td travel medical insurance reviews

TD Travel Insurance Review

• About TD Travel Insurance

TD travel insurance features

Td travel insurance product rating: 5.0 stars, the pros of td travel insurance, the cons of td travel insurance, td travel insurance alternatives.

TD travel insurance is a convenient option for Canadians who are already customers of the big bank, letting you get insurance coverage from a familiar name. You have 4 options when it comes to what type of plan you can get: single trip, multi-trip all-inclusive, multi-trip medical, or trip cancellation and interruption coverage. Each plan offers your basics to keep you covered on your next trip.

TD travel insurance has adapted to offer COVID-related insurance, which you can get through their medical plans.

Below are the basic features of TD travel insurance.

• Canadian resident

TD travel insurance offers all the basics you need in 4 simple plans. There may not be as many customization options as your other options, but things are streamlined and much simpler when you don't have to choose all the details. You'll also get some less common coverage included, like sending your children home (with an escort) if they were travelling with you.

Being a big bank, TD may not have the cheapest prices on the planet. Usually, you pay a little more for the convenience of working with a big bank. Make sure to shop around before committing to any insurance cost.

Rating methodology

To calculate our Genius Ratings, we compare the features of the account or product in question with other similar products in Canada. We give each feature a score out of 5 based on that comparison. Once we’ve rated all the features, we run them through our proprietary algorithm to produce a final rating out of 5.

So what are some reasons you'd go for TD travel insurance over your other Canadian options?

Backed by a big bank you trust

As one of the 5 biggest banks in Canada, chances are you already know TD as a reputable company – and this trust is even better if you also have products with them.

4 straightforward plans available

Big banks are all about convenience, and TD travel insurance definitely fits the bill. There may not be very many choices for you, but the quote process is very simple and streamlined – you either get single trip coverage (with or without travel cancellation and interruption) or an annual plan for unlimited trips. Click here to get your quote.

Some unusual coverage included

Most TD travel insurance plans are pretty straightforward, but some have unique coverage that you won't find elsewhere. For instance, in the event of an emergency, any children who were travelling with you will be escorted and returned home at no cost to you. Pets will also be returned home. And if you're unable to drive your own vehicle back home, your insurance will take care of the return.

24/7 emergency assistance

If you ever need to contact TD while travelling, they have 24/7 support from anywhere in the world. This is ideal, because it means you don't have to worry about time zones when calling to make a claim.

And of course, there will be a few reasons to encourage you to price-check other travel insurance providers as well.

Trip cancellation and interruption is at extra cost

If you want trip cancellation and interruption insurance, the cost is calculated separately from the standard premium, which is good to keep in mind. In our trial, we got $43.44 for medical coverage as well as $92.50 for trip cancellation and interruption coverage.

Might not have the cheapest premiums

And since big banks are in favour of convenience, they can sometimes cost more than other online travel insurance companies. As an example, our test run was a 26 year old from New Brunswick going on a $1,000 trip for 8 days. TD didn't ask the destination country, but did give a mid-range price of $39 plus $79.60 for trip cancellation and interruption.

Here's how TD travel insurance compares to other options on the market.

What's covered by TD travel insurance?

TD travel insurance can cover you for all the basics: medical emergency coverage, hospital accommodations, physician's bills, transportation to bedside, and vehicle return. If you're buying a simple trip plan, you can also add on trip cancellation and interruption insurance for an extra cost.

How do I get a TD travel insurance quote?

Getting a TD travel insurance quote is actually very easy. All you have to do is answer a few quick questions on the TD website, and you'll get your quote within minutes. Click here for more info .

How do I contact TD travel insurance to make a claim?

If you need to contact TD travel insurance, you can call 1-800-359-6704 if you're in North America, or (416) 977‑5040 if you're anywhere else in the world. They have 24/7 emergency assistance, so you can call them at any time.

Is TD travel insurance good?

Going with TD travel insurance is a safe choice because it's offered by a big Canadian bank that you're likely already familiar with. It offers standard protection with a very straightforward quote tool and plans. But if you're looking for the cheapest plan around, you may want to do some shopping around first.

Editorial Disclaimer: The content here reflects the author's opinion alone, and is not endorsed or sponsored by a bank, credit card issuer, rewards program or other entity. For complete and updated product information please visit the product issuer's website.

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TD Travel Insurance Review (October, 2024) – Pros, Cons, Features, Pricing

This TD Travel Insurance review will help those who need reliable and trustworthy travel insurance in Canada. Travelling can be an excellent way to spend your free time with friends and family. Still, without travel insurance, things might get complicated.

Editorial Note: Comparewise is supported by our readers. When you find products and services through links on our site, we may earn commission.

TD Travel Insurance

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Customers who switched saved 30%. Quote and buy online in minutes. - Claim this offer

TD Travel Insurance is one of the top insurers in Canada, with many affordable policies. Their services are accessible 24/7 with an easy online application process.

Pros include medical expense coverage, excellent customer service, repatriation coverage, and peace of mind. Cons include a required medical questionnaire for those aged 60 and above, lower coverage limits, and no Cancel for Any Reason (CFAR) policy.

This article will give a detailed review of TD Travel Insurance, its pros and cons, what makes it a good insurer, the products and services offered, and alternatives you can choose from.

What makes TD Insurance a good option?

TD Travel Insurance is a top Canadian insurer that offers numerous policies for everyone. Here is one of the reasons to consider using this travel insurance firm:

24/7 Emergency

Choosing this insurer will allow you to have quick emergency assistance anytime you want. At TD Insurance, it doesn’t matter when you need the plan; it is always available.

Excellent Plans

The travel plans available at TD Insurance are many. It doesn’t matter if it’s a first-class or economy ticket you are flying on; there are many plans you can choose from.

Easy Online Application

Getting a quote from TD Travel Insurance is easy on their website. You can also make claims and get responses within minutes. The website is simple to use and offers the best interface for everyone.

This is one of the most reliable life insurance firms you can use for travel in Canada. Reviews of TD Travel coverage consistently give the company high marks. They have been around for a long time and have earned their place among the best. TD Insurance doesn’t owe customers and is very reliable.

Cover all Canadian Provinces

Canadian residents have a reason to smile because you can apply for their policy irrespective of where you are in the country. They have many agent locations you can talk to and are available to call from Canada.

Pros and cons of TD Insurance

Taking a policy with TD Insurance is highly recommended. In this TD Travel Insurance review section, we will learn about some pros and cons, which we will highlight below.

