and keep a record of what they say. If you get a higher medical bill than you expected, this information will come in handy.
  • Ask your healthcare provider if you can get your x-ray in an outpatient setting. 
  • Check that all providers are in-network. Sometimes a provider who treats you will be out-of-network (such as a radiologist or x-ray technician). You can avoid this by asking your physician whether all of the providers who will treat you are in-network for your insurance. 
  • Ask what the typical cost is if the physician finds other areas that need to be examined during your x-ray.

Finding a fair price for your x-ray

The cost of an x-ray can vary widely between areas—and even within a single facility—and it can be difficult to know if you are paying a fair price. New Choice Health compares x-ray costs across healthcare facilities to give you the confidence that you’re getting the best value for your procedure. Use New Choice Health’s comparison tool to save money on your x-ray today.

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How Much Does an X-Ray Cost?

The cost of medical X-rays can range from $50 to $500 or more. Learn more about how X-rays work and how to help pay for any out-of-pocket costs.

Written by Robyn Tellefsen

Posted December 06, 2023

Doctor showing patient an x-ray

Did you know that the information from a diagnostic X-ray can save your life? 1  It's no surprise, then, that seven out of 10 Americans get medical or dental X-rays each year. 1  X-rays can be a safe and effective way for providers to evaluate your health. 2

Keep reading to learn more about X-rays, including how they work, how much they cost and more.

What Is an X-Ray?

An X-ray (aka radiograph) is a common imaging procedure ordered by medical and dental providers. 3  In fact, X-rays are the oldest and most frequently used form of medical imaging. 4

X-rays create pictures of your bones, teeth, organs and soft tissues — all without making an incision. 3  Most often, healthcare professionals use X-rays to evaluate injuries such as broken bones and dislocated joints, 2  and to spot cavities. 3  However, this noninvasive technology can help providers diagnose, treat and monitor a wide range of injuries, disorders and diseases. 2

Do You Need an X-Ray?

If your healthcare provider can't diagnose an issue by sight or touch, they may order an X-ray. Below are some signs that you might need an X-ray. 5

  • Joint pain or stiffness:  X-ray images can reveal fluid buildup from a joint injury, diagnose arthritis and help your doctor monitor the overall condition of your joints.
  • Persistent swelling:  If you notice inflammation that doesn't go down after several days, your doctor may order an X-ray to find out if you fractured a bone or if there's fluid around a joint.
  • Trouble breathing:  With a chest X-ray, your provider can diagnose acute conditions like pneumonia and chronic issues like lung cancer.
  • Trouble moving a limb:  If you injured your ankle, leg or foot and are having trouble walking, an X-ray will show if you fractured a bone.
  • Trouble with digestion:  An X-ray — usually with a contrast dye — can help your doctor diagnose digestive issues or reveal the location of foreign objects in your body.

How Does an X-Ray Work?

An X-ray machine sends invisible beams of radiation through your body to create images of your internal structures. Areas like bones and teeth absorb radiation easily, so they appear white in the images. Soft tissues don't absorb radiation as easily, so they appear gray in the images. 2

Some types of X-rays use a contrast material such as iodine or barium to create more detailed images. 6  If you're having what is called an "X-ray with contrast," you will either swallow a pill, receive an intravenous injection or get an enema containing the dye before the exam.

Types of Medical X-Rays

X-ray machines can take pictures of different areas inside your body. 2  Here are some of the most common types of medical X-rays: 2

  • Abdominal X-rays  show images of the kidneys, stomach, liver and bladder to help diagnose conditions like kidney stones and bladder stones. 2  With the help of a contrast material like barium, an abdominal X-ray can also reveal problems in your digestive tract. 6
  • Bone X-rays  can reveal broken bones, dislocated joints and arthritis, as well as signs of bone cancer or infection. 2  By taking X-rays over several years, your doctor can also determine the progression of arthritis. 6
  • Chest X-rays  can reveal abnormalities in the heart and lungs, including pneumonia, tuberculosis, lung cancer and an enlarged heart. 6  A chest X-ray with a contrast material that contains iodine can also highlight sections of the circulatory system to reveal blocked blood vessels. 6
  • Mammograms  are X-ray images of breast tissue that can help doctors evaluate breast lumps and diagnose breast cancer. 2

In the United States, the average cost of a medical X-ray is $125, but prices can range from around $50 to over $500. The cost depends on a variety of factors, including: 7

  • Your location
  • The body part being examined
  • The facility

X-ray costs by location

If you live in a rural area with fewer facilities to choose from, your X-ray may cost more than it would in a city with many providers. Below is a chart of the average cost of X-rays around the United States. 7

X-ray costs by body part

The cost of X-rays also depends on the part of the body being examined. For example, a finger X-ray typically costs much less than a chest X-ray. Below is a chart of the average cost of X-rays by body part. 8

Note that the average cost of more specialized X-rays — such as arterial, venal or ductal X-rays — can range from $20,000 to $30,000 or more.

X-ray costs by facility

X-ray costs also vary based on the facility. An inpatient facility (like a hospital) typically costs more to run than an outpatient facility (like a doctor's office or urgent care center), so you may end up paying hundreds of dollars more for an X-ray in an inpatient setting. The average cost of an X-ray at inpatient facilities is $450; the average cost of an X-ray at outpatient facilities is $75. 7

Does urgent care do X-rays?

Yes, urgent care facilities offer X-rays. 9  The cost of an X-ray at  urgent care  is typically much less than at an emergency room. 9  And with your permission, an urgent care facility can share your digital X-rays with your primary care provider. 10

Are X-Rays Covered by Health Insurance?

X-rays are usually  covered by health insurance . 8  Depending on your health plan, your X-rays may be covered in full, or you may be responsible for a  copay  of about $10 to $50 or  coinsurance  of about 10% to 50%. 8  Make sure to schedule your X-rays at an in-network facility, which will be less expensive than an out-of-network provider. 7

If you don't have health insurance, your X-ray may cost about $100 to $1,000 or more, with an average cost between $260 and $460. 11

Cost-Saving Options for Medical X-Rays

If you're looking for the most affordable place to get an X-ray, consider an outpatient clinic or imaging center. 11  Cash-paying patients may be charged between $45 and $250 per X-ray at an outpatient clinic. 11

If you don't have insurance, ask about discounts for X-rays — some facilities offer a discount of up to 30% or more for cash-paying patients. 8  You can also use the U.S. Department of Health and Human Services tool to  find a health center  near you that offers discounted care based on income. 8

Or, consider connecting with  MDsave , a marketplace that partners with providers to offer affordable rates on medical procedures for patients to purchase directly online. 12  Through MDsave, the national average cost of an X-ray is $279. 12

Preparing for an X-Ray

Before a medical X-ray, you may need to:

  • Wear loose, comfortable clothing or change into a hospital gown. 2
  • Remove metal objects like jewelry and  hearing aids . 2
  • Avoid using lotion or perfume. 2
  • Fast for several hours (for gastrointestinal X-rays). 2
  • Swallow a contrast medium or take it as an injection or enema. 6
  • No special preparation is required for a dental X-ray. 13

What to Expect During an X-Ray

X-ray exams are typically performed by an X-ray technician or radiologist. 14  They may provide you with a lead covering to prevent radiation from reaching other parts of your body. 3

During a medical X-ray, you may need to sit, stand or lie down in several positions while the images are completed. 14  You will stand in front of (or sit or lie on) a specialized plate that contains X-ray film or sensors. 14  During a dental X-ray, you may need to bite down on a device that's placed inside your mouth. 3

It's important to stay still during an X-ray — or possibly hold your breath for a few seconds — so the image comes out clear. 6  Most X-rays are completed within 15 minutes. 7

X-Ray Results

X-rays are saved digitally and can be viewed on a computer screen within minutes. 6  A radiologist will interpret and report the results to your doctor, who will then share the findings with you. 6  While bone X-ray results may be ready right away, the results of X-rays of your digestive tract may take longer. 2

Are X-Rays Safe?