The pros of TD Insurance

Medical expense coverage.

TD Insurance offers travellers who get ill or injured on a flight good medical coverage. Getting sick on flights is pretty typical for those who are first-time travellers or have flight phobias. If you don’t have travel insurance from TD, you will have to pay the medical expenses out of your own pocket.

Excellent Customer Service

One of the benefits of using TD Travel Insurance is that they have a fantastic customer support team. You will get a detailed answer whenever you inquire on all social media channels or through phone numbers. These support teams are available 24/7 to help you solve your problems.

Repatriation Coverage

Sometimes, people face health or mental issues when travelling; in this case, there are two options. Either you are treated, or you are returned home. However, without a TD Travel Insurance policy, you must pay for all return tickets and other expenses.

Travel Plan and Cancellation Plan

There are unavoidable situations where you have to cancel your travel plans. This won’t be good since you would have paid for your hotel and tickets.

While some tickets and hotels can be withdrawn, there are cancellation charges. But when you use travel insurance from TD, you can get back all funds spent when you cancel for genuine reasons.

Peace of Mind

Taking out TD Travel Insurance gives you fresh breath. You have nothing to worry about when you are covered for any financial loss. In a TD Bank travel insurance review, you will understand the benefits of having an insurer who gives you peace of mind.

The cons of TD Insurance

A medical questionnaire is required for people aged 60 and above..

Canadian senior citizens who are 60 or older must fill out a questionnaire before taking out a policy. This is a bit weird and looks like a form of discrimination from TD Insurance.

Lower Coverage limits than other Plans

TD Travel Insurance comes with limited coverage compared to other plans offered. This concerns many travellers who want this firm’s robust and comprehensive insurance policy.

No Cancel for Any Reason (CFAR)

There are no TD travel policies that can be cancelled anyhow. There has to be a tangible reason before any coverage can be cancelled.

TD Travel Insurance products and services

In this TD Travel Insurance Review section, we will examine their services. Here is the top travel insurance coverage you can get from TD Insurance:

Emergency Medical Insurance

When you are sick or injured on a trip, the TD travel medical insurance policy ensures you pay for all medical services your plan covers. Some expenses covered in this plan include hospital bills, medications, lab analysis, and other minor tests. This is a basic medical insurance policy that anyone can get.

Trip Cancellation Insurance

This is another service offered by TD Travel Insurance. The trip cancellation insurance policy covers you if you have any reason to cancel your trip. Some reasons why this policy is excellent are that if you are sick, your airline goes on strike, or you have an urgent thing to attend to immediately,

Travel Interruption Insurance

TD’s travel interruption insurance coverage allows you to pay for emergency ticket expenses.

This also covers fees if your flight is delayed due to an emergency or cancelled for weather reasons.

Baggage Insurance

There is Babbage travel insurance offered by TD Insurance if your luggage goes missing. It will reimburse you for the total value of the contents of the baggage. This policy also covers damaged or stolen suitcases during the trip.

Travel Accident Insurance

This coverage offers protection against accidental death during a trip. It will also cover serious injuries you may experience during your journey.

TD Travel Insurance product and service quality

TD Travel Insurance has excellent communication channels where all claims are answered. It’s a good company that knows how to treat its customers.

Also, the service provided by TD Travel Insurance is excellent. You are compensated for all claims and attended to as and when due. Within a few days, they will refund your claims once the assessment has been done.

Moreover, many positives were mentioned in the reviews of TD Bank travel insurance. They have great recommendations from the Financial Consumer Agency of Canada , which regulates them. However, they don’t intervene for compensation reasons.

How to get started with TD Travel Insurance

This TD Travel Insurance review section will discuss how you can easily get a quote from this insurer.

Go to the TD Insurance website.

The first step you need to take when getting travel insurance from this company is to visit their platform. Then click on the “get a quote” option.

Fill in your information.

You will then be asked to choose which travel insurance policy you need. Also, you will need to input the following information:

• Place of work
• Social Security Number
• Phone Number

Please ensure you provide the correct information to avoid problems.

Review and Pay

You will then click on the review details, proceed to the purchase, and then use credit cards for payments.

Alternatives to TD Travel Insurance

This TD Travel Insurance Review section will discuss Canada’s top travel insurance companies offering similar services. If you aren’t comfortable with the services provided by TD Insurance, here are some viable alternatives:

Green Shield Canada vs TD Travel Insurance

Green Shield Canada is another excellent option if you want to take out a travel insurance policy. This company offers health, travel, and dental insurance at reasonable rates.

Manulife vs TD Travel Insurance

Manulife is an ideal choice for those seeking affordable travel insurance plans. This insurance offers special offers that depend on the situation at hand.

When making a comparison between TD Travel Medical Insurance reviews and Manulife, they have similar service delivery.

SecuriGlobe vs TD Travel Insurance

SecuriGlobe Insurance is one of Canada’s most successful travel insurance companies. They work with many other partners nationwide and offer various insurance policies.

TD Travel Insurance review conclusion

This detailed TD Travel Insurance review has done an excellent job explaining all you need to know about this Canadian insurer. TD Insurance is a top firm in Canada that offers several services to travellers in the country.

Moreover, in this TD travel medical insurance review, we have explained the pros and cons of this top Canadian insurance firm. You will also find out why using this insurer is ideal.

While this travel insurance firm is recommended, there are some alternatives you can use if you aren’t satisfied with their service.

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FAQs about our TD Travel Insurance review

TD Travel Insurance offers excellent services to people in Canada. Using their service is worth the hassle, as they remain a reputable insurance firm. The insurance firm works best with the TD Travel Credit Card, which offers impressive coverage limits and products.

When you travel to an area or buy trip cancellation insurance after an advisory from the author, all COVID-19 patients won't be paid. Learning from the TD One-Trip Travel Insurance Review is advisable for a better understanding.

There are TD insurance policies that cover pregnancies and other medical issues. However, you must ask them for the particular insurance policy that covers it.

The TD Infinite Visa allows users to enjoy perks and loyalty rewards. Also, some concierge services are available on the TD Infinite service.

The TD First-Class Travel Card is one of the top insurance packages available for Canadians. Some packages include out-of-province medical insurance for people under 65, trip interruption insurance, and trip cancellation insurance.