In general, X-rays are safe and effective for people of all ages. 3  While radiation exposure can cause cell mutations that may lead to cancer, the amount of radiation you're exposed to during an X-ray is generally low. 6  Plus, medical and dental X-rays expose the smallest area of the body necessary to get the image. 3

However, be sure to tell your doctor if you may be  pregnant . 6  With most diagnostic medical X-rays, the risk to an unborn baby is small, but your doctor may recommend a different imaging test, such as an ultrasound. 6  Dental X-rays are typically safe when you're pregnant or breastfeeding. 15

Side effects of X-rays with contrast

If you have an X-ray with contrast, be sure to drink plenty of fluids afterward to flush the dye from your system.

Side effects from contrast material may include: 2

  • Feeling flushed
  • A metallic taste

These side effects typically go away in a few minutes.

If you have an allergic reaction to the contrast material, symptoms may appear up to a day or two after the X-ray. These may include: 2

  • Skin rash, hives or itching
  • Nausea or vomiting
  • Trouble breathing

Call your doctor if you have symptoms of an allergic reaction.

How Often Can You Get an X-Ray?

There is no strict rule for how many times you can get a medical X-ray each year. 1  Every X-ray can involve a tiny risk — but the risk of not getting a medically necessary X-ray is greater than the risk from the radiation. 1

People with healthy teeth and gums typically need dental X-rays once every six to 18 months. 15  However, if you're prone to cavities or  gum disease , you might need more frequent X-rays. 15

Managing Health and Wellness Costs With the CareCredit Credit Card

If you are looking for an option to help manage your health & wellness costs, consider financing with the CareCredit credit card. The CareCredit credit card can help you pay for the care you want and need and make payments easy to manage.* Use our Acceptance Locator to  find a provider  near you that accepts CareCredit. Continue your wellness journey by downloading the  CareCredit Mobile App to manage your account, find a provider on the go and easily access the Well U blog for more great articles, podcasts and videos.

Your CareCredit credit card can be used in so many ways within the CareCredit network including vision, dentistry, cosmetic, pet care, hearing, health systems, dermatology, pharmacy purchases, and spa treatments. How will you invest in your health and wellness next?

Robyn Tellefsen is a freelance writer and editor with more than 20 years of experience covering health and wellness, finance and more. Her work has appeared on sites such as LoopNet, Beachside Rehab, First Horizon Bank, SoFi, A Place for Mom, American Express, Chase and more.

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Urgent Care vs Emergency Room: What Type of Care do You Need

Learn when urgent care may be able to provide the care you need more quickly—and at a much lower cost—or when the emergency room may be your best option.

* Subject to credit approval.

The information, opinions and recommendations expressed in the article are for informational purposes only. Information has been obtained from sources generally believed to be reliable. However, because of the possibility of human or mechanical error by our sources, or any other, Synchrony and any of its affiliates, including CareCredit, (collectively, “Synchrony") does not provide any warranty as to the accuracy, adequacy, or completeness of any information for its intended purpose or any results obtained from the use of such information. The data presented in the article was current as of the time of writing. Please consult with your individual advisors with respect to any information presented.

© 2023 Synchrony Bank.

1  "We Want You To Know About X-Rays: Get the Picture on Protection," U.S. Food & Drug Administration. April 12, 2021. Retrieved from:  https://www.fda.gov/radiation-emitting-products/resources-you-radiation-emitting-products/we-want-you-know-about-x-rays-get-picture-protection

2  "X-Ray," Cleveland Clinic. April 21, 2022. Retrieved from:  https://my.clevelandclinic.org/health/diagnostics/21818-x-ray

3  "Radiation in Healthcare: X-Rays," Centers for Disease Control and Prevention. October 20, 2021. Retrieved from:  https://www.cdc.gov/nceh/radiation/x-rays.html

4  "X-Ray (Radiography)," RadiologyInfo.org. Accessed July 18, 2023. Retrieved from:  https://www.radiologyinfo.org/en/x-ray

5  "How To Tell If You Need an X-Ray," Envision Radiology. Accessed July 18, 2023. Retrieved from:  https://www.envrad.com/how-to-tell-if-need-x-ray/

6  "X-Ray," Mayo Clinic. February 11, 2022. Retrieved from:  https://www.mayoclinic.org/tests-procedures/x-ray/about/pac-20395303

7  Poslusny, Catherine. "What Should an X-Ray Cost?," New Choice Health. Accessed July 18, 2023. Retrieved from:  https://www.newchoicehealth.com/x-ray/cost

8  "X-Ray Cost," CostHelper Health. Accessed July 18, 2023. Retrieved from:  https://health.costhelper.com/x-rays.html

9 Lewis, Sarah. "Should You Go to the ER or Urgent Care?," Healthline. April 24, 2021. Retrieved from:  https://www.healthgrades.com/right-care/urgent-care/should-you-go-to-the-er-or-urgent-care-how-to-decide

10  "Do Urgent Cares Do X-Rays for Injuries?," FastMed. March 24, 2022. Retrieved from:  https://www.fastmed.com/health-resources/do-urgent-cares-do-x-rays-for-injuries/

11  Malka, Terez. "How Much Does an X-Ray Cost? With and Without Insurance," K Health. April 5, 2022. Retrieved from:  https://khealth.com/learn/healthcare/how-much-does-an-x-ray-cost/

12  "X-Ray," MDsave. Accessed November 2, 2023. Retrieved from:  https://www.mdsave.com/procedures/x-ray/d781f4cb

13  Krans, Brian. "Dental X-Rays," Healthline. February 22, 2023. Retrieved from:  https://www.healthline.com/health/dental-x-rays

14  Krans, Brian. "X-Ray," Healthline. September 2, 2020. Retrieved from:  https://www.healthline.com/health/x-ray

15  "Dental X-Rays," Cleveland Clinic. February 9, 2023. Retrieved from:  https://my.clevelandclinic.org/health/articles/11199-dental-x-rays

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Emergency Room Visit: When to Go, What to Expect, Wait Times, and Cost

Knowing when and why to go for an emergency room visit can help you plan for care in the event of a medical emergency.

How much does it cost to go to an emergency room?

Emergency Room (ER) costs can vary greatly depending on what type of medical care you need. How much you pay for the visit depends on your health insurance plan. Most health plans may require you to pay something out-of-pocket for an emergency room visit. A visit to the ER may cost more if you have a High-Deductible Health Plan (HDHP) and you have not met your plan’s annual deductible. HDHP's typically offer lower monthly premiums and higher deductibles than traditional health plans. Your plan will start paying for eligible medical expenses once you’ve met the plan’s annual deductible. Here are some tips to pay less out of pocket .

When should I go to an emergency room?

Emergency rooms are often very busy because many people don’t know what type of care they need, so they immediately go to the ER when they are sick or hurt. You should make an emergency room visit for any condition that’s considered life-threatening.

Life-threatening conditions include, but are not limited to, things like a serious allergic reaction, trouble breathing or speaking, disorientation, a loss of consciousness, or any physical trauma.

If you need to be treated for problems that are considered non-life threatening, such as an earache, fever and flu symptoms, minor animal bites, mild asthma, or a mild urinary tract infection, consider seeing your doctor or visiting an urgent care center or convenience care clinic.

What is the cost of an emergency room visit without insurance?

Emergency room costs with or without health insurance can be very high. If you have health insurance, review your plan documents for details on the costs associated with your plan, including your plan deductible, coinsurance, and copay requirements.

If you don’t have insurance, you may be required to pay the full cost of your treatment, which can vary by facility and the type of treatment required. Always plan ahead for sudden sickness, injury, or other medical needs, so you know where to go and how much it could cost. If you need medical care, but it’s not life-threatening you may not have to go to the ER—there are other more affordable options:

  • Urgent care center: Staffed by doctors, nurses, and other medical staff who can treat things like earaches, urinary tract infections, minor cuts, nausea, vomiting, etc. Wait times may be shorter and using an urgent care center could save you hundreds of dollars when compared to an ER.
  • Convenience care clinic: Walk-in clinics are typically located in a pharmacy (CVS, Walgreens, etc.) or supermarket/retail store (Target, Walmart, etc.). These clinics are staffed with physician assistants and nurse practitioners who can provide care for minor cold, fever, flu, rashes and bruises, head lice, allergies, sinus/ear infections, urinary tract infections, even flu and shingles shots. No appointments are needed, wait times are usually minimal, and a convenience care clinic costs much less than an ER.