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TD First Class Travel® Visa Infinite* Card Review 2024

Updated: Sep 13, 2024, 2:24pm

Fact Checked

Frequent travellers will find plenty of value in this card. Considering that it earns a minimum of 2 TD Rewards points on every dollar, it has flexible redemption options, plenty of insurance coverage, a travel credit of $100 when you book travel through Expedia ® for TD   and a birthday bonus of up to 10,000 points, it easily earns its spot in your wallet.

• High earn rate for rewards with Expedia.
• Exclusive travel benefits.
• Expensive annual fee.
• Low annual net rewards earnings for average spenders.

Table of Contents

Introduction, quick facts, td first class travel visa infinite card rewards, td first class travel visa infinite card benefits, how the td first class travel visa infinite card stacks up, methodology, is the td first class travel visa infinite card right for you, advertising disclosure.

• Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†.
• Earn 115,000 TD Rewards Points when you spend $5,000 within 180 days of Account opening†.
• Earn a Birthday Bonus of 10% of the TD Rewards Points you have earned over the past year, up to a maximum of 10,000 TD Rewards points†.
• Get an annual TD Travel Credit † of $100 when you book at Expedia ®  For TD.
• Get an Annual Fee Rebate for the first year†.
• To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your first Additional Cardholders by January 6, 2025.
• This offer is not available for residents of Quebec.
• † Terms and conditions apply.

The TD First Class Travel Visa Infinite Card is considered to be one of Canada’s higher-end travel credit cards , even though its annual fee makes it quite affordable. With easy earning potential, a flexible rewards program, and a generous insurance package, it’s definitely worth considering if you are a frequent traveller.

The travel perks and benefits aren’t quite as inclusive as other high-end credit cards. The absence of lounge access is a big one to note. Another downside is that the points cannot be converted into other rewards programs. That being said, for its price point, it’s quite competitive and still gives good value.

• Cardholders will earn points for every dollar spent with accelerated rates on groceries, restaurants, recurring bill payments and travel booked through Expedia® For TD.
• Cardholders will benefit from an annual $100 travel credit when they book travel through Expedia® For TD as well as an annual birthday bonus of up to 10,000 TD Rewards Points.
• Cardholders can redeem points for a range of options at any time as long as they have at least 200 TD points available.
• No travel blackouts, no seat restrictions and no expiry for your TD Rewards Points as long as your account is open and in good standing.

Earning Rewards

Earning rewards with the TD First Class Travel Visa Infinite card is easy as you can earn on every purchase you make.

• Earn 8 TD Rewards Points for every $1 you spend when you book travel through Expedia For TD
• Earn 6 TD Rewards Points for every $1 you spend on groceries and restaurants
• Earn 4 TD Rewards Points for every $1 you spend on recurring bill payments
• Earn 2 TD Rewards Points for every $1 you spend on other purchase
• Earn an annual Birthday Bonus of up to 10,000 TD Rewards Points, or 10% of the total number of TD Reward Points earned in the previous 12 months

There is an annual spend cap of $25,000 for each of the accelerated categories. Once you exceed that maximum, you’ll earn 2 TD Rewards Points for every dollar spent.

Here’s an example of how many TD Rewards Points you could get in the first year, including 135,000 TD Rewards Points (20,000 welcome bonus plus 115,000 points when you spend $5,000 within 180 days of account opening):

Redeeming Rewards

Rewards can be redeemed at any point, in increments of 200 points. You can redeem them for options such as travel (you’ll get the best rewards value if you book through Expedia For TD), Amazon purchases, gift cards, cash credits, and education credits. Redeeming points is easy and the multiple rewards options are attractive. However, some other top-tier credit cards allow you to convert points to other programs like airline or hotel partners for more flexibility, which this card is lacking.

Credit card reward perks include:

• Redeem your TD Rewards Points for your next trip at ExpediaForTD.com and get access to exclusive deals
• Link your eligible card to earn 50% more TD Rewards Points and Starbucks Stars
• Redeem your TD Rewards Points towards purchases at Amazon.ca with Amazon Shop with Points.

Rewards Potential

Cardholders will get the best value for their points by booking travel through Expedia For TD. However, if you like to book directly with hotels or airlines to get status points then it’s not the best rewards potential out there, since booking outside of Expedia For TD lowers the value of your points. With Expedia for TD, 200 points are equal to $1 off travel purchases. For travel booked outside of Expedia For TD, you need 250 points for that same dollar value.

That said, based on average Canadian spending, Forbes Advisor estimates this card could earn $127.34 in rewards value per year with Expedia and $111.67 with other travel partners (both calculations factor in the cost of the annual fee).

• Comprehensive travel insurance coverage.
• Discounts on car rentals with Avis and Budget Rent-A-Car.
• Link your card to Starbucks Rewards to earn 50% more TD points and Starbucks Rewards on Starbucks purchases.

More Card Benefits and Features

TD Rewards Program Benefits: 

• Go places on points and redeem through Expedia for TD (where your points are worth more) or book through any other travel agency or website and use your points within 90 days of purchase.
• Shop online for merchandise and gift cards through TDRewards.com
• Pay with rewards and pay down your credit card balance with points.

Travel Benefits:

• Annual $100 TD Travel Credit on your first eligible travel credit purchase of $500 or more made with Expedia for TD
• Travel medical insurance, up to $2 million of coverage for the first 21 days (or the first four days if you or your spouse is aged 65 or older)
• Flight/trip delay insurance, up to $500 in coverage if your flight is delayed for over four hours
• Trip cancellation, up to $1,500 per person with a maximum of $5,000 for all insured persons
• Trip interruption, up to $5,000 per person, with a maximum of $25,000 for all insured persons
• Common carrier travel accident insurance, up to $500,000
• Emergency travel assistance services
• Delayed and lost baggage insurance, up to $1,000 per person if your baggage is delayed more than six hours or lost
• Auto rental collision/loss damage insurance, up to 48 consecutive days
• TD’s Credit Card Travel Insurance Verification Tool lets you  check your insurance benefits
• Hotel/motel burglary insurance, up to $2,500 of coverage

Additional Benefits and Features:

• TD Payment Plans let you turn purchases of $100 or more into manageable six, 12 or 18 month payment plans
• Save a minimum of 10% off the lowest available base rate with Avis Rent A Car and Budget Rent A Car in Canada and the U.S. and 5% internationally
• Use Apple Pay, Google Pay or Samsung Pay where contactless payments are accepted

Visa Infinite Benefits:

• Complimentary Visa Infinite Concierge 24/7
• Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 hotels
• Visa Infinite Dining Series gives you access to exclusive gourmet events
• Visa Infinite Wine Country Program gives exclusive benefits at over 95 participating wineries in B.C., Ontario and Sonoma Valley, including discounts on wine purchases, complimentary tastings, private vineyard tours and more
• Visa Infinite Entertainment Access provides exclusive access to tickets to curated events
• Visa Infinite Troon Golf provides elevated Troon Rewards Silver Status at over 95 courses and 10% off green fees, merchandise and lessons
• Mobile device insurance, up to $1,000 of coverage in the event of loss, theft, accidental damage or mechanical breakdown
• Chip and PIN technology provides an added level of security
• Purchase security and extended warranty protection within 90 days or purchase, or double the warranty period (up to 12 months) if the item comes with a manufacturer’s warranty
• Visa Secure provides you with increased security and convenience when you shop online
• Instant TD Fraud Alerts whenever there is any suspected suspicious activity
• Set transaction limits, block international purchases or lock your credit card in the TD app
• Pay online with Click to Pay

Optional Benefits:

• Optional TD Credit Card Payment Protection Plan helps you with your payment obligations in the event of a covered job loss, total disability or loss of life
• Optional TD Auto Club Membership that provides 24/7 emergency roadside assistance

Interest Rates

• Regular APR: 20.99%
• Cash Advance APR: 22.99%
• Foreign Transaction Fee: 2.50%
• Annual Fee: $139 (Get an annual fee rebate in the first year; account must be approved by January 6, 2025)†
• Any other fees: Additional cardholder $50.00 (To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholders by January 6, 2025)

TD First Class Travel ® Visa Infinite* Card vs. TD ® Aeroplan ® Visa Infinite* Privilege

While both travel cards, the TD Aeroplan Visa Infinite is a luxury travel card. The annual fee is a hefty $599, but it comes with considerably more perks and benefits. including lounge access and NEXUS card rebates. It also uses Aeroplan rewards rather than TD rewards. The TD Aeroplan Visa Infinite is a strong card, but it’s best for those who travel frequently and can offset the cost of the card with the included benefits.

TD First Class Travel ® Visa Infinite* Card vs. Scotiabank Scene+ Visa Card for Students

Students studying away from home may consider a travel card like the TD First Class Travel Visa Infinite Card to help offset the cost of flights home. However, with the annual fee and rewards earning potential, you might be better off sticking to a $0 annual fee card geared towards student spending. The Scotiabank Scene+ Visa card for students allows you to earn points that can be used for day-to-day expenses like dining out, entertainment and even banking.

TD First Class Travel ® Visa Infinite* Card vs. TD ® Aeroplan ® Visa Platinum* Card

With an annual fee of $89, the TD Aeroplan Visa Platinum is a bit more affordable. The earn rates aren’t as high, but it’s also a different rewards program. While TD Rewards points are best with Expedia, Aeroplan points are best with Air Canada. So your choice between these two cards should depend on who you are most likely to book travel with to get the best value for your points.

When determining a rating for individual credit cards, the Forbes Advisor Canada editorial team factors in an exhaustive list of data points. With the TD First Class Travel ® Visa Infinite*, the scoring model used takes into account factors such as, but not limited to, rewards rates and categories, fees, welcome bonuses and other benefits and features. Keep in mind, what may be best for some people might not be right for you. Conduct informed research before deciding which cards will best help you achieve your financial goals.

The TD First Class Travel ® Visa Infinite* Card is a decent travel card . It’s easy to earn and redeem points and the suite of travel insurance is a huge perk. However, it has the best value for those who like to book their travel via Expedia. If you prefer to book directly with hotels or airlines or via other travel portals, then there are better travel credit cards out there where your rewards will go further.

Related : What is the best Canadian credit card

Frequently Asked Questions (FAQs)

Does the td first class travel visa infinite card have airline lounge access.

No, this card does not include airport lounge access .

Does the TD First Class Travel Visa Infinite Card have foreign exchange fees?

Yes, this credit card charges foreign exchange fees (or FX fees) at a rate of 2.5%. If you’re looking for a credit card without without foreign exchange fees , there are plenty available.

How many TD points do you need for a flight?

You need a minimum of 200 TD points to redeem them for rewards. If you book your flight through Expedia ® For TD the points value is 200 TD points per dollar.

Why should you get a travel rewards credit card?

A travel rewards card helps you earn points on everyday purchases (like groceries) that can be redeemed for travel-related expenses, like flights and hotels. You even earn points on travel-related bookings, earning 8 TD Rewards Points for every $1 you spend when you book travel through Expedia for TD.

How do you earn TD Rewards Points?

You earn points with travel bookings, shopping at a grocery store or eating at a restaurant, on recurring bill payments and everyday purchases.

How do you redeem TD Rewards Points?

You can redeem your TD Rewards Points when  you book travel online through Expedia for TD, or any other travel provider. You can redeem your points on Amazon.ca with Amazon Shop with Points or shop for merchandise on TDRewards.com. Finally, you can also redeem TD Rewards Points to pay your credit card account balance on the TD app or EasyWeb.

Our partners are not responsible for anything reported by Forbes Advisor. To the best of our knowledge, everything is accurate at the time of publishing as of the date posted. For full information and details, please visit the advertiser’s website.

Hannah Logan is a Canadian freelancer writer and blogger who specializes in personal finance and travel. You can follow her adventures on her travel blog EatSleepBreatheTravel.com or find her on Instagram @hannahlogan21.

Courtney Reilly-Larke is the deputy editor of Forbes Advisor Canada. Previously, she was the associate editor of personal finance at MoneySense. She was also managing editor of Best Health Magazine and has contributed to publications such as Cottage Life and Blog TO. She currently lives in Toronto.

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As fall season begins, so do the travel plans.

Prepare for your travel plans by considering travel insurance from TD Insurance

Travel Insurance Plans from TD Insurance

Why it can be important to have travel insurance.

Travelling can be expensive enough on its own, but a medical emergency could cost you much more. It’s also important to note that your credit card might not include travel insurance or may have limited coverage. Whether you’re planning a trip for yourself or your entire family, TD Insurance Travel Insurance can help provide protection from certain unexpected events.