Plan ahead for when you need medical care. You may not need an emergency room visit and the bill that could come with it.

What are common emergency room wait times?

Emergency room wait times vary according to hospital and location. Patients in the ER are seen based on how serious their condition is. This means that the patients with life-threatening conditions are treated first, and those with non-life threatening conditions have to wait.

To help reduce ER wait times, health care facilities encourage you to plan ahead for care, so when you’re sick or hurt, you know if the ER is right for your medical condition.

An emergency room visit can take up time and money if your problem is not life-threatening. Consider other care options, such as an urgent care center, convenience care clinic, your doctor, or a virtual doctor visit (video chat/telehealth)—all of which could be faster and save you money out of your own pocket if the medical problem is non-life threatening.

If you have health insurance, be sure to check your plan documents to see what types of care options are eligible for coverage under your plan, including whether or not you need to stay in your plan’s network.

Is taking an ambulance to the emergency room free?

An ambulance ride is not free, but your insurance may cover some of the costs for the ride, as well as the emergency room visit. Check your plan benefits to see what out-of-pocket expenses you are responsible for when it comes to an ambulance ride and a visit to the ER.

Plan ahead for times you may need immediate medical care. Review the details of your health plan so you know the costs for an ER visit should you ever need it. Know when it’s best to go to the emergency room and when going somewhere else, like an urgent care center, convenience care clinic, your doctor, or even a virtual doctor visit (video chat/telehealth), is the right option that may save you time and money.

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Why An ER Visit Can Cost So Much — Even For Those With Health Insurance

Terry Gross square 2017

Terry Gross

Vox reporter Sarah Kliff spent over a year reading thousands of ER bills and investigating the reasons behind the costs, including hidden fees, overpriced supplies and out-of-network doctors.

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er visit with x rays cost

The Cost of an ER Visit Without Insurance: What to Expect

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Visiting the emergency room (ER) can be a stressful and overwhelming experience, especially when you don’t have health insurance. Many people are unsure of what to expect when it comes to the cost of an ER visit without insurance. In this article, we will provide an in-depth look at the factors that influence the cost of an uninsured ER visit, the average expenses you can expect to incur, and some tips on how to navigate the financial aspects of an emergency medical situation. Whether you’re facing an unexpected medical emergency or simply want to be prepared for the future, this article will give you the information you need to understand the costs associated with an ER visit without insurance.

Table of Contents

Understanding the cost of an er visit without insurance, factors that affect er visit costs for uninsured patients, tips for managing emergency room expenses without insurance, negotiating your er bill and finding financial assistance programs, the conclusion.

When it comes to seeking medical attention in an emergency room, one thing is certain: it can be costly, especially if you don’t have insurance. The price for treatment can vary greatly depending on the severity of your condition, the tests and procedures needed, and the hospital you visit. On average, an ER visit can range from $150 to $3,000 or more for basic care, and can easily exceed $20,000 for more serious conditions that require hospitalization or surgery.

It’s important to understand that ER charges are often higher than those for the same services provided in a doctor’s office or urgent care center , due to the higher overhead costs associated with operating an emergency department. Additionally, many hospitals charge a facility fee, which covers the cost of maintaining the emergency room, medical equipment, and staff. This fee can range from a few hundred dollars to several thousand dollars, and is separate from the cost of medical treatment.

Here is a breakdown of some common ER services and their average costs without insurance:

  • Basic ER visit : $150 – $3,000
  • Lab tests : $100 – $3,000
  • X-rays : $150 – $1,000
  • CT scans : $500 – $3,000
  • MRIs : $1,000 – $5,000
  • Sutures : $150 – $2,500
  • Emergency surgery : $5,000 – $50,000+

It’s worth noting that these prices are just estimates and can vary widely depending on the hospital and its location. In some cases, hospitals may offer discounts or payment plans for uninsured patients. It’s always a good idea to ask about these options and to inquire about the costs of services before receiving treatment, if possible. Remember, the best way to avoid high ER costs is to have health insurance coverage, but if that’s not an option, understanding the potential costs can help you make informed decisions about your care.

When it comes to visiting the ER without insurance, there are several factors that can impact the overall cost. Firstly, the severity of the condition being treated plays a significant role in the final bill. For example, a simple sprain or minor cut may only result in a few hundred dollars in charges, while a more serious condition such as a heart attack or stroke can easily rack up tens of thousands of dollars in medical expenses.

Another important factor is the location of the hospital. Hospitals in urban areas tend to charge more for emergency room visits than those in rural areas. Additionally, some hospitals may have higher costs due to their reputation or the level of specialized care they offer.

Here are some other factors that can affect the cost of an ER visit for uninsured patients:

  • The time of day or night the visit occurs
  • The number of tests and procedures performed
  • The amount of medication administered
  • Any additional services required, such as ambulance transportation or overnight observation

It’s important to note that these are just estimates and the actual cost can vary greatly depending on individual circumstances. Uninsured patients should always inquire about financial assistance options and potential payment plans to help manage the cost of an ER visit.

Visiting the emergency room without insurance can often result in high medical bills that can be difficult to manage. However, there are several ways you can reduce the costs and avoid being overwhelmed by the expenses.

Research and Compare Prices

  • Not all emergency rooms have the same pricing. Before deciding where to go, research the prices of different emergency rooms in your area. Some hospitals provide pricing information on their website, or you can call and ask for an estimate.
  • Consider urgent care centers for non -life-threatening medical issues . The cost of an urgent care visit is usually lower than the emergency room.

Negotiate Payment Plans

  • Ask the hospital if they offer a payment plan. Many hospitals are willing to work with patients to create a payment plan that fits their budget.
  • Some hospitals offer financial assistance programs for patients without insurance. These programs may reduce the total cost of your bill or provide a discount.

Remember, the best way to manage emergency room expenses is to be prepared. Make sure to have some money saved for unexpected medical costs and always ask questions about the costs before receiving treatment.

If you’ve ever found yourself in the emergency room without insurance, you know that the cost can be staggering. On average, an ER visit can range anywhere from $150 to $3,000 or more , depending on the severity of your condition and the tests and treatments required. However, there are ways to negotiate your bill and find financial assistance programs to help alleviate the burden.

Firstly, it’s important to know that hospitals are often willing to work with patients on their bills. Consider asking for an itemized bill and review it carefully for any errors or charges for services you didn’t receive. If you find any discrepancies, don’t hesitate to bring them up with the billing department. Additionally, you can negotiate a payment plan or ask for a discount based on your financial situation. Many hospitals offer financial assistance programs for uninsured patients, so be sure to inquire about what options are available to you.

Here are some steps you can take to negotiate your ER bill:

  • Request an itemized bill and review it thoroughly
  • Contact the billing department to discuss errors or discrepancies
  • Ask about payment plans or discounts based on your financial situation
  • Inquire about financial assistance programs offered by the hospital

Furthermore, there are various financial assistance programs available at the state and federal level that can help cover the cost of your ER visit. For example, Medicaid and the Children’s Health Insurance Program (CHIP) are two programs that provide assistance to eligible individuals. Additionally, some hospitals have their own charity care programs that can help cover the costs for uninsured patients who meet certain income guidelines. It’s worth researching and applying for these programs to help ease the financial burden of your ER visit.

Q: How much does an ER visit cost without insurance? A: The cost of an ER visit without insurance can vary widely depending on the location and the services received. On average, the cost can range from $150 to $3,000 or more.

Q: What factors influence the cost of an ER visit without insurance? A: The cost of an ER visit without insurance is influenced by factors such as the severity of the injury or illness, the procedures and tests performed, the medications administered, and the hospital’s pricing.

Q: Can I negotiate the cost of an ER visit without insurance? A: Yes, it is possible to negotiate the cost of an ER visit without insurance. Many hospitals have financial assistance programs or may be willing to negotiate a payment plan.

Q: What should I do if I can’t afford the cost of an ER visit without insurance? A: If you cannot afford the cost of an ER visit without insurance, it is important to communicate with the hospital’s billing department. They may be able to offer financial assistance, payment plans, or discounts.

Q: Are there alternative options for individuals without insurance who need medical care? A: Yes, there are alternative options for individuals without insurance who need medical care, such as urgent care centers, community health clinics, and telemedicine services. These options may offer more affordable care for non-life-threatening conditions.

Q: Are there any resources available to help individuals estimate the cost of an ER visit without insurance? A: Yes, there are resources available to help individuals estimate the cost of an ER visit without insurance, such as healthcare cost transparency websites and hospital cost estimation tools. These resources can provide a general idea of the potential costs to expect.

In conclusion, the cost of an emergency room visit without insurance can vary greatly depending on the severity of the situation and the specific services required. It is important to be aware of the potential financial burden of an ER visit and to explore other options for care when possible. While the cost may be daunting, it is essential to seek medical attention in emergency situations and to consider options for obtaining health insurance to help mitigate the financial impact of unexpected medical expenses. We hope that this information has provided clarity on the potential costs and implications of seeking emergency care without insurance.

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The Costs of COVID-19: How much does it really cost to seek care?

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Download the  full report .

Overview 

As COVID-19, a novel coronavirus, spreads across the United States and testing is increasingly made available to diagnose it, one major concern is the individual out-of-pocket cost for being clinically evaluated. Some symptomatic individuals may not seek care due to concerns about their ultimate total cost. 

We have witnessed unprecedented action to avoid this dynamic. Congress approved and the President signed into law a coronavirus relief package,  The Families First Coronavirus Response Act , that includes requiring private health insurance plans to waive the costs of the testing for COVID-19 and the visit to the doctor to receive those tests. The Centers for Medicare and Medicaid Services (CMS)  also announced  the coronavirus test will be covered by both Medicare and Medicaid. Many private insurance plans and telehealth companies have also pledged to provide virtual visits with doctors at no charge.

Even with these efforts, an individual walking into a healthcare facility exhibiting symptoms of COVID-19, whether it’s their primary care provider’s office, an urgent care center, or an emergency room, could end up being responsible for some out-of-pocket costs. Why? Because healthcare providers need to administer other tests to rule out common conditions that present with respiratory symptoms, like influenza or bacterial pneumonia, in addition to performing a coronavirus test. This is medically necessary to ensure individuals get the right treatment and it is unclear whether all of these costs would be fully covered by insurance.

People who are symptomatic and seek care may be billed for a visit with a doctor, an influenza test, a chest x-ray, and bacterial, viral, or blood culture tests. These costs can add up very quickly, particularly for people with no insurance or who have high-deductible health plans. 

While questions remain about what will be covered under the coronavirus relief efforts, Castlight conducted an analysis to estimate the costs for seeking care in different markets and different sites of care. This analysis is based on real-time cost data from Castlight’s health navigation platform for commercially-insured populations living in major metropolitan areas across the country, including those that have been most impacted by coronavirus to date. 

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We evaluated the cost of care in the following cities and their surrounding metro areas: 

Boston, MA | Chicago, IL | Cleveland, OH | Dallas, TX | Houston, TX | Los Angeles, CA | Miami, FL | New York, NY | Salt Lake City, UT | San Francisco, CA | Seattle, WA | Washington, D.C.

Key Findings

  • Costs depend on severity of symptoms.  For example, a patient in Seattle exhibiting a fever and a cough with no chest pain who goes to a primary care doctor for an evaluation can expect an average cost of $197. But if the symptoms include a high fever, cough, chest discomfort, and shortness of breath, the primary care provider will likely order lab tests and a chest x-ray, increasing the cost of a primary care evaluation to an average of $1001 in this metro area.
  • Costs vary widely depending on the site of care.  Even without symptoms severe enough to warrant any lab testing, a diagnostic evaluation can cost someone living in the New York metro area $0 to $100 for a telehealth visit, $100 to $450 for a primary care visit, $250 to $514 for an urgent care visit, and $506 to $4985 for an ER visit. 
  • Costs vary between markets.  For a primary care visit, a standard set of lab tests, and a chest x-ray, the cost of an evaluation averages $1001 in Seattle, $2493 in San Francisco, and $3153 in Miami. 
  • Costs vary within markets.  In Los Angeles, the cost for a primary care visit and standard lab testing ranges from $304 to $4447—roughly a 14-fold difference. In Dallas, the cost for the same services ranges from $193 to $4308—a 22-fold difference. Similarly, in Miami, these services range in cost from $354 to $5729—a 16-fold difference.

How did we calculate costs?

We estimated costs for people who sought care at different sites: primary care doctors, urgent care clinics, emergency rooms, and telehealth providers. For each, we considered what their diagnostic evaluation might include depending on the severity of their symptoms:

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Mild:  Asymptomatic people or those with a mild cough or low-grade fever might simply have a visit with a doctor and receive a recommendation to stay at home and rest. 

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Moderate:  People with symptoms consistent with COVID-19 (high fever, cough, shortness of breath) may have a visit with a doctor and lab tests such as a comprehensive metabolic panel, influenza test, complete blood count, and bacterial and viral cultures, in addition to the COVID-19 test. These tests will help their provider rule out other conditions and recommend the right course of care. 

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Severe:  People exhibiting severe respiratory symptoms, like significant trouble breathing and high fever, may need all of those tests in addition to a chest x-ray to determine if they need to be admitted to the hospital. 

What did we find? 

Costs vary depending on the site of care.

Many individuals have access to telehealth through their employers or health plans. Co-pays for this service range from $0 to $100, though some insurance carriers have waived costs for telehealth visits. Individuals with mild symptoms may be able to have a video visit with a telehealth provider or call a nurse hotline at no cost to rule out the need for further testing. Most of these individuals will be told to self-isolate, rather than come in for an evaluation, incurring no further costs. If they do need further testing, they will likely be directed to a local primary care provider or urgent care center. 

Primary Care

If someone with mild symptoms seeks an evaluation with a primary care provider in New York City, their out-of-pocket costs could range from $100 to $450 with an average cost of $235. In contrast, if a person seeks care at a primary care provider in New York City with more severe symptoms, their costs could range from $385 to $2805 with an average of $1220. Although the average costs for a primary care office visit are highest in San Francisco, lab tests and x-rays are highest in Miami.

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Urgent Care

If someone with mild to moderate symptoms seeks an evaluation at an urgent care center in New York City their out-of-pocket costs could range from $250 to $514 with an average of $352. However, if a person seeks care at an urgent care center in New York City with more severe symptoms, their costs could range from $535 to $2870 with an average of $1336. Miami and San Francisco have the highest urgent care costs among the included cities.

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Emergency Room

If someone with mild symptoms seeks an evaluation at an emergency room in New York City, their out-of-pocket costs could range from $506 to $4985 (average $2321). If a person seeks care at an emergency room in New York City with more severe symptoms, their costs could range from $791 to $7341 (average $3305). The average out-of-pocket costs for a visit to an ER for someone with moderate symptoms ranges from $1793 in Seattle to $3997 in Miami. 

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Methodology

The primary source of data used for this analysis is a subset of 2.5 billion de-identified medical claims for primary care, urgent care, emergency room, lab tests and x-ray supplemented with:

  • Provider directory data (e.g., which doctors provide which type of care).
  • Provider rate sheets.
  • Publicly available data.

The costs provided are for a member in their deductible phase seeing in-network providers. The ranges provided are for the 5th to the 95th percentile of costs in that metropolitan region.

The components of an evaluation for a patient seeking care associated with COVID-19 depend on their symptom severity and site of care. The procedures and services we included are:

  • Site of care: telehealth visit, primary care visit, urgent care visit, ER visit.
  • Care for moderate COVID-19 symptoms: initial cost of a provider visit, influenza test, sputum culture and sensitivity, blood culture and sensitivity, complete blood count, and comprehensive metabolic panel.
  • Care for severe COVID-19 symptoms: initial cost of a provider visit, all lab tests listed above, and a chest x-ray.

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What Is a Level 5 Emergency Room Visit, and Why Does It Cost So Much?