Explore TD Insurance Travel Insurance Plans

TD Insurance Multi-Trip All-Inclusive Plan

This is the most comprehensive plan we offer. It provides you with multiple benefits, including up to $5 million in emergency travel medical coverage, trip cancellation and interruption and more, for multiple covered trips up to the maximum trip duration selected within one year. 1

  Sample Insurance Policy - Multi-Trip All-Inclusive Plan

TD Insurance Single-Trip Medical Plan

This plan provides up to $5 million in emergency travel medical insurance coverage for one trip. 2

  Sample Insurance Policy - Single-Trip Medical Plan

TD Insurance Multi-Trip Medical Plan

If you travel often, then this multi-trip plan could be more cost-effective than buying a single-trip plan each time. This plan provides you with up to $5 million in emergency travel medical coverage for each covered trip up to the maximum trip duration selected within one year. 3

  Sample Insurance Policy - Multi-Trip Medical Plan

TD Insurance Trip Cancellation & Interruption Plan

This plan could be right for you if you do not need emergency medical coverage but want financial protection for eligible non-medical expenses like your trip being cancelled or interrupted due to a covered event. 4

  Sample Insurance Policy - Trip Cancellation & Interruption Plan

Compare plans

Please refer to the Sample Policy for defined terms and a full description of features, benefits, limitations and exclusions.

Ready to choose a plan?

Why choose td insurance travel insurance.

• Up to $5 million in emergency travel medical coverage Feel good about your next trip with medical coverage up to $5 million on eligible costs.
• 24/7 emergency assistance by phone worldwide Call our administrator anytime if you have an emergency during your trip.
• Travel medical coverage for dependent child(ren) included with two paying travellers On select plans that have the family coverage 5,6  option, your dependent child(ren)’s travel medical coverage is included at no additional charge.
• Convenient online quotes and claims servicing Available 24/7 when submitted online.

5 Common Questions About Travel Insurance

Get answers to some of the common travel insurance questions..

Submit a travel insurance claim

Start the claims process by visiting our  Online Claims Portal.

Let’s connect

Our administrator is ready to answer your questions and help you on your way.

• For 24/7 emergency assistance:  1-833-962-1140  (Canada and the U.S., toll free) or + 1-519-988-7629  (worldwide, collect).
• For quotes, to purchase a policy or any general inquiries:  1-833-962-1143 . Mon-Fri 8am to 8pm ET Saturday 9am to 5pm ET
• For claims:  1-833-962-1140 .

Check your TD credit card travel insurance benefits.

Are you an existing TD Credit Cardholder and dreaming of future travels? Learn about what travel insurance benefits are available on your TD credit card with our Credit Card Travel Insurance Verification Tool.

Information for Quebec Residents – TD and MBNA Credit Card Product Summaries

Below are the Travel Insurance Summaries and Credit Card Insurance Summaries for TD and MBNA credit cards. These summaries provide an overview of the features and benefits of the insurance coverages included with TD and MBNA credit cards.

TD Personal Credit Cards:

• TD Cash Back Visa Infinite *  Card Travel Insurance Summary      Credit Card Insurance Summary
• TD Cash Back Visa *  Card Credit Card Insurance Summary
• TD® Aeroplan® Visa Infinite *  Card Travel Insurance Summary      Credit Card Insurance Summary
• TD® Aeroplan® Visa Platinum *  Card Travel Insurance Summary      Credit Card Insurance Summary
• TD® Aeroplan® Visa Infinite *  Privilege Card Travel Insurance Summary      Credit Card Insurance Summary
• TD First Class Travel® Visa Infinite *  Card Travel Insurance Summary      Credit Card Insurance Summary
• TD Platinum Travel Visa *  Card Travel Insurance Summary      Credit Card Insurance Summary
• TD Rewards Visa *  Card Credit Card Insurance Summary
• TD Emerald Flex Rate Visa *  Card Credit Card Insurance Summary
• TD U.S. Dollar Visa *  Card Travel Insurance Summary      Credit Card Insurance Summary
• TD Low Rate Visa Card Credit Card Insurance Summary

TD Business Credit Cards:

• TD Business Travel Visa *  Card Travel Insurance Summary      Credit Card Insurance Summary
• TD Business Cash Back Visa *  Card Credit Card Insurance Summary
• TD Business Select Rate TM  Visa *  Card Credit Card Insurance Summary
• TD® Aeroplan® Visa Business Credit Card Travel Insurance Summary      Credit Card Insurance Summary

MBNA Credit Cards:

• MBNA Gold Mastercard® Travel Insurance Summary      Credit Card Insurance Summary
• MBNA Platinum Plus or True Line Mastercard® Credit Card Insurance Summary
• MBNA Rewards Platinum Plus® Mastercard® Credit Card Insurance Summary
• MBNA Rewards World Elite® Mastercard® Travel Insurance Summary      Credit Card Insurance Summary
• MBNA World Elite® Mastercard® Travel Insurance Summary      Credit Card Insurance Summary
• MBNA World Mastercard® Travel Insurance Summary      Credit Card Insurance Summary
• MBNA Platinum Plus® Mastercard® Travel Insurance Summary      Credit Card Insurance Summary

Other Products and Services You May Want To Consider For Your Trip

TD offers banking solutions, credit cards and competitive exchange rates for your travel needs. Explore our products to learn how TD can enhance your trip.

TD Travel Credit Cards

Earn travel reward points on everyday purchases to redeem for flights, hotels and more.

Foreign Exchange Services

We have over 50 foreign currencies available at competitive rates.

Cross Border Banking

Canadian-based U.S. dollar products with TD Canada Trust can help you avoid foreign exchange fees by allowing you to save and spend in U.S. dollars.