An ambulance rushing to the emergency room

If you visit the emergency room, your bill will typically include a "ER visit level" line item that’s based on the complexity of your treatment. A Level 5 emergency room visit, or ER visit level 5, is reserved for the most severe cases.

Visit levels range from 1 to 5, from mild to most severe, and most ER visits fall around level 3 or level 4, explains Goodbill lead medical coder, Christine Fries.

A Level 5 emergency room visit charge is reserved for the most severe cases. Most visits fall around level 3 or 4.

Generally speaking, you’re billed for an ER visit level 4 if you get two or fewer diagnostic tests, which can include labs, EKGs or X-rays. Once you get three or more diagnostic tests, you’ll be billed for an ER visit level 5.

‍ Read more ER visit levels here: Why Did My Emergency Room Visit Cost So Much?

But watch out: Hospitals sometimes inflate the leveling on your bill, also known as "upcoding," even if your visit didn’t meet the criteria for that level. The difference in cost between an ER visit level 4 and an ER visit level 5 can be thousands of dollars, she says.

ER visit levels are sometimes inflated on your bill, known as "upcoding." The difference in cost can be thousands of dollars.

"That’s probably the line we see most often stepped over, is they’re billing that ER visit level 5, when it just wasn’t there," Fries told patient advocacy nonprofit Healthcare Reformed in an interview. "With just a single line item flagged as upcoding between an ER visit level 4 and 5, we’ve saved patients over $2,000." 

er visit with x rays cost

On your bill, a Level 5 emergency room visit charge may show up differently, depending on the hospital. Here are some common ways it might appear on your bill:

  • Level 5 ED visit
  • ER visit level 5 / ER visit lvl 5
  • ED visit level 5 / ED visit lvl 5

To learn more, listen to Fries' full video interview below.

@christyprn Video quality is down📉, but educational quality is UP. 📈 #healthcare #healthcarereform #medicalbills #hospitalbill #medicaldebt #patientadvocate ♬ original sound - Christy, RN | Advocate

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Emergency Room, Urgent Care or Primary Care Physician?

There are several places you can go for medical care. Use this guide to help you choose the right one for your situation.

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This article is based on reporting that features expert sources.

ER, Urgent Care or Primary Physician?

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In recent years, the landscape of health care has evolved, with many urgent care clinics popping up and filling a gap between traditional doctor-led primary care and conventional emergency room care.

These three types of care settings have some overlap, so knowing which type to visit isn’t always cut-and-dried, especially when you may be injured or feeling lousy.

What's key to determining the right health care provider, says Dr. Douglas Kupas, an emergency physician at Geisinger in Danville, Pennsylvania, is "the type of injury or illness that you have, its severity and whether it fits with the resources at the site."

In this guide, we dive into more detail about the differences between primary care, emergency care and urgent care and how to choose the right one for your situation.

Key Takeaways:

  • Primary care, urgent care and emergency rooms all offer care options for a variety of medical needs. 
  • Primary care works better when you have an ongoing relationship with a specific provider to care for your routine health needs. These may include annual well visits and vaccines as well as cancer screenings and care for chronic conditions like diabetes. 
  • The emergency department of your local hospital can handle more severe health crises and can admit you for surgical or other care if you need it. 
  • Urgent care clinics aim to fill the gap when primary care isn't available but going to the emergency room would be unnecessary. 

When to Visit Your Primary Care Physician

Scenario: You've been under the weather for a few days with a cough, sore throat, runny nose and a low-grade fever. Allergy medicine didn't help, and neither did over-the-counter cold medicine . You don't seem to be getting better, and now when you lie down, your ear hurts. It's time to visit your doctor to find out what's going on.

For most non-urgent situations, like the scenario above, or routine care, such as annual physicals or wellness checks, your primary care physician is the best option.

“It’s like going to the auto shop to get oil and filter changes,” explains Dr. Jay Ladde, senior associate program director and professor of emergency medicine at Orlando Health in Florida.

This kind of care can also include:

  • Treatment for some acute conditions, such as coughs and cold, ear infections and minor injuries
  • Treatment for chronic conditions, such as diabetes and high blood pressure , that require regular follow-up appointments
  • Preventive health care services, such as mammograms , colonoscopies and vaccines
  • Women’s health services , such as pelvic exams, pap smears and other gynecological support

Your doctor can also handle some acute and urgent issues, such as fevers and minor pains. They can refer you to a specialist, such as a cardiologist or an orthopedic surgeon , if you need more condition-specific care.

“Any complaint that is not an emergency can and should be assessed at your primary care doctor’s office if possible,” notes Dr. William Adelman, a pediatrician and medical director of the Children’s Hospital of Orange County Primary Care Network in California.

Primary care works best when you build a long-term relationship with a particular provider who can see your whole health picture. However, your primary care physician isn't on call 24/7, so when you need care in the middle of the night or on a weekend, you may need to seek urgent or emergency care instead.

When to Visit the Emergency Department

Scenario: It's 2 a.m., and you wake up with a stabbing pain in the abdomen. You're feeling nauseated, you've vomited once and you have a slight fever that seems to be creeping up. It's definitely time to head to the emergency room.

The emergency department or emergency room is “equipped and staffed for the most complex or critical needs, including situations that may threaten life, limb or eyesight,” Adelman says.

He offers a helpful mnemonic – ABCD – for determining when to visit the ER. That refers to conditions that affect:

  • C irculation
  • D isability (neurological)

These conditions could include severe asthma attacks, allergic reactions or heart and blood pressure issues, for example.

More specific reasons to visit the ER include:

  • Chest pain or heart attack
  • Difficulty breathing or cessation of breathing
  • Severe abdominal pain (like the scenario above) and appendicitis
  • Major trauma or injury, like what you might experience during a car crash
  • Head injuries or loss of consciousness and fainting
  • Severe neck or spine injuries , especially if they produce tingling or numbness in the limbs
  • Suicide attempts
  • Uncontrolled bleeding and large wounds that require stitches
  • Fast or irregular heart rate
  • Difficulty walking, speaking or moving
  • Vaginal bleeding during pregnancy
  • Mental health crisis
  • Possible signs of stroke , such as slurred speech, confusion and weakness or numbness on one side of the body
  • Sudden vision problem, such as double vision or blindness
  • Severe dizziness
  • Severe burns that have blistered
  • Suspected poisoning
  • Broken bones (an urgent care center may be able to take X-rays, but you may need to seek additional care at an ER)

Most emergency departments are attached to a hospital and can admit you directly if you need surgery or other critical intervention. Because of this proximity to more advanced care, the ER is typically able to handle just about any medical problem a person has.

"Emergency care is meant for true medical emergencies that would require hospitalization or surgery," says Dr. Tania Elliott, dual board-certified internal medicine and allergy/immunology physician and digital health influencer.

If you're uncertain, it's best to err on the side of caution and visit the emergency department.

What to expect at the ER

If you do head to the ER, you should be prepared to wait because many ERs see a large volume of patients. If you don't have a life-or-death condition, you may have to wait for a provider to finish with a more severe patient before they can treat you. That’s because the ER triages patients based on acuity, while urgent care centers typically use a first-come-first-served approach (more on that below).

“Mondays are traditionally the busiest days in any ED in the country," Ladde says. "If you have a problem on Saturday, it’s best to go on Saturday.”

Mornings also tend to be less busy.

When to Go to an Urgent Care Center

Scenario: It's 4 p.m. on a Saturday. You've just slid into second base at your baseball game but landed on your arm. It's swollen and painful, but it doesn't appear to be broken. Still, you'd feel better having a health care professional check it out.

If your concern isn’t emergent but needs attention sooner than your PCP is available, an urgent care center, also sometimes called a walk-in clinic or retail health clinic, can fill that gap.

"Urgent care is meant for nonemergency conditions and 'one-and-done' types of visits that don't really require major follow-up,” Elliott says.

Examples of specific problems urgent care centers are well suited to handle include:

  • Insect bites and stings
  • Minor allergic reactions
  • Sprains and strains
  • Coughs and colds
  • Flu symptoms, sore throat and earaches
  • Minor eye infections, such as pinkeye
  • Minor wound care and stitches
  • Minor burns that haven’t blistered
  • Fever that does not include a rash
  • Vomiting and diarrhea
  • Painful urination and urinary tract infections

If you're in doubt, call your doctor for guidance on whether you should wait to see them or if you should visit an urgent care center.