TD Insurance Travel Insurance plans (TD Insurance Multi-Trip All-Inclusive Plan, TD Insurance Single-Trip Medical Plan, TD Insurance Multi-Trip Medical Plan and TD Insurance Trip Cancellation & Interruption Plan) are individual insurance plans administered by Global Excel Management Inc. and its subsidiary, CanAm Insurance Services (2018) Ltd. TD Insurance Multi-Trip All-Inclusive Plan and TD Insurance Trip Cancellation & Interruption Plan are underwritten by TD Life Insurance Company (medical covered causes) and TD Home and Auto Insurance Company (non-medical covered causes). TD Insurance Single-Trip Medical Plan and TD Insurance Multi-Trip Medical Plan are underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by the administrator described in the insurance policies. Coverages and benefits are subject to eligibility conditions, limitations, and exclusions, including pre-existing medical condition exclusions. Please refer to the policy for full details. 1. The TD Insurance Multi-Trip All-Inclusive Plan will provide coverage for each covered trip taken within 1 year up to the maximum trip duration you selected when the policy was purchased. If the oldest person on the insurance policy is 15 days old to 59 years old, the maximum trip duration is 60 consecutive days. If you are 60 years and older, the available maximum trip durations are 22 or 30 consecutive days. Coverage may be subject to conditions, exclusions, and limitations. Refer to your Policy of Insurance for full details of coverage for the TD Insurance Multi-Trip All-Inclusive Plan. 2.Coverage may be subject to conditions, exclusions and limitations. Answering a Medical Questionnaire is required for those 60 years of age or older to determine eligibility for the TD Insurance Single-Trip Medical Plan. Refer to your Policy of Insurance for full details of coverage. 3. The TD Insurance Multi-Trip Medical Plan will provide emergency travel medical coverage for each covered trip taken within 1 year up to the maximum trip duration you selected when the policy was purchased. If the oldest person on the insurance policy is 15 days old to 79 years old, the available maximum trip durations are 4, 9, 16 or 30 consecutive days. If you are 80 years and older, the available maximum trip durations are 4, 9 or 16 consecutive days. Coverage may be subject to conditions, exclusions and limitations. Answering a Medical Questionnaire is required for those 60 years of age or older to determine eligibility for the TD Insurance Multi-Trip Medical Plan. Refer to your Policy of Insurance for full details of coverage. 4.Coverage may be subject to conditions, exclusions and limitations. Refer to your Policy of Insurance for full details of coverage for the TD Insurance Trip Cancellation & Interruption Plan. 5. The TD Insurance Multi-Trip All-Inclusive Plan has family coverage and provides coverage for you, your Spouse and unmarried Dependent Child(ren) if you name them in your application. Spouse means the person to whom you are legally married to; or the person you have lived for at least 1 year and publicly refers to as your domestic partner Dependent Child(ren) means your natural, adopted, or step-children who are: a) unmarried; and b) dependent on you for financial maintenance and support; and i. under 22 years of age, or ii. under 26 years of age and attending an institution of higher learning, full-time, in Canada; or iii. mentally or physically handicapped. All insured persons may travel independently of one another. All covered travellers must be a Canadian resident and be covered by the government health insurance plan of your Canadian province or territory of residence for the entire duration of your trip and at the time you incur a claim. If any of the travellers do not meet these criteria, that traveller will need to complete a separate application for their own policy. Up to 6 travellers including yourself are permitted to be under a policy through our online application. To purchase additional coverage for groups of more than 6 people, please call our administrator at  1-833-962-1143 . 6. Family Coverage is available on the TD Insurance Single-Trip Medical Plan and the TD Insurance Multi-Trip Medical Plan for you, your Spouse and unmarried Dependent Child(ren) if you name them in your application. Spouse means the person to whom you are legally married to; or the person you have lived for at least 1 year and publicly refers to as your domestic partner. Dependent Child(ren) means your natural, adopted, or step-children who are: c) unmarried; and d) dependent on you for financial maintenance and support; and i. under 22 years of age, or ii. under 26 years of age and attending an institution of higher learning, full-time, in Canada; or iii. mentally or physically handicapped. Your Dependent Child(ren) must be travelling with you or your spouse. All covered travellers must be a Canadian resident and be covered by the government health insurance plan of your Canadian province or territory of residence for the entire duration of your trip. Family Coverage is not available when a medical questionnaire is required for any of the travellers. If any of the travellers do not meet these criteria, that traveller will need to complete a separate application for their own policy. Up to 6 travellers including yourself are permitted to be under a policy through our online application. To purchase additional coverage for groups of more than 6 people, please call our administrator at  1-833-962-1143 . Mailing Address: TD Life Insurance Company P.O. Box 1 TD Centre Toronto, Ontario M5K 1A2 TD Home and Auto Insurance Company P.O. Box 1 TD Centre Toronto, Ontario M5K 1A2

See you in a bit

You are now leaving our website and entering a third-party website over which we have no control.

TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.

Third-party sites may have different Privacy and Security policies than TD Bank Group. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

Sorry, we do not offer this product in the selected province

Please visit our  homepage  to see products available in your province.

- Hi, I'm Annie Campoli at TD Insurance. I'm here to answer some common questions about travel insurance, so let's get right into it. Travel insurance provides coverage for certain unexpected expenses while you're traveling. It may cover a lot of different situations, such as trip cancellations, trip interruptions, medical emergencies, or even lost luggage. These risks can be costly when you're traveling outside of your home province. With travel insurance, you get coverage for eligible expenses. Your coverage may also offer 24/7 emergency assistance by phone worldwide. Travel insurance may seem like an extra cost, but it can help you save in the long run by covering unexpected expenses that can happen because of a covered event. Choosing the right travel insurance plan is so important. Start by asking yourself some questions about your trip. Who are you traveling with? Will you be traveling often? How long is your trip? Do you want coverage for medical or non-medical expenses or even both? You also want to review any other travel insurance policies you may have, including travel benefits from your work or credit card. Your existing insurance may offer coverage for some or all of your trip needs, like medical and non-medical expenses. If you know what coverage you already have, you can buy only what you need. Compare different travel insurance plans and pick the one that best fits your needs. In the case of travel medical insurance, you can buy the plan even on the date of your departure. But if you're interested in protecting your trip, consider getting trip cancellation or trip interruption insurance as soon as you book your trip. That will cover sudden events like injuries or severe weather that can cancel your trip. Applying for a TD Insurance travel insurance plan is simple. After picking the plan that works for you, you can get a quote and apply online. Learn more at TDInsurance.com or call one of our licensed insurance advisors at 1-833-962-1143. Feel confident knowing you have the travel coverage from TD Insurance.

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Travel with confidence

Be ready for your next travel adventure, with coverage that best suits your needs.

Available for eligible TD Bank Group customers only

Ready to choose a plan?

Td travel insurance for td bank group customers, why consider travel insurance.

From eligible flight cancellations to medical emergencies while travelling, travel insurance can help you prepare for unexpected, covered events. Whether you're travelling alone, with family or a travelling companion, find the coverage that best suits your needs for your trip.

Why choose TD Travel Insurance?

Emergency travel medical coverage

Feel good about your next trip with emergency travel medical coverage up to $5 million for eligible costs.

Worldwide 24/7 emergency assistance by phone

Call our administrator anytime if you have an emergency during your trip.

Convenient claims submission

Convenient claims submission available over the phone or online.

Explore our Travel Insurance Plans

Single Trip Plan 1

Travelling solo, with family or travelling companions? Our single trip plan offers up to $5 million in emergency travel medical coverage for a covered trip, while travelling outside of your province or territory of residence.