Urgent care centers don’t typically have the same volume of patients as the local ER, so you may be able to see a provider faster there. If the problem is serious, though, you’ll likely end up in an ambulance on the way to the hospital.

Financial Considerations

Insurance is always a concern, and understanding what your financial responsibilities may be before heading to the ER, an urgent care facility or your primary care doctor is a factor worth considering.

Generally speaking, copays for visiting an ER are higher than those to visit an urgent care center or your primary care physician, but it depends on the specifics of your insurance plan. Ambulance rides can also be pricey and aren’t always covered by all insurance plans, so be sure you understand your coverage to avoid any financial surprises.

All that said, if you’re in dire need of medical attention, go to the ER. The Emergency Medical Treatment and Labor Act, enacted in 1986, ensures public access to emergency services and care in hospital emergency departments regardless of the patient’s ability to pay. You are entitled to appropriate medical screening to determine whether your condition is an emergency and to receive treatment until your condition has stabilized. If the hospital can’t treat your condition, you’re entitled to an appropriate transfer to another hospital.

Everyone in the U.S. is guaranteed these protections under EMTALA. That doesn’t mean you won’t be billed for the care you received afterward; it simply means that when you need emergency care, you should not delay – head immediately to the nearest ER.

Bottom Line

The types of services offered at a specific urgent care clinic can vary from location to location, and Ladde notes that some ERs are now offering some services for patients who need minor treatment, X-rays or basic labs.

Therefore, it’s not always easy to know which option is the best one. He recommends getting to know the facilities close to your home so that you know before a crisis hits where you should head first.

The U.S. News Health team delivers accurate information about health, nutrition and fitness, as well as in-depth medical condition guides. All of our stories rely on multiple, independent sources and experts in the field, such as medical doctors and licensed nutritionists. To learn more about how we keep our content accurate and trustworthy, read our  editorial guidelines .

Adelman is a pediatrician and medical director of the Children’s Hospital of Orange County Primary Care Network in California.

Elliott is a physician executive and digital health influencer based in New York City. She is dual board certified in internal medicine and allergy/immunology, as well as a faculty member at NYU Langone Health.

Kupas is an emergency physician and EMS physician at Geisinger in Danville, Pennsylvania.

Ladde is senior associate program director and professor of emergency medicine at Orlando Health in Florida.

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X-Rays at Urgent Care: What You Need to Know

Michael Barber

  • X-rays are offered at many urgent care clinics and can help diagnose various conditions like broken bones and respiratory illnesses.
  • Different types of X-rays are available, including chest X-rays, abdominal X-rays, bone X-rays, and dental X-rays, depending on the symptoms and medical history.
  • X-rays at urgent care are convenient, cost-effective, and accessible, with shorter wait times compared to hospitals.
  • Urgent care centers use the same equipment and technology as hospitals, ensuring quality results.

X-rays at Urgent Care

Types of x-rays, getting an x-ray at urgent care, other diagnostic imaging services offered at urgent care clinics, what to expect when you get x-rays at urgent care, how urgent care centers fit into the larger healthcare system, benefits of getting x-rays at urgent care, recap of getting an x-ray at urgent care.

  • Frequently Asked Questions

X-rays are a form of electromagnetic radiation that can help diagnose a variety of medical conditions, according to the Mayo Clinic. Urgent care clinics often offer X-rays as one of their services, since an X-ray is able to diagnose many health conditions, like broken bones or pneumonia.

The process of getting an X-ray is usually very quick and painless, according to the Cleveland Clinic. The results of the X-ray can provide valuable information to your healthcare provider in order to make an accurate diagnosis or monitor treatment. It is important to note that while X-rays do expose you to a small amount of radiation, however, the benefits of the diagnostic tool often outweigh the risks.

X-Rays at Urgent Care: What You Need to Know

If you have suffered an injury or are experiencing certain symptoms, your doctor may recommend an X-ray to help diagnose the issue. Most urgent care clinics are equipped with X-ray machines and can provide this service to patients in need of it.

Why an X-ray may be Necessary

X-rays are a type of medical imaging that uses radiation to create images of the inside of your body. They can help doctors identify a range of conditions that may be the source of your pain or discomfort. Some conditions that can be found on X-ray, according to the Mayo Clinic, include:

  • Broken bones
  • Respiratory illnesses, such as pneumonia
  • Cancerous and noncancerous tumors
  • Enlarged heart

Availability of X-ray services at Urgent Care centers

Many urgent care centers have X-ray machines on-site and can provide this service to patients. This can be especially convenient if you need immediate medical attention and don't have time to schedule an appointment with your primary care physician. However, it's important to note that not all urgent care centers offer X-ray services. You can find out if your local urgent care offers this service by calling ahead of your appointment.

Common Conditions that May Require an X-ray at Urgent Care

X-rays may be necessary for a variety of injuries or conditions, according to the Cleveland Clinic. Some of these conditions include:

  • Pneumonia or other respiratory problems
  • Dental issues, such as broken teeth or jaw injuries
  • Foreign objects in the body
  • Abdominal pain or other internal issues
  • Trouble breathing or swallowing

If you are experiencing symptoms related to any of these conditions, it's important to seek medical attention right away. An X-ray may be necessary to diagnose the issue and determine the best course of treatment.

There are different types of X-rays, and the type of X-ray you get will depend on your specific symptoms and medical history. Here are some of the most common types of X-rays that may be offered at urgent care, according to the Mayo Clinic:

  • Chest X-ray - This type of X-ray is used to diagnose lung and heart conditions, such as pneumonia, bronchitis , and congestive heart failure.
  • Abdominal X-ray - This type of X-ray can be used to diagnose conditions in the abdomen, such as kidney stones, bowel obstruction, and abdominal pain .
  • Bone X-ray - This type of X-ray is used to diagnose bone fractures , arthritis, and other bone-related conditions.
  • Dental X-ray - This type of X-ray is used to diagnose dental conditions, such as cavities, gum disease, and impacted teeth.

Your healthcare provider will determine which type of X-ray you need based on your symptoms and your medical history. Here are some situations when each type of X-ray may be necessary, according to the Mayo Clinic:

  • Chest X-ray - This X-ray may be needed if you are experiencing shortness of breath , coughing , or chest pain, according to the Mayo Clinic. Your healthcare provider may also recommend a chest X-ray to diagnose lung or heart conditions based on your overall health and risk factors.
  • Abdominal X-ray - If you are experiencing abdominal pain, nausea , or vomiting , your healthcare provider may recommend an abdominal X-ray to diagnose conditions in the abdomen, according to the Mayo Clinic.
  • Bone X-ray - If you have injured a bone or are experiencing bone-related pain, your healthcare provider may recommend a bone X-ray to diagnose bone fractures, arthritis, scoliosis, or other bone-related conditions, according to the Mayo Clinic.

If your urgent care provider determines that you need an X-ray, the process for getting one is relatively straightforward. First, you will be asked to remove any jewelry or clothing that may interfere with the X-ray images. Then, you will be taken to the X-ray area, or an X-ray machine will be brought to you, depending on your circumstances.

What to Expect During the X-ray Procedure

For an X-ray, you will be positioned in front of the X-ray machine, and the technician will take the necessary images. Sometimes the positioning may be awkward, so you may be given medication for pain or to help you relax beforehand, according to Sanford Health. During the X-ray procedure, you will be asked to hold still while the technician takes the images. Depending on the area being imaged, you may need to hold your breath for a few seconds. The entire process typically takes only a few minutes.

Potential Risks of X-rays

While X-rays are generally safe, there is a small risk of radiation exposure, according to the FDA. However, the amount of radiation exposure from medically necessary X-rays is typically not a cause for concern.

Qualifications of Healthcare Professionals who perform X-rays at Urgent Care Clinics

The healthcare professionals who perform X-rays at urgent care centers are typically licensed radiology technicians who have undergone specialized training in medical imaging. They are required to adhere to strict safety guidelines to minimize the risk of radiation exposure and ensure the accuracy of the images, according to the FDA.

Insurance Coverage and Costs Associated with Getting an X-ray at Urgent Care

The cost of getting an X-ray at an urgent care center will depend on several factors, including your insurance coverage and the specific type of X-ray you require. However, many urgent care centers offer affordable pricing options for patients who are uninsured or underinsured. You can check with your insurance provider to determine your coverage and any associated costs before getting an X-ray at an urgent care center.

In addition to X-rays, urgent care clinics may offer other diagnostic imaging services to help diagnose and monitor a variety of medical conditions. Other common imaging services offered via referral include ultrasounds, MRIs, CT scans, according to the FDA.

Ultrasounds are a type of imaging test that use high-frequency sound waves to create images of internal organs and tissues. They are commonly used to evaluate the health of a developing fetus during pregnancy , but can also be used to diagnose conditions such as gallstones, kidney stones, and liver disease.

CT scans, also known as computed tomography scans, use X-rays and computer technology to create detailed images of the body. According to the FDA, they are often used to diagnose conditions such as bone fractures, internal bleeding, and cancer.

MRI scans use magnets and radio waves to look at organs, bones, muscles, and blood vessels.

It is important to note that not all urgent care centers offer the same imaging services—and some urgent care clinics may refer you to a specialist or hospital if more advanced imaging is needed. Additionally, some imaging tests may require additional preparation or follow-up care, so be sure to ask your healthcare provider about any specific instructions or concerns you may have.

Many patients report positive experiences with their urgent care visits, according to the Journal of Urgent Care Medicine. Around 11% of urgent care visits require X-rays according to one published study, which underscores the necessity for this service. Below we outline a few reasons why many patients enjoy choosing urgent care clinics for non-life-threatening healthcare.

Shorter Wait times Compared to Primary and Emergency Care

Urgent care centers often have a shorter wait time compared to emergency rooms and primary care offices. This is because urgent care clinics offer walk-in appointments, with extended hours and select services for non-life-threatening cases.

Urgent Care Provides Quality Care

Urgent care clinics employ qualified radiology technicians and use approved equipment to help ensure accurate and reliable results. The quality of care you receive at an urgent care center is comparable to that of a hospital or imaging center.

Urgent Care as a Cost-Effective Care Option

Another benefit of getting an X-ray at an urgent care center is the cost. In general, urgent care clients offer services at a lower rate than many hospitals or imaging centers. Many urgent care clinics also accept a wide range of insurance plans.

Urgent care clinics play an important role in our healthcare system. They provide a convenient and cost-effective alternative to emergency rooms for non-life-threatening medical conditions, such as minor injuries and illnesses. This allows more critical cases to get faster care in the emergency room. Urgent care clinics are also usually open after hours, on weekends, and on holidays—making them a valuable resource for patients who need medical attention outside of regular business hours. Additionally, urgent care clinics can provide timely medical care for patients who cannot get an appointment with their primary care physician.

Urgent care centers are designed to complement primary care physicians and emergency rooms. They are not a replacement for either of these services but rather a supplement to them.

If you need an X-ray, going to an urgent care center can save you time and possibly also save you money by avoiding an emergency room visit. Here are some benefits of getting X-rays at an urgent care center:

  • Convenience - Urgent care centers are often open later than traditional medical facilities, making it easier to get an X-ray at a time that's convenient for you. They also typically have shorter wait times than emergency rooms, so you'll be seen faster.
  • Affordability - X-rays at urgent care centers are often less expensive than those at hospitals or other medical facilities, according to UChicago Medicine.
  • Accessibility - Urgent care centers offer a great option for people who do not have a primary care physician or are unable to wait for an appointment with their primary care physician.

Are X-rays at a Hospital or Imaging Center Better Than Urgent Care?

Urgent care clinics use the same equipment and technology as hospitals and other medical facilities, so the quality of the X-rays is the same. However, there are some differences when you get an X-ray at an urgent care instead of a hospital or imaging center:

  • Speed - Urgent care centers can often perform X-rays more quickly than hospitals or other medical facilities, according to UChicago Medicine. This can be important if you need a diagnosis quickly.
  • Cost - As mentioned earlier, urgent care clinics often are less expensive than hospitals or imaging centers, so you may be able to save money by going to an urgent care center for your X-ray.
  • Ease of access - Urgent care centers are often more accessible than hospitals or other medical facilities, which can be important if you don't have a car or if you live far away from a hospital.

Urgent care can be a convenient and affordable way for you to get the diagnostic imaging you need, including an X-ray. They are often faster and less expensive than going to the hospital, and they can help you get a diagnosis and treatment plan quickly.

If you think you need an X-ray and don't want to wait for an appointment with your primary care physician or spend hours in the emergency room, urgent care X-rays may be a good choice for you. You can use Solv to search urgent care clinics near you and even book your place in line.

It's important to note that while urgent care X-rays can be a great option for many people, they are not always the best choice. If you have a serious or life-threatening condition, such as shortness of breath, severe chest pain, or an open fracture—you should go to the emergency room instead.

Frequently asked questions

What is the purpose of an x-ray, can i get an x-ray at an urgent care clinic, what conditions can be diagnosed with an x-ray at an urgent care clinic, what types of x-rays are available at urgent care clinics, what is the procedure for getting an x-ray at an urgent care clinic, are there any risks associated with getting an x-ray, who performs x-rays at urgent care clinics, how much does it cost to get an x-ray at an urgent care clinic.

Michael is an experienced healthcare marketer, husband and father of three. He has worked alongside healthcare leaders at Johns Hopkins, Cleveland Clinic, St. Luke's, Baylor Scott and White, HCA, and many more, and currently leads strategic growth at Solv.

Rob Rohatsch

Dr. Rob Rohatsch leverages his vast experience in ambulatory medicine, on-demand healthcare, and consumerism to spearhead strategic initiatives. With expertise in operations, revenue cycle management, and clinical practices, he also contributes his knowledge to the academic world, having served in the US Air Force and earned an MD from Jefferson Medical College. Presently, he is part of the faculty at the University of Tennessee's Haslam School of Business, teaching in the Executive MBA Program, and holds positions on various boards, including chairing The TJ Lobraico Foundation.

  • X-ray. (May 15, 2023) https://www.nibib.nih.gov/science-education/science-topics/x-rays
  • X-ray. (May 15, 2023) https://medlineplus.gov/xrays.html
  • X-ray. (May 15, 2023) https://www.hopkinsmedicine.org/health/treatment-tests-and-therapies/xrays
  • X-ray. (May 15, 2023) https://www.mayoclinic.org/tests-procedures/x-ray/about/pac-20395303
  • Medical X-ray Imaging. (May 15, 2023) https://www.fda.gov/radiation-emitting-products/medical-imaging/medical-x-ray-imaging
  • X-ray. (May 15, 2023) https://my.clevelandclinic.org/health/diagnostics/21818-x-ray
  • How Are X-rays Performed? (May 15, 2023) https://stanfordhealthcare.org/medical-tests/x/xray/procedures.html
  • Bone Fractures (May 15, 2023) https://my.clevelandclinic.org/health/diseases/15241-bone-fractures
  • The History of Medicine (X-rays). (May 15, 2023) https://columbiasurgery.org/news/2015/09/17/history-medicine-dr-roentgen-s-accidental-x-rays
  • Urgent Care vs. Emergency Care Centers. (May 15, 2023) https://www.debt.org/medical/emergency-room-urgent-care-costs/
  • Most frequently occurring x-ray views in urgent care. (May 15, 2023)  https://www.jucm.com/frequently-occurring-x-ray-views-urgent-care/
  • What’s the Difference Between the ER and Urgent Care? (May 15, 2023) https://www.uchicagomedicine.org/forefront/health-and-wellness-articles/when-to-go-to-the-emergency-room-vs-an-urgent-care-clinic
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IMAGES

  1. Cost Of Urgent Care Visit With X Rays / Urgent Care Vs Emergency

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  2. Cost of Healthcare, Doctors Visits, Ambulance, and X-Rays in the USA

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  3. Understanding Urgent Care X-ray Costs

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  4. Cost Of Urgent Care Visit With X Rays / Urgent Care Vs Emergency

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  5. The Cost of Vet X-rays

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  6. Understanding Costs: How Much Are X-Rays at Urgent Care?