View Sample Certificate of Insurance

View Product Summary and Fact Sheet (for residents of Quebec only)

Annual Plan 1

Ideal for frequent travelers, our annual plan offers a more convenient and cost-effective option than buying a single plan each time you travel. You'll get up to $5 million in emergency travel medical coverage for an unlimited number of covered trips, up to your chosen maximum trip duration, for one year.

Trip Cancellation & Trip Interruption Insurance 1

Travel with confidence knowing you have coverage if your covered trip is cancelled or interrupted because of an eligible medical or non-medical emergency event.

Top-up or extension 2

Is your trip longer than your existing plan covers?

If you have an existing travel medical insurance plan and you need to extend your period of coverage for a particular trip, you can top-up or extend your existing coverage with TD. Our coverage begins after your existing plan ends.

Also, if you have a trip cancellation and trip interruption plan, you can add additional coverage if your trip cost is higher than what your existing plan covers .

Compare Plans

Please refer to the applicable Certificate of Insurance for defined terms and a full description of features, benefits, limitations and exclusions .

Let's connect

Our administrator is ready to answer your questions and help you on your way.

For quotes, to purchase a plan or any general inquiries: 1-888-992-9163 Mon-Fri 8 a.m. to 8 p.m. ET Saturday 9 a.m. to 5 p.m. ET

For 24/7 emergency assistance: 1-800-359-6704  (Canada and the U.S., toll free) or  + 1-416-977-5040  (worldwide, collect).

For claims:  1-800-359-6704

Start a travel insurance claim

Start the claims process by visiting the Online Claims Portal .

Check your TD Credit Card Travel Insurance benefits

Planning a trip? If you're an existing TD Credit Cardholder, you may have travel insurance benefits available on your TD Credit Card.

Other products and services you may want to consider for your trip

TD offers banking solutions, credit cards and competitive exchange rates for your travel needs. Explore our products to learn how TD can enhance your trip.

TD Travel Credit Cards

Earn travel Rewards Points on everyday purchases to redeem for flights, hotels and other eligible rewards items.

• Foreign Exchange Services

We have over 50 foreign currencies available at competitive rates.

• Cross Border Banking

Canadian-based U.S. dollar products with TD Canada Trust can help you avoid foreign exchange fees by allowing you to save and spend in U.S. dollars.

TD Travel Insurance is administered by Global Excel Management Inc. and its subsidiary, CanAm Insurance Services (2018) Ltd.  

TD Travel Medical Insurance Single Trip Plan and Annual Plan are underwritten by TD Life Insurance Company. TD Trip Cancellation and Trip Interruption Insurance is underwritten by TD Life Insurance Company (medical covered causes) and TD Home and Auto Insurance Company (non-medical covered causes). TD Travel Insurance is designed exclusively for the clients of TD Bank Group and are distributed by The Toronto-Dominion Bank. Medical and claim assistance, claim payment and administration services are provided by the Administrator described in the applicable Certificates of Insurance. 

1  Coverages and benefits are subject to eligibility conditions, limitations, and exclusions, including pre-existing medical condition exclusions. Please refer to the applicable Sample Certificate of Insurance for full details.

2 You must confirm with your original insurance carrier that your coverage is eligible to be topped up with a TD Travel Insurance plan. Top-up or extension coverage from TD may offer different benefits with different terms and conditions than your existing coverage. Coverages and benefits are subject to eligibility conditions, limitations, and exclusions, including pre-existing medical condition exclusions. Please refer to the applicable Sample Certificate of Insurance for full details. 

3  Answering a Medical Questionnaire will be required for those between 60 to 64 years of age who are travelling for 30 days or more and for those 65 years of age or older to determine eligibility for this product. If you are between 65 to 74 and are travelling for 17 days or less, you will have an option to bypass the Medical Questionnaire (this may impact your premium and pre-existing stability period).

Mailing Address: TD Life Insurance Company P.O. Box 1 TD Centre Toronto, Ontario M5K 1A2

TD Home and Auto Insurance Company P.O. Box 1 TD Centre Toronto, Ontario M5K 1A2

The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.

See you in a bit

You are now leaving our website and entering a third-party website over which we have no control.

TD Bank Group is not responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.

Third-party sites may have different Privacy and Security policies than TD Bank Group. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

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HelloSafe » Health Insurance » TD

Is TD Health Insurance worth it? Review 2024

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Information verified by   Adeline Harmant

Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.

Did you know that in Canada, more than 30% of medical costs are not covered by provincial healthcare ? Many families find themselves shouldering this financial burden, emphasizing the importance of reliable private health insurance.

Among the numerous providers in the country, TD Health Insurance stands out as a popular option worth considering. To help you make an informed decision, this review explores the various plans, and coverage options, as well as the pros and cons of TD health insurance.

Use our free comparator to compare Canada's top health insurance plans, get free quotes , and find a tailor-made solution that best suits your needs right here in no time.

TD Health Insurance: 5 Key Takeaways

• Comprehensive Coverage: TD Health offers diverse health and dental plans.
• Tailored Solutions: Plans for self-employed, small business owners, retirees, etc.
• Pros: Financial protection, affinity marketing, collaboration with Green Shield Canada.
• Cons: Limited online plan details, potential policy changes, and provincial variations.
• Cost Factors: Premiums based on coverage, age, health, and location.

Our 2024 review of TD Health Insurance

TD Health Insurance, in collaboration with Green Shield Canada (GSC) , offers an impressive range of individual health and dental coverage options under the Health Assist program.

Whether you're self-employed, a small business owner, working on a contract, freelancing, or even transitioning into retirement, TD Health Insurance has you covered. These plans are designed to fill the gap in provincial healthcare plans like the Ontario Health Insurance Plan and MSP in BC, and for those not fully covered by a group benefit plan, providing financial protection against routine and unexpected health expenses.

The Health Assist program comprises two main categories: GSC Health Assist ZONE® and GSC Health Assist LINK® . ZONE plans cater to a diverse range of individuals, including the self-employed, small business owners, contract workers, and freelancers.

On the other hand, LINK plans are tailored for those experiencing changes in their employee benefits, whether due to retirement, career shifts, age, or job loss .

Overall, TD Health Insurance suits those seeking flexible coverage but may not be as transparent for those requiring immediate online plan details. If you want to explore how TD fares against the best health insurance plans in Canada, you can do it right here. Use our free comparator below to compare plans and get instant quotes.

Compare The Best Health Insurance Plans in Seconds

Pros and cons of TD health insurance

Pros of TD health insurance

• Offers diverse options for health and dental insurance plans
• Financial protection against health expenses, ensuring accessibility.
• Tailored coverage, through affinity marketing, for different groups.

Cons of TD health insurance

• Detailed plan specifics and pricing may not be readily available without contacting TD Insurance directly.
• Insurance terms can change.
• Health insurance varies by province.

How much does TD Health Insurance cost?

The cost of TD Health Insurance is influenced by a range of factors that can vary from one policyholder to another. Your choice of coverage type and level plays a significant role , with more comprehensive plans typically commanding higher premiums. Age is another crucial factor, as older individuals may face higher costs due to increased healthcare needs.

Your current health condition and smoking status can also impact premiums, with those having pre-existing conditions or using tobacco potentially paying more . Additionally, your location, family size, and the inclusion of add-ons like dental or vision coverage can influence the final premium amount. Income level and eligibility for government subsidies can further affect affordability.

Here's a table to help you better understand if TD health insurance fits your financial needs:

What does TD Health Insurance cover?

TD Health Insurance offers two key options: GSC Health Assist ZONE® and GSC Health Assist LINK®. For those who are self-employed, small business owners, working on contract, freelancing, or retiring—individuals not fully covered by a group benefit plan—these plans offer a selection of health and dental coverage.

GSC Health Assist ZONE®

Tailored for individuals without health or dental insurance, business owners, freelancers, and part-time workers, GSC Health Assist ZONE® offers eight diverse plans. Some plans (ZONE 1, ZONE 2, ZONE 3, and ZONE Fundamental) ensure guaranteed acceptance upon receiving the initial premium payment, while others (ZONE 4, ZONE 5, ZONE 6, ZONE 7) require a health questionnaire and medical underwriting.

These plans encompass a variety of benefits, such as prescription drugs, dental care, vision care, extended health care, and emergency medical travel coverage, providing comprehensive solutions for various healthcare needs.

• Comprehensive Vision Care: All eight GSC Health Assist ZONE® plans offer coverage for vision care, ensuring that your eye health needs are addressed.
• Access to Registered Specialists and Therapists: Benefit from coverage for registered specialists and therapists, providing you with the necessary healthcare support when needed.
• Emergency Medical Travel Coverage: Enjoy peace of mind with emergency medical travel coverage, ensuring financial protection in unforeseen health emergencies while traveling.
• Convenient 24/7 Legal Advice: Access legal advice anytime, anywhere in Canada, through a toll-free service, that provides you with legal support around the clock.

GSC Health Assist LINK®

If you're transitioning out of employee benefits due to retirement or a career change, GSC Health Assist LINK® plans offer supplemental health coverage for the next phase of your life.

With four distinct LINK plans—LINK 1, LINK 2, LINK 3, and LINK 4—you have options that cater to different coverage levels, benefits, and pricing.

These plans are comprehensive, bundling benefits such as prescription drugs, dental care, vision care, extended health care, preferred hospital accommodation, and emergency medical travel coverage.

• Prescription Drugs Coverage: All four GSC Health Assist LINK® plans include coverage for prescription drugs, ensuring access to necessary medications.
• Comprehensive Vision Care: Enjoy comprehensive vision care benefits, addressing your eye health needs with clarity.
• Access to Registered Specialists and Therapists: Benefit from coverage for registered specialists and therapists, providing essential healthcare support.
• Hospital Accommodation Choices: Choose between semi-private or private hospital accommodation, tailoring your healthcare experience to your preferences.

Use our comparator to see how TD coverage fares against other health insurance plans in Canada . Compare multiple plans and get personalized health insurance quotes for free just by clicking the button below.

Compare The Best Health Insurance Plans and Rates on the market!

What is TD accident and health insurance?

TD Accident and Health Insurance offers a range of valuable coverage options to protect you and your loved ones when life takes unexpected turns. With critical accident and critical illness plans, TD Insurance provides financial support during challenging times, ensuring you can focus on recovery, not on medical bills.

Accidental death coverage provides peace of mind for your family in the event of a tragic accident, while accident disability coverage safeguards your income if you're unable to work due to an accident. With TD Accident and Health Insurance, you're not just prepared for life's uncertainties; you're empowered to live life to the fullest with confidence and security.

How can I get TD Health Insurance?

Securing reliable health insurance is a crucial step in protecting your well-being and financial stability. Let's explore the process of obtaining TD Health Insurance, offering essential insights into acquiring the coverage you need.

• Assess Your Needs: Begin by evaluating your unique healthcare requirements and budget constraints.
• Contact TD Insurance: Reach out to TD Insurance through their website, by phone, or in person to initiate the process.
• Explore Plan Options: TD Health Insurance offers a variety of plans, including health and dental coverage, critical illness insurance, and more. Take the time to examine these options and their benefits.
• Complete the Application: Be prepared to provide personal and health information during the application process.
• Review and Adjust: Periodically reassess your coverage to ensure it aligns with your evolving healthcare needs and circumstances. If necessary, make adjustments to your plan to maintain comprehensive protection.

We recommend that you compare other health insurance options before zeroing in on TD health plans. Use our free comparator below to explore health insurance plans in Canada and get free personalized quotes.

What is TD Travel health insurance?

TD Travel Health Insurance offers a reliable safety net for travelers, ensuring peace of mind during your journeys. Here are the main points to remember:

• TD Travel Health Insurance offers Single Trip, Multi-Trip, and All-Inclusive plans, catering to various travel needs.
• The Trip Cancellation and Interruption Plan safeguards investments against unexpected disruptions, providing peace of mind for frequent or occasional travelers.
• Covering unforeseen medical emergencies, TD Travel health Insurance offers up to $5 million for eligible medical expenses during international trips.
• 24/7 global emergency assistance ensures support during crises, and coverage extends to dependent children at no extra cost with select plans.
• With online quotes and claims available 24/7, TD Insurance simplifies the process, allowing travelers to focus on their journeys with confidence and security.

Nishadh Mohammed is a seasoned news editor and financial writer, working with HelloSafe since May 2023. Nishadh has developed expertise in financial markets, insurance, and investment products, with a deep understanding of the Canadian financial landscape. He has honed his SEO skills and content marketing strategies while writing for Canadian publishing houses. Armed with a master's in Business Analytics and extensive journalistic experience, Nishadh uniquely combines data proficiency and thorough research to deliver comprehensive and accessible information.