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  5. Early X-Ray

  6. Dental Visit: X-rays to diagnose tooth pain

COMMENTS

  1. How Much Does An Emergency Room Visit Cost? (2024)

    An ER visit costs $1,500 to $3,000 on average without insurance, with most people spending about $2,100 for an urgent, non-life-threatening health issue. ... X-rays, or other more advanced imaging tests. Insurance coverage: Out-of-pocket costs may be higher for those with high-deductible insurance plans. While ER visit costs are generally ...

  2. Cost of an Emergency Room Visit

    For patients covered by health insurance, out-of-pocket cost for an emergency room visit typically consists of a copay, usually $50-$150 or more, which often is waived if the patient is admitted to the hospital. Depending on the plan, costs might include coinsurance of 10% to 50%. ... Then the required Uroligst where I had to get more x-rays ...

  3. Emergency Room Visit Cost With And Without Insurance in 2024

    Learn More. For patients without health insurance, an emergency room visit cost $2715 on average or more, depending on the severity of the condition and what diagnostic tests and treatment are performed. The least expensive is in Maryland at $682/visit and the most expensive is in Florida, $3,394/visit. The average copay for an ER visit is $625.

  4. How Much is an X-Ray? Urgent Care X-Ray vs ER X-Ray Cost

    New Choice Health, Inc. finds Los Angeles has an average x-ray cost of $230 to $600 while Miami is $100 to $250. Overall, the healthcare marketplace company finds, on average, that x-rays cost $260 to $460. Body Part. X-ray costs vary depending on the body part. For example, CostHelper finds that a finger x-ray is about $100, while a hand can ...

  5. How Much Do X-Rays Cost? It Depends

    Key takeaways: X-rays are a kind of electromagnetic radiation used to create images of the inside of your body to reveal broken bones, fractures, tumors, and other abnormalities. An X-ray can cost about $300 — but the price depends on factors including whether you have insurance, the body part examined, as well as the number of views or images.

  6. How Much Does an ER Visit Cost? Free Local Cost Calculator

    Sample ER Visit Cost. Using a few examples from plans available on the Marketplace on Healthcare.gov (current as of November 2021), here's how this might play out in real life: ... Some clinics offer point-of-care diagnostic tests like ultrasound and X-rays, as well as basic lab work. The average cost for an urgent care visit is around $180 ...

  7. How Much Does an X-Ray Cost? (2024)

    Cost of an X-ray by body part. The cost of an X-ray can range anywhere from $50 to $1,000 or more, depending on the body area being scanned and the facility you visit, but most patients pay $100 to $400 at an imaging center without insurance. Hospital X-rays cost significantly more. This table provides a reference for the average cost of X-ray ...

  8. Cost of an X-Ray

    According to NewChoiceHealth.com, the average cost for a finger X-ray is $100, for a hand $180, for a wrist $190, for a knee $200, for a thigh $280, for a pelvis $350, for a chest $370, and for a full body $1,100. The average cost for more specialized X-rays, such as those of various arteries, veins or ducts in the body, can reach $20,000 to ...

  9. How Much Does an X-ray Cost? With and Without Insurance

    The average x-ray cost is around $260-$460. The price varies by provider, what location you are getting the x-ray, the part of the body needing the x-ray, and how many views need to be taken. For example, without insurance, a 2-view chest x-ray in Texas at a large hospital system was quoted to be $544. With insurance, it was $112.

  10. How much should an x-ray cost in the United States?

    Based on our data, the target fair price for an x-ray is $65, whether you have health insurance or not. National Average: $125. National Range: $45 - $775+. Outpatient Facility Average: $75. Inpatient Facility Average: $450. Target Fair Price: $65.

  11. How Much Does an X-Ray Cost?

    The average cost of an X-ray at inpatient facilities is $450; the average cost of an X-ray at outpatient facilities is $75. 7 Does urgent care do X-rays? Yes, urgent care facilities offer X-rays. 9 The cost of an X-ray at urgent care is typically much less than at an emergency room. 9 And with your permission, an urgent care facility can share ...

  12. Emergency Room Visit: ER Costs & Wait Times

    Emergency Room (ER) costs can vary greatly depending on what type of medical care you need. How much you pay for the visit depends on your health insurance plan. Most health plans may require you to pay something out-of-pocket for an emergency room visit. A visit to the ER may cost more if you have a High-Deductible Health Plan (HDHP) and you ...

  13. How Much Does an ER Visit Cost in 2022? What to Know

    Average Cost for ER Visits. In 2019, the average cost for an ER visit by an insured patient was $1,082. Those who were uninsured spent an average of $1,220. Average costs can vary by state and illness but range from $623-$3,087. Why an ER visit is so expensive . Emergency rooms are very expensive operations to manage for a few reasons.

  14. Why An ER Visit Can Cost So Much

    Why An ER Visit Can Cost So Much — Even For Those With Health Insurance Vox reporter Sarah Kliff spent over a year reading thousands of ER bills and ... Somebody needs to X-ray it and tell you. ...

  15. The Cost of an ER Visit Without Insurance: What to Expect

    This fee can range from a few hundred dollars to several thousand dollars, and is separate from the cost of medical treatment. Here is a breakdown of some common ER services and their average costs without insurance: Basic ER visit: $150 - $3,000. Lab tests: $100 - $3,000. X-rays: $150 - $1,000. CT scans: $500 - $3,000.

  16. The Costs of COVID-19: How much does it really cost to seek care?

    For a primary care visit, a standard set of lab tests, and a chest x-ray, the cost of an evaluation averages $1001 in Seattle, $2493 in San Francisco, and $3153 in Miami. Costs vary within markets. In Los Angeles, the cost for a primary care visit and standard lab testing ranges from $304 to $4447—roughly a 14-fold difference.

  17. How Much Does An Urgent Care Visit Cost?

    For example, if you cut your finger and need a few stitches, it will cost you $150 on average at an urgent care facility, according to a Forbes Advisor analysis. Without health insurance, you will ...

  18. What Is a Level 5 Emergency Room Visit, and Why Does It Cost ...

    A Level 5 emergency room visit charge is reserved for the most severe cases. Most visits fall around level 3 or 4. Generally speaking, you're billed for an ER visit level 4 if you get two or fewer diagnostic tests, which can include labs, EKGs or X-rays. Once you get three or more diagnostic tests, you'll be billed for an ER visit level 5.

  19. When to Go to Urgent Care, the ER or a Doctor

    These conditions could include severe asthma attacks, allergic reactions or heart and blood pressure issues, for example. More specific reasons to visit the ER include: Chest pain or heart attack ...

  20. X-Rays at Urgent Care: What You Need to Know

    If you need an X-ray, going to an urgent care center can save you time and possibly also save you money by avoiding an emergency room visit. Here are some benefits of getting X-rays at an urgent care center: ... The cost of getting an X-ray at an urgent care center will depend on several factors, including your insurance coverage and the ...

  21. Understanding Urgent Care X-ray Costs

    If you don't have insurance, the health provider expects you to pay the entire amount—$100-1000— out-of-pocket. Even so, most X-ray procedures cost $260-460 in many urgent care centers. The cost varies with the location of the health facility, the number of views the health provider requires, and the target body part.

  22. How Much is an X-Ray? Urgent Care X-Ray Cost vs. ER X-Ray Cost

    Overall, the healthcare marketplace company finds, on average, that x-rays cost $260 to $460. Body Part: X-ray costs vary depending on the body part. For example, CostHelper finds that a finger x-ray is about $100, while a hand can cost $180. Larger body parts are more expensive, with a chest x-ray costing about $370 and the entire body costing ...

  23. Is Urgent Care Cheaper Than the ER?

    The average urgent care visit costs patients $80 to $280 for primary care and upwards of $500 for more serious interventions and services. Patients may incur additional costs for shots, x-rays, and labs. The average emergency room visit costs $2,200 without insurance